ditch

Ditch the busy Algarve coastline for these lesser known Portugal islands with empty sandy beaches and it’s 27C next week

Estaminé Restaurant on Deserta Island, Algarve, Portugal, surrounded by sand and connected by a wooden boardwalk.

NOT only is the Algarve one of Europe’s most affordable holiday destinations, but also still gets some great October warmth.

But if you want to avoid the crowds, there are some barely-known-to-Brits islands that are just of the coast where you can enjoy gloriously quiet beaches.

Don’t skip over Faro when heading to the Algarve Credit: Getty
Ilha Deserta is the place for Caribbean like sands Credit: Alamy

To get to the Algarve, most Brits will fly into Faro before heading over to their resort along the coast.

But I highly recommend staying in the city as it is home to Ria Formosa, a group of islands.

I was told about the islands by a local, as I had never heard about them or even seen them promoted as a holiday destination.

But just a few euros by boat (taking around 20 minutes) you’ll find empty beaches that rival Caribbean.

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My favourite is Ilha Deserta, also known as Barreta.

But don’t expect to see any huge holiday resorts or even houses, as no-one lives on the island.

Instead, the boardwalk stretches around the coastline, making it a gloriously peaceful walk.

There is one building on the island, however, which is a restaurant called Estamine.

It first opened in the 1960s, but sadly burnt down in 2021.

Thankfully it has since been rebuilt and it’s worth the boat ride – after all, where else can you go to a desert-like island just to see a restarant?

The only thing on the island? Estamine Restaurant Credit: Unknown

The huge glass windows mean you still get fantastic views, albeit the Portuguese wine and freshly caught fish help too.

Otherwise if you want something a bit more built up, try Isla Armona instead.

There are a few houses and cafes, with a pathway winding through the boat pier to the beach.

Yet that peace and quiet remains, with the stone cottages covered with flowers and tiled patterns.

Get to the soft sand and you can grab an ice cream and a drink before sitting on the beautifully quiet beach.

It still remains quiet however – the boat gets onto the island at one end, with along single path winding through the tiny cottages to the beach on the other side.

However, this beach is just as quiet, with just a small bar serving drinks and snacks.

Now is a great time to go – it’s 27C next week and you can still get flights to Faro for under £20.

If you need somewhere to stay, I highly recommend splashing out on 3HB, which was Faro’s first 5* hotel.

Rooftop restaurant, chic bedrooms and friendly staff all make it worth the stay.



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Ditch Christmas at home for Lake District retreat with ‘mouth-watering’ food

Guests can tuck into festive food from Christmas Eve to Boxing Day with special stays in the Lake District, Yorkshire and more

It may be known as the most wonderful time of the year, but Christmas can be a stressful one, too, with all the planning and preparation that goes into the big day. For those who fancy leaving the hassle of hosting behind, one hotel group is offering up the option of a peaceful mini-break instead.

The Inn Collection Group has announced Christmas holiday packages at all of its hotels, with more than 30 locations to choose from. Priced from £599 for two people, these three-night breaks from December 24-27 include breakfast each morning, dinner for two on Christmas Eve, Christmas Day lunch and an evening buffet for two, plus dinner for two on Boxing Day.

For those seeking inspiration on where to book their break, the number one top-rated Inn Collection Group hotel according to reviews from guests left on Tripadvisor is The Waterhead Inn in Ambleside. This Lake District getaway combines a picturesque waterfront location with traditional pub character, with pet-friendly rooms available and the heart of Ambleside town just a short stroll away.

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The Waterhead Inn is one of 10 Inn Collection Group hotels across the Lake District, which promises a magical backdrop for a peaceful festive getaway. Other highly rated stays available to book for Christmas include The Temperance Inn and The Wordsworth elsewhere in Ambleside, as well as The Angel Inn in Bowness-on-Windermere and The Swan in Grasmere, all of which have earned a rating of 4.3 out of five stars on Tripadvisor.

