explained

California Prop. 37: $25 billion down payment assistance explained

Buying a home in California requires a colossal amount of money — and coming up with a 20% cash down payment of $180,000 for a median price home is a staggering hurdle for many would-be buyers.

That down payment amount is based on the statewide median $900,000 price tag for a house, according to recent data from the California Assn. of Realtors. In Los Angeles County, the median price for a single-family home is $935,000. In Orange County, it’s $1.5 million.

Proposition 37 on the Nov. 3 ballot would allow the state to amass a $25 billion down payment assistance program for middle-class households. For perspective on the enormity of the measure before voters, one of the state’s existing down payment programs, California Dream For All, launched several years ago with $500 million, just 2% of the funding involved in Proposition 37.

The ballot measure would allow qualified prospective homebuyers to borrow up to 17% of the sales price of a new home, contributing 3% of the down payment from their own funds.

The program would not be funded by taxpayers, but instead by the interest charged to borrowers on their down payment loans, also referred to as second mortgages. The measure has garnered widespread support, including from Gov. Gavin Newsom, statewide unions and mayors from Santa Monica to San José.

“Prop. 37 is a historic opportunity to expand homeownership opportunities for generations of working families — at zero cost or risk to taxpayers,” Newsom said in a statement.

But Proposition 37 carries a significant caveat: Any home purchased through the program must be new construction, which could limit its potential reach because of the high cost of building, some critics said.

Also, the proposition does not spell out the terms or interest rates on the loans, which would be worked out if the measure is approved. And some have questioned whether there will be sufficiently robust interest from investors to buy the state-issued bonds that will be used to fund the down payment loans.

The concept of down payment assistance is not new. Cities and states, including California, have long offered such programs to low- and middle-income homeowners, either in the form of loans or grants, and there are reportedly more than 2,700 such programs across the country.

Nevada, Connecticut, Massachusetts and New York all have programs to help homebuyers afford a down payment. Since 2021, New York has dispersed $70 million in down payment assistance. In Massachusetts, more than $146 million has been doled out in down payment help to homebuyers since 2020.

How the program would work

Under Proposition 37, down payment loans would work like any other, and would carry an interest rate and payback period — all of which would be determined by the California Housing Finance Agency.

To qualify, borrowers would need to have lived in the state for at least a year and earn no more than 200% of the local median income; in Los Angeles County, for example, that equates to a family of four earning no more than $216,200 a year.

Borrowers don’t have to be first-time homebuyers, which is often a requirement of down payment aid programs. But they would need to live in the home.

The program would restrict the price of qualifying homes, depending on the county where someone is trying to buy. A general estimate, though, is that would-be homebuyers would be limited to houses costing between $1 million and $1.5 million and the homes, more importantly, would need to be new construction.

While Proposition 37 has little opposition, and is supported by unions, chambers of commerce and organizations representing builders, the League of Women Voters opposes the ballot measure, concerned it would saddle residents with too much debt and that the terms of these loans are opaque, the details worked out only after the vote.

New homes only

Only buyers of newly-built homes would be eligible for these loans. That could include existing commercial buildings that had been converted into homes, such as condos or townhomes.

This provision is uncommon as many existing down payment assistance programs don’t strictly limit the type of home someone can buy — only the sale price. Bob Hertzberg, former Senate Majority Leader and the architect of the proposal, said he wanted Proposition 37 to spur new construction.

“The problem is we have to increase supply,” Hertzberg said. The shortage of homes in the state is estimated to range anywhere from 840,000 to upwards of 3 million.

By creating more demand for new homes, he said, the hope is that builders will respond en masse.

But some groups are wary of this logic. One analysis, funded by the Proposition 37 campaign, estimated that this program could result in the building of 190,000 homes in the state, although the report’s author said it was “impossible to know” the true number given the various factors that impact housing.

Matthew Lewis, director of communications for California YIMBY, an organization that advocates making it easier and cheaper to build homes, said high prices make it clear that the demand for homes already exists and that Proposition 37 does little to address a bigger issue: the cost of building.

“In concept, [Proposition 37 is] a great idea,” Lewis said. “The thing we’re concerned about is, California is still way behind on its housing production goals, so there’s the risk of an unintended consequence of instead of having 10 people bidding on a house, now you’ve given a couple folks down payment assistance, and so there’s now 12 people bidding on the same house.”

