Pretty seaside destination built 20 years ago ‘looks like it was made for Hollywood’

Occasional Digest - a story for you

The small seaside development in Carmarthenshire is known as ‘Sunset Village’ and offers stunning and tranquil views that residents say are like a year-round holiday

In a charming seaside town, there’s a row of houses that leave locals gasping ‘wow’ every morning.

Living here feels like a permanent holiday, regardless of the British weather. Who needs a coastal getaway when you can see the sea as soon as you open your curtains? Welcome to Pentre Nicklaus Village on the fringes of Llanelli in south-west Wales.

Although it’s just a stone’s throw from the town centre, the peaceful views and tranquillity make it feel miles away. Two decades have passed since the first of approximately 170 homes were built here, offering vistas found in few other parts of the UK.

READ MORE: I visited the UK’s best seaside town that’s even better in autumn with cosy cafes and £50 roomsREAD MORE: Damp and mould ‘vanishes like magic’ when you clean windows with 2 household staples

The properties in this development were designed in a ‘New England style’, giving you the feeling of being in a Welsh mini-version of The Hamptons – an area in Long Island, New York, known for its grand homes with spacious terraces and balconies overlooking breathtaking sea views, reports the Express.

In fact, it bears a striking resemblance to Seahaven, the fictional small, privately-owned beachside town from the Truman Show, made famous by Jim Carrey in the 1998 hit comedy drama. From your balcony, on a clear day, you can enjoy stunning views of Gower on one side and Tenby on the other.

“I’m always in awe – in the summer in particular it’s just breathtaking,” said Janice Gallacher, a local resident who enjoys a stunning view of the Millennium Coastal Path, a picturesque trail along the Loughor Estuary that leads into the bounteous Carmarthen Bay.

“But whatever the season, it’s beautiful. Every day is different, every day you get to see the sunset. Even when the tide is rough it’s brilliant to watch.”

In 2004, Janice relocated to Pentre Nicklaus alongside her husband Stuart, a Llanelli icon celebrated for his rugby accomplishments in both union and league, before assuming senior positions as chief executive of Llanelli RFC and the Scarlets.

Stuart died in 2014, but Janice has remained deeply devoted to the area they selected together. Now a great-grandmother, the location continues to provide plenty for her to enjoy.

Showcasing her spacious open-plan upper-floor home, Janice enthuses about the local wildlife and the sweeping coastal views on her doorstep.

She also highlights the proximity to Llanelli’s town centre, saying: “I can walk to the nursery in 10 minutes, we’ve got the golf club around the corner – it’s a wonderful place to live. I can see the coast for miles around. We knew when we bought the place almost 20 years ago that it was a home for life.”

Carwyn and Susan Richards, who reside next door to Janice, are equally fortunate with their seaside outlook and recall how the view of the property convinced them to relocate immediately. The pair hail from Llanelli and returned here in 2014 following a period in neighbouring Gower.

“We had to travel into and through Swansea to get anywhere, but here we’re close to shops, we’re close to family and we’re close to the M4, it’s perfect. Summer time is the best time to live here but it’s beautiful all year round,” they gushed.

A photograph captured by Carwyn, which adorns their wall, perfectly captures the stunning panorama from their home. “We’ve moved around a lot over the years with my job,” Carwyn recalled.

“We had a lovely place to live in Gower, right by the beach. When we decided to come back to this area, we looked at several places. But as soon as we stepped through the door here, it was June and straight away we saw that view. That was it. We knew within 30 seconds that this was where we wanted to be.

“We’re not moving again!” Susan declared emphatically. “This is home.” Further along Pentre Nicklaus, Garry is busy with his refurbishment.

Unlike most properties of comparable design that boast a wall separating the kitchen and lounge on the second floor, Garry has opted to knock it down, forming a vast open-plan area that makes the most of the spectacular seaside vistas through the enormous glass windows.

Garry and his family were attracted to their property in Pentre Nicklaus six years ago, chiefly for its breathtaking outlook: “We wanted this place because of the view. We originally came here because it’s near the sea and the coastal path and I love cycling – all that is literally right in front of us, so it was a lifestyle choice.”

Situated in Llanelli, a town with a proud rugby tradition, Garry’s home boasts a remarkable sporting connection, having previously belonged to Gareth Jenkins, the former player and head coach of the Wales national team – a detail Garry enthusiastically mentions from his balcony.

“We wanted this place because of the view. We originally came here because it’s near the sea and the coastal path and I love cycling – all that is literally right in front of us, so it was a lifestyle choice.”

“Some people might look at the land down there (between his home and the estuary) and think it’s just wasteland but we don’t see it like that. We have wild foxes here, we have birds of prey – for us it’s a nature reserve on our doorstep.

“The best part about the view is that it changes every hour. It’s expensive to buy a property here but it’s free for everyone to enjoy the path and the surroundings. We used to commute a lot, which is bad for the environment and it’s bad for our health. Thankfully I’m able to work from home. People might think you take it for granted after a while but you don’t. It’s just stunning.”

Living in Pentre Nicklaus delivers the perfect balance. Whilst the town centre’s energy and activity lies just a brief stroll away, your property serves as a peaceful sanctuary.

Peering through your generous lounge window during the evening hours, you’re surrounded by wildlife and the ocean, creating the sensation of being countless miles from civilisation.

Help us improve our content by completing the survey below. We’d love to hear from you!

Source link

Monday 13 October White Sunday in American Samoa

Occasional Digest - a story for you

White Sunday is a day when youngsters are especially celebrated by their parents and their communities in Samoan congregations around the world. In nearby Samoa, the day after White Sunday is a public holiday called Lotu a Tamaiti Holiday.

As American Samoa and Samoa are on different sides of the International Dateline, they share similar names but are a day apart. This means White Sunday in American Samoa happens at the same time as White Monday (Lotu a Tamaiti) in Samoa!

In American Samoa, the second Monday in October is already a public holiday for Columbus Day.

The tradition of White Sunday was brought to the islands by Christian missionaries in the 19th century and has become a special holiday, when children are treated from getting new outfits to being allowed their favorite food during family toana’i (Sunday meal).

The majority of children are baptised in designated congregations throughout Samoa on White Sunday.

On White Sunday, Samoan women and children dress completely in white clothing. Some of them trim the clothes with the other two colours of the Samoan flag, red and blue. Men will wear white shirts with either white slacks or the traditional faitaga form of the lavalava. If lavalava is worn then it need not be white on this day.

Strictly star Amber Davies certain she won’t fall victim to show’s curse for one reason

Occasional Digest - a story for you

The Strictly Come Dancing ‘curse’ has taken many victims, but musical theatre contestant Amber Davies is confident that she and Nikita will not be a part of it

For years, the Strictly Come Dancing ‘curse’ has haunted the ballroom, blamed for break-ups, busted engagements, and headline-making scandals. But while the dancefloor has seen its fair share of heartbreak, Amber Davies is confident she won’t be a victim of the ‘curse’.

Musical theatre and former Love Island star Amber is currently paired up with professional dancer and one of Strictly’s favourites, Nikita Kuzmin. Amber, 29, has revealed that she is good friends with Nikita’s partner, model Lauren Jaine, and has also introduced her boyfriend Ben Joyce to Nikita and Lauren.

Amber said: “I’ve met Nikita’s girlfriend. I love her, she is so supportive, so easy-going. She met Ben and my sister too. It was lovely.”

READ MORE: Strictly Come Dancing’s Jowita Przystal breaks silence on emotional exit with Ross KingREAD MORE: Strictly Come Dancing fans ‘totally flabbergasted’ by ‘ridiculous’ dance-off

Lauren has also hit back at viewers who claimed that they wanted Amber and Nikita to succumb to the curse and said: “Please be respectful to the real-life partners and let them have a good experience of the show too.”

Amber and Nikita appear to be going from strength to strength in the competition and scored a whopping 35 for their American Smooth. They danced to the track Sixteen Going on Seventeen from The Sound of Music, which put them second on the leaderboard.

A source has since revealed that Amber is going to be taking the competition ‘one week at a time’ and that she ‘isn’t complacent’. The source also gave an insight into Amber’s thoughts on the ‘Strictly curse’.

They said to The Sun: “As for the curse, she’s madly in love with Ben and he is 100 per cent supportive of her. They are both performers and know how to block out the noise. They have zero doubt the curse won’t touch them. Amber and Lauren get on really well. They swapped numbers early on.”

Amber has been sharing some behind-the-scenes footage on her social media and revealed that her beau Ben has been watching her videos every day.

