plan

In a typical election year, the interest in the down-ballot race for California insurance commissioner musters modest interest at best.

That all changed on Jan. 7, 2025, when wildfires swept through L.A. County, damaging or destroying more than 18,000 homes and killing at least 31 people.

The resulting anger directed at the insurance industry over how it has handled claims has helped draw four Democrats into the race, who will be vying this weekend for a critical endorsement at the party’s annual convention in San Francisco ahead of the June 2 primary election.

“We haven’t seen this level of competition and, frankly, choice on the Democratic side since it first became an elected office in 1990,” said Jamie Court, president of Consumer Watchdog, a Los Angeles insurance advocacy group. “They represent wide-ranging views and a broad diversity of candidates.”

Up for endorsement are state Sen. Benjamin Allen (D-Santa Monica), whose district includes the Palisades fire zone; former San Francisco Supervisor Jane Kim; former state Sen. Steven Bradford; and San Francisco businessman Patrick Wolff, who has not held elective office.

Three Republicans have declared their candidacies, but that party’s convention isn’t until April. The filing deadline to file for the race is March 6.

The GOP field includes businessman Robert Howell, who lost by 20 points in the 2022 general election to current Insurance Commissioner Ricardo Lara. Also running are insurance agent Stacy Korsgaden from Grover Beach, and attorney Merritt Farren, whose Pacific Palisades home burned down.

Peace and Freedom Party candidate Eduardo Vargas, a Los Angeles school teacher, is on the ballot too.

The race also follows Lara’s two troubled terms in office, during which he has been accused of cozying up to and receiving money from the insurance industry for his first campaign and conferences abroad.

Lara has denied any wrongdoing, and all the Democratic candidates have vowed not to accept insurance industry donations.

“For me and maybe for many survivors, it’s not a position that we ever thought much about, but now with many of our lives devastated by our dealings with insurers I think many survivors will be watching much more closely this time around,” said Joy Chen, executive director of the Eaton Fire Survivors Network, a community group that has accused Lara of being soft on insurers and has called for his resignation.

Allen was perceived by some as the leading candidate for the party’s nomination when he announced his candidacy in September. He has held his seat for more than a decade and is the only sitting legislator in the race. He said he would not be running if not for the wildfire that struck his district.

“The fire certainly was a searing experience, helping hundreds of people get their claims paid right, but it kind of begs the question of why should you have to call your state senator to get treated right,” he said.

Allen’s platform includes a number of ideas to ensure policyholders are treated better, including requiring insurers to clearly explain claim denials. But also key to his campaign is stabilizing an insurance market that over the last several years has seen insurers drop policyholders by the hundreds of thousands, especially in fire-prone neighborhoods.

That forced them onto the California FAIR Plan, the insurer of last resort. It’s rolls grew even more since the January fires and the insurer has been sued by fire victims over its claims practices. Allen wants to build insurer confidence in the market by having insurer requests for rate hikes reviewed in months, rather than the year or more they can drag out now.

He also points to his legislative record, especially his authorship of Proposition 4, which was approved by voters in 2024 and set aside $10 billion in general obligation bonds to fund climate resiliency and environmental protection projects — an important part, he said, of lowering insurance risks.

Allen has drawn a key endorsement from California Sen. Adam Schiff and as of Dec. 31 had about $1 million in the bank, more than any other candidate. But the race was shook up last month when progressive politician Kim declared her candidacy. She boasted an endorsement from U.S. Sen. Bernie Sanders (I-Vt.), for whom she worked as his California political director during the 2020 presidential campaign.

She also has drawn attention for a plan to create a state-run disaster insurance policy for Californians.

Residents would continue to buy regular home insurance from the commercial market but would buy coverage for wildfires and other disasters from the state, similar to plans in some other countries.

The idea has come under sharp criticism from Court, who said it will shift the risk of costly disasters to taxpayers while allowing insurers to make profits from more predictable perils such as water and roof damage.

“We have to explore some different models, because the current system is not working. It’s too expensive and a market failure,” said Kim, adding that the plan could evolve.

Bradford, who represented communities in south L.A County and the South Bay in the Legislature, has been endorsed by L.A. Mayor Karen Bass. He said he’s running as a pragmatist and unifier.

“What we’ve been doing for far too long has been a whole lot of finger pointing and doing the blame game,” he said.

Bradford wants insurers to open their pricing books and give homeowners “real, guaranteed” premium discounts for upgrading their property.

He also is proposing a public–private partnership that shares the risk for insurers who write policies in fire-prone neighborhoods.

Wolff, a political newcomer, is a Chartered Financial Analyst, real estate investor and former hedge manager who cites his experience building a home and auto insurance brokerage for financial services firm Capital One.

“I spent the first half of 2025 really deeply studying the commissioner’s role and the history, and the race — the politics of everything. And after really doing that deep dive, I decided to step forward,” said Wolff, who wrote his campaign a $500,000 check and loaned it another $100,000.

He also thinks rate hikes sought by insurers need to be reviewed more quickly but wants the insurance department to publish annual reports on how specific companies handled claims.

“The insurance industry has basically lobbied to keep that data anonymous at the company level, and I think it’s really important to make that information public,” Wolff said.

Under California’s open primary system, the top two candidates will move on to the Nov. 3 general election, which means two Democrats could run up against each other if a Republican isn’t able to consolidate the GOP vote.

Steve Maviglio, a longtime political consultant currently working for State Treasure Fiona Ma, who is seeking the office of lieutenant governor, said that the race is wide open.

“This is a statewide election with millions of people with candidates they’ve never heard of,” he said.

With multiple candidates seeking the endorsement, it may be hard for any single one to reach the 60% threshold of delegate votes needed.

“If no one is endorsed, somebody is going to have to be the breakout candidate, and the way you do that is with money or organization,” Maviglio said. “Until I see that happen, it’s totally up in the air.”

