retirement

There are certain expenses in retirement you really can’t control. You need healthcare, for example. So if the cost of Medicare goes up, you may have no choice but to pay.

Housing, on the other hand, is an expense you can control to some degree. If you raised your family in a larger home and are now retired, you may not need the same amount of square footage you once did.

Image source: Getty Images.

Downsizing could help you lower your housing costs to a large degree. That could allow you to better stretch your savings and Social Security benefits.

Plus, once you’re retired, you may not have the energy for home maintenance you once did. A smaller home could be a lot less work to deal with.

But while downsizing in retirement definitely has its perks, there are some potential drawbacks you need to know about, too. Here are three to keep on your radar.

1. Unexpected costs

You may be in a position where you can sell your home for enough money to buy a smaller one mortgage-free. Given that mortgage rates are up these days, that’s a good thing.

But you may encounter a world of expenses in the course of selling your home, forcing you to dip into your savings. These could include:

• Real estate agent fees
• Home staging fees
• Cosmetic repairs to make your home more appealing
• Moving costs

Before you downsize, run the numbers to see what it will cost you, and if the savings you expect to get out of a smaller home will be worth it.

2. A disruption to your social life

If you’ve lived in the same neighborhood for many years, you may have developed a nice social circle nearby. If you’re forced to move to a different neighborhood in the course of downsizing, it could impact your social life in a negative way.

This isn’t to say that you won’t make new friends where you move, or that it won’t be possible to drive a little further to spend time with your old crowd. But remember, as you get older, nighttime driving can become more difficult.

It’s one thing to meet friends for dinner who live six blocks away. It’s another to have to drive 25 minutes on highways at night when your vision isn’t what it used to be.

3. New gotchas

When you spend many years in a house, you get used to its quirks. You know how to wiggle the fence gate open when it seems stuck, you’re familiar with the clang of the heating system kicking on, and you’re aware that any food you stick in the back corner of the fridge is going to turn to ice.

When you move to a new home, you don’t know its ins and outs. And even if there’s nothing majorly wrong with the home, getting used to those new “gotchas” may not be something you enjoy later in life.

Think carefully before you downsize

Downsizing in retirement could make your life easier from a financial perspective. If you’re tired of raiding your IRA every quarter to pay a large property tax bill, and your utility bill makes you want to shudder, then it’s worth looking into a smaller home.

But be aware that downsizing also comes with serious drawbacks. You’ll need to make sure you’re prepared for them before moving forward. And if you have enough money in your IRA or 401(k) to stay where you are, it may end up being worth it.

As Dodgers players packed in for Clayton Kershaw’s retirement news conference last Thursday, Freddie Freeman waved the Kershaw family to a row of seats at the front of the room.

He wanted Kershaw’s wife, Ellen, and their four kids in front of the pitcher right when he sat down at the dais at Dodger Stadium.

How else, Freeman joked, could they get the future Hall of Famer to cry?

Turned out, in a 14-minute address announcing his retirement from baseball at the end of this season, Kershaw did get choked up from behind the mic. But, it happened first when he addressed his teammates. They, he told him, were who he was going to miss most.

“The hardest one is the teammates, so I’m not even going to look at you guys in the eye,” Kershaw said, his eyes quickly turning red. “Just you guys sitting in this room, you mean so much to me. We have so much fun. I’m going to miss it.”

“The game in and of itself, I’m going to miss a lot, but I’ll be OK without that,” he later added. “I think the hard part is the feeling after a win, celebrating with you guys. That’s pretty special.”

Days later, that message continues to reverberate.

For the Dodgers, it served as a reminder and a reset.

Ever since early July, the team had lived in a world blanketed by frustration and wracked with repeated misery. Many players were hurt or uncharacteristically slumping. The team as a whole endured an extended sub-.500 skid. Behind inconsistent offense and unreliable bullpen pitching, a big division lead dwindled. Visions of 120-win grandeur were meekly dashed.

Amid that slump, the club’s focus drifted. From team production to individual mechanics. From collective urgency to internal dissatisfaction.

“Everyone on this team has been so busy this year trying to perfect their craft,” third baseman Max Muncy said, “that sometimes we forget about that moment of just hanging out and enjoying what we’re going through. “

Or, as Kershaw put it after his final regular-season Dodger Stadium start on Friday, “the collective effort to do something hard together.”

“All that stuff is just so impactful, so meaningful,” Kershaw explained.

And if it had gone missing during the depths of mostly difficult summer months, Kershaw’s retirement has thrust it back to the forefront.

“I do think it helps reset,” Muncy said. “Over the course of seven, eight months, you see each other every day and sometimes you take that a little bit for granted … It’s not something that anyone forgot. But sometimes you need a refresher. I think that was a good moment for it.”

Don’t mistake this as a “Win one for Kersh!” attitude. The Dodgers insisted they needed no extra motivation to defend their title, even after what’s been a turbulent repeat campaign.

Dodgers pitcher Clayton Kershaw announces he will retire at the end of the season during a news conference at Dodger Stadium.

But, both players and coaches have noted recently, their efforts this year have sometimes felt misplaced. The togetherness they lauded during last year’s championship march hadn’t always been replicated. A pall was cast over much of the second half.

“When you’re not winning games, it’s not fun,” veteran infielder Miguel Rojas said earlier this month. “But at the end of the day, we gotta put all that aside. … We have to come here and enjoy ourselves around the clubhouse, regardless of the situation.”

The Dodgers did that and more this past weekend, when a celebration of Kershaw — which included nearly team-wide attendance at his Thursday news conference, several on-field ovations Friday, and Kershaw’s address to Dodger Stadium on Sunday — was accompanied by three wins out of four against the San Francisco Giants.

“Watching him get choked up when he started talking about the teammates — it was just a crazy feeling in that room,” pitcher Tyler Glasnow recounted from Thursday’s announcement.

Added Muncy: “You hear when he talks about the stuff he’s gonna miss the most, the stuff that he enjoys the most: It’s being a part of the team. It’s being with the guys. It’s being in the clubhouse.

“To hear a guy like him just reinforce that, I think it’s a good message for a lot of people to hear.”

In Muncy’s estimation, the Dodgers have “seen a reflection of that out on the field” of late, having moved to the verge of a division title (their magic number entering play Monday was three with a 10-4 record over the last two weeks.

“There’s been more of an effort to try and enjoy the moments,” Muncy said. “Make sure we’re still getting our work in, but try to enjoy the moments.”

The Dodgers made a similar transformation last October, when they used their first-round bye week to build the kind of cohesion they had lacked in previous postseason failures — one the team credited constantly in its eventual run to the World Series.

Kershaw’s retirement might’ve provided a similar spark, highlighting the significance of such intangible dynamics while lifting the gloom that had clouded the team’s last two months.

“There’s obviously been a lot of things to point [to this season], as far as adversities, which all teams go through,” Dodgers manager Dave Roberts said. “But I think that as we’ve gotten to the other side of it … guys have stuck together and they’ve come out of it stronger, which a lot of the times, that’s what adversity does.”

More adversity, of course, figures to lie ahead.

The Dodgers ended the weekend on a sour note, with Blake Treinen suffering the latest bullpen implosion in a 3-1 loss on Sunday. They’ll still enter the playoffs in a somewhat unsettled place, needing to navigate around a struggling relief corps and overcome a hand injury to catcher Will Smith.

It means, like last year, their path through October is unlikely to be smooth.

That, after a second half full of frustrations, they’ll have to lean on a culture Kershaw emphasized, and praised, repeatedly over the weekend.