She said in a TikTok live video: “He is always like ‘let me see the tapes from today’. Sometimes Ben will make me bits and bobs for lunch. Contestants can stay in hotels but I don’t before a live show. I want to be in my own bed with my dog and my boyfriend.”

Amber didn’t even know she was going to be on Strictly until 48 hours before her first dance when she was whisked into the cast of the BBC show as a replacement for fellow Love Island winner Dani Dyer, who had sustained an injury in rehearsals before the first live show.

Just days before she was announced as Dani’s replacement, it was revealed that she will be taking on the tough role of Elle Woods, the part originally made famous by Reese Witherspoon in the 2001 classic, in a new UK tour of Legally Blonde.

READ MORE: ‘I’m a wine connoisseur and this wine advent calendar is the best I’ve found’

Like this story? For more of the latest showbiz news and gossip, follow Mirror Celebs on TikTok, Snapchat, Instagram, Twitter, Facebook, YouTube and Threads.



Source link

2 Hot IPO Stocks I Just Bought

Occasional Digest - a story for you

These two recent IPOs have tremendous growth potential.

After languishing in a deep freeze over the past few years, the market for initial public offerings (IPOs) is finally gaining steam. In recent months, several companies have gone public, seizing the opportunity to meet the growing investor demand for newly listed shares.

I’ve closely watched the pre-IPO market, waiting for the opportunity to buy shares of some compelling companies. I recently invested in two standout companies: ServiceTitan (TTAN -2.87%) and Klarna Group (KLAR -5.71%). Here’s why I bought these hot IPO stocks.

A person pointing a finger at a rocket on a chart.

Image source: Getty Images.

A huge market opportunity

ServiceTitan completed its IPO late last year. The company provides cloud-based software to contractors working in the trades industry, including heating and air-conditioning, plumbing, and electrical service providers.

One of the things that drew me to ServiceTitan is the huge opportunity for its software. The trades industry is enormous, with businesses in the U.S. generate an estimated $1.5 trillion in annual revenue. ServiceTitan currently offers software that could serve companies generating about $650 billion in annual revenue.

However, its current collection of customers only produces about $75 billion in revenue. This means the company currently addresses just a small slice of the market, providing ample room for expansion as it brings more businesses onto its platform and extends its services into added trades.

The company currently generates less than $900 million in annual revenue. With a fully deployed platform, it estimates that revenue from existing customers could hit $1.5 billion. Looking ahead, it sees a $13 billion opportunity with its current platform, and more than $30 billion in annual revenue potential as it expands into new trades and markets.

The company is actively capitalizing on this opportunity. Revenue grew 25% in its fiscal second quarter of 2026 to $242 million. Retaining existing customers and expanding those relationships helped drive growth, as evidenced by its net dollar revenue retention of over 110%. It hasn’t yet achieved profitability under generally accepted accounting principles (GAAP), but its free cash flow rose over 83% in the period to $34.3 million.

I believe ServiceTitan can continue to grow rapidly for years to come, given its substantial untapped market and expanding customer base. This significant opportunity presents a long path to increasing revenue, which is why I believe it could deliver robust returns in the coming years.

An AI-powered fintech leader

Klarna Group just completed its long-awaited IPO last month. The Swedish financial technology company enables consumers to make buy now, pay later (BNPL) purchases. It also actively leverages artificial intelligence (AI) to boost productivity and enhance its services.

The company is capitalizing on several trends to build a unique commerce network. Consumers are increasingly using digital payments to process transactions.

At the same time, they’re shifting away from credit cards and have low trust in banks. That’s enabling Klarna to bridge the gap between consumers and merchants with a digital solution for payments and banking built on its proprietary AI-powered technology.

Klarna makes money from payments and advertising, which are huge and growing market opportunities. The current addressable market for its payments offering is $520 billion. It has a tiny sliver of that market (0.6%).

Management estimates that there’s over $100 billion of growth ahead in its existing markets and a more than $400 billion expansion opportunity in potential new markets. Meanwhile, the digital advertising market is $570 billion. The company has an even smaller slice of this (0.03%), which it sees growing to $735 billion in the coming years.

The business is growing rapidly and now serves 790,000 merchants (a 34% year-over-year increase in the second quarter) and supports 111 million active customers (a 31% increase). This expanding user base helped drive a 20% boost in revenue to $823 million.

With two huge addressable markets, Klarna appears to have significant long-term potential. The small share of both the payment and digital advertising markets that it currently holds suggests there’s plenty of room to deliver rapid revenue growth as it continues to expand into new sectors. This growth potential could enable the company to generate strong returns in the coming years.

Two potential game changers

I believe ServiceTitan and Klarna have tremendous opportunities, and both companies are using their proprietary technology to capitalize on it. I expect that they could deliver game-changing returns, which makes me excited to finally add these recent IPOs to my portfolio.

Matt DiLallo has positions in Klarna Group and ServiceTitan. The Motley Fool has positions in and recommends Klarna Group. The Motley Fool recommends ServiceTitan. The Motley Fool has a disclosure policy.

Source link

Oregon State fires coach Trent Bray with Beavers off to 0-7 start

Occasional Digest - a story for you

Oregon State fired coach Trent Bray on Sunday after the team fell to 0-7, its worst start to a season since 1991.

Robb Akey will be the interim head coach for the rest of the seson pending a national search for Bray’s successor, athletic director Scott Barnes said.

“I want to thank Coach Bray for the energy and determination he brought to the role. A former student-athlete, proud graduate, and dedicated mentor, Trent’s connection to Oregon State runs deep — he will always be a Beaver,” Barnes said. “This was a difficult decision, but the results on the field were not acceptable and after evaluating every aspect of the football program, I believe it is in the best interests of OSU football student-athletes, our fans and our university.”

The move came a day after backup quarterback Deshawn Purdie threw for 270 yards and four touchdowns in his first start for Wake Forest and the visiting Demon Deacons beat Oregon State 39-14 in front of a listless home crowd. The Beavers haven’t started this poorly since 1991, when they started 0-10.

After the game, Bray said he planned to keep showing up “until they tell me I can’t.”

“I’m frustrated. I’m disappointed. I look at myself, and I’ve got to fix it,” Bray said after the game. “It’s unacceptable to me where we’re at. That’s just how I look at it. What can I do? I’ve got to look at it. What can I do different to get these guys going?”

A week ago, Oregon State fired special teams coach Jamie Christian and Barnes said he and Bray were evaluating the program with an eye toward making immediate changes.

The buyout of Bray’s contract will be paid “exclusively using donor-generated funds,” the school said.

Akey is a veteran coach with experience in college and as an NFL assistant.

Source link

Afghanistan-Pakistan cross border battle kills dozens of fighters

Occasional Digest - a story for you

At least a dozen soldiers died in overnight cross border fighting between Talban and Pakistani forces Saturday into Sunday. It’s the latest spasm of violence to erupt between the two sides as tensions have escalated in recent months. Photo by Basit Gilani EPA-EFE

Oct. 12 (UPI) — Dozens of soldiers are dead following clashes along the Pakistani-Afghan border Saturday night into Sunday morning.

An attack by the Afghan Taliban on Pakistani military installations prompted the heavy exchange of military fire after Afghan troops opened fire along the northwest border and took control of several of the military posts, officials said.

The attacks followed alleged Pakistani airstrikes on Afghan territory, which included targets in Kabul, the capital earlier in the week.

Pakistan responded Sunday with gunfire and ground raids on Taliban posts at the border.

The Pakistani military said 23 soldiers were killed and at least 29 more wounded in the fighting. Officials said 200 Taliban-backed Afghan terrorists were killed in retaliatory strikes, and that Pakistani forces had dismantled Afghan terrorist training camps.

A spokesperson for Afghanistan‘s Taliban government said Sunday that a “significant amount” of Pakistani weapons had been recovered by Taliban forces in the clash.

The latest spasm of deadly violence marks the sharpest uptick in tensions between the Taliban and Pakistan in months, and surface amid Islamabad’s allegations that Afghanistan is harboring armed militants in Pakistan.

Source link

easyJet issues airport update for people born after certain date

Occasional Digest - a story for you

The airline made an announcement this morning

easyJet has today made an announcement, aimed at people aged above 17 and three months. The airline is launching applications for its 2026 engineering apprenticeship programme, with roles available at a number of major UK airports.

This comes at a time when the UK Civil Aviation Authority estimates that 27% of the aircraft engineering workforce is set to retire within the next decade, and after new research commissioned by easyJet suggests more needs to be done to encourage young Brits to consider a career in engineering.

Some 65% of the 2,000 16-24 year olds surveyed said they had never considered a career in the field, with many deterred by misconceptions about their suitability for the profession. Over half (59%) believed they lacked the right qualifications, while 34% said engineering was never presented as an option at school and 21% thought it was too expensive to pursue.

