data

Synthetic Data & Agentic AI in Banking: Banks Send in the Clones

Banks are testing products on fake customers. It’s faster, cheaper, and ethically murky.

Financial institutions are quietly substituting real customers with algorithmic clones to bypass stringent data privacy laws and speed up time-to-market. 

Testing a new credit card or AI investment app traditionally takes months of vetting. For bank product developers, the synthetic consumer, who never sleeps or complains to regulators, and costs fractions of a penny to interview, represents a faster, highly attractive alternative, prompting adoption across the industry.

U.S. Bank deploys synthetic audiences to model consumer segments, such as high-net-worth households, and test messaging and refine campaigns before launch. Regulatory sandboxes encourage this practice to keep pace with AI-driven fintech. Barclays, Lloyds Banking Group, and UBS are part of the UK FCA’s AI Live Testing initiative, utilizing advanced AI systems to test products and simulate market stressors.

NatWest, Monzo, and Santander, meanwhile, explore synthetic data ecosystems to train AI models, while JPMorgan Chase generates synthetic financial data to simulate market behaviors for risk management and product design.

Adoption Accelerates, Zero Governance

Industry experts warn that the true challenge is balancing the speed of agentic AI with the need for strong governance.

“Most banking leaders believe agentic AI can move faster if governance weren’t perceived as a constraint. But in practice, governance is what makes these systems deployable at scale. A critical part of that is robust testing against representative ground truth, and synthetic data provides a powerful proxy that enables banks to stress-test products against rare scenarios and edge cases,” said Mudit Gupta, EY Americas Financial Services Consulting AI Practice Leader.

“The trade-off,” he added, “is privacy: synthetic data is often treated as inherently safe when it can still leak sensitive signals through inference and linkage risks. It can also replicate and scale historical biases, embedding them behind a layer of abstraction that makes them harder to detect, audit, and challenge—turning a governance shortcut into a long-term ethical exposure.”

Ultimately, the rush to deploy synthetic consumers offers undeniable speed, but the industry must quickly confront whether these powerful proxies—if not rigorously governed—will fulfill their purpose as a testing shortcut or simply institutionalize Wall Street’s next major ethical crisis.

This article appears in the June 2026 issue of Global Finance Magazine.

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Newsom’s stance on controversial data centers will be tested. Again.

Gov. Gavin Newsom vetoed legislation to require proposed data centers to provide estimates of their water usage last year, saying he was “reluctant to impose rigid reporting requirements” without understanding the impact on businesses and consumers.

Opposition to the mammoth tech hubs and their massive thirst of water, power and land has only escalated throughout the state and nation ever since. In just a matter of months, Newsom again could find himself in the political crosshairs.

Several bills to regulate the facilities and increase public transparency on their impacts are progressing in the California Legislature, which could create a conundrum for a governor who has long aligned with the tech industry but also paints himself as an environmental and social justice advocate.

“I think the governor is in a fragile position,” said Megan Mullin, a public policy professor at UCLA. “Tech has been a long backer of his, but at the same time there is this growing national outcry against data centers.”

Data centers have existed for decades but are rapidly expanding due to the worldwide boom in artificial intelligence. The newer centers built to power AI are far larger than their original counterparts and require immense amounts of water and energy.

The facilities also contribute to fossil fuel emissions, with Cornell University researchers estimating last year that AI growth could add 24 to 44 million metric tons of carbon dioxide to the atmosphere annually by 2030. Fossil fuel emissions are drivers of climate change and linked to a range of health conditions, including asthma, various cancers and birth defects.

Environmental Protection Agency Administrator Lee Zeldin announced last week that the Trump administration will not set national environmental requirements or recommendations for the data center industry, leaving it to state lawmakers to determine best policies.

Thad Kousser, a political science professor at UC San Diego, said the nation will likely look to the Golden State for guidance.

“California’s laws will create a national model,” he said. “We’re the home of Silicon Valley and we’re just a massive state — the way we regulate data centers will set the tone.”

The political landscape around data centers has since changed since Newsom’s veto in October, said Dan Schnur, a political science professor who teaches at UC Berkeley and USC.

“No one should assume he will automatically act in the same way,” Schnur said. “Newsom is an incredibly savvy politician so he is clearly aware that voters are a lot more upset or concerned about data centers than they were a year ago.”

A Gallup poll released last month found 7 out of 10 Americans oppose data centers being built in their area.

The facilities can create thousands of jobs for construction workers and generate significant revenue for local governments due to sales and property taxes. The artificial intelligence they power is also — at least temporarily — boosting the stock market, leading to more tax dollars for California.

