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Expert shares ‘vital’ £3,000 holiday saving trick — but there’s a catch

A TikTok money expert has revealed how a travel credit card could save you thousands on holiday — but there’s a catch you need to know before you go abroad

Many holidaymakers think they’ve got their trip finances sorted but one money expert says a simple tool could save you thousands and protect you from scams. Mat The Money Man, known as @thequidsquid on TikTok, revealed the £3,000 holiday hack that many people completely overlook.

“If you go on holiday and don’t bring one of these, you could be in serious trouble,” he warns in the viral video. Over 9.4 million tourists have fallen victim to holiday scams over the past five years, making financial protection a must.

Mat explains that travel credit cards are often safer than using a debit card because they offer Section 75 protection under UK law. Any purchase between £100 and £30,000 is covered, meaning you can claim your money back if something goes wrong — a safety net debit cards rarely provide.

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He also points to other perks, such as better exchange rates and cashback on overseas spending. “So if you get scammed, you can claim that money straight back,” he says, highlighting how the average person spends around £1,320 on two long holidays each year.

According to Compare the Market, a typical European holiday costs £1,000 to £2,000 per person, while longer-haul trips can exceed £2,000 per person depending on flights and accommodation. For many, the combination of fraud protection, exchange rate benefits, and potential cashback makes travel credit cards a valuable tool. Mat claims the total holiday savings could reach £3,633.

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Experts, however, stress that not all travel credit cards are created equal. MoneyHelper notes that while these cards often provide no foreign transaction fees and built-in insurance, consumers should compare annual fees, interest rates, and exchange rate policies before signing up.

The “catch” is simple but critical: you must have the right card and actually use it during your trip to unlock the savings and protections. Without it, you risk missing out on thousands of pounds and the extra security a travel credit card can provide.

For holidaymakers who want peace of mind and the chance to save big, a travel credit card could make all the difference — but only if you bring it along and use it correctly.

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Nationwide members issued good news by BBC expert – what you should know

Nationwide members issued good news by BBC expert – what you should know – The Mirror


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Two ‘fast-track’ ways to get a new passport that could save your holiday

Both methods are quicker than the standard three-week service

Realising you need a new passport just before jetting off abroad can cause quite a headache. But fortunately, two surprisingly quick solutions could save your holiday plans.

Both options, available through the HM Passport Office, are ideal for when you’re in a rush for a passport, but believe the standard service, which takes around three weeks, won’t cut it in time. On occasion, the standard process may even take longer than three weeks if additional documents, information, or an interview are required.

Below, the Mirror has delved into two fast-track options available and how much they’ll cost you.

Option 1: One-day premium

The one-day premium service is exclusively for adults renewing their passports. Applicants must apply online and will be required to pay £222 or £235 for a 54-page frequent-traveller passport.

Once the application is submitted, an appointment is arranged, with the earliest available slot coming two days afterwards. Official Government advice adds: “You’ll need to hand in your old passport at your appointment.

“Your new passport will be ready to collect from the passport office four hours after your appointment.”

Option 2: One-week fast track

This second option is similarly open to anyone who needs to renew their passport. However, it is also accessible under the following circumstances:

  • You need to get a child’s passport
  • You need to change the personal details on a passport (your name, place of birth or gender)
  • You need to replace a lost, stolen or damaged passport

The fast-track option comes in cheaper, costing £178 for an adult passport (£191 for a 54-page frequent traveller passport) or £145 for a child passport (or £158 for a 54-page frequent traveller passport). However, you can only secure an appointment the day after submitting your application.

The passport will generally land on your doormat one week afterwards. Neither service is available if you’re presently abroad or seeking your very first adult passport.

The Government’s guidance adds: “If you’ve already applied for a passport and have not received it yet, do not pay for an urgent passport. You will not get your passport sooner and you will be charged a £32 admin fee for each additional application.”

For further details, visit the Government’s website.