The study also highlighted a gender gap, with only 36% of young women considering a career in engineering, compared to 52% of young men. In reality, an apprenticeship offers an accessible alternative route into the profession, providing the skills, experience and confidence needed for a successful career in engineering.

As well as this, the research revealed a growing trend among 16-24 year-olds expressing an interest in pursuing a career with a purpose. Over half (52%) expressed a desire to be in a role that benefits society, with more than two-fifths (44%) stating they aspired to a career that would help tackle climate change.

A further 43% identified engineering as a profession that could help achieve these goals through activities such as developing lower-emission technologies. In an effort to dispel misconceptions and support young 16–24 year olds in their ambition of a purpose-driven career path, easyJet is welcoming its next batch of aspiring engineers, offering an apprenticeship programme that will provide essential skills while earning and learning on the job, without the barriers of traditional routes to access the profession.

Speaking about the call for more apprentices to join its ranks, Brendan McConnellogue, Director of Engineering and Maintenance at easyJet said: “Today’s young people are motivated by purpose – they want to solve problems, travel, innovate and play their part in building a more sustainable future.

“Our engineering apprenticeships give candidates the chance to gain valuable experience working on our state-of-the-art fleet of aircraft while helping to deliver on aviation’s commitment to decarbonisation.

“This programme not only provides a pathway to grow professionally but also allows apprentices to make a meaningful contribution to the success of our operations throughout our network. We’re looking forward to opening the doors to applicants from all backgrounds who are ready to take their first step into a rewarding career in aviation.”

Aviation Minister, Keir Mather, said: “This engineering apprenticeship scheme marks an important step in continuing to build a highly skilled aviation workforce fit for the future.

“Initiatives like easyJet’s unlock exciting, flexible routes into aviation, backing an expanding sector whilst offering young people valuable opportunities and long-term careers – helping deliver our Plan for Change.”

Applications for the 2026 intake are now open, with spots up for grabs across all of easyJet’s major engineering bases nationwide including Luton Airport, London Gatwick Airport, Manchester Airport, Liverpool Airport, Bristol Airport, Edinburgh Airport and Glasgow Airport. Those with a minimum of 2 GCSEs at grade 3 and above or equivalent (SCQF Level 4) Scottish Qualifications in English and Maths are urged to apply here

Source link

Trump says ‘war is over’ in Gaza as he flies to Israel for release of hostages

Occasional Digest - a story for you

Alex Boyd and

Tom BatemanState department correspondent on Air Force One

Reuters Donald Trump gives a thumbs up as he holds an umbrella before boarding Air Force OneReuters

US President Donald Trump has said “the war is over” as he travels to Israel for the release of hostages from Gaza under the ceasefire deal agreed between Israel and Hamas.

Speaking on board Air Force One, he said the ceasefire would hold and a “Board of Peace” would quickly be set up for Gaza, which he said looked like a “demolition site”.

He also praised the roles of Israeli Prime Minister Benjamin Netanyahu and Qatar, one of the mediators.

The deadline for Hamas to release all the hostages it is still holding in Gaza is midday local time (10:00 BST). Later on Monday, Trump will travel to Egypt for an international summit aiming to end the war.

The war was triggered by the Hamas-led attacks on southern Israel on 7 October 2023, in which about 1,200 people were killed and 251 taken hostage.

Since then, more than 67,000 Palestinians have been killed by Israel’s military response, including more than 18,000 children, the Hamas-run health ministry says.

The ceasefire in Gaza took effect on Friday morning after Israel and Hamas agreed to the first phase of the 20-point peace plan brokered by Trump, with the next phases still to be negotiated.

Twenty of the Israeli hostages are believed to be alive, and Hamas is also due to hand over the remains of up to 28 deceased hostages.

Israel should also release around 250 Palestinian prisoners and 1,700 detainees from Gaza, while increased amounts of aid should enter the Strip. An Israeli government spokesperson said they would be released once the living hostages reach Israeli territory.

When asked by the BBC whether he believed the ceasefire would hold, he said it would, adding “everybody is happy, and I think it’s going to stay that way”.

On his peace skills, Trump said: “I’m good at solving wars. I’m good at making peace.”

Asked if he would ever visit Gaza, Trump said he would. “I’d like to put my feet on it, at least.” Trump said he thought Gaza would be a “miracle” over the coming decades.

He added that the region would soon “normalise,” with a planned supervisory body – the Board of Peace – to be established “very quickly” to oversee Gaza.

On Saturday hundreds of thousands of Israelis attended a rally in Tel Aviv and chanted their gratitude to the US leader.

Many details for the later phases of the peace plan could be hard to reach agreement on – such as the governance of Gaza, the extent of Israeli troop withdrawal, and the disarming of Hamas.

Trump will land in Israel on Monday, where he will address the country’s parliament the Knesset.

He will then travel to lead a summit in Sharm el-Sheikh alongside Egypt’s President Abdel Fattah al-Sisi.

Egypt’s foreign ministry said a “document ending the war in the Gaza Strip” was expected to be signed.

Leaders from more than 20 countries are expected to attend, including UK Prime Minister Sir Keir Starmer and Palestinian President Mahmoud Abbas.

What do people in the West Bank think about the ceasefire deal?

Israeli Defence Minister Israel Katz said that once the hostages were returned, the military would destroy underground tunnels in Gaza built by Hamas.

Aid trucks began entering Gaza on Sunday and hundreds more were queuing at the border.

Palestinians crowded around the convoys arriving in Khan Younis, southern Gaza.

Speaking to the BBC earlier on Sunday, Unicef’s James Elder said dozens of trucks had entered the Strip but that this fell short of what was needed.

The UN estimates that at least 600 aid trucks are needed every day to start addressing Gaza’s humanitarian crisis.

In August, the Integrated Food Security Phase Classification (IPC) declared a famine in parts of the territory, including Gaza City.

Israel, however, rejects the IPC report, and its foreign ministry says the conclusions are “based on Hamas lies”. Israeli military aid body Cogat says the report ignores the “extensive humanitarian efforts undertaken in Gaza”.

EPA Palestinians take aid supplies from a truck that arrived in Khan Younis in the southern Gaza StripEPA

Palestinians take aid supplies from a truck that arrived in Khan Younis in the southern Gaza Strip

Palestinians returning to northern Gaza have described scenes of devastation, with many of them finding their homes reduced to rubble. Rescue workers have warned there could be unexploded ordnance and bombs in the area.

Amjad Al Shawa, who heads a Palestinian organisation coordinating with aid groups, estimated 300,000 tents were needed to temporarily house 1.5 million displaced Gazans.

Hamas has recalled about 7,000 members of its security forces to reassert control over areas of Gaza recently vacated by Israeli troops, according to local sources.

At least 27 people have been killed in fierce clashes between Hamas security forces and armed members of the Dughmush family in Gaza City, in one of the most violent internal confrontations since the end of major Israeli operations in the enclave.

Source link

MAFS newcomers bring the drama in first look at explosive dinner party as groom says he’s been ‘disrespected’ by wife

Occasional Digest - a story for you

MAFS newcomers bring the drama with them as the groom says he’s been “disrespected” by his wife at an explosive dinner party.

Reiss and Leisha walked down the aisle on the E4 show last week but its been a bumpy ride.

A man in a black t-shirt and grey shorts walks next to a woman in a red dress who waves.

5

MAFS newcomers bring the drama with them at an explosive dinner party as the groom says he’s been ‘disrespected’ by his wifeCredit: channel 4
A woman with dark hair and a red top speaks at a table.

5

Reiss and Leisha walked down the aisle on the E4 show last week but its been a bumpy rideCredit: channel 4
A woman with dark curly hair, hoop earrings, and a nose ring, looks to her right with a slightly confused or displeased expression.

5

Leisha was pulled up about chatting to another guy on a plane

They got off to a bad start at their wedding reception when Leisha pummelled him with questions about his life.

But after a in-depth conversation in tonight’s show the couple seemed to have put their differences aside and appeared happy again.

Reiss explained: “I like the stage I am at with Leisha, she’s got a heart of gold.”

Leisha agreed: “I’m happy. Complete. I’ve fallen for Reiss hard.

“He’s everything I have asked for.”

However, in a preview for tomorrow night’s dinner party things seem to have gone off the boil again.

The couple steal the spotlight as Leisha complains to Reiss: “Everyone else is holding hands.”

“I stopped holding your hand because you said don’t hold my f***ing hand and stormed off.” replies Reiss.

Then things take a turn for the worse when Leisha is asked: “Do you think you should be sat on a plane talking to a boy?”