But residents who live near hyperscale centers have expressed outrage over a range of issues, including health impacts, spiking utility bills, constant noise, dropping water pressure and concerns about potentially losing their land through eminent domain. Meanwhile, community meetings about data centers are growing contentious, with police arresting a farmer in Oklahoma, three women in Wisconsin and a man in California.

Earlier this month, residents of Monterey Park voted overwhelmingly to ban data centers, making the San Gabriel Valley city the first in the nation to do so by public vote.

“Six months ago, politicians of both parties were falling all over each other to bring data centers into their states,” Schnur said. “Now that the public backlash has erupted, they are working just as hard to distance themselves from these projects.”

With Newsom eyeing a presidential bid in 2028, he might be reluctant to brand himself as a defender of an increasingly unpopular industry.

But Schnur said the governor likely also has concerns about angering one of his biggest backers.

“The tech community is a critical part of Newsom’s donor base, so he has to keep fundraising in mind when he makes these decisions,” Schnur said.

A spokesperson for the governor’s office declined to comment on data centers or pending legislation.

Newsom, during an interview at a Center for American Progress conference in May, said the concern that data centers may drive up electricity costs for Californians is a “legit issue,” but not the main one.

“The tech genie is not going to go back in the bottle,” Newsom said. “Just saying that you should not or cannot build a data center is not going to slow this technology down. What can be, will be. Nature of technology. And so we just have to steer it and not make the mistakes we made with social media.”

Among the measures in the Legislature are two bills from Sen. Steve Padilla (D-San Diego). SB 886 would create a corporate tariff to cover the cost of data center-related grid upgrades. SB 887 would ban data centers from receiving ministerial exemptions from the California Environmental Quality Act, known as CEQA.

Neither bill picked up support from Republicans, but both cleared the Senate and were recently referred to the Assembly Utilities and Energy Committee.

Padilla represents Imperial County, a farming community near the border of Mexico where plans for a 950,000squarefoot data center face fierce opposition from residents. The county exempted the proposal from CEQA, which requires projects to undergo an extensive state environmental review before breaking ground.

The city of Imperial sued the county earlier this year, arguing the project should not have received an exemption. The San Diego Chapter of the Sierra Club joined the lawsuit last month. The county board of supervisors last week approved a 45-day moratorium on all new data centers to allow the county to evaluate proposed data center development.

Two other data center-related bills recently passed the Assembly, each picking up support from a few Republicans. They now await action from the Senate.

AB 2619 from Assemblymember Diane Papan (D-San Mateo) would require data center owners to provide an estimate under penalty of perjury about expected water usage and sources before applying for a business license. AB 1577 from Assemblymember Rebecca Bauer-Kahan (D-Orinda) would require data center owners to submit monthly information to a state commission about water and fuel consumption.

Ben Green, an assistant public policy professor at the University of Michigan who is researching how data centers impact communities, said reporting requirements are a “bare minimum” type of regulation, making it especially noteworthy that Newsom vetoed a similar measure last year.

For comparison, several states are weighing more restrictive bills — New York recently sent legislation to the governor’s desk that would enact a one-year moratorium.

“It seems that there was a ton of lobbying pressure that he was getting,” Green said. “The tech industry doesn’t want to have any restrictions.”

Green said data centers could be a hot topic in upcoming elections, as Americans on both sides of the aisle are expressing valid concerns.

“There’s not an easy fix for getting the public on board with data centers because their critiques are grounded in reality,” he said. “This is not just some sort of reactionary NIMBY-ism or pearl clutching.”

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Hotel guests’ urgent warning as 6-month cyberattack on major chain shares booking data

The chain confirmed information exposed in the breach includes ‘certain guests names, email addresses, telephone numbers, and/or home addresses, along with other reservation details’

Hotel guests have been warned to watch out for convincing scam messages after a data breach at a major hotel chain. Data including personal details of people booked to stay at one of the chain hotels was exposed over a six month period.

BWH Hotels, the parent company for WorldHotels, Best Western Hotels & Resorts, and Sure Hotels notified customers of the breach in an email when it said “certain guests’ names, email addresses, telephone numbers, and/or home addresses, along with other reservation details” had been accessed between October 14, 2025 and April 22. It added: “Importantly, payment and other financial information was not stored in the affected system and therefore was not accessed.”

It confirmed the firm had taken action to stop the unauthorised access and that it was also taking steps to strengthen safeguards to stop any further breaches. And they urged any affected customers to take steps to ensure any scammers did not take advantage of them, warning them to be extra vigilant about unexpected emails, texts, WhatsApp messages or calls referencing hotel stays.

Now privacy experts have warned the concern is not only what was stolen, but how that information could be used next. Hotel booking data can make follow-up scams look far more believable because criminals may be able to reference real stays, dates, locations or reservation numbers.

