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S. Korea intelligence agency says drone case was ‘personal misconduct’

Exterior of the National Intelligence Service headquarters in Seoul. Photo by Asia Today

March 31 (Asia Today) — South Korea’s National Intelligence Service said Tuesday that an employee accused of involvement in a North Korea drone incident acted independently, describing the case as “personal misconduct” unrelated to official duties.

The agency said its internal inspection found the employee was an administrative staff member with no authority to collect or handle intelligence.

Officials added that the employee had known the main suspect – a graduate student in his 30s – since their college years, and that funds transferred in connection with the case were personal money, not tied to the agency.

Earlier in the day, a joint military-police task force referred the employee and two military officers to prosecutors without detention. The case involves allegations of aiding violations of national security and aviation safety laws.

The intelligence employee was sent to civilian prosecutors, while the two active-duty officers were referred to military prosecutors, all with recommendations for indictment.

Investigators said the suspects were involved in assisting the graduate student, identified only by his surname Oh, in flying a drone into North Korea.

The employee is believed to have known about the civilian suspects’ drone development activities and related business operations. Authorities said he provided about 2.9 million won ($2,200) to help cover production costs and meal expenses on the day of a test flight.

An intelligence agency official said the employee’s actions were “an individual deviation unrelated to official duties” and that the agency had cooperated fully with investigators to clarify the facts.

— Reported by Asia Today; translated by UPI

© Asia Today. Unauthorized reproduction or redistribution prohibited.

Original Korean report: https://www.asiatoday.co.kr/kn/view.php?key=20260331010009597

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DHS attorney said agents in Los Angeles should have ‘started hitting’ protesters, emails show

A lead attorney for the Department of Homeland Security suggested that federal agents should have “just started hitting the rioters and arresting everyone that couldn’t get away” during an anti-ICE protest in Los Angeles last June, internal emails show.

The note was in an email chain obtained by the nonprofit watchdog group American Oversight through the Freedom of Information Act and shared exclusively with The Times.

In it, attorneys for Homeland Security appear to be discussing the June 9 lawsuit filed by California Gov. Gavin Newsom over President Trump’s deployment of thousands of California National Guard troops to Los Angeles.

Under the subject line “California DOD Lawsuit,” officials coordinated legal filings defending the Trump administration and included a draft declaration by the Los Angeles field office director of Immigration and Customs Enforcement supporting the deployment of military forces.

The final email in the thread was from Joseph Mazzara, then-acting DHS general counsel, and he appears to be referring to an incident in which protesters tried to breach a protective line at a federal building.

On June 11, he wrote: “Every time I read about the battering ram incident I’m just floored at how wild that is.”

Referring to law enforcement as “they,” he continued: “They should have, when they brought the line in, just started hitting the rioters and arresting everyone that couldn’t get away from them. No one likes being hit by a stick, and people tend to run when that starts happening in earnest.”

The Department of Homeland Security didn’t respond to requests for comment.

Mazzara was later appointed deputy commissioner of U.S. Customs and Border Protection.

Politico reported that Mazzara is among 10 staffers who followed former Homeland Security Secretary Kristi Noem to the State Department after she was fired this month from DHS and given a new role as special envoy for the Shield of the Americas.

The battering ram incident Mazzara referred to is detailed in court documents for the lawsuit.

A June 19 order from a panel judges from the 9th Circuit Court of Appeals states that Trump administration attorneys presented evidence of protesters interfering with federal officers. The protesters threw objects at ICE vehicles, “pinned down” several Federal Protective Service officers and threw “concrete chunks, bottles of liquid, and other objects,” the order said.

Protesters also “used ‘large rolling commercial dumpsters as a battering ram’ in an attempt to breach the parking garage of a federal building,” the order states.

Mazzara’s comment in the email thread with other Homeland Security attorneys was given to American Oversight with a watermark showing the agency had intended to withhold it. American Oversight also received a version of the documents with that statement redacted.

Chioma Chukwu, executive director of American Oversight, said it’s no wonder the administration wanted to keep Mazzara’s comments hidden.

“They reveal a level of hostility toward protesters that is deeply at odds with the government’s obligation to protect civil liberties — and there’s no FOIA exemption that justifies hiding them,” she said.