Leisha replies: “I’ve had past relationships. That’s never been a problem.”

Watch awkward moment bride asks gobsmacked new husband if he’s ‘falling for her’ just days after wedding

Julia-Ruth chimes in: “Babe, you’ve just had a honeymoon with this man.”

Then Reiss snaps: “I felt disrespected.”

Earlier in last night’s show, Leisha’s questions continued to baffle painter and decorator Reiss.

In an effort to get her husband to open up she asked: “Do you feel like you are falling for me though? Do you like me?”

Married at First Sight’s best moments

Married at First sight has brought eight explosive series of drama to the small screen. These are some of the best moments

  • When series 8 couple Rozz Darlington and Thomas Kriaras brought secretly brought a sex toy to the couple’s dinner party. Unbeknownst to their fellow cast members who they were having dinner with, Rozz wore a vibrating egg gadget whilst husband Thomas had the controls.
  • Nikita’s exit in series 6. Nikita was removed from the show early on due to her behaviour, which led to her husband Ant re-entering the experiment with Alexis.
  • A slightly more heart warming highlight from series 6 was watching Dan and Matt’s relationship unfold. Dan and Matt were the first same-sex couple on the show, and their relationship was both ground-breaking and adorable.
  • Emma and James’ wedding in series 1. They were the first couple to ever get married on the UK version of the show. Emma and James, had a beautiful ceremony that set the tone for the series.
  • The dinner party showdowns are always a MAFs highlight with explosive arguments and unexpected alliances forming.

The question was met with an awkward silence until Reiss giggled and said: “Easy girl. It’s been two days.”

Then during a boat trip she asked: “”Do you visualise me in your future?”

An annoyed Reiss threw an epic strop and responded: “I can’t cope! You’re too much.

“I don’t need pressure yet, it’s so early.

“I don’t like it. I know you’re saying you want to see the real me you aint going to find that out over night.

“You know I’m a closed book. If you’re constantly pressuring me you’re just going to keep me closed.”

Fans will have to wait until tomorrow night to see if the couple can patch things up after their latest row.

A man with dark hair holding his chin, looking contemplative.

5

Reiss explains to the group that he felt disrespected by his wife’s actionsCredit: channel 4
A man in a black shirt gestures while speaking to a woman in a red lace top across a flower-decorated table, with the subtitle "To me that's immature."

5

Leisha explains that it has never been a problem before

Source link

How to Turn $100,000 Into $1 Million for Retirement: 3 Smart Investment Strategies

Occasional Digest - a story for you

Amassing a million dollars is not an out-of-reach goal for many of us.

As you think about and plan for retirement, you may be wondering how to get to a nest egg of $1 million. (Note, though, that the precise amount you will need for retirement might be more or less than that.) Let’s see how you can grow your wealth — whether you start with $100,000 or $0 or some other sum.

There are multiple ways you can achieve your financial goals. I’ll review a few here. Even if you’re very late to retirement planning, you may be able to significantly improve your financial condition.

Person in a military uniform smiling.

Image source: Getty Images.

I mentioned $100,000 because lots of people feel that they’re behind in saving for retirement, but many might have saved that much by now. If you have less than that, take heart — you’re not alone. Check out these numbers from the 2024 EBRI/Greenwald Research Retirement Confidence Survey.

Amount in Savings and Investments*

Percentage of Workers

Less than $1,000

14%

$1,000 to $9,999

8%

$10,000 to $24,999

7%

$25,000 to $49,999

7%

$50,000 to $99,999

11%

$100,000 to $250,000

14%

$250,000 or more

38%

Source: 2024 EBRI/Greenwald Research Retirement Confidence Survey. *Excluding the value of a primary home.

See? Fully 47% of workers had less than $100,000 socked away, and 29% had less than $25,000.

1. Index funds for the win!

For most of us, simple low-fee index funds that own shares in a variety of stocks can be all we need to amass significant wealth. An index fund tracks a particular index of securities, aiming to deliver roughly the same return (less fees) by owning roughly the same securities. So an S&P 500 index fund would aim to deliver roughly the same results as the index — which has averaged annual gains of close to 10% over many decades, though that includes up years and down years and isn’t guaranteed to be up when you need the money.

To do some math, here’s how your money would grow over time at 8%. The table below assumes you start with $0:

Years Growing at 8% 

$6,000 Invested Annually

$12,000 Invested Annually

5 years

$38,016

$76,032

10 years

$93,873

$187,746

15 years

$175,946

$351,892

20 years

$296,538

$593,076

25 years

$473,726

$947,452

30 years

$734,075

$1,468,150

35 years

$1,116,613

$2,233,226

40 years

$1,678,686

$3,357,372

Calculations by author.

As long as you’re not retiring soon, you may be able to get to that $1 million goal. Remember, too, that you can speed up the process if you can sock away more money regularly, especially in your early years, giving those dollars more time to grow. And if you’re starting with $100,000, you’ve got a great head start!

Here are three index funds to consider:

  • Vanguard S&P 500 ETF (NYSEMKT: VOO): This fund has a very low annual fee and includes the shares of 500 of the biggest companies in America, which together make up around 80% of the entire U.S. market.
  • Vanguard Total Stock Market ETF (NYSEMKT: VTI): This ETF has a wider scope, aiming to own shares of all U.S. stocks, including the small and medium-sized ones that don’t make it into the S&P 500.
  • Vanguard Total World Stock ETF (NYSEMKT: VT): This ETF aims to encompass just about all the stocks in the world.

2. Dividend stocks

While index funds can be all you need, you may want to consider dividend-paying stocks for your portfolio, too, as they have beaten other types of stocks.

Dividend-Paying Status

Average Annual Total Return, 1973-2024

Dividend growers and initiators

10.24%

Dividend payers

9.20%

No change in dividend policy

6.75%

Dividend non-payers

4.31%

Dividend shrinkers and eliminators

(0.89%)

Equal-weighted S&P 500 index

7.65%

Data source: Ned Davis Research and Hartford Funds.

If you have, say, $300,000 invested in dividend payers with an overall dividend yield of 4%, that would generate $12,000 annually — about $1,000 per month. That’s very handy income in retirement, and it doesn’t require you to sell any shares, either. Better still, healthy and growing dividend payers tend to increase their payouts over time, which can help you keep up with inflation.

3. Growth stocks

If you want to aim for much higher average annual growth rates for your portfolio, you might add some growth stocks to it. Just know that this introduces more risk — because while many growth stocks will deliver phenomenal returns, others will flame out. Growth stocks tend to grow faster than other stocks, but when circumstances change, they can fall harder.

You might try to manage the risk by spreading your dollars across a bunch of them. The Motley Fool investing philosophy suggests buying into around 25 or more companies and aiming to hang on to your shares for at least five years. Investing is best used as a long-term money-making effort. 

Those are three approaches to building your wealth as you aim for a million dollars or more. You don’t have to choose just one of them, either. You might engage in them all, to some degree.

Selena Maranjian has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Vanguard S&P 500 ETF and Vanguard Total Stock Market ETF. The Motley Fool has a disclosure policy.

Source link

Historic village made famous by Bridget Jones locked in row over strict planning rules to stop it from looking ‘flashy’

Occasional Digest - a story for you

A HISTORIC village made famous by Bridget Jones has been locked in a bitter row over strict planning rules.

Locals in Snowshill, Gloucestershire, which appeared in the 2001 film, ‘Bridget Jones’s Diary’, have been left divided over the rules.

Row of stone houses with moss-covered roofs in the Cotswold village of Snowshill.

5

The pretty Cotswold village of Snowshill where residents have been left dividedCredit: SWNS
Renée Zellweger as Bridget Jones carrying a bag and suitcase in the snow for "Bridget Jones's Diary".

5

The much-loved classic Bridget Jones’s Diary was filmed in the Cotswold villageCredit: SWNS
Aerial view of the village of Snowshill in Cotswold, showing houses nestled among green trees and fields under a cloudy sky.

5

It served as the location of Bridget Jones’s family homeCredit: SWNS

The Cotswold village appeared in the much-loved classic as the home of Bridget’s parents, played by Jim Broadbent and Gemma Jones, and it is often called “the jewel of the Cotswolds”.

But now, planning rules mean real-life residents must seek permission if they want to paint their front door a new colour, erect a gate or lay a patio.

Tewkesbury Borough Council has put Snowshill under an Article 4 Direction.

The change has been made by the council to preserve the picturesque village’s “exceptional historic character”.

As a result, any work or alterations to the buildings will have to be cleared by the authority.

Alterations include, putting in a patio, changing the colour of an outside wall, installing roof lights or replacing exterior windows and doors.