For more places to stay elsewhere in the Lake District, one of the top-rated choices over on Booking.com is Langdale Chase Hotel, which stands on the shores of Lake Windermere and has been welcoming visitors since 1891. Another favourite is Hazel Bank Country House in the Borrowdale Valley, offering easy access to the likes of Keswick, Buttermere and Derwentwater with plenty of scenic walks from the doorstep in the surrounding fells.

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These three-night getaways from December 24-27 include breakfast each morning, dinner for two on Christmas Eve, Christmas Day lunch and an evening buffet for two, and dinner for two on Boxing Day.

Another Inn Collection Group stay that has earned glowing reviews from guests is Dean Court in York. A stay at the heart of the city with views of York Minster, having originally been built in the 1800s to house the clergy, this hotel is a short walk away from iconic attractions such as The Shambles, the Jorvik Viking Centre, the National Railway Museum, and the world-famous Betty’s Tea Rooms.

York is also the ideal setting for a festive city break with plenty of special events for those staying for Christmas to enjoy, from the Winter Wonderland in York Designer Outlet with its outdoor ice rink and Alpine Chalet café to the Christmas Tree Festival at York Minster. There are also Christmas-themed sightseeing walks and cruises on offer across the city, as well as festive chocolate and wreath-making workshops.

Elsewhere in York, visitors can opt for unique self-catering stays steeped in history with a choice of two properties in the city owned by the National Trust. Minstergate is a quirky medieval apartment for two with wonky beams, sloping floors and a Georgian staircase, while Draper’s Flat also sits above the city’s National Trust shop and offers space for up to four guests, although both are only available from January 2027.

For those looking to spend Christmas by the sea, another top-rated option with the Inn Collection Group elsewhere in Yorkshire is The Stables in Whitby. With Whitby Beach just a 10-minute drive away, this former 17th-century farmhouse boasts far-reaching countryside views and offers a quiet spot to stay just outside the seaside town with its famous abbey that inspired Bram Stoker’s Dracula.

One recent guest at The Stables wrote in a five-star review on Tripadvisor: “From the moment we arrived, we could not have asked for anything more! Brilliant location, welcoming, clean, great food and such friendly staff. We would definitely come again and have told family/friends with or without dogs to do the same!”

Meanwhile, over at Dean Court in York, another visitor said: “This hotel was a wonderful find! It is very quaint and well-maintained and upgraded. We would certainly consider this as a top lodging destination next time we come to York because it is centrally located to everything that we wanted to see. The morning breakfast that is included is just outstanding and top-notch in selection and food quality. The service is impeccable.”

And someone who stayed at The Waterhead Inn praised: “Had a fantastic few days at this beauty of a place. Everything was top-notch. The rooms are exceptional, the food is beautiful and mouth-watering, along with fantastic presentation. From walking through the door to leaving, we were treated with utmost respect by all the staff. Everyone had a smile, and nothing was too much trouble.”

However, not everyone was as satisfied with their stay, with another guest at The Waterhead Inn feeding back: “The rates charged for a dog are a bit excessive. I think a one-off charge, regardless of the length of stay, would be better.”

But another guest raved: “Wonderful three-night stay at The Waterhead Inn. Beautiful room with a balcony and overlooking the lake. Breakfasts and dinners superb every day. Waterhead pier just a few metres from the pier with trips to Bowness and beyond.”

Those booking a Christmas stay with the Inn Collection Group should note that prices vary by inn and room type, and that dinner on Christmas Eve and Boxing Day has an allowance of £25 per adult. Full terms and conditions can be found on the Inn Collection Group website.

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26C highs and £2.50 pints when you land… ditch chilly UK for these 10 hot short-haul October escapes from just £130pp

BY October, the hot summer weather starts to dwindle out, as autumn begins to creep in.

But if you’re looking to relive those dizzy sunshine highs, there are some fantastic short-haul holiday deals we’ve found that will cost you as little as £135 each.

October is the perfect time for some European heat to escape the chillier UK Credit: On The Beach Holidays
From heated pools to nearby beaches – some of these deals are from £135pp Credit: On The Beach Holidays

Temperatures in these spots still hit the mid-twenties, meaning eating al fresco is a completely normal decision rather than a cold survival test.

