Travel insurance

Cheapest holiday destinations in July 2026 with return flights from £76

According to the Skyscanner comparison site holidaymakers can jet off on a summer break for less than £80 – and they shared the cheapest day to travel

Millions of people across the UK have already booked their summer holidays, but there are still plenty of options for those yet to make plans. While travel can be costly, a trip abroad can cost less than £80 for the flights.

According to Skyscanner, UK travellers could find return flights for under £80 next month. Skyscanner is a travel comparison website that lets users search and compare flights from hundreds of airlines and travel providers. It also offers tools such as price alerts, flexible date searches, and its “Everywhere” feature, which helps travellers find the cheapest destinations.

The company says Dublin, Milan and Prague are among the cheapest places to visit in June. And for those holding out for a summer getaway in July and wanting a little extra time to save, these are the 10 destinations worth considering for a last-minute holiday.

Top 10 cheapest destinations in July 2026

  1. Dublin, Ireland: Average return is £76 and the cheapest day to fly out is Tuesday
  2. Milan, Italy: Average return is £103 and the cheapest day to fly out is Tuesday
  3. Palma, Spain: Average return is £111 and the cheapest day to fly out is Tuesday
  4. Ibiza, Spain: Average return is £137 and the cheapest day to fly out is Tuesday
  5. Rome, Italy: Average return is £137 and the cheapest day to fly out is Tuesday
  6. Alicante, Spain: Average return is £150 and the cheapest day to fly out is Tuesday
  7. Budapest, Hungary: Average return is £162 and the cheapest day to fly out is Sunday
  8. Faro, Portugal: Average return is £171 and the cheapest day to fly out is Monday
  9. Marrakech, Morocco: Average return is £177 and the cheapest day to fly out is Tuesday
  10. Valletta, Malta: Average return is £183 and the cheapest day to fly out is Tuesday

The comparison experts say the prices are based on the median cost of economy return flights booked through Skyscanner for travel in 2025 on the selected route and month, including taxes and fees.

Don’t make this holiday mistake

Brits heading abroad this summer are being advised to make one quick check before they travel, as the peak holiday season gets underway. Experts at Compare the Market recommend taking out travel insurance and cover for electronic devices. However, travellers are warned not to assume every policy offers the same level of protection.

Experts say many people assume their travel insurance automatically covers phones, tablets and other gadgets. But policies vary, so it’s worth checking the small print before you travel to avoid unexpected costs.

It notes: “Not all travel insurance policies include gadget cover. And travel insurance payouts for valuables are often low – as little as £200 for one item or £500 in total.”

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Expert issues ‘stand by’ warning as Foreign Office eases Gulf travel warnings

The Foreign Office has lifted its no-go travel warning after Iran and the US signed a deal

A travel expert has provided an update on journeys to and from the Gulf region following the US and Iran reaching an agreement to cease hostilities between the two nations. Speaking outside the Foreign, Commonwealth & Development Office (FCDO), Simon Calder confirmed that travel insurance was ‘once again valid’ after both the Iranian and American presidents put pen to paper on a deal to end the conflict.

This prompted the FCDO to lift its advice against travelling to several Gulf States. Nevertheless, it cautioned that the ‘situation remains unpredictable’ amid ongoing regional tensions.

Mr Calder stated that those wishing to visit the region could now do so ‘with some confidence’. He said: “I’m at the Foreign Office which has just changed its advice for travellers going to the Gulf region, in particular Dubai, which last year was visited by 1.4 million British travellers.

“As from now, the no-go warning which prevailed for the whole of the UAE, including Dubai and Abu Dhabi, as well as to the countries of Qatar, Bahrain and Kuwait, has been lifted. The Foreign Office still warns that you need to be ready for trouble to resume at any time, but it means that travel insurance is once again valid and anybody planning a trip to the UAE or Qatar or elsewhere in the region can do so with some confidence.

“The immediate effect, I think, is going to be a big marketing campaign by the giant airlines: Emirates of Dubai, Etihad of Abu Dhabi, and Qatar Airways based in Doha. They will be wanting to get people to both connect through their hubs, but also to take summer holidays. Be warned, it is extremely hot with average daily highs around 40°C.”