Peter Nguyen, a privacy expert from Protect My Data, says travellers should not dismiss this kind of breach just because payment details were not exposed. “A hotel reservation contains more useful information than people realise.

“A scammer does not always need your card number to target you. If they know your name, phone number, hotel, stay dates and booking reference, they can make a fake message look extremely convincing.

“That is the risk with travel data. It gives criminals context. Instead of sending a vague scam, they can contact you with details that feel personal and accurate.”

Nguyen says guests should be especially careful with any unexpected message claiming there is a problem with a booking, payment, refund or reservation. He warned a scammer could pretend to be from the hotel, a booking platform, customer support team or payment department.

The message may claim a card needs to be reverified, a stay could be cancelled, a refund is waiting, or extra information is needed before arrival. He said: “The most dangerous message is one that sounds helpful. It might say your booking needs confirming, your payment failed, or your refund is ready. Because it references a real hotel stay, people are more likely to click.

“If the message asks for payment, codes, logins or verification, do not engage through that message. Go directly to the hotel or booking platform yourself.”

Nguyen says WhatsApp and SMS messages are particularly risky because they feel more direct. “A text or WhatsApp message creates urgency. It feels like someone is dealing with your booking right now. That pressure makes people act faster than they would with an email.”

BWH Hotels’ own warning urged customers not to engage with suspicious communications asking for payment, codes, logins or verification, even if they reference a BWH Hotels property or an upcoming reservation.

Why reservation data is so valuable

Many people worry most about card details in a breach, but Nguyen says contact and booking information can still create serious risk. He explained: “Names, phone numbers and email addresses are the starting point for phishing. Add reservation details and the scam becomes much more targeted.”

“A criminal could send a message saying, ‘Your stay at this property on this date needs confirmation.’ That feels completely different from a generic scam email because it contains something real.”

He said postal addresses can also make scams more credible. He explained: “If a scammer has your address, they can make a fake message feel more official. They might use it in a fake invoice, refund notice, complaint response or identity check.”

Special requests may also reveal details guests did not expect to become part of a security issue. “People sometimes include personal information in hotel requests, such as accessibility needs, arrival times, family arrangements or reasons for travel. Even small details can help scammers tailor their approach.”

What guests should do now

Nguyen says anyone who has stayed with, or booked through, a BWH Hotels property during the affected period should be alert, but not panic. He added: “The first step is awareness. If you receive a message about a Best Western, WorldHotels or SureStay booking, slow down and verify it independently.”

He advised guests to avoid clicking links in unexpected messages. “Open the official hotel website yourself, use the original booking confirmation, or contact the property through a trusted number,” he said. “Do not use a number or link sent in a suspicious message.”

Guests should also be careful if they are asked to confirm personal information, he said. “A genuine hotel may need basic details to find your booking, but they should not ask for banking codes, account passwords or card security codes through an unexpected message.”

If someone has clicked a suspicious link or shared card details, Nguyen says they should contact their bank immediately. He warned: “Speed matters. If you entered payment details, call your bank straight away. If you entered a password, change it immediately, especially if you use it anywhere else.”

He also recommends securing email accounts, as email is often the route scammers use to reset other accounts. “Your email account is the front door to much of your digital life,” he said. “Use a strong, unique password and switch on two-factor authentication.”

Why this warning matters for summer travel

The breach comes as many travellers are booking summer stays, weekend breaks and last-minute trips. Nguyen says that makes hotel-related scams especially dangerous.

“Travel season gives scammers a huge advantage. People are expecting hotel messages, payment reminders and booking updates. That makes fake messages easier to hide among real ones.”

He says guests should be particularly wary of messages close to their check-in date. “A message sent shortly before a stay can create panic. If it says your room will be cancelled unless you act now, that is exactly when you need to stop.”

The safest rule, Nguyen says, is to treat unexpected booking messages as suspicious until proven otherwise. He said: “If a message knows your hotel and dates, that does not automatically make it real. It may simply mean the scammer has booking data. Do not let accurate details rush you into clicking. Verify through the official route every time.”

In its email, signed by Bill Ryan Chief Technology Officer of the hotel chain and sent last month, it said: “BWH Hotels, the parent company for WorldHotels, Best Western Hotels & Resorts, and Sure Hotels, takes the privacy and security of our guests’ personal information very seriously. We are writing to let you know that on April 22, 2026, we identified unauthorised activity in one of our web applications that houses certain guest reservation data.

