Travel insurance for Turkey has jumped almost 50 per cent in just a year, according to new data
Izmir, Turkiye. UK tourists are facing higher insurance premiums, one travel expert said(Image: Getty Images)
Five European and Mediterranean destinations including some hotspots much loved by British tourists have been named as having seen big rises in insurance costs, directly caused by the Middle East crisis. Travel insurance for Turkey has jumped 46% in just a year, according to new data analysing 5,000 policies across popular destinations near conflict zones.
There is no sign of the Middle East conflict calming down – today Iran fired ballistic missiles and drones towards Bahrain and Kuwait, Bahrain’s government said, adding that they were intercepted.
Bahrain’s government called on Tehran to immediately cease attacks on Gulf neighbours that it deemed a “serious escalation”. Iran’s Foreign Ministry said the US early Saturday attacked surveillance facilities on Qeshm Island and near Sirik that it said were used to protect borders and “ensure the security of navigation in international waters”.
The latest exchange of fire came as the Trump administration pressed Iran to make a deal to end the war that has strained the global economy and threatened a hunger crisis in some of the world’s most vulnerable countries.
The US military earlier said it shot down several Iranian missiles and drones launched towards the Strait of Hormuz and Gulf Arab allies, and struck some of the Islamic Republic’s coastal surveillance radar sites in response.
It has had a big impact on the region with some popular destinations seeing big rises in premiums. Quotezone travel insurance expert Helen Rolph warned travellers not to assume last year’s prices still apply and urges holidaymakers to compare policies carefully, buy cover as soon as they book, and check Foreign Office advice before travelling.
Industry experts compared 5,000 travel insurance premiums across five popular tourist destinations close to conflict zones, revealing which countries have seen the biggest price increases over the past year.
Prices in Turkey have been affected the most despite it traditionally being considered one of the most popular and cost-effective destinations for UK holidaymakers over recent years.
Standard travel insurance premiums to the country have jumped from £40.56 in early 2025 to £59.19 just a year later – a rise of 46% or almost £20 per trip – which may be due to the fact it shares a border with Iran.
Holidaymakers travelling to Bulgaria are also seeing a sharp rise with prices up 19%, possibly down to its proximity to Ukraine.
Premiums for Cyprus have increased by 6%, Egypt by 4% and Poland by 8%. To gather the data, popular holiday destinations for British tourists were cross-referenced with countries geographically close to conflict zones, namely Ukraine and Iran, creating a dataset of major holiday hotspots in relative proximity to areas of geopolitical tension.
Insurers regularly reassess risk when global tensions rise, particularly in destinations close to areas where travel complications might become more likely.
Destinations situated close to areas experiencing heightened tensions – such as Iran and Ukraine – could see premiums shift as insurers reassess the likelihood of travel disruption, delays or emergency evacuation should issues escalate.
Helen Rolph, travel insurance expert at Quotezone.co.uk said: “Travel insurance prices change constantly as insurers respond to global events, the number of claims made and healthcare costs.
“Even if a destination remains popular despite its proximity to ongoing conflict, premiums can rise when the wider region becomes more uncertain.
“Travellers and holidaymakers shouldn’t assume last year’s prices will still apply and make sure they’re comparing policies carefully rather than opting for the cheapest option, as cover can vary significantly.
“It’s also sensible to arrange insurance as soon as a trip is booked, check government travel advice before departure, and ensure any medical conditions are fully declared.
“Travel disruption insurance can also be useful as it covers a wider range of issues while travelling but it’s important to remember that travel insurance won’t provide cover if the foreign office advises against travel to that region and most travel insurance policies won’t cover war related incidents. It’s crucial for holidaymakers to check what is and isn’t covered on their policy and add any extras or specialised cover they might need.”
Travel Insurance Premiums
Country // Average 2025 // Average 2026 // Average Price Change // % Change
Turkey £40.56 £59.19 £18.63 46%
Bulgaria £32.70 £38.82 £6.11 19%
Poland £10.50 £11.32 £0.82 8%
Cyprus £43.21 £45.80 £2.59 6%
Egypt £68.52 £71.30 £2.78 4%