But the new rules have left residents who call the picturesque village home divided.

Some supporters reckon the rules will stop the slow creep of white plastic windows and modern black doors from ruining the honey-stone cottages and old leaded windows that bring in coachloads of selfie-snapping tourists.

But others reckon it’s all got a bit too much and claim a small group are using the red tape to control what others do with their homes.

Meanwhile, concerns were raised the measures could place “undue burdens on property owners” carrying out routine maintenance.

‘We live next to HMP Quadring’, blast villagers after ‘eyesore’ newbuild estate popped up next door – none are selling

One newer resident, who asked not to be named, told The Times that the new rules are “way too strict”.

They claimed they have had several spats with neighbours while fixing up their crumbling cottage over the past ten years.

The resident told the outlet: “It’s just a small group pushing for this, but they’re the ones being heard.

“Our house was falling apart when we bought it — we’ve poured our heart, soul and savings into making it liveable.

“Now if we want to put up a simple fence or a greenhouse, it feels like climbing Everest. We love it here, but it really does make you think twice.”

But other residents had an opposing point of view.

Long-time resident Sheila Wilkes told The Times: “Everybody wants to build bigger these days — all the little country cottages are being replaced with flashy big houses.

“I’ve lived here forever and I hate change — the houses are beautiful as they are. They don’t need tarting up.”

And Grant Brooker, 64, a retired architect who is restoring a 17th-century house, said the rules would stop people using cheaper materials which devalue properties and damage the character of the village.

Snowshill, part of the Cotswolds Area of Outstanding Natural Beauty, is known for its historic buildings.

According to the council, the “majority” of buildings in the village are not listed and are “at risk” from changes that could have a “significantly harmful effect”.

Councillor Sarah Hands, from Tewkesbury Borough Council, said: “If you want to paint your door in the same or a similar colour – no one’s stopping you from doing that – [but] a different colour, would have to be put in as a planning application.”

Ms Hands added: “Changing a window here, changing a door there – you think it isn’t making much difference.

“But accumulatively over the village, if everyone started making these changes, those things that make it a beautiful, unique, preserved village would start to chip away.”

It comes after residents in another village said strict rules mean they all have to paint their doors the same colour.

Filming for Bridget Jones's Diary in the Cotswold village of Snowshill.

5

The village was made famous by appearing in films like Bridget Jones’s DiaryCredit: SWNS
A green car driving down a snow-covered village road during filming for Bridget Jones's Diary.

5

Filming of Bridget Jones’s Diary in the quaint Cotswold villageCredit: SWNS

Source link

World Cup 2026: Which countries have qualified for the tournament?

Occasional Digest - a story for you

Ghana are the 21st team to qualify for the 2026 World Cup – and at least six more of the 48 places will be decided this week.

Asia and Africa are where all of the latest guaranteed spots will come from, with two from Asia and four more from Africa up for grabs.

Ghana booked their spot thanks to a 1-0 win over Comoros with Tottenham’s Mohammed Kudus claiming the only goal.

Mohamed Salah scored twice on Wednesday as Egypt beat Djibouti 3-0 to seal their place at a fourth World Cup.

Algeria joined them on Thursday with Riyad Mahrez scoring in a 3-0 Group G win over bottom side Somalia.

While no countries in North and Central America or Europe are guaranteed to qualify this month, it is mathematically possible for some countries to do so.

Four European nations could book their place this week – England, Portugal, Switzerland and France.

Thomas Tuchel’s men will qualify with victory over Latvia on Tuesday, while the other three must rely on other results too.

Croatia are all but there, sitting three points above the Czech Republic with a far superior goal difference.

Joint-hosts Canada, Mexico and the United States were all granted automatic qualification for the World Cup.

Australia, Iran, Japan, Jordan, South Korea and Uzbekistan have already qualified from Asia.

Oceania’s one direct qualification spot has been taken by New Zealand.

Tunisia and Morocco were the first two African sides to go through, before three more joined them this week.

Argentina, Brazil, Ecuador, Uruguay, Paraguay and Colombia are the South American nations currently guaranteed a place.

Uzbekistan and Jordan will also be playing at a World Cup finals for the first time.

While they have not qualified for the tournament in full, Bolivia and New Caledonia are two of the six nations confirmed to take part in the inter-confederation play-offs in March 2026.

Teams through to 2026 World Cup

Hosts: Canada, Mexico, United States.

Asia: Australia, Iran, Japan, Jordan, South Korea, Uzbekistan.

Oceania: New Zealand.

South America: Argentina, Brazil, Colombia, Ecuador, Paraguay, Uruguay.

Africa: Algeria, Egypt, Ghana, Morocco, Tunisia.

Source link

Israel expects to receive all living captives from Gaza on Monday | Israel-Palestine conflict News

Occasional Digest - a story for you

Israel says it expects to receive all its remaining living captives from Gaza early on Monday, a key step in the ceasefire between Israel and Hamas now in effect.

Speaking on Sunday, government spokeswoman Shosh Bedrosian said that Israel anticipates all 20 living captives will be returned together early on Monday.

Recommended Stories

list of 3 itemsend of list

As in previous exchanges during Israel’s two-year war on Gaza, the captives will first be handed over to the Red Cross, which will transport them to an Israeli military base inside Gaza for initial medical checks before they proceed to Israel to reunite with their families.

A Hamas source told Al Jazeera Arabic that the captives have been moved to three locations in the enclave ahead of their transfer to Red Cross officials.

Once Israel has confirmed all its captives are inside Israeli territory, it will begin releasing Palestinian prisoners, Bedrosian said.

Under the terms of the ceasefire, Israel is to release about 2,000 Palestinians it holds in detention, many without charge. The prisoners include 250 Palestinians serving life sentences. Imprisoned Palestinian leader Marwan Barghouti, whose release Palestinians have long sought, will not be among them, Israel has said.

Some detainees will be released in the occupied West Bank, where relatives have been instructed by Israel not to hold celebrations or speak to the media.

Israel is also preparing to receive the bodies of 28 captives confirmed to have died in captivity, according to Bedrosian.

Speaking in a televised address on Sunday evening, Israeli Prime Minister Benjamin Netanyahu said he hoped the captives’ release would be a moment of unity for the country, despite controversy over his handling of the war.

“This is an emotional evening … because tomorrow, our children will return to our borders,” said Netanyahu, quoting a biblical verse. “Tomorrow is the beginning of a new path – a path of rebuilding, a path of healing and, I hope, a path of united hearts.”

Some of the families of captives have criticised Netanyahu for allegedly prioritising military victory over their release. On Saturday, when the US envoy to the Middle East, Steve Witkoff, praised Netanyahu’s leadership at a rally in Tel Aviv, many in the crowd booed.

A billboard shows an image of U.S. President Donald Trump, amid a ceasefire between Israel and Hamas in Gaza, in Tel Aviv, Israel, October 12, 2025. REUTERS/Hannah McKay
A billboard in Tel Aviv shows an image of US President Donald Trump during a ceasefire between Israel and Hamas [Hannah McKay/Reuters]

‘Trump’s show’

The planned exchange comes three days after Israel’s government approved the first phase of a deal aimed at ending the war in Gaza, and just as United States President Donald Trump, who spearheaded the agreement, visits Israel before a summit in Egypt.

Trump left for Israel from the Joint Base Andrews near Washington on Sunday afternoon, with Secretary of State Marco Rubio, Secretary of Defense Pete Hegseth and CIA chief John Ratcliffe accompanying him on Air Force One.

“This is going to be a very special time,” said Trump on Sunday afternoon before boarding the flight. “Everybody’s cheering.”

On board Air Force One, the US president told reporters that the captives may be released “a little early”, that his relationship with Netanyahu was good, and that Qatar deserved credit for the role it had played in mediating the ceasefire.

“The war is over. You understand that,” Trump added.

Al Jazeera’s correspondent Nour Odeh, reporting from Amman, Jordan, because the network is banned in Israel, said: “It is Trump’s show.”

“He will be arriving in Israel, meeting with the families of captives, addressing the Knesset, and then going to Egypt’s Sharm el-Sheikh, where he has summoned the leaders of more than 20 countries.”

As part of the Trump-led ceasefire agreement, Israeli forces have withdrawn from parts of Gaza, including Gaza City and other northern areas, although they still control more than half of its territory.

Palestinians returning to the combat zones they were displaced from have found widespread devastation, or “wastelands” where their neighbourhoods once stood, Al Jazeera’s Ibrahim al-Khalili reported from Gaza City.

Humanitarian aid has begun to trickle into the enclave as part of the ceasefire, with dozens of trucks arriving on Sunday. But distribution remains slow for a population that has endured months of extreme deprivation, said Al Jazeera’s Hind Khoudary.