“We have learned that certain guests’ names, email addresses, telephone numbers, and/or home addresses, along with other reservation details (e.g., reservation numbers, dates of stay, and any special requests) for reservations in our system were accessed by an unauthorised third‑party between October 14, 2025 and April 22, 2026, including yours. Importantly, payment and other financial information was not stored in the affected system and therefore was not accessed.

“Upon discovering the incident, we immediately took the application offline and revoked the unauthorised access. We have engaged leading external cybersecurity experts to support our incident response efforts and to assist with the further strengthening of existing safeguards.

“We advise guests to be extra vigilant when viewing any unexpected or suspicious communications about hotel stays. If you receive a suspicious communication such as an unexpected email, text, WhatsApp message, or telephone call that asks for payment, codes, logins, or “verification,” even if they reference a BWH Hotels property or an upcoming reservation, do not engage. Navigate to sites directly rather than clicking links.

As part of protecting your personal information and to prevent payments to fraudulent parties, here are some precautions you can take:

  • Stay alert for suspicious sender addresses, urgent or unexpected unsolicited requests, and strange links, especially any unexpected request for payment or personal information. Treat any suspicious request with caution. If you have a question regarding a suspicious request, please contact our customer service team
  • Scammers may create webpages that closely resemble legitimate hotel booking pages. Always review the web address before entering payment details. If a page looks unexpected or unfamiliar, stop and verify it with our customer service team before proceeding. If you entered or shared any payment (credit card) information in response to a scam, please immediately report it to your financial institution and follow security steps they recommend. If you have any questions, please contact BWH Hotels’ data protection office at dpo@bwh.com

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South Korea turns master workers’ know-how into AI data

Trade, Industry and Resources Minister Kim Jung-kwan addresses the first general congress of the Manufacturing AX Alliance at the headquarters of the Korea Chamber of Commerce and Industry in Seoul, South Korea. The government-led alliance groups businesses and organizations working for the artificial intelligence transformation of manufacturing industries. Photo by YONHAP / EPA

June 12 (Asia Today) — South Korea’s Trade Ministry is accelerating a project to convert master workers’ tacit manufacturing knowledge into artificial intelligence data as the country seeks to preserve industrial skills threatened by aging and labor shortages.

Tacit knowledge refers to experience and know-how that skilled workers often use without writing it down. In manufacturing, it can include judgment used in process optimization, quality control, welding, equipment checks and other work that depends on years of experience.

The Ministry of Trade, Industry and Energy held the fourth M.AX conference Friday at the Korea Chamber of Commerce and Industry in central Seoul. The conference focused on development and cooperation strategies for using master workers’ tacit knowledge in manufacturing AI transformation.

Officials and experts discussed how to build AI systems that can capture knowledge from industrial sites and how labor and management can cooperate in the process.

The ministry said skilled manufacturing experience is becoming a core asset in the AI era. Officials warned that if the know-how of retiring workers is lost, companies could face weaker process control, lower quality management and reduced manufacturing competitiveness.

The government is using 48 billion won, or about $31.2 million, from this year’s supplementary budget to support pilot projects for 30 manufacturing processes. The projects will build tacit knowledge datasets and develop AI models.

The ministry plans to prioritize processes with high safety risks or severe labor shortages. AI models developed through the project are also expected to be used to train new workers.

The conference included examples of AI already being applied in manufacturing. Sungwon, a stainless steel pipe maker, said it is using AI in welding work where skilled workers previously relied on visual judgment to support operators’ decision-making.

Participants said the project’s success will require data standardization, verification systems, proper compensation for workers who share their knowledge and sufficient communication with employees before implementation.

Some participants also proposed creating an advisory group of national quality masters so the project can better reflect expertise from actual manufacturing sites.

Kim Sung-yeol, head of the ministry’s industrial growth office, said the project is designed to protect South Korea’s manufacturing base.

“This project is about protecting manufacturing and manufacturing sites, which are among our core assets,” Kim said. “Because it is a project to preserve and transfer the tacit knowledge of master workers, we will do our best to help solve difficulties at manufacturing sites.”

— Reported by Asia Today; translated by UPI

© Asia Today. Unauthorized reproduction or redistribution prohibited.

Original Korean report: https://www.asiatoday.co.kr/kn/view.php?key=20260612010004392

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About 8% of the country lacked health insurance in 2025, new data shows. That could rise next year

The proportion of Americans without health insurance held steady at around 8% of the population in 2025, according to new findings from the U.S. Centers for Disease Control and Prevention.

The national survey results, released Thursday, show the all-ages uninsured rate has stayed significantly down from where it was several years ago, but the ranks of the uninsured could soon expand as the Trump administration’s sweeping changes to the health landscape begin to take hold.