The Israeli government has approved a plan to claim large areas of the occupied West Bank as “state property” if Palestinians cannot prove ownership, prompting regional outcry and accusations of “de facto annexation.” The move forces Palestinians to navigate complex legal hurdles after decades of occupation and displacement, amid continued Jewish settlement expansion. What could this mean for the future of Palestinian land?

In this episode: 

Episode credits:

This episode was produced by Noor Wazwaz and Melanie Marich, with Tamara Khandaker, Marcos Bartolomé, Maya Hamadeh, Tuleen Barakat, and our guest host, Kevin Hirten. It was edited by Sarí el-Khalili. 

Our sound designer is Alex Roldan. Our video editors are Hisham Abu Salah and Mohannad al-Melhemm. Alexandra Locke is The Take’s executive producer. Ney Alvarez is Al Jazeera’s head of audio. 

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WASHINGTON — Immigrant advocates fear a Trump administration proposal released Friday amounts to an indefinite pause on new work permits for asylum seekers.

The draft regulation from U.S. Citizenship and Immigration Services would halt the acceptance of work permit applications when average processing times at the agency exceed 180 days.

The regulation also would extend the time asylum seekers must wait before becoming eligible to apply for a work permit, lengthening the period from 150 days to 365 days.

The proposal says USCIS expects that new work permit applications for asylum seekers “would be paused for an extended period, possibly many years.”

Conchita Cruz, co-executive director of the Asylum Seeker Advocacy Project, said the regulation would be catastrophic for asylum seekers, their families and U.S. communities.

“Forcing individuals who are working and living in the United States legally out of their jobs is not only cruel, but it is bad policy,” she said. “If this regulation goes into effect, it will hurt U.S. families, businesses and the U.S. economy.”

The proposed regulation change comes amid broad efforts by the Trump administration to end humanitarian benefits and restrict legal immigration.

For example, Homeland Security has sought to terminate Temporary Protected Status benefits that provided work permits and deportation protection to hundreds of thousands of immigrants. And in a memo released this week, the agency said agents are authorized to detain refugees who have not yet filed applications for lawful permanent residence after their first year in the U.S.

Under the first Trump administration, agency officials in 2020 similarly proposed increasing the employment eligibility waiting period to one year.

Kazakhstan and Kosovo have also pledged to participate, while Egypt and Jordan will provide training for police officers.

Indonesia, Morocco, Kazakhstan, Kosovo and Albania have pledged to send troops to Gaza, the commander of a newly created International Stabilization Force (ISF) has said during a meeting of United States President Donald Trump’s so-called Board of Peace.

US Army General Jasper Jeffers, who has been appointed as the head of a future Gaza stabilisation force by Trump’s board, said on Thursday that the Indonesian contingent to the mission has “accepted the position of deputy commander”.

“With these first steps, we will help bring the security that Gaza needs,” Jeffers said during a meeting of the board in Washington, DC.

Indonesian President Prabowo Subianto, who was among several world leaders participating in the meeting, said his country would contribute up to 8,000 personnel to the planned force “to make this peace work” in the war-torn Palestinian territory, where Israel’s genocide has killed at least 72,000 people.

Kazakhstan’s President Kassym-Jomart Tokayev said his country will also send an unspecified number of troops, including medical units, to Gaza, while Morocco’s Foreign Minister Nasser Bourita said that his country is ready to deploy police officers to Gaza.

Albania, whose prime minister recently made a two-day official visit to Israel, has also said it will contribute troops, while neighbouring countries Egypt and Jordan have said they will participate by training police officers.

Indonesia, which was one of the first countries to commit to sending troops, has sought to reassure potential critics that its participation is intended to ensure international law is upheld in Gaza, amid Israel’s genocidal onslaught.

‘Indonesian troops will not be involved in combat operations’

Indonesia’s foreign minister met with both United Nations chief Antonio Guterres and Palestinian ambassador to the UN Riyad Mansour in New York on Wednesday, in advance of President Subianto’s participation in the Board of Peace meeting.

“Indonesia’s mandate [on troop deployment] is humanitarian in nature with a focus on protecting civilians, humanitarian and health assistance, reconstruction as well as training and strengthening the capacity of the Palestinian Police,” Indonesia’s Ministry of Foreign Affairs said in a recent statement, according to the Jakarta Post newspaper.

“Indonesian troops will not be involved in combat operations or any action leading to direct confrontation with any armed group,” the ministry said, responding to questions raised over its future role in Gaza by Amnesty International.

The head of Amnesty International Indonesia, Usman Hamid, has voiced concerns that Indonesia risked violating international law through its participation in the Board of Peace and the planned stabilisation force for Gaza.

Hamid warned that Indonesia’s deployment of troops to Gaza “means putting Indonesia at risk of participating in a mechanism that will strengthen violations of International Humanitarian Law”.

“The Peace Council does not include members from the most disadvantaged Palestinians, but instead includes members from Israel, which has for nearly eight decades carried out an illegal occupation and apartheid against the Palestinian people, even committing genocide in Gaza,” Hamid wrote last week in an open letter to the speaker of the People’s Representative Council of the Republic of Indonesia.

Palestinians have also voiced concerns that Trump’s Board of Peace will only further entrench Israel’s illegal occupation of the Gaza Strip, as Israeli forces continue to carve out more “buffer zones” and restrict the entry of food and other aid, months into a so-called “ceasefire” with Hamas, during which almost 600 Palestinians have been killed in Israeli attacks.

The Gaza stabilisation force differs from other peacekeeping forces deployed by multilateral organisations such as the UN or the African Union.

In neighbouring Lebanon, more than 10,000 peacekeepers from 47 countries continue to participate in the United Nations Interim Force in Lebanon (UNIFIL), which was created in 1978.