To drive builders to construct eligible homes, the measure would allow them to opt into a “qualified builder” option. As long as they adhere to price caps, agree to certain labor requirements and fix repairs that arise, they’re protected from lawsuits from buyers concerning defects 10 years after construction of the home.

Homebuilders say even given some relief from litigation, they aren’t sure Proposition 37 would push construction into overdrive.

“There are so many more things the state, city and county could do to help add more supply [of homes],” said Paul Schon, a developer who builds apartments in L.A. County. He said tackling permitting times and red tape involved in building would have a greater impact. “This is minor,” he said.

Interest rates could be a tough sell

Many down payment assistance programs offer interest-free loans to homebuyers, including an existing program run by CalHFA.

But in order to be self-funding, the fixed-rate loans offered through Proposition 37 would carry interest. If passed, the state would issue revenue bonds, selling them to investors and using that money to issue loans to homebuyers. The investors are repaid with the interest paid on the loans.

According to the Legislative Analyst’s Office, CalHFA would decide the total amount of bonds to issue and over what period of time.

Revenue bonds are generally viewed as riskier than other types of government bonds, in part because they’re backed by the promise of revenue from a specific project — in this case, payment by individual borrowers. That means interest rates on these loans could be higher than borrowers might like or be able to afford.

Hertzberg said he’s talked to investors who may be willing to buy these bonds at cheaper rates, given the crushing issue the funding is trying to solve. This would keep interest rates down for borrowers. He said he’s appealing to foundations and socially-minded tech leaders.

One of the biggest financial backers of the measure is the political nonprofit Building a Better California, which has been fighting the billionaire’s tax with help from wealthy donors, including Google co-founder Sergey Brin.

Hertzberg, for his part, refused to name any organization or person who may be interested in buying the bonds that would fund this program.

This article is part of The Times’ equity reporting initiative, funded by the James Irvine Foundation, exploring the challenges facing low-income workers and the efforts being made to address California’s economic divide.

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Last One Laughing Halloween release schedule explained as fans face brutal wait

Prime Video’s Last One Laughing is back for its very first Halloween special

Last One Laughing fans risk missing a key episode of the Halloween special.

The Prime Video show is finally back on our screens with an exciting line-up of comedians taking on the side-splitting challenge. After its hugely successful second series, the competition was confirmed for a new season coming out in 2027. But viewers still have four fresh episodes to devour in the meantime.

We are, of course, referring to the spooky Halloween special which slightly changes the show’s beloved format. As always, a group of famous comics put their comedic talent to the test as they try to break their opponents – laugh and you’re out. But there’s an additional spooky-themed rule this time around: scream and you’re out.

The final comedian standing will take home the crown and join season one winner Bob Mortimer and season two champion David Mitchell in the hall of fame. So when can viewers tune in to the special episodes?

When is the Last One Laughing Halloween special released?

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The first three episodes of Last One Laughing: Halloween are available to stream on Prime Video from Friday, October 23. Fans will be forced to wait another week before the final episode, which drops on Friday, October 30.

A synopsis for the seasonal special teases: “Over the course of the first Halloween Special, the famous faces will use every ounce of their comedic talent to break their opponents without laughing or screaming.

“And it’s not just their rivals they need to watch out for. Cursed props, ghostly interruptions and spine-tingling surprises are all designed to catch even the bravest comic off guard. The rules are simple: laugh and you’re out, scream and you’re out. Who will survive last One Laughing: Halloween?”

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TV lovers can get 30 days’ free access to tantalising TV like The Boys, Reacher and Clarkson’s Farm by signing up to Amazon Prime. Just remember to cancel at the end and you won’t be charged.

Jimmy Carr returns as the show’s host, with the likes of Jack Dee, Daisy May Cooper, Phil Wang, Lou Sanders, Reece Shearsmith, Harriet Dyer and Tom Allen on the cast.

A 30-second teaser for the upcoming episodes has been generating buzz on social media, where one fan raved: “Looking forward to it!” Someone else said: “Looking forward to seeing Jack Dee on this!!”.

A third fan chimed in with: “Oh this is going to be funny for Halloween,” with a fourth adding: “THE BEST SHOW OF ALL TIME. YESSSSSSSSSSSSSSSS.” And another enthusiastic viewer commented: “Oh great… Now you want to make me laugh to death on Halloween. Good grief!”