But a dirt-cheap package is only half the story – once you land, you still want to afford lunch or a crisp, cold beer without breaking the bank.

So, I’ve factored in local resort prices too, so your spending money goes miles further.

Hot weather, cheap booze, and a break from chilly UK – what more could you want?

1. Carvoeiro, Portugal – from £135pp

Taking the top spot on our board for the absolute cheapest October escape is Carvoeiro.

It’s the Algarve at its finest: gorgeous views over the sea, white-walled village streets, and long, lazy outdoor lunches that take up the entire afternoon.

October serves up temperatures in the mid-twenties, and local cafés serve up cold Super Bock beers for just over £2.50.

I found five nights self-catering at Colina Village for just £135pp, flying direct from London Gatwick on October 31, 2026.

And here, you get a full spacious apartment rather than a standard hotel room.

But my favourite feature, by far, is its heated indoor pool – so if you get a rogue, overcast hour in late October, you can retreat for a warm swim without missing a beat.

Colina Village is the most affordable deal we found for a five night holiday Credit: On The Beach Holidays

2. Sunny Beach, Bulgaria – £145pp

Sunny Beach pairs a huge beach with some of the lowest local prices in Europe – local beach venues serve up large glasses of wine for just over £3, meaning you can stay out for dinner without keeping a nervous eye on your bank balance.

The early-October forecast shows reliable 24C highs, which sounds a whole lot better than putting the central heating on at home.

I tracked down five nights self-catering at Aparthotel Cote Da Zure for £145pp, flying direct from London Luton on October 4, 2026.

The kitchenette layout in these apartments is ideal for grabbing quick poolside breakfasts before heading down to the sea. Lovely jubbly.

A stay at Aparthotel Cote Da Zure is the perfect base to explore Bulgaria Credit: On The Beach Holidays

3. Acharavi, Corfu – £150pp

Acharavi sits on Corfu’s scenic northern coast, serving up a gorgeous beach and a slow, authentic Greek pace. Perfect for an October wind-down.

October temperatures hover right around 23C here, and you can grab five nights room-only at Tzilios Studios for £150pp, flying direct from London Gatwick on October 13, 2026.

And I should say, room-only is the smart play here as it means you can explore the Greek tavernas for breakfast rather than sticking to a hotel clock, and evening beers with a view cost around £5.

The hotel also sits barely 400 metres from the sand and features its own quiet garden pool area surrounded by olive trees. A proper bit of me.

Have a swim in the pool before heading to a Greek taverna for an affordable dinner Credit: On The Beach Holidays

4. Zaton, Croatia – £155pp

Zaton combines crystal-clear water with direct access to the historic streets of Zadar, where you combine beach time paired with proper local sightseeing, and October highs here regularly touch 26C.

I found five nights room-only at Zaton Holiday Resort for £155pp, flying direct from London Luton on October 10, 2026.

Waterfront restaurants down by the harbour sell local draught beers for around four quid.

But back at the hotel, you get access to nine pools, a massive beach area, authentic Croatian food and top-shelf cocktails, so I wouldn’t blame you if you never left…

26C and a beer by the pool – how better to spend a holiday in Croatia? Credit: On The Beach Holidays

5. Icmeler, Turkey – £155pp

Icmeler wraps around a green, mountain-backed bay that delivers a far more relaxed atmosphere than neighbouring Marmaris – and October highs of 26C.

I spotted five nights self-catering at Club Ekinci Palace for £155pp, flying direct from Manchester on October 10, 2026.

The resort centre sits a flat ten-minute walk away, where local bars advertise cold Efes beers for just over £3.

The hotel itself packs a massive outdoor pool complete with its own waterslide, keeping daytime entertainment on site completely free too.

If you’re happy to go a bit further, Club Ekinci Palace in Turkey has is own swimming pool complex Credit: On The Beach Holidays

6. Guardamar del Segura, Spain – £155pp

Guardamar is a Costa Blanca gem for travellers who want miles of untouched, dune-backed sand without stepping anywhere near Benidorm.

