NHS

More than 1.2million Brits at risk of HUGE holiday bills due to little-known expiry rule

BRITS are being warned to check a vital travel document as it might soon be expiring and could cost you thousands if you don’t renew it.

Up to 1.3million Brits could be caught out when travelling abroad this year due to out-of-date travel documents.

A hand holding a UK Global Health Insurance Card.
UK Global Health Insurance Card also known as a GHIC card allows you to access state healthcare abroad Credit: Alamy

A Global Health Insurance Card (GHIC) is a free card that gives UK travellers access to state healthcare when on holiday.

New data collected by Compare the Market for the NHS has revealed that 1,299,484 UK GHIC cards are due to expire this year.

This means that if you needed emergency healthcare when on holiday, you could be faced with a nasty bill if your GHIC card is out of date.

Currently there are around 23.3 million GHIC cards in circulation in the UK but the cards only last five years.

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If your GHIC is due to expire soon and you are also due to travel soon, then apply for a new card for free via official NHS BSA Healthcare Cover Application, as soon as possible.

It usually takes around 15 working days for the card to arrive once your application is approved.

If you travel before your card arrives, then don’t worry – if you need medical treatment when abroad, then you or someone on your behalf can request a Provisional Replacement Certificate (PRC) online or by phone.

All you need to provide is your name, address, date of birth and your National Insurance Number.

A UK Global Health Insurance Card featuring the Union Jack flag and a blue-black British passport with gold text.
The card is free to apply for and takes about 15 days to arrive Credit: Alamy

The certificate can then be emailed directly to the hospital or medical centre you are seeking treatment at and gives you the exact same healthcare cover as a physical card.

It is worth remembering though that GHIC cards are not a substitute for travel insurance.

GHICs do not cover private medical care, mountain rescue, flight cancellations or being flown back to the UK – all things that you will need travel insurance for.

Tim Knighton, travel insurance expert at Compare the Market, said: “With nearly 1.3 million GHICs due to expire this year, anyone travelling to Europe should check their card well before they set off.

“It’s an easy thing to overlook, particularly if you haven’t needed to use your GHIC on previous trips.

“The rise in applications for PRCs also highlights that people could find themselves needing access to healthcare unexpectedly while abroad, so checking you have a valid GHIC before travelling is an important part of preparing for your trip.

“A GHIC can be very useful if you need medically necessary state healthcare while abroad, but it’s important to remember that it isn’t a substitute for travel insurance.

“There are costs and circumstances that a GHIC may not cover, so having appropriate travel insurance can provide additional protection if something goes wrong.

“Before travelling, check the expiry date on your GHIC and make sure you understand what healthcare you can access at your destination.

“It’s also worth arranging travel insurance as soon as you book your trip and comparing policies carefully to make sure the level of medical and other cover suits your needs.”



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Center Parcs rolls out sensory libraries for neurodivergent families

The family holiday park has become the first holiday operator to begin rolling out sensory libraries across all of its villages, offering free-to-borrow sensory aids for families with neurodivergent children

Center Parcs has become the first holiday operator to begin the roll out of new sensory libraries across all of its villages, catering for families with neurodivergent children.

Working alongside specialist SEN consultancy SENNIES, the family resort has officially unveiled its sensory library at its Elveden Forest village, where families can borrow items free of charge during their stay. The short break provider intends to roll out the libraries across all of its villages by 2028.

Items such as noise-reducing ear defenders, wipe-clean boards, calming lights, fidget toys, feelings wheels, visual timers and pop tubes will be on offer for families to select from.

Georgia Sargeant, CEO and founder at SENNIES, speaking in partnership with Center Parcs, said: “No two neurodivergent children are the same, so there is no single adjustment that works for every family.

“What matters is choice, a considered range of options from sensory resources and communication aids through to support for self-regulation and co-regulation, so a family can pick what works for their child that day.

“This library turns families’ feedback into practical support and shows how holiday providers can respond meaningfully to changing needs.”

The decision to launch the library follows a survey of 500 parents and legal guardians of neurodivergent children and those with additional needs, which found that 44% believe many holiday providers fail to offer sufficient provisions for their children.

For 80%, busy or crowded environments can prove challenging for their child, while 75% sometimes avoid activities or facilities altogether because they are overwhelming.

Almost two thirds (68%) said that access to sensory and accessibility aids at their chosen destination would enhance the holiday experience for their child.

