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In the U.S., virtually all of the income you earn is subject to federal income tax. There are specific rules you need to follow regarding how much you pay, as well as the deductions that you are allowed to claim.

The IRS recently announced some changes to the tax rules for 2026, and those changes could affect how much you end up paying. Since these changes are for the 2026 tax year, they will be in effect for income you earn starting in January of 2026 and will affect the tax return that you file in April of 2027.

Here’s what you need to know about two of the big changes that will impact your finances in the 2026 tax filing year.

1. Tax brackets are changing

The first change that is taking place relates to the tax brackets. As the tables below show, the income ranges within each tax bracket are changing.

Tax brackets exist in the U.S. because we have a progressive income tax system. You do not pay the same tax rate on all of the income that you earn. Tax brackets set the rates that you will pay at different income ranges.

For example, everyone — no matter how much they earn — pays 10% on the first $11,925 in earnings they have in 2025. And in 2026, everyone will have a little more of their income taxed at that ultra-low tax rate since they won’t move up to the 12% bracket unless they have earned more than $12,400.

With these changes to the tax brackets, the taxes that most people pay should decline because they can now earn more income before moving up to the next tax bracket and paying a higher rate.

2. The standard deduction is changing

There’s another big change coming for the 2026 tax filing year. As the table below shows, this change is to the standard deduction.

Image source: The Motley Fool.

The majority of tax filers claim the standard deduction, which means they can subtract this set amount from their taxable income when determining how much they owe.

For example, if you make $45,000 a year, you are not taxed on $45,000. You can subtract the amount of the standard deduction from this amount. If you are a single filer or married filing separately, this would mean you could subtract $15,750 in 2025 and $16,100 in 2026. So, you would be taxed on $29,250 in income in the 2025 tax year and on $28,900 in 2026.

Not everyone claims the standard deduction because some people opt to itemize deductions on their return. Itemizing means claiming deductions for specific things like mortgage interest and charitable contributions.

It only makes sense to itemize if the value of your itemized deductions adds up to more than the standard deduction — which is not the case for most people. And, as the standard deduction increases, itemizing makes sense for fewer and fewer people.

How will these changes affect your taxes in 2026?

With a higher standard deduction and income thresholds to move into higher tax brackets increasing, your tax bill should go down in 2026.

You will pay tax on less income due to being able to deduct 2.22% more money, and more of your income will be taxed at lower rates since it takes more income to move up to a higher bracket.

This makes sense, since tax brackets increase each year because of inflation. Each dollar you earn buys less every year as prices rise, so if the tax brackets never changed, taxpayers would be pushed into higher brackets without a real increase in earning power.

Other tax changes will take effect in 2026, thanks to the Big Beautiful Bill, including an added deduction for seniors. All of this means that many people should expect their federal income tax bill to look very different for the 2026 tax year.

Nvidia (NVDA 1.04%) has hit it out of the park quarter after quarter when reporting earnings, but that hasn’t made investors blasé about the artificial intelligence (AI) giant’s next update. Instead, investors wait with just as much anticipation each time around — and even wonder if, this time, they’ll see a slowdown in what’s been a whirlwind growth story.

As investors count the days until the next report — and in this case, it’s set for Nov. 19 — they look for clues about Nvidia’s AI business, one that’s generated record revenue in recent years. Nvidia, as the world’s biggest AI chip designer, delivered $130 billion in revenue in the latest fiscal year — that’s compared to $27 billion just two years earlier.

Now, one particular clue — and one investors truly can count on — comes from Taiwan Semiconductor Manufacturing (TSM -1.68%), a key Nvidia partner. TSMC, the world’s largest chip manufacturer, just announced big news for Nvidia stockholders. 

Image source: Getty Images.

How Nvidia and TSMC work together

Before we get to this fantastic news, though, we’ll take a quick look at Nvidia’s business and how the company works with TSMC. Nvidia for many years built its business around designing chips for the gaming market, but as AI surfaced as a growth opportunity, the company turned its attention there. And, as they say, the rest is history.

Today, Nvidia dominates this market with its high-powered chips as well as related products and services from enterprise software to networking systems. This has helped earnings and the stock price soar — Nvidia shares have climbed more than 1,100% over the past five years.

It’s important to note that though Nvidia is a chip designer, it’s not a chipmaker. Nvidia doesn’t actually manufacture its AI chips, known as graphics processing units (GPUs), and instead turns to TSMC for that job. TSMC has more than 500 customers across segments of the market, including the world’s chip leaders — from Nvidia to Broadcom and Advanced Micro Devices.

A deep look at the industry

On top of this, since the actual production of advanced chips becomes more and more complex with each chip innovation, TSMC starts work with customers two to three years prior to a new project. “Therefore, we probably get the deepest and widest look possible in the industry,” CEO C.C. Wei said during the company’s earnings call this week.

All of this means TSMC has a very clear picture of what’s happening in today’s AI market and what lies ahead. And this brings me to the news the company delivered this week — news that’s a big deal for Nvidia stockholders.

TSMC reported a 39% increase in profit and a 30% increase in revenue in the recent quarter, beating analysts’ estimates. Importantly, Wei said TSMC continues to see a “strong outlook” from customers and “received very strong signals from our customers’ customers. … Our conviction in the AI megatrend is strengthening.” Wei added that semiconductor demand “will continue to be very fundamental.”

Confirming the trend

All of this is incredible news for Nvidia’s shareholders as it confirms the trends the chip designer has spoken of in recent quarters and its prediction for growth in demand. In Nvidia’s most recent earnings report, back in August, CEO Jensen Huang predicted that AI infrastructure spending may jump to $4 trillion by 2030. TSMC’s report this past week offers us reason to be optimistic about that possibility and suggests that Nvidia is already starting to reap the rewards.

As customers seek GPUs, chip designers must turn to TSMC for production — and it’s likely that TSMC’s revenue gains reflect demand for Nvidia’s chips since Nvidia is the market leader.

All of this means there’s reason for investors to be optimistic about Nvidia’s upcoming earnings report and the messages it will deliver regarding future demand for its GPUs. That’s incredible news for Nvidia stockholders — and makes the stock a great one to buy and hold today.

The field of comparatively low-cost standoff munitions offerings continues to expand, with Kratos throwing its hat into the ring in the form of the Ragnarok Low-Cost Cruise Missile (LCCM).

The slender munition, which is named after the cataclysmic end of the world in Norse mythology, is capable of fitting into the bays of the XQ-58 Valkyrie drone, another Kratos product. The missile has a 500 nautical mile range and can carry an 80-pound payload, according to a release from the company. Ragnarok can also cruise at up to 35,000 feet at Mach 0.7.

While these performance figures, as least as claimed, are quite impressive, the price is perhaps more so. Kratos says the missile will cost $150,000 per unit in quantities of 100. One would imagine that number would drop further, possibly substantially so, if purchase volumes were expanded.

The performance and cost figures fit precisely with the USAF’s previously stated goals for such a weapon, which you can read about here.