Massive changes to Medicaid, the government’s safety-net health program for low-income Americans, passed into law last year could result in 10 million more uninsured individuals over a decade, according to Congressional Budget Office estimates.

And the expiration this year of certain Affordable Care Act subsidies — which had offset premium costs — is also contributing to reduced participation in marketplace health programs. Around 5 million fewer people are expected to enroll in those plans in 2026 compared with 2025, according to the healthcare research nonprofit KFF.

The government has multiple programs for tracking Americans’ insurance status, which can give different numbers depending on factors like timing and question wording. Many researchers consider the U.S. Census Bureau to be “the official scorekeeper,” said David Howard, an Emory University health policy and management professor.

But the CDC survey results tracks closely with that, and they offer the first complete data for all of 2025 — the first year of President Trump’s second term in office.

The Trump administration has sought to expand access to low-premium catastrophic health insurance plans and lower drug prices for Americans who don’t have health insurance. It has also suggested that projected insurance enrollment declines indicate a drop-off of fraudulent and ineligible enrollees, rather than eligible Americans.

Although the share of insured and uninsured stayed roughly the same in 2025 as the year before, the number of uninsured grew by about 800,000 — 300,000 of them children. The growth of the overall U.S. population helps explain that.

The survey results also suggest a possible increased insured rate among Hispanic Americans. But that may in part reflect the effects of the Trump administration’s immigration crackdown, if uninsured members of that group left the country, Howard said.

Most Americans 65 and older have health insurance through the federal Medicare program. It’s different for younger Americans, many of whom are covered through a patchwork of public and private insurance programs.

The percentage of Americans under 65 who were uninsured rose in the 1980s, 1990s and early 2000s — from 12% in 1980 to more than 18% in 2010. It fell following passage of the Affordable Care Act in 2010, which expanded Medicaid programs and enacted measures to make affordable health insurance available to more people.

By 2016 it dropped nearly to 10%, before rising to 11 to 12% during Trump’s first administration, according to historical survey data from the CDC’s National Center for Health Statistics.

The COVID-19 pandemic saw the rate of uninsured fall again, as a result of government policies put in place to preserve coverage as people faced disruptions related to the pandemic. The rate hit an all-time low in 2023, falling below 9%.

It’s not clear yet how big the increase in uninsured Americans will be this year, but experts agree it will likely rise in the coming years as a result of changes to the Affordable Care Act and Medicaid.

“The decisions being made now — in Congress, state legislatures and state Medicaid agencies — will determine what happens next,” Nancy Brown, chief executive officer of the American Heart Association, said in a statement Thursday.

“Policymakers should act immediately to protect and expand access to affordable coverage, strengthen Medicaid and maintain pathways that make coverage and care accessible,” she said. “Without deliberate action, including reversing dramatic cuts to coverage, uninsured rates will continue to rise, putting quality health care further out of reach.”

Stobbe and Swenson write for the Associated Press.

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LS Electric chairman urges push into U.S. data center market

An
image made with a drone shows an Amazon Web Services (AWS) data center in
Ashburn, Virginia, USA. Photo by JIM LO SCALZO / EPA

May 22 (Asia Today) — LS Electric Chairman Koo Ja-kyun called for stronger quality and delivery competitiveness as the South Korean company seeks to expand in the North American data center power infrastructure market.

Koo recently visited LS Electric’s Cheongju plant, a key production base for power equipment used in North American data centers, the company said Friday.

During the visit, Koo inspected switchgear production lines, the smart factory system and high-voltage circuit breaker lines.

“The U.S.-centered data center market does not allow even the slightest error in next-generation power grid fields such as direct current distribution,” Koo said. “Top-level high-end quality and flawless delivery capability are essential.”

He said the company should go beyond merely meeting customer standards.

“We must secure competitiveness strong enough to overwhelm global partners based on our smart manufacturing capabilities,” Koo said.

Industry officials say the expansion of artificial intelligence data centers has pushed the power infrastructure market into a “power supercycle,” driving demand for high-end power solutions such as high-voltage distribution equipment and circuit breakers.

Koo also called for early investment and technological innovation.

“The global power market is facing a major transition,” he said. “If we remain complacent, we will fall behind. Bold innovation that breaks through limits is necessary.”

— Reported by Asia Today; translated by UPI

© Asia Today. Unauthorized reproduction or redistribution prohibited.

Original Korean report: https://www.asiatoday.co.kr/kn/view.php?key=20260522010006606

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Alx Oncology outlines interim ASPEN-09 data from ~80 patients by mid-2027 as CD47-high cohort shows 22-month median PFS (NASDAQ:ALXO)

Earnings Call Insights: ALX Oncology (ALXO) Q1 2026

Management view

Seeking Alpha’s Disclaimer: This article was automatically generated by an AI tool based on content available on the Seeking Alpha website, and has not been curated or reviewed by humans. Due to inherent limitations in using AI-based tools, the accuracy, completeness, or timeliness of such articles cannot be guaranteed. This article is intended for informational purposes only. Seeking Alpha does not take account of your objectives or your financial situation and does not offer any personalized investment advice. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank.