Indonesia, along with Italy, is one of the largest contributors of troops to UNIFIL, which has repeatedly come under fire from Israeli forces, despite a fragile ceasefire between Israel and Hezbollah.

Feb. 19 (UPI) — The Commission of Fine Arts has unanimously approved plans for President Donald Trump‘s almost 90,000-square-foot White House ballroom plans, the first hurdle in starting the building project.

The commission, whose members were all appointed by Trump, including his executive assistant, Chamberlain Harris, 26. The original architect of the ballroom recused himself from the vote. Trump fired all the previous members in October.

But now, the project must win approval from the National Capital Planning Commission, which could vote on March 5.

“This is a facility that is desperately needed for over 150 years, and it’s beautiful,” The Washington Post reported Commission Chair Rodney Mims Cook Jr. said.

But the CFA’s secretary said comments have been negative.

“In two decades of casework here, I’ve never seen as much public engagement on this. We’ve literally gotten, in the past week or so, more than 2,000 various messages,” said Thomas Luebke, CFA secretary, CBS News reported. “The vast, vast majority is negative, in general.”

Trump initially said the construction would cost $200 million and would be funded by private donations. He later said the project could cost twice that amount, but donors would pay for it. Officials from the National Trust for Historic Preservation challenged the construction in federal court and sought an injunction to stop the build. The judge refused the injunction but ordered the administration to undergo a review process.

The Capital Planning Commission is led by Will Scharf, a White House staff secretary appointed by Trump. Two other White House officials — James Blair and Stuart Levenbach — are also on the commission.

Luebke read a summary of the comments to commissioners, CBS reported. He cited demolition without permits or oversight, a scale that will “dwarf the White House,” lack of transparency in funding and contracts and a “fundamental miscarriage of democratic principles.”

“The ballroom seems to shout power,” one commenter wrote, Luebke said.

Harris responded, “This is sort of like the greatest country in the world. It’s the greatest house in the world and we want it to be the greatest ballroom in the world.”

The public comments, Luebke said, were “overwhelmingly in opposition — over 99%.”

Published on
19/02/2026 – 17:39 GMT+1

The European Commission’s push to embed a so-called European preference in public procurement is triggering heavy lobbying from EU capitals and foreign partners, Euronews has learned.

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The proposal, designed to counter Chinese and US competition, would see products made in Europe officially favoured in public contracts and support schemes. Critics have branded it protectionist, and several member states have sought to water down the definition of “made in Europe” to ensure access for like-minded countries.

According to EU officials, the Industrial Accelerator Act (IAA), which is set to define what made in Europe means, is likely to face another delay despite appearing on the Commission’s agenda for presentation on 26 February. The strategy was first delayed in November 2025.

A leaked draft of the IAA text seen by Euronews lists strategic sectors targeted for a European preference, including chemicals, automotive, AI and space. It also proposes EU-origin thresholds of 70% for EVs, 25% for aluminium and 30% for plastics used in windows and doors.

The draft has drawn intense pushback. Nordic and Baltic states warn that a strict made in Europe regime could deter investment and limit EU companies’ access to cutting-edge technologies from non-EU countries.

In a separate leak reported by Euronews last week, the Commission appeared to lean toward the German position: a European preference open to like-minded partners with reciprocal procurement commitments and those contributing to “the Union’s competitiveness, resilience and economic security objectives”.

Britain concerned about protectionism

The UK is among the partners wary of a protectionist turn, with British officials stressing that the EU and UK economies are highly intertwined.

“It’s not the moment to mess with what is already working,” one official told Euronews.

In particular, the EU remains the largest export market for British cars, while several European manufacturers produce vehicles in the UK, which in 2024 was the EU’s second-largest export destination after the US.

“Almost half of our trade is with the European Union. We trade almost as much with the EU as the whole of the rest of the world combined,” UK Chancellor Rachel Reeves said last week.

British sources also argue that London’s deep capital markets could help the EU secure investment to revive its industry – unless the bloc closes its market.

The Commission is weighing its next move, aiming to table a proposal ahead of March’s EU summit focused on competitiveness. But pressure is also mounting from within, with pushback from the Trade Directorate-General – traditionally a staunch defender of an open EU market.

Paris, a long-time champion of a made in Europe strategy, says the concept has gained sufficient traction in Brussels to become reality and that the debate has now shifted to its implementation.

EU industry chief Stéphane Séjourné, who is overseeing the file, said on Tuesday that the European preference “entails quite a change of Europe’s economic doctrine”.

“It is therefore no surprises that it takes time and efforts to get to a common and smart version,” he added.

Mike Trout says he would prefer to return to center field for the Angels, and the star slugger says he will skip the World Baseball Classic because of insurance issues.

The 11-time All-Star who been plagued by injuries since 2021 says his familiar position isn’t as physically demanding as the corner outfield spots, contrary to traditional thinking.

Trout played his most games since 2019 last season, finishing at 130. The three-time American League MVP started 22 of his first 29 games in right field before a knee injury sidelined him for a month. The 34-year-old was exclusively a designated hitter when he returned in late May.

Trout had 26 home runs but hit just .232, by far the worst average of his career when he had at least 400 at-bats.

He spent time in left field early in his career but was a center fielder for 11 consecutive seasons before the switch to right. Injuries limited Trout to 111 games the previous two years.

Trout said conversations with first-year manager Kurt Suzuki have included the idea of a return to center.

“I feel like I’m at my best when I’m in center,” Trout told reporters at the club’s spring training facility Monday. “If I have to go to the corner, I’ll go to the corner.”

Trout said a return to center will be good for his health.

“When I was in center, it was less on my body than the corners,” Trout said. “To be honest, in right field I felt I was running a lot. Talking to some other outfielders and they’re saying that they feel the same way sometimes, center is less on your legs. I just feel … confident in center.”