The first three episodes of Last One Laughing: Halloween are available to stream now on Prime Video

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Israel’s elections 2026 explained in maps and charts | Israel Election 2026 News

Israelis go to the polls on October 27 to elect the 26th Knesset, in the first general vote since the genocide against Palestinians in Gaza and the wars on Lebanon and Iran.

Benjamin Netanyahu, the longest-serving prime minister in Israel’s history, with 19 years in office, is seeking another term while standing trial on corruption charges. His Likud party and the far-right coalition it leads are locked in a close race with a Jewish-led opposition bloc, with neither side appearing on track to win an outright majority in the 120-seat Knesset, Israel’s parliament.

About 7.3 million people aged 18 and above are eligible to vote, according to Israel’s Central Elections Committee. Most polling stations open from 7am to 10pm, and anyone still queuing when they close is entitled to vote. Election day is a national holiday.

Any party clearing an electoral threshold of 3.25 percent enters parliament, which sits for a four-year term. There are no term limits for a prime minister.

INTERACTIVE - Israel elections 2026 - at a glance-1791465319
(Al Jazeera)

How voting works

Israelis vote for a party, not a candidate.

A majority requires 61 of the 120 seats and no party has ever won that outright. Finishing first does not guarantee power. Parties then have 28 days, with a possible extension of up to 14 days, to assemble a coalition reaching 61. If nobody manages it, the country votes again.

Seats are shared out in proportion to each party’s share of the national vote, so a party winning 30 percent of votes takes roughly 30 percent of seats. The votes for parties failing to secure 3.25 percent are discarded, which explains why small parties routinely merge before every election.

INTERACTIVE - Israel elections 2026 - how voting works-1791465325
(Al Jazeera)

Who can and cannot vote?

About 7.3 million Israeli citizens are eligible to vote in this election, but they are not the only adults living under the government they choose.

Roughly three million adult Palestinians in Gaza, the occupied West Bank and occupied East Jerusalem have no vote in the government that controls their borders, movement and legal status.

Jewish Israelis and Palestinian citizens of Israel, who number about 1.2 million, can vote. So can adult settlers among the more than 750,000 Israelis living in the occupied West Bank and occupied East Jerusalem, who help elect the parliament that legislates over the land they live on.

Most Palestinians in occupied East Jerusalem hold Israeli residency, not citizenship. They can vote for Jerusalem’s city council but not for the Knesset.

The result is a sharp anomaly in the occupied West Bank, where a settler votes and a Palestinian family living nearby, under the same military authority, does not.

Most Israeli citizens living abroad also cannot vote, because Israel has no general absentee ballot and requires voters to be physically in the country on election day. Diplomats and state emissaries are the exception, casting their ballots at Israeli missions on October 20.

INTERACTIVE - Israel elections 2026 - who gets to vote cannot-1792415616
(Al Jazeera)

What are the main issues?

Israelis are dealing with a series of domestic and international issues this election cycle, including:

  • October 7 security failures – Three years on, the government is yet to form a state commission of inquiry into the events of October 7, 2023, when a Hamas-headed attack led to the killing of some 1,200 people, with about 250 taken captive. Israel launched the genocidal war against Palestinians in the wake of the attack, killing at least 74,000 people and leaving most of the besieged territory in ruins.
  • Ultra-Orthodox draft exemptions – Supporters of the exemptions say they protect full-time Torah study, but critics argue they place an unfair military burden on everyone else.
  • Judicial reform – Netanyahu’s push to curb the Supreme Court’s powers, which sparked mass protests before the war on Gaza, remains a deep fault line. Critics see it as a threat to democracy, while supporters argue that the court has overstepped its authority.
  • War and security – The public wants stability but remains wary of concessions in Gaza, the occupied West Bank and Lebanon. Netanyahu promised “total victory”, but Hamas and Hezbollah remain operational.
  • Cost of living – High prices and modest wages are being further squeezed by soaring defence spending. Since 2023, Israel’s defence budget has doubled, increasing pressure on public finances.

INTERACTIVE - Israel elections 2026 - key election issues-1791806722

Israel’s outgoing government

Netanyahu’s coalition held 60 of the Knesset’s 120 seats when parliament dissolved in July. It comprised Likud with 32 seats, Shas with 11, Religious Zionism with seven, Itamar Ben-Gvir’s Otzma Yehudit with six, and New Hope with four. Shas left the government in July 2025 but remained in the coalition and New Hope will merge into Likud for this election.

