swears

Rory McIlroy shouted an expletive at a heckler who distracted him at a crucial moment in the final round of the US PGA Championship.

The world number two swore as he told the fan to “shut up” and seemingly urged security to remove the spectator from the grounds at the Aronimink venue.

Sunday’s incident was reminiscent of McIlroy’s heated Ryder Cup campaign last year, when he was the subject of frequent abuse by United States supporters during Europe’s victory at Bethpage Black.

Northern Ireland’s McIlroy, who won his second consecutive Masters and sixth major overall last month, closed with a one-under-par 69 at the US PGA to finish four under overall and tied for seventh in Pennsylvania.

He was five strokes adrift of victor Aaron Rai, who became the first Englishman to win the event’s Wanamaker Trophy in over a century.

The incident with the spectator occurred on the par-five 16th, with McIlroy chipping out of the rough into a greenside bunker after heckling during his backswing.

He moved within five feet of the pin with his next shot and sank his par putt, but would have seen the hole as an opportunity for a birdie.

McIlroy said after the round that he will not compete again until the PGA Tour’s Memorial tournament in three weeks, with June’s US Open at Shinnecock following a fortnight later.

The Money Saving Expert founder reminded people of this ‘most important’ thing to do when booking a holiday

As the peak travel season draws near, Martin Lewis has reminded holidaymakers of his ‘golden’ travel rule, which he urges everybody to follow. He set out exactly why it matters during a recent special edition of the Money Show Live on Tuesday, April 28.

Martin said that his “most important” tip is to take out travel insurance “as soon as you book” – a principle he shortens to four letters: ‘ASAB’. Outlining his rule, Martin said: “If you’re booking a single-trip policy, then you get the insurance as soon as you book to cover a specific future date.

“You pay for that and, once you’ve paid for it, you have the travel insurance. If anything happens from that point onwards, you’re covered, no problem.”

Rather than waiting for something to go wrong, travellers should look at securing insurance the moment they book their holiday, safeguarding themselves should any problems arise in the lead-up to their travels. The level of cover on offer will vary depending on the type of policy chosen.

Martin’s reason for getting protected straight away – even if your trip is several weeks or more than a year down the line – is that cover kicks in immediately, reports the Express. He said: “The reason you do that is that half of the coverage you’re paying for is in case something happens that stops you from going before the trip.

“If you don’t have travel insurance, you’ve got no cover. So you might as well have it in place. At this time of year, when many people have already booked, I have a slight adaptation. If you’ve booked and you don’t have it yet, just get it now.”

Fellow ITV presenter Jeanette Kwakye shared that a viewer got in touch to say how they managed to avoid a £5,000 rescheduling fee thanks to having travel insurance in place. The viewer told Martin: “I booked flights to Australia for a family group of seven to travel in March next year.

“I took out insurance immediately. One of our group members is now pregnant and can’t travel on the dates planned. It cost £5,000 to reschedule, which I’m happy to report the insurance has covered.”

During the programme, Martin warned anyone booking a summer holiday that they would not receive a refund if their flight was cancelled and they were unable to reach their hotel. However, this only applied if they had booked in a particular way – and there is a means of safeguarding yourself should the worst come to pass.

The money expert was asked by an audience member: “If my flight’s cancelled due to no jet fuel will you definitely receive all your money back, even for your hotel booking as well.”

Martin confirmed that travellers would lose their hotel booking money if it had been booked separately from their flights, as they would not be protected under consumer rules. He said: “No. And I think this is what people need to be very aware of.

“If you booked a package holiday where you booked everything in one, then under the package holiday regulations and rules and protections generally, if your flight went, you would get everything back. At the moment, package holidays give you a certain level of extra security that you wouldn’t get if you did a DIY booking where you bought your hotel and flight separately.”

In other travel news, airline passengers have been told there are two days that are often “cheapest to book a flight”. This will naturally depend on factors such as your destination, your chosen airline, and where you book – full details here.