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Holidaymakers worry about mobile data usage abroad & are shocked by roaming fees

SIX in ten Brits say free roaming is their top priority when choosing a phone plan – with a third being stung by additional fees.

A study of 2,000 adults revealed of the 34 per cent who had been charged, 22 per cent had to fork out £50 or more extra from a single trip – with 1.5 million travellers facing bills of over £100.

Harry Redknapp has partnered with iD Mobile to showcase the network’s inclusive Roaming available in 50 destinations worldwide Credit: Will Ireland/PinPep
iD Mobile is a British mobile virtual network operator using the Three network Credit: Will Ireland/PinPep

Nearly a quarter (24 per cent) admitted they had no idea different charges applied to varying countries in Europe.

Almost half (48 per cent) who were hit with surprise additional costs due to roaming said it had negatively affected their holiday as a result.

The research was commissioned by iD Mobile, which has teamed up with the former King of the Jungle and I’m a Celebrity… South Africa returnee, Harry Redknapp, to beat the sting of holiday bill shock.

A spokesperson for the network provider, which offers inclusive roaming as standard in 50 European destinations, said: “Being hit with a huge roaming bill when you return home is genuinely frustrating.

MAKING WAVES

UK’s biggest aquapark is reopening this week – and is getting a new 39ft slide


GROUNDED

UK airline goes into liquidation after 3 years due to fuel crisis & rising costs

1.5 million travellers face bills of over £100 when they use their phone abroad Credit: Will Ireland/PinPep
A majority of Brits said that they do not understand how charges are calculated on their phone plan Credit: Will Ireland/PinPep

“Our research shows just how many people are unsure about roaming charges, how they work, and where they apply.”

The study also found, of those who have been charged with unexpected roaming fees, 90 per cent were shocked by the amount.

Meanwhile 54 per cent said they do not understand how such charges are calculated on their current mobile phone plan, including what they are charged for calls, texts and data when abroad.

Over a quarter (28 per cent) said they did not understand what mobile roaming is and how the charges would work when travelling abroad.

When using their phone abroad, 42 per cent said it left them feeling anxious, regularly checking their usage (29 per cent) or actively limiting what they do to avoid unexpected costs (13 per cent).

Tactics to avoid unexpected fees included switching off mobile data entirely (40 per cent) and not sending photos or videos to family and friends (20 per cent).

The study also found 30 per cent felt disconnected from friends and family while on holiday abroad, according to OnePoll.com figures.

In a bid to stay connected, for 21 per cent, finding Wi-Fi would be the first thing they would do.

ATM withdrawal or foreign transaction card fees were the most unexpected costs (25 per cent), as well as hotel extras for pool towels, Wi-Fi and safe hire (16 per cent).

A spokesperson for iD Mobile, which partnered with Harry Redknapp for a campaign video which features the football star fighting the sting of roaming bills with his ‘Roaming Sting Repellent’, added: “People feel it when it comes to using their phones abroad.

“Many travellers don’t know what’s included in their phone plan, or when charges might apply, until they’re already away.

“That confusion is clearly influencing how people behave on holiday, with some cutting back on phone use entirely to avoid the risk of unexpected costs.

“No one should have to worry about being stung by their phone bill while trying to enjoy a well-earned break.”

TOP 10 HIDDEN HOLIDAY COSTS:

1.        ATM withdrawal or foreign transaction card fees
2.        Hotel or resort extras (e.g. pool towels, Wi-Fi, safe hire)
3.        Data roaming charges
4.        Baggage or hold luggage fees
5.        Charges for calling or texting friends/family at home
6.        Airline seat selection charges
7.        Car hire add-ons
8.        Mini-bar or in-room charges
9.        Airport parking
10.      Airport transfers

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Maine Gov. Janet Mills vetoes bill pausing AI data center development

Maine Gov. Janet Mills on Friday vetoed a bill that would have paused construction of artificial intelligence data centers in the state because lawmakers in the Maine legislature refused a carve-out to the pause for an already in progress project there. File Photo CJ Gunther/EPA

April 24 (UPI) — Maine Gov. Janet Mills on Friday vetoed a bill that would have paused artificial intelligence data center construction in the state for 18 months.

Mills said she decided to veto it because it would have potentially harmed a permitted and in progress data center expected to create hundreds of jobs, both for construction and once the center opens.