Trout, who played in his only WBC three years ago, had said he was interested in playing again before insurance issues arose.

“It’s disappointing,” Trout said. “I wanted to run it back with all the guys.”

Promising young Boston outfielder Roman Anthony has been named as a Team USA injury replacement for Arizona’s Corbin Carroll, who has a broken bone in his right hand.

KATIE Price and her new husband Lee have insisted they’re the “strongest” and most “beautiful” couple they know as they revealed their plans to return to the UK.

The former glamour model, 47, tied the knot with the businessman in a secret ceremony last month and they’re currently on their honeymoon in Dubai, where he lives full time.

Lee Andrews was supposed to come to UK a few weeks ago but he claimed he was forced to delay his flight to look at properties for the pair to live in.

While fans of Katie were convinced it was because he wasn’t allowed to leave the country, we revealed Katie has put a deposit down on a pad in the UAE.

The loved-up pair have now revealed their both returning to the UK and it could be very soon.

Katie said: “So yeah we’re still in Dubai and we are coming to England very soon.

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Lee replied: “Within a day right?”

Katie added: “Watch out England we’re coming for you.”

The star’s Walter Mitty-like husband shared a snap of the couple holding hands with the caption: “The strongest and most beautiful couple we know.”

Katie recently leapt to her man’s defence hitting out at “snakes” and “bitter people” amid rumours of Lee being a con-man.

She took to Instagram to post a furious message in defence of her new husband.

A loved up Katie added text to a clip which read: “@wesleeeandrews has given me more love more security more respect.

“And proven that everything that’s been said about him is absolute BS by bitter people and snakes in all areas.”

The Sun revealed how the self-proclaimed businessman lives a ‘Walter Mitty’ style existence in Dubai.

Lee was accused of using artificial intelligence to fake images of himself with tech billionaire Elon Musk and reality TV star Kim Kardashian.

He also claimed on his LinkedIn profile to have been a Member of the Board of Advisors to the Labour Party since 2015.

But a Labour source said: “We don’t have a board of advisors and he doesn’t work with us.”

Two of Lee’s exes also sent Katie stark warnings to stay away with one, Alana, telling her to “run for the hills.”

Despite Lee’s life seemingly unravelling the pair still seem set on moving into a home together.

Lee posted a mock-up of the lavish property on social media, which included his & her’s cars, rooms their for kids and their parents.

The room labelled “kids” comes amid recent hints that the former glamour model might be pregnant.

Lee and Katie’s dream home plans have emerged despite concern over their quickfire marriage from those closest to Katie.

SACRAMENTO — After a collapse in state budget negotiations late last week over funding for cities and counties, Gov. Arnold Schwarzenegger pushed to revive his plan Saturday to protect their revenues.

One of the last sticking points in reaching agreement on the $103-billion state budget, the local government provisions have rocked the Capitol for several days and sent city officials across California into a frenzy of last-minute opposition.

The governor is pressuring lawmakers to support a plan under which cities and counties would accept $2.6 billion in cuts over the next two years in exchange for an amendment to the state Constitution that would prohibit such cuts in the future.

His latest push for that plan comes days after he walked away from a compromise with Democrats that would give the Legislature more flexibility in how it provides assistance to local government. The governor abandoned the compromise after local leaders rebelled against it, triggering a meltdown in the Legislature. Legislative leaders threw up their hands, and lawmakers headed home for the weekend.

“We are all here today calling on the legislators, and to tell them to go back to Sacramento and to vote for our local government agreement so that the people have their budget,” Schwarzenegger said at a rally before a few dozen police and firefighters Saturday at L.A. City Fire Station 88 in Sherman Oaks, where the governor also filmed scenes for his 2002 movie “Collateral Damage.”

“We were at the home stretch, we were very close to have a deal and a budget, but suddenly the legislators shut down and left Sacramento and went back home.”

The governor demanded an immediate floor vote on the deal he and local leaders had worked out.

Senate President John Burton (D-San Francisco) downplayed Schwarzenegger’s appearances, saying the governor hammering lawmakers at public rallies “doesn’t faze me.”

“Bring it on if you want,” Burton said. “We’ll just let the cards read for themselves. I believe the negotiations with the Legislature and the governor can be done pretty quickly.” He said he had been speaking with the governor and his chief of staff by telephone and believed a budget deal could be reached soon.

The deal the city and county leaders are pushing is simple. It begins with them accepting $1.3 billion in cuts for each of the next two years.

In return, the governor and lawmakers would support a constitutional amendment that would protect their share of the state budget from ever again being cut.

Democrats say that plan is full of problems: It would make it nearly impossible for lawmakers to borrow from cities and counties during a fiscal crisis; it would lock into the Constitution a system that forces local governments to become overly dependent on sales tax, leading too many to become overly reliant on “big box” retail stores, leading to sprawl; and it would give cities and counties priority in the state budget over education, social services and most every government program.

“It gives local government more protection than schools,” Burton said.

Burton called on the local leaders to return to the negotiating table.

He cautioned them not to take their chances on an initiative they have on the November ballot that would prohibit the state from taking any money away from cities and counties ever again.

“The polls show it is going in the dumpster,” Burton said. “If they want to come to the table, good. If they don’t, let them take their chances.”

Standing alongside the governor in Los Angeles on Saturday, however, several big-city mayors said they saw no reason to give in to any Democratic demands.

“We had a deal,” said Los Angeles Mayor James K. Hahn. “We want that deal to go through.”

Oakland Mayor Jerry Brown said local governments were not the Legislature’s “personal piggy bank.”

Feb. 8 (Asia Today) — Leaders of a newly launched civic group advocating Korean unification said they plan to support private broadcasts to North Korea that emphasize what they call a “unification vision,” arguing that entertainment alone will not change attitudes in the North.