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Heathrow Airport £7 fee that must be paid – or travellers face fine up to £80

Visitors can either pay a single fee or pre-pay for multiple online or over the phone

London Heathrow has reminded travellers of a fee that must be paid when using a certain part of the airport. Failure to pay this could result in an £80 fine, reduced to £40 if paid within a fortnight.

On X, formerly Twitter, the London airport explained: “Terminal Drop-Off Charge applies to vehicles dropping off passengers on the terminal forecourts. Use short-stay parking for pick-up; free pick-up/drop-off remains available in Park & Ride car parks. No waiting/picking up is allowed in the drop-off area, and any unattended vehicles may be towed. Blue badge holders are eligible for a 100% discount.”

Drop-off zones are situated immediately outside each terminal, providing the most convenient and fastest option for dropping off passengers. Visitors can either pay for a single drop-off or pre-pay for multiple drop-offs online or over the phone.

Nonetheless, anyone who uses a drop-off zone must pay by midnight the next day. Further online guidance from Heathrow adds: “When you pay in advance, your prepayments last for 12 months. Any prepaid funds that remain unused 12 months from the date of purchase will expire.

“You cannot pay for drop-offs at an airport ticket machine or in the terminal drop-off zones. There are no barriers; you incur a charge when you enter the drop-off zone.”

Anyone with questions about the fee or who requires a refund should contact refunds.heathrowdropoff@apcoa.com, chat to an agent via webchat, or call customer services on 0333 200 7459.

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London Heathrow’s two-bag policy

You might not realise that the capital’s airport also implements a ‘two-bag policy’ at security to prevent hold-ups. This rule means travellers are permitted to take just two items of hand baggage through the screening zone.

London Heathrow explains: “To avoid delays, Heathrow operates a two-bag policy at airport security. Only two items of hand baggage may be taken through security control, and they must be no larger than 56cm x 45cm x 25cm (22in x 18in x 10in).

“Items larger than this must be checked in as hold luggage – you can check your bag size using the gauges at check-in. Handbags and laptop bags count as a piece of hand baggage.”

Beyond this, it’s important to understand what items are suitable for your hand luggage. For instance, only specific electronic equipment is permitted on flights leaving from the UK.

While individual airlines may have varying requirements, the UK Government outlines nine essential items you’re able to include in both your hand luggage and hold luggage:

  • Hairdryers
  • Straighteners
  • Travel iron
  • Electric shaver
  • Most cameras
  • Mobile phones
  • Laptops
  • Tablet devices
  • MP3 players

Those travelling with e-cigarettes are required to store them in hand luggage rather than checked bags. When going through security checks, electronic items should be positioned in a separate tray, allowing security staff to examine them and ensure no prohibited items are hidden.

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Easy flight hack could help you save money on holidays with little effort

Choosing this option when you book your flights could help you save hundreds of pounds, and it’s especially useful during peak seasons such as half-term or the summer holidays

When it comes to booking a flight, we all want to save money, especially when we need to travel during peak times such as the dreaded school summer holidays.

Luckily, there are still some hacks that can help you cut the cost of flights, and Laura Lindsay who works at SkyScanner has offered up some of her expert travel tips. She said: “Last-minute doesn’t have to mean bad value. Whether you’re staying at home or going abroad, the travellers who take the time to shop around and compare deals will get the best prices. Being a little bit flexible could make a big difference in cost, as well as opening up options for destinations and accommodation you may not have considered.”

One of her clever tricks? Look at the school holiday dates for the counties and regions on the border of your own; these dates can differ, which means you might be travelling in your county’s own peak season, but your neighbouring towns might be ‘off peak’, causing a price difference.

For example bargain hunters who live in the north of England can often bag a cheap flight by flying from a Scottish airport. This is because school holidays in Scotland tend to be slightly different, for example, the six-week summer holiday begins early-July and ends around mid-August.