Other listed features of Ragnarok’s design include a heavy use of carbon composites in its construction, an innovative wing-folding mechanism for compact storage and transport, and its ability to be deployed from weapons bays, wings, and from pallets. The fact that it is clearly built with the XQ-58 as a host in mind could prove to be a major advantage for Kratos, as the stealthy drone has extreme interest from various customers, and especially the USMC. Beyond fighters, advanced drones, bombers, and transports, its small size could see it migrate to non-traditional aircraft, including attack helicopters, if its weight allows it. U.S. Special Operations Command is also highly interested in a small cruise missile with this kind of performance, and is actively testing similar ones now.

No mention of a ground/surface launch variant is made in the release, nor are guidance packages and payload options, beyond a warhead, but we have reached out for more info on that and other aspects of the program.

Kratos has found a unique niche in the current defense acquisition environment, as its roots are primarily in target drones. The expertise built up by producing these often expendable uncrewed aircraft has ported over to the current rush toward lower-cost long-range munitions, as well as Collaborative Combat Aircraft (CCA) and other affordable highly autonomous uncrewed systems.

The push for low-cost cruise missiles has exploded with companies large and small coming to the table with various offerings. Few have the pedigree of reliably building relatively advanced, but low-cost airframes like Kratos. Competition is growing rapidly in this space to meet emerging U.S. and foreign demands, which are in some cases intertwined. Ukraine is now in line to receive thousands of low-cost cruise missile-like munitions developed through a USAF program called the Extended Range Attack Munition (ERAM). However, other U.S. allies and partners, and the U.S. military itself, could be on track to benefit from the ERAM effort. Whether they come via ERAM or other programs, U.S. military purchases of weapons in this general vein are clearly on the horizon as advanced munitions stockpile concerns are now making headlines.

Steve Fendley, President of Kratos Unmanned Systems, is quoted as stating the following in the official release from Kratos:

“The Ragnarök LCCM represents our commitment to developing high-performance strike systems, for Valkyrie, that meet the evolving needs of today’s warfighter in conjunction with the budget realities that dictate what systems ultimately make it to the field… Its modular design delivers maximum combat capability for carriage and launch options. With complementary capability to the Northrop Grumman’s Lumberjack that’s recently been in the news, weapons in this new class which support unmanned and manned applications are coming to the forefront demonstrating their performance value per cost.”

As noted earlier, we reached out to Kratos with a number of questions about Ragnarok and the vision for it as it evolves, as well as its exact developmental state, although the company does say in their release that it is “ready for production.”

Contact the author: [email protected].

On October 16, 2025, Collar Capital Management, LLC disclosed a new position in Salesforce (CRM 3.83%), acquiring 14,161 shares in a trade estimated at $3.36 million as of September 30, 2025.

What happened

According to a filing with the U.S. Securities and Exchange Commission (SEC) dated October 16, 2025, Collar Capital Management, LLC initiated a new position in Salesforce, purchasing approximately 14,161 shares. The estimated value of the acquisition was $3.36 million as of September 30, 2025. This transaction brought the fund’s total number of reportable positions to 71.

What else to know

This new $3.36 million position accounts for 2.36% of the fund’s $142.14 million in reportable U.S. equity holdings as of September 30, 2025.

Top holdings after the filing:

NASDAQ:MSTR: $7.33 million (5.2% of AUM) as of September 30, 2025

NASDAQ:TSLA: $7.19 million (5.1% of AUM) as of September 30, 2025

NASDAQ:MU: $5.15 million (3.6% of AUM) as of September 30, 2025

NASDAQ:COIN: $4.96 million (3.5% of AUM) as of September 30, 2025

NASDAQ:AAPL: $4.85 million (3.4% of AUM) as of September 30, 2025

As of October 15, 2025, Salesforce shares were priced at $236.58, down 17.95% over the past year and underperforming the S&P 500 by 32.23 percentage points (source: FMP, 1-year price change: -17.95%, 1-year alpha vs S&P 500: -32.23%).

Company overview

Company snapshot

Salesforce offers a comprehensive suite of cloud-based solutions, including its Customer 360 platform, Sales, Service, Marketing, Commerce, Tableau analytics, MuleSoft integration, and Slack collaboration tools.

It serves a global customer base across industries including financial services, healthcare, and manufacturing.

The company generates revenue primarily through subscription-based software and professional services.

Salesforce is a leading provider of enterprise cloud software, enabling organizations to manage customer relationships and business processes at scale. Its platform-centric strategy and broad product ecosystem position it as a key player in digital transformation initiatives.

Foolish take

Collar Capital appears to be making a contrarian move with the customer relationship management (CRM) specialist. The stock has tumbled about  26% in 2025.

Salesforce wasn’t a holding for Collar Capital in the second quarter. After buying 14,161 shares in the third quarter, it’s the fund’s 13th largest holding.

Salesforce was the second largest new acquisition Collar Capital completed in the third quarter. It also acquired 12,590 shares of UnitedHealth Group worth about $4.3 million. UnitedHealth Group is now the fund’s sixth largest holding.

Salesforce’s investments in artificial intelligence are starting to pay off for investors. In its fiscal second quarter that ended July 31, 2025, Data Cloud and AI annual recurring revenue climbed over 120% year over year to $1.2 billion.

Success with its new AI tools encouraged management to raise expectations. Now, it expects operating cash flow in fiscal 2026 to rise by 12% to 13% year over year.

Glossary

AUM: Assets under management – The total market value of investments managed by a fund or investment firm.

Position: The amount of a particular security or asset held in a portfolio.

Reportable positions: Holdings that must be disclosed to regulators, typically due to size or regulatory requirements.

Stake: The ownership interest or share in a company or asset.

Filing: An official document submitted to a regulatory authority, often detailing financial or ownership information.

Alpha: A measure of an investment’s performance relative to a benchmark, indicating value added or lost.

TTM: The 12-month period ending with the most recent quarterly report.

Dividend yield: A financial ratio showing how much a company pays in dividends each year relative to its stock price.

Cloud-based solutions: Software and services delivered over the internet rather than installed locally on computers.

Platform-centric strategy: A business approach focused on building and expanding a central technology platform for multiple products or services.

The Entry Exit System (EES) was introduced on Sunday, which involves people from third-party countries such as the UK having their fingerprints registered and photograph taken to enter the Schengen area, which consists of 29 European countries, mainly in the EU

A last-minute change has been made to the rules set up to track travellers entering the EU.

On Sunday, the long-awaited Entry/Exit System (EES) went live. It requires individuals from third-party countries such as the UK to register their fingerprints and have their photograph taken to enter the Schengen area, which is made up of 29 European countries, primarily within the EU. For most UK travellers, the EES process will be carried out at foreign airports.

However, when it comes to Eurostar services from St Pancras, border checks are carried out by French officials in the UK, rather than in Paris.

When the Mirror was shown how the system would work prior to its launch, uncertainty surrounded one part of it – the questions travellers are required to answer.

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They are:

1. Do you have somewhere to stay?

2. Do you have a return ticket?

3. Do you have sufficient funds to support yourself during your stay?

4. Do you have medical insurance?

It remains unclear what the consequences are if passengers answer ‘no’ to any of those questions, or if they lie in their answers.

Now, it has been announced that passengers will not be asked those questions when travelling on the Eurostar from St Pancras.