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Not only do millions of holidaymakers head to the Gulf states, but countless others use them as a stopover for journeys to Asia and Australia. That meant the tourism industry took a particularly severe blow when the US and Israel launched strikes on Iran in late February.

The FCDO decision means tourists can now return without putting their travel insurance at risk. But that doesn’t mean flights will restart straight away.

Virgin Atlantic halted flights until winter 2027 after the conflict began, and a spokesperson confirmed on Thursday that this ‘remains the case’.

British Airways announced earlier in June that it wouldn’t restart flights to the UAE until October 2026. Emirates has maintained flights to and from the region throughout the hostilities.

Mr Calder continued: “The immediate effect, I think, is going to be a big marketing campaign by the giant airlines: Emirates of Dubai, Etihad of Abu Dhabi, and Qatar Airways based in Doha. They will be wanting to get people to both connect through their hubs, but also to take summer holidays. Be warned, it is extremely hot with average daily highs around 40°C.”

“But it means that anybody who’s planning to travel perhaps to Asia or to Australia now will be able to travel with confidence through one of the Gulf hubs. In addition, I imagine that airfares will fall because the Asian carriers will not be able to command such a premium.

“Stand by for some really good holiday offers, but I personally won’t be seeing you on the beach in Dubai until about November.”

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‘Misleading’ alert to UK travellers over ‘five-star reviews’

Online reviews have become one of the most powerful tools people use when booking holidays, but experts warn that not every review tells the full story

Millions of Britons are gearing up for their summer getaways, but experts are urging travellers not to place too much trust in a sea of glowing five-star reviews.

Online reviews have emerged as one of the most powerful influences when selecting hotels, resorts and holiday rentals, with many holidaymakers depending on them to determine where to invest thousands of pounds. However, according to review verification specialist TruthEngine, not all reviews paint the complete picture. Daniel Mohacek, CEO of TruthEngine, said holidaymakers should view reviews as one element of their research rather than concrete evidence that a property will live up to expectations.

He said: “Reviews have become one of the most powerful tools people use when booking holidays. A string of five-star ratings can persuade someone to spend thousands of pounds on a hotel, resort or rental they have never seen in person.

“The problem is that not every review tells the full story. Some may be exaggerated, outdated, incentivised or, in some cases, not actually genuine.”

TruthEngine cautions that fake, manipulated and misleading reviews can leave holidaymakers arriving at destinations that bear little resemblance to what was advertised online. In some instances, guests uncover dated rooms, substandard facilities, hygiene problems, deceptive photographs or loud locations that were never flagged in the reviews.

One of the most common errors travellers commit, according to Mr Mohacek, is believing that a near-flawless review score automatically indicates a property is outstanding.

He said: “Holidaymakers should not assume that a high rating automatically means a property is perfect.”

TruthEngine recommends reading two, three and four-star reviews first, suggesting that these typically offer the most balanced and valuable insight.

He added: “Our advice is simple, to slow down before booking. Read the two, three and four-star reviews as these are the least faked, check recent feedback, compare different platforms and look at real guest photos.”

He also urged travellers to watch out for repetitive phrases, reviews that resembled marketing material rather than authentic experiences, and sudden spikes of glowing feedback appearing within a brief timeframe.

He said: “If the same complaints keep appearing, or if the reviews all sound too polished and too similar, that should ring alarm bells.”

Another frequent error is depending entirely on a single booking platform. TruthEngine advises cross-referencing reviews across multiple sites including Google, Tripadvisor, Booking.com, Airbnb and Expedia, while also examining social media and photographs uploaded by travellers.

Mr Mohacek added: “A holiday is one of the biggest purchases many families make each year. Taking 10 extra minutes to check whether reviews feel authentic could be the difference between a dream break and an expensive disappointment.”

For holidaymakers seeking a swift reality check, TruthEngine suggests a straightforward 30-second review assessment: examine the middle-range reviews, filter by the latest comments, cross-check several platforms, remain cautious of excessive references to particular staff members and take note of recurring grievances. According to Mr Mohacek, those additional few checks can uncover considerably more than a five-star rating ever could.