“People are not waiting only for food, but also for tents, mobile shelters, solar panels and desperately-needed medical equipment and medicines – items largely unavailable for the past two years,” Khoudary said from Deir el-Balah in central Gaza. “Most people have lost their savings, have no access to bank accounts, and are completely dependent on humanitarian aid to survive.”

Leaders to convene in Egypt

The Gaza summit, scheduled for Monday in Sharm el-Sheikh, will be co-chaired by Trump and Egyptian President Abdel Fattah el-Sisi.

More than a dozen world leaders are expected to attend, including United Nations Secretary-General Antonio Guterres, Jordan’s King Abdullah II and Turkish President Recep Tayyip Erdogan.

Iranian Minister of Foreign Affairs Abbas Araghchi said that neither he nor Iran’s president would accept an invitation to the summit because they could not “engage with counterparts who have attacked the Iranian People”, in reference to the US and its strikes on Iran’s nuclear facilities earlier this year.

Although both Israel and Hamas said they would not participate, Cairo has hailed the summit as a “historic” event that will seek “to end the war in the Gaza Strip, enhance efforts to achieve peace and stability in the Middle East”.

Egypt said that a “document ending the war in the Gaza Strip” is also expected to be signed at the summit.

‘Hard work’ to come

Despite the ceasefire progress, many details on phase two of the deal, which is still to be negotiated, need to be ironed out, including the exact makeup of a post-war administration for Gaza and the fate of Hamas.

The second phase is expected to involve a phased Israeli withdrawal, Hamas’s disarmament, the establishment of new security and governance arrangements, and reconstruction.

“After the big day tomorrow for Trump, after the release of the hostages… then comes the hard work,” Adnan Hayajneh, professor of international relations at the University of Qatar, told Al Jazeera. “If you look at the situation in Gaza, it’s like an earthquake happened… There’s no government. There’s no schools. There’s nothing there.”

US Vice President JD Vance appeared to acknowledge on Sunday that the road to stability would be difficult. “It is going to take consistent leverage and consistent pressure from the president of the United States on down,” he told US broadcaster CBS.

In a separate interview with ABC, Vance said that the 200 US troops reportedly being sent to Israel to monitor the ceasefire are not intended to have a combat role and will not deploy to Palestinian territory.

“The idea that we’re going to have troops on the ground in Gaza, in Israel, that that is not our intention, that is not our plan,” said Vance.

Source link

Horoscope today, October 13, 2025: Daily star sign guide from Mystic Meg

Occasional Digest - a story for you

OUR much-loved astrologer Meg sadly died in 2023 but her column will be kept alive by her friend and protégée Maggie Innes.

Read on to see what’s written in the stars for you today. 

♈ ARIES

March 21 to April 20

This can be a day of shifts in your thinking about longterm love, as Venus solidifies hopes for the future – even if you have never seen yourself as the marrying, or re-marrying, type.

So keep your heart open.

If you’re single, the moment you meet a high-energy Libra, you sense something special.

an advertisement for mystic meg with maggie innes on monday

2

Your daily horoscope for Monday

♉ TAURUS

April 21 to May 21

Maybe you have given up hope lately that love could be, or feel, different – but today there is a strong sense of hope in your chart, and this can focus your feelings.

So you know exactly what to do, and when to do it.

Family matters that may have got muddled can become clear when you ask for space.

Get all the latest Taurus horoscope news including your weekly and monthly predictions

♊ GEMINI

May 22 to June 21

A lightness of spirit infuses your chart with fun and flirtation opportunities, and when you meet a quiet former colleague for the second time, sparks can fly.

Questions you ask your heart, that may stop you feeling free, can be answered at last.

A set of words could reach the right destination with just one change.

Get all the latest Gemini horoscope news including your weekly and monthly predictions

♋ CANCER

June 22 to July 22

Your place in a family may not be what you would choose – but you do have the energy to make it work.

So try to leave any doubts in the dust and push forward now, with confidence.

You have deep insight into other people’s worries.

This gives you power – the key to happiness is only to use this for good, not greed.

Get all the latest Cancer horoscope news including your weekly and monthly predictions

♌ LEO

July 23 to August 23

Jupiter generosity grows stronger in you by the minute – so it’s important to find ways to share this.

Instead of endlessly planning that act of kindness, just make it. And offer compliments freely.

Confidence that’s been fading can bounce back, more vibrant than ever.

Find luck potential where items are claimed.

Get all the latest Leo horoscope news including your weekly and monthly predictions

♍ VIRGO

August 24 to September 22

What love truly means to you is your question of the day – because you may be tested in ways you don’t expect.

But being clear about what and how you feel, can be your emotional armour. So be honest with yourself.

A friendship that has waxed and waned, maybe for years, could be your link to overnight luck.

Get all the latest Virgo horoscope news including your weekly and monthly predictions

a purple circle with the zodiac signs in it
With the positive energy vibes of Venus leading your chart, you can afford to make concessions todayCredit: Getty

♎ LIBRA

September 23 to October 23

After months of feeling unsure, you are ready to call the shots in romance – starting by setting new rules for yourself.

If you know you give too much, or ask too little, this can change, but no one else will make it happen for you.

Your cash chart is super-savvy, a mix of logic and courage making you hard to beat.

Get all the latest Libra horoscope news including your weekly and monthly predictions

List of 12 star signs

The traditional dates used by Mystic Meg for each sign are below.

♏ SCORPIO

October 24 to November 22

An emotional journey you have delayed starting can begin now – as you let yourself learn from experiences, instead of blaming them.

Your chart is strong in self-motivation, with the kind of energy that moves mountains.

At work, an “M” role could be a perfect fit. At home, use the right words, not the easy ones.

Get all the latest Scorpio horoscope news including your weekly and monthly predictions

♐ SAGITTARIUS

November 23 to December 21

You can be the life and soul of any party with joy and generosity overflowing from your chart.

Choosing to be kind rather than critical transforms work bonds – while lovers who have simple fun together create the space to share deep feelings.

Single? You may hesitate to take a friendship to a love level, but why?

Get all the latest Sagittarius horoscope news including your weekly and monthly predictions

♑ CAPRICORN

December 22 to January 20

With the positive energy vibes of Venus leading your chart, you can afford to make concessions today.

Give a little, in love and life, and you gain so much. Yes, you are a proud sign, but do consider if this cuts you off from everyday happiness.

A creative team linked to laughter can make space for your unique take.

Get all the latest Capricorn horoscope news including your weekly and monthly predictions

a zodiac circle with the signs of the zodiac on it

2

Mercury and Mars are a success team that can be hard to handleCredit: Supplied

♒ AQUARIUS

January 21 to February 18

Mercury and Mars are a success team that can be hard to handle – but today you have the skills.

You can combine intelligence and surprise in ways that wow any panel, from a management team to a family.

So take your ideas and run with them. Jupiter links you to a fitness programme with an ultimate prize.

Get all the latest Aquarius horoscope news including your weekly and monthly predictions

♓ PISCES

February 19 to March 20

Being your absolute best self is your key to pushing through obstacles today.

Take plenty of time to review messages and documents, and in anything you produce, from a romantic meal to a work meeting, go the extra mile.

You’ll still have energy and ideas in abundance.

Luck can start with “2” and end with “9”.

Get all the latest Pisces horoscope news including your weekly and monthly predictions

Source link

Small shops could face closure without business rates reform, Co-op warns ahead of Autumn Budget

Occasional Digest - a story for you

THE Co-op has warned that up to 60,000 small shops across the UK could face closure without upcoming business rates reform for small shops.

In the 2024 Autumn Budget, Chancellor Rachel Reeves promised to provide permanent business rates relief for small retail properties.

A red sign with white and yellow lettering that reads, "STORE CLOSING EVERYTHING MUST GO!" on the window of a Hallmark & Thorntons store in Leominster, United Kingdom.

1

Business rates are a tax charged on most commercial properties, such as shops, offices, pubs, and warehouses.Credit: Getty

At the time, the Government proposed raising business rates on the biggest retail properties with values over £500,000.

This would allow for a discount on rates for small retail and hospitality premises to be permanent.

The government has not yet set the rates, but changes are due to take effect in April 2026.

But the Co-op is now urging the Government to commit to the maximum levels of relief for smaller stores in the upcoming Autumn Budget on November 24.

Research conducted by the supermarket found one in eight small high street business owners will be at risk of shutting down if reforms are not delivered.

A further 10% of small said they would need to lay off staff.

Shirine Khoury-Haq, Co-op group chief executive, said: “The proposed system would improve the financial situation of 99% of retailers.

