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MSE Martin Lewis urges holidaymakers follow rule ‘right now’

The MSE team and Martin Lewis said to do this quickly

If you’re planning a holiday this year, there’s one crucial item on your checklist that should be ticked off first before you begin planning where to go and what to wear.

The Money Saving Expert (MSE) News team and Martin Lewis have emphasised the importance of securing travel insurance as soon as possible after booking a holiday. Many people tend to leave it until the last minute, but as Martin Lewis recently explained on The Martin Lewis Money Show Live, without insurance, you may not be able to recoup your costs if something prevents you from travelling, potentially losing thousands.

According to MSE, during the show, Martin Lewis said: “Travel insurance is not just to cover you while you’re away. It’s also very important to cover you in case something happens before you go that stops you going.

“I have a rule: you should get your travel insurance ASAB – as soon as you book. ASAB.”

The financial expert added: “Right now, many people have already booked. If you don’t have your travel insurance and if your holiday’s booked, do it right now.

“The reason I do this is every year, someone asks me a question something like, ‘I’ve been diagnosed with cancer. We can’t go on the holiday. They’re saying we can’t have our money back. What do I do?’ And I’m impotent.

“Because the answer is, you get on your travel insurance. And they say, ‘Well, I haven’t got my travel insurance yet’. Do not get your travel insurance the day before you go. You get your travel insurance ASAB.”

Speaking to his co-host Jeanette Kwakye, who is also a former Olympic sprinter, she revealed that a viewer had contacted the programme regarding a difficult predicament they were facing.

Jeanette shared their message, reading: “I booked a holiday for Christmas last year, but I was then medically advised not to fly. The holiday was already paid for and I hadn’t taken out any travel insurance. I’m now being told I’ve lost all the money for the holiday. Is there anything that can be done?”

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Martin said: “Please don’t be the person this summer who asks me that question. If you’re going to get travel insurance, ASAB.

“The answer [to whether something can be done] is no. I mean, look, very simply, just think about it for a second. If you bought a tennis racket and you broke your arm, you can’t say to them, I want a refund because my arm’s broken.

“The tennis racket still works. The flights still work, the hotel still works. It’s not them that’s got the problem. It’s you. That’s the logic. That’s what you have insurance for.”

Foreign Office and travel insurance

While you can take out travel insurance, it is worth noting that it could be invalidated, even if you take it out when you book. For example, if you are planning on heading to Dubai, the Foreign Office has said on its GOV.UK website: “Your travel insurance could be invalidated if you travel against advice from the Foreign, Commonwealth & Development Office (FCDO).”

At present, it states: “FCDO advises against all but essential travel to United Arab Emirates.”

For detailed information and advice on Foreign travel insurance, visit the GOV.UK website online here. It also advises: “You should buy your travel insurance as soon as possible after booking your trip. Read the small print and familiarise yourself with any exclusion clauses for the policy.”

Alongside insurance, it is recommended that you review FCDO travel advice and register for alerts for your destination. GOV.UK confirms: “If you travel to a destination where FCDO advises against all but essential travel or all travel, your insurance may be invalidated.”

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How to follow Ivory Coast v Scotland on BBC

TV coverage is on the BBC Scotland channel from 19:15 BST, with the match also available on iPlayer.

Jonathan Sutherland is your host, with Rachel Corsie and Charlie Adam providing analysis, while commentary comes from Liam McLeod and a third former Scotland international, James McFadden.

Sportsound will also be on BBC Radio Scotland from 18:00 BST. Andy Burke is presenting, with former Scotland players Willie Miller and Leanne Crichton, plus BBC Scotland’s chief sports writer Tom English, in the studio.

Alasdair Lamont and former Scotland midfielder Stuart McCall are on radio commentary duty.

As ever, you can follow everything on the BBC Sport website and app, including text updates on the action, in-play clips, and have your say as it happens.

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NWSL: Why US soccer franchises have bespoke women’s football stadiums, and will WSL teams follow suit?

Like with WSL clubs, most US teams share another franchise’s premises, be it a men’s team’s ground or a venue usually reserved for other sports, such as NFL stadium Lumen Field for Seattle Reign.

Kansas City buck this trend, and Denver Summit president Jen Millet believes it makes financial sense to follow suit.

“A big part of a sustainable business model is controlling revenue streams,” Millet says. “Women have been tenants and missed out on those things – food, beverage, parking, rentals, retail.

“It’s massively important to operate your own stadium.”

Having their own venue has also enhanced KC Current’s marketing strategy – something Kirsten Ross, president of official supporters’ club The Blue Crew, says has greatly raised the team’s profile.

“[The club] do a really good job of ramping up when the team is playing,” she says.

“Previously, people had no idea FC Kansas City existed. Now you can’t walk anywhere without knowing there’s a game for KC Current.”

Chris Long argues a bespoke stadium brings the best out of players – after all, Kansas City dominated the 2025 regular season and won the NWSL Shield by 21 points, even if they lost in the play-offs.

“It’s the feeling of belonging,” he says. “If you’re a tenant, the schedule isn’t based on you… you put your stuff in the locker room but have to take it out because it’s temporary.”

Jemison adds: “You feel like a visitor in your own home. We didn’t want that.”

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