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Dad trapped in Spanish hospital after common illness mistake means £30k bill

Kevin Turner is in intensive care and his family will need to pay the bill – and the cost of getting him home

A dad faces a £30,000 medical bill after falling ill on holiday because he didn’t declare a common ailment on his travel insurance. Kevin Turner flew to Alicante with his partner Joy Peck in May after feeling poorly the week before with a chest infection.

After taking antibiotics and steroids, the 63-year-old said he felt assured by his GP that he was ‘good to go’ and was prescribed more medication to account for being away. The retired painter and decorator felt ‘off’ when he landed but put it down to the journey. It was when his chest pains worsened the following day that Joy called an ambulance.

After being rushed to a hospital in Alicante, doctors discovered Kevin had a pierced lung and pneumonia and he was put in intensive care. Despite having holiday insurance, Kevin’s family says his medical bills aren’t covered as he didn’t declare his chest infection before travelling – meaning he faces bills of at least £30,000.

Kevin’s daughters Sam Turner, 44, and Natalie Fowell, 40, have set up a GoFundMe to help pay his medical bills and get him home to the UK. Sam, from Winsford, Cheshire, said: “It was really, really scary because obviously you’re helpless. You’re over here and you don’t know what’s going on.

“He did have an existing chest infection that he had visited the doctor for that week and had been given antibiotics and steroids. He did also say that he was due to go on holiday and there were no warnings or concerns around that [from the GP] so he thought he was good to go.

“They just gave him enough medication for the fact that he was going away and that was it. He’d arrived at midnight, had something to eat and drink and gone to bed, feeling a bit off but just put it down to travel. It got progressively worse from there.

“By the next day the pains were just so much that in hindsight he probably already had pneumonia when he got on the flight, but he wasn’t aware. Joy rang me from the hotel and said ‘I’ve had to call him an ambulance, he’s not good’ and we were like ‘right, ok get him to the hospital’, trying to get updates all the time.

“They [doctors] said he had a pierced lung and chest and stomach pain where it’s believed air and gases had built up and had to be drained.”

Wedding co-ordinator Sam flew out to be with her dad on May 30 to be by his bedside. After contacting the insurance company, Sam says she was told that Kevin’s medical bills wouldn’t be covered as he didn’t declare the ongoing chest infection on his travel insurance before flying.

The cost of his bills is estimated to be £30,000, but as Kevin is still in intensive care it may rise. You can donate to Kevin’s GoFundMe here: https://www.gofundme.com/f/support-kevs-recovery-and-journey-home

Sam said: “It very much looks like it’s a case of, the small print says if there are any significant health changes up to the date of travel then you must notify them. He’s still in intensive care and we’re trying to find out what the prognosis is.

“He hasn’t been out of bed, he hasn’t used his legs or feet and he’s just really worried because he’s lost all feeling in them. The insurance took about two weeks for them to decide that they weren’t going to pay out. It involved a lot of chasing from us.

“I would always say read the small print of the insurance document, make sure you go with a reputable company and look at their reviews.”

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easyJet reveals the cheapest day to fly and how to find ‘bargain flights’

Passengers wanting to fly with easyJet could get some pretty cheap deals

Booking flights can be expensive, with many people clicking on random days of the week to find the best deal. But did you know two days of the week are likely to be better than the rest?

Travel experts at easyJet say that while the ‘cheapest day to fly’ often depends on factors like destination and flight availability, there are two days of the week you really want to look out for. The airline says: “The cheapest day of the week to fly can vary depending on the destination, flights available, and time of year.

“However, we’d recommend being flexible with your dates and considering flying outside of peak weekend flight times. By booking to fly on Wednesday or Thursday rather than Friday, you can find bargain flights (and get more time at your destination!).”

What is the cheapest month to fly in?

The low-cost airline also noted that the start and end of the year are key periods to look for if you want a trip that won’t break the bank. It adds: “The cheapest month to fly often depends on the destination and the type of trip you’re planning.