“How much they are protected from tax rises depends on decisions made in this Budget. To boost local economies, create jobs and provide community cohesion, we need inclusive growth.”

“That means supporting the businesses on the corners, in the precincts, on the parades and the high streets of every community.

” In order for them to not only survive, but to thrive, the government has to commit to the maximum levels of relief.” 

JD Sports Shuts 13 Stores Amid Sales Slump: What’s Next for the High Street?

It comes as many larger retailers have voiced concerns over plans to increase business rates on larger stores, arguing the move could make them unprofitable or lead to price hikes.

In August, a letter signed by Morrisons, Aldi and JD Sports, warned that further tax rises on businesses could result in the Labour government breaking its manifesto pledge to provide “high living standards”.

It reads: “As retailers, we have done everything we can to shield our customers from the worst inflationary pressures but as they persist, it is becoming more and more challenging for us to absorb the cost pressures we face.”

Analysis carried out by the British Retail Consortium also suggested that 400 larger-format stores, such as department stores and supermarkets could close if the changes took place.

Many businesses have already seen their labour costs rise thanks to the rate of employer national insurance being increased in last year’s Budget.

The Treasury expects the new rates system will only impact the top 1% of properties.

A Treasury spokesperson said: “We are creating a fairer business rates system to protect the high street, support investment, and level the playing field by introducing permanently lower tax rates for retail, hospitality, and leisure properties from April that will be sustainably funded by a new, higher rate on less than 1% of the most valuable business properties.

“Unlike the current relief for these properties, there will be no cash cap on the new lower tax rates, and we have set out our long-term plans to address ‘cliff edges’ in the system to support small businesses to expand.”

RETAIL PAIN IN 2025

The British Retail Consortium has predicted that the Treasury’s hike to employer NICs will cost the retail sector £2.3billion.

Research by the British Chambers of Commerce shows that more than half of companies plan to raise prices by early April.

A survey of more than 4,800 firms found that 55% expect prices to increase in the next three months, up from 39% in a similar poll conducted in the latter half of 2024.

Three-quarters of companies cited the cost of employing people as their primary financial pressure.

The Centre for Retail Research (CRR) has also warned that around 17,350 retail sites are expected to shut down this year.

It comes on the back of a tough 2024 when 13,000 shops closed their doors for good, already a 28% increase on the previous year.

Professor Joshua Bamfield, director of the CRR said: “The results for 2024 show that although the outcomes for store closures overall were not as poor as in either 2020 or 2022, they are still disconcerting, with worse set to come in 2025.”

Professor Bamfield has also warned of a bleak outlook for 2025, predicting that as many as 202,000 jobs could be lost in the sector.

“By increasing both the costs of running stores and the costs on each consumer’s household it is highly likely that we will see retail job losses eclipse the height of the pandemic in 2020.”

Source link

France’s Macron unveils new government ahead of budget deadline | Politics News

Occasional Digest - a story for you

The new government, led by Prime Minister Sebastien Lecornu, must present a 2026 draft budget on Monday.

French President Emmanuel Macron has unveiled a new government after holding marathon talks with newly re-appointed Prime Minister Sebastien Lecornu ahead of a fast-approaching deadline to present next year’s budget to parliament.

In Lecornu’s new cabinet, Jean-Noel Barrot remains as foreign minister, while outgoing Labour Minister Catherine Vautrin takes on the defence portfolio, according to a lineup published by the president’s office on Sunday.

Recommended Stories

list of 3 itemsend of list

In a post on X, Lecornu wrote: “A mission-based government has been appointed to draw up a budget for France before the end of the year.”

“I would like to thank the women and men who have freely committed themselves to this government, putting aside personal and partisan interests. Only one thing matters: the interests of the country.”

Macron reinstated Lecornu late on Friday, just four days after the premier had resigned and as his first government collapsed, leading to outrage and pledges from opponents to topple any new cabinet at the first chance.

The former defence minister was tasked with assembling a government to present a 2026 draft budget on Monday, giving parliament the constitutionally required 70 days to scrutinise the plan before the year’s end.

But the right-wing Republicans (LR), a key political ally, complicated matters on Saturday by announcing that the party would not take part in the new government but only cooperate on a “bill-by-bill” basis.

Other allied and rival parties wrestled all weekend over whether to join Lecornu’s new government or vote to topple it.

The premier had pledged to work with all mainstream political movements and to select cabinet members who are “not imprisoned by parties”.

A Macron loyalist, Lecornu agreed after he had quit to stay on for two extra days to talk to all political parties.

He told the French weekly La Tribune that he had resigned “because the conditions were no longer met” and said that he would do so again if that remained the case.

The French president, facing the worst domestic crisis since the 2017 start of his presidency, has yet to address the public since Lecornu’s first government fell.

On Monday, Macron is due to travel to Egypt to support a Gaza ceasefire deal brokered by the United States, a trip that could delay the presentation of the draft budget.

Lecornu’s reappointment comes as France faces political deadlock and a parliamentary impasse over an austerity budget against a backdrop of climbing public debt.

The country faces pressure from the European Union to rein in its deficit and debt, with the fight over cost-cutting measures toppling Lecornu’s two predecessors.

Lecornu has pledged to do “everything possible” to give France a budget by the end of the year, saying that restoring the public finances was “a priority” for the future.

But he is under pressure from parties across the political spectrum, including the Socialists, who have threatened to topple his government unless he backs away from the 2023 pension reform that pushed the retirement age from 62 to 64.

Lecornu said on Saturday that “all debates are possible” over the pension reforms, and that his “only ambition is to get out of this situation that is painful for everyone”.

If Lecornu fails to secure parliamentary support, France would need emergency stopgap legislation to authorise spending from January 1 until a full budget is adopted.

French politics has been deadlocked ever since Macron gambled last year on snap polls that he hoped would consolidate power, but that instead ended in a hung Parliament and more seats for the far right.

Source link

Warner Bros. Discovery sale talks heat up after board rebuffs Paramount initial bid

Occasional Digest - a story for you

Paramount, backed by billionaire Larry Ellison and his family, has officially opened the bidding for rival Warner Bros. Discovery — a potential massive merger that would dramatically change Hollywood.

Warner Bros. Discovery’s board rejected Paramount’s initial bid of about $20 a share, but talks are continuing, according to two people close to the companies who were not authorized to speak publicly.

One of the knowledgeable sources said Paramount was preparing a second bid.

Warner Bros. Discovery owns HBO, CNN, TBS, Food Network, HGTV and the prolific Warner Bros. movie and television studio in Burbank.

Ellison, one of the world’s richest men, is committed to helping his 42-year-old son, David, pull off the industry-reshaping acquisition and has agreed to help finance the bid, two people close to the situation said.

The younger Ellison, who entered the movie business 15 years ago by launching his Skydance Media production company, was catapulted into the major leagues this summer with the Ellison family’s purchase of Paramount’s controlling stake.

Since then, David Ellison and his team have made bold moves to help Paramount shake more than a decade of doldrums. Buying Warner Bros. Discovery would be their most audacious move yet. The merger would lead to the elimination of one of the original Hollywood film studios, and could see the consolidation of CNN with Paramount-owned CBS News.

Representatives for Paramount and Warner Bros. Discovery declined to comment.

CNBC reported Friday that two companies have been in discussions for weeks following last month’s news that Paramount was planning a bid. Bloomberg reported Saturday that Warner Bros. Discovery had rejected Paramount’s bid of about $20 a share.

Industry veterans were stunned by the speed of Paramount’s play for Warner Bros. Discovery, noting that top executives had begun working on the bid even as they were putting finishing touches on the Paramount takeover.

One of Paramount’s top executives is a former Goldman Sachs banker, Andy Gordon, who was a ranking member of RedBird Capital Partners, the private equity firm that has teamed up with the Ellisons and has a significant stake in Paramount.

Paramount’s interest prompted stocks of both companies to soar, driving up the market value for Warner Bros. Discovery.

Paramount’s offer of $20 a share for Warner Bros. Discovery was less than what some analysts and sources believe the company’s parts are worth, leading the Warner Bros. Discovery board to rebuff the offer, sources said.

But many believe that Paramount needs more content to better compete in a landscape that’s dominated by tech giants such as Netflix and Amazon.

Paramount has reason to move quickly.

Warner Bros. Discovery had previously announced that it was planning to divide its assets into two companies by next April. One company, Warner Bros., would be made up of HBO, the HBO Max streaming service and the Burbank-based movie and television studios. Current Chief Executive David Zaslav would run that enterprise.

The other arm would be called Discovery Global and consist of the linear cable television channels, which have seen their fortunes fall with consumers’ shift to streaming.