A spokesperson for Eurostar told the Mirror: “Following constructive discussions with the French Ministry and our colleagues, we’re pleased to confirm that the questions will be technically removed from the kiosks during the initial six-month introduction phase of the new system.

“We welcome the pragmatic approach being taken by the French border authorities to help ensure a smoother experience for our customers during this transition period.”

This week Simon Lejeune, the chief safety and stations officer for the cross-Channel train operator, said that some passengers are being processed through the EES in as little as 50 seconds.

To facilitate the new demand, Eurostar has set up three areas at St Pancras, housing a total of 49 kiosks where pre-registration for EES can take place.

Mr Lejeune informed the House of Lords Justice and Home Affairs Committee that the process at the station is initially being handled solely by French border officers, and there have been “really good transaction times”.

He stated: “I was observing transaction times of 50 seconds. That’s for the full biometrics, as well as the passport check and the stamping for EES-eligible passengers.

“So quite encouraging, and that’s without the kiosks that do that pre-registration, which we’ll be introducing over the next few weeks.”

The Nasdaq Composite‘s brutal 3.6% sell-off on Oct. 10 was a painful reminder of how quickly growth stocks can sell off when doubt creeps in. Friday’s tumble marked the worst session since April during the height of trade tensions between the U.S. and China.

The sell-off was a reaction to the U.S. threatening an additional 100% tariff on Chinese imports as a retaliation for China’s stricter export controls on rare-earth minerals and magnets. These materials and products are used across economic sectors, including semiconductors and technological equipment with artificial intelligence (AI) applications.

On Oct. 12, reports indicated that China would not back down against escalated tariff threats from the U.S.

Investors often talk about buying opportunities when the market is selling off. But it can be just as helpful to be aware of potential mistakes and prevent them before they do damage to your portfolio. Here are three that apply to AI growth stock investors who are preparing for next year.

Image source: Getty Images.

1. Having an overly concentrated AI portfolio

A common mistake is to overly focus on one facet of a value chain.

For example, an investor may own Nvidia (NVDA -0.17%), Broadcom, and Advanced Micro Devices as a way to diversify across different AI chip designers. The issue is that many of these companies have the same customers. For example, OpenAI is buying chips from all three companies to build out 10 gigawatts of data centers. If OpenAI were to cut its spending, it could affect the earnings of all three companies.

Similarly, equipment suppliers like Applied Materials, Lam Research, and ASML all share the same largest customers — which are semiconductor manufacturers like Taiwan Semiconductor, Samsung Electronics, and Intel. So if Taiwan Semi cuts its spending, it would reduce earnings across the semiconductor equipment supplier industry.

Further down the value chain are the cloud computing giants like Amazon Web Services, Microsoft Azure, Alphabet-owned Google Cloud, and Oracle. These companies benefit from increased AI spending, but they also serve general computing and storage needs. A slowdown in AI spending, or a widespread economic downturn, could reduce demand for additional cloud computing usage across major corporations.

By building out an AI portfolio across the value chain rather than focusing on one segment, you can help reduce volatility and limit the damage of an industry-specific pullback.

2. Ignoring position sizing

Portfolio sizing and allocation are just as important as the stocks and exchange-traded funds owned. You don’t want to be so diversified that your best ideas don’t make a big impact, but you also don’t want to be overly concentrated to the point where a handful of stocks can damage your financial health.

There’s no one-size-fits-all solution to diversification. But factors to consider include investment goals, investment time horizon, and risk tolerance.

A risk-averse investor would probably want to limit the size of a single stock in their financial portfolio, whereas an investor with a high risk tolerance and a multi-decade time horizon may not mind betting big on a handful of stocks, especially if they are still making new contributions to their investment accounts.

3. Buying stocks and not companies

Building a diversified portfolio isn’t enough. In fact, it’s not even the most important factor.

Arguably, the greatest mistake investors can make when approaching AI is to invest in stocks rather than companies. In other words, focusing too much on price action and potential gains rather than on what a company does and where it could be headed.

Peter Lynch’s investment advice to “know what you own, and why you own it,” still rings true today. Without conviction, a concoction of emotion and volatility can corrode the foundations of even the strongest portfolios. An investor may hold positions in stocks just because they are going up, even if those gains are temporary, because they don’t have to do with the underlying investment thesis.

The best investments are the ones you can put a decent amount of your portfolio into and be confident in owning, even if they suffer an extreme sell-off — like we saw in April during the height of trade tensions. If someone bought Nvidia just to make a quick buck, they may have been tempted to sell it when it fell by over 37% from its high in early April. Or when it dropped over 55% from its high in 2022. But someone investing in Nvidia for its multi-decade potential in AI data centers would have had an easier time holding the stock throughout these volatile periods.

Unlocking lasting success in the stock market

Diversifying across the AI value chain in companies you understand and with an awareness of portfolio sizing can help you build a portfolio that’s built to last, rather than one that can get hot only if the conditions are right.

Long-term investors know that success is more about making consistently good decisions over an extended period, rather than a few great ideas wedged between mediocrity and mistakes.

AI stocks have generated monster returns for patient investors, and many have the potential to create lasting generational wealth going forward. But those gains could take time, with many bumps along the way.

No one knows when the next major stock market sell-off will occur. Instead of guessing the timing and severity of a sell-off, it’s better to put your effort into following great companies and limiting mistakes.

In sum, diversification, conviction, and good companies are components that can help you build an investment suspension system capable of absorbing sell-off shocks.

On Tuesday, Oriental Harbor Investment Master Fund disclosed selling 59,274 shares of ProShares UltraPro QQQ (TQQQ -1.88%) in an estimated $5.4 million trade, according to a recent SEC filing.

What Happened

According to a filing with the Securities and Exchange Commission, Oriental Harbor Investment Master Fund sold 59,274 shares of ProShares UltraPro QQQ during the quarter. The estimated transaction value was $5.4 million. The fund’s TQQQ position now stands at about 1.2 million shares, valued at $124.2 million.

What Else to Know

Following the sale, TQQQ represents 9.6% of the fund’s reportable assets under management.

Top holdings after the filing:

• NASDAQ:NVDA: $236.2 million (18.3% of AUM)
• NASDAQ:GOOGL: $224.1 million (17.4% of AUM)
• NYSEMKT:FNGU: $144.6 million (11.2% of AUM)
• NASDAQ:TQQQ: $124.2 million (9.6% of AUM)
• NASDAQ:META: $99.5 million (7.7% of AUM)

As of Tuesday’s market close, shares of TQQQ were priced at $101.13, up 33% over the past year, outperforming the S&P 500 by 20 percentage points.

ETF Overview

Company Snapshot

• TQQQ’s investment strategy seeks to deliver daily performance consistent with the fund’s objective through the use of financial instruments.
• Underlying holdings are composed of the 100 largest non-financial companies listed on the Nasdaq Stock Market.
• The fund structure is non-diversified.

ProShares UltraPro QQQ is an ETF that seeks daily returns consistent with its investment objective by tracking the Nasdaq-100 Index. By employing financial instruments, the fund aims to achieve its daily return objective.