The project, a $550 million data center in Jay, Maine, is a multi-year effort to redevelop the former Androscoggin Mill, which was damaged in a 2020 boiler explosion and then closed in 2023, took with it hundreds of jobs and 22% of the town’s tax revenue.

The bill would have been the first in the country restricting or slowing the spread of large-scale data centers required for power-hungry AI systems, which have driven up the cost of both electricity and water for residents living near them, NBC News and Politico reported.

“A moratorium is appropriate given the impacts of massive data centers in other states on the environment and electricity rates,” Mills said in a press release.

“But the final version of this bill fails to allow for a specific project in the Town of Jay that enjoys strong local support from its host community and region,” she said.

There are more than 5,000 data centers in the United States — more than any country in the world — and that number has grown significantly in the last four years as artificial intelligence has become a focus the tech industry.

While many state and local leaders have started to respond to concerns among residents about the huge amounts of electricity needed to power AI data centers and the huge amounts of water needed to keep them cool, as have some members of Congress.

As states have contemplated increased regulation and scrutiny from tech and AI companies, President Donald Trump at the same time has worked to keep the cuffs of tech companies because they “must be free to innovate without cumbersome regulation,” he said in December.

“Excessive state regulation thwarts this imperative,” Trump said in an executive order meant to prevent states from creating new regulations.

Mills said she worked with Maine’s legislature to carve out an exemption for the data center in Jay but was unsuccessful, so she vetoed the law.

The development in Jay, she said, is under contract and permitted, and is expected to create 800 construction jobs, more than 100 high-paying permanent jobs and “substantial tax revenue” for the Town of Jay.

In a letter informing the legislature that she planned to veto the bill, Mills said she plans to issue an executive order to establish a council to study the impacts — real and potential — of data centers in Maine.

“I believe it necessary and important to examine and plan for the potential impacts of large-scale data centers in Maine, as the use of artificial intelligence becomes more widespread,” Mills said.

“Given the serious conversations about data centers here and around the country, I believe this work should commence without delay,” she told legislators.

President Donald Trump speaks during a Health Care Affordability event in the Oval Office at the White House on Thursday. Trump announced announced a new drug price deal with Regeneron. Photo by Will Oliver/UPI | License Photo

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Newspaper headlines: ‘Stop sharing data with China’ and ‘Shoot and kill’

"Foreign Office shuts unit tracking potential law breaches by Israel" reads the headline on the front page of the Guardian.

The Foreign Office has shut a unit tracking potential law breaches by Israel in Gaza because of cuts, reports the Guardian. It also carries the Biobank data breach story, saying it was found for sale on “three separate listings last week”. Elsewhere, a civil servant tasked with compiling documents for Lord Mandelson’s appointment to be UK ambassador in the US said she had not been given files relating to his security vetting. And a photo of a group of women mourning and carrying red posters of the journalist Amal Khalil, who was killed in an Israeli strike in Lebanon, is splashed.

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Hair dryer trick behind €25,000 win? France probes potential weather data scam linked to Polymarket

Published on

Météo-France has initiated an inquiry to determine whether the meteorological infrastructure managed by them was targeted by individuals seeking to influence prediction markets.


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This development follows reports of highly unusual temperature spikes that triggered significant financial payouts on the blockchain-based site Polymarket, where users place wagers on real-world events.

Investigators are examining if the integrity of the national weather network was breached through physical or digital interference, as the precision of the winning bets suggests the actors involved may have had direct control over the reported data.

Online rumors, which remain unverified for the time being, claim the temperature reading was manipulated by someone using a hair dryer to generate a higher temperature.

Polymarket reportedly settles Paris temperature bets on a single Météo-France sensor sitting near the Charles de Gaulle airport perimeter.

On 6 April, the reading from the sensor abruptly rose 4°C in twelve minutes, crossing the 22°C threshold despite data from other sources showing different figures.

A user on Polymarket aggressively bet on readings above 21°C on that specific day, even though the consensus was lower at 18°C, and profited almost €30,000.

A second similar anomaly occurred on 19 April leading to suspicions that the sensor was tampered with.

Météo-France announced that it has filed a complaint with the Roissy air transport gendarmerie brigade “for [the] alteration of the operation of an automated data processing system,” after an analysis of sensor data.

Polymarket suspended its reliance on the compromised weather data source for Paris, shifting its resolution metric from the sensor in Charles de Gaulle airport to the one in Paris-Le Bourget airport.

However, it did not cancel the contracts or refund the bets, leaving the resolved contracts final, even though on previous occasions it has suspended the resolution of certain bets until further clarification on the rules and circumstances.