You get long sunny lunches, wide beaches, and up to 25C heat in October.

And I found a great deal here too: five nights room-only at Playas de Guardamar for £155pp, flying direct from Bristol on October 4, 2026.

Local beachfront bodegas offer glasses of regional Spanish wine for around £3, with the hotel set up right by the beach and literally steps directly out onto the sand.

Playas de Guardamar is right by the beach (and some wine-selling bodegas) Credit: On The Beach Holidays

7. Manilva, Spain – £160pp

Manilva is a peaceful Costa del Sol spot built for quiet beach stops and finding low-key seafood spots that don’t charge tourist-trap prices.

You can lock in five nights at Pierre & Vacances Terrazas Costa del Sol for £160pp, flying direct from Bournemouth on October 11, 2026 on a self-catering basis.

Along with 26C highs in October, local tapas bars near the hotel serve up cold draught beer for under £3 a pint.

This is another hotel where you’re bagging yourself a brilliant apartment as your room, and each has a wide, covered terrace with an outdoor dining table, giving you a brilliant private space for alfresco drinks overlooking the coast.

Try Pierre & Vacances Terrazas Costa del Sol on the Costa del Sol for a quieter, less touristy resort Credit: On The Beach Holidays

8. El Arenal, Majorca – £170pp

Majorca typically holds onto 23C weather well into October, making it ideal for a low-cost break where the agenda consists purely of warm weather, a few drinks and good food.

Early this October, I tracked down five nights at Ahoi! Urban Beach for £170pp, flying direct from London Stansted on a bed-and-breakfast basis.

This deal even takes care of breakfast upfront so you can get straight out each day and local beach bars serve up pints for less than four quid.

This hotel has recently received a modern, boutique refurbishment, and it feels far sleeker than standard budget options – I love that it sits just two streets back from the main beach strip. Ideal.

Majorca doesn’t have to be expensive, and Ahoi! Urban Beach even throws in breakfast Credit: On The Beach Holidays

9. Tholos, Rhodes – £170pp

Rhodes is one of my absolute favourite spots for wringing every last drop of summer out of the year, with October temperatures comfortably averaging 24C and Tholos (also known as Theologos) on the west coast is far quieter than Faliraki, making it an ideal base for exploring the island.

You can grab five nights at Sunlight Studios for £170pp, flying direct from London Stansted on October 15, 2026 on a self-catering basis.

Local tavernas line the village in Tholos, where a large glass of local Greek wine costs around the £4 mark.

But the standout feature at Sunlight Studios is the layout: every room comes with a private balcony looking out towards the sea, allowing you to catch the famous west-coast Mediterranean sunsets right from your room.

Swap Faliraki for Tholos on Rhodes – it’s one of my favourite spots Credit: On The Beach Holidays

10. Agadir, Morocco – £175pp

If guaranteed heat is your non-negotiable, Agadir is where I’d send you first in Autumn.

October here serves up consistent 26C sunshine alongside a massive, golden beach and a flat seafront promenade that’s ideal for evening walks.

I found five nights at the Hotel Agyad Morocco for £175pp, flying direct from Dublin on October 7, 2026 on a room-only basis.

Local prices here are remarkably cheap too – head down to the traditional fishing port and you can grab a plate of freshly grilled local fish for around 60 dirhams, which is roughly £4.80.

The hotel itself sits a short ten-minute stroll from the main beach, but the real insider win is its massive, quiet garden pool terrace.

And because it stays sheltered from Atlantic breezes, the pool gives you a perfect suntrap to tan, dip, dry and repeat all week.

Agadir has a fantastic beach to explore, and hotels are very affordable Credit: TripAdvisor

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Caribbean Central Banks Ditch CBDCs

As CBDCs struggle with low adoption, the Caribbean is pivoting to instant payment systems to boost trade and financial integration.

This article appears in the October issue of Global Finance Magazine.