“For traditional warm-weather destinations in Spain or Italy, you can often find the cheapest plane tickets in the winter months of January and February. If you’re booking a trip to the mountains or traditional winter destinations like Finland, you’ll often find cheaper flights in November or March.”

As one of the world’s largest airlines, it operates a fleet of 355 aircraft, connecting 164 airports in 38 countries through 1,207 routes. While booking flights during these specific days and months is not a guarantee of the best deal, it urges people to use its Low Fare Finder when searching for the cheapest flight dates to secure the best deals.

Mum blocked from easyJet flight and left £700 out of pocket

In other easyJet news, a mother was prevented from boarding an easyJet flight with her family and lost £700 after being caught out by a crucial passport rule.

Bolaji Omisade was looking forward to a family trip to Greece and arrived at London Gatwick Airport with her husband and three sons. However, after checking in at the airport, easyJet staff informed her that she was not permitted to board the flight.

Confused by the situation, she was informed at check-in that, although her passport had not yet expired, it was no longer valid for travel due to passport regulations. You can read the full story here to make sure that you don’t fall foul of the same rule.

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Brits warned to check passports for key dates or risk having holidays cancelled

Four out of five Brits surveyed didn’t know this passport rule, and even more surprisingly, a huge number don’t know the expiry date of their passport, which could leave them facing a last-minute panic

Holidaymakers are being urged by travel insurance specialists to check their passport details ahead of the busy summer season, as a survey showed a huge percentage of Brits were unaware of a basic passport rule.

The research, carried out by Saga Travel Insurance showed that many Brits didn’t know basic rules around passport validity, entry requirements, and travel regulations post-Brexit. Worryingly, 7% of the people surveyed had previously been denied entry to a country because they didn’t have enough time on their passport to cover the trip.

Saga surveyed 500 people, and found that four out of five (80%) were not aware that different countries have different passport validity requirements, while 50% mistakenly thought that every country requires a passport to have six months remaining before travel.

The travel insurance provider also highlighted that half of the Brits surveyed “are still not confident they understand the visa and travel requirements for visiting Europe after Brexit.” 16% didn’t know when their passport is due to expire, while 8% currently had expired passports gathering dust in a drawer.

One mum recently was left £700 out of pocket after getting caught out by passport rules for a holiday to Greece, meaning she couldn’t board her flight with her husband and children.

Michelle Cooper, Director of Travel Insurance at Saga, said: “Nobody should have their holidays ruined because of a simple passport error. A few quick checks can help people avoid unnecessary stress, unexpected costs and disruption at the airport.”

She added: “It’s important to check the specific rules of the country you’re travelling to so that you know how long you need remaining on your passport. Some destinations require three months remaining on your passport, while others require six months.”

For example, Brits heading to EU destinations such as Spain, Italy or Greece will need a passport that’s valid for at least three months after the date you plan to leave the Schengen area, and it must also be less than 10 years old on the day you enter. While Turkey’s validity requirements are at least 150 days after the date you arrive, countries such Australia simply ask that your passport is valid for the duration of your visit.

Michelle also reminded holidaymakers of the 10-year rule which continues to catch Brits out: “EU and Schengen countries require passports to be less than 10 years old on the day of entry. While all new passports last exactly ten years, passports issued before 2018 remain valid for 10 years and nine months. If you have an older passport, make sure you check both the issue date and expiry date before travelling to avoid problems at the border.”

Michelle also urged frequent flyers to check they have enough blank passport pages when they travel, saying: “People can sometimes focus entirely on expiry dates and forget to check how many blank pages they have left, but some destinations can refuse entry if there isn’t enough room for official stamps or visa documentation.

“If you’re a frequent traveller, you should regularly check how many blank pages you have remaining in your passport before booking a trip. You might also benefit from purchasing a passport with additional blank pages.”, she suggested.

Have a story you want to share? Email us at webtravel@reachplc.com

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Martin Lewis’ MSE issues Europe travel warning to ‘over two million’ people

MoneySavingExpert has shared important safety advice for holidaymakers

MoneySavingExpert (MSE) has issued a travel warning to millions of people. Founded by journalist and broadcaster Martin Lewis, MSE regularly posts consumer advice for Brits. In the latest Money Tips Email, the experts offered advice for anyone booking holidays.