That means if you have a Scottish airport within reasonable travelling distance, you can save a lot of money by flying from Scotland in the last two weeks of August. And on the flipside, Scots can pick up cheaper flights by jetting off in early July from English airports.

In the meantime, check out more of Laura’s money-saving hacks below…

Search ‘everywhere’ for the best prices

Not fussy about where you want to go? On sites such as Skyscanner you can select ‘everywhere’ as your destination and will be able to find the cheapest destination for your dates. This will give you a number of options from city breaks to beach destinations, and you may be able to find an inexpensive hidden gem.

Skyscanner also have a cheapest destinations tool, where you simply choose the month you want to travel and get a list of the ten cheapest destinations for that period. For example, in March the cheapest flights can be found to Milan and Tirana in Albania for city breaks, while those seeking sunshine could find deals for Lanzarote and Marrakech.

Search nearby airports

Another feature on flight comparison sites that’s worth trying is including nearby airports in your search. On Skyscanner you simply tick the box under your destination or departure airport.

If you live close to London, for example, don’t just look at your nearest airport. Searching for nearby airports looks up the cheapest options around the capital, so a short tube journey could save you a lot of money. This works in any area where there are airports nearby, for example, comparing flights from Birmingham and East Midlands, which are just 45-minutes apart.

You can also choose to search nearby airports at your destination. Just make sure you work out how far away the airport will be from your accommodation before you book. Some airports with city names can still be miles away from the destination. For example, Paris Beauvais Airport is actually about 90-minutes from the French capital, so best avoided for a short break.

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Cheapest month of the year to travel – and when to book for the best deals

Expedia’s Air Hacks Report shows how holidaymakers can save hundreds on flights – including the cheapest day to fly, best time to book and most affordable month to travel

New figures from travel agency Expedia have uncovered how holidaymakers can knock hundreds of pounds off their flight costs, with Friday now officially crowned the most budget-friendly day to jet off. Expedia has put together a comprehensive guide of “Air Hacks” to help travellers secure the best bargains throughout the year.

The latest Air Hacks Report shows that travellers can pocket an average saving of 18% by departing on a Friday rather than a Saturday. Despite being the busiest travel day of the week, Friday delivers the strongest value for money. Meanwhile, Tuesday emerges as the quietest day for flying but most expensive to book.

According to the report, the best day to book is Sunday, as this gets you the best deal and June is the most affordable month to fly, with flights 68% cheaper on average than December, which represents a potential saving of £250 per ticket.

For optimal booking, the most affordable window for domestic economy flights is between 31 and 45 days before departure, which will save people around £38 compared to booking six months out.

For international travel, adults can save an average of £93 by booking between 15 and 30 days ahead of time instead of six months, though purchasing tickets 31 to 45 days before can still yield a saving of £85.

Regarding UK airports, the cheapest to fly from, on average, are Belfast (£170), Liverpool (£171), and Bournemouth (£171). Conversely, the most expensive airports to fly from are London Heathrow (£533), Humberside (£420), and Manchester (£404).

Melanie Fish, a spokesperson from Expedia, said: “We are very excited to release these new findings and share our top air hacks for 2026 to ensure holidaymakers get the best value for money, as well as an enjoyable travelling experience.

The report also uncovered emerging travel trends. Twenty percent of travellers have booked an “extreme day trip,” which involves a roundtrip flight within 24 hours to visit a new destination.

Over half (51%) of international flyers now opt for morning departures, with only 15% choosing an evening flight. Furthermore, a third of travellers now fly with only a carry-on bag, and 29% admit they wear extra layers to avoid baggage fees.

The company, which launched a ‘Flight Deals’ feature to help users find flights 20% below the norm, hopes these insights will help holidaymakers navigate the overwhelming and expensive process of planning a trip.