The Caribbean was at the vanguard of adopting central bank digital currencies with the Bahamas’ SandDollar, one of the world’s earliest retail pilots in 2020. A year later, the Eastern Caribbean Central Bank followed suit with its DCash.

With take-up rates low, DCash has since been discontinued as central banks pivot to instant payment systems. The aim is to provide a resilient and flexible system in an area prone to natural disasters and reliant on tourism and remittances as economic drivers.

“These central bank digital currencies had quite poor uptakes. They never really took off,” said Caribbean economist Dalano DaSouza. “Barbados went the route of doing a fast payment system [BiMPay launched on June 12] and the ECCB is embarking on the same journey because they believe that’s where the transformation lies in terms of digital payments.”

The fact that DCash had an outage in 2022 that stopped new transactions for two months did not help consumer confidence and the project was discontinued in February. Jamaica’s Jam-Dex gave the first 100,000 users who signed up a J$2,500 bonus ($15.69), which accounted for about 0.09% of currency in circulation. The 310,443 registered users represent approximately 11% of Jamaica’s population. 

“The lessons learned are that full integration with the banking system is vital. A fast payment system will still be sending and accepting digital payments, but it will be done from the client’s bank account,” DaSouza said. 

WiPay, Lynk and Trinidad and Tobago adopting India’s UIP interface shows a region keen on integrating and expanding its trade opportunities. This includes the possibility of being incorporated into the African Continental Free Trade Area. This would be accomplished via the Caribbean Community’s CAPSS payment system, which is itself based on Africa’s Pan African Payment System platform.

Dalano DaSouza,
Economist

A pilot scheme to harness the Caribbean and African payment systems is underway, involving Barbados, ECCB and the Trinidad and Tobago central banks. The African Export-Import Bank (Afreximbank has been at the forefront of moves to bring the two regions together. The idea that Caribbean countries can join AfCFTA opens a market of 54 countries with 1.3 to 1.4 billion consumers with a combined GDP of approximately $3.4 trillion. 

“Potentially, by using the system to make an instant payment from the Caribbean to a vendor in Africa, you would be bypassing correspondent banks, and you would be bypassing the U.S. and their banks,” DaSouza said.

This removes a barrier to African integration, which is the current issue in the history of payments and having to use correspondent banks in the U.S., England, or Europe.

Digital trade and paperless trade systems reached 73% implementation in 2025, according to the United Nations Economic Commission for Latin America and the Caribbean. 

With the Caribbean piloting the next stage of instant payments, the hope is that this can lead to greater business opportunities, not just regionally but globally. CBDCs arguably started the digitalization of the Caribbean financial system, but now it seems time for instant payments.

“Digital payments will be critical to opening new markets and streamlining old ones,” DaSouza said.

Nic Wirtz is a contributing writer based in Guatemala.

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Hispanic Heritage Awards ditch Kennedy Center for Minneapolis; Los Tigres Del Norte present

The 39th annual Hispanic Heritage Awards — which will honor the contributions and accomplishments of Latinos in the U.S. and Latin America — will air nationwide Friday on PBS.

In a historic decision by the Hispanic Heritage Foundation, which presents the annual awards, the event departed from its home base of Washington. Instead, Latino luminaries gathered at the Orchestra Hall in Minneapolis, where the celebratory occasion was taped for broadcast Sept. 10.

The move to the Midwest was a timely decision for members of the Hispanic Heritage Foundation, a nonprofit organization established by the White House in 1988. They took into consideration Minnesota’s response to a large-scale immigration enforcement campaign that began in December, known as “Operation Metro Surge.”

“We went to Minneapolis because we wanted to recognize what’s great about our community, [our] courage, resilience, strength, unity and looking out for each other,” said Antonio Tijerino, president and CEO of the Hispanic Heritage Foundation, in a phone call with De Los.

The Department of Homeland Security called the undertaking the “largest DHS operation ever” earlier this year on X, with an estimated 2,000 agents deployed to the Minneapolis–St. Paul metropolitan area. Thousands of Minnesota residents rallied against the tactical and militant methods used by Immigration and Customs Enforcement agents.