“To have a group of guys in it together, and kind of understanding that and being together, being able to have a ton of fun all the time, is really important,” Kershaw said. “The older I’ve gotten, the more important [I’ve realized] it is. Like, you can’t just go through your day every day and go through the emotions. You just can’t. It’s too hard, too long to do that.”

“You gotta have Miggy doing the mic on the bus. You gotta have Kiké. You gotta have all these guys that are able to keep us having fun and energized every single day. That’s what this group is, and it’s been a blast.”

Last year, in the middle of a World Series celebration he had spent two decades dreaming about, Clayton Kershaw took the mic at Dodger Stadium and made a declaration.

“I love you guys, thank you!” he shouted to an adoring Chavez Ravine crowd.

“Dodger for life!”

On Thursday, that distinction was cemented.

After 18 seasons, three Cy Young Awards, an MVP, more than 3,000 strikeouts and two World Series titles, Kershaw announced he will retire from Major League Baseball after this season.

Kershaw’s announcement, which came in a press release from the team, preceded what could now be his final Dodger Stadium start scheduled for Friday night.

That game will mark his 246th time taking the bump at the only ballpark he has ever called home. Depending on what happens in October, when Kershaw will make one more run at one more championship, it could be his last.

After 222 wins, more than 2,800 innings, and a career 2.54 ERA, his countdown to Cooperstown will begin this winter.

After serving as the face of the franchise during one of the most successful runs in club history, the book will finally be closing on his illustrious Dodgers career.

Kershaw’s retirement had been a long time coming. Over each of the past four offseasons, he contemplated whether or not to walk away from the game. An 11-time All-Star and five-time ERA champion, he long ago ensured his spot as a future Hall of Fame pitcher. As the franchise’s all-time strikeout leader, his place in club lore had already been enshrined.

Yet, the 37-year-old Kershaw never lost his desire to play.

Despite an elbow injury at the end of the 2021 season, a shoulder surgery after the 2023 campaign, and foot and knee procedures this past offseason, he came back to continue his Dodgers career — never ready to give up another title chase.

This year, he has authored the kind of renaissance season that once felt beyond him. He is 10-2 in 20 starts with a 3.53 ERA, succeeding despite diminished fastball velocity and a decline in overall stuff. He has been an integral member of a first-place Dodgers team. And though one more postseason run lies ahead, with the Dodgers trying to defend last year’s World Series title, he decided his time in baseball was finally up.

“On behalf of the Dodgers, I congratulate Clayton on a fabulous career and thank him for the many moments he gave to Dodger fans and baseball fans everywhere, as well as for all of his profound charitable endeavors,” Dodgers owner Mark Walter said in the team’s release. “His is a truly legendary career, one that we know will lead to his induction in the Baseball Hall of Fame.

Originally drafted seventh overall by the Dodgers out of Highland Park High School in Texas in 2006, Kershaw has spent the entirety of his professional life in the organization, going from top prospect to young sensation to Cy Young winner to pitcher of his generation.

He made his MLB debut in 2008, and broke out as a star the following year. By 2011, he had earned his first All-Star selection, his first ERA title and his first Cy Young Award. The accolades would keep coming after that — with Kershaw leading the majors in ERA each season from 2011-2014, winning two more Cy Youngs in 2013 and 2014, and becoming only only the 22nd pitcher to ever win MVP honors with his 21-3, 1.77-ERA season in that historic 2014 campaign.

The back half of Kershaw’s career was plagued by injuries, starting with a bad back that sidelined him for part of 2016.

Still, he earned another ERA in 2017, while helping the Dodgers win their first pennant in 29 years. He had a resurgent performance in the pandemic-shortened 2020 season, going 6-2 in the regular season with a 2.16 ERA before finally experiencing a World Series title.

Up to that point, the postseason was the only area were Kershaw struggled. In 32 playoff outings from 2008-2019, he was 9-11 with a 4.43 ERA — mediocre numbers underscored by excruciating collapses against the St. Louis Cardinals and Houston Astros and Washington Nationals along the way.

But in 2020, Kershaw vanquished such demons, making five starts and going 4-1 with a 2.93 ERA in the Dodgers’ first victorious World Series run since 1998. The title, Kershaw has said since, meant more than even he could have ever imagined.

“I think having that [World Series] definitely started letting me relax a little bit more,” Kershaw said in 2023. “I didn’t realize I had been carrying that weight that much.”

And once he won it once, the notoriously competitive left-hander craved to do it again.

That’s why, even as his body has continued to break down in recent years, Kershaw kept coming back every spring. He believed, when healthy, he could still contribute to a World Series roster. And despite numerous free-agent flirtations with his hometown Texas Rangers, he always saw the Dodgers as the best way to get there.

It made last year’s World Series title a sentimental one for the iconic left-hander. Kershaw was a limited participant, making only seven starts in the regular season before missing the playoffs with his foot and knee problems. But he relished in the celebration, especially the title-winning parade that the 2020 team had been denied by the pandemic.

He knew then that he would be a Dodger for life.

On Thursday, it finally became official.

Tom Brady is not coming out of retirement.

Adam Schefter, the most plugged-in NFL reporter anywhere, did in fact begin an X.com post Monday with the words “Tom Brady is coming out of retirement” — but he didn’t mean that the greatest quarterback of all time was actually doing so.

He won’t suit up to spell Joe Burrow while the Cincinnati Bengals quarterback nurses his turf toe back to health. He won’t nudge Russell Wilson into retirement and join the New York Giants.

What Brady, 48, will do is play in a flag football tournament in Saudi Arabia next March.

At least that’s what Schefter wrote.

Brady will join fellow retired New England Patriots star Rob Gronkowski and a host of current NFL standouts including Saquon Barkley, Christian McCaffrey, CeeDee Lamb, Maxx Crosby, Sauce Gardner and Myles Garrett in the Fanatics Flag Football Classic, a three-team tournament to be held March 21, 2026, in Riyadh.

Pete Carroll, Sean Payton and Kyle Shanahan will coach the three five-player teams. The tournament will be held at the Kingdom Arena in Riyadh and televised by Fox Sports, with comedian Kevin Hart hosting.

The whole thing sounds like fun. It is, however, a business plan disguised as a promotional stunt.

The NFL makes no secret that it is going global — witness the season opener in São Paulo between the Chiefs and Chargers. And Saudi Arabia makes no secret about broadening its sports holdings, investing billions through its Public Investment Fund in an attempt to expand its oil-based economy and mend its international image.

Fanatics, which is an exclusive licensed retailer of NFL online merchandise, will sponsor the flag football event as a business venture as well. The PIV and the Qatari sovereign wealth fund have invested in Fanatics.

“It is just a great opportunity to expand the game globally,” Brady said in a statement. “Sometimes, you have to get outside your comfort zone to create awareness.”

The NFL will play six more regular-season games overseas this season, three in London and one each in Dublin, Berlin and Madrid.

Flag football has become an easy way to introduce the game to new markets. The NFL has encouraged states to play flag football in high school, and it has become particularly popular as a girls sport.

Flag football also will debut as an Olympic sport in 2028 in L.A., and the NFL has given its players permission to participate.

You’re ready for a change of pace — not just leaving the workforce, but moving to another state or country in order to start fresh. While exciting, you’re probably also prepared for some challenges, like learning your way around your new neighborhood and coming up with a new retirement budget.

Though you might not expect it, you could also face Social Security challenges that affect your benefit delivery or how far your checks go. Fortunately, you can minimize the difficulty these issues pose by planning for them well in advance.

Image source: Getty Images.