Foolish Take

Hong Kong–based Oriental Harbor Investment Master Fund pared back its position in ProShares UltraPro QQQ last quarter, selling roughly $5.4 million worth of shares. Despite the reduction, TQQQ remains a core holding, accounting for nearly 10% of the fund’s reported assets. The ETF continues to rank just behind Nvidia, Alphabet, and FNGU, reflecting the fund’s deep concentration in leveraged and technology-driven strategies.

TQQQ, which seeks three times the daily performance of the Nasdaq-100 Index, has soared 33% in the past year, outpacing the S&P 500 by about 20 percentage points. Its top underlying exposures—Nvidia, Microsoft, Apple, and Amazon—mirror Oriental Harbor’s own equity bets, creating both alignment and amplification across the portfolio.

While leveraged ETFs like TQQQ can magnify gains, they also heighten risk when markets turn volatile. For Oriental Harbor, trimming the position may be a prudent rebalancing move after strong returns, especially given its already substantial exposure to the same megacap tech names through direct holdings and other leveraged funds like FNGU. The strategy suggests discipline, not retreat, as the fund locks in profits while maintaining a high-conviction tilt toward tech-fueled growth.

Glossary

ETF: Exchange-traded fund; a pooled investment fund traded on stock exchanges, similar to stocks.

UltraPro: Indicates an ETF aiming for leveraged returns, typically providing a multiple of the daily performance of an index.

Assets under management (AUM): The total market value of assets a fund manages on behalf of investors.

Non-diversified: A fund that invests a large portion of assets in a small number of holdings, increasing concentration risk.

Leveraged ETF: An ETF using financial instruments to amplify returns, often targeting a multiple of an index’s daily performance.

Dividend yield: Annual dividends paid by an investment, expressed as a percentage of its current price.

Underlying holdings: The individual securities or assets that make up a fund’s portfolio.

Nasdaq-100 Index: An index of the 100 largest non-financial companies listed on the Nasdaq Stock Market.

Daily return objective: The fund’s goal to match or multiply the performance of its benchmark index each trading day.

Financial instruments: Contracts such as derivatives or swaps used to achieve specific investment outcomes.

Outperforming: Achieving a higher return than a specific benchmark or index over a given period.

Reportable assets: Assets that must be disclosed in regulatory filings, such as those reported to the SEC.

The TV star is passionate about helping young men to get support in their roles as new dads, after losing his own father at a young age

As a father of six kids aged between two and 17, Joe Swash knows a thing or two about parenting. But the TV star says that when he first became a dad, aged 25, he felt “vulnerable, under-prepared” and ignored by society.

And he fears that things might have got even worse since then, which inspired him to make a film to highlight the desperate situation that many young fathers trying to raise their children find themselves in.

Joe, 43, lost his own father when he was just 11 and had no role model to guide him through while he was raising baby Harry, now 17, with his former partner Emma Sophocleous.

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“From what I’ve found, there’s not a lot of support out there for young dads, and if there is some, it’s very, very difficult to find,” says Joe, who now has a large blended family with his wife Stacey Solomon.

“I’ve got six kids that I look after. Being a dad is a really big part of my life. And I remember being so vulnerable, so under-prepared for my first child, not really knowing anything, not really having anywhere to go for some help. My dad wasn’t around. There were no charities geared towards young dads.When I’d go to,a child parent club, it was always going to the mother-child club. I never felt really included.”

Joe’s relationship with Emma broke down just a few months after Harry’s birth and Joe wonders whether the large number of single parent families in the UK could be partly down to the lack of support for young fathers.

“I feel like it’s an area that’s been overlooked,” he explains. “There are lots of absent dads out there and I just want to know whether all of them are absent because they want to be or because there wasn’t enough support for them. If that’s the case then I want to shine a light on that and let people know that there’s got to be something done to make the situation better.”

In his new documentary, Joe meets several young men who are learning on the job and trying to be good dads to their kids. He believes that having positive male role models is not only beneficial for the children – it’s a massive help for men too. Without his own dad to learn from, Joe admits he found the transition into fatherhood really difficult. “I do think it sort of really shaped who I am as a person. You know, not having a dad. I didn’t really know there’d be any issues with it until I’ve got older. I struggle with my identity,” he admits. “What sort of man am I? Am

I expected to be an alpha male? There’s lots of things I struggle with because I never had my dad there.”

One young man in the film is Wyatt, who is currently living separately from his partner and their child because of their circumstances, but is determined to make it work out. Joe says: “I always get this feeling, you now, we should be celebrating people like Wyatt and his partner, because not only are they young but they’re doing a fantastic job and we should be celebrating these positive role models.

“I can definitely feel Wyatt’s pain, you know, because all he wants to do is be with his partner and his child, be a family.”

Looking at the young men who features in the one-off show, he recognises himself in all of them. “I can see a lot of the vulnerabilities in the young men that we met in this documentary because I felt that way,” Joe says. “It’s a real big gulf in your life when you haven’t got a dad or a positive male role model. I remember being young and just craving someone to sort of put their arm around me and look after me, but I never had one.”

Without these types of influences, Joe is concerned that there are plenty of young men who will make the wrong choices or take the wrong path. “That’s the danger,” he reasons. “They’ll fall into places with people that are not positive because they crave just someone looking out for them.”

He’d like teen dads, or those their twenties, to have somewhere to turn for help and advice. “It would help if there was more set up for young dads where they could be around other young dads and they can start the conversation,” he says. “When you first get a baby in your hands, it’s so delicate. You’re so scared of it. The thought of changing a nappy is quite daunting. You know, if you’re not taught it and no one’s showed you it, how are you going to learn it? So I just feel like there’s got to be more places out there for dads wanting to be dads.”

And he points out that the biggest killer of young men is suicide. “We suffer in silence, we don’t open up or talk about our problems. But you put us in a room of other people that are going through the same sort of things, you don’t feel the pressure, you feel open, you want to express yourself. If we can get young dads in the room together, they would know that they’re not the only ones that are feeling these things, that are going through these emotions.

“I got to travel the length and breadth of the country meeting these young dads, listening to their stories, and the whole way along I just kept thinking to myself, ‘we’ve just got to get them talking, you know, open the conversation otherwise everyone’s just suffering in silence.”

Viewers who watch Joe’s film, Forgotten Young Dads, will see that while the group all have their individual struggles, they’re also pretty resilient. After meeting them, Joe feels both inspired and hopeful for the future. “From the time that I spent with them, I think that all of those kids are going to have great dads,” he smiles. “They were all completely hands-on. They’ve done everything from change nappies, feed them and put them to bed. And I just think that is the modern-day alpha male.”

Joe wants young men to realise that being a man isn’t about boozing and bust-ups – it’s about raising your family and getting properly involved in the next generation. “Anyone can go down to the pub and have a fight, or watch the football at the weekend. But not every man can change a nappy, get up in the middle of the night and do all the things that a real dad should do. I was very proud of them.”

– Joe Swash: Forgotten Young Dads, 8pm, Monday 20 October BBC3, Tuesday 21 October BBC1, and iPlayer

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Is past and present stock market performance a good predictor of how the market will perform in the future? It can be sometimes. Otherwise, no one would bother incorporating historical stock data into models that attempt to project future performance.