The Citizens’ Solidarity for One Korea, inaugurated Feb. 4, is promoting “Korea Link,” a global fundraising campaign to support broadcasting and related content distribution. Organizers said participants pledged about 80 million won (about $60,000) at the launch ceremony.

Co-representatives Seo In-taek and Kenneth Bae spoke with Asia Today about why they are pushing the initiative and how they plan to deliver content to North Korean residents.

Q: Why launch a private broadcasting push now?

Seo In-taek: “The government has halted broadcasts to North Korea, and the United States has also stopped funding Voice of America and Radio Free Asia. With balloon launches and maritime information activities also suspended, private broadcasts are effectively the only remaining way to deliver information to North Koreans.”

Kenneth Bae: “The immediate priority is to revitalize existing private broadcasts to North Korea. We need to strengthen what is already operating and broaden its reach.”

Q: What is ‘Korea Link’ and what is the core goal?

Seo: “‘Korea Link’ is not about simply sending outside information or South Korean dramas. The goal is to deliver a ‘unification vision’ – to present alternatives so North Korean residents can have choices.”

Bae: “The fund should first be used to support existing broadcasts, then to develop better content and expand the base so broadcasting becomes sustainable.”

Q: What format will the broadcasts take?

Bae: “I plan to appear on Far East Broadcasting to take part in broadcasts aimed at the North. We will start with shortwave radio, but we want to expand to medium-wave and internet-based broadcasting over time.”

Seo: “Shortwave is a start, but we should also look at practical ways to deliver content more widely, including digital storage methods.”

Q: How would you deliver content if internet access is restricted?

Seo: “There are several ways. Digital storage devices can be effective for information inflow, and we want to use such tools not only to deliver information but also to convey a unification vision. To do this consistently, we need a nationwide fundraising campaign.”

Q: How will raised funds be managed?

Seo: “If funds are secured, we plan to establish an operating committee to ensure the money is used transparently and effectively.”

Bae: “Funding should be tied to measurable improvements – stronger broadcasts, better content and broader distribution.”

Q: What kind of content do you want to send?

Seo: “Simply providing outside information is not enough. A unification vision is needed. South Korean dramas are mostly ‘chaebol stories.’ That kind of content alone will not change North Korea.”

Bae: “We need content that can stimulate interest in unification and keep that message consistent. If we keep producing and sending it, it can help widen support for unification.”

Q: Beyond broadcasting, what else do you plan to do?

Bae: “We will also advocate internationally for North Koreans’ right to know and right to access information.”

— Reported by Asia Today; translated by UPI

© Asia Today. Unauthorized reproduction or redistribution prohibited.

Original Korean report: https://www.asiatoday.co.kr/kn/view.php?key=20260209010002891

For Mikayla Tencer, being self-employed already meant juggling higher taxes, irregular income and the constant pressure of finding her own health insurance. This year, it also meant rethinking how often she could afford to see a doctor.

The 29-year-old content creator in San Francisco paid $168 a month last year for a Blue Shield health plan through Covered California. This year — without enhanced federal subsidies that expired at the end of December — that same plan would have cost $299 a month, with higher copays.

“People assume that because I’m young, I can just pick the cheapest plan and not worry about it,” Tencer said. “But I do need regular care, especially for mental health.”

Tencer is among tens of thousands of middle-class Californians facing steep increases in health insurance costs after Congress allowed enhanced federal subsidies for Affordable Care Act plans to expire Dec. 31.

Those extra subsidies were enacted in 2021 as part of temporary, pandemic-era relief, boosting financial help for people buying coverage on state-run insurance marketplaces such as Covered California. The law also expanded eligibility to people earning more than 400% of the federal poverty level, about $62,600 for a single person and $128,600 for a family of four.

Mikayla Tencer records a TikTok video featuring eyeliners. Her blog showcases Bay Area attractions and local businesses.

(Paul Kuroda/For The Times)

With the expiration of the enhanced subsidies, people above that income threshold no longer receive federal assistance, and many who still qualify are seeing sharply higher premiums and out-of-pocket costs. On top of the loss of the extra federal benefits, the average Covered California premium this year rose by 10.3% because of fast-rising medical costs.

To lower her monthly bill, Tencer switched to the cheapest Covered California option, bringing her premium down to about $161 a month. But the savings came with new costs. Primary care and mental health visits now carry $60 copays, up from $35.

When she showed up for a psychiatric appointment to manage her ADHD and generalized anxiety disorder, she said, she learned her doctor was out of network.

“That visit would have been $35 before,” she said. “Now it’s $180 out of pocket.”

Because of the higher costs, Tencer said she has cut therapy from weekly to biweekly sessions.

“The subsidies made it possible for me to be self-employed in the first place,” Tencer said. “Without them, I’m seriously thinking about applying for full-time jobs, even though the market is terrible.”

For another self-employed Californian, the increase was even more dramatic.

Krista, a 42-year-old photographer and videographer in Santa Cruz County, relies on costly monthly intravenous treatments for a rare blood disorder. She asked that her full name not be used but shared her insurance and medical documents with The Times.

Last year, she paid about $285 a month for a Covered California plan. In late December, she received a notice showing her premium would rise to more than $1,200 a month. The rise was due to her loss of federal subsidies, as well as a 23% increase in the premium charged by Blue Shield.

“It terrified me. I thought, how am I ever going to retire?” she asked. “What’s the point?”

Krista ultimately enrolled in a plan costing about $522 a month, still nearly double what she had been paying, with a $5,000 deductible. She said she cannot downgrade to a cheaper plan because her clinic bills her treatment to insurance at roughly $30,000 a month, according to medical statements.

To cut costs and preserve the ability to save for retirement and eventually afford a place of her own, Krista decided to move into an RV on private land. The decision came the same week she received notices showing a rent increase and a steep jump in her health insurance premiums.