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‘Cheapest time’ to book summer holiday – but you’ll need to set an alarm

A travel enthusiast and On the Beach worker shared the cheapest time to book flights and hotels

People hoping to get the best deal on their summer holiday might need to set an early alarm. A travel influencer claims he knows the ‘cheapest time’ for booking flights and hotels – and it’s bad news if you like to sleep in.

The tip was shared on social media by Rob Brooks, a travel enthusiast and influencer with the travel company On The Beach. He is well-known online for providing budget-friendly travel advice, hotel reviews, and holiday tips, which has helped him amass a significant following on social media, especially on TikTok where he goes by the username @Robonthebeach.

In a recent video, Rob shared ‘three bad holiday booking habits that could be costing you £100s’ and explained how the timing of your holiday booking can affect the price. Introducing the three tips, Rob said: “I look through holiday bookings every single day, and I see these mistakes all the time.”

For his first point, Rob suggested that people shouldn’t book their holidays in the morning unless they get up early. “Your first bad booking habit is booking holidays in the morning,” he claimed.

“We see so many people book holidays between 7am and 10am in the morning. Often, that’s people booking just before work, on the commute, or even at the desk with their first coffee. And I get it, it feels like you’re being really productive and taking off something big right at the beginning of the day.

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“But not many people know it’s actually one of the most expensive windows to book, because you’ve got loads of people searching at the same time. Everyone’s had the same idea, which means demand spikes, flight prices spike too, and then package prices follow.”

Rob continued: “The best times to book are statistically in the evening, between 8pm and 10pm. And actually the very cheapest time to book is first thing in the morning, between 4am and 5am. But no one’s setting their alarm for that habit.”

Continuing his video, Rob shared two more mistakes that he said holidaymakers should be wary of. In his second tip, he suggested people shouldn’t wait when they find the right deal for them.

“Don’t forget, when you find a really good deal, it’s very likely that someone else has found the same deal too. So waiting doesn’t protect you; it usually just means that the best price then disappears. So I would say this: when you find a holiday that you think is a really good price and you’ve checked it against other people, don’t wait, just get it booked,” he advised.

Finally, the travel influencer warned people against being ‘super rigid’ with their holiday dates. Rob pointed out that switching your holiday from seven days to six days, for example, could make a big difference to the price.



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Get free flights for kids to European hotspot this summer from 1 airline

One airline has launched an incredible family deal that will see children aged up to 11 fly free to a European hotspot this summer. Make sure you don’t miss out on the offer

Plenty of us are daydreaming about a family summer holiday after the miserable conditions we’ve been battling lately, and if you’re itching to whisk the kids off for a European coastal adventure, you’ll want to listen up as one airline has launched an absolutely brilliant offer on flights.

Aegean Airlines is currently running a superb travel promotion for families, allowing youngsters to jet off to a European destination without paying a penny. The news was shared on Instagram by baby travel guru Diana, who posts under the handle @babylifewithdiana. She shared a reel with her 79,800 followers, showcasing clips from a gloriously sunny family holiday.

Text across the screen read: “Every parent needs to know this!

“Kids fly for free in Greece in 2026.”

Expanding on this in the caption, she wrote: “Forget everything what you’re doing! Aegean Airlines has launched an amazing offer for families.

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“Kids will travel free to Greece this summer.”

However, there are a few strings attached if you’re hoping to snap up this bargain.

Bookings need to be made by February 19th, 2026 and you’ll need to jet off between March 1st, 2026, and November 30th, 2026.

The offer is valid for youngsters up to 11-years-old.

Through this promotion, children and babies fly at no cost, whilst other family members bag up to 30% off their tickets.

The Aegean Airlines offer is valid across all direct and connecting flights to and from any international or Greek destination. The announcement sparked excitement amongst users, racking up more than 3,000 likes.

One person enthused: “What a deal,” whilst another added: “On our bucket list.”

Which Greek destination works best for families with kids?