With that in mind, investors might want to pay attention to what’s going on now with the S&P 500 (^GSPC 1.56%) in relation to what it’s done in years past. The benchmark index is poised to do something that’s only happened 11 times in 100 years. And it could signal a big move for the stock market in 2026.

Image source: Getty Images.

The third time’s the charm

The S&P 500 soared 26% in 2023. It followed with a 25% gain in 2024. As of the market close on Oct. 10, 2025, the S&P is up a little over 11%. As things stand right now, it’s on course to finish the year with a double-digit percentage gain for the third consecutive year.

Such an achievement is rarer than you might think. Over the last 100 years, the S&P 500 has delivered double-digit returns for three consecutive years only 11 times. Technically, the index has only existed in its current form, including 500 companies, for 68 years. However, the S&P 500’s predecessor — the S&P 90 — dates back to 1926.

Granted, the stock market could end 2025 on a negative note. President Trump’s latest threat of additional 100% tariffs on all Chinese imports, on top of 30% tariffs already in place, is causing significant angst among investors.

It doesn’t help matters that the S&P 500 has been trading at record highs. The Buffett indicator, a ratio of total U.S. stock market capitalization to GDP, is well above a level that its namesake, legendary investor Warren Buffett, has said was “playing with fire.”

However, even if the S&P 500 falls over the next few weeks, a rebound to get the index back into double-digit gain territory would still be quite possible. Stocks often enjoy momentum at the end of a year thanks to a phenomenon known as the Santa Claus rally.

A history of big moves following three double-digit years

What could a third consecutive year of double-digit gains for the S&P 500 potentially mean for stocks in 2026? History shows that big moves often follow.

In three of the 11 cases over the last 100 years where the S&P jumped by double digits for three years in a row, the trend soon came to an abrupt end. For example, the S&P 500’s predecessor began with a bang in 1926, racking up three back-to-back double-digit returns. However, any student of history knows what happened in 1929: The stock market crash in October of that year brought a screeching halt to the previous momentum. The S&P finished the year down 8% and continued to decline for the next three years.

More recently, the index generated strong double-digit returns in 2019, 2020, and 2021. But the S&P 500 plunged 18% in 2022 as the Federal Reserve cranked up interest rates.

In four of the 11 cases, though, the strong momentum extended into a fourth year. The first occurrence came during World War II. The S&P soared 20% in 1942, followed by a gain of nearly 26% in 1943 and a 36% jump in 1944. The best was yet to come, with the index skyrocketing 36% in 1945 as the war ended.

Another great example of a three-year streak continuing into a fourth year was during the heady dot-com boom of the 1990s. The S&P 500 delivered returns of 22% or more in 1995, 1996, and 1997. It slowed only slightly in 1998, with a nice gain of 21%.

^SPX data by YCharts

How will the S&P 500 perform in 2026?

History shows that big moves are common after three consecutive years of double-digit gains by the S&P 500. Unfortunately, stocks tumble nearly as often as they jump in the following year. How will the S&P 500 perform in 2026? It’s impossible to know for sure.

What is possible to know, though, is that the S&P 500 has always risen over the long term in the past. The Rolling Stones weren’t talking about the stock market when they sang “Time Is on My Side,” but their premise definitely applies to investing. Regardless of what the S&P 500 does next year, investors who maintain a long-term perspective are likely to make money.

Big Brother housemates got to buy some luxury items in the Eyedeal Mini Mart

Big Brother viewers were quick to ask ‘is she for real’ as Elsa made a bizarre confession.

The ITV hit reality show made a return to screens on Monday (October 13) night for a brand new episode and the housemates got to buy some luxury items in the Eyedeal Mini Mart.

Big Brother gathered the Housemates in the living area and announced: “Housemates, today you will have another opportunity to spend your eye currency in the EyeDeal Mini Mart.

“Big Brother has restocked the shelves with even more goodies, luxuries and some new surprise temptations. It’s up to you whether you want to splash the cash now or save it for a rainy day… Richard, Nancy and Sam, as you have zero eyes, you will not enter the shop today.”

One by one the housemates entered Big Brother’s EyeDeal Mini Mart however their was a major twist as Big Brother told each housemate who entered: “Big Brother would like to draw your attention to an incredible buy-one get-one free deal in the shop today.

“A very special item. An Immunity Pass. If you buy this deal, you get not one but two weeks immunity from eviction.”

Marcus wasn’t tempted by the immunity pass as he opted to use his eye balls to get a romantic dinner to enjoy with fellow housemate Elsa.

Later on, Marcus and Elsa were seen in the garden having a romantic dinner for two because Tate bought a jail pass for Marcus, which meant he had to spend his half of the date from his jail cell.

The couple were treated to a cooked dinner and Caroline couldn’t help but come outside and ask: “Is it gorgeous?” Elsa replied: “It’s lovely.”

As they enjoyed their romantic moment together, Marcus took the opportunity to confess: “This is the best date I’ve ever been on.” Caroline asked: “Really?” Marcus responded: “Yeah.”

There was one moment that caught viewers’ attention as Marcus was seen cutting Elsa’s food after she revealed that her mum cuts all her food for her at home.

It didn’t take long for viewers to rush straight to social media to share their reaction as one fumed: “Is Elsa for real.. she still has her mum cut up her food.. is she for real or is she taking the p***.”

Another commented: “Elsa “I have to get my mum to cut my food” F****** hell.” A third asked: “Um..why can’t Elsa cut up her own food? #BBUK #BigBrother.”

One fan commented: “Please save the airtime for the drama. I don’t care about this Marcus/Elsa facade.”

Meanwhile another added: “Elsa is a grown woman — does she really think acting like a child makes her more interesting?! Getting Marcus to cut her food for her and bragging that her mum does it too is wild #BBUK #BigBrother.”

Big Brother airs weekdays from 9pm on ITV2 and ITVX

USC was down to two walk-ons in its battered backfield, when Trojans coach Lincoln Riley decided to dress injured sophomore running back Bryan Jackson for the second half of Saturday’s win over Michigan, despite the fact Jackson was listed by the team as out on the Big Ten’s pregame availability report.

Riley explained the decision to play Jackson after the game, describing it as “a unique situation” and “a wellness issue.” But on Monday, the Big Ten chose to slap USC with a fine of $5,000 for violating conference rules regarding its availability reports.

“Although these circumstances were unfortunate, it is critical for availability reports to be accurate,” a Big Ten spokesperson said. “Consequently, the conference is imposing a $5,000 fine and admonishes all institutions to use the “out” designation only if there are no circumstances under which a student-athlete could participate in a game. The conference considers the matter closed and will have no further comment.”

Jackson hadn’t suited up since Week 1 while dealing with a lingering turf toe issue. Coming into the game, Riley said that Jackson was unlikely to play “outside of a near catastrophe.” But when one back, Eli Sanders, suffered a potential season-ending injury in the first quarter, and another, Waymond Jordan, seriously injured his ankle in the second, plans changed quickly.

Riley said on Saturday night that USC was in communication with the league office at the time and explained the situation to conference officials beforehand.

Jackson was medically cleared by USC and entered the game in the fourth quarter. He rushed for 35 yards and a touchdown in five carries.