Mikayla Tencer, a marketing influencer, with her elder dog, “Lucky” at Alamo Square Park.

(Paul Kuroda/For The Times)

Krista said she had been planning for more than a year to find a long-term living situation that would enable her to live independently, rather than continue paying more for an apartment.

“Nobody asks to be sick,” Krista said. “No one should have their life ruined because they get diagnosed with a disease or break a leg.”

Jessica Altman, executive director of Covered California, said that about 160,000 Californians lost their subsidies when the enhanced federal assistance expired because their incomes were higher than 400% of the federal poverty level.

Although overall enrollment in Covered California this year has held steady, Altman said, she worries that more people will drop coverage as bills with the higher premiums arrive in the mail.

Those fears are already playing out.

Jayme Wernicke, a 34-year-old receptionist and single mother in Chico who earns about $49,000 a year, said she was transferred from Medi-Cal to a Covered California Anthem Blue Cross plan at the end of 2023. Her premium rose from about $30 a month to $60, then jumped to roughly $230 after the subsidies expired.

“For them to raise my health insurance almost 400% is just insane to me,” Wernicke said.

Her employer, a small family-owned business, does not offer health insurance. Her plan does not include dental or vision care and, she said, barely covers medical costs.

“At a certain point, it just feels completely counterintuitive,” she said. “Either way, I’m losing.”

Wernicke dropped her own coverage and plans to pay for care with cash, calculating that the state tax penalty is less than the cost of premiums. Her daughter remains insured.

Two other Californian residents told The Times that they also decided to go without coverage because they could no longer afford it. They declined to provide their full names, citing concerns about financial and professional consequences.

Under California law, residents without coverage face an annual penalty of at least $900 per adult and $450 per child.

One, a 29-year-old self-employed publicist in Los Angeles requires medication for epilepsy. Last year, she paid about $535 a month for a silver plan through Covered California. This year, the same plan would have cost $823.

After earning about $55,000 last year, she calculated that paying for care out of pocket would cost far less. Her epilepsy medication costs about $175 every three months without insurance, and her annual doctor visits total roughly $250.

“All of that combined is still far less than paying hundreds of dollars every month,” she said.

Another, April, a 58-year-old small-business owner in San Francisco, canceled her insurance in December after her quoted premium rose to $1,151 a month for a bronze plan and $1,723 for a silver plan, just for herself. Last year, April said she paid $566 for both her and her daughter. This year, her daughter’s premium alone jumped from $155 to $424.

The bronze plan also carried a $3,500 deductible for lab work and specialist visits, meaning she would have had to pay thousands of dollars out of pocket before coverage kicked in, on top of the higher monthly premium.

“The subsidies were absolutely what allowed me to sustain my business,” April said. “They were helping me sustain my financial world and have affordable care.”

She rushed to complete medical tests before dropping coverage and hopes to go a year uninsured.

“The scariest part is not having catastrophic coverage,” she said. “If something happens, it can be millions of dollars.”

Tencer, the content creator in San Francisco, believes that in order to make the nation healthier, affordable healthcare should be universal.

“Our government should be providing it.” she said. “People can’t go to the doctor for routine checkups, they can’t get things checked out early, and they can’t access the resources they need.”

Love Island All Stars viewers are convinced they have worked out Belle Hassan’s big secret

Love Island viewers reckon they’ve cracked Belle’s ‘game plan’ after clocking a telling sign.

Thursday (February 5) evening’s explosive instalment launched with the comeback of Snog, Marry, Pie – this time with a big twist. Breaking from tradition, Islanders could now pie anyone in the villa, regardless of gender.

Whitney kicked things off by snogging her partner Yamen before pledging to marry Scott, saying: “Scottisha, because he’s my best friend”.

American bombshell Sher followed suit, locking lips with her current coupling Scott. Leanne subsequently pied him, stating: “Ideally I wouldn’t be pie-ing you but I don’t do triangles, so here we are.”

However, it was Belle’s selections during Snog, Marry and Pie that sparked speculation among audiences regarding the Islander’s supposed tactics, reports OK!.

The London lass chose to wed Curtis and unsurprisingly pied her former flame Sean, who recently abandoned her for Lucinda.

In a surprising move, Belle selected Scott for a snog, confessing he’s delivered her best kiss in the villa so far. Previously, Belle and Scott haven’t shown any obvious romantic interest in one another.

However, eagle-eyed fans have been noticing subtle hints about their hidden rapport across this week’s broadcasts.

During Tuesday’s (February 3) episode, Belle intervened in a row between Scott and Sean, physically touching Scott’s chin whilst attempting to diffuse the tension.

This gesture, combined with her daring choice to kiss him, has left audiences utterly persuaded that she’s harbouring secret romantic feelings for her fellow contestant.

One viewer took to social media, writing: “Belle definitely likes Scott… #Lovelsland #LovelslandAllStars.”

For the latest showbiz, TV, movie and streaming news, go to the new **Everything Gossip** website.

Another fan echoed the sentiment, exclaiming: “I F****** KNEW BELLE WANTED SCOTT,” while a third chimed in with: “Belle, you are NOT beating those allegations.”

Adding to the speculation, another viewer suggested: “Belle should come clean and tell Scott how she feels cause either one of them is going to have to save the other from this mess they’re in #LovelslandAllStars.”

Fans are even predicting that Belle is secretly hoping for Scott and Leanne’s relationship to end for good so she can make her move.

One fan theorised: “Leanne is subliminally being influenced to hate Scott. The culprit is Belle, who has a secret crush on him […]. LovelslandAllStars.”

Love Island: All Stars continues on ITV2 and ITVX tomorrow night at 9pm

The Dodgers will make a return trip to the White House in recognition of their latest World Series title.

President Trump is planning to host the team but no date has been set for the ceremony, a White House official confirmed Thursday morning.