Greece makes for a brilliant family getaway suitable for youngsters of every age – offering gorgeous beaches, safe bathing spots, engaging pursuits, cultural experiences, and delicious food all wrapped up in glorious sunshine. Here are some top picks for a family-friendly Greek escape:.

Crete

  • Greece’s biggest island boasting golden sandy shores and tranquil shallow waters ideal for youngsters.
  • Plenty of family-oriented activities: boat excursions, water parks, gentle walks, and historic attractions like Knossos.
  • Accommodation and hotels frequently feature kids’ clubs, splash pools, and family suites.
  • Perfect if you’re after diversity and an extended break with abundant exploration opportunities.

Corfu

  • Renowned for gentle, secure beaches with shallow waters, Corfu is perfect for tiny tots.
  • Family highlights include Aqualand Waterpark offering slides suitable for all age groups.
  • Picturesque towns, seafood tavernas, and convenient transport links make getting about straightforward.
  • Ideal for families seeking both seaside entertainment and cultural landmarks.

Rhodes

  • Blends medieval settlements and kid-friendly beaches like Faliraki with ample room for play.
  • Pursuits in Rhodes include wildlife farm visits, aquariums, and straightforward day-trips across the island.
  • Excellent if your children enjoy combining history with coastal adventures.
  • Naxos Long sandy beaches with shallow water near towns like Naxos Town (very walkable).
  • Less crowded than some islands but still plenty of tavernas and activities.
  • Perfect for a relaxed holiday, especially with younger children.

Zante

  • Beautiful sandy shores in places like Tsilivi and Alykanas with shallow water.
  • Chance to see loggerhead sea turtles in the National Marine Park – exciting for kids.
  • Great if your family enjoys nature and wildlife.



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BBC expert tells anyone who bought car between 2007 and 2024 mistake ‘will lose you £280’

BBC Morning Live viewers said instead of £700 they will get £420 payout – and be ‘bombarded with calls and texts’

A BBC expert has given a warning to anyone who bought a car between 6th April 2007 and 1st November 2024. Finance expert Iona Bain told BBC Morning Live viewers that they face losing out by £280 on average if they make the wrong decision.

Ms Bain told hosts Helen Skelton and Rav Wilding that the car finance compensation scheme final details will be released in March – but people could miss out by appointing a claims company.

The Financial Conduct Authority (FCA) is hoping to compensate motorists who were unfairly sold a car loan between 2007 and 2024 because they were not properly informed about the commission paid to brokers, including car dealers.

Under the current proposals, about 14 million car finance deals could be eligible for compensation, with people estimated to get an average of £700 per agreement.

Ms Bain said: “So, if you took out car finance with a vehicle that was bought between 6th April 2007 and 1st November 2024, and if the car finance deal you got was Personal Contract Purchase (PCP), then you could be eligible for a share of this compensation bill, which is £8 billion.

“Essentially, we’re talking about the commission that was paid behind the scenes by car finance lenders to brokers whenever they sold one of these deals. Customers weren’t always aware of the level and scale of this commission, and that meant, in many cases, customers ended up with car finance deals that were more expensive and less competitive than they should have been.

“And that’s certainly what the Supreme Court ultimately ruled, and it decided that compensation was due to all those customers that were potentially in that situation. So look, it’s taken a while to get to this point, but now the Financial Conduct Authority (FCA)—which is Britain’s regulator in this area—it’s said it’s going to be publishing the system for how people can apply for compensation in the next month or so.”

She said that the system being created will be straightforward and most importantly free to use. She said: “You can make a claim yourself; you don’t have to rely on a third party like a claims company. It should be completely straightforward for you to do yourself.”

She warned about claims management companies bombarding people – and explained they are making unfair claims and then will take large fees. She said: “If you see these adverts online, they are very enticing. They make claims like, “We’ll handle your claim for you,” “No win, no fee,” or “You could get thousands. But this is the reality: if you use one of these claims companies—whilst it’s perfectly legal to do so—they can take 20% to 40% of your compensation.”