The opposition held 59 seats: Yesh Atid with 24, Blue and White with eight, United Torah Judaism with seven, Yisrael Beiteinu with six, Hadash-Taal and Raam with five each and Labor with four. Noam’s single seat was unaffiliated.

INTERACTIVE - Israel elections 2026 - Israel outgoing government coalition opposition-1791465328
(Al Jazeera)

Who are the main contenders?

Netanyahu is seeking re-election while facing a trial on corruption charges, which he denies.

His far-right coalition is up against a bloc comprising of four major Jewish-led opposition parties, whose leaders have signed a declaration promising not to attack each other ahead of the vote and to join forces in forming a government after the polls.

INTERACTIVE - Israel elections 2026 - Benjamin Netanyahu-1792427534

Former army chief Gadi Eisenkot is viewed as the opposition’s most likely candidate for prime minister, with his new Yashar party evenly matched with Likud in the opinion polls.

INTERACTIVE - Israel elections 2026 - Gadi Eisenkot-1792427447

The opposition alliance includes the Together list, led by former Prime Ministers Naftali Bennett and Yair Lapid; Avigdor Liberman’s Yisrael Beiteinu and Yair Golan’s Democrats.

Other key players include far-right ministers Itamar Ben-Gvir and Bezalel Smotrich, the ultra-Orthodox parties, and the Arab-majority lists Ra’am and the Joint List.

Last month, Israel’s Central Elections Committee voted to bar Ra’am and the Joint List from the election, but the Supreme Court unanimously overturned the bans on October 2, ruling that the evidence did not meet the legal threshold for exclusion.

Sami Abu Shehadeh, a Palestinian citizen of Israel who leads Balad, one of the parties in the Joint List, withdrew from the race after the court signalled that a majority of its judges would uphold his disqualification.

The Arab-led parties could hold the balance of power after the vote, but most leaders of the Jewish-led opposition bloc have ruled out joining forces with them.

Sixth election in seven years

October 27 will be Israel’s sixth national vote since 2019, but the first in 38 years to arrive at the natural end of a full Knesset term.

The instability began in April 2019, when Netanyahu’s Likud party and Benny Gantz’s Blue and White party tied on 35 seats each. A second vote that September produced another deadlock, with Blue and White on 33 and Likud on 32, and neither round yielded a coalition able to reach a majority.

A third election in March 2020 gave Likud 36 seats to Blue and White’s 33, and produced a Netanyahu-Gantz unity government that collapsed within a year. In March 2021, Likud won 30 seats to Yesh Atid’s 17, but an eight-party coalition led by Naftali Bennett and Yair Lapid that also included Ra’am, an Arab party, ended Netanyahu’s 12-year run. It lasted a year.

Netanyahu returned in November 2022, with Likud on 32 and Yesh Atid on 24, at the head of what has been described as Israel’s most right-wing government. Polls now show neither bloc clearly reaching 61.

INTERACTIVE - Israel elections 2026 - history of elections-1791465321
(Al Jazeera)

Israel’s prime ministers

The state of Israel has had 14 prime ministers since its foundation in 1948. Netanyahu is by far the longest-serving, with 19 years in three separate stints: 1996 to 1999, 2009 to 2021 and from 2022 to now

Only David Ben-Gurion, who led the country from 1948 to 1954 and again from 1955 to 1963, comes close.

Whatever happens on October 27, Netanyahu stays on as caretaker prime minister until a new government is sworn in.

INTERACTIVE - Israel elections 2026 - history prime ministers-1791465323
(Al Jazeera)

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Here’s how Dave Roberts explained all the Dodgers’ moves that backfired

You don’t want to hear from me. You want to hear from Dave Roberts, the Dodgers’ manager.

The Dodgers are one loss from an abrupt ending to their season, and from a National League Championship Series sweep by the Milwaukee Brewers.

Let’s take you through the critical decisions Roberts made Wednesday night, the ones you second-guessed at home. They all pretty much backfired on him.

Situation: In the third inning, and again in the fifth inning, Tommy Edman comes to bat with Miguel Rojas on first base, none out, and the Dodgers trailing, 1-0. By the end of the fifth, the Dodgers had gone nine consecutive innings without scoring, and with a game plan of getting ahead before the Brewers’ vaunted bullpen could take over. Roberts does not ask Edman, one of the team’s most accomplished bunters, to sacrifice the runner into scoring position.

