major

Major UK airport is getting a £30million upgrade

Aerial view of Edinburgh Airport, showing multiple parked airplanes, terminal buildings, parking lots, and runways.

A MAJOR UK airport will soon be upgrading its runway as part of its huge expansion plans.

Edinburgh Airport, which is Scotland‘s largest airport, will undergo a massive transformation starting with its runway being resurfaced.

Edinburgh Airport will close one of its runways for five monthsCredit: Alamy

The 1.5 mile runway will be resurfaced which will reduce the number of delays at the airport.

In addition to the resurfacing, all 1,200 runway lights will be replaced as well and new weather sensors will be installed.

The £30million project will be the first on the runway in nearly two decades.

To carry out the work on the runway, it will be closed for five months overnight, beginning November 2.

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During this period, flights will not take off or land on the runway between 11:45pm and 5:45am everyday except Fridays and Saturdays.

The festive period between December 18 and January 4 will also be an exception.

Most passengers won’t be affected, as airlines have been contacted by the airport to alter their schedules.

However, airport officials have expressed that this might result in flights being diverted.

For example, if an aircraft is late in landing, it will be diverted.

Yet some might not even be able to take off if they are scheduled to land later than planned.

Chief communications officer at Edinburgh airport, Gordon Robertson, said: “If they (aircraft) are very late, they’re either not flying or going to Glasgow“.

He added to The Herald that airlines have had “lots of time to prepare”.

He said: “They will just have to manage, and there is a risk that we do have a lower overall demand.

“There is a risk we could lose some destinations or see significant reductions, but all we can do is give people lots of notice.”

Work on the runway is expected to take around five monthsCredit: Getty

Gordon Dewar, the interim COO, said: “This investment will completely resurface the runway, install new technology, and future proof the asset ahead of planned continued growth.

“It’s a significant investment in the airport infrastructure and is part of a record capital plan.”

Resurfacing the runway is part of Edinburgh Airport’s five-year expansion plan.

According to The Scotsman, the airport will add new aircraft stands and flight departure gates, as well as extending the terminal’s south-east pier.

And so far, spending on the project has increased from £52million last year to £80million.

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Flight compensation rules

A look at your rights if a flight is delayed or cancelled, when your entitled to compensation and if your travel insurance can cover the costs.

What are my rights if my flight is cancelled or delayed?

Under UK law, airlines have to provide compensation if your flight arrives at its destination more than three hours late.

If you’re flying to or from the UK, your airline must let you choose a refund or an alternative flight.

You will be able to get your money back for the part of your ticket that you haven’t used yet.

So if you booked a return flight and the outbound leg is cancelled, you can get the full cost of the return ticket refunded.

But if travelling is essential, then your airline has to find you an alternative flight. This could even be with another airline.

When am I not entitled to compensation?

The airline doesn’t have to give you a refund if the flight was cancelled due to reasons beyond their control, such as extreme weather.

Disruptions caused by things like extreme weather, airport or air traffic control employee strikes or other ‘extraordinary circumstances’ are not eligible for compensation.

Some airlines may stretch the definition of “extraordinary circumstances” but you can challenge them through the aviation regulator the Civil Aviation Authority (CAA).

Will my insurance cover me if my flight is cancelled?

If you can’t claim compensation directly through the airline, your travel insurance may refund you.

Policies vary so you should check the small print, but a delay of eight to 12 hours will normally mean you qualify for some money from your insurer.

Remember to get written confirmation of your delay from the airport as your insurer will need proof.

If your flight is cancelled entirely, you’re unlikely to be covered by your insurance.

In other travel news, a UK airport has started a massive £60million expansion ahead of new Ryanair, easyJet and Jet2 flights.

Plus, the £25billion Heathrow plans that want to take on ‘world’s best airport’ with sixth new terminal.

As a result, some travellers may experience delays or cancellationsCredit: Alamy

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Ryanair major ticket change as 3 key questions answered on November 2025 plan

The budget airline is making a big change to tickets at most airports

Ryanair is set to make a significant change to its ticketing system, effective from November 12. Starting from this date, the airline will only issue ‘100% Digital Boarding Passes’ (DBP), and physical tickets will no longer be accepted at most airports.

This scheme, initially scheduled for May 2025, seeks to help eliminate certain charges and save around 300 tonnes of paper each year, while allowing travellers to receive direct flight updates. But if you’re concerned about the practical aspects, don’t worry.

The Mirror has summarised three main questions and answers regarding the upcoming change, using official information from Ryanair. You can also learn more about the boarding pass change on the airline’s website here

1. How can I get a digital boarding pass?

Ryanair passengers can check in online at Ryanair.com or via the Ryanair App, which is available on Apple’s App Store and Google Play. The Express reports that passengers should complete this process before arriving at the airport to avoid extra charges.

After check-in, a DBP will automatically appear in the Ryanair App. You should present this at airport security and the boarding gate before your flight. The budget airline stated that this method is ‘quicker, easier,’ and results in ‘less stress’ compared to using paper tickets.

2. What happens if my phone dies or I lose it before boarding?

Losing your mobile phone can be a stressful experience, but according to Ryanair’s boss Michael O’Leary, it won’t stop you from catching your flight.

In a conversation on The Independent’s daily travel podcast, he explained: “The big concern that people have is: ‘What happens if I lose my battery or what if I lose my phone?’

“…If you lose your phone, no issue. As long as you’ve checked in before you got to the airport, we’ll reissue a paper boarding pass at the airport free of charge.”

Even if your mobile runs out of juice, O’Leary pointed out that staff will have each passenger’s ‘sequence number’ at the departure gate. This means you should still be able to board without it, so ‘nobody should worry’.

Guidance on Ryanair’s website echoes this, adding: “If you have already checked in online and you lose your smartphone or tablet (or it dies), your details are already on our system and you will be assisted at the gate.”

3. What if the airport Wi-Fi is poor, or I have no mobile data?

Ryanair has reassured passengers that once they’ve completed online check-in, their DBP will be accessible offline within the Ryanair App. However, its website guidance emphasises: “All Ryanair passengers will still receive email reminders to check-in online 48 and 24hrs predeparture.

“If any passenger arrives at airport but hasn’t checked in online (having ignored these reminders), they will still be required to pay the airport check-in fee.”

Currently, the fee is set at £55/€55 per passenger for most flights. However, passengers flying out of Spain are obliged to pay £30/€30, while those departing from Austria will be hit with a £40/€40 charge.

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Strings attached to bills Newsom signed on antisemitism, AI transparency and other major California policies

Though hailed by some for signing new laws to combat antisemitism in California schools, Gov. Gavin Newsom expressed enough reservations about the bills to urge state lawmakers to make some changes.

Supporters of the legislation, Senate Bill 48 and Assembly Bill 715, said it was needed to protect Jewish students on campus, while opponents argued it was broadly written and would stifle free speech and classroom discussions about current events in the Middle East, including the Israel-Hamas war.

Newsom, when he signed the bills, directed legislators to work quickly on a follow-up measure to address “urgent concerns about unintended consequences.”

The governor made similar requests for nearly a dozen other major bills he signed into law this year, including measures providing safeguards on artificial intelligence, protections for children online and banning law enforcement officers donning masks — a direct response to federal agents hiding their identities during immigration raids across the state.

Newsom’s addendums provide a glimpse into the sometimes flawed or incomplete process of crafting new laws, at times hastily at the end of legislative session, requiring flaws or unresolved conflicts to be remedied later.

San Jose State University professor emeritus and political analyst Larry Gerston said governors sometimes go this route when, despite having concerns, they feel the legislation is too urgent to veto.

“I think you are looking at a situation where he thought the issue was sufficiently important and needed to go ahead and get it moving,” he said.

Gerston, however, noted those with a cynical view of politics could argue governors use this tactic as a way to undo or water down legislation that — for various political reasons — they wanted to pass in the moment.

“Depending upon your attitude toward the governor, politics and legislation, [that viewpoint] could be right or wrong,” he said.

One of the authors of the antisemitism bills, Assemblymember Rick Chavez Zbur (D-Los Angeles), said he will put forth another measure next year and continue working with educational organizations and the California Legislative Jewish Caucus to ensure the right balance is struck.

“The assertions that the bill is intended to prevent instruction about controversial topics, including topics related to Israel, is just not accurate,” said Zbur, who introduced AB 715. “We will be making sure that it’s clear that instruction on complicated issues, on controversial issues, that critical education can continue to take place.”

Zbur said he will reexamine a provision requiring the “factual accuracy” of instructional materials.

“One of the things that we’ve agreed to do was focus on making sure that the bill continues to meet its goal, but revisit that factually accurate language to make sure that, for example, you can continue to teach [works of] fiction in the classroom,” he said.

Another new law flagged by Newsom bans local and federal agents from wearing masks or facial coverings during operations.

The governor approved Senate Bill 627 — carried by Sens. Scott Wiener (D-San Francisco) and Jesse Arreguín (D-Berkeley) — last month as a response to the Trump administration’s aggressive immigration raids that are often conducted by masked agents in unmarked cars. Newsom said it was unacceptable for “secret police” to grab people off the streets.

“This bill establishes important transparency and public accountability measures to protect public safety, but it requires follow-up legislation,” Newsom wrote in his signing statement. “Given the importance of the issue, the legislature must craft a bill that prevents unnecessary masking without compromising law enforcement operations.”

Newsom said clarifications about safety gear and additional exemptions for legitimate law enforcement activities were needed.

“I read this bill as permitting the use of motorcycle or other safety helmets, sunglasses, or other standard law enforcement gear not designed or used for the purpose of hiding anyone’s identity, but the follow-up legislation must also remove any uncertainty or ambiguities,” he wrote.

Wiener agreed to revisit the measure.

“I’m committed to working with the Governor’s office to further refine SB 627 early next year to ensure it is as workable as possible for many law enforcement officers working in good faith,” he said.

California is the first state to ban masking for federal law enforcement and the law will likely be challenged in court. The move drew ire from U.S. Department of Homeland Security Secretary Kristi Noem, who called the legislation “despicable” and said forcing officers to reveal their faces increases their risk of being targeted by criminals.

Newsom is also urging legislators to adjust two new tech-related laws from Assemblymember Buffy Wicks (D-Oakland).

Assembly Bill 853, dubbed the California AI Transparency Act, is intended to help people identify content created by artificial intelligence. It requires large online platforms, such as social media sites, to provide accessible provenance data on uploaded content starting in 2027. Provenance data is information about the origin and modification history of online content.

In his signing statement, Newsom called the legislation a “critical step” but said it could interfere with privacy.

“Some stakeholders remain concerned that provisions of the bill, while well-intentioned, present implementation challenges that could lead to unintended consequences, including impairment of user privacy,” he wrote. “I encourage the legislature to enact follow up legislation in 2026, before the law takes effect, to address these technical feasibility issues.”

Assembly Bill 1043 aims to help prevent children from viewing inappropriate content online. It directs operating system providers to allow parents to input their children’s ages when setting up equipment such as laptops or smartphones, and then requires users to be grouped in different age brackets. It gained approval from tech companies including Meta and Google while others raised concerns.

“Streaming services and video game developers contend that this bill’s framework, while well-suited to traditional software applications, does not fit their respective products,” Newsom wrote in his signing statement. “Many of these companies have existing age verification systems in place, addressing complexities such as multi-user accounts shared by a family and user profiles utilized across multiple devices.”

The governor urged lawmakers to address those concerns before the law is set to take effect in 2027.

Wicks was unavailable for comment.

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Melissa to rapidly intensive into major hurricane this weekend

1 of 2 | Tropical Storm Melissa was nearing Caribbean islands. Photo courtesy of NOAA

Oct. 24 (UPI) — Melissa intensified into near-hurricane strength and is forecast to rapidly increase this weekend into a possible Category 5 storm with life-threatening and catastrophic flash flooding and landslides through portions of southern Hispaniola and Jamaica.

Melissa rose to maximum sustained winds of 70 mph and was moving east-southeast at 1 mph, the National Hurricane Center said in its 11 a.m. EDT update. Melisa would be designated as a hurricane with winds of at least 74 mph

Melissa was about 155 miles southeast of Kingston, Jamaica, and about 235 miles southwest of Port-au-Prince, Haiti.

“The exceptionally warm waters, reaching hundreds of feet deep, will act like jet fuel – providing extra energy for Melissa,” AccuWeather Lead Hurricane Expert Alex DaSilva said about Melissa. “The warmest water in the Atlantic basin is in the central Caribbean, in the direct path of this storm. Rapid intensification into a Category 5 hurricane is not out of the question this weekend.”

A hurricane warning was in effect for Jamaica and a hurricane watch for the southwestern peninsula of Haiti from the border with the Dominican Republic to Port-Au-Prince.

“Melissa is still expected to make landfall in Jamaica as an upper-end Category 4 hurricane, which could be the strongest direct landfall for the island in since tropical cyclone record keeping has been made in the Atlantic Basin,” NHC forecaster Philippe said in a discussion.

A turn to the north and northeast is forecast on Monday and Tuesday.

Melissa is forecast to become a hurricane later Saturday and a major hurricane by Sunday.

On the forecast track, Melissa is expected to move near or over Jamaica through early next week, and it could be near or over eastern Cuba by the middle of next week.

“Unfortunately, a large majority of the latest reliable track models show Melissa making landfall on Jamaica in about 72 hours,” NHC forecaster Robbie Berg said. “What’s most concerning here is that the island is likely to experience a couple of days of heavy rainfall and tropical-storm-force winds before the core — and strongest winds — even reach the coast.”

Berg said major hurricane strength is likely when it reaches eastern Cuba “but increased shear should lead to weakening below major hurricane strength by day 5.”

Tropical-force winds stretch outward to 115 mph from the center.

Rainfall of 15 to 25 inches through Sunday is forecast to portions of southern Hispaniola and Jamaica through Tuesday with local maximum 35 inches possible across the Tiburon Peninsula of Haiti, the NHC said.

Eastern Cuba is expected to receive rainfall of 4 to 8 inches, with local amounts up to 12 into Tuesday.

Additional rainfall is likely beyond Tuesday in all the areas, NHC said.

Minor coastal flooding is likely along the south coast of Jamaica later in the weekend or early next week, NHC said. Peak storm surge could reach 5 to 10 feet above ground level near and to the east of where Melissa makes landfall, NHC said.

“This storm surge will be accompanied by large and destructive waves,” NHC said.

Swells are also expected to affect portions of Hispaniola, Jamaica and eastern Cuba during the next several days.

Melissa is the 13th named storm of the season, and it’s the first in the Caribbean.

This season has seen few storms, which have warmed the Caribbean Sea, and the warm water is potential fuel for stronger and more dangerous storms.

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Runway problems force major UK airport to close overnight with passengers warned to check before travelling

A MAJOR UK airport has been shut down after facing difficulties with one of its runways.

Flights were cancelled and planes grounded overnight with passengers encouraged to check with their airlines to see if their journey has been affected.

Leeds Weather
Planes due to land at the airport were diverted to other UK sitesCredit: LNP
Leeds Bradford Airport, a pilots eye view from the air, showing the main runway, Yorkshire, England, UK
Leeds Bradford Airport was closed following issues with its runwayCredit: Alamy

Leeds Bradford Airport is expected to remain closed to both departures and arrivals until 5am on Saturday.

Jet setters were warned that the closure could continue on longer.

The first flight out of the closed airport, a Jet2 service to Heraklion in Crete, is expected to leave shortly before 5:25am.

Flights due to land at Leeds Bradford Airport were diverted and sent to other UK airports in the wake of the runway issue.

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The busy airport usually operates for 24 hours a day but has been closed now until the issue can be adressed.

Staff at the airport are reportedly working at speed to fix the problem as soon as they can.

The team at Leeds Bradford Airport said that customer safety is their number on priority.

Disappointed holidaymakers can make contact with staff on the ground at terminals to ask any questions about their flights.

A statement on the airport’s website, posted at 10pm, reads: “Due to an unforeseen issue with the runway, we have had to take the decision to close the airport until the morning.

“Customers are advised to check with their airline for the most up-to-date information regarding their flight.

“We are working to resolve the disruption as soon as possible, the safety and comfort of the passengers travelling through our terminal is our number one priority.

“Our team is on the ground in the terminal to answer any customer queries regarding departures.”

Leeds Bradford Airport was granted planning permission to operate round the clock in 1994.

Dozens of flights take off and land at the busy midlands airport on a day-by-day basis.

According to the airport’s website there is a designated night-time flight period.

This lasts from 11pm to 7am every evening with only the quietest jets permitted to operate between these hours.

Here’s the full list of best to worst UK airports according to Which?

  1. Exeter
  2. Liverpool (John Lennon)
  3. London City
  4. Bournemouth
  5. Newcastle
  6. Norwich
  7. Inverness
  8. Cardiff
  9. Southampton
  10. Belfast City
  11. East Midlands
  12. Glasgow International
  13. London Heathrow T5
  14. Edinburgh
  15. Leeds Bradford
  16. Aberdeen
  17. Birmingham
  18. Bristol
  19. London Gatwick North
  20. London Heathrow T2
  21. Belfast International
  22. London Gatwick South
  23. London Heathrow T4
  24. London Heathrow T3
  25. London Stansted
  26. Manchester Terminal 2
  27. London Luton
  28. Manchester T1
  29. Manchester T3

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Major airline outage grounds flights and leaves thousands of passengers facing long delays

At least 229 flights have been cancelled

A massive airline system failure has left thousands of travellers facing lengthy delays. Alaska Airlines called for a temporary ground stop early on Friday morning (October 24) which resulted in at least 229 flights being axed.

The number of passengers – including Britons – who may have been delayed or impacted remains unclear. Horizon Air, a subsidiary of Alaska Airlines, was also hit by the disruption. Flight operations have now resumed.

The carrier emphasised that safety was never compromised during the breakdown, which stemmed from a malfunction at the airline’s primary data centre. Matas Cenys, head of product at Saily, explained that even small technical faults can paralyse vital processes, creating chaos for travellers.

They explained: “Airlines today operate on highly interconnected digital systems. When one system fails, the effects can spread across the entire network, grounding flights and disrupting operations. This is why Alaska Airlines’ recent outage, while labeled a ‘technical error’, caused widespread cancellations and delays. Even minor glitches can freeze critical processes because redundancy systems are not always perfect.

“Airlines’ digital systems are like a row of dominoes. Each system – scheduling, crew assignments, baggage, gates – depends on the one before it. If a single one falls, even from something small, like a database error, it can trigger a chain reaction that stops the whole operation. Most passengers never see these links, but that’s how flights keep running on time.

“There’s also a cybersecurity overlap. Even when outages are accidental, system downtime can create potential opportunities for attackers to exploit vulnerabilities. During a disruption, normal safeguards and monitoring may be reduced or delayed, allowing malicious actors to target systems before defences are fully restored.

“Travel runs on trust that systems will work, flights will depart, and bags will arrive. Every outage chips away that confidence. Rebuilding it will require transparency and visible investment in resilience.

“Every outage has a huge human cost. Travelers get stranded in airports, tired and nervous, and airport workers have to operate under stress trying to manage the chaos. This incident should serve as a reminder to the entire travel and tech industry to reassess and reinforce their IT systems.”

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TUI axes its own flights to popular destinations from major UK airport

An image collage containing 3 images, Image 1 shows The wing of a TUI airplane against a clear blue sky, with clouds visible below, Image 2 shows Ferragudo, Portugal, Europe, with boats in the Arade river and a town in the background, Image 3 shows View of Bodrum Castle and Marina Harbor in Aegean Sea in Turkey

IT’S all change for tour operator TUI, which will operate flights for certain package holidays through a third-party rather than its own airline.

Next summer, TUI will fly holidaymakers to its destinations using other airlines like easyJet and Sun Express.

Passengers flying with TUI for a package holiday might not be on one of its aircraftCredit: Alamy
One of the routes that will change is from Manchester to FaroCredit: Alamy

According to reports, TUI is dropping its direct flights from Manchester to Portugal‘s Faro and Bodrum in Turkey.

On TUI’s website, Sun Travel found that direct flights between Manchester and Faro can’t be booked after April 19, 2026 – with only four other flights available between now and then.

The routes won’t be scrapped entirely though as these are routes are available with a package holiday deal and will be operated through a third-party airline.

On its website, TUI is offering packages from Manchester to Portugal throughout the year and into 2026 with direct flights from easyJet.

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Package holidays from Manchester to Bodrum with TUI can be booked from May 2026 with flights from Sun Express.

Flights from regional airport Birmingham and Gatwick to Faro for next summer will also be operated by third-party airlines.

As a result TUI said it will be putting more capacity into destinations including Balearics, Italy, Greece and Croatia, with TUI Airlines.

Sun Travel has contacted TUI for comment.

In March, TUI Group CEO Sebastian Ebel said in an interview with the Financial Times that the it planned to sell more seats on other airlines, including Ryanair and easyJet in order to “generate growth”.

Earlier this year, the tour operator completely scrapped its flights from the UK to Costa Rica, St Lucia and Orlando.

You can still book a package holiday with TUI and fly from Manchester to BodrumCredit: Alamy

The London Gatwick to Costa Rica route was scrapped in April 2025, and TUI’s St Lucia flights from London Gatwick stopped at the end of May.

TUI first launched flights to St Lucia from both London Gatwick and Manchester Airport in 2020.

Again, TUI still offers holiday packages to both St Lucia and Costa Rica, but flights will no longer be with TUI Airways.

TUI also scrapped its direct flight route from Birmingham to Orlando, which was axed in October 2025.

In other news, TUI has confirmed that it is in talks to return to Doncaster Sheffield Airport if it can open next year.

It was forced to shut back in 2022 due to financial difficulties, with TUI operating the last flight.

When it comes to airlines, TUI has said they could relaunch their flights – which once connected the airport to destinations including Alicante, Malaga and Tenerife.

TUI boss Neil Swanson said at the ABTA conference in Majorca: “Clearly that is something we are talking about.

“We were in there before, it is part of an ongoing discussion.”

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Plus, one of the world’s best airlines adds more flights from the UK to Brit-favourite winter sun destination.

And Europe’s best airline revealed and it has new cheap flights from the UK.

TUI will continue its package holiday offerings by will fly passengers using other airlinesCredit: Alamy

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Iconic Insurer Purged From Major Institutional Portfolio, According to Recent Filing

On October 17, 2025, Shaker Investments disclosed it sold out of The Progressive Corporation (PGR 0.83%), liquidating 9,829 shares for an estimated $2.62 million.

What Happened

Shaker Investments disclosed in a filing with the Securities and Exchange Commission dated October 17, 2025, that it had sold its entire stake in The Progressive Corporation in the third quarter. The liquidation involved 9,829 shares, with an estimated transaction value of $2.62 million based on the average price for the quarter. The fund’s post-trade holding in the insurer is now zero shares.

What Else to Know

The fund sold out of Progressive, reducing its allocation from 1.07% of 13F AUM in the previous quarter to zero.

Top holdings after the filing:

  • NYSE:AX: $33.84 million (13.5% of AUM)
  • NASDAQ:AVGO: $12.30 million (4.9% of AUM)
  • NASDAQ:NVDA: $12,301,219 (4.9% of AUM)
  • NASDAQ:MSFT: $8,486,093 (3.4% of AUM)
  • NASDAQ:GOOGL: $8,297,003 (3.3% of AUM)

As of October 16, 2025, shares of Progressive were priced at $221.74, down 13.17% over the past year; shares have underperformed the S&P 500 by 24.06 percentage points over the past year.

Company Overview

Metric Value
Revenue (TTM) $85.17 billion
Net Income (TTM) $10.71 billion
Dividend Yield 2.17%
Price (as of market close 2025-10-16) $221.74

Company Snapshot

The Progressive Corporation is a leading U.S. property and casualty insurer with a diversified portfolio spanning auto, residential, and specialty insurance lines. Its multi-channel distribution model includes independent agencies, online, and phone channels.

The company offers personal and commercial auto insurance, residential property coverage, and specialty property-casualty products, including insurance for motorcycles, RVs, watercraft, and business vehicles. It generates revenue primarily from underwriting insurance policies and related services.

Progressive serves individual consumers, small businesses, and property owners across the United States through direct channels and independent agencies.

Foolish Take

By selling its entire stake of more than $2.6 million worth of Progressive stock, Shaker Investments has cut loose one of America’s largest insurers. Should retail investors do the same? Let’s have a closer look.

It’s been a less than stellar year so far for Progressive. Shares have declined (3.9%) year-to-date, while the S&P 500 has advanced by 14.5%. Even within the insurance sector, Progressive has lagged major benchmarks, such as the SPDR S&P Insurance ETF (KIE) and iShares US Insurance ETF (IAK), which have generated a total year-to-date return of 1.5% and 1.8%, respectively.

Adding to the stock’s tough year, Progressive recently released disappointing third-quarter earnings results on October 15. Both earnings-per-share and revenue came in below analysts’ estimates, with Progressive stock falling on the announcement. In addition, the company noted that it was recording a nearly $1 billion expense related to a change in Florida policy that limits profits on auto insurance in the state. Despite these setbacks, the company reported increased premiums written and earned, indicating growth in the company’s core operations.

At any rate, retail investors looking for exposure to the insurance sector may want to consider a broad-based ETF, like the SPDR S&P Insurance ETF (KIE) or the iShares US Insurance ETF (IAK). These ETFs provide diversification within the sector, ensuring that investors aren’t as exposed to operational risks at any single company.

Glossary

Exited its position: When an investor sells all shares of a particular investment, fully closing out that holding.
13F reportable assets under management (AUM): The total value of securities a fund must report quarterly to the SEC on Form 13F.
Allocation: The percentage of a fund’s assets invested in a specific security or asset class.
Liquidation: The process of selling an investment position, often fully, to convert it into cash.
Stake: The amount or percentage of ownership an investor holds in a company or asset.
Dividend Yield: A financial ratio showing how much a company pays in dividends each year relative to its share price.
Distribution model: The methods a company uses to sell its products or services to customers (e.g., direct, agencies).
Underwriting: The process by which an insurer evaluates and assumes the risk of insuring a person or asset.
Property and casualty insurer: An insurance company providing coverage for property loss and liability for accidents, injuries, or damage.
Specialty insurance lines: Insurance products designed for unique or non-standard risks, such as motorcycles or RVs.
TTM: The 12-month period ending with the most recent quarterly report.

Jake Lerch has positions in Alphabet and Nvidia. The Motley Fool has positions in and recommends Alphabet, Axos Financial, Microsoft, Nvidia, and Progressive. The Motley Fool recommends Broadcom and recommends the following options: long January 2026 $395 calls on Microsoft and short January 2026 $405 calls on Microsoft. The Motley Fool has a disclosure policy.

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What caused Amazon’s AWS outage, and why did so many major apps go offline? | Internet News

A major outage at Amazon Web Services (AWS) on Monday disrupted a large portion of the internet, taking down apps, websites and online tools used by millions of people around the world, before services were eventually restored.

From banking apps and airlines to smart home devices and gaming platforms, the hours-long breakdown revealed how much of modern life depends on cloud’s infrastructure.

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Here is what we know:

What happened and what caused the AWS outage?

At about 07:11 GMT, Amazon’s cloud service experienced a major outage, meaning some of its systems stopped working, which disrupted many popular apps and websites, including banks, gaming platforms and entertainment services.

The problem started in one of AWS’s main data centres in Virginia, its oldest and biggest site, after a technical update to the API – a connection between different computer programmes – of DynamoDB, a key cloud database service that stores user information and other important data for many online platforms.

The root cause appears to have been an error in the update that affected the Domain Name System (DNS), which helps apps find the correct server addresses. A DNS works like the internet’s phone book, turning website names into the numeric IP addresses that computers use to connect to servers.

Because of the DNS issue, apps could not find the IP address for DynamoDB’s API and were unable to connect.

As DynamoDB went down, other AWS services also began to fail. In total, 113 services were affected by the outage. By 10:11 GMT, Amazon said that all AWS returned to normal operations, but there was a backlog “of messages that they will finish processing over the next few hours”.

At the time of publication, Downdetector, a website that tracks internet outages based on user reports, was still showing problems with platforms such as OpenAI, ESPN and Apple Music.

What is a cloud and what exactly is AWS?

A cloud is a way of storing and using data or programmes over the internet instead of on your computer or other physical storage devices.

When people say something is “in the cloud”, it means the files, apps or systems are running on powerful computers (called servers) in data centres owned by companies like Amazon (AWS), Google or Microsoft, not on your personal device.

In this case, AWS allows companies to rent computing power and storage. It supplies the technology that runs websites, apps and many online services behind the scenes.

One of AWS’s core services is DynamoDB, a database that stores important information for companies, such as customer records. On Monday, Amazon reported that customers were unable to access their DynamoDB data.

AWS is the biggest cloud service provider in the world.

Cloud outages are not rare, but they have become more noticeable as more companies rely on these services every day.

“The fallout impacted people across a number of different spheres,” Joshua Mahony, the chief market analyst at Scope Markets, told Al Jazeera. [But] of course this kind of comes with the territory with tech companies; the key is they can resolve it quickly, and it doesn’t cost them a lot of money.”

He said Amazon would likely weather the storm from the incident.

“You’re looking at something that is relatively contained,” he said. “Amazon Web Services has cornered 30 percent of the market alone. Their users are not going to suddenly jump ship. Their businesses are deeply ingrained.”

INTERACTIVE_The world’s largest cloud service providers-1761010467

Which services and apps went down?

The outage affected dozens of websites, including Snapchat, Pinterest and Apple TV, according to Downdetector.

Other communication apps were also affected including: WhatsApp, Signal, Zoom and Slack; gaming services such as Roblox, Fortnite and Xbox; and places like Starbucks. Etsy also experienced issues.

In the United States, people were having issues with financial apps too, including Venmo.

Some users said their Ring doorbells and Alexa speakers stopped working, while others could not access the Amazon website or download books on their Kindles.

The language app Duolingo and creative tool Canva were among those reporting errors on their websites, and several media organisations were hit, including the Associated Press news agency, The New York Times and The Wall Street Journal.

Banks, the cryptocurrency exchange Coinbase, and AI firm Perplexity also reported issues, along with US airlines Delta and United.

INTERACTIVE -Major web services impacted by the AWS outage

Why did so many major apps go offline at once?

When AWS had its outage, it was not just Amazon’s tools that were affected. Thousands of other companies that use AWS for storage, databases or web hosting were also hit. These companies include many major apps that rely on AWS to run key parts of their systems.

“Whenever we see these headlines, the first thought that goes through everybody’s mind, that sends a shiver up the spine, is, ‘Is this one of those cyberattacks? Is this a military or intelligence-led thing that has led to this disruption?’ And in this case, it’s not,” Bryson Bort chief executive of the cybersecurity company Scythe told Al Jazeera.

“In fact, most of the time, it isn’t. It’s usually human error.”

How did Amazon respond?

AWS acknowledged the outage and said engineers were “immediately engaged” to fix the problem.

AWS said it worked on “multiple parallel paths to accelerate recovery”. It also reported that the main issue had been fully resolved, though some users continued to face minor delays as systems recovered.

The company also said it would publish a detailed post-event summary explaining what happened.

An aerial view of an Amazon Web Services Data Center
An aerial view of an Amazon Web Services Data Center, known as US East 1, in Ashburn, Virginia [Jonathan Ernst/Reuters]



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Some think major airline’s armrest change is ‘worse for everyone’ – others love it

Southwest Airlines has announced that it is changing its policy for passengers who cannot fit within the armrests of their seat in a move that has split opinion

A major US airline will soon require travellers who cannot fit within the armrests of their seat to purchase an additional one in advance.

The new rule—part of a series of recent changes Southwest Airlines is implementing—takes effect on January 27, the same day it begins assigning seats. It has proved particularly controversial. While some love the idea and see it as a fair one, others have argued it will make things worse for all passengers.

At present, plus-size passengers can either purchase an extra seat beforehand with the possibility of receiving that money back later, or they can request a complimentary additional seat at the airport. Under the carrier’s updated policy, a refund remains possible but is no longer guaranteed.

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In a statement on Monday, Southwest said it is revising some of its policies as it prepares for assigned seating next year.

“To ensure space, we are communicating to Customers who have previously used the extra seat policy that they should purchase it at booking,” the statement said.

It represents the latest modification at Southwest, which had long been recognised for allowing its passengers to choose their own seats after boarding the aircraft, and for permitting their bags to fly for free, which ended in May. Those benefits were crucial to distinguishing the budget carrier from its competitors.

Southwest says it will still reimburse a second ticket under its new policy for extra seating if the flight isn’t fully booked at the time of departure, and if both of the passengers’ tickets were bought in the same booking class.

The passenger also needs to request the refund within 90 days of the flight. Under the new policy, passengers who require an extra seat but fail to purchase one in advance will be obliged to buy one at the airport.

If the flight is fully booked, they will be rebooked onto another flight.

Jason Vaughn, an Orlando-based travel agent who shares theme park reviews and travel advice for plus-size individuals on social media and his website, Fat Travel Tested, believes this change will affect travellers of all sizes. He said that Southwest’s current policy made flying more comfortable for plus-size passengers while ensuring everyone had enough room in their seats.

“I think it’s going to make the flying experience worse for everybody,” he commented on the new rule.

Vaughn described the change as another disappointment for loyal Southwest customers like himself, comparing it to the recent logo change by Cracker Barrel that upset some of the restaurant’s fans.

“They have no idea anymore who their customer is,” he said about the airline. “They have no identity left.”

On the Southwest Airlines subreddit, some criticised the policy, arguing that it would penalise those with different sized bodies. One person wrote: “I have broad shoulders. My issue with seats has nothing to do with me being fat or lazy. Seat size, aisle size, foot space, it’s all shrinking. Be careful, you cheer this too much you may find youself kicked off for not being small enough.”

Others were more positive about the policy. “It’s fair. Being way overweight and encroaching on others, especially on long flights, is just awful for everyone,” one person contributed to the discussion. Another added: “Now let’s do the same for men who spread their legs and feet into others’ footwells and space too.”

The airline has been struggling recently and is facing pressure from activist investors to increase profits and revenue. Last year, it announced plans to charge customers extra for additional legroom and offer overnight flights.

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BBC axed show Mock the Week confirms major comeback 20 years after debut

Iconic panel show Mock the Week is set to return to screens in 2026, four years after it was axed by the BBC, and will be broadcast on a free-to-air rival challenge

Mock the Week was axed from television four years ago, but the BBC panel show is now poised for a spectacular return next year. The satirical news commentary programme, which launched the careers of Hugh Dennis, Frankie Boyle, and Russell Howard, is scheduled to make its comeback on screens in 2026.

Initially debuting back in 2005, Mock the Week offered a comedic take on weekly news stories and quickly established itself as a broadcasting favourite. The half-hour comedy format eventually concluded in 2022 following 17 years on air, but its return has now been officially announced.

This time around, the programme will air on TLC, as the channel transitions to free-to-air broadcasting in the UK come January 2026, delivering additional scripted and unscripted programming, reports the Express.

Warner Bros. Discovery released a statement confirming the show’s revival, produced by Angst Productions, would provide the “much-loved” format with a “new look”.

Cast announcements remain pending, though supporters are eager to witness Hugh, Frankie, Russell, and fellow comedian Andy Parsons grace screens once again.

TLC operates as a television network in America, which Warner Bros. Discovery has recently chosen to introduce on Freeview in Britain, simultaneously discontinuing HGTV.

The UK debut of TLC will additionally showcase scripted programming including The Big Bang Theory and its enduring comedy-drama offshoot, Young Sheldon.

The show, which first aired in 2005, was cancelled back in 2022 with host Dara O’Briain sharing a sad statement at the time. “That’s it folks, the UK has finally run out of news,” he said.

“The storylines were getting crazier and crazier – global pandemics, divorce from Europe, novelty short-term prime ministers. It couldn’t go on.”

Earlier this year, Mock the Week star Milton Jones announced that he was ‘cancer free’ after undergoing surgery. The stand-up comic cancelled a number of dates earlier this year after being diagnosed with prostate cancer.

However, he said in August that he is “in a completely different place” now. He said in a statement: “A few months ago, I had to stop my tour Ha! Milton because I needed treatment for prostate cancer. I’m glad to say I’ve had that treatment and am now cancer free!”

Milton continued to the PA News Agency: “So, many thanks to all the doctors and nurses who helped me get better – I couldn’t do their job (I tried, but apparently you have to be qualified).

“A big thank you to my family, friends, all those who helped reschedule things and the many others who have been so nice to me.

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Hurtigruten CEO warns cruise holidays could be banned if major change isn’t made

Hedda Felin, boss of the Norwegian firm, has raised concerns about the rapid growth of the cruise industry and has issued a warning of what could happen if changes aren’t made

The cruise industry has to change or it faces being banned out of existence, the CEO of Hurtigruten has warned.

Hedda Felin, boss of the Norwegian firm, has raised concerns about the rapid growth of the cruise industry in an interview with the Mirror. She says more must be demanded of passengers visiting ports, while calling for dirty fuels to be scrapped to ease the significant environmental impact of the industry.

Hedda is particularly worried about the size of cruise ships and the burden their vast numbers of passengers are placing on coastal towns. If restrictions are not put in, anti-cruise ship protests such as those that have broken out in Barcelona and Venice will spread, she predicts.

“I am very concerned about the future. Local communities will react (if we don’t act). We will see more ‘cruise ships go home’ mentality. There will be no future if you don’t leave behind more than you take,” Hedda said.

Author avatarMilo Boyd

Author avatarMilo Boyd

Hedda spoke to the Mirror at a moment of unprecedented growth in the cruise industry. This year, the world’s largest cruise ship set sail after the industry brought in just shy of $80 billion in a year. That figure will hit $171 billion by 2035, according to one study.

Norway, where Hurtigruten is based, has seen a 70% increase in cruise traffic since 2019 – growth that Hedda calls “kind of overwhelming”.

“I am concerned, I am worried for Norway. It is a long coast, but it has small communities. The communities are overwhelmed by the size of the cruise and the number of visits every day. Local communities are more and more skeptical. 5,000 passengers are trying to fit into villages of 300 people.”

A major gripe among those living and working in busy cruise ship ports is how little passengers spend. Often they visit for a short period of time, see the public sights and then return to their all-inclusive ship.

“We (Norwegians) as a nation demand too little of the visitors and how much they leave behind. There are so many things you could do easily. We could ban heavy oil fuel along the coast. (Hurtigruten) banned it 15 years ago. There could be more restrictions on NOx emissions.

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“Hurtigruten has chosen to only use local suppliers. We get the local expertise, as well as quality food and drink. It is possible to impose requirements that, for example, 30% of the supplies must come from the nation you’re visiting.

“We have our own seaweed farm, which we use to make protein for food, soup and socks. It is a huge contrast to all-inclusive, vacuum-packed food.”

Hedda argues that the issue isn’t about growth generally but the wrong kind. Hurtigruten’s fleet has grown from seven to 10 ships over the last two years. In the future, the CEO hopes it can become less environmentally damaging. She also backs size limits on future ships.

“We want to create the world’s most energy-efficient product, as close to zero as possible. We want energy-efficient sails, solar panels powered by the midnight sun. My dream is that it will be ready by 2030,” Hedda said.

“We, clearly, need to restrict and reduce the building and size of new ships. We do not need more of the big cruise ships. They need to be a completely different environmental standard. If we managed that, it can be a good way of travelling. It has to be local value creation. If growth continues, it will be some years and then it will be completely banned. It will meet huge resistance.”

Not everyone is so pessimistic about the future of the cruise industry, however. Jonny Peat, head of cruise for Advantage Travel Partnership, is enthusiastic about the growth predicted for the coming years.

“The most striking number is that less than 3% of the leisure travel market is made up of cruise passengers. We’ve not even scratched the surface.”

Right now, 37 million passengers set sail on cruise ships worldwide each year. By 2028, that will hit 42 million. “Despite the fact that some people think there are too many ships, leisure cruise liners make up 1% of the overall maritime industry. Cruise isn’t going anywhere,” Jonny said.

Both cruise ship size and total number have rocketed in recent years. According to a Transport & Environment report, the number of cruise ships has increased more than twentyfold, from only 21 in 1970 to 515 vessels today.

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Universal reveals major new theme park opening next year just for kids with SpongeBob world and Minions land

An image collage containing 3 images, Image 1 shows Illustration of Universal's new theme park for kids, featuring a balloon ride, a large climbing structure, and a roller coaster, Image 2 shows Illustration of Universal's new theme park for kids, featuring a netted play area, a rollercoaster, and a "Jurassic World" themed building, Image 3 shows Illustration of a Minions-themed water ride with boats, characters, and a splash tower

UNIVERSAL has revealed further plans for yet another theme park which is due to open next year.

Set to open in Texas, America, Universal Kid’s Resort will be solely focused on children’s attractions.

Universal reveals plans for major new theme park opening next year just for kids – with SpongeBob world & a Minions landCredit: Universal Destinations & Experiences
It will feature seven lands in total, including SpongeBob world and a Minions landCredit: Universal Destinations & Experiences
Attractions include a water ride in the Minions land and a number of rollercoastersCredit: Universal Destinations & Experiences

The park will feature seven lands in total, all based on popular children’s shows and stories.

The lands will include Shrek’s Swamp, Puss in Boots Del Mar, Minions vs Minions: Bello Bay Club, Jurassic World Adventure Camp, TrollsFest, SpongeBob SquarePants Bikini Bottom and Isle of Curiosity.

Visitors will enter through the Isle of Curiosity where they will be able to meet Gabby from Gabby’s Dollhouse and enjoy a dance party together.

Then in Shrek’s world, which Universal describes as a “waterlogged paradise”, guests will be able to meet Shrek and Fiona, as well as grab a photo at the onion carriage.

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The land will have two interactive play areas as well – Shrek’s Swamp Rompin’ Stomp and Shrek’s Swamp Splash & Smash.

For kids who prefer Puss in Boots, they can meet the character themselves as well as Mama Luna and Perrito from Puss in Boots: The Last Wish.

The land will also have a series of carnival-themed games and concept arts suggest there will be a swing carousel.

One of the main attractions in the Minions land, where Yellow Minions battle Purple ones, will be a water ride that snakes around the world.

Onlookers can participate in the fun too, by using water pistols to spray those on the ride.

Aspiring paleontologists will get the opportunity to see a newly hatched baby dinosaur in the Jurassic World Adventure Camp as well as climb up Lookout Towers in a play area.

Concept art also reveals a rollercoaster and drop tower ride.

In the Trolls land, visitors can once again meet characters such as Poppy and Branch and experience two play areas – Poppy’s Playland and Trolls Critter Crawl.

In addition, some of the concept art shows that the land may also have a rollercoaster, hot air balloon-themed ride and a netted climbing area.

Heading ‘undersea’ to SpongeBob’s land, kids can head to Mussel Beach and also see SpongeBob’s iconic pineapple house.

Across the park, there will be multiple sensory gardens with different touch, sound and colour attractions as well.

In the Jurassic World Camp Adventure, kids can climb lookout towers and meet a baby dinosaurCredit: Universal Destinations & Experiences
There will also be several play areas across the park and sensory gardensCredit: Universal Destinations & Experiences

For families looking to stay close-by, the theme park will have a colourfully-themed 300-room hotel.

Molly Murphy, president of Universal Creative said: “Universal Kids Resort embodies the spirit of igniting thrill that drives everything we create — designed to bring our youngest guests and families together through play, creativity, and beloved characters and stories.”

Brian Robinson, executive vice president and chief creative officer at Universal Creative said: “We envisioned this park through the unbridled creativity of kids where infinite imagination, curiosity and free-spirited play were core to our design philosophies.

“It produced a park that’s pure joy and an absolute celebration of what it is to be a kid.”

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What we know so far about Universal’s UK theme park

HERE’S what we know so far about Universal’s theme park set to open in Bedfordshire, UK.

  • The park is currently expected to open in 2031
  • The attraction will be divided into four main land areas: Core Zone, Lake Zone, East Gateway Zone, West Gateway Zone
  • The park will include indoor and outdoor rides, attractions, games, and pools
  • There are plans for entertainment venues such as theatres, cinemas, music/dance venues and cultural spaces
  • The maximum height for a structure like a rollercoaster is 115 metres, which would make it the tallest rollercoaster in Europe, surpassing the current 112m record holder
  • The site may also contain media and film production facilities
  • The attraction is due to be open each day between 9am and 9pm

In other family attraction news, a new theme park with world’s fastest and tallest rollercoaster to finally open this year.

Plus, the UK’s best value theme park has been named and tickets are buy one get one free this week.

For those wanting to stay close-by, the theme park will have a 300-room hotel as wellCredit: Universal Destinations & Experiences

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Major cruise launches longest ever sailing with 124-day trip around the world

An image collage containing 4 images, Image 1 shows P&O Arcadia Cruise Ship docked in Nordfjordeid, Vestland County, Norway, Image 2 shows Historic cable car on a street in San Francisco, California, Image 3 shows Aerial view of Santiago city, Cabo Verde, Africa, with the coastline, city buildings, and mountains in the background, Image 4 shows A Tokyo street at dusk lined with multistory buildings, signs, and advertisements in Japanese, leading to a modern, lattice-patterned skyscraper in the distance

A MAJOR cruise line has revealed it will be launching a 124-day voyage around the world in 2028.

The Epic World Explorer will be one of P&O Cruises longest-ever world voyages.

The 124-day voyage will head to over 30 destinations including Tokyo in Japan (pictured)Credit: Getty
Other key stops are San Francisco in America (pictured)Credit: Getty
And passengers can also enjoy some sun in Cape Verde (pictured)Credit: Getty

The cruise line’s Arcadia ship will set off from Southampton on January 6, 2028 and finish back in Southampton on May 10, 2028.

The 124-night cruise – which is exclusively for adults – will focus on the Far East with stops in South Korea and Thailand.

It will also call into Japan for the first time since 2019, with a new overnight stop in Tokyo with calls to Kagoshima and Nagasaki.

Other top destinations include San Francisco in the USA, Cape Verde and Sydney in Australia.

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In fact, there are over 30 destinations on the voyage.

Prices for the cruise start from £11,199 per person.

On board the ship, which features an Art Deco domed roof and can accommodate up to 2,094 guests and 866 members of crew, there are 15 bars and restaurants, five entertainment venues and two swimming pools.

Included in the price of the cruise, guests get access to the Palladium, which is a three-tiered theatre that hosts live entertainment.

Shows include Magic Moments – it tells the story of Burt Bacharach’s life and music.

Or you could watch magic show, Unbelievable.

Also included is the Screening Room, which is a 30-seat cinema that shows the latest blockbusters.

For a bit of gambling, passengers can head to the Monte Carlo Casino with classic table games such as blackjack, roulette and poker.

Fancy some late night entertainment? Then there’s The Globe – a circular bar with live music, game shows and ballroom and Latin dance events.

Passengers don’t need to worry about missing the pub either, as they can enjoy The Rising Sun with interiors just like a British country pub.

There are cosy booths, a jukebox, darts, karaoke and even live sports screenings.

For travellers wanting to stay fit during their voyage, there are plenty of opportunities to do this.

In addition to a fully-equipped gym, there is also a sports court on board where passengers can play football, basketball, tennis or cricket.

There are even complimentary fitness classes too.

Onboard Arcadia, there are 15 bars and restaurants, five entertainment venues and two poolsCredit: Alamy

If treating yourself is more your thing, then there is The Oasis Spa and Salon, complete with a hydrotherapy pool, sauna and steam room.

Guests can also grab a number of treatments like haircuts, massages and facials.

The ship has a number of pool areas as well – one of which has a retractable roof for all-weather enjoyment.

When it comes to food onboard the ship, travellers will never be short of choice.

At breakfast, The Belvedere offers a casual dining spot with an all-day buffet.

For a lighter lunch or fast food, there is the Neptune Grill which serves hot dogs and classic fish and chips.

Alternatively, you could grab some small plates at the Meridian Restaurant.

Steak lovers should then check out Marco Pierre White’s Ocean Grill.

One spot even looks like a traditional British pub with cosy interiorsCredit: pocruises.com

For a special treat, once a week on sea days the Arcadia serves typically British afternoon tea with cute sandwiches, sweet treats, warm scones and unlimited tea at the Meridian Restaurant.

The speciality restaurants onboard the ship are Marco Pierre White’s Ocean Grill, which serves a number of steaks and fresh seafood dishes and Sindhu, which combines Indian and British cuisine.

There are five types of cabins on board including inside, sea view, deluxe balcony, mini suite and suite.

The most basic cabin, which is inside, is simply inside with a comfy bed, tea and coffee making facilities and White Company toiletries.

There of course is also a TV with free movies and TV shows on.

There are five different types of cabin onboard the ship, which will set sail at the beginning of 2028Credit: pocruises.com

Sea view cabins then have the added benefit of a window or port hole.

In the deluxe balcony cabins, guests can enjoy a sea breeze in their own private outdoor space.

Mini suites then have an additional lounging area and at the top end, suites have a dedicated butler service as well as spacious accommodation and a large bathroom.

Guests in suites can also enjoy breakfast each day in an exclusive restaurant.

And at the end of your 124-day cruise, if you want to take home a souvenir to loved ones there are plenty of shops on board including jewellery, cosmetics, perfume, clothes and art and collectibles stores.

The sailing has been announced as part of P&O Cruises’ new winter 2027 and spring 2028 programme, which also includes a 75-night Grand Tour of South America.

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Full list of destinations on the cruise

HERE are all the destinations the cruise will head to.

  • Gran Canaria, Spain
  • Bridgetown, Barbados
  • Oranjestad, Aruba
  • Panama Canal 
  • Manzanillo, Mexico
  • San Diego, USA
  • San Francisco, USA
  • Honolulu, USA
  • Nawiliwili (Hawaii) , USA
  • Apia , Samoan Islands
  • Suva, Fiji
  • Auckland, New Zealand
  • Tauranga, New Zealand
  • Wellington, New Zealand
  • Sydney, Australia
  • Airlie Beach , Australia
  • Cairns, Australia
  • Rabaul, Papua New Guinea
  • Pusan, Korea
  • Nagasaki, Japan
  • Kagoshima, Japan
  • Tokyo, Japan
  • Hong Kong, Hong Kong
  • Manila, Philippines
  • Nha Trang, Vietnam
  • Laem Chabang, Thailand
  • Singapore, Singapore
  • Port Kelang , Malaysia
  • Colombo, Sri Lanka
  • Male, Maldives
  • Port Louis, Mauritius
  • Reunion, Reunion
  • Durban, South Africa
  • Port Elizabeth, South Africa
  • Cape Town, South Africa
  • Walvis Bay, Namibia
  • St Vincent, Cape Verde
  • Tenerife, Spain

In other cruise news, The Sun’s assistant travel editor, Sophie Swietochowski went on the world’s largest cruise ship with Vegas-like casinos, Broadway-style shows and dare-devil slides.

Plus, there is a little-known hack that experts swear by to save you hundreds when booking a cruise holiday.

If you want to head off on the 124-night cruise, it will cost you £11,199 per personCredit: Alamy

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“When You See One Cockroach, There’s Probably More.” Is JPMorgan Chase’s Recent Hit a Warning to Other Major Banks?

Did JPMorgan Chase CEO Jamie Dimon just raise a major red flag that investors need to pay attention to?

Before market open this morning, JPMorgan Chase (JPM -1.49%) published results for the third quarter. Performance for the period actually came in significantly better than the market had anticipated — with earnings per share of $5.07 on sales of $47.12 billion beating the average analyst estimate’s call for per-share earnings of $4.84 on sales of $45.4 billion.

On the other hand, the strong quarter also arrived with some commentary from CEO Jamie Dimon and other executives highlighting concerns for the financials sector and broader U.S. economy. Has JPMorgan just raised major warning flags that could signal powerful headwinds for other major banks?

A chart line and a question mark.

Image source: Getty Images.

Jamie Dimon’s “cockroach” comments raise eyebrows

Speaking on losses his company experienced connected to its position in automotive credit supplier Tricolor Holdings, JPMorgan Chase CEO Jamie Dimon acknowledged that the relationship was not the bank’s best moment. Taking it a step further, Dimon said, “When you see one cockroach, there’s probably more.”

Tricolor filed for bankruptcy protection last month, and the development has raised concerns about the broader U.S. consumer credit market. In the third quarter, JPMorgan took a $170 million impairment charge connected to loans it had extended to Tricolor. In JPMorgan’s third-quarter conference call, Dimon suggested that bankruptcies for Tricolor and other companies in the auto industry raised concerns about whether lending standards had become too lax.

Dimon’s comments about seeing cockroaches highlight the risk that issues facing the U.S. consumer credit market may be greater than what is visible on the surface. In other words, Tricolor’s bankruptcy may be the visible cockroach that signals a much larger nest of bugs that could present issues for the credit market and broader economy.

Dimon’s comments about Tricolor and consumer credit trends are also seemingly an acknowledgment that JPMorgan could face similar issues in the not-too-distant future. Perhaps more importantly, his comments raise the concern that other large U.S. banks could soon face similar issues that have impacts on the financials sector and U.S. macroeconomic health.

Between inflation levels that have remained relatively sticky, uncertainty surrounding the impact of tariffs, and some concerning indicators for U.S. economic growth, there are a lot of pressure points on the table for the broader macroeconomic picture right now. Shifting geopolitical dynamics with China and other rivals and trade partners present additional risk factors.

The U.S. economy is going through some historic shifts at the moment, and there are good reasons to think that some potentially serious fault lines exist in the consumer credit market right now. Dimon’s suggestion that Tricolor’s bankruptcy and other signs of weakness connected to the auto market signal real credit risks appears well founded, and it wouldn’t be shocking to see other major banks dealing with headwinds along those lines in the near future.

JPMorgan Chase is an advertising partner of Motley Fool Money. Keith Noonan has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends JPMorgan Chase. The Motley Fool has a disclosure policy.

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Tiger Woods: 15-time major winner has further back surgery

Tiger Woods has had disc replacement surgery in the latest setback to stall his return to the PGA Tour.

The 15-time major champion has been sidelined since missing the cut at The Open in July 2024 and took to social media to announce the news.

“After experiencing pain and lack of mobility in my back, I consulted with doctors and surgeons to have tests taken,” Woods said in a statement.

“I opted to have my disc replaced yesterday, and I already know I made a good decision for my health and my back.”

Woods, 49, said that the surgery, performed by Dr Sheeraz Qureshi, could be “deemed successful”.

It was his seventh back procedure in the past decade.

In March, Woods had surgery to repair a ruptured left Achilles tendon suffered while training at home. That ended his plans of making a return at the Masters the following month.

He had withdrawn from the Genesis Invitational weeks earlier following the death of his mother.

Even before then Woods had played a limited schedule, having suffering severe injuries in a car accident in February 2021.

The American did not appear on the initial player list released earlier this week for December’s Hero World Challenge, an event he hosts.

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The Governor on the National Stage : An Analysis of George Deukmejian’s Standing in the National Political Arena and His Potential to Become a Major Player

Ronald Brownstein, a contributing editor of this magazine, is the West Coast correspondent and former White House correspondent for the National Journal. He is writing a book about the relationship between Hollywood and politics.

FOR SIX YEARS, Gov. George Deukmejian has successfully run a state bigger than most nations. But to the po litical elite of his own country, he couldn’t be much less visible than if he were the mayor of California’s insular state capital.

Interviews with more than two dozen Republican political consultants, Reagan Administration officials, California congressmen, and independent national policy analysts found that Deukmejian, for the governor of the nation’s largest state, has a remarkably low profile in national political circles–even as his name appears on lists of potential running mates for George Bush. The Iron Duke to his supporters, Deukmejian is virtually the Invisible Duke in national political terms. At best, with Massachusetts Gov. Michael S. Dukakis poised to accept the Democratic presidential nomination in Atlanta this month, Deukmejian has acquired an identity as the Other Duke.

“There are people I’ve run into in the higher reaches of the federal government who don’t even know who the governor of California is,” says Martin Anderson, former chief domestic policy and economic adviser to President Reagan and now a senior fellow at the Hoover Institution at Stanford University. “He is largely unknown in Republican circles,” agrees Republican political consultant John Buckley, press secretary for New York Rep. Jack F. Kemp’s presidential bid. “There is no perception of him,” says Roger J. Stone, another leading Republican political consultant.

Not all governors, of course, are national figures. But it has become increasingly common for the governors of major states to wield national clout. Many governors–from Republicans Thomas H. Kean of New Jersey and John H. Sununu of New Hampshire to Democrats Mario M. Cuomo of New York and Bill Clinton of Arkansas–are influential in shaping both the political agenda of their parties and the policy agenda of Congress, particularly on issues confronting the states.

By and large, Deukmejian hasn’t been among them. Deukmejian has not been a force on Capitol Hill. His relations with the California congressional delegation are cordial but distant, several members and aides say, and he has never testified before Congress. Nor has he been a significant participant in the Republican Party’s intramural ideological debates; he remained distant from the presidential primaries this year until the result was long decided. He rarely interacts with the national press corps or national conservative activists.

This parochialism is remarkable considering the lineage in which Deukmejian stands–one that traces back not only to such nationally prominent California governors as Ronald Reagan and Earl Warren, but also in a sense to New Yorkers Franklin D. Roosevelt and Thomas E. Dewey. In the first half of this century, when New York was the nation’s most populous and powerful state, its governors consistently shaped the national agenda. In the 12 presidential elections from 1904 to 1948, a New York governor headed the ticket for one or the other party nine times.

Since then, California has muscled its way to clear economic pre-eminence among the states, the economic boom fueling an explosion in population. Inexorably, if unevenly, political influence has followed. California now sends as many representatives to Congress as New York did at the height of its power; after the next congressional reapportionment (which will follow the 1990 Census), California will command a larger share of the Congress than any state in history. In the four decades before Deukmejian took office, every California governor save one made at least an exploratory run at the presidency. Earl Warren sought the Republican presidential nomination in 1948 and 1952. In 1960, Democrat Edmund G. (Pat) Brown seriously examined challenging John F. Kennedy, Lyndon B. Johnson and the rest of the Democratic field before deciding not to make the race.

Once California passed New York as the most populous state in 1964, it cemented its reputation as the launching pad for political trends, and its governors emerged as national figures almost as soon as they finished taking the oath of office. At the 1968 Republican convention, Ronald Reagan, just two years into his tenure as governor, offered himself for the presidency as the hero of the nascent anti-government conservative revolt. In 1976, Jerry Brown, also just two years into his term, declared the dawning of the “era of limits” and rocketed into the political stratosphere with a string of late primary victories over Jimmy Carter.

After Brown came Deukmejian, and as far as the spotlight of national attention was concerned, the heavy drapes fell around Sacramento. “I just sort of sensed the public at the time I came in was looking for a governor who would not be off running for some other office, and in fact, was going to be carrying a hands-on approach to state government,” Deukmejian says in a relaxed, wide-ranging interview in his small office in the state Capitol. “Also at the beginning we had some very severe financial difficulties (namely a $1.5-billion budget deficit he inherited from Brown). And when I won in my first election, it was by a very, very narrow margin, and I felt that I really had to concentrate on . . . what goes on in the state capital and building a much greater degree of support from the public before . . . taking some steps out toward more exposure on the national scene.”

Since then, though, Deukmejian has come a long way politically, which makes his low national profile remarkable for a second reason: None of his recent predecessors have been more popular or politically successful within the state than Deukmejian. His crushing reelection over Los Angeles Mayor Tom Bradley in their 1986 rematch was a more decisive victory than Pat Brown, Ronald Reagan or Jerry Brown ever managed. Two years into his second term–when most of his predecessors had been hobbled by nicks and bruises–Deukmejian’s job approval ratings from Californians remain buoyant; his latest numbers in the Field Institute’s California Poll exceed Reagan’s highest marks at any point during his two terms. “He’s been a far better governor than Reagan,” says conservative Rep. Robert K. Dornan (R-Garden Grove).

Sometimes governors get into trouble for paying too much attention to Washington and the bright lights of national politics. But Deukmejian has so secured his position in the state that no one would be likely to grumble if he examined the national terrain more purposefully. If anything, some Republicans are puzzled about Deukmejian’s passivity in pushing the cause of the party, the state and, not incidentally, himself. “Deukmejian is the first governor of the state that is the largest who is not a national factor,” Dornan says.

Politics, as much as nature, abhors a vacuum that immense, and events may be pulling Deukmejian, inch by inch, toward the national stage. Even though most Republican leaders have only vague impressions of Deukmejian, the popular governor cannot entirely escape notice. When the party gathers for its convention Aug. 15-18 in New Orleans, Deukmejian is bound to appear on the short list of Republicans positioned to compete not only for the vice presidency in 1988, but also for the party’s presidential nomination in the 1990s. And for all of his reticence, Deukmejian in recent months has become more willing to expose himself to audiences outside of the state. It is much too early, many national Republicans agree, to write off George Deukmejian as a force in the future of his party, well beyond the borders of California.

TODAY, however, Deukmejian stands on square one in national Republican circles. “People have no sense of him,” says political consultant Edward J. Rollins, who ran Reagan’s presidential reelection campaign and served as his chief political adviser in the White House from 1981 to 1985. “There is no question when he was first elected six years ago the potential was there for him to have a very big national profile, and I think a lot of people turned to him. There were a lot of comparisons between him and (New York Gov.) Cuomo, who was elected the same year. But he has sort of stayed where he’s at, and Cuomo has gone on to be a big national player.”

Cuomo has emerged partly because of his restless ambition, but also because he seems genuinely fascinated with public debate over the most fundamental social and moral issues. That’s a fascination Deukmejian, the diligent manager, doesn’t appear to share. He has always operated on the assumption that politicians who seek attention often find problems instead.

Whether for lack of interest or lack of time–as aides note, a governor of California has more to manage than a small-state governor such as Sununu or Clinton–Deukmejian simply hasn’t done the drill necessary to achieve national notice for himself and for issues affecting the state. Not much for mingling with the media at home, he has been aloof from the national media. His June appearance on ABC’s “This Week With David Brinkley” was his first on one of the national Sunday-morning interview shows, and his lack of experience in the fast-moving format showed. “It has been a mystery to those of us who are national conservatives why he will turn down appearances on the ‘Today Show,’ ‘Good Morning America,’ ‘CBS Morning News’ (and) ‘Nightline,’ ” Dornan says.

Deukmejian says he considers it “important, particularly on issues that affect California” to influence national-policy debates. “That’s why we have become very, very active in areas” such as national trade policy, he says. “Little by little, but in a very determined way, we’ve been trying to indicate our presence in that field of trade policy.” But almost all the outside observers interviewed had difficulty naming a front-burner national issue–trade or otherwise–on which Deukmejian has been a force.

“He has not become a national spokesman for quality education as an investment of the foundations of our economy; he hasn’t become a national spokesman on our relationship with Asia, which as a California governor he could do,” says Derek Shearer, a professor of public policy at Occidental College who has advised several Democratic presidential candidates.

Similarly, Deukmejian has had relatively little contact with the Republicans in the California congressional delegation. He has occasionally offered them opinions on pending legislation–he opposed, for example, protectionist amendments in the recent trade bill–but “there aren’t many such examples,” acknowledges his chief of staff, Michael Frost.

One California Republican representative, who asked not to be identified, complains that Deukmejian has virtually ignored Washington. “He has no dynamic presence, he hasn’t really pitched for anything, he hasn’t testified on stuff, he hasn’t looked for a role to play,” the representative says. “There are things the governor could do if he was looking to build a national base. Instead he comes back here quietly, has a quiet dinner and then quietly slips out of town. There has never been a closed-door, discuss-the-issues meeting with him and the delegation. He has come back a couple of times, but they have been very formal, overly organized, stilted lunches.”

Rep. David Dreier (R-La Verne), by contrast, defends Deukmejian, noting that “it bodes well” that the governor nominated a member of the congressional delegation, Rep. Daniel E. Lungren (R-Long Beach), to replace the late state treasurer, Jesse M. Unruh.

Nor has the Deukmejian Administration unveiled the dramatic initiatives that would bring Washington to him. Although Frost cites programs to combat AIDS and to commercialize research performed in state university labs, Deukmejian hasn’t turned many heads among Washington’s policy junkies–the analysts, authors and think-tank fellows who watch new ideas percolating in the state and bestow intellectual credibility on the creative politicians in the provinces. “In the 1980s, California has been in a state of governmental stagnation compared with previous decades,” says Jerry Hagstrom, author of “Beyond Reagan,” a recent book examining politics and policies in the 50 states.

To the extent Deukmejian has a national reputation, it is as a steadfast fiscal conservative, a skilled and dogged manager. “On the state level,” Deukmejian says, “I think people first of all expect us to run government in an efficient manner.” In his first term, Deukmejian withstood pressure to raise general taxes and used his line-item veto repeatedly to resist spending increases. From 1982 to 1986, the share of personal income claimed by state taxes in California declined slightly, whereas it increased in the states overall. That resistance to spending provides the one hook on which many national Republicans hang their vague images of Deukmejian. “The perception I find in many of my colleagues (outside of California) is that George Deukmejian exudes a kind of quiet competence,” Dreier says.

Deukmejian’s hesitant response to the recent state revenue shortfall–first proposing revenue-raising measures, then dropping them after Republicans rebelled–may stain that image, particularly if budget problems continue through the remainder of his term. But Deukmejian’s decision to back away from his tax proposal also enabled him to loudly reaffirm his opposition to new taxes. And that should serve him well over the long haul since anti-tax sentiments remain strong not only in the GOP but throughout the electorate. “I don’t think the average person feels as though they are overtaxed now,” Deukmejian says, “but they also aren’t asking for a tax increase.”

THIS SPRING’ Spersistent discussion about Deukmejian as a potential running-mate for George Bush has provided the governor with his first serious national attention. No matter how the rumor mill treats his prospects in the weeks leading up to the Republican convention, some Republican strategists believe the importance of California–which alone provides 17% of the electoral votes needed for victory–guarantees that Deukmejian “is absolutely permanently fixed in the top three vice-presidential choices,” as conservative political consultant David M. Carmen put it.

In the fall campaign, California may be not only the largest prize, but the pivotal one. Since World War II, the Republicans have owned this state in presidential politics, losing only twice. But they have almost always had the advantage of a native son on their ticket. In eight of the past 10 campaigns, the Republicans have nominated a Californian for President or vice president: Earl Warren was the GOP’s vice-presidential nominee in 1948; Richard M. Nixon was the party’s vice-presidential choice in 1952 and 1956, and its presidential nominee in 1960, 1968 and 1972; Reagan carried the GOP banner in 1980 and 1984. Only Warren, running with Dewey against Harry Truman, failed to bring home the state for his party.

No Democrat has carried this state in a presidential campaign since Lyndon Johnson. (Even without a Californian on the ticket, Ford edged Carter in 1976.) But Bush faces a surprisingly uphill battle. Independent polls show Dukakis leading Bush by double digits in California–a spread slightly larger than Dukakis’ margin in most national surveys. If Bush continues to trail so badly by the time the Republicans gather in New Orleans, he will undoubtedly face pressure for a dramatic vice-presidential selection. Those options are few: his chief rivals, Kansas Sen. Robert Dole or New York Rep. Jack F. Kemp perhaps, a woman such as Elizabeth Dole or Kansas Sen. Nancy Kassebaum to fight the gender gap, or Deukmejian to try to sew up California and block the Democrats from assembling an electoral college majority.

Deukmejian has said repeatedly he couldn’t take the vice-presidential nomination because, if the ticket won, he would have to turn over the statehouse to Democratic Lt. Gov. Leo T. McCarthy. Deukmejian has insisted about as firmly as he plausibly can that he does not want to take the job and hand over the reins to McCarthy. “I just can’t see any situation–I really can’t see any situation–where I would be able, even if I were asked . . . to accept it,” he says. “I honestly don’t expect to be asked. I really think he can carry California without . . . me on the ticket, and there will probably be either some other areas of the country Bush will want to shore up. I’ve said for a long time if they see there is a very major gender gap, he might very easily pick a woman.”

But Deukmejian’s certainty in June and July may be irrelevant in August. Even such a close adviser as former chief of staff Steven A. Merksamer agrees that, for all the governor’s firmness today, it is impossible to predict what Deukmejian would say if Bush actually offers him the position. If Bush’s advisers decide that he can win only by carrying California and only do that by picking Deukmejian, most national Republicans doubt that the governor would hesitate for long. In those circumstances, how could Deukmejian argue that maintaining control of the statehouse is more important than holding the White House? “It would be” difficult to make that case, Deukmejian acknowledges, “but I hope I don’t have to.”

Few analysts today expect it to come down to that. To some extent, Bush’s advisers have accepted the conventional wisdom that choosing Deukmejian would so roil local Republicans that his selection could hurt the campaign here. And if Deukmejian joined the ticket, his recent problems with an unexpected budget deficit would complicate Republican efforts to criticize Dukakis for the similar shortfall he faces in Massachusetts.

In all likelihood, though, neither of those arguments are compelling enough to disqualify Deukmejian. The Massachusetts revenue shortfall is unlikely to be a decisive issue in any case. And as Bush’s problems deepen, local opposition to Deukmejian as vice president diminishes. Instead, the key question is whether Deukmejian’s presence on the ticket really could ensure Bush victory in California. If Deukmejian can’t deliver California, there’s no reason to nominate him since he is unlikely to help much anywhere else.

Early polls differ on how much Deukmejian would help Bush. Pollster Mervin Field believes Californians are unlikely to vote for a ticket just because it has a local office-holder on it, though the state’s recent electoral history certainly suggests otherwise. On a more tangible level, Deukmejian may not have enough appeal for the crucial blue-collar suburban Democrats to put Bush over the top. “I think it is unlikely he will be chosen because I don’t think you would see any numbers where George Deukmejian would add that much to the ticket,” says one Bush adviser. Still, the talk of Deukmejian won’t die down soon because it may not take that much to turn the result in California–and the nation.

EVEN IF Deukmejian comes out of New Orleans with nothing on his plate but some gumbo and a return ticket to Sacramento, many local and national Republicans believe the governor could yet become a significant factor within the GOP, if he decides to work at it. As governor of a state this large, Deukmejian can always make himself heard. “It is inevitable,” predicts former Reagan aide Anderson, “that Deukmejian will become a major, if not the major, figure in the party in future years.”

If Bush doesn’t succeed this fall, and Deukmejian wins reelection in 1990, the objective factors for a Duke-in-’92 presidential bid are intriguing, some Republicans believe. Deukmejian’s name usually appears on the early lists of potential contenders, though admittedly more because of where than who he is. “He gets mentioned because The Great Mentioner turns to Republicans (and says) California is a big state and you have to mention Deukmejian,” says Washington-based Republican media consultant Mike Murphy.

In 1992, the Republican field mobilizing against a President Dukakis could be much like the Democratic field in 1988, with no clear front runner and no candidate with a deep national base of support. Texas-based Republican pollster V. Lance Tarrance, who advises Deukmejian, thinks that if Bush loses, some candidates (for example Sens. Phil Gramm of Texas and William L. Armstrong of Colorado) would run as issue-oriented ideological revolutionaries and another group would run as capable, tested administrators. As governor of this sprawling nation-state, Tarrance argues, Deukmejian brings to the table solid administrative credibility.

Deukmejian would bring another significant advantage to such a hypothetical nomination contest. As Dukakis demonstrated this year, in such a murky atmosphere, a candidate who can raise the large sums it takes to cut through the clutter is difficult to stop. With a huge and prosperous home state on which to draw, and a skilled team led by Karl M. Samuelian, Deukmejian’s fund-raising potential matches that of any Republican.

Before we pull this Deukmejian train out of the station, a few reality checks might be in order. Reality check No. 1: This is not a man who sets hearts aflutter. Deukmejian’s detractors–and even some of his friends–point out that as far as charisma goes, he makes “Dukakis look like the Beatles.” But if charisma was the key to national success, Dukakis and Bush would be looking for other work. Besides, Deukmejian’s campaign presence is usually underrated. It’s not hard to imagine Deukmejian performing at least at the level of this year’s nominees. Somewhat prosaic and uninspiring, Deukmejian is far from the best campaigner in the world, but he’s not the worst either–with an easygoing, unassuming amiability that wears well on voters. With the press he is personable and unaffected, and though he is sometimes defensive, Deukmejian can defuse tension with unexpected flashes of self-deprecating humor.

Second reality check: This is not a man who suffers from a visible need to make himself a household name. Deukmejian has always enjoyed governing more than campaigning, and many Republican strategists believe he lacks the fire to push himself through the demanding course that any effort to emerge nationally would require.”I just don’t know if the energy and the ideas and the intensity is there,” said an adviser to another Republican angling for the presidency in the 1990s.

While some of those around him would probably like the governor to seek the White House, Deukmejian clearly isn’t consumed with ambition to move up. Seeking the presidency someday now seems to him, “out of the question,” he says. “When I started in the Assembly and later in the Senate, I could say, yes, in my mind that if the opportunity presented itself I’d like to be governor. But I’ve never really had as a goal that I would want to seek the presidency.” He speaks with a combination of amazement and scorn of politicians “who seem to live and breathe and eat politics.”

On the other hand, Deukmejian only became governor by winning an arduous primary against Lt. Gov. Mike Curb, the choice of the California Republican establishment, and then hanging tough against Los Angeles’ popular Mayor Bradley. That is not the profile of a man impervious to ambition’s insistent tug. “He is modest in his demeanor,” says state Republican chairman Bob Naylor, “but there is ambition there.”

Midway through his second term, Deukmejian has shown flashes of interest in examining the world beyond Sacramento. The governor has not pursued opportunities as systematically as Kean and some others, and insists the recent increase in his out-of-state activity “has been primarily just to be of help to the national ticket.” Deukmejian denies any interest in raising his own profile for its own sake. “I’m not out looking for things to do,” he says, “but we do get requests, and I feel a little more comfortable in accepting some of those.” Whatever the motivation, his recent activity and upcoming schedule add up to a typically cautious effort to broaden his horizons.

In April, Deukmejian visited Texas to address a Republican party fund-raiser and drew high marks for a speech in which he gleefully bashed Dukakis. Deukmejian has scheduled four more out of state appearances at Republican fund-raisers through the campaign–including speeches in New York City and Florida. And in recent months he has become more active in governor’s activities. This winter, he assumed the chairmanship of a National Governors Assn. subcommittee on criminal justice–the first time he’s accepted such a responsibility. He’s currently vice chairman of the Western Governors Assn. and is scheduled to become chairman of the group next year. In the second term, he has also seasoned himself with international trade missions to Japan and Europe; later this month he’s scheduled to visit Australia, Hong Kong, the Philippines and Korea. He has formed a political action committee, Citizens for Common Sense, to build a statewide grass-roots political organization and fund his travel.

Deukmejian still isn’t looking for excuses to visit Washington. “I’m not anxious to make that trip back and forth anymore often than I have to,” he says. Earlier this year, he turned down an invitation to attend the Gridiron dinner, the annual closed-door gathering of the capital’s journalistic and political elite. But he did make a well-received address to the conservative Heritage Foundation last fall, and aides say his recent ABC appearance may signal a more open attitude toward the national press.

Third reality check: Even if he’s willing to hit the road, does Deukmejian have anything to say? Now that the Reagan era is ending, the GOP is groping for new direction. But unlike Reagan with his anti-government insurrection, or Kemp with his supply-side economic populism, or New Jersey’s Kean with his brotherly “politics of inclusion” aimed at broadening the party’s base, Deukmejian has offered no overarching vision of the Republican future. Asked to define the fundamental principles that have informed his administration, Deukmejian first listed “a common sense approach to running government.” Try constructing a banner around that. In Jesse Jackson’s terms, this is a jelly-maker not a tree-shaker.

The brightest ideological line running through Deukmejian’s politics is suspicion of government expansion. In that, he’s closer to Reagan than most of the emerging GOP leaders. In office, Deukmejian, like Reagan, has generally been more successful at saying no than yes. His first term, dominated by his unyielding resistance to Democratic spending, had a much sharper focus than his second term. That could be because the times are subtly changing. The polls have shifted, with more people demanding more services from government, and Deukmejian has been somewhat uncertain in his reaction– hesitancy demonstrated by his ultimately passive response to the revenue shortfall. (After he dropped his tax plan, the governor essentially told the Legislature to solve the problem.) He has pushed bond issues to pay for transportation and school construction needs, and increased education spending faster than his predecessors. But unmet needs are accumulating too; huge enrollment growth, for instance, is consuming the increases in school funding and driving the state back below the national average in per capita spending on elementary and secondary school education.

Those concerns about infrastructure and education, Deukmejian acknowledges, could threaten the state’s economic future. But so too, he maintained, would a tax hike that might make firms less likely to settle or expand here. “Our two main challenges are growth and the competition we’re faced with from other states for business investment,” he says. “So you have to try to strike a balance so you can meet the needs of the people in terms of growth, and at the same time be aware . . . that all the other states are out there competing very strongly for jobs, and foreign nations are out there competing.”

Democrats believe Deukmejian has struck too penurious a balance and hope the 1990 gubernatorial race will pivot on Deukmejian’s tough line against expanding government in a period of expanding needs. “They are too trapped in the present, worrying about this budget year, how much is it going to cost, and they are not thinking through in a systematic way how to plan for the future,” charges State Supt. of Public Instruction Bill Honig, who may challenge Deukmejian in 1990 as a Democrat.

Those accusations may ultimately cause Deukmejian problems, and the law of political gravity–which holds that everyone eventually comes down–virtually guarantees that his approval ratings will sag at least somewhat. Some Democrats believe Deukmejian has never really been tested because in his 1978 election as attorney general and his two gubernatorial races he bested liberal black Democrats–a tough sell statewide. His opposition in 1990 should be more formidable, with Honig, Atty. Gen. John van de Kamp, former San Francisco Mayor Diane Feinstein and Controller Gray Davis all considering the race.

But his position is solid, especially for a governor so long on the scene. After the June defeat of the Honig-backed proposition to loosen restrictions on state spending, the Democrats may have trouble constructing a campaign around the argument “that the government isn’t spending enough tax dollars,” says chief of staff Frost. With the economy roaring, public opposition to taxes undiminished, and his government free from scandals, even many Democrats and independent analysts believe Deukmejian must be favored for a third term. He says he will decide whether to run again “by the end of this year or early next year.”

If Deukmejian punches through that historic third-term barrier–something only Earl Warren has done–he may be in a much better position to emerge as a national Republican leader than it now appears, particularly if Bush falls this November. Though Deukmejian hasn’t produced the bold initiatives that attract the national press and political elite, his political identity rests on positions consonant with the mainstream Republican electorate: a tough stand against crime, taxes and government spending. “He fits the Republican party like a glove,” says Anderson.

And he has, in California’s blistering economic performance, a powerful calling card. Dukakis’s experience may be suggestive of Deukmejian’s possibilities. Unlike his California counterpart, Dukakis had the advantage of some innovative policies (welfare reform, and a tax amnesty program) to sell, and much more exposure to the national elite, which gave him early credibility. But ultimately Dukakis based his presidential campaign on a story of state economic success. Deukmejian has at least as compelling an economic success story.

Deukmejian’s tough stand against taxes and conservative approach to government regulation may or may not explain California’s success, but questions about Dukakis’ role haven’t hurt his efforts to identify with the Massachusetts miracle. (In both places, Reagan’s defense build-up deserves a significant share of the credit.) And if Massachusetts is a miracle, what’s the right word to describe California, which created 2.1 million new jobs–almost five times as many as Massachusetts, and nearly one of every six non-agricultural jobs in the nation–from 1983 through 1987? In the last five years, California has created almost half of the nation’s new manufacturing jobs, according to the state Department of Commerce. For Deukmejian, the path to prominence could be built on nothing more complicated than promising “to do for the nation what he did for California,” insists pollster Tarrance.

True, Deukmejian faces the risk that the state’s problems in education, infrastructure and growth will tarnish that claim. But if this stubborn governor can demonstrate the flexibility to confront those challenges without violating his conservative principles–the key open question looming before him–he can convincingly hold up California as the prototype of a state that’s racing pell-mell into the future. In a recent speech before a business group, Deukmejian offered what might become his slogan: “Each day our state gives the rest of the nation a glimpse of tomorrow–of the progress that is within our reach.”

Although he’s done little to cultivate them, California’s success has placed possibilities within Deukmejian’s reach, too: Now the question is, does the Duke have the right stuff to reach out and grab them?

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Major supermarket chain set to close branch with another 34 stores at risk after ‘struggling financially’

A MAJOR supermarket chain is set to close one of its branches soon, with another 34 also on the way out.

The food store announced the “difficult decision” it has made to close the store next month.

The Co-operative Food store in Ashby.

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Co-op has confirmed the date of its Leicestershire store closureCredit: Google

Co-op in Leicestershire’s Derby Road in Ashby-de-la-Zouch will permanently close its doors on Saturday, November 22.

A statement from a Co-op spokesperson read: ” ‘Our store in Ashby-de-la-Zouch will close next month.

“Our priority is to fully support colleagues, who have been informed.

“We would like to thank the community for its support of this store.”

The supermarket giant has come under some fire for some time now for having two of its stores in close proximity with the Ashby Town Centre.

This came after the Central Co-op moved from the top of Market Street to near the existing Co-op.

The spokesperson added: “We carry-out reviews of our existing store locations, and, sometimes, only after very careful consideration, we take the difficult decision to close a store.”

The Central Co-op will remain open, with the next nearest one approximately three miles away in Moira, Swadlincote, Derbyshire.

It comes as the supermarket could shutter another 34 of its stores due to financial struggles.

The Sun previously reported that stores in Braintree, Chelmsford, Basildon, Thurrock and Southend are among other locations that are at risk.

Co-op Faces Uncertain Future: 34 Stores at Risk Amid Financial Struggles

Chelmsford Star Co-op said it is “struggling financially” and needs to merge with the larger Central Co-op society.

Issues are also said to have been “exacerbated” by increases in National Insurance contributions and the living wage.

Late last year, Co-op announced plans for a “portfolio reshape” which included relocation of stores.

The Co-operative has over 7,000 registered branches owned by 17 million members, and is reported to contribute around £35 billion annually to the British economy.

Co-op as an organisation organisation has, like most companies, been hit by the cost of living.

In December last year it was announced 19 Co-operative stores would be shut down across the UK due to “financial sustainability issues”.

The locations, based in various areas around Central England, include Leicestershire, YorkshireNorfolk and the West Midlands.

B&M bought three of the 19 stores, while Samy Ltd, a convenience retailer, snapped up 16.

OTHER CO-OP NEWS

This comes as Co-op is rolling out a major change to stores across the country.

The supermarket giant is replacing paper product tags with electronic labels throughout its whole estate over the coming months.

The retailer has already made the change in 340 branches but will roll out the tags more widely.

The chain said 1,500 stores will have the labels by the end of the year and will be rolled out across all its nearly 2,400 by the end of 2026.

The electronic labels are designed and created by VusionGroup, which also works with Asda.

Steven Logue, Co-op’s head of operations, said: “With convenience at the heart of everything we do Co-op is committed to continually exploring innovative technology that can improve how we operate.”

Co-op said the new electronic labels will show allergen and nutritional information and products’ country of origin, as well as deals and savings.

How to save money on your supermarket shop

THERE are plenty of ways to save on your grocery shop.

You can look out for yellow or red stickers on products, which show when they’ve been reduced.

If the food is fresh, you’ll have to eat it quickly or freeze it for another time.

Making a list should also save you money, as you’ll be less likely to make any rash purchases when you get to the supermarket.

Going own brand can be one easy way to save hundreds of pounds a year on your food bills too.

This means ditching “finest” or “luxury” products and instead going for “own” or value” type of lines.

Plenty of supermarkets run wonky veg and fruit schemes where you can get cheap prices if they’re misshapen or imperfect.

For example, Lidl runs its Waste Not scheme, offering boxes of 5kg of fruit and vegetables for just £1.50.

If you’re on a low income and a parent, you may be able to get up to £442 a year in Healthy Start vouchers to use at the supermarket too.

Plus, many councils offer supermarket vouchers as part of the Household Support Fund.

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Big Brother announces major vote shake-up as George removed for ‘unacceptable behaviour’

Big Brother host AJ Odudu announced a huge change to the show’s voting system for Friday’s eviction after housemate George Gilbert was removed from the house earlier today

Earlier today, Big Brother announced that George Gilbert had been removed from the house over “repeated use of unacceptable language and behaviour”. George was one of four housemates facing eviction on Friday, and the public vote has now been halted due to this.

Yesterday, the housemates nominated for the first time, and it was revealed that George, Elsa, Richard and Cameron B would be facing the public vote. George, Elsa and Cameron B received the most amount of votes from their fellow housemates, and Richard was atomically up as he had the cursed eye.

Addressing the situation as she opened Big Brother’s Late and Live tonight, host AJ Odudu said: “George was removed from the Big Brother house today following repeated use of unacceptable language and behaviour.

READ MORE: Big Brother chaos as two housemates warned over offensive language in just two daysREAD MORE: Big Brother fans uncover housemates secret past – including Downton Abbey role

“As he was up for eviction, the vote has been closed for now. So if you’ve voted already, your votes don’t count. But new votes between Cameron B, Elsa and Richard will be opening tomorrow and you’ll have five new votes. So tune in tomorrow to see the housemates reaction to the news.”

In a statement following George’s removal, ITV told The Mirror: “Following repeated use of unacceptable language and behaviour, George has been removed from the Big Brother House with immediate effect and will no longer participate in the programme.”

It was later revealed that George’s comments will not be aired on the show as they are contrary to broadcast standards. Contestants were told the rules regarding language and behaviour ahead of entering the Big Brother house, receiving training in respect, dignity and inclusion.

However, later on in the day, it was reported that George left his co-stars horrified after making offensive comments which could be interpreted as antisemitic. “Everyone was absolutely disgusted,” a source revealed to The Sun. “Nobody could believe what he said – he was clearly out to shock people.”

It’s been reported that he was called into the Diary Room after making the comments, and was immediately ejected from the show.

George received a warning over his behaviour earlier in the week after imitating housemate Sam during a game of Truth or Dare. He was told by Big Brother in the diary room: “At 11:26, during a game of Truth or Dare, when asked about your least favourite qualities of other Housemates, you said the following, ‘Sam, um too…’, you then went on to mimic Sam using both noises that mocked the way Sam talks and body language that included limp wrists.

“Do you understand how both your language and behaviour could be offensive to Sam, your Housemates and the viewing public?” George then said that he had apologised to Sam after making the comments.

However, The Mirror understands that George was given several warnings for unacceptable language which were not broadcast as they were contrary to broadcast standards.

Big Brother airs tonight at 9pm on ITV2 and ITVX.

Like this story? For more of the latest showbiz news and gossip, follow Mirror Celebs on TikTok, Snapchat, Instagram, Twitter, Facebook, YouTube and Threads.



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Airline to remove bag sizer at gate in major boarding shakeup

American Airlines has moved its bag sizers away from the boarding gate. Now, passengers are being encouraged to check whether their luggage is too big when checking in, rather than just before they enter the aircraft

American Airlines is moving its bag sizers from the boarding gate to the check-in area in a process shakeup.

The airline—the third biggest in the world by number of employees—charges passengers whose carry-on bags are too big to check in.

While the size limits will still apply, American Airlines has moved its bag sizers away from the boarding gate. Now, passengers are being encouraged to check whether their luggage is too big when checking in, rather than just before they enter the aircraft.

That should, in theory, give them more time to repack or remove items from their carry-on bags before they get to the boarding gate, when time and space can feel limited.

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In an internal memo, American Airlines team members have been directed to “use their judgment” and “err on the side of the customer” when passengers arrive at the boarding area from now on. If there is uncertainty over the size of items to be taken on board with passengers, only luggage that is “clearly oversized” should it be forcibly checked in, the new rules say.

“Team members will continue to monitor carry-on baggage in the lobby and at the gate, and oversized items will still be required to be checked in ahead of the flight,” the carrier said.

American insists that the changes are part of improvements to the boarding process that the carrier has been making since 2024. But some might argue that boarding with carry-on bags is about to become a more subjective process as a result of the rule change, making it harder for passengers to prove that their bag is within reasonable limits.

American Airlines allows passengers one “personal item” and one carry-on. The personal item should fit under the seat in front and be no bigger than 18 x 14 x 8 inches (45 cm x 35 cm x 20 cm). Meanwhile, the carry-on should be able to be placed under the seat in front or in an overhead compartment and cannot exceed 22 x 14 x 9 inches (56 cm x 36 cm x 23 cm).

It’s definitely not something you’d want to get wrong. The most expensive fee for an oversized bag with American is $200 (£150).

The news has been met with a mixed reaction by those who fly regularly.

“Honestly, I think this is an unnecessary and stupid change. The size restrictions haven’t changed, but now there’s no way to check them at the gate? And when the gate agent has to stop someone with an oversized bag, they don’t have proof to back them up?” one person wrote on the American Airlines subreddit.

“I’m sure they were used occasionally by overly-eager gate agents, but I personally have never seen the sizers used except by curious passengers sizing their own bags. There’s no reason for them not to exist; they should just (continue to) only be used when necessary.”

A defender on the new system said: “This is an awesome move. Those gate sizers were never accurate and just made people feel like rubbish.”

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