Kerry Doyle, the former top ICE attorney during the Biden administration, said Mazzara’s comments show a shocking carelessness about the potential for harm against both the general public and the officers he was employed to protect.

The email, she said, “seems to encourage, or, at the very least, support constitutional violations by the operators that are supposed to be getting legal counsel from him to avoid violating the law.” Plus, commenting on operational strategy is outside the scope of his responsibilities, she said.

“He’s doing a disservice to the people that are on the front line, that rely on him and his colleagues to give them the parameters of what they can and can’t do,” Doyle added. “If you give them bad legal advice, you are setting them up for liability.”

Noem’s removal came amid backlash against an escalation of violence during Trump’s crackdown on immigration, including the shooting deaths of U.S. citizen protesters by immigration agents.

Doyle said part of the secretary’s job is to set the tone for the agency so the rank and file know what is expected of them. Mazzara’s comments, she said, show how that tone has permeated all facets of the agency.

After the U.S. Supreme Court cast doubt on the Trump administration’s legal theory for using troops in domestic law enforcement operations, the president in December began removing the National Guard from Los Angeles and other Democratic-led cities.

The protests last summer caused significant property damage in a small section of downtown Los Angeles. But grand juries refused to indict many demonstrators accused by federal prosecutors of attacking agents, and a Times review of alleged assaults found that most incidents resulted in no injuries.

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ICE officers soon will help with airport security unless Democrats end shutdown, Trump says

President Trump said Saturday that he will order federal immigration officers to take a role in airport security starting Monday unless Democrats agree on a bill to fund the Department of Homeland Security.

In a pair of social media posts, Trump first threatened and then said he had made plans to put officers from U.S. Immigration and Customs Enforcement in airports if the congressional standoff continues. He made the announcement as a partial shutdown contributes to long lines to pass through screening at some of the nation’s largest airports.

The president suggested ICE agents would bring the administration’s immigration crackdown into the nation’s airports, promising to arrest “all Illegal Immigrants.”

“I look forward to moving ICE in on Monday, and have already told them to, ‘GET READY. NO MORE WAITING, NO MORE GAMES!’” Trump wrote while spending the weekend in Florida.

The move appears to be a pointed effort to expand the type of immigration enforcement that has become a sticking point in Congress. Democrats pledged to oppose funding for the Department of Homeland Security unless changes were made in the wake of a crackdown in Minnesota that led to the fatal shootings of two protesters. Democrats are asking for better identification for federal law enforcement officers, a new code of conduct for those agencies and more use of judicial warrants, among other measures.

The Minnesota operation was tied in part to allegations of fraud involving Somali residents. On Saturday, Trump said ICE officers sent to airports would focus on arresting immigrants from Somalia who are in the United States illegally. Repeating his criticism of Somalis, he said they “totally destroyed” Minnesota.

“If the Democrats do not allow for Just and Proper Security at our Airports, and elsewhere throughout our Country, ICE will do the job far better than ever done before,” Trump said.

Trump’s posts did not offer additional detail on how ICE would take a role in airport security and what it meant for the Transportation Security Administration, which screens passengers and luggage for hazardous items.

The vast majority of TSA employees are considered essential and continue to work during the funding lapse, but they are doing so without pay. Call-out rates have started to increase at some airports, and Homeland Security said at least 376 have quit since the partial shutdown began Feb. 14.

On Saturday, in a rare weekend session, the Senate rejected a motion by Democrats to take up legislation to reopen TSA and pay workers who are now going without paychecks. Republicans argue that they need to fund all parts of the Department of Homeland Security, not just certain ones. A bill to fund the agency failed to advance in the Senate on Friday.

There were signs of progress, though, with the restarting in recent days of stalled talks between Democrats and the White House. On Saturday, Republican and Democratic senators were set to meet for a third consecutive day with White House officials behind closed doors as Senate Democratic leader Chuck Schumer of New York spoke of “productive conversations.”

Senate Majority Leader John Thune (R-S.D.) urged the bipartisan group to act quickly. He has said that Democrats and the White House need to find compromise as lines at airports have grown.

“If that group that’s meeting can’t come up with a solution really quickly, things are going to get worse and worse,” Thune said Saturday.

Binkley writes for the Associated Press. AP writer Mary Clare Jalonick contributed to this report.