Roberts: “I just didn’t feel like giving up an out right there. … We could have bunted, but I felt I wanted to give Tommy an opportunity to drive in a run. … We haven’t been getting hits with runners in scoring position (3 for 32 in the postseason). To give up an out, to bank on getting a hit with runners in scoring position, I’d rather just try to maybe slug, hit a double.”

Result: Edman flied out both times. The Dodgers did not score in either inning.

———

Situation: In the sixth inning, with the Dodgers still trailing, 1-0, the Brewers turn to Abner Uribe, who had faced 26 batters and walked two in the postseason. Uribe walks the first two batters, and Roberts deploys his primary left-handed bench threat, Max Muncy. That takes right-handed Andy Pages out of the game; the only Dodgers with more hits than Pages this October are Kyle Tucker and Mookie Betts.

Roberts: “Abner is death on righties. You’re trying to guard against — you want to keep the inning going, and you don’t want a double play ball. Muncy’s not starting, and you want to fire that bullet in a leverage spot. First and second base, nobody out, it gives us the best chance to keep the inning going, in my opinion, and it gets Shohei up, and you have a chance to build an inning.”

Result: Muncy struck out.

———

Josue DePaula's presence was wasted in Game 3.

Josue DePaula’s presence was wasted in Game 3.

(Robert Gauthier/Los Angeles Times)

Situation: After Muncy, Ohtani walks to load the bases, and Will Smith follows with a two-run double to give the Dodgers a 2-1 lead. With the right-handed Rojas due up, Roberts opts for the left-handed Josue De Paula as a pinch-hitter. Brewers manager Pat Murphy promptly replaces Uribe with left-hander DL Hall, who had been warming up. Roberts counters with the right-handed Kiké Hernández.

Roberts: “It’s a decision: Do I want Uribe facing Rojas? Then I chose De Paula, and they made the move. At that point in time, I felt we had the matchup advantage with Kiké. … For me, all the experience that Kiké’s had, I feel very confident with Kiké taking a bat with a guy on second and third, infield in.”

Result: Hernandez struck out, and so did Edman. The inning was over, and the Dodgers would not advance another man past first base the rest of the evening. The Dodgers could have used De Paula to bat against right-handed closer Trevor Megill in the ninth inning, but Roberts had already burned him.

Murphy said Uribe was coming out after Smith’s double no matter what — at that point, Uribe had thrown six strikes and 14 balls — so Roberts could have saved De Paula had he waited to see what Murphy would do.

———

Situation: Blake Snell has retired 14 consecutive batters entering the seventh inning, with the Dodgers leading, 2-1. It’s the first time the left-handed Snell has pitched beyond the sixth inning this season, with the right-handed Andrew Vaughn leading off and the left-handed Jake Bauers and Garrett Mitchell to follow. Evan Phillips is warming up in the Dodgers bullpen.

Roberts: “His stuff was really good. I don’t think they were seeing him well. I was trying to get him three more hitters. We had Evan for that fourth hitter.”

Result: Vaughn walks, on six pitches. Bauers homers, on 11 pitches. The Brewers have the lead, 3-2.

Roberts: “Hasn’t given up a homer all year, but it just — it’s baseball. For me, I felt good with where Blake’s stuff was at. You’ve got to give Bauers credit.”

Situation: By that time, Snell is at 99 pitches, two shy of his season high, after the exhausting battles with Vaughn and Bauers. Roberts sticks to his plan: Snell for Mitchell, then Phillips for the right-handed Cooper Pratt.

Result: Mitchell homers, giving the Brewers a 4-2 lead. Hall and Megill combine for 3 1/3 innings of scoreless relief, and the Dodgers are one defeat from winter vacation.

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The ambiguous opening shot of ‘Fjord,’ explained

“We’re all hiding a little bit of our personality inside,” says director Cristian Mungiu of the characters in “Fjord,” a searing drama inspired by real Norwegian child welfare cases. “The film speaks about a limit of intimacy, after which you will need to make a choice not knowing precisely what happens. This is why I wanted the film to start at the end of a conversation in which you don’t really know what kind of punishments exist in this family.” Lighting and shallow focus deepen the uncertainty of a mother (Renate Reinsve) comforting her daughter (Vanessa Ceban) and a father (Sebastian Stan) waiting to have his say: “You need to admit when you’re wrong.” “You see the role of a mother who tries to play this more empathic part, while the father is the one playing the role of the educator who imposes his rules,” Mungiu says. “This shot speaks about our way of storytelling and designing everything to be ambiguous enough about their relationship. At the same time, this also speaks about a theme in the film: this idea that there isn’t anything like right and wrong and the truth. And we all believe that the truth belongs to us. And this is the problem.”