Similarly, 68% also indicated that if they could borrow sensory items for the duration of their break, it would help their family feel more supported. Currently, 72% of parents bring sensory equipment or comfort items from home on every or most trips.

Department for Education figures reveal that more than 1.8 million pupils in England now have special educational needs – an increase of 5.2% in a year. This has resulted in NHS assessment waiting lists reaching more than 240,000.

Meanwhile, the Children’s Commissioner’s latest annual briefing discovered that children’s referrals involving suspected autism rose 47% in a single year, while neurodevelopmental referrals increased by 24%.

Richie Williams, village director at Center Parcs Elveden Forest, said: “The number of families looking for more thoughtful, practical support is growing.

“This pilot is the beginning of a journey, and we will listen closely to families using it and learn from their feedback as we consider what comes next and a future rollout to other villages.”

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Parents fined £640 for taking children on holiday when school closed in heatwave

NHS worker Francesca Longhurst says the fine is worth it as they wouldn’t have been able to afford the holiday when schools break up

Mum says ‘worth it’ after £640 fine for taking children to Disney in term time

A couple who were fined £640 for taking their children out of class for a Disney World adventure say they have no regrets as the fee was still far cheaper than splashing out for a trip during the school holidays. NHS worker Francesca Longhurst, 32, and plasterer Liam Longhurst, 37, worked hard and saved for years to take their children Lily, 11, and George, six, on their dream vacation.

With steep pricing during school holidays, they say they had to pull the kids out during term time or not travel at all. Wanting to give their kids life-long memories, the hard-working pair decided on the former – and were subsequently punished. Francesca and Liam were handed fines of £160 per parent per child – leaving them with a total bill of £640 for a two-week absence.

But they say they would still do it all over again. The pair say going during term time likely saved them £9,000 minimum.

“It was a holiday we have dreamed of for years but never thought we’d be able to afford it as it’s so expensive,” said Francesca, from Sandwell, West Midlands. “We put every but of money we had spare into this trip and works extra hours and days to be able to afford it. To be able to take our kids on this once-in-a-lifetime trip was so magical.

“They thank us everyday for taking them and letting them experience it. We went in term time in June because the price is triple the cost to go during the holidays. I priced up for Easter holidays and the holiday was coming to £12,000 just for the flights and hotel – and that’s without park tickets on top.

“It’s the same for every holiday you look at even those in England at caravan parks and holiday camps.”

In the end, the family splashed out a total of £7,500, including £3,000 on flights and accommodation and £4,500 for theme park tickets.

They received their penalty notices on August – around two months after returning home. Although the couple were able to afford the £640 fine because they had budgeted for it, Francesca worries such “ridiculous” penalties could cause financial hardship for other families.

She said: “We knew we would have to pay this when we come back. The fines are ridiculous but what’s more atrocious is that if we did this again within a three-year-period we could be prosecuted and sent to prison for child neglect, when all we have done is taken our children on holiday.

“Every child deserves a holiday but not every parent can afford to go during school time. The amount is what it is – it’s a small price to pay compared to what we saved by going in the school holidays, but I’d love to know where the money goes to.

“You have real criminals out on the streets yet you are sending innocent families to prison for taking their kids out of school. The whole system is a joke.”

The parents deliberately waited until Lily had completed her SATs before travelling and believes neither child missed any essential learning. Francesca said: “While we was away, she missed out on two school trips, one to Alton Towers and the other to the Black Country museum, which we have been to many times.

“She also missed out on sports day. We were walking 20,000 plus steps a day. It was the holiday of a lifetime and we went to some of the best theme parks in the world but it was also very educational.

“We swam with dolphins, fed alligators, learned about wildlife and they tried different foods. What they learned in those two weeks I can guarantee was more than they learn in the last few weeks of the school year when everything starts to die down.

“The school was also closed or open partially due to the heatwave so we are being fined for our kids being off school when others were allowed because it was too hot. Both of my children are either excelling or exactly where they need to be in regards to education and have an excellent attendance other than when we go on holiday.”

While Francesca says she understands why attendance rules exist, she believes parents should be allowed a limited number of authorised holiday days each year. She added: “We unfortunately cannot take our children on holiday again during school time due to the risk of being prosecuted.

“I work for the NHS – this would mean me losing my job as you cannot have anything on your DBS. Myself and my husband have always worked and work hard and we don’t have fancy jobs.