In the email, the team told readers: “Summer is coming, and if you’re booked to go away and haven’t got your insurance yet, you need to do it NOW, today, straight away!” As the experts pointed out, booking travel insurance as soon as you book your holiday offers the maximum protection, including cover if something happens that prevents you from travelling.

Before setting off, it’s also advised to get a Global Health Insurance Card if you’re travelling to Europe. In the alert, MSE revealed that over two million cards are expected to expire this year. As a result, millions could miss out on the benefits if they don’t renew ahead of upcoming holidays.

The UK Global Health Insurance Card enables holidaymakers to access healthcare without paying more than a local resident would while travelling in the European Economic Area.

The NHS explains: “The UK Global Health Insurance Card (GHIC) lets you get necessary state healthcare in the European Economic Area (EEA), and some other countries, on the same basis as a resident of that country. This may be free or it may require a payment equivalent to that which a local resident would pay.

“The UK GHIC has replaced the existing European Health Insurance Card (EHIC). If you have an existing EHIC you can continue to use it until the expiry date on the card. Once it expires, you’ll need to apply for a UK GHIC to replace it.”

While people are advised they should also take out travel insurance, it could help you avoid paying the excess if you need medical treatment during your trip. MSE said: “Going to the EU? Ensure you’ve a valid (free) GHIC/EHIC – over 2m expire this year.

“The ‘Global Health Insurance Card’ (GHIC) and its predecessor, the EHIC, give access to state-run hospitals or GPs, mainly in European countries, for the same price as a local. So if they don’t pay, you don’t either. Over two million expire this year, check yours.”

A UK GHIC is free, and you can apply through the NHS website. The NHS advises avoiding unofficial websites, which may charge an application fee. People can apply for a new card up to nine months before their current card expires.

The NHS says: “You can apply for a UK GHIC if you’re a resident in the UK. You can also add your family members to your application when you apply.”

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5 Euro and Mediterranean destinations hit by ‘soaring’ cost premiums as Middle East missiles fly again – list

Travel insurance for Turkey has jumped almost 50 per cent in just a year, according to new data

Five European and Mediterranean destinations including some hotspots much loved by British tourists have been named as having seen big rises in insurance costs, directly caused by the Middle East crisis. Travel insurance for Turkey has jumped 46% in just a year, according to new data analysing 5,000 policies across popular destinations near conflict zones.

There is no sign of the Middle East conflict calming down – today Iran fired ballistic missiles and drones towards Bahrain and Kuwait, Bahrain’s government said, adding that they were intercepted.

Bahrain’s government called on Tehran to immediately cease attacks on Gulf neighbours that it deemed a “serious escalation”. Iran’s Foreign Ministry said the US early Saturday attacked surveillance facilities on Qeshm Island and near Sirik that it said were used to protect borders and “ensure the security of navigation in international waters”.

The latest exchange of fire came as the Trump administration pressed Iran to make a deal to end the war that has strained the global economy and threatened a hunger crisis in some of the world’s most vulnerable countries.

The US military earlier said it shot down several Iranian missiles and drones launched towards the Strait of Hormuz and Gulf Arab allies, and struck some of the Islamic Republic’s coastal surveillance radar sites in response.

It has had a big impact on the region with some popular destinations seeing big rises in premiums. Quotezone travel insurance expert Helen Rolph warned travellers not to assume last year’s prices still apply and urges holidaymakers to compare policies carefully, buy cover as soon as they book, and check Foreign Office advice before travelling.

Industry experts compared 5,000 travel insurance premiums across five popular tourist destinations close to conflict zones, revealing which countries have seen the biggest price increases over the past year.

Prices in Turkey have been affected the most despite it traditionally being considered one of the most popular and cost-effective destinations for UK holidaymakers over recent years.

Standard travel insurance premiums to the country have jumped from £40.56 in early 2025 to £59.19 just a year later – a rise of 46% or almost £20 per trip – which may be due to the fact it shares a border with Iran.

Holidaymakers travelling to Bulgaria are also seeing a sharp rise with prices up 19%, possibly down to its proximity to Ukraine.