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Bosnia general election 2026 explained in maps and charts | Elections News

Bosnians are heading to the polls to choose the next government at all three of the state, entity and canton levels. It may seem complicated, but for a country divided into two entities – the Federation of Bosnia and Herzegovina and Republika Srpska, along with Brcko District – this is nothing new.

When do Bosnia’s elections take place?

The general elections are scheduled for Sunday, October 4. More than 3.4 million people are eligible to vote.

INTERACTIVE - Bosnia elections voting at a glance-1790942758
[Al Jazeera]

What’s different about this election?

This year, new election technology will be used. Voters will be identified using biometric devices, while ballot papers will be scanned rather than simply placed in ballot boxes.

The use of scanners, however, does not mean voting will be fully electronic. Votes will still be cast and recorded on paper, but verification and counting should be faster and more transparent, while voter identification should be more accurate.

Who is running for the Presidency?

Candidates for the Bosniak representative include current Presidency member Denis Becirovic of the Social Democratic Party (SDP), Bakir Izetbegovic of the Party of Democratic Action (SDA), Semir Efendic of the Party for Bosnia and Herzegovina (Stranka za BiH), and Fahrudin Radoncic of the Union for a Better Future of BiH (SBB).

Izetbegovic, the president of the centre-right SDA, the biggest Bosniak party in the country, is running for his third term after being defeated by Becirovic in 2022.

Three candidates will run for the Croat seat in the Presidency: Darijana Filipovic of the Croatian Democratic Union of Bosnia and Herzegovina (HDZ BiH), Slaven Kovacevic of the Democratic Front (DF), and Zdenko Lucic, a candidate supported by a coalition of five Croat parties.

The current Serb member of the Presidency, Zeljka Cvijanovic from the right-wing Alliance of Independent Social Democrats (SNSD), is running for a second term. During her term on the country’s top state body, which began in November 2022, just a few months after Russia’s war in Ukraine started, she maintained close and continuous cooperation with Russia and its president, Vladimir Putin.

SNSD is led by Milorad Dodik, the former president of Republika Srpska, best known for his separatist moves and for challenging the Constitution of Bosnia and Herzegovina and the decisions of former High Representative Christian Schmidt.

Cvijanovic will face Marinko Bozovic of the Serb Democratic Party (SDS) and Nebojsa Vukanovic of the List for Justice and Order.

INTERACTIVE - Bosnia elections main candidates-1790942816
[Al Jazeera]

Who else is on the ballot?

Voters will be choosing representatives for 14 governments, as well as members of the country’s three-member Presidency.

Each entity has its own president, assembly, prime minister and ministers. The Federation of Bosnia and Herzegovina is further divided into 10 cantons, each with its own government.

For all this to happen, the Central Election Commission (CIK), the main body responsible for overseeing the voting process, earlier said that 75 political parties and four independent candidates were registered and eligible to participate.

How are Presidency members chosen?

When registered voters go to the polls, they do not elect one president, but choose one of three members of the country’s collective head of state. They are the representatives of the three constituent peoples – Bosniaks, Croats and Serbs.

The Bosniak and Croat members are elected from the Federation of Bosnia and Herzegovina, while the Serb member is elected from Republika Srpska.

This is because the majority of Bosniaks and Croats live in the Federation, while most Serbs live in Republika Srpska.

The election of the Croat member has weighed on Bosniak-Croat relations for years and has often been used as a reason for political blockades.

Parties gathered around the centre-right Croatian Democratic Union of Bosnia and Herzegovina (HDZ BiH) are demanding changes to the Election Law, saying they want to prevent Bosniak voters from influencing the election of the Croat member of the Presidency.

But that would also require changes to the Constitution, which allows all citizens in the Federation to choose whether they want to vote for the Bosniak or the Croat member.

INTERACTIVE - Bosnia elections how the presidency rotates-1790942846
[Al Jazeera]

What about citizens who live outside their constituent group’s voting area?

A Serb living in the Federation, or a Bosniak or Croat living in Republika Srpska, who wants to run would not be able to do so, nor can they vote for those they consider to be their own representatives.

That is one of the many paradoxes of Bosnia and Herzegovina’s electoral system.

How is the state-level government chosen?