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South Korea defense agency vows overhaul to become top exporter

South Korea’s Defense Minister Lee Jong-sup (2-L) attends a ceremony to unveil the signboard of the Defense Acquisition Program Administration (DAPA) at the agency’s new home in Daejeon, some 164km south of Seoul, South Korea. File Photo by YONHAP / EPA

March 20 (Asia Today) — South Korea’s arms procurement agency has pledged a sweeping overhaul of its systems and export strategy as it pushes toward the government’s goal of becoming one of the world’s top four defense exporters. The Defense Acquisition Program Administration, or DAPA, is South Korea’s defense procurement agency, and it is now led by Administrator Lee Yong-cheol.

Speaking at a briefing with defense reporters in Seoul on Wednesday, Lee said the agency would press ahead with faster decision-making, stronger export execution and greater technological self-reliance. He said the current moment amounted to a last chance to reform an organization long criticized for inefficiency and delay.

Lee said DAPA’s export drive must go beyond ceremonial overseas trips and focus instead on securing contracts and building practical business outcomes. But he also acknowledged that export growth alone is not enough if the underlying system remains slow and structurally weak.

One of the clearest examples, he said, was the long-delayed KDDX next-generation destroyer program. The project drifted for more than two years as authorities failed to make a policy choice between direct contracting and open bidding, exposing what Lee described as a deeper decision-making problem rather than a regulatory one.

Lee said South Korea also remains behind in drone warfare capabilities. While drones have become central to modern combat, the country’s military systems are still focused largely on reconnaissance, with limited strike and interception capacity and continued dependence on imported core components. He said DAPA plans to rely more heavily on rapid acquisition and early deployment of prototypes to speed fielding.

Defense semiconductors remain another major vulnerability. South Korea depends heavily on foreign technology for key components used in radars, guided weapons and communications systems, a weakness Lee described as an urgent national task. He said the answer lies in building stronger links between the civilian semiconductor sector and military demand while sustaining long-term investment.

Lee also pointed to Canada’s submarine procurement program as a major test of South Korea’s export competitiveness. He said the outlook was not unfavorable but remained uncertain, describing the bid as a national effort involving diplomacy, industry and military capabilities. Yonhap reported Friday that Lee sees the contest as essentially even, with South Korea competing against Germany for a contract covering 12 submarines.

DAPA said it will also seek structural reforms to prevent repeated delays, including penalties for intentional slowdowns and changes to procurement procedures that can trap projects in repeated failed bidding cycles. Lee has instructed staff to move from planning-based administration to execution-based management, with clear deadlines and accountability.

The agency’s challenge now is whether it can turn reform rhetoric into durable institutional change. For South Korea to become a top-tier defense exporter, industry officials say, speed, structure, technology and political resolve will all need to advance together.

— Reported by Asia Today; translated by UPI

© Asia Today. Unauthorized reproduction or redistribution prohibited.

Original Korean report: https://www.asiatoday.co.kr/kn/view.php?key=20260320010006140

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South Korea audits oil agency over 900,000-barrel overseas sale

An official at the Korea National Oil Corp. (KNOC) briefs reporters at the KNOC main office in Anyang, south of Seoul, South Korea. Photo by YONHAP / EPA

March 20 (Asia Today) — South Korea’s Industry Ministry has launched an audit of the Korea National Oil Corp. after about 900,000 barrels of crude stored under the country’s international joint stockpiling program were sold overseas without the state oil company exercising its priority purchase right, according to Asia Today and the ministry.

The oil had been owned by a foreign company and stored at a reserve facility in Ulsan under a program that allows overseas suppliers, including oil-producing countries and foreign firms, to use South Korea’s spare storage capacity. In an emergency, South Korea is supposed to have the first option to buy that oil.

The ministry said the Korea National Oil Corp. did not immediately exercise that right before the crude was sold abroad. It added that the audit would determine whether the company violated internal rules or procedures.

The international joint stockpiling program began in 1999 as part of efforts to stabilize domestic oil supply and demand.

The ministry said any confirmed violations would result in strict disciplinary action.

— Reported by Asia Today; translated by UPI

© Asia Today. Unauthorized reproduction or redistribution prohibited.