Premiums for Cyprus have increased by 6%, Egypt by 4% and Poland by 8%. To gather the data, popular holiday destinations for British tourists were cross-referenced with countries geographically close to conflict zones, namely Ukraine and Iran, creating a dataset of major holiday hotspots in relative proximity to areas of geopolitical tension.

Insurers regularly reassess risk when global tensions rise, particularly in destinations close to areas where travel complications might become more likely.

Destinations situated close to areas experiencing heightened tensions – such as Iran and Ukraine – could see premiums shift as insurers reassess the likelihood of travel disruption, delays or emergency evacuation should issues escalate.

Helen Rolph, travel insurance expert at Quotezone.co.uk said: “Travel insurance prices change constantly as insurers respond to global events, the number of claims made and healthcare costs.

“Even if a destination remains popular despite its proximity to ongoing conflict, premiums can rise when the wider region becomes more uncertain.

“Travellers and holidaymakers shouldn’t assume last year’s prices will still apply and make sure they’re comparing policies carefully rather than opting for the cheapest option, as cover can vary significantly.

“It’s also sensible to arrange insurance as soon as a trip is booked, check government travel advice before departure, and ensure any medical conditions are fully declared.

“Travel disruption insurance can also be useful as it covers a wider range of issues while travelling but it’s important to remember that travel insurance won’t provide cover if the foreign office advises against travel to that region and most travel insurance policies won’t cover war related incidents. It’s crucial for holidaymakers to check what is and isn’t covered on their policy and add any extras or specialised cover they might need.”

Travel Insurance Premiums

Country // Average 2025 // Average 2026 // Average Price Change // % Change

Turkey £40.56 £59.19 £18.63 46%

Bulgaria £32.70 £38.82 £6.11 19%

Poland £10.50 £11.32 £0.82 8%

Cyprus £43.21 £45.80 £2.59 6%

Egypt £68.52 £71.30 £2.78 4%

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Airline with the worst food named and it’s ‘awful’ — not easyJet, Wizz Air or Jet2

A YouGov survey has ranked budget airlines by food quality, with results likely to surprise some UK travellers

A recent YouGov survey has revealed the worst airline food on offer, with budget carrier Ryanair topping the list for all the wrong reasons. Travel expert Mr Plane Guy weighed in on the findings, saying: “Unfortunately, not every airline hits the mark when it comes to in-flight dining.

“At the bottom of the list is Ryanair, where only 21% of passengers had good things to say about their snacks and drinks. Worse yet, just 17% found the meals satisfactory, and a staggering 50% labelled them as ‘poor’. Not far behind is Wizz Air, with just a quarter of passengers giving their snacks and drinks a thumbs-up, and 40% rating the meals as bad. easyJet also struggled, with only 35% of travellers enjoying their snacks and 29% happy with the meals.”

He went on to say: “If food is an important part of your flying experience, choosing the right airline can make all the difference! Emirates and Qatar Airways seem to be the safest bet for delicious meals, while budget carriers like Ryanair and Wizz Air might leave your stomach rumbling.”

One Ryanair passenger took to Tripadvisor to share their experience, writing: “Why is the food so bad!? We usually pack a lunch for our flight. In this case, we didn’t, and I ordered the fresh sandwich, which in this case was Turkey and Stuffing. It was truly awful and cost me 5€. I couldn’t finish it. This is not only an issue with Ryanair, but with other low-cost airlines. It must be as easy to source good food as bad. I really don’t understand it.”

Not everyone agrees, however, with some passengers saying Ryanair’s food is acceptable. One traveller recommended the vegan lasagna: “As a vegan, I massively appreciate the vegan lasagna; it’s not bad at all.” Another chimed in with: “The cheese toasties are actually ok, I’ve had it a few times.”

Worst airline food

  1. Ryanair
  2. Wizz Air
  3. easyJet
  4. TUI Airways
  5. Jet2.com
  6. British Airways
  7. Virgin Atlantic
  8. Qatar Airways
  9. Emirates

The Mirror has contacted Ryanair for comment

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Foreign Office Spain vaccine advice for all UK tourists

Spain is the most popular destination for UK holidaymakers

Anyone planning a trip to Spain should act eight weeks before travelling, according to the latest Foreign Office advice.