Citizens elect representatives to the Parliamentary Assembly, which consists of two houses.

Forty-two representatives will be elected to the House of Representatives.

Two-thirds are directly elected from the Federation of Bosnia and Herzegovina, and one-third from Republika Srpska.

A quorum consists of a majority of all members elected to the House of Representatives.

The second chamber – the House of Peoples – has 15 delegates and is elected indirectly through the institutions. It consists of Bosniaks, Croats and Serbs – five from each group.

What happens with the entities?

The election of entity-level authorities works somewhat differently.

In Republika Srpska, citizens directly elect the National Assembly, as well as the entity president and vice presidents.

They do not directly elect the government – it is confirmed by the National Assembly.

In the Federation of Bosnia and Herzegovina, citizens directly elect the House of Representatives of the Federation Parliament and the cantonal assemblies.

Those cantonal assemblies then elect delegates to the Federation’s House of Peoples.

The president of the Federation, the entity government and the cantonal governments are formed after the elections, through parliamentary majorities and political agreements.

Why is it a challenge to form the government?

It is difficult not only because the electoral system is complex, but also because of the lack of agreement among representatives of the three different ethnic communities.

Frequent blockades and obstruction make decision-making difficult at all levels, even though many politicians invoke the politics of compromise.

Elections in Bosnia and Herzegovina, therefore, are not only about who wins, but about whether a system designed to represent everyone can serve its citizens.

Why are the elections important?

New election technologies might reduce potential fraud, but much more will be needed for the country’s path towards the European Union.

The outcome of the election could unblock, or further slow down, the adoption of key laws needed for the country’s progress towards EU membership.

The EU granted Bosnia and Herzegovina candidate status in December 2022 and opened accession negotiations in 2024.

However, the country’s progress has since been assessed as very limited and slowed by political blockades.

These elections will also be a test for the ruling coalition, which promised to focus on social and economic issues amid the rising cost of living.

When are the results?

The first preliminary results are traditionally published by CIK late on election night, on October 4, and are updated every few hours.

In the days after the elections, CIK gradually enters votes from the remaining polling stations, mobile voting teams, as well as ballots received by mail and from diplomatic and consular missions.

The official results will be known no later than November 20.

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Matt Tebbutt’s BBC show absence explained in Saturday Kitchen Live shake-up

Saturday Kitchen Live underwent a huge schedule shake-up during the latest episode of the BBC One cooking show

Saturday Kitchen Live saw a new presenter on today’s episode.

The hit BBC One cooking show was back with a new instalment, welcoming chefs Jamie Oliver, Gennaro Contaldo and Julie Lin, as well as Stranger Things actor Gaten Matarazzo, in the studio.

However, viewers expecting host Matt Tebbutt got a surprise to see the presenter absent and instead Donal Skehan in presenting duties.

Addressing Matt’s, 52, absence, Donal, 40, said: “Welcome to the show, Matt is away, so Donal can play!”

It appears that Matt is busy on another project as he posted updates to his Instagram Story about working on The Go To Food Podcast, writing: “Did a fun thing with these two smashers! Coming soooooonnn!”

Prior to Saturday Kitchen Live airing, BBC Breakfast spoke to Donal to hear what the show had coming up, where Naga Munchetty spoke about Matt’s absence.

Naga, 51, said: “Donal! Good morning to you!” with Donal responding: “Good morning, Naga, this might be a nice little palate cleanser for you. You know, no Matt this week, but I’m here!”

With Naga joking: “Well, yeah, this is definitely a palate cleanser, in terms of no Matt!” the BBC Breakfast host then put Donal on the spot, asking if anyone had ever told him his recipe hadn’t worked after releasing an impressive 13 cook books.

A shocked Donal responded: “Never. Why?” with Naga admitting: “Because I don’t think… I don’t think they’re always accurate. Especially when it, you know, comes to time and whatever. What do you think?”

With Donal replying: “Naga! Well, I think you’re completely wrong, firstly, and we have Jamie Oliver in the house to prove you wrong, because we’re going to do 20 minutes of straight-through cooking, showing you can make anything delicious in no time at all!

“So, er, my cookbooks aren’t tested like that, but Jamie’s are, and we’re going to… we’re going to do great things, and hopefully prove you wrong.”

Donal then quipped: “I thought you were going to be nice to me after Matt’s out of the seat!” with Naga joking in response: “That was nice!”

Saturday Kitchen Live continues on BBC One and BBC iPlayer

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