House insurance

Holiday travel warning as posting this photo online could cost you £4,200

The passport system is also changing soon

Families have been warned to be careful to avoid a costly mistake when heading away on holiday. The word of warning comes as key changes to the passport system are coming in soon.

Your holiday photos could cost you a lot of money and could invalidate your home insurance. Karishma Darji, from storage group Ready Steady Store, said: “Posting holiday selfies while you’re away might seem harmless, but it tells the world your home is empty. Insurers could view that as poor security.”

She said this mistake could land you a large bill if the worst happens.

Ms Darji said: ” If your property is burgled and investigators find public posts showing you were away, they may argue you didn’t take ‘reasonable care’ to protect your home.”

If your insurance is invalidated due to you posting a holiday snap while you are away from home and you are burgled, you will be responsible for covering the costs of any loss and damages yourself. Ms Darji said this could mean you end up with a four-figure bill to pay.

She explained: “The annual Crime Survey for England and Wales, published by the ONS in April 2025 shows that the average loss from burglary equates to £4,269. The average value of stolen items sits around £2,800, whereas damage from forced entry averages at £1,400.

“However, every house differs based on the value of possessions they own, so the total cost to replace items could be significantly higher.” In light of this danger, her simple word of advice is: “Save the snaps until you’re back to avoid invalidating your claim.”

Passport changes

This update comes as the cost of applying for a passport is soon to increase. Application fees are increasing by 8 per cent, with the new fees coming in from April 8.

The proposed increases, which need to be approved by Parliament, will include the following:

  • The standard online application submitted from within the UK will rise from £94.50 to £102 for adults
  • This will go up from £61.50 to £66.50 for children under 16
  • Postal applications will increase from £107 to £115.50 for adults and £74 to £80 for children under 16
  • The charge for a Premium Service (one-day) application submitted from within the UK will rise from £222 to £239.50
  • The charge for a standard online application for a UK adult passport when applying from overseas will rise from £108 to £116.50
  • This will also increase from £70 to £75.50 for children under 16
  • Standard paper applications for overseas passports will see a rise from £120.50 to £130 for adults, and from £82.50 to £89 for children under 16.

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