“The kid was ready to go and stepped up,” Riley said. “That’s what you gotta have, man. You gotta have tough guys to play through stuff if you want to win at this level.”

Big Brother fans believe they have worked out that Elsa is heavily encouraging a narrative of love between her and Marcus in a desperate bid to land brand deals on exit from the show

Big Brother fans are convinced that Elsa is desperate to force a love narrative between her and fellow housemate Marcus in order to secure couple brand deals. The blonde housemate revealed following this week’s eviction, that she was prepared to drop a love bombshell on Marcus if she was evicted from the show.

She told her housemates that she was prepared to tell him that she loved him, leaving her housemates in utter shock. And this has caused a stir among fans on X, who now believe that she entered the house with an agenda.

One person wrote: “Elsa was going to tell a dude she’s known for two weeks she loves him. She wants those couples brand deals BAD #BBUK.” Another person said: “I’ve had ‘relationships’ in primary school more realistic than Marcus and Elsa #bbuk.”

READ MORE: Big Brother star reveals why she still doesn’t speak to Denise Welch after iconic rowREAD MORE: ITV Big Brother housemate ‘fuming’ as latest rule break sparks chaos

Meanwhile a third person added: “if i was gonna go i was gonna tell marcus i loved him” ..elsa girl please chill you bunny boiler you’ve known him less than 3 weeks #bbuk.”

And a fourth person chimed in saying: “marcus please your not going to get with elsa your just saying that to make good tv but we don’t care this is big brother not love island.”

A fifth said: “Marcus has no intentions of seeing Elsa after this. You can see it on his face #bbuk.”

In a private conversation her fellow housemate Zelah, Elsa confessed that she was in love with him, leaving the wannabe star in utter shock. A coy looking Elsa simply smiled.

However, further into the evening shown in tonight’s show Zelah and Marcus found themselves in a conversation in the garden where the pair were talking about his feelings for Elsa. And it seems he does not share the same feelings for the reality TV star.

When asked if the location between the two would be an obstacle that they would have to overcome, Marcus made it clear that his doubts were more focused on the dynamics within the house.

Marcus appeared concerned that the feelings the pair have for one another in the house may change in the outside world when the reality of their situation is put to the test.

The couple have been heavily flirting with one another since entering the iconic Big Brother house. At one point, Caroline is seen telling Marcus: “I think she’s in love.”

Marcus then quipped: “I know, I don’t blame her.” Beckoning for her to come over to him he shouted out “come here Elsa.” And Caroline then joked: “The romance is coming.”

READ MORE: ‘Warm and cosy’ electric blanket is ‘much cheaper than having the heating on’

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TWO BIG Brother stars seemingly broke the rules in an unaired live stream moment.

A television news and fan account on X has revealed that two of the housemates broke Big Brother‘s rules by using code names to talk about who they wanted booted out next.

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One of the biggest rules in the Big Brother house is talking about nominations.

In a livestream which aired this weekend, Sam and Nancy were the two housemates to break the rules.

Using code names, the pair said that one of their fellow co-stars was “fake” while using a code name to describe her.

The TV news and fan account said on X: “So I’m just catching up on what’s gone down on the first hour of live streaming…

“Sam and Nancy broke the rules using code names, and they said they want Jenny evicted next, and that she’s fake – all of which Big Brother read back to the house.

“Jenny has then been left ‘so angry’ that she cried, and that she knew she’d get nominated if the house is split in two or something.

“Also Tate was involved in a convo with Nancy slagging off Jenny and Nancy got caught lying about it literally on the live stream????

“And to top it off, Elsa is jealous that Jenny confided in Marcus about it all.”

Fans reacted to the revelation, with one saying: “First and only time I want Jenny to face eviction. She would be iconic in the secret room.”

Another added: “Jenny is a threat, that’s my only explanation for the Jenny slander.”

While a third said: “I don’t understand why contestants break the rules. The rules were explained to them. If they’ve seen past seasons they know housemates get in trouble for rule breaking.”

And a fourth penned: “Ew nancy is so bitter, why is she being like this ??”

This comes after three housemates – Richard, Elsa and Cameron B – faced possible elimination in Friday’s episode.

Cameron B ultimately became the third housemate to be evicted this series.

The 25-year-old from Bolton entered the House on Day Two, alongside three other newcomers.

Axed star George Gilbert, 23, had also been on the chopping block before his shock exit.

The Sun revealed how the parish councillor was removed after ‘unacceptable language and behaviour’.

Sources told The Sun that George left his co-stars horrified after making offensive comments which could be interpreted as antisemitic and was immediately called to the Diary Room and ejected from the house. 

“Everyone was absolutely disgusted,” an insider said.

“Nobody could believe what he said – he was clearly out to shock people.”

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Trust Co disclosed the purchase of 209,679 additional shares of Vanguard Bond Index Funds – Vanguard Total Bond Market ETF, estimated at $15.44 million (rounded from $15,439,353), in its SEC filing for the period ended September 30, 2025, submitted on October 6, 2025.

What happened

According to a filing with the Securities and Exchange Commission dated October 06, 2025, Trust Co increased its stake in Vanguard Bond Index Funds – Vanguard Total Bond Market ETF(BND 0.40%) by 209,679 shares during the quarter. The estimated value of shares acquired is $15.44 million, based on the average price for the period.

What else to know

The fund added to its BND position, which now represents 7.0660% of reportable assets under management.

Top holdings following the filing:

• SHV: $84,464,498 (8.6% of AUM)
• BND: $69.08 million (7.1% of AUM)
• AGG: $66.39 million (6.8% of AUM)
• VUG: $62,950,365 (6.4% of AUM)
• VTV: $59,005,900 (6.0% of AUM)

BND’s trailing twelve-month dividend yield was 3.79% as of October 6, 2025.

Company overview

Company snapshot

Vanguard Total Bond Market ETF (BND) tracks the performance of the broad U.S. investment-grade taxable bond market through a passively managed, index-sampling strategy.

Its portfolio includes U.S. government, corporate, mortgage-backed, and asset-backed securities with maturities over one year, providing diversified fixed income exposure.

The fund serves institutional and retail investors seeking broad, low-cost exposure to the U.S. bond market.

Vanguard Total Bond Market ETF (BND) is one of the largest fixed income ETFs, offering investors comprehensive access to the U.S. investment-grade bond universe.

Foolish take

Trust Co added $15.4 million worth of Vanguard Bond Index Funds – Vanguard Total Bond Market ETF. This addition increased it position to roughly 7% of total AUM, showing meaningful exposure.

As one of the largest bond ETFS, BND gives investors a one-stop exposure to the U.S bond market, spanning Treasuries, corporate bonds and mortgage backed securities. It is often used as a foundation for income-oriented portfolios that value stability and diversification.

The renewed demand for broad funds like BND reflects a shift from several years of stock-heavy market leadership. With interest rates still elevated, investors are finding value in locking in higher bond yields while they last. That makes funds like BND appealing again to both institutional and individual investors looking for steady returns.

For long term investors, adding BND can steady a portfolio while still collecting a reliable income stream. Its stability and diversification make it a solid foundation for any balanced portfolio.

