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Oct. 28 (UPI) — The House Oversight Committee on Tuesday asked the Justice Department to investigate former President Joe Biden‘s use of the autopen to sign executive orders and pardons.

The request came after the committee released a report on its investigation into Biden’s use of the autopen and whether it indicated an administration coverup of an alleged cognitive decline.

In a letter to Attorney General Pam Bondi, Rep. James Comer, R-Ky., chairman of the committee, accused Biden’s aides of coordinating “a cover-up of the president’s diminishing faculties.”

Over the summer, the oversight committee interviewed more than a dozen former aides and advisers to Biden. Among those who appeared before the committee were former chiefs of staff Ron Klein and Jeff Zients, and Biden’s former physician, Dr. Kevin O’Connor, who invoked the Fifth Amendment.

In addition to the letter to Bondi, Comer sent a letter to Andrea Anderson, chairwoman of the board of medicine at the District of Columbia Health calling on the board to investigate whether O’Connor was “derelict in his duty as a physician by, including but not limited to, issuing misleading medical reports, misrepresenting treatments, failing to conform to standards of practice, or other acts in violation of District of Columbia law regulating licensed physicians.”

The committee recommended that O’Connor’s medical license be revoked.

President Donald Trump has taken particular issue with Biden’s use of the autopen during his presidency, though he, himself, has used it. In a Presidential Walk of Fame exhibit installed at the White House in September, photos of each president were displayed outside the West Wing, except Biden’s. Instead, a photo of an autopen was put in Biden’s place.

There’s been a long history of presidents using an autopen to sign the many documents that come across their desks each day, beginning with the third president of the United States, Thomas Jefferson. According to the Shapell Manuscript Foundation, which collects historical documents, Presidents Gerald Ford, Lyndon B. Johnson, John F. Kennedy and Barack Obama used the device, some to sign the many requests for autographs and letters, others to sign important documents and orders.

In 2005, then-President George W. Bush asked the Justice Department’s Office of Legal Counsel whether it was constitutional for him to sign official documents using the autopen. The office concluded that “the president need not personally perform the physical act of affixing his signature to a bill he approves and decides to sign in order for the bill to become law.”

Trump said he has used the autopen but not for important documents. In June, he ordered an investigation into Biden’s cognitive state.

Biden has denied Trump’s claims about his mental faculties and autopen use.

“I made the decisions during my presidency,” Biden said in a statement.

“I made the decisions about the pardons, executive orders, legislation and proclamations.

“Any suggestion that I didn’t is ridiculous and false,” he added.

Warren Buffett is well known for being perhaps the greatest stock picker of all time, and for good reasons. Berkshire Hathaway (BRK.A -0.88%) (BRK.B -1.03%), the conglomerate Buffett has led since the mid-1960s, has delivered unbelievable returns for investors over the years, and a big reason is Buffett’s success with using Berkshire’s capital to invest in stocks.

What makes Buffett’s investing style so extraordinary is how simple it is. Buffett invests in great businesses (mostly ‘boring’ ones) that he believes trade for significantly less than their intrinsic value and holds them for as long as they remain great businesses.

He doesn’t chase technology stocks or try to get in on the ground floor of the ‘next big thing.’ He doesn’t trade short-term. And he uses fairly basic investment principles, which he often shares with everyday investors. In addition to being the most successful investor, he is also the most quotable.

Image source: Getty Images.

Buffett’s advice to the average investor

Yes, Warren Buffett has an extraordinary track record when it comes to choosing individual stocks to invest in. But it’s also important to know that he spends many hours (usually over 10 per day) researching and reading.

Of course, you don’t need to spend that much time, but the point is that being a successful individual stock investor requires time and knowledge. As Buffett says, “If you like spending six to eight hours per week working on investments, do it. If you don’t, then dollar-cost average into index funds.”

To be perfectly clear, Buffett doesn’t think there’s anything wrong with this option. In fact, he has directed that his own wife’s inheritance be invested in this way after he’s gone.

Buffett has specifically mentioned the S&P 500 as a great way to bet on American business. And he says that “American business — and consequently a basket of stocks — is virtually certain to be worth far more in the years ahead.”

Buffett is a big fan of this S&P 500 ETF

There are several excellent S&P 500 index funds in the market, but one that Buffett has owned in Berkshire Hathaway‘s portfolio is the Vanguard S&P 500 ETF (VOO -1.28%). This fund simply tracks the 500 stocks in the index, in their respective weights, and should mimic the performance of the benchmark index over time.