Civil unrest hit a boiling point following the killings of Renée Good and Alex Pretti on Jan. 7 and 24, respectively, by federal agents.

“ We actually went with a delegation of national Latino leaders to offer our support of the community during this crisis and we were overwhelmed by the heroism,” said Tijerino, who recalled a group visit to Minneapolis in February. There, he and his colleagues learned more about the rapid response efforts underway in the city.

“It was an American story that we wanted to tell,” he added.

At the 39th ceremony, Los Tigres del Norte presented a bit of that story to the people of Minnesota — who were collectively honored with the Humanitarian Award.

“Peaceful, hard-working communities of immigrants and refugees found themselves in fearful chaos as more than 4,000 parents, grandparents, neighbors, friends and families were taken by force, U.S. citizens among them,” Los Tigres del Norte announced in English while presenting the award. The players closed the show with a rendition of their 1984 song “Jaula de Oro,” which speaks to the plight of the undocumented community.

“I think Minnesota [is] a reflection of all of our Latino communities across the nation,” said Henry Jiménez, president and CEO of Propel Nonprofits, who was one of the individuals on stage representing the people of Minnesota.

“It uplifted the people. I think people felt validated for all of their hard work and effort that they’ve had to endure, not just the last couple months, but really a lifetime of work,” said Jiménez, whose organization helps consult and raise funds for budding nonprofits.

The relocation of the Hispanic Heritage Awards also comes as D.C. deals with the temporary closure of the John F. Kennedy Center for the Performing Arts — which hosted the Hispanic Heritage Awards in years prior.

The Kennedy Center closed its doors indefinitely on Sept. 15 after an inspection found acute public safety concerns, among them roofing issues. In a letter to Congress, various former employees allege that leadership was aware of the issues but halted plans for repair in April.

The closing also comes after a federal judge blocked the board’s decision to include President Trump’s name on the building in September. Trump’s takeover of the Kennedy Center began in February 2025, when he dismissed half its board members and installed himself as chairman.

“We were [at the Kennedy Center] for a very long time. It brought a lot of prestige and to fill a historic venue like that with Latinos was wonderful,” said Tijerino. “After many years of being at the Kennedy Center, we decided we wanted to go to another venue.”

In April 2025, the Hispanic Heritage Foundation announced that it would host its 38th annual awards at the Warner Theater instead; previous versions of the ceremony have also taken place at the historic Warner Theater venue, including in 2015 for the 28th Annual Awards and 2017 for the 30th celebration.

Hosted by comedian Anjelah Johnson-Reyes, the other honorees of the 39th Hispanic Heritage Awards included Venezuelan artist Oscar D’León, the salsa singer behind notable hits such as “Llorarás” and “Me Voy Pa’ Cali,” who received the Legend Award for his lifelong contributions to the genre.

Chilean singer-songwriter Mon Laferte, the vocal powerhouse behind power ballads like “Tu Falta de Querer” and “Amárrame (feat. Juanes),” also received the Social Justice Award. The Latin Grammy-winning artist has long championed feminist causes and challenged sexual harassment in the entertainment industry — a topic central to her 2024 Netflix documentary, “Mon Laferte, Te Amo.”

Puerto Rican rapper Eladio Carrión, whose trap flow famously featured in songs like “Coco Chanel” with Bad Bunny and “Sigue Bailandome,” was also honored with the Inspira Award.

Mexican singer-actor Ximena Sariñana, whose early composition appeared on the soundtrack of the 2002 teen film “Amar Te Duele,” received the Music Award as well.

Following the success of their Minneapolis awards show, the Hispanic Heritage Foundation is now toying with the idea that the ceremony can take place anywhere where there is a strong Latino presence.

“Who knows if L.A. is the [next] spot!” said Tijerino, who hails from Long Beach,

Though Jiménez assures that he is not swayed by any particular city at the moment, he offers one idea: “I hope that the community that’s chosen [to host] doesn’t have to go through a difficult time to be chosen.”

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