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Someone getting a payout of £700 would end up paying £280 to the company. Ms Bain added: “It is a lot. It means you won’t keep all the money that you’re ultimately owed. The fees can be buried in the small print, and you may not be aware of them until you’ve signed on the dotted line.

“So, one example is: let’s say you’ve signed up for a claims company, but then you change your mind—and that’s your right to do so. Some of these claims companies are charging termination fees for the work that’s been done, and those termination fees can be spurious and disproportionate for the work that’s actually been done.”

She said one prominent advert claimed the average car finance compensation that’s being paid out is going to be over £1,800. Ms Bain added: “I’m just going to say it: that’s not true. It’s not true, and the reason for that is that the FCA has not confirmed what compensation people are going to be getting. So, it has said that the average amount that will be paid out will be £700. Some people will get more, some people will get less, but it’s impossible to say at this stage what individuals will be getting until we know more about that FCA process.

“And also, I’m hearing these reports of people seeing these adverts, then giving their contact details to these claims companies, and then being bombarded by texts and calls trying to persuade them to sign up. I personally think that’s unacceptable.”

Other things to watch out for are:

  • Upfront fees
  • Unexplained charges
  • A company promising guaranteed payouts or huge sums of money.

Ms Bain explained: “These are all big red flags. Just a reminder: you don’t need to use one of these companies. You can do this yourself and you get to keep all the compensation.”

Morning Live has provided a template for this on their website here.

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This exact time ‘is the cheapest’ to book a holiday — and ‘never book in this hour’

It turns out timing does matter, with a TikTok travel expert revealing that even a few minutes can make the difference between overpaying and bagging a bargain.

Ever wondered when the best time of day is to book a holiday? A TikTok travel expert has the answer — and his viral video is doing the rounds online.

Rob, known as @robonthebeach online, has built a reputation for clever holiday hacks that save travellers money, but on of his more recent tips is truly ground-breaking. In a clip posted last month, he revealed the best and worst times to book, and the results might just surprise you.

In the video, Rob — who says he “works in travel and looks through holiday data every single day” — explains that timing isn’t just important by the day or week, but down to the hour and even the minute. This is a big win for the night owls!

“According to the data, the most expensive time to book a holiday is between 9 and 10am in the morning,” he said. That’s the dreaded office-hour scroll, and it could be costing travellers dearly.

Rob claims bookings made in that hour were around 30% more expensive than those made at the cheapest time of day. His advice? “No more booking holidays as soon as you get to the office.”

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The cheapest time, however, comes much much earlier: “[It’s] early morning, like really early morning, between 4 and 5 am”. He explains how airline pricing systems effectively reset overnight as demand from the previous day drops off, pushing prices closer to their base level before creeping back up as searches increase throughout the day.

And for those searching for the ultimate saving, Rob revealed the exact time where prices are at their lowest: “The single cheapest minute to book a holiday is 2.48am,” he noted. Booking at that precise moment was, on average, 60% cheaper, though he stressed this won’t magically slash the price of each and every trip.

If you’d rather not set a 4am alarm, Rob points out there are other cheaper times, including late evening between 8pm and 10pm, which is still noticeably cheaper than the morning rush.

The video sparked a wave of reactions online, with one user confirming: “On those insomnia nights, can confirm the early hours are cheap,” while a second joked: “Now everyone is going to book at this time and it won’t be cheap anymore.”

Others offered additional tips, including: “Remember to clear your cache,” as another summed it up with “cheap as chips, fair play”.

Brits are certainly keen holiday bookers. Research from YouGov shows that around 35% of UK travellers book their holidays one to three months in advance, while a further 23% book four to six months ahead.

While data from IPA suggests the average UK adult books a holiday roughly 17 weeks before travelling, with online bookings now dominating. ABTA claims that around 78% of adults take at least one holiday each year.



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