“Any holidays we go on, we have to save hard for. It could really put families under financial strain. We live in a cost of living crisis, you can have a good week one week and a bad one the next.

“If you’re having a bad week or month when these fines come through with a date stating it must be paid by a certain date or you will be prosecuted, this could worry people, put them into debt and affect their mental health. I’m not saying I don’t agree with the fines completely, but I do think every child should be entitled to say 10 authorised days from school a year.

“After this then yes, send the fines out because education is important.”

A Sandwell Council spokesperson said: “We recognise that there is financial pressure on families and term-time holidays may be tempting. But attendance at school is vitally important for children to reach their potential, and to gain the skills and qualifications that will give them the best start in life and the best future.

“Like all councils across the country, we work with schools to implement Government policy on unauthorised absence.”

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Dr Amir Khan says ‘no’ and explains common method for treating nosebleeds is wrong

NHS GP Dr Amir Khan says a common method for dealing with nosebleeds is not correct

Dr Amir Khan has offered guidance on how to properly treat a nosebleed, revealing that many people have been receiving incorrect advice. The well-known TV doctor and NHS GP, recognised for his regular slots on ITV’s This Morning and Lorraine, discussed the matter with his followers on the latest instalment of his podcast, No Appointment Necessary.

His explanation may come as a surprise to some who have been instructed to do something entirely different when dealing with a nosebleed. Co-host Cherry Healey appeared to be among them, as she questioned him about the advice people have given her for managing a nosebleed.

She said: “You know when someone gets a nosebleed, they always get told to put their head back. It’s so awful when you get a nosebleed and someone tells you that because it’s what you don’t want to do. Is that true?”

The doctor responded: “No. It used to be that, but it’s not head back. It’s head forward. Yeah, because if you go back, you could swallow the blood and then cause all sorts of issues.”

He then outlined what you should do instead, saying: “First of all, you want to pinch the soft bit of your nose just underneath the bone. I’m talking like this now because I’m doing it. So pinch that bit as tight, as tight as you can and then lean forward.

“So head between your knees or lean as far forward as you can for, you’ve guessed it, 15 minutes. 15 to 20 minutes is when anything is bleeding.

“That’s how long you need to put pressure on it.” Cherry then replied: “Because that’s how long it takes to clot.”

His advice is important because many people have been given incorrect advice. McGill University in Canada says the tilt-the-head-back method is a ‘common misconception’.

Its website states: “First aid standards have changed throughout the years, making it difficult to keep up with the right practice. Tilting your head backwards is common misconception. Currently, Red Cross standards and most clinicians inform us to sit neutral, tilt head slightly forward, pinch the bridge of the nose, and wait for 10-15 minutes.”

NHS advice on what to do if you have a nosebleed

The NHS website advises that if you experience a nosebleed, you should sit down and lean forward, with your head tilted forward and your mouth open; pinch your nose just above your nostrils for 10 to 15 minutes; and breathe through your mouth. It adds: “Holding an icepack (or a bag of frozen peas wrapped in a tea towel) on the top of the nose may help reduce the blood flow. But the evidence to show it works is not very strong.”

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It also provides guidance on what to do for the 24 hours following a nosebleed. To reduce the likelihood of another nosebleed, for 24 hours afterwards, it recommends you should try not to pick your nose, blow it, or pick any scabs.

It also suggests avoiding lying down flat, doing any heavy lifting or strenuous exercise, or consuming hot drinks or alcohol.

Dr Amir Khan tells patients what not to say in his practice

The doctor’s guidance comes a day after he shared with Instagram followers a list of things he does not want to hear from his patients. The reassuring post, which we reported about on Friday, stated people should not apologise for their weight, their toenails, or their hairy legs.

He said: “Please, you’re having a medical examination, I am not bothered about anything else. “He also said people should not apologise if they feel the need to cry, or if they cannot remember the name of their tablets. And he said: “Please don’t say things like I’m sorry to waste your time.

“If something is worrying you enough that you’ve come to make an appointment to come and see me, that’s what I’m here for.” He concluded by noting: “The only thing that I care about is that you feel able to tell me what’s really going on.

“Because the thing you might be embarrassed about might actually be really important, and I can’t help something you feel ashamed to tell me. So, come as you are, cry if you need to, don’t shave anything on my account, and please stop apologising for just being a patient. You’re not an inconvenience, you’re literally the reason why I’m here.”

Find episodes of the podcast on YouTube, Apple or other platforms.

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