Buffett is a big fan of Vanguard, which pioneered the low-cost index fund years ago. The Vanguard S&P 500 ETF has a rock-bottom 0.03% expense ratio, which means that you’ll pay just $0.30 in annual investment fees for every $1,000 in assets. To be clear, this isn’t a fee you physically have to pay — it will just be reflected in the fund’s performance over time. But it’s so low that it will barely have any impact on your long-term results.

You might be surprised at the potential

One final Buffett quote I’ll leave you with is “it isn’t necessary to do extraordinary things to get extraordinary results.” And it certainly applies to index fund investing.

Over the long run, the S&P 500 has produced annualized returns of about 10% over long periods of time. Let’s say that you invest just $200 per month in the Vanguard S&P 500 ETF and that you achieve 10% returns going forward.

• In 10 years, you’d have about $38,250.
• In 20 years, you’d have $137,460.
• In 30 years, you’d have nearly $395,000.
• In 40 years, you’d have about $1.06 million.

The key is to invest consistently and hold for a long time. The magic of long-term compounding will do the heavy lifting for you. As you can see, if you’re not comfortable with picking individual stocks, it doesn’t necessarily mean that you can’t use the stock market to build extraordinary wealth over time.

Reporting from Sacramento — An Assembly panel on Tuesday recommended the confirmation of Los Angeles Rep. Xavier Becerra as state attorney general after the nominee pledged to aggressively defend state policies on immigration, civil rights and the environment against potential attacks by President-elect Donald Trump’s incoming administration.

Before the panel’s 6-3 vote in favor of confirmation, with all Republicans opposed, Co-Chairman Reggie Jones-Sawyer (D-Los Angeles) told Becerra that he expects the state will become involved in a “long and ferocious and hard-fought legal war” with the federal government.

“Now more than ever we need an attorney general who will defend our values and stand up to the next administration’s backward vision for America,” Jones-Sawyer said during the hearing, denouncing Trump’s campaign rhetoric as “xenophobic.”

Gov. Jerry Brown introduced Becerra at the two-hour hearing, warning that “there are big battles ahead” and calling his nominee an “outstanding candidate that can certainly champion the causes we believe in.”

The nomination still must be acted on by the full Assembly, which is scheduled to vote Friday, as well as the Senate. The Senate Rules Committee will hold a confirmation hearing Jan. 18.

Becerra was questioned for more than an hour by members of the Assembly Special Committee on the Office of the Attorney General. He told them he is ready to fight for the state’s values. He told the panel that as the son of hardworking immigrants, he is committed to fighting any federal policy that takes away the rights of Californians who are playing by the rules.

“As California’s chief law enforcement officer and legal advocate, I am going to be ready to deploy those values and life lessons to advance and defend the rights — big and small — of all Californians,” Becerra told the panel. “Everyone who plays by California’s rules deserves to know, ‘We’ve got your back.’ ”

The 12-term congressman said he supports the state’s policies protecting the environment and civil rights. He said he opposes racial profiling by police and the stop-and-frisk policies of other cities.

With Trump proposing mass deportations and registration of immigrants from predominantly Muslim countries, Becerra said, “the head winds from outside of California could threaten the basic rights of so many families like the one I grew up in.”

“At risk is the notion that anyone who, like my parents and yours, works hard and builds this country can dream to own their own home, send their kids to college, earn a dignified retirement,” he said.

Asked about threats of cuts in federal funding to sanctuary cities, Becerra said cities will not protect violent criminals.

“‘Sanctuary’ is simply saying we are not going to go out there and do the bidding of an aggressive immigration enforcement agency.”

Updates from Sacramento »

Becerra noted that federal law, on occasion, preempts state law, but he said he will be vigilant in ensuring that the state’s laws are preserved to the extent possible.

“If we have laws in place, we have every right to protect those laws,” Becerra said. “And while the federal government has preemption authority in most cases against the state for matters that are federal in nature, the federal government would have to prove that what it’s doing is federal in nature and that it isn’t violating the state’s rights to enact laws that improve the welfare of its people.

“You will find me being as aggressive as possible working with all of you to figure out ways that we can make sure there is no federal intrusion in areas that are really left to the state in the U.S. Constitution.”

Republican members called on Becerra to make fighting crime his top priority and said they had concerns about the attorney general failing to defend the rights of gun owners and religious institutions facing interference by the state government.

Assemblyman James Gallagher (R-Plumas Lake) complained about religious nonprofits being told by the state they must inform clients of the availability of abortion services even if it is against their beliefs.