Glossary

13F reportable assets:Assets that institutional investment managers must disclose quarterly to the SEC if they exceed $100 million.

AUM (Assets Under Management):The total market value of assets an investment manager handles on behalf of clients.

ETF (Exchange-Traded Fund):A fund that trades on stock exchanges and holds a diversified portfolio of securities.

Dividend yield:Annual dividends paid by an investment, expressed as a percentage of its current price.

Trailing twelve-month (TTM) dividend yield:Dividend yield calculated using dividends paid over the last twelve months.

Index-sampling strategy:A method where a fund holds a representative sample of securities from an index, not every component.

Investment-grade:Bonds rated as relatively low risk of default by credit rating agencies.

Fixed income:Investment securities that pay regular interest, such as bonds, providing predictable income streams.

Mortgage-backed securities:Bonds secured by a pool of mortgages, with payments passed through to investors.

Asset-backed securities:Bonds backed by pools of assets like loans, leases, or receivables, rather than mortgages.

Passively managed:An investment approach aiming to replicate the performance of a market index, with minimal trading.

Stake:The total ownership or holding an investor has in a particular security or fund.

Ausbil Investment Management Ltd disclosed a purchase of approximately $4.31 million in NextEra Energy (NEE -0.50%) shares, according to an SEC filing for the period ended September 30, 2025.

What Happened

According to a filing with the Securities and Exchange Commission dated October 08, 2025, Ausbil increased its position in NextEra Energy by 58,977 shares during the quarter. The fund held 140,270 shares, worth $11.04 million as of quarter-end.

What Else to Know

Fund bought shares, bringing its NextEra Energy stake to 5.9% of reportable AUM

Top holdings after the filing:

• NEE: $11.04 million (5.9% of AUM) as of September 30, 2025
• NSC: $10.08 million (5.4% of AUM) as of September 30, 2025
• CSX: $10.06 million (5.4% of AUM) as of September 30, 2025
• LNG: $7.71 million (4.1% of AUM) as of September 30, 2025
• ES: $7.32 million (3.9% of AUM) as of September 30, 2025

As of October 8, 2025, shares were priced at $84.04, up 4.4% in the past year, underperforming the S&P 500 by 10.65 percentage points over the same period.

Company Overview

Company Snapshot

NextEra Energy generates, transmits, and distributes electric power through wind, solar, nuclear, coal, and natural gas facilities, with a growing portfolio in renewable energy and battery storage projects.

The company operates a regulated utility business and develops long-term contracted clean energy assets, earning revenue primarily from electricity sales and energy infrastructure services.

It serves about 11 million people through roughly 5.7 million customer accounts on the east and lower west coasts of Florida as of December 31, 2021.

NextEra Energy, Inc. is a leading North American utility and renewable energy provider with significant scale and a diversified generation portfolio. Its strategic focus on renewables and grid modernization positions it as a key player in the transition to sustainable energy.

Foolish Take

Ausbil Investment Management’s decision to acquire more than $4.3 million worth of NextEra Energy stock looks like a big bet on a stock that has underperformed the benchmark S&P 500 over the last year. Bear in mind, following this purchase, NextEra Energy is now Ausbil’s largest single position. The stock now represents nearly 6% of its total AUM, meaning the portfolio managers have strong conviction in NextEra’s potential.

Nevertheless, NextEra’s three-year performance isn’t anything to write home about. Shares have generated a three-year total return of only 18%, which equates to a compound annual growth rate (CAGR) of 5.8%. Meanwhile, the S&P 500 has generated a total return of 90% over that same period and a CAGR of 23.8%.

In other words, this is a notable buy, as it shows at least one large institutional money manager is making a significant bet on NextEra stock. Given the company’s key role within the North American utility industry and its focus on renewables and sustainable energy, investors who are seeking exposure to the utility sector may be well served by giving NextEra stock a closer look.

That said, NextEra’s chronic underperformance versus the S&P 500 should also be taken into account. No institutional move should ever be the sole reason for buying or selling a stock, and while this move is significant, NextEra stock still has much to prove.

Glossary

13F reportable AUM: Assets under management reported by institutional investment managers on SEC Form 13F, covering certain U.S. securities.
Dividend Yield: Annual dividends per share divided by the share price, expressed as a percentage.
Regulated utility: A utility company whose rates and operations are overseen by government agencies to protect consumers.
Long-term contracted clean energy assets: Renewable energy projects with multi-year agreements to sell electricity at set prices.
Grid modernization: Upgrading electric power infrastructure to improve reliability, efficiency, and support for renewable energy.
Battery storage projects: Facilities that store electricity for later use, helping balance supply and demand on the grid.
Stake: The ownership interest or shareholding an investor holds in a company.
Trailing the S&P 500: Underperforming the S&P 500 index over a specified period.
TTM: The 12-month period ending with the most recent quarterly report.
Quarter-end: The last day of a fiscal quarter, used for financial reporting and valuation.
Contracted revenue: Income guaranteed by signed agreements, often over multiple years.

Now, the side face the prospect of taking on the group favourites without their best player.

Bradley, who has also been booked three times in five Premier League appearances this term, was shown his second yellow card of the qualifying campaign in the 76th minute for a tackle on Lukas Haraslin.

O’Neill described the decision as “extremely disappointing” and felt his player had tried to pull out of the challenge.

“There were worse tackles in the game and one just before that was particularly poor on Isaac Price that the referee let go,” he said. “To produce a yellow card for that was disappointing.”

Speaking on BBC Sport NI, former Northern Ireland and Leeds United defender Stuart Dallas said Bradley had given “the referee a decision to make” but agreed with his old international boss that the decision ultimately was harsh.

If not for the resulting suspension, it would have been a mere footnote in an otherwise excellent performance.

Bradley was one of four players in the starting XI who went into the game knowing a booking would rule them out of Monday’s game, but Hume said they do not wish to curb his aggressive edge.

“We spoke before the game about the boys who were on yellows trying not to get one, but it’s one of those things,” he explained.

“You can’t go into a game trying not to get booked. You’ve got to play to your strengths.

“He’s full throttle. He’s 100% all the time.”

Since making his full Premier League debut in January 2024, Bradley has started 15 of his country’s 17 games, missing only the friendlies against Sweden and Switzerland in March.

Quite how to compensate for his loss gives O’Neill yet another thing to consider as he plots how to pull off what would be the biggest result of his second spell in charge.

While there is no like-for-like replacement in the squad, Oxford United’s Brodie Spencer figures to fill the void at right wing-back against the four-time World Cup winners.

“You’ve seen Brodie play left wing-back, right wing-back, he’s even played in a back three. We know how strong and athletic he is,” added Hume.

“Obviously Conor is going to be a big miss, but we’re a big group, we’re a strong team and we’re all together.

“It’s something we have to deal with and we’ll be ready.”

Big Brother saw their second live eviction and fourth housemate to leave the house tonight after the show made headlines for George Gilbert’s ejection for offensive language

Tonight, AJ Odudu and Will Best spoke to the house live for the second time this series as Cameron B was evicted from the Big Brother house.