The Foreign, Commonwealth and Development Office (FCDO) provides advice for travel to more than 220 countries and territories across the globe, covering everything from entry requirements and safety risks to health precautions and regulations. The FCDO recommends that those heading to Spain check the most up-to-date vaccination advice at least eight weeks before they set off, and find out where to get their vaccines and whether any fees apply.

Holidaymakers are directed to the Spain page on the TravelHealthPro website, which states: “Travellers [to Spain] should be up to date with routine vaccination courses and boosters as recommended in the UK. These vaccinations include for example measles-mumps-rubella (MMR) vaccine and diphtheria-tetanus-polio vaccine.”

It’s worth noting, however, that there are no certificate requirements for entry into Spain. Those visiting Spain are also urged to ensure their tetanus jabs are up-to-date.

TravelHealthPro guidance adds: “Travellers should thoroughly clean all wounds and seek medical attention for injuries such as animal bites/scratches, burns or wounds contaminated with soil.” TravelHealthPro also recommends that all holidaymakers make sure they have sufficient travel insurance.

It adds: “If visiting European Union (EU) countries, carry an European Health Insurance Card (EHIC) or a Global Health Insurance Card (GHIC) as this will allow access to state-provided healthcare in some countries at a reduced cost, or sometimes for free.

“The EHIC or GHIC, however, is not an alternative to travel insurance.”

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Almost 9million people may have to pay extra £1,000 for holiday abroad this year

Anyone trying to avoid the payment may face much higher fees

Millions of people face the prospect of having to pay an extra £1,000 if they want to take a holiday abroad in 2026.

One in five people on NHS waiting lists plan to holiday abroad without travel insurance, according to a recent survey, risking falling ill overseas and incurring hefty healthcare fees. There are currently more than 7.1million adults waiting for consultant-led treatment – and a further 1.7million waiting for a diagnosis – with many unable to take out insurance policies due to the high cost.

Of the 95% who are on, or have been on, a waiting list in the last three years and refuse to miss their holiday, 15% have paid up to £1,000 extra to ensure they’re protected. Many insurers keep their premiums low by not covering existing medical conditions, meaning patients on waiting lists with potentially serious conditions will need to take out specialist cover.

Those waiting for a condition to be diagnosed will find it particularly difficult to find appropriate travel insurance – and one in four plan to holiday without the correct cover. One in 20 currently waiting to be seen by the NHS have found accessing specialist travel insurance so difficult, or so expensive, they haven’t holidayed abroad because of it.

The poll of 2,034 adults commissioned by Wellsoon from Practice Plus Group found adults with hernias are the most likely to holiday without the correct cover, followed by those with cancer. The hardest conditions to find insurance for are heart or blood pressure issues followed by musculoskeletal issues including arthritis, hip or knee pain, back pain, neck or shoulder pain.

A spokesperson for Practice Plus Group said: “It’s a story we hear regularly from people who have a health issue they want to be addressed before they go on holiday, but they’re on a waiting list. They’re worried about going away when they’re in limbo, potentially needing to seek medical help a long way from home and not knowing how much it might cost.

In April 2021, the Financial Conduct Authority introduced new requirements to help consumers with more serious pre-existing medical conditions (PEMCs) better navigate the travel insurance market. Firms that sell travel insurance are required to signpost consumers to one of two directories of specialist firms that provide this type of insurance – one of which is the MoneyHelper directory, provided by the Money and Pensions Service.

A spokesperson from the Money and Pensions Service, which provides a directory of specialist firms that offer travel insurance for pre-existing conditions, said: “If you have a pre-existing health condition you must disclose this to your insurer. Otherwise, when you come to make a claim, it could be rejected.

“Depending on your circumstances, you may be asked to complete a medical exam. This will allow insurance providers to tailor your travel insurance policy to cover your needs. Taking specialist medical travel insurance will give you peace of mind that your medical condition is covered in the event of a claim.

“Our MoneyHelper service provides contact details of companies which specialise in this.”

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