Decentralised ‘oracles’ and prediction markets

This incident has reignited the debate over the reliability of the “oracles” that feed data to prediction markets in order to settle bets.

In decentralised finance, an oracle is the mechanism that feeds external, real-world information into a smart contract to determine a financial outcome.

Polymarket relies on these feeds to settle its contracts, often pulling data directly from official government websites. If the primary source of that data is corrupted, the betting market lacks any internal mechanism to verify the truth.

Additionally, the decentralised nature of these platforms makes it difficult to freeze assets even if an investigation identifies the individuals behind suspicious trades.

This is the latest case that highlights a new frontier of white-collar crime, where the manipulation of the physical world is used to exploit the vulnerabilities of automated prediction markets in order to win bets on real-world events.

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Childbirths grow at record high pace in Feb.: data

The number of babies born in South Korea rose at a record high pace in February of this year, government data showed Wednesday. In this photo, taken Wednesday, a nurse looks after newborns at a hospital in Goyang. Photo by Yonhap

The number of babies born rose at a record high pace in February of this year, driven largely by an increase in childbirths by women in their 30s, government data showed Wednesday.

A total of 22,898 babies were born during the month, up a solid 13.6 percent from the same period a year earlier, according to findings by the Ministry of Data and Statistics.

The figure was the highest for the month since 2019, when 25,710 babies were born, and the growth pace was also the highest for any February since record keeping began in 1981, the ministry said

The number of newborns has been on an upward trend since July 2024.

The country’s total fertility rate, the average number of children a woman is expected to have in her lifetime, rose 0.1 from a year earlier to 0.93 in February.

The ministry said the recent rise in births was mainly led by women in their 30s, with the number of births per 1,000 women in their early 30s rising by 9.1 to 86.1 and the corresponding tally for women in their late 30s increasing by 9.2 to 61.5.

The number of births per 1,000 women in their late 20s only rose by 1.6 to 23.9.

The number of marriages in February declined 4.2 percent on-year to 18,557, turning lower after 22 straight months of increase, on the fewer number of working days due to the extended Lunar New Year holiday.

The number of divorces went down 15.6 percent on-year to 6,197 in the cited month, the data showed.

Meanwhile, the number of deaths dropped by 3.5 percent from a year earlier to 29,172, resulting in a natural population decline of 6,275.

Copyright (c) Yonhap News Agency prohibits its content from being redistributed or reprinted without consent, and forbids the content from being learned and used by artificial intelligence systems.

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US judge blocks Justice Department bid to seize voter data in Rhode Island | Donald Trump News

Ruling is latest loss for Trump administration, which has sought access to state voter data ahead of the US midterms.

A federal judge in the United States has dismissed a Department of Justice lawsuit seeking to access voter data from Rhode Island.

The decision on Friday was the latest loss for the administration of President Donald Trump, which has sought to access voter data in dozens of states across the country.

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In the ruling, US District Court Judge Mary McElroy sided with election officials and civil rights groups, writing that the Justice Department does not have the authority “to conduct the kind of fishing expedition it seeks here”.

Rhode Island Secretary of State Gregg Amore praised the ruling in a statement afterwards.

“The executive branch seems to have no problem taking actions that are clear Constitutional overreaches, regularly meddling in responsibilities that are the rights of the states,” Amore wrote.

“But the power of our democratic republic, built on three, coequal branches of government, is clearer than ever before.”

The Justice Department has sued at least 30 states for their voter information, maintaining it needs the information to secure election security. State officials have said that turning over the data raises an array of privacy concerns.

Under the US Constitution, state officials administer elections. Only Congress can pass laws related to how states oversee voting.

But Trump has sought to transform election administration, claiming that voting has been marred by widespread fraud.

In particular, Trump has continued to maintain that the 2020 election, in which he lost to former President Joe Biden, was “stolen”.

No evidence has ever been put forward to support the claims.

Federal judges have rejected attempts in California, Massachusetts, Michigan and Oregon to force the states to hand over voter files to the federal government. At least 12 states, however, have willingly provided or pledged to provide voter information to the Trump administration.

The push for voter information is one of several actions that have raised concerns over how the Trump administration will approach the midterm elections in November, which will decide the makeup of the US Congress.

He is currently calling on Republicans to pass the so-called SAVE America Act, a bill that would create higher documentation standards for voters to prove their citizenship when registering to vote and casting ballots.

The majority of Republican lawmakers have embraced Trump’s claim that the law is needed to prevent non-citizens from registering to vote, despite studies showing that instances of voter fraud are glancingly rare.

Critics say the measure would risk disenfranchising millions of voters, particularly those who have legally changed their names, which is a common practice in US marriages.

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