Last Friday, Gani became the second contestant to be evicted from the house, but unfortunately for him, he didn’t get the showcase he deserved due to Storm Amy.

In a chaotic last minute change, Will came to meet the star at the bottom of the stairs, as he took him to the studio through the back doors due to the gale-force winds.

READ MORE: Big Brother chaos as two housemates warned over offensive language in just two daysREAD MORE: Four Big Brother housemates face eviction as brutal ‘face-to-face’ nominations turn sour

He wasn’t the first to be evicted however, as in a shock 25th anniversary twist, Emily was booted out the house on the first night, as herself, Sam and Caroline had to decided between themselves who should leave.

Tonight, the weather was much calmer, as Cameron became the first housemate to leave through the front door.

Cameron B, Elsa, Richard and George faced eviction, but again things were thrown into chaos when George was removed for repeated use of offensive language and behaviour.

Despite George’s removal from the house, the eviction still went ahead, although the votes closed for a while, and refreshed. Prior votes did not count, and viewers were given five more votes.

Tonight, AJ and Will revealed that Cameron B was the third housemate to be evicted – and fourth to leave.

As Cameron joined the Late and Live, we got a glimpse of the house’s reaction, with Elsa elated she was safe. In a shock admission, she told Teja and Feyisola she was going to tell Marcus she loved him if she stayed.

The second live eviction came after a controversial week in the house. As well as George’s removal, housemate Caroline also received a warning from Big Brother after comments made towards Zelah and Nancy.

Zelah has been open about his transition with the housemates, but during a game of spin the bottle Caroline asked Nancy which housemate she would sleep with if they were trapped on a desert island and she “might be able to make babies to get a new civilisation.”

Nancy then asked Caroline if it had to be a guy, as Jenny said she was pansexual. “Is she pansexual? Do you like pans?” Caroline asked, as Zelah told her to just ask Nancy who she was most attracted to.

Nancy then answered Zelah, as Caroline responded: “She’s a girl. No you’re not!” she then added: “But you haven’t got a willy. Is that really bad? But I was talking about…I’m so sorry Z. Is that bad? That was bad wasn’t it? Oh no, I’m dead now. Is that bad?’”

Zelah was left in tears in the Diary Room, telling Big Brother: “I didn’t think it would affect me that much. That’s why I didn’t want to tell anyone from the get go, because once people know their true perceptions come out. But ‘she’s a girl’ was strong.”

Caroline profusely apologised, telling Big Brother she was “ashamed” of her comments and said she had no excuses for her behaviour.

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Big Brother’s AJ and Will announced the biggest game changing twist yet, as they revealed two new arrivals will be entering the house in a game changing twist

Tonight, the Big Brother house saw it’s second live eviction as Cameron B was evicted. However, it wasn’t the only huge event tonight, as AJ Odudu and Will Best announced at the start of the live show that Big Brother would see yet another huge twist.

The 25th anniversary show started off with a bang, as the evil eyes continue to cause chaos around the house. The first shock twist came during launch night when Emily was the first housemate to be evicted in a short but sweet stay.

Now, AJ and Will have made the shock announcement that the show will gain two new arrivals next Friday – but they’re not any old arrivals.

READ MORE: Big Brother announces major vote shake-up as George removed for ‘unacceptable behaviour’READ MORE: Four Big Brother housemates face eviction as brutal ‘face-to-face’ nominations turn sour

In fact, Will and AJ announced that the two new arrivals were people that had left the Big Brother house too soon – but who will they be?

They won’t be alone, as one current housemate will be with them. On Big Brother’s Late and Live tonight, Will and AJ announced housemates would be nominating on Monday. Housemates will believe viewers are voting to evict – but the evicted housemate won’t leave.

Instead they’ll be whisked away to a secret room with the two former housemates. But who will they be?

Tonight, Will gave away a huge clue, revealing that the housemates are one’s that “left too soon.”

While many think Emily from this series are returning, others are convinced Farida Khalifa from ITV’s first series in 2023, will be returning. Farida was the first housemate to be evicted, with many fuming with her early departure.

But could it be her time to return? Fans think so. Taking to X, formerly known as Twitter, one penned: “I’m glad to see i’m not the only one who INSTANTLY thought of farida when they said gone too soon housemates were returning”.

Another agreed: “Omg the fact that godly Farida may be reentering the Big Brother house!!” while a third said: “Farida’s last TikTok was September 24th… get her back in!”

The announcement came after Cameron B was the third housemate to be evicted from the 2025 series – and the fourth to leave.

Despite being the third to be evicted, Cameron was the first to leave through the front door. Last week, Gani was forced to have a back door eviction due to Storm Amy, and Emily left through the back door on the first night.

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BIG Brother hosts AJ Odudu and Will Best have revealed a HUGE new twist that will see two familiar faces return.

On tonight’s show, Cameron B became the fourth housemate to be booted out of the house following a public eviction.

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So far ITV2 viewers have said goodbye to Emily Hewertson, who was in the house for a few hours, and Gani Khan, who became the second housemate to be evicted last Friday.

And earlier this week, ITV bosses made the decision to axe George following “inappropriate behaviour and language”.

But now Big Brother has decided to bring back not one but TWO former housemates to shake things up.

After Cameron’s eviction, Will told viewers: “Now it’s finally time to reveal next week’s game-changing twist.”

AJ said: “Next Friday, two more late arrivals will go into the Big Brother house and they’re not just any late arrivals.”

Will explained: “Two former housemates who may have gone too soon will be going back through those doors.

“So make sure you watch tonight’s Big Brother Late and Live because we’re going to have all the info.”

Kicking things off on the after show, Will said: “What a night we’ve had so far. Three housemates face eviction and two former housemates are going back in next week.”

Big Brother fans raced to Twitter with their predictions.

One wrote: “EMILY AND GANI RETURN?!!!”

A second posted: “My theory on the bigggg twist is 4 out 4 in like in Timebomb series of Big Brother where one of Emily or Gani return.”

The 25-year-old Bolton lad Cameron B entered the House on Day Two, alongside three other newcomers.

Axed star George Gilbert, 23, had also been on the chopping block before his shock exit.

BOOTED OFF

The Sun revealed how the parish councillor was removed after ‘unacceptable language and behaviour’. 

Sources told The Sun that George left his co-stars horrified after making offensive comments which could be interpreted as antisemitic and was immediately called to the Diary Room and ejected from the house. 

“Everyone was absolutely disgusted,” an insider said.

“Nobody could believe what he said – he was clearly out to shock people.”

Since leaving the house, George has said: “As a flag bearer of freedom of speech I never hesitate to discuss and question any topic regardless of how contentious it may be.

“Sadly, the boundaries of what is deemed offensive are subjective and I evidently went too far this time by crossing their line one too many times.”

He added: “It is a shame that specific debate could not be had and that it has had to end like this.

“Infamy, infamy, they’ve all got it in for me.”

George has since made a return to social media following his departure from Big Brother.

The ex-housemate has since updated the privacy settings on his Instagram account to allow it to be public.

A previous brutal twist saw housemate Emily Hewertson evicted on the very first night.

The political events manager shot to fame last June when she was falsely accused of flinging a milkshake over Nigel Farage in Clacton-on-Sea.