The Dodgers went to the White House following their two previous World Series championships, being hosted by President Biden in 2021 and President Trump last April.

A Dodgers spokesman declined comment Thursday.

Questions swirled around whether players would decline to go ahead of last year’s visit. Kiké Hernández said in 2018 he was unsure he would have done had the Dodgers won the World Series the previous year. Mookie Betts said he was undecided and needed to talk it over with his family first when last year’s visit was initially announced. After winning his first World Series with the Red Sox in 2018, Betts skipped their trip to the White House the following year during Trump’s first term.

Both players ended up going in 2025.

Manager Dave Roberts, who indicated in comments to The Times in 2019 he might not go to the White House if Trump was president, also participated in last year’s ceremony.

When asked at last weekend’s Dodgers’ fan festival about the possibility of returning to the White House this year, Roberts told The Times’ Bill Shaikin: “For me, I stand by: I’m a baseball manager. That’s my job.

“I was raised — by a man who served our country for 30 years — to respect the highest office in our country. For me, it doesn’t matter who is in the office, I’m going to go to the White House. I’ve never tried to be political. … For me, I am going to continue to try to do what tradition says and not try to make political statements, because I am not a politician.”

Though no date has been set for this year’s White House visit, the Dodgers will play the Nationals in a three-game series April 3-5, with an off day on April 2 following a six-game homestand to open the season.

Soap spoilers for next week have confirmed death twists, revenge plans and discoveries, as well as a huge return across Emmerdale, EastEnders, Coronation Street, Hollyoaks and Home and Away

It’s another big week for the soaps, with a huge return, secrets under threat and sinister plans in motion.

On Emmerdale, Aaron Dingle is concerned for Robert Sugden, while a discovery about the latter leaves someone stunned. Soon there’s an ultimatum, while some news about dead villain John Sugden sparks some guilt.

On Coronation Street, Daniel Osbourne makes a chilling discovery, while groomer Megan targets teen Sam Blakeman. David Platt is onto “strange” Jodie’s behaviour too.

As for EastEnders, there’s an epic return for Jake Moon, which could lead to another comeback. There’s concern for one teen, and Ravi Gulati is rocked by a discovery.

Over on Hollyoaks, Mercedes McQueen gets steamy with a newcomer, while Dodger Savage makes an alarming realisation. As for Home and Away, Leah continues to spark concern. Here’s all your new spoilers…

READ MORE: Soaps preview: Emmerdale Robert and Tracy’s big plan and Corrie Jodie under suspicionREAD MORE: Emmerdale and Coronation Street fans left furious as soaps pulled off air next week

Emmerdale

Dylan confesses to April that he was there when Ray was murdered and that Bear is his killer. Paddy is furious, and Bear begins to spiral. As April encourages Bear to open up he breaks down, with Paddy deciding he needs to see a counsellor.

As April, Dylan and Bear struggle to cope, it’s clear the impact of Ray’s actions is hard to overcome. Elsewhere, Victoria is horrified when she realises how far Robert has gone to protect her.

When John’s death is ruled a suicide she continues to feel guilty, and she considers coming clean to Cain about the plan to sell the farm to Joe. With Joe wanting to push the sale forward he threatens Robert, but Victoria overhears and realises Robert planted the evidence that led to Moira’s arrest.

Realising why he did it, she declares she’ll turn herself in to prevent Moira from being wrongfully imprisoned. Joe then threatens to release the video of her killing John unless she signs the contracts.

Soon there’s an ultimatum, and Victoria visits Moira in prison. Also next week, Aaron is concerned for Robert and Cain tries to force Bear to go to the police.

When he turns violent, Dylan steps in. Later, Sarah supports Cain at his appointment at the hospital where the consultant explains the treatment will be a radical prostatectomy.

Finally next week, Robert and Tracy are caught out as they head off with John’s ashes. Tracy prepares to pour John’s ashes down the toilet, convincing a reluctant Robert to let her just as Victoria and Aaron arrive.

Coronation Street

Shona, convinced Jodie is hiding something, follows her to a psychiatric hospital where Jodie tearfully introduces their confused, estranged father. Jodie explains how she was left to care for him after their mother fled.

When an exhausted Shona snaps at Lily, David tells her to take a break. Jodie soon manipulates her into a night out, before plying her sister with alcohol. David confides in Nick that there’s something very strange about Jodie.

Ryan recognises Mal, leading to Bernie begging him not to reveal all about the hotel incident. When Gemma finds out, she urges her mum to tell Dev before someone else does. Mal seems keen to stick around.

Todd panics when he sees some missed calls from Theo. When he joins James for brunch, Theo comments on him wasting money, before confronting him over a takeaway bag he’s found. Things take a turn when Todd collapses.

Debbie’s assigned an inmate to look after her in prison, but she’s not best pleased to discover it’s her former neighbour Lou. Later, Adam tells Carl that he hopes to use Debbie’s TIA to have her sentence reduced.

Sam finds out his essay was missing, and he realises Megan was behind it. Soon, he intently listens as Daniel discusses the misuse of ADHD medication for a study aid. Later in the week, Megan approaches Sam and tells him she’s concerned about his work and offers him extra help.

As for Daniel, he’s shocked when he meets the man, Colin, jailed for his attack only to realise he wasn’t his attacker after all. Ollie asks Lauren on a date, while Carla enlists Betsy’s help and asks her to get Lisa to come to the Chariot Square Hotel as she’s planning to surprise her. Finally, a clash between Ryan and Carl sees Ryan sacking him, and Carl, in a fit of rage, forms a sinister plan to set the hotel on fire.

EastEnders

Ravi meets Jack to give an update on his informant work, only to discover his new contact is Mark. But he’s in turmoil when Nugget suffers a seizure. Nugget is rushed to hospital where tests suggest he’s had an epileptic seizure.