Becerra tried to lighten the mood in the face of deeply philosophical questions.

“You’re getting into some subjects that probably require a few beers,” Becerra said, offering to buy Gallagher a round so they could talk about weighty issues.

Some 50 people testified, with support coming from groups such as the Sierra Club, Los Angeles Police Protective League, Equality California and several labor unions. Only two people objected to the nomination, including an American Independent Party member who questioned whether Becerra had enough years serving as an attorney to be qualified.

Craig DeLuz of the Firearms Policy Coalition said his group wants a state attorney general who can protect the constitutional rights of gun owners.

“Unfortunately, based on the record, we simply do not believe that this nominee is capable of doing that,” DeLuz told the panel.

The National Rifle Assn. also opposed Becerra in a letter.

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Aug. 1 (UPI) — An attorney disciplinary board is recommending White House official Jeffrey Clark be stripped of his Washington, D.C., law license over his involvement in efforts to overturn the 2020 election for President Donald Trump.

A majority of the nine-member Washington, D.C., Board on Professional Responsibility recommended Clark be disbarred on Thursday, stating Clark “was prepared to cause the Justice Department to tell a lie about the status of its investigation” into the 2020 general election.

“Lawyers cannot advocate for any outcome based on false statements, and they certainly cannot urge others to do so,” the panel said.

“Respondent persistently and energetically sought to do just that on an important national issue. He should be disbarred as a consequence and to send a message to the rest of the Bar and to the public that this behavior will not be tolerated.”

Of the nine members, seven voted for Clark to be disbarred, while two recommended he be suspended for three years and required prove his fitness to practice prior to reinstatement. The D.C. Court of Appeals will have the final say in the matter.

“The fight continues,” Clark said in response to the ruling on X.

Clark is the acting administrator of the White House Office of Management and Budget’s Office of Information and Regulatory Affairs, but was previously acting assistant head of the Justice Department’s Civil Division during Trump’s first term and a supporter of his boss’ false claims that the 2020 election was stolen.

The letter at the center of the ruling is one that Clark drafted in late December 2020, after Trump lost the general election to then-Democratic candidate Joe Biden.

In the letter to Georgia officials, he said the Justice Department had “significant concerns” about the state’s election, despite the federal department being aware of zero issues. The letter recommended that Georgia’s governor call the state’s legislature into special session to consider replacing electors that supported Biden with those that were in favor of Trump — a plot that is now widely referred to as the fake electors scheme.

After being warned against sending the letter by two superiors, Clark, whose job at the Justice Department was not involved in elections, continued to advocate for it to be sent.

Trump also considered replacing then-Attorney General Jeffrey Rosen with Clark but later declined to name him head of the department after being informed that doing so would ignite mass resignations.

Martin Lewis shared a handy tip for holidaymakers who are keen to keep costs down when it comes to dining out abroad and it all comes down to how you pay

Money Saving Expert Martin Lewis has shared a nifty tip for globetrotters seeking to pinch their pennies – particularly when dining or drinking out overseas, and it all comes down to your mode of payment.

On his latest instalment of The Martin Lewis Podcast on BBC Sounds, the financial guru offered key advice for those opting to use cards. In an intriguing segment titled “Should you pay in Pounds or Euros on plastic abroad?” Martin reveals his insider knack for cutting costs.

Encountering the option to pay in either the local currency or Great British Pounds at checkouts and ATMs is common, prompting a decision every traveller faces. Martin, however, asserts that there’s indeed an optimal choice here.

Martin advised: “Well the correct answer is you should always pay in Euros or whatever the local currency is, because that means it’s your plastic that’s doing the exchange rate conversion, not the overseas shop or ATM.”

For getting true bang for your buck, Martin suggests acquiring a specialised overseas debit or credit card that offers “near perfect exchange rate” – a savvy move for any thrifty traveller, reports the Express.

He elaborated: “But even if you don’t have one of those, then even your bog standard UK credit or debit card that’s adding about a three per cent fee onto the exchange rate, in all the experiments I’ve done and when most people go abroad, they do a pub crawl, I do an ATM crawl to check these rates.”

Summing up his findings, he said: “In all the experiments I’ve done, even a bog standard UK card is beating most overseas ATMs, or shops exchange rates so you want it to do the conversion which means you must always pay in the local currency.”

His advice was clear: “Pay in Euros, pay in dollars, pay in Dong if you’re in Vietnam.”

Martin Lewis and the team at Money Saving Expert have detailed a number of the best travel credit and debit cards available. Find more information, here.

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