The Paramount bid was seen as an attempt to slip in under the wire because other large companies, including Amazon, Apple and Netflix, may have been interested in buying the studios, streaming service and leafy studio lot in Burbank.

However, Netflix’s co-chief executive Greg Peters appeared to downplay Netflix’s interest during an appearance last week at the Bloomberg Screentime media conference. “We come from a deep heritage of being builders rather than buyers,” Peters said.

Some analysts believe Paramount’s proposed takeover of Warner Bros. Discovery could ultimately prevail because Zaslav and his team have made huge cuts during the past three years to get the various businesses profitable after buying the company from AT&T, which left the company burdened with a heavy debt load. The company has paid down billions of dollars of debt, but still carries nearly $35 billion of debt on its books.

Others point to Warner Bros.’ recent successes at the box office as evidence that Paramount is offering too little.

Despite the tumult at the corporate level, Warner Bros.’ film studio has had a successful year. Its fortunes turned around in April with the release of “A Minecraft Movie,” which grossed nearly $958 million worldwide, followed by a string of hits including Ryan Coogler’s “Sinners,” James Gunn’s “Superman” and horror flick “Weapons.”

Meanwhile, Paramount has been on a buying spree.

Just in the last two months, Paramount made a $7.7 billion deal for UFC media rights and closed two deals that will pay the creators of “South Park” more than $1.25 billion over five years to secure streaming rights to the popular cartoon.

Last week at Bloomberg’s Screentime media conference, Ellison declined to comment on Paramount’s pursuit of Warner Bros. or even whether his company had already made a bid. But he did touch briefly on consolidation in Hollywood, saying, “Ironically, it was David Zaslav last year who said that consolidation in the media business is important.”

“There are a lot of options out there,” he added, but declined to elaborate.

After news of Paramount’s interest surfaced, Warner Bros. Discovery‘s stock jumped more than 30%. It climbed as much as $20 a share, but closed Friday at $17.10, down 3.2%.

Paramount also has seen its stock surge by about 12%. Shares finished Friday at $17, down 5.4%

Warner Bros. Discovery is now valued at $42 billion. Paramount is considerably smaller, worth about $18.5 billion.

Source link

3 Monster Stocks to Buy and Hold for the Next 10 Years

Occasional Digest - a story for you

If you’re planning to be a long-term holder, make sure its stocks like these with durable competitive advantages.

If you’re looking for some monster returns, the stocks that can provide them come in many shapes and sizes. For this exercise, we’re going to identify three stocks that show significant revenue growth as well as improving free cash flow and gross margins.

These indicators emphasize better financial health, flexibility for growth, or returning extra value to shareholders. Here’s a look at three companies with rising top lines, while simultaneously bringing more dollars to their bottom lines.

One seller’s trash, another buyer’s treasure

First up is a company called Copart (CPRT -0.33%), which operates an online salvage-vehicle auctions that 11 countries across North America, Europe, and the Middle East. Copart makes over 3.5 million transactions annually through its virtual bidding platform that connects vehicle sellers with over 750,000 registered buyers.

CPRT Chart

CPRT data by YCharts; TTM = trailing 12 months.

Copart has quickly grown into the largest online salvage-vehicle auction operator in the U.S. market and has grown its top line nearly fivefold since 2009 thanks to a strategy of land expansion and higher salvage volume. The company has contracts with large auto insurers, which have a plethora of vehicles deemed a total loss and sell them on consignment for high margins to dismantlers.

Automotive salvage yard.

Image source: Getty Images.

Copart has been expanding. It’s crucial for the company to have ample land capacity to handle an influx of salvage vehicles on short notice and has nearly tripled its acreage since 2015, with an emphasis on areas at high risk of natural disasters. It’s also expanding into the salvage-vehicle resale process with offerings such as vehicle title transfer and salvage estimation services.

The company is expanding its business and its top line and has durable competitive advantages with the land it owns, creating a high-liquidity marketplace for buyers and sellers that isn’t easily replicable.

A recurring revenue dream

Autodesk (ADSK -2.19%) is an application software company servicing industries that span architecture, engineering, construction, product design and manufacturing, media, and entertainment. The company essentially enables the design, rendering, and modeling needs of those industries and has over 4 million paid subscribers across 180 countries.

ADSK Chart

ADSK data by YCharts.

Autodesk, while providing leading industry computer-aided design software, drives its success and durable competitive advantages through switching costs and network effects, which actually tend to reinforce each other. Widespread training on its software, often early in careers, not only gives people familiarity with the software, it also makes the cost of learning a competing software undesirable, unproductive, and time-consuming.

Furthermore, according to Morningstar, over 95% of its revenue is now recurring after the company transitioned away from licenses to a subscription model over the better part of the last decade. The change should enable the company to drive its top line even higher as it extracts more revenue per user with upsells and a more mature and loyal user base.

Autodesk even has upside if it can capture a chunk of the estimated 12 million to 15 million people using pirated versions of its software.

A hotel for every need

As of the end of 2024, InterContinental Hotels Group (IHG -1.01%) operated nearly 990,000 rooms across 19 brands that span from midscale through luxury segments. Holiday Inn and Holiday Inn Express are its largest and most recognizable brands, but it also has an assortment of lesser-known lifestyle brands that are recording strong demand.

IHG Chart

IHG data by YCharts.

While there’s a bit of U.S. economic uncertainty in the near term, InterContinental should be able to leverage its strong brand of assets to drive room share (i.e., market share) over the next decade. It has renovated and newer brands focusing on attractive midscale and extended-stay segments, as well as a loyalty program with roughly 145 million members to help drive growth.

The company also holds significant assets in international markets with those outside of the Americas generating 47% of total rooms for 2024, and it’s well positioned for the more than 1 billion middle-income consumers expected to be joining the global population over the next 10 years.

The company has over 99% of rooms managed or franchised, which provides an attractive recurring-fee business model highlighted by high return on invested capital (ROIC) as well as high switching costs for property owners.

Contracts often last from 20 to 30 years, also providing noteworthy cancellation costs for owners — all helping drive durable competitive advantages for IHG.

Are they buys?

For long-term investors, these three potentially monster stocks have proved they can rapidly grow their top line while also improving gross margins and pushing more dollars into free cash flow.

The kicker is that all three possess some form of competitive advantage that should sustain and enable growth over the next decade. If you’re looking for market beating returns, these three stocks are a great place to start your research — and perhaps a small position.

Source link

Princess Charlotte ‘loves’ K-Pop Demon Hunters’ – and a song from the Netflix hit was played during Changing the Guard

Occasional Digest - a story for you

PRINCESS Charlotte loves Netflix smash K-Pop Demon Hunters, a six-year-old fan claims.

Ivy Brown wrote asking if the ten-year-old had seen the animated musical, calling it the “best movie ever”.

Ivy Brown and her mother Louise King smiling while holding a letter from Kensington Palace.

4

Six-year-old Ivy Brown wrote to Princess CharlotteCredit: Chris Eades
Letter from Kensington Palace to Ivy Brown, thanking her for her letter to Princess Charlotte and mentioning "Golden" from K-Pop Demon Hunters being played at Buckingham Palace.

4

Ivy received a letter back from Buckingham PalaceCredit: Chris Eades

K-Pop Demon Hunters is currently Netflix’s most popular film ever and has been streamed a whopping 236 million times.

Within a week, a letter from Kensington Palace arrived at Ivy’s home in Wokingham, Berks.

It said: “You may be interested to know Golden from K-Pop Demon Hunters has been played during Changing the Guard at Buckingham Palace.”

It also thanked Ivy for her “support for Princess Charlotte”.

She said: “I think that Charlotte loves K-Pop Demon Hunters, so I’m happy.”

Asked where she keeps her letter, she added: “I keep it safe, I keep it in the kitchen.

“I took it to show-and-tell at school.

“I told my friends that I had a letter from Princess Charlotte and they were like, ‘Really?’

“Then I showed it to them and they were like, ‘Wow!’”

Why Princess Charlotte is the royal family’s REAL secret weapon

Her mum Louise said: “It was lovely to get such a personal note.

“Ivy was ecstatic.”

Illustration of K-pop superstars Rumi, Mira, and Zoey, with demon hunters, with four demons flying in the air, inside of a plane.

4

Ivy is a big fan of Netflix’s K-Pop Demon HuntersCredit: ©2025 Netflix
Catherine, Princess of Wales, and Princess Charlotte of Wales, smiling at the Trooping the Colour ceremony.

4

Ivy said: ‘I think that Charlotte loves K-Pop Demon Hunters, so I’m happy’Credit: Getty

Source link