Later, Mark is impressed by Ravi and he soon drops an admission, while there’s news from the hospital and Priya makes a discovery. Zoe comes face-to-face with Jake Moon, who has requested a prison visit. He explains that he and Chrissie have split over her revenge plan and begs for the truth about what happened at Christmas.

Kat encourages Jake to visit Alfie, with him believed dead for so many years. It leads to an emotional reunion. Soon Jake seeks out Phil, and he encourages Jake to lure Chrissie back to Walford. Callum is worried about Phil, while Billy asks Honey to beg for her job back, but Bea insists she should stand firm.

Soon Suki fires them both, while Bea lies to Vinny. Linda is worried that Ollie is being bullied again. Max offers to take Ollie and Annie to help Linda out and soon realises that Louie is the bully targeting Ollie.

As things escalate Max keeps it from Linda, only for the pair to grow closer. Linda moves in for a kiss, but will they reunite?

Hollyoaks

Sensing Rex is struggling with grief, Froggy plans to scatter Grace’s ashes with him. Before they set off, Ste proposes to Rex. Mercedes has chemistry with fellow rehab patient Jake, unaware it’s Jenson.

Meanwhile, Nikki advises Mercedes to work on her relationship with Warren. Prince apologises to John Paul for dragging him into a situation, but soon the pair are left panicking. Diane isn’t happy when Ro tells his family he’s decided he wants to be a mechanic.

Later, Ro arrives at the garage ready to start his new job, but Diane tells Ro that he has to go to university and that’s that. Gemma still has a soft spot for Warren, and Mercedes invites Warren to couples therapy, while she’s soon getting steamy with someone else.

Dodger is alarmed to find out who was behind the armed robbery. Elsewhere, Vicky comes up with an idea to buy the salon. When newcomer Miles finds Vicky and gives her his card, claiming he’s a talent scout, she’s unsure. At the Blakes, a guilty Tinhead has a confession to make to smitten Liberty.

Home and Away

Sonny tries to make sense of Leah’s accusation about Justin, and soon Remi is thrown. He lets Justin know what Leah’s been saying, and it’s clear is relationship with Leah is in real trouble.

Jo awkwardly admits she has plans, before walking off with Eddie, leaving Tane feeling discarded. Cash takes it upon himself to quiz David on Jo and Eddie, before he reveals all to Tane.

Lacey teases her sister Jo after a discovery, but soon she has questions. Soon, Jo debriefs with Lacey about the two men in her life, leading to some words of encouragement from Lacey. It’s Tane who’s left making a decision however. Also next week, Tane’s shocked and angered when he opens a letter from Harper’s solicitor outlining custody arrangements.

Home and Away is available to stream from 6am weekdays, with double bill episodes airing from 6pm on 5Star. Hollyoaks is available to stream on Channel 4’s streaming service now, while it also airs Mondays to Wednesdays on E4 at 7PM.

EastEnders airs Mondays to Thursdays at 7:30pm on BBC One and BBC iPlayer. Emmerdale airs weeknights at 8pm on ITV1 and ITVX.

Coronation Street airs weeknights at 8:30pm on ITV1 and ITV X. * Follow Mirror Celebs and TV on TikTok , Snapchat , Instagram , Twitter , Facebook , YouTube and Threads .

Love Island: All Stars contestant Zac Woodworth has seemingly given away his “game plan” after entering the villa as a Bombshell on the hit ITV2 reality show earlier this week

Love Island All Stars contestant Zac Woodworth has seemingly given away his “game plan” after entering the villa. The reality star, 26, initially appeared on Love Island USA but recently entered the British version of the ITV2 reality dating show by arriving at the South African Villa as a bombshell.

He is currently getting close to Millie Court on the spin-off of the main show, which sees former contestants heading back onto the programme that made them famous, so they can have a second chance at finding love.

An Instagram account dedicated to Love Island memes screenshotted a story that was reposted onto Zac’s page, which was initially posted by his former co-star JD Dodard, who also appeared on the US version of Love Island in summer 2025.

READ MORE: Love Island viewers flood Ofcom with over 500 complaints over shocking scenesREAD MORE: Love Island fans spot problem minutes in as three new bombshells arrive

He wrote: “Pre game plan executed perfectly @zacwoodworth,” with a crying tears of laughter emoji, whilst his other co-star Zak Strakaew said: “Make sure ya’ll go back my boyyyy @zacwoodworth,” which was then reposted onto his Stories.

Viewers of the reality show rushed to the comments to share their thoughts, with some claiming that some contestants are just hoping for a spot on the show.

The original account wrote: “From Zak’s story!! I hope this wasn’t his plan all along and is leading her on,” and in response, one fan said: “Of course it is, the Americans all just want to get into the main villa. No one is there ‘looking for love,'” whilst another wrote: “Producers should step in because that’s someone’s feelings!”

Another wrote: “You can see this a mile off!” and a fourth viewer said: “It could be that he really likes her and happy he’s got what he went in for… never judge a book by it’s cover as they say.” Another shared: “Feel like pre game plan means that he saw her before on there, that was who he wanted and he beelined for her and got her! Really doubt it’s a negative thing.”

Just before heading into the villa, Zac said: “I am super social, I love talking to everybody. They can expect me to be gentlemen but also go for what I want.

“In the US Villa I was conscious of not wanting to talk to ‘somebody’s girl’ but I would do that differently this time. I’m really excited to just get in there and do my thing!” The reality star also shared that he thought his time was “cut short” the first time round, after making it to just day 20.

Zac, a native of Arizona, explained: “Honestly, I felt that my time in the Love Island USA villa was cut short, I didn’t get the best shot at getting to know someone so for me, experiencing Love Island again but in the UK is perfect. I’ve always travelled the world and I love meeting girls outside of the US. “

Love Island: All Stars airs weeknights at 9pm on ITV2 and ITVX.

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