Original Korean report: https://www.asiatoday.co.kr/kn/view.php?key=20260320010006239

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Sheriff asks federal agency to review L.A. jails after inmate deaths

Sheriff Robert Luna has asked the National Institute of Corrections to examine conditions and practices at Los Angeles County jails, a request made after 10 inmates died in jail custody in less than three months.

The request comes amid growing concern over conditions inside county lockups. In September, California Atty. Gen. Rob Bonta sued the Sheriff’s Department over what he called “unsafe and unconstitutional conditions at county jails.”

Luna has also faced questions from the Sheriff Civilian Oversight Commission over health conditions, health access, drug use, and other factors that have led to in-custody deaths.

Now, the Sheriff’s Department is asking the National Institute of Corrections to conduct a comprehensive review of county jails in an effort to reduce the number of deaths, Luna told The Times.

“I want someone to come in and review from top to bottom,” Luna said.

Specifics on when the review would begin, and what it would entail, have not yet been set, but Luna said the aim is to get an outside, “unbiased view.”

Officials with the National Institute of Corrections referred questions to the federal Bureau of Prisons, its parent agency, which did not respond to a request for comment.

The National Institute of Corrections provides state, local and federal resources and guidance.

The agency, according to its site, provides “on site technical assistance” to jail administrators, and also helps to identify “gaps in policy and practice.”

The review, Luna said, would entail “everything we’re doing from policy, procedure, facilities, to make sure we’re not missing anything,” Luna said.

Inmate deaths have raised concerns among top sheriff officials and agencies charged with overseeing sheriff operations. The department saw 46 in-custody deaths in 2025, a steep increase from the 32 reported in 2024.

In-custody deaths are reviewed by the Office of Inspector General and the U.S. Department of Justice.

Bonta’s lawsuit against the Sheriff’s Department, filed in September 2025, alleged inmates were being “forced to live in filthy cells with broken and overflowing toilets, infestations of rats and roaches, and no clean water for drinking or bathing.”

In a statement, Bonta’s office alleged that a lack of access to healthcare in the jails, and conditions inside, contributed to a “shocking rate of preventable in-custody deaths, such as suicides.”

In a previous interview, Luna referred to the spate of death at the start of the year as a “kick in the groin.”

Efforts to reduce deaths are challenging partly because the inmate population inside the jails has been increasingly older, and ill, Luna said, with many of them suffering from drug addiction or long-term conditions.

About 82% of those in custody disclosed at least one medical or mental health issue when booked, officials said.

According to department data, half of the 46 inmate deaths recorded in 2025 were listed as natural. Autopsy results to determine the causes of death are still pending in this year’s cases.

Luna has pointed to changes that have already been made as efforts to improve conditions, including deploying body-worn cameras at the Inmate Reception Center, Men’s Central Jail and Twin Towers Correctional Facility.

The department has also opened a remodeled mental health assessment area at the Inmate Reception Center, the primary intake and release point for county inmates near Men’s Central Jail.

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‘Temperament matters’: Senators question Homeland Security nominee at confirmation hearing

At a Senate hearing Wednesday to consider the confirmation of Sen. Markwayne Mullin (R-Okla.) as Homeland Security secretary, Sen. Rand Paul (R-Ky.) opened by asking whether “a man with anger issues” can set the right example for federal immigration agents.

Mullin, President Trump’s pick to replace Secretary Kristi Noem, faced tough questions before the Senate Homeland Security Committee about how he would carry out the administration’s mass deportation effort and how he would steer the agency in the wake of controversies that led to Noem’s firing earlier this month.

For his part, Mullin said he will work to ensure a secure homeland as well as to “bring peace of mind and confidence to the agency.”

“My goal in six months is that we’re not in the lead story every single day,” he said.

Throughout the hearing, Democrats made digs at Noem while examining Mullin’s character and ability to lead the nation’s largest law enforcement agency. Most Republicans painted Mullin as a good man and a hard worker while chastising Democrats for punishing federal workers with the continued Homeland Security funding shutdown.

The leadership shake-up comes amid intense scrutiny over increasingly violent immigration enforcement tactics since last year that intensified after the shooting deaths of two protesters in Minneapolis by immigration agents, which Noem — without evidence — called domestic terrorism.

She was fired days after testifying before congressional oversight committees, during which she faced criticism from Republicans and Democrats alike.