Moving to another state

Moving to another state won’t change the monthly Social Security check you’re entitled to, whether you’re receiving a retirement or spousal benefit. But it could affect how far your checks go. For example, if you move from a city with a high cost of living to a rural area where living expenses are cheaper, you might find that your checks go further than they would in your current city. On the other hand, if you move to a pricier area, you may have to pay for more of your expenses out of your own pocket.

Moving could also put you at risk of or help you avoid state Social Security benefit taxes. Only nine states still have these, and each has its own rules that determine who owes these taxes. It’s possible to live in a state with a Social Security benefit tax and not pay any state taxes on your checks. But it’s worth reaching out to your new state’s department of taxation or an accountant in that state to learn how it could affect your tax bill.

You could also find yourself owing federal Social Security benefit taxes wherever you go. These depend on your provisional income — your adjusted gross income (AGI), plus any nontaxable interest you have from municipal bonds and half your annual Social Security benefit. If you’re forced to spend more due to a higher cost of living in your new home, this could increase your AGI and your provisional income, potentially forcing you to pay more in federal income taxes.

Moving to another country

If you decide to move to another country, you sidestep the issue of state Social Security benefit taxes. Depending on where you go, you might also be able to secure a lower cost of living to help your benefits go further.

You will still be responsible for paying federal Social Security benefit taxes if your provisional income is high enough. And you could also run into an accessibility issue if you retire in certain countries.

The Social Security Administration can pay you via direct deposit or a prepaid debit card in most parts of the world. However, if you retire in the following countries, you may not be able to receive your benefit payments:

• Azerbaijan
• Belarus
• Kazakhstan
• Kyrgyzstan
• Tajikistan
• Turkmenistan
• Uzbekistan

You may be able to petition the Social Security Administration to make an exception for you if you agree to certain restricted payment terms.

This isn’t an option for those who choose to retire in Cuba or North Korea, however. There, you cannot get Social Security benefits at all.

If you retire in a country where the U.S. government won’t send Social Security checks, you may still be able to receive all your back payments if you later move from that country to a place where the Social Security Administration can send benefits again.

It’s best to contact the Social Security Administration directly if you have any questions about how your move could affect your Social Security checks. This way, you’ll be able to get a personalized answer and then you can adjust your budget accordingly.

Not to brag, but I’ve always suspected that my love of financial planning may be unrivaled. While my husband believes it’s a sickness, I’ve always enjoyed putting together a household budget (even when the money was not flowing). And, as I recently confessed to a friend, I’m really into retirement planning.

That’s probably why mySocialSecurity has become one of my most visited sites. It didn’t feel like my birthday or anything. Still, I did feel a little jolt of excitement upon learning the Social Security Administration (SSA) just added new features to its mySocialSecurity site.

Decades ago, when I first started planning for a retirement that felt a millennium away, I’d search the house for our latest Social Security statements, grab a notebook, pen, and calculator, and find a comfortable place to calculate. I probably could have learned two foreign languages and how to play the cello in the time I spent grappling with all the “what ifs.”

That was pre-internet, and I didn’t have the information needed to create a long-term retirement plan that approached reality. But then, a bunch of geniuses contributed to the invention of the internet, and by 2012, the SSA had launched mySocialSecurity. While it was helpful back then, it’s become a masterful tool for anyone serious about retirement planning.

Image source: Getty Images.

Latest additions

The mySocialSecurity site has always offered helpful tools, but the SSA is upping its game with these new additions:

Retirement calculator

The retirement calculator lets you compare month-by-month benefit estimates for ages 62 through 70. If you’re thinking about retiring at age 63 years and 6 months, it will take mere seconds for the calculator to indicate your monthly benefit at 63 years and 6 months. The best thing about the retirement calculator is how it takes the fantasy out of retirement planning by helping you decide when you can realistically afford to retire.

Age-based fact sheet

The age-based fact sheet explains the relationship between your birth year and full retirement age. It spells out when you’ll reach full retirement age (FRA), the age at which you’re entitled to 100% of your Social Security benefits. It also shows what happens if you claim benefits at age 62 instead and how much your monthly benefit will be permanently reduced. Finally, the age-based fact sheet allows you to see how much your monthly benefit amount will increase if you delay claiming benefits past your FRA, up to age 70.

Earnings-based fact sheet

This fact sheet addresses how working while receiving Social Security benefits will impact your payments. While there’s no impact if you collect Social Security after FRA, this is where you’d visit to learn how much the SSA will deduct from your benefits if you continue to work before FRA kicks in.

Benefit verification letter

The benefit verification letter spells out which benefits you currently receive. Whether you want it for your records or to provide proof of benefits to a third party, you can access the letter simply by logging into the site.

Form SSA-1099

So you’ll never lose track of how much you’ve received in Social Security benefits, the SSA provides easy access to your SSA-1099, a tax form that reports your annual benefits. This information helps determine if your benefits are taxable and how much to report on your federal tax return.

Check your claim status

Whether you’ve filed for Medicare for the first time or you’re ready to collect Social Security, your claim status provides up-to-date information regarding where your claim stands.

Request a replacement card

If you’ve ever lost your Social Security card, you may have experienced a moment of panic, wondering what to do. I’ve never actually misplaced mine, mostly because I’m afraid my parents will rise from the grave to remind me how important it is to protect it. Mom and Dad might have taken it a little easier on me if they knew how easy the SSA would make it to replace a card.

Planning for retirement

Here’s how mySocialSecurity makes retirement planning less labor-intensive for me. I suspect you’ll find even more interesting ways to use it.

• Budget coordination: The personalized retirement benefit estimate clarifies how much I expect to receive at each age. I use that information to coordinate with other savings and investments to develop a retirement plan that will fit our budget.
• Earnings history: There’s a feature showing how much income I’ve claimed since my first job. I use it to double-check that SSA got my income right after I file taxes. Given that my Social Security benefits are calculated based on that earnings history, it’s important to know they got it right.
• Connect with the SSA: I can use the site to contact the SSA and update my personal information. One day, when I’m collecting Social Security, I’ll be able to use it to view direct deposit information, check out special notices, and ensure the appointed representative payee is who I want it to be (the person who will manage my benefits if I’m incapable of doing so).

I understand that retirement planning may not be everyone’s cup of tea. However, I compare it to taking a moment to stop midway through a cross-country trip, just to see where I am and how much farther I have to go.

Many retired Americans rely heavily on Social Security checks for their income, but often, those payments don’t stretch far enough to cover all of their expenses. According to government data, in 2025, the average Social Security benefit is just $1,976 per month.

If that doesn’t sound like much, that’s because it isn’t. A recent study projected that by 2040, 32.6 million U.S. households with retirement-age individuals could have an average cash shortfall of more than $7,000 annually. That gap between retirement income and retirees’ needs is a big reason why many Americans will need to do more to build their own portfolios of investments, rather than trying to rely on Social Security benefits alone.

If you’re on the hunt for stocks that could help you build wealth over the long haul that you can eventually tap in retirement, there are a few compelling reasons to make Nvidia (NVDA 0.43%) one of your picks.

Image source: Getty Images.

Why Nvidia could continue to be a good long-term investment

Nvidia has become a common go-to investment among both tech enthusiasts and average investors over the past few years, as the company is benefiting from a steep increase in spending on artificial intelligence infrastructure. Nvidia’s graphics processing units (GPUs) dominate the artificial intelligence (AI) data center market — it sells an estimated 70% to 95% of all AI chips for infrastructure.

In Q2, the company’s data center revenue jumped 56% year over year to $41 billion, and its non-GAAP earnings per share jumped 54% to $1.05. Eventually, Nvidia’s customers could slow their spending on its hardware — particularly if AI doesn’t deliver the results those companies are hoping for — but that day hasn’t come yet. Nvidia CFO Colette Kress estimates that tech companies will invest up to $4 trillion into AI data centers over the next five years.

And it’s not just AI data centers that could fuel Nvidia’s future growth. The company’s tech is already being used in autonomous vehicles, and advances in the robotics industry could create another expanding new market for it in the coming years. Some estimates forecast that the global autonomous vehicle market will grow to more than $2 trillion over the next five years, and Nvidia CEO Jensen Huang said recently that robotics (including autonomous vehicles) and AI represent a “multitrillion-dollar growth opportunity” for his company.

Though Nvidia stock has already soared by more than 1,100% over the past three years, the combination of its dominance in AI data center processors and its emerging opportunities in robotics and autonomous vehicles suggests it will remain a good long-term investment.

More growth could be ahead for Nvidia, but keep this in mind

While no single stock should make up the majority of your portfolio, investing in Nvidia could give future retirees a way to benefit from the massive transition toward AI systems that’s currently underway. While the chipmaker doesn’t currently pay a meaningful dividend, investors can eventually sell their holdings in retirement to supplement their incomes.

Planning for retirement can be challenging, and as you approach retirement age, it’s generally a good idea to reduce your exposure to stocks and other higher-risk investments. While Nvidia’s share price may continue to climb in the years ahead, it’s important to remember that it’s still a tech company, and tech stocks often go through periods of unusual volatility.

This shouldn’t be too much of a concern if you’ve got a long way to go before retirement, but remember that as you age, you’ll want to shift the balance of the allocations in your well-diversified portfolio toward less risky holdings.

It’s the seaside village that is home to the oldest population in Britain, with the mean age of residents being 65

Many of us fantasise about retiring to the sun-soaked beaches of Europe or Asia, basking in pristine sands, palm trees and breathtaking sunsets. But you don’t need to look too far afield for somewhere you can enjoy a tranquil retirement, with serene towns boasting gentle waves and walkable cliffs for a slower, more peaceful life.

This is particularly true in the south of England, where Barton-on-Sea, a charming seaside village, holds the record for the highest average age population in Britain. The average age of residents in this Hampshire village is 65, a fact that became immediately evident upon my arrival to chat with locals about why the area attracts such an elderly demographic.

The pace of life is unhurried, with many using mobility scooters for transportation. One gentleman accidentally sped up and collided with a bicycle while trying to park.

Overlooking the sea towards the Isle of Wight are blocks of flats, including Westminster Court and Crescent Court. Residents can often be seen tending to flower beds outside their apartments, reports the Express.

A line of pensioners boarded a bus, presenting their freedom passes to the driver. The nearby streets are lined with rather impressive looking homes.

Indeed, according to Rightmove, the average house price in Barton-On-Sea over the past year was £554,156. Most of the properties sold in the village last year were detached houses, fetching an average price of £678,287. Flats were sold for an average price of £325,523.

Having a bit of wealth tucked away would certainly come in handy if you’re looking to buy property in this area.

One local described Barton as “affluent”, noting that the village isn’t teeming with young families. However, they pointed out that there are plenty of young families in nearby areas like New Milton and Milford-on-Sea, and that people often relocate to Barton from other parts of the UK, including London.

In the heart of Barton, there’s a war memorial dedicated to Indian soldiers who served in the First World War, which I found particularly interesting given my university studies on how Commonwealth troops were perceived post-war. The village centre also boasts a few cafes, a convenience store (where I had to explain why I was buying several newspapers – I always make a point of picking up a local paper wherever I go), a restaurant, another eatery down the road, a takeaway pizza joint, and a bathroom shop.

Standing in the middle of it all, it felt very much like being in a large retirement complex where everyone is taking their time and all immediate needs are catered for by the local businesses. As one resident put it, people have clearly chosen to settle in Barton for “a slower form of life in an area of great beauty”.

There aren’t any major employers offering jobs in the immediate vicinity, making it an ideal spot for those who’ve hung up their work boots. During the summer months, Barton is quite the charming place.

During my visit, locals and tourists alike savoured ice creams, enjoyed a spot of lunch, and took leisurely strolls along the cliffs, soaking up the calm and sunny conditions before the onset of the colder, windier winter months. It’s undeniably an idyllic location to spend your retirement years.

Such places are becoming increasingly sought-after as more Brits are fortunate enough to enjoy longer lifespans. However, as a relatively energetic 27-year-old, I suspect I might find village life a touch monotonous.

Haru Urara, the mare who won over horse racing enthusiasts in Japan and abroad with her perpetual losing streak, has died. She was 29.

Yuko Miyahara, a representative for Urara’s longtime care facility Matha Farm in the southeast Chiba prefecture of Japan, confirmed to Japanese outlet Friday Digital that the animal athlete died early Tuesday of colic. She was surrounded by staff.

“Urara was 29. In human years that’s almost 90, but really, until yesterday she was doing really well,” Miyahara said in the article, which was translated to English. “It was so sudden … lately Uhara was getting visitors even from outside Japan. It’s really unfortunate.”

The horse, whose name translates to Glorious Spring, debuted in 1998 at the Kochi Racecourse. The track advertised its resilient star’s losing streak as part of its efforts to stay in business. Urara’s reputation — bolstered by her signature pink racing accessories and fan merchandise — breached the perimeters of the Kochi racetrack and made her a global phenomenon. In 2004 former Japanese Prime Minister Junichiro Koizumi even expressed his support for the mare.

“I’d like to see Haru Urara win, even just once,” Koizumi said. “The horse is a good example of not giving up in the face of defeat.”

Trained by her longtime trainer Dai Muneishi, Urara kept racing — she lost a total of 113 races and finished second in only four of those — until her retirement in August 2004. Her owner at the time parted ways with the Kochi racetrack and Urara disappeared for several years after her retirement. Since 2014 she had been receiving care at Matha Farms.

Her career and unexpected global fame were the subject of the 2016 ESPN documentary “The Shining Star for Losers Everywhere.”

“At the time, Haru Urara must have been a star of hope for the losers,” trainer Muneishi said in the documentary.

Interest in Urara’s legacy of losing and resilience reignited earlier this year with the global release of the mobile game “Uma Musume: Pretty Derby” in June. “Uma Musume,” initially released in Japan in 2021, is a racing simulator that re-imagines real-life racehorses as anime horsegirls. Players are “trainers” who support racers, leveling them up to climb the ranks. In the video game, Haru Urara is a horsegirl whose features are various shades of pink. Her character is also featured in the “Uma Musume: Pretty Derby” anime series.

The game’s official X (formerly Twitter) account shared the news of the racehorse’s death “with heavy hearts” and mourned the “legendary” athlete.

“We share our condolences to all the staff involved in Haru Urara’s care,” the post said.

Times staff writer Tracy Brown contributed to this report.

AN ICONIC football commentator has made the “most difficult decision” to announce his retirement.

Former Newcastle United star Ray Hudson is leaving commentating behind and leaving broadcasters CBS Sports and SiriusXM FC Radio.

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Hudson, 70, made the announcement that he was retiring on social media.

He wrote: “Very sad today, I retire from @CBSSports & @SiriusXM FC.

“Thank you all for sharing so many magesteeerial memories, wherein the beautiful game & players, beguiled & bewildered us.

“Sincere thanks to everyone I worked with; you inspired me. To everyone out there, I love you & I’ll miss you.”

Hudson stepped into broadcasting full-time after his final managerial role at DC United in 2004.

In recent years, he has been working on Sirius XM Radio as the host of “The Football Show”.

He had also been a part of CBS Sports’ regular coverage for the Uefa Champions League since 2022.

He told The Athletic: “It is the most difficult decision I have ever had to make in my professional life.

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“This was really hard, and there are private reasons for it in some ways that I’d rather not talk about. 

“Walking away from something that you love so much it’s heartbreaking.

“But I know this is the right thing for Joan (his wife) and I.

“The time to step away is now, but I will say I did change my mind so many times over the last few months.”

Fans reacted to his news by wishing him well in his retirement.

One posted: “But you don’t retire from being maestro.”

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A second wrote: “Gliding into retirement like an eel covered in peanut oil. We will miss you goat.”

A third commented: “I salute you, wishing you the very best, the Leonardo Da Vinci of commentary..”

A fourth said: “You’re a legend, Ray.”

Another added: “You are legendary, Ray. Enjoy retirement!”

During his playing career, he made 25 appearances for the Magpies between 1974 and 1977.

He scored twice for the club, with both goals coming in separate games against Derby County.

In 1978, he made the switch to the US and joined the Fort Lauderdale Strikers in the NASL.

He made played 151 times for the club before he had a short spell back in Europe with German side Union Solingen between 1983 and 1984.

He would return to the Strikers in 1984, but only after they had relocated from Florida to Minnesota.

Before ending hanging up his boots he would enjoy spells in Canada with the Edmonton Brick Men as well as the Tampa Bay Rowdies.

His first entrance into football commentating was for the Miami Fusion in the MLS expansion during the 2000 season.

He was later named the team’s head coach before he was sacked the following year.

At the 2025 MTV Video Music Awards on Sunday, a final farewell for one rock giant heralded the televised return of another.

Aerosmith vocalist Steven Tyler returned to the stage during the annual awards show, joining bandmate Joe Perry , singer Yungblud and Extreme guitarist Nuno Bettencourt to honor the life and music of late heavy metal pioneer and Black Sabbath frontman Ozzy Osbourne, who died in July at age 76. “Livin’ on the Edge” singer Tyler, 77, helped the VMAs pay tribute to Osbourne more than a year after Aerosmith announced its retirement from touring.

Sunday’s tribute was a medley of the hits “Crazy Train,” “Changes” and “Mama, I’m Coming Home”and began with Yungblud energizing the crowd with his take on the first song. Before making his way up to the stage, Yungblud kissed the cross necklace Osbourne had gifted him and appeared to mouth, “For Ozzy!”

Yungblud also offered VMAs attendees a taste of his performance from the Black Sabbath “Back to the Beginning” farewell concert in July. After plenty of head-banging during “Crazy Train,” he slowed things by singing an excerpt from “Changes,” which he had performed at Osbourne’s final show.

Finally, Tyler made his grand entrance with Perry, singing the opening lyrics to Osbourne’s “Mama, I’m Coming Home.” Images of Osbourne throughout his life faded in and out in the background. Yungblud joined Tyler for the tribute’s grand finale, harmonizing and trading lines to finish out the emotional power ballad.

“Ozzy forever, man!,” Yungblud yelled out at the end of the song, embracing Tyler.

Aerosmith announced its decision to step away from live performances after Tyler injured his vocal cords during a September 2023 show on the group’s Peace Out: The Farewell Tour. The rock band’s August 2024 announcement said Tyler had struggled with “getting his voice to where it was before his injury.”

“Sadly, it is clear, that a full recovery from his vocal injury is not possible,” the statement added. “We have made a heartbreaking and difficult, but necessary, decision — as a band of brothers — to retire from the touring stage.”

Tyler reportedly returned to performing live months after that announcement, jamming with Aerosmith bandmate Tom Hamilton for his sixth annual Jam for Janie Grammy Awards viewing party in February at the Hollywood Palladium. He delivered a six-song set that also featured appearances by Bettencourt, Billy Idol, Joan Jett, Lainey Wilson and other musicians, according to Billboard.

After the VMAs, Tyler’s daughter Mia Tyler praised her father’s stage comeback, sharing a snippet of the performance to her Instagram. “And that’s how you do a tribute,” she captioned her post. “Beautiful. Just beautiful.”

“And how good does my dad look??? So proud of him,” the younger Tyler added before sending her love to Osbourne’s loved ones.

The VMAs aired live on CBS from the UBS Arena in New York and saw LL Cool J pick up hosting duties. Lady Gaga, hours before her concert at Madison Square Garden, was the big winner of the night, taking home four prizes including artist of the year and best direction. Ariana Grande and Sabrina Carpenter followed with three wins apiece.

Mariah Carey joined the exclusive club of Video Vanguard award winners while Busta Rhymes and Ricky Martin picked up the Rock the Bells visionary award and Latin icon award, respectively. In true diva fashion, Carey jokingly threw some shade at the music show for previous snubs as she received the award from Grande.

“I can’t believe I’m getting my first VMA tonight. I just have one question: What in the Sam Hill were you waiting for?” she said, adding “I’m kidding, I love you MTV, this is amazing.”

As much as some people dread the idea of growing older, there can be benefits. For example, when I was younger, I grew anxious every time there was a shake-up in the stock market, positive that we were about to lose everything.

With time, I realized that investing in the market is like riding a Tilt-a-Whirl operated by a distracted carnival worker. Like a Tilt-a-Whirl, the market tends to be up and down, then up again (followed by another drop).

Image source: Getty Images.

Historically, it’s worked out for investors over the long term, but that doesn’t mean it’s not scary. It’s tempting to read a deeper meaning into every move the market makes.

Rather than stressing out over each economic hiccup that impacts our investments, time has taught me to focus on the things I can control: frequently rebalancing our portfolio to ensure our asset allocation includes both high- and low-risk investments, and building buffer assets we won’t touch until retirement.

What are buffer assets?

Buffer assets are very low-risk assets we can draw from when and if our portfolio goes into the toilet following retirement. While high-quality corporate bonds, Treasury securities, and municipal bonds are all considered lower risk, I can purchase those through my solo 401(k), so I don’t include them in my buffer basket.

I’m putting our buffer assets into a high-yield savings account. It won’t make us rich, but my objective is not to live like a 19th-century Rockefeller. The buffer assets exist solely to get us through the bear markets and recessions we experience following retirement. The goal is to avoid pillaging our retirement accounts.

However, other places to access money when you need a buffer include the cash you’ve built in a cash-value life insurance policy, multiyear guaranteed annuities, fixed indexed annuities, and CD ladders.

While it’s easy to confuse the two, buffer assets and an emergency savings account are two different things. An emergency account is specifically designed to pay for emergency situations, so you don’t end up having to charge new tires or a water heater to a credit card. Your buffer account is meant to prevent you from taking money from your retirement account when those dollars could be better spent beefing up your portfolio.

How buffer assets can preserve wealth

As Dan Egan, director of behavioral finance at investing platform Betterment, told the AARP, “Negative news sells, because people are looking for things to worry about.” Egan says that people tend to pay attention when the market is tumbling but pay far less attention when things are going well. As humans, it’s natural to look out for scary things.

It’s that very human reaction to bad news that causes so many people to sell off investments, even if doing so costs them hundreds of thousands of dollars over time. I hope to zig when every instinct tells me to zag. When others are panic-selling, I want to stay the course.

Let’s say our post-retirement budget requires us to withdraw $12,000 annually from our retirement account. Because those stocks and other assets are less valuable during a bear market or recession, we would have to sell more to come up with the $12,000 we’re counting on. The more assets we sell, the less money we’ll have left to take advantage of the bargains available on high-quality assets during each market downturn.

Even though we’ll trim our budget for the duration of the downturn (which is a good idea during bear markets and recessions), we’ll need another reserve of money to draw from. And that’s where our buffer account comes in. It’s money we can dip into so the funds in our retirement account can be used to invest in well-priced assets.

Here’s my rationale: On average, stocks lose 35% in a bear market (helping to explain the bargain-basement prices). However, as the market regains steam and moves into bull territory, stocks gain an average of 111%. Long-term investors who stay the course are in the best position to profit from the ups and downs of the market.

How large should a buffer be?

There’s no one-size-fits-all formula for how large a buffer a retiree might need. It depends on how much you count on withdrawing from a retirement account. The average bear market lasts 289 days, or just shy of 10 months. The average recession in the 20th and 21st centuries has lasted 14 months. Ideally, your buffer account would be large enough to cover you throughout those events.

Realistically, how can anyone know how many bear markets or recessions they will experience throughout retirement? Some experts suggest building a buffer account with one to three years’ worth of essential living expenses, minus your guaranteed income.

For example, suppose your total monthly living expenses in retirement are $3,000 and you have $2,000 coming in from Social Security, a pension, or some other source of guaranteed income. In that case, you’ll need an extra $1,000 per month. If you were to follow the experts’ advice, you would want to build a buffer account totaling $12,000 to $36,000.

Believe me, I understand how difficult it can be to save even more money, especially when you’re still building a retirement account and paying ever-higher everyday living expenses. If you can’t meet the goal of one to three years’ worth of essential living expenses, chip away at it the best you can.

Any amount you tuck into a buffer account is money you won’t have to take from your retirement account when the market is in the dumps.

The Australian bowling superstar made the shock announcement ahead of the upcoming Ashes series and T20 World Cup.

Australia’s white-ball pace spearhead Mitchell Starc has retired from Twenty20 internationals to focus on extending his career in test and one-day cricket.

The 35-year-old left-armer retires with 79 wickets from 65 T20Is, second on the all-time list for Australia, behind spinner Adam Zampa.

“Test cricket is and has always been my highest priority,” he said in a Cricket Australia statement on Tuesday.

“I have loved every minute of every T20 game I have played for Australia, particularly the 2021 World Cup, not just because we won but the incredible group and the fun along the way.

“Looking ahead to an away Indian test tour, the Ashes and an ODI World Cup in 2027, I feel this is my best way forward to remain fresh, fit and at my best for those campaigns.

“It also gives the bowling group time to prepare for the T20 World Cup in the matches leading into that tournament.”

Starc was not included in Australia’s T20I squad, released on Tuesday, for the upcoming series against New Zealand.

Chair of national selectors George Bailey and Cricket Australia boss Todd Greenberg paid tribute to Starc.

“Mitch should be incredibly proud of his T20 career for Australia,” said Bailey.

“He was an integral member of the 2021 World Cup-winning side and, as across all his cricket, had a great skill for blowing games open with his wicket-taking ability.

“We will acknowledge and celebrate his T20 career at the right time, but pleasingly, he remains focused on continuing to play test and ODI cricket for a long as possible.”

Greenberg praised Starc for making “significant sacrifices” to play for his country.

“To allow the next crop of fast bowlers a clear path to the T20 World Cup early next year is another example of putting team first,” he said.

In his prime, John Wall was a rocket, a supremely talented point guard whose speed, explosiveness and star power made him the first pick in the NBA draft, a five-time All-Star and a fan favorite of the Washington Wizards, the team for which he delivered nearly all his heroics and highlight reels.

At the end, Wall was in uniform and running the court — that in itself a sight to see — but the uniform was the Clippers and his game had been reduced to eye-blink spurts of greatness.

The Clippers visited Washington’s Capital One Arena on Dec. 10, 2022, Wall in the midst of a 34-game slog that would be his last in the NBA. Wizards fans cheered his introduction and the 90-second tribute video that Wall was too emotional to even watch.

When the Clippers were off to a disastrous second-quarter start, Wall answered with six consecutive points, the last two swishing on his step-back 13-foot jumper. He spun toward the crowd, pointed both index fingers toward the court, and shouted, “Still my city!”

Wall was so overcome by the cheering crowd that he started walking to the wrong bench. “I kind of flashed back and forgot like, I’m in a different jersey,” he said. “Just being in that moment and electrifying the crowd, that’s what I’ve been doing for a lot of years in my career when I was here.”

Wall announced his retirement on Tuesday, although most fans probably figured he had retired already. His Clippers stint ended Jan. 13, 2022, and he never played again. His slide began in 2020 when Washington did the unfathomable, trading the most popular Wizard since Wes Unseld to the Houston Rockets for Russell Westbrook.

Wall had suffered a succession of leg injuries and he would suffer some more. The loss of his signature speed, coupled with the death of his mother, sent Wall into a depression that eventually had him contemplating suicide.

“For me, it all happened really fast,” he wrote in a first-person Players Tribune story. “In the span of three years, I went from being on top of the world to losing damn near everything I ever cared about.

“In 2017, I’m jumping up on the announcer’s table in D.C. after forcing Game 7 against Boston, and I’m the king of the city. I’m getting a max extension, thinking I’m a Wizard for life. A year later, I tore my Achilles and lost the only sanctuary I’ve ever known — the game of basketball. I ended up with such a bad infection from the surgeries that I nearly had to have my foot amputated. A year later, I lost my best friend in the whole world, my mom, to breast cancer.

“My best friend is gone. I can’t play the game I love. Everybody just got their hand out. Nobody is checking on me for me. It’s always coming with something attached. Who’s there to hold me down now? What’s the point of being here?”

Never mind that the Rockets gave him $172 million over four years, and that he gave them only 40 games in 2020-2021 in return. The next season, he agreed to the Rockets’ request that he not play, that he sit out and become a glorified assistant coach while the team tanked.

Wall agreed to forfeit a slice of his salary — his career earnings were $276 million — to get a fresh start with the Clippers, but it was soon clear he had little to offer, averaging 11.3 points and shooting 40.3%.

“That’s the most frustrating part because people think, ‘Oh, he got the money, he’s set for life, he don’t care,’” Wall recently told the Washington Post. “No, I would give up all the money to play basketball and never deal with none of those injuries. I didn’t play the game of basketball for money. I played the game of basketball because I love it,”

It took him two more years to reconcile that he was through, and his retirement announcement Tuesday was timed with another that he will join Prime Video for its studio show in its inaugural season broadcasting the NBA in 2025-2026.

Prime Video will broadcast 67 regular-season games, the play-in tournament and some playoff games. Wall called the G League Winter Showcase in January, which led to appearances on NBA TV. Now he’ll join the “NBA on Prime” team along with Dirk Nowitzki, Steve Nash, Dwyane Wade, Blake Griffin, Udonis Haslem and Candace Parker.

For Wall, it will be an opportunity to revisit his prime, sharing the basketball knowledge he accumulated through a difficult upbringing in North Carolina, an All-American one-and-done season at Kentucky and an 11-year NBA career in which he averaged 18.7 points and 8.9 assists a game.

“If you never really had the opportunity to sit down and talk to me, you won’t really understand how much I love basketball, where my basketball mind is at, where my IQ is,” Wall said. “I can basically tell you the best player in the country — from girls to boys, high school, to the players that’s in college, to the people that’s at the NBA and WNBA.”

Wall, the No 1 NBA draft pick in 2010, is best known for his spectacular point guard play with the Washington Wizards.

Five-time All-Star and former top overall draft pick John Wall announced his retirement from the NBA on Tuesday.

Wall, who will turn 35 on September 6, last played in the league with the Los Angeles Clippers during the 2022-23 season. Knee injuries have limited him to just 147 games since the start of the 2017-18 season.

“Every jersey I’ve worn meant more than wins and stats,” Wall said in a video posted on social media. “It represented something bigger.”

Wall began the first of his nine seasons with Washington after being selected by the Wizards with the top overall pick of the 2010 NBA draft out of Kentucky. He averaged 19.0 points, 9.2 assists and 4.3 rebounds in 573 career games (561 starts) with Washington.

“One of our franchise all-time greats. The definition of an era. A lasting legacy. A forever Wizard. Congratulations on your retirement,” the team wrote on social media.

Wall, who did not play in 2019-20, was involved in a blockbuster trade with the Houston Rockets on December 2, 2020, that saw Russell Westbrook sent to Washington. The Wizards sent Wall and a first-round pick in the 2023 NBA draft to the Rockets for Westbrook and a lottery-protected first-round pick in the same 2023 draft.

Wall played one season in Houston (2020-21), sat out the 2021-22 season with an injury and came back to compete in 34 games with the Clippers in 2022-23.

TYSON FURY is champing at the bit to get back in the ring — and it is all thanks to his new training partner.

The 36-year-old Gypsy King retired after losing back-to-back heavyweight world title classics to Ukrainian hero Oleksandr Usyk, 38.

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But Fury confirmed he will return next year, with a long overdue duel with fellow Brit icon Anthony Joshua and an Usyk trilogy fight on the cards.

And the 6ft 9in showman has been inspired by his eldest boy, 14-year-old Prince, taking up the family trade and chasing him along Morecambe Bay.

Fury has been to Turkey for an IBA show and was at Wembley last night for Daniel Dubois and Usyk’s undisputed world heavyweight title decider.

He said: “It’s hard to let it go because it is something I enjoy. When I am around boxing it makes me miss it more. I try to only train three times a week now but it’s hard . . . very hard.

“And when people see me at the shows they assume I am coming back anyway, so it’s hard to walk away.

“I have had ground-breaking offers and everyone knows that I do not work for cheap pay.

“My eldest lad just did his first six-mile run with me and I am very proud of him because, before that, he couldn’t manage only two miles. So he is coming on well.”

Usyk and the 27-year-old Londoner Dubois managed to sell out the home of football, but even their two-bout rivalry would be dwarfed by the fantasy fight between Fury and 35-year-old AJ.

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Fury’s larger-than-life persona — be it hosting daily workouts on Instagram  during lockdown or starring in the WWE — has made him the sort of crossover star that boxing needs.

And he reckons there is still a desperate lack of superheroes left in the sport who can offer fight fans a 12-round escape from reality.

Fury explained: “It’s not just a problem in heavyweight boxing, it’s a problem for all of boxing.

“I don’t want to insult anyone but  boxing is entertainment and it is also showbusiness. People come home from working hard at their 9-5 job — which they don’t even like — and  they want to put their feet up on a Saturday.

“They want to  have a couple of beers, invite a few of their friends around and be entertained.

“But when you turn the TV on and see two boring characters who just stand there and don’t say s**t, they will think, ‘What am I watching?’

“If I went to an event and it was total s**t, I would never go back again or switch it on again.

“But  if something is good, I’ll book and go again. And it is the same in boxing.

Dream match imminent?

“There’s always a lack of charisma and characters. Every era has a couple of great characters and there are always a few great fighters who nobody remembers because they weren’t colourful enough characters.”

When the Fury and Joshua fight finally happens, Britain will stand still and everyone will pick a side.

The media events and face-to- face interviews will be worth the pay- per-view fee alone, even before a punch is thrown.

With the Saudis backing both men, it would generate hundreds of millions of pounds and would probably be a double header at Wembley and Riyadh.

And — following years of failed negotiations and rows over pulling power and value — Fury says they will be able to thrash out a fair deal.

He joked: “I would accept 90 per cent of the purse considering he’s coming back off a devastating knockout loss and I am coming off of two s**t losses!

Support from Paris

“But, honestly, the business side is irrelevant. If we do the fight it will be a level playing field of 50-50. I wouldn’t want to take advantage of him.”

And what about Fury’s long-suffering wife Paris, who tragically lost a baby boy six months into her pregnancy in the week building up to the first Usyk loss last year?

The Gypsy King revealed: “I have  spoken to Paris in depth about it and she has said that she will support me with whatever I want to do.

“But that might just be because she is sick of me and wants me out of the way!

“Or it’s because we have been the real Bonnie and Clyde since 2005  and she will support me with whatever I want to  do. She’s my ride or die.

“If we die, we die. And if we live, we live — that’s our sort of behaviour.”

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Justin Poirier couldn’t secure a dream sendoff in final fight of his 16-year storied UFC career, losing to Max Holloway.

The trilogy fight between Max Holloway and Dustin Poirier may not have been a microcosm of their first two encounters, but it delivered an electrifying final 15 seconds when Holloway and the retiring Poirier traded blows in the fifth round.

The result was a victory for lightweight Holloway by unanimous decision on the three judges’ cards – 48-47, 49-46, 49-46 – at UFC 318 in New Orleans on Saturday night.

Holloway (27-8 MMA) was classy in victory against Poirier, as he had lost the first two fights of the series before returning the favour in Louisiana native Poirier’s last mixed martial arts bout.

“The baddest man alive, bro,” said Holloway, 33. “Give it up for Dustin Poirier.”

A first-round knockdown from the Hawaiian set the tone early as Holloway nearly finished Poirier (30-10), but his 36-year-old opponent persevered.

By the fourth round, Poirier had little energy left but admitted post-fight that he was impressed that the former featherweight champion Holloway’s striking was still as sharp as ever. According to the final stats on the broadcast, Holloway outlanded Poirier 113-99 in significant head strikes.

“I thought he was going to be in here cracking a little bit harder, which he was,” Poirier said of Holloway. “This guy is tough to deal with when he’s in front of you. He’s slick. He’s crafty. He’s fast. He’s the [BMF] champ. I got nothing but respect for Max, man. He’s one of the good guys.”

Holloway made his first defence of the “BMF” title a successful one since winning it last April at UFC 300. It is unclear what direction the belt takes, as it is not associated with a division and has been used infrequently since November 2019.

In earlier matches, Paulo Costa of Brazil got back in the win column with a unanimous decision over Roman Kopylov, utilising his boxing to sweep the cards 30-27, 30-27, 29-28. Costa (15-4) remains in the middleweight title picture, while Kopylov (14-4) has won his last two fights.

The next two fights also saw another string of decisions, with welterweight Daniel Rodriguez outlasting Kevin Holland despite a late rally from Holland, nearly finishing him in the third round with strikes. The cards read 29-28, 29-28, 29-28, as Holland (28-14) was another betting favourite at the expense of Rodriguez (20-5).

Patricio Pitbull earned his first UFC victory with a win by unanimous decision over featherweight Dan Ige by identical 29-28 scores. Pitbull’s wrestling was too much for Ige, who entered the fight having lost two of his last three fights. Pitbull (37-8) last fought in April at UFC 314, where Ige (19-10) earned a win on the same card.

UFC 318’s pay-per-view got under way with lightweight Michael Johnson earning a unanimous decision in an upset of Daniel Zellhuber. The 39-year-old Johnson (24-19) was a significant underdog entering the fight but won the cards with matching 29-28 scores. A second-round knockdown swung the fight in Johnson’s favour, as Zellhuber (15-3) has now lost back-to-back outings.

The news seemed routine.

The ramifications could be resounding.

Late last month, LeBron James exercised his $52.6 million player option with the Lakers for next season. It was an expected transaction that, at first weary glance, appeared to be no big deal.

Of course he would take the guaranteed money, more than anyone else in the league besides Brooklyn could give him.

Of course he would stay in Los Angeles, where son Bronny sits on the bench and his home sits on a hill and his myriad businesses are sitting pretty.

Of course, of course, of course … but …

Bronny James (9) leaves the court ahead of father LeBron after a win over Minnesota, during which they became the first father and son to play together in the NBA on Oct. 20, 2024.

(Gina Ferazzi / Los Angeles Times)

Wait a minute. There was a catch.

For the first time since James arrived here seven years ago, there was no second or third or fourth year attached to his contract.

The Lakers didn’t offer him an extension. They refused to guarantee him a spot here after next spring.

For the first time in his Laker career — actually, the first time in his entire 23-year career — James will thus play this season on an expiring contract.

In NBA speak, that means two words.

Trade bait.

Except James has a no-trade clause, and it’s unimaginable he would agree to go to another team that would have to gut their roster to match his salary.

So for the first time, the wiley, elusive, flexible LeBron James is stuck.

He’s stuck on a team clearly catering to the needs of a different superstar in Luka Doncic.

He’s stuck on a team that might be viewing his contract not as an asset but an albatross.

He’s stuck on a team that might be looking to get rid of him but can’t.

He’s stuck on a team where he said he wants to end his career, but where that ending might eventually be out of his control.

He could perhaps free himself by thinking about Nov. 29, 2015.

That is the date that Kobe Bryant, a month into his 20th season, officially announced his retirement.

You remember it, right? What happened next was the most surprisingly delightful farewell season-long tour in the history of sports.

“I thought everybody hated me,” Bryant said at the time. “It’s really cool, man.”

Hate him? America loved him, and showed him that love in every NBA arena across the country, standing ovations from coast to coast as he cruised his way toward that stunning 60-point career finale.

The Lakers were generally terrible, the hobbled Bryant was mostly awful, but the nights were wholly magical, the stone-faced bad guy opening himself up to a national respect and admiration that he never knew existed. It was important that he saw this before he retired. It became infinitely more important that he saw this before he died.

LeBron James flexes for the crowd during a game against the Hornets.

(Robert Gauthier / Los Angeles Times)

At the end of the tour I wrote, “… a final act that, in typical Kobe Bryant fashion, was unlike any other in the history of American sports. Opening up to a world he never trusted, becoming accessible and embraceable after years of stony intensity, Bryant used the last five months to flip the narrative on his life and career, erasing the darkness of a villain and crystallizing the glow of a hero.”

Bryant had said before the season that he would never do a farewell tour, that he didn’t want to be lauded like baseball fans lauded the prolonged retirement journey of the New York Yankees’ Derek Jeter.

“We’re completely different people; I couldn’t do that,” he said.

Yet saddled with an expiring contract just like James, Bryant ultimately wanted to do something that James might consider, giving the organization a head start at rebuilding while controlling his own narrative.

Before Bryant’s decision could be leaked, he announced it himself in an open letter to basketball that was so touching it became an Oscar-winning film. He even arranged for a copy of the letter, sealed in an envelope embossed with gold, to be placed on the seat of every fan attending that night’s game at then-Staples Center against the Indiana Pacers.

Not exactly a T-shirt, huh? It was elegant, it was classy, it was perfect, just like the tour, initially criticized in this space as being selfish before your humbled correspondent finally realized that Bryant was right, it was really, really cool.

“It’s fun. I’ve been enjoying it,” Bryant said. “It’s been great to kind of go from city to city and say thank you to all the fans and be able to feel that in return.”

You hear that, LeBron?

This is not a call for James to retire, but a call for James to begin considering how that will happen, and how the classy Lakers would nail it if it happened here.

Lakers star LeBron James battles three-time MVP Nikola Jokic of the Nuggets for rebounding position during a playoff game in Denver.

(Wally Skalij / Los Angeles Times)

Granted, the James and Bryant situations are not comparable. Even though James is 40, and Bryant was 37, James is still one of the league’s best players while Bryant was statistically one of its worst. And while James is still physically powerful, Bryant never fully recovered from his torn Achilles and was battered and broken.

James might have more gas in the tank while Bryant was clearly done.

But James himself has indicated that he probably has, at most, two years left. And every season his injuries become more insistent and debilitating.

And now that the Lakers are under new ownership with no ties to James, and now that current management has already given this team to Doncic, James doesn’t have much of a future here.

He has made noise about going back to Cleveland, and maybe after this season he’ll want to return to where his career started.

But if he’s even thinking about retirement after this year — a legitimate option for the first time — he shouldn’t wait to do so while walking off the court following an early-round loss by a mediocre Laker team.

Nobody does retirement tours like the Lakers. And nobody has ever done one like Kobe Bryant.

Decidedly in the twilight of his career, LeBron James can learn from both.

JONNY EVANS is reportedly on the verge of securing a new job with Manchester United following his retirement.

The 37-year-old called time on his playing career last month and made his final competitive appearance for United on the last day of the Premier League season.

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Although Evans will no longer have an influence on the pitch, he is now expected to be given a new role behind the scenes.

The Athletic reports that Man Utd want to retain the ex-defender following the expiry of his contract.

Evans’ new staff role will see him put in charge of loan deals for emerging talents.

The United hierarchy were impressed with his influence off the pitch during his time as a player.

He regularly offered advice to young players and taught them about United’s heritage.

Evans also spoke passionately about staff members losing their jobs in the first round of redundancies last summer during the club’s pre-season tour of the United States.

The former Northern Ireland international made 241 appearances for Man Utd across two spells.

He first spent 11 years at the club between 2004 and 2015 before joining West Brom.

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Evans returned to Old Trafford in a free transfer two years ago and made 43 appearances.

Christian Eriksen and Victor Lindelof were among the players to leave Man Utd at the end of the season after being denied new contracts.

Third-choice goalkeeper Tom Heaton has been offered a one-year extension.

GERWYN PRICE claims he has plenty left in the tank – but won’t be content until he’s world champion again.

The 40-year-old won the PDC’s biggest prize back in 2021.

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Price proved himself king of the oche as he downed rival Gary Anderson 7-3 four years ago.

But he hasn’t made it past the quarter-finals at Ally Pally since.

Gezzy was KO’d in the final four of the Nordic Darts Masters by Rob Cross on Saturday.

It followed a successful Premier League campaign for the Welshman, reaching the finals at London’s O2.

Price claims he is more than happy to keep competing for the next decade at least.

And he’s made sure to put to bed any lingering questions of retirement.

Price told talkSPORT: “I’m sticking around for the next 10 years.

“I mean, one World Championship, it’s not good enough.”

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Price turned pro in 2012 after picking darts over rugby.

He’s been the winner of seven major PDC titles – but admits as time goes on, he may be forced to pick and choose events.

The Iceman continued: “I would never give up totally.

“But the Pro Tours and Europeans, depending on how many it’s going to be at that time, because it’s getting more and more every year, but I’ll stop doing those.

“I would never give my Tour Card up. I’d still do events and if they invite me to the Premier League and World Series, I’ll still do them.

“But none of the lower events and just stop the travelling.”

Darts’ hectic pro schedule has become a major talking point among the sport’s elite.

Nathan Aspinall recently branded the calendar “absolutely obscene”.

The Asp fumed: “For us to take a weekend off, I have to pull out events.

“So I’m losing ranking money because I just need a few days off.

“And I’ve done that over the last couple of weeks because I was in a tight position in the Premier League, I really wanted to make the playoffs.”