Farmers

Los Angeles County launched a probe into Farmers Insurance Company’s handling of claims by policyholders impacted by last year’s devastating Eaton and Palisades wildfires, after a growing number of residents complained of delays, denials and underpayments.

In a letter sent to Farmers on Wednesday, the county’s lawyers said if the company is engaging in any unlawful or unfair business practices, it must immediately stop.

“Eaton Fire survivors did everything right—responsibly paying their premiums year after year—but when disaster hit, Farmers left them with a contaminated home and refused to pay for testing and cleanup,” said Los Angeles County Supervisor Kathryn Barger, who represents Altadena, in a statement.

“My constituents shouldn’t have to walk back into homes with lead and asbestos because an insurance company won’t pay for the test that would prove it’s there,” she added.

Farmers disputed the county’s claims.

“As always, we operate in accordance with applicable laws and regulations,” the insurer said in a Thursday statement. “We do not believe the inquiry accurately characterizes our actions or practices and will cooperate through the appropriate process.”

“Serving our customers during difficult times is at the heart of what we do, which is why each claim is reviewed individually, taking into account the specific circumstances of the loss and the coverage provided under the policy,” the company said. “We remain focused on handling claims with care, consistency and attention to each customer’s unique situation.”

County officials said that at a recent meeting with Eaton fire survivors, those with Farmers policies said the insurer had been slow or resistant to pay for toxin testing by qualified industrial hygienists, forcing residents to pay for it themselves.

The testing revealed that many homes were contaminated with unsafe levels of lead, asbestos, chromium, and other toxic substances, the county said.

The residents also told the county that Farmers has refused to pay for adequate remediation of the contaminants and declined to cover ongoing living expenses.

“After paying millions of dollars in premiums, policyholders deserve the benefits and support they paid for,” said Supervisor Lindsey Horvath, whose district includes Pacific Palisades. “Families whose homes survived the Palisades and Eaton Fires but remain damaged or contaminated should not be forced to choose between returning to an unsafe home and financial devastation.”

The new investigation comes after the county filed a lawsuit against State Farm on Aug. 31 for its handling of Eaton and Palisades fire claims. The county claims State Farm engaged in illegal and deceptive business practices that kept victims from receiving what they were entitled to under their policies. State Farm denied the county’s claims.

Amid the grapevines that once provided a steady income for her family, 56-year-old Palestinian farmer Theeba al-Sabaa spends much of her day guarding her home and farmland in the occupied West Bank from settlers.

From dusk till dawn, she works on her land in the town of Beit Ummar, north of Hebron, known by locals as “Jabal Sabaa”.

Theeba is engaged in a daily battle against the encroaching settler outposts that have emerged among the rolling hills that surround her, and which block access to sections of her land.

“By God, the land has taught me patience, and to cling to my right, for as long as I have a right, I must take it and never let it go,” she told Al Jazeera.

“I will never leave it because I worked hard on it, I toil and sweat on it, so I will not leave my toil and sweat, or the toil of my children and my husband, to go to someone else.”

Weaponising livestock

Since mid-2024, when settlers established new outposts on the nearby hills, every one of Theeba’s moves has been monitored.

Settlers frequently approach the perimeter of her home and deliberately release livestock into the cultivated fields.

“They enter with their sheep into our land after we plow and fix it, grazing in it, trampling the crops, and stomping on them with their sheep, leaving nothing,” Theeba said.

“As soon as they feel any movement or anyone entering the land, you find them attacking us immediately.”

This intimidation extends to the adjacent fields, where 59-year-old Anwar Sabarneh lives with his extended family of seven brothers.

Due to the repeated settler violations, two of his brothers have been forced to abandon their land.

Sabarneh, who supports a family of 14, owns several dunams of vineyards located just 300 metres (980 feet) from his home. With aggressive settlers around, reaching them has become a dangerous ordeal.

Military complicity

Sabarneh said that the Israeli army even demands permits from Palestinians to work on their own land.

“The army came with the settlers to ask me for a permit so I can work in my home, in front of my house’s door, and on my land where I am the rightful owner,” Sabarneh said.

Farmers are also barred from building anything on their land. Sabarneh’s sheep have also been locked in a barn for over eight months due to the dangers posed by settlers.

“If they see me taking the sheep out, the settlers chase me, kidnap them, and steal them,” he said.

When Sabarneh’s children have tried to retrieve their stolen sheep, Israeli soldiers have arrested and beaten them.

A forced exodus

Repeated pogroms by settlers against Palestinian farmers reflect a broader strategy targeting agriculture across the southern West Bank.

Settlers and the Israeli troops carried out 11,074 attacks in the West Bank during the first half of 2026, according to the Colonization and Wall Resistance Commission. This includes 3,488 carried out by settlers.

Hasan Breijieh, a settlement affairs expert and director at the commission, told Al Jazeera that continuous settlement expansionism, alongside restrictions on Palestinian movement, are the primary reasons that so many Palestinians have been forced to flee their farms.

“Military gates erected at the entrances of Palestinian communities have tightened control over…  access to their orchards and vineyards,” he said.

Bypass roads, built by Israel, have also hindered “connectivity between Palestinian communities”, Breijieh said.

Under such restrictions, Palestinian farmers have faced a fourth consecutive season without being able to harvest olives, grapes, or guava. Their lands have been “neither plowed nor pruned”, and have been forcibly abandoned.

In the face of such oppression, Palestinian women like Theeba al-Sabaa have continued to play a pivotal role in protecting their land, particularly when men have been killed or detained by Israeli forces.

“They continue to maintain their leadership role in preserving the family’s agricultural legacy today,” Breijieh said. “This land was historically the primary source of livelihood for families, and a Palestinian cannot leave it voluntarily, no matter the sacrifices.”

He recalled his own grandfather, who went to his fields to bid farewell before dying. “Goodbye, vineyard,” he said to his land.