“It’s not the role of the secretary to be a cable news commentator in the wake of a crisis” said Sen. Gary Peters (D-Mich.). “This is a role where temperament matters, where judgment matters and where experience matters.

“We have seen under Secretary Noem’s leadership how shortcomings in these traits can compound the challenges that already come with leading a large and complex department, and now more than ever, we need a DHS secretary who is a steady hand, who will provide thoughtful leadership, follow the facts, tell the truth, and hold agency officials accountable when they need to be.”

Paul brought up incidents to illustrate why Mullin is not fit for the job, including a time in 2023 when he nearly got into a fight in a Senate hearing room and more recently when Mullin called Paul “a freaking snake.”

Paul also confronted Mullin for saying he “completely understood” why Paul was assaulted by a neighbor in 2017, which left him with six broken ribs and a damaged lung.

Mullin did not apologize for his remarks and instead accused Paul of smearing his character.

“I’ve worked with many people in this room,” Mullin told Paul. “It seems like you fight Republicans more than you work with us.”

But Mullin added that their personal differences wouldn’t keep him from doing his job — “it’s bigger than partisan bickering” — and asked Paul to let him earn his respect.

Paul appeared unmoved. Referencing the 2023 near fight with Sean O’Brien, the head of the International Brotherhood of Teamsters, Paul asked Mullin to “explain to the American public how a man who has no regrets about brawling in a Senate committee can set a proper example.”

Mullin was prepared for the moment: O’Brien was sitting behind him. The union president, he said, has become a close friend.

“Both of us agreed we could have done things different,” Mullin said.

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Casey Wasserman’s name dropped from agency following Ghislaine Maxwell scandal

Casey Wasserman’s name has been scrubbed from the agency he founded decades ago, replaced with an amorphous moniker: “The Team.”

Monday’s move comes amid the lingering controversy over the sports mogul’s decades-old association with Ghislaine Maxwell, accomplice of the late sex trafficker Jeffrey Epstein. Following revelations of Wasserman’s salacious 2003 emails with Maxwell, several musicians and athletes — led by pop artist Chappell Roan and soccer star Abby Wambach — said that, to stay true to their values, they would leave the agency then known as Wasserman.

Fears of a broad flight of artists and agents prompted Wasserman to announce that he was selling his talent representation and sports marketing firm. Talks with prospective buyers have been ongoing, according to a person close to the agency but not authorized to speak publicly.

For now, the agency is still owned by Wasserman and private equity firm Providence Equity Partners.

Wasserman continues to lead LA28, the nonprofit group that will be staging the Summer Olympics in Los Angeles in two years. The LA28 board’s executive committee unanimously voted to keep Wasserman as chairman, after reviewing known details surrounding his more than 20-year-old flirtations with Maxwell and his “strong leadership” of the Games.

Visitors to the Wasserman agency website were greeted with a message saying the firm, as of Monday, was rebranding as the Team.

“For 24 years, this company has been shaped by our work, our people and our unifying belief in the power of Sports, Music and Entertainment,” the message read. “That philosophy remains the foundation of who we are — and where we are going.”

Wasserman was not mentioned in the website messaging. Nor was he pictured in its photos depicting smiling agents. Old press releases have been changed to refer to the company as the Team, not Wasserman.

The website’s background is now adorned with a grid of T’s.

In a Feb. 13 memo to his staff, Wasserman acknowledged his appearance in a recent batch of documents released by the Department of Justice related to the late sex trafficker Jeffrey Epstein and Maxwell had “become a distraction.”

Wasserman said he was “heartbroken that my brief contact with them 23 years ago” had brought hardship to the agency he created in 2002.

“I’m deeply sorry that my past personal mistakes have caused you so much discomfort,” Wasserman wrote to his staff. “It’s not fair to you, and it’s not fair to the clients and partners we represent so vigorously and care so deeply about.”

Wasserman appears to have met Maxwell on a September 2002 humanitarian trip through Africa, sponsored by former President Clinton.

Wasserman, a prolific Clinton fundraiser whose famous grandfather helped the Democrat win the 1992 presidential election, was joined on Epstein’s jet by his then-wife, Laura, actor Kevin Spacey, Epstein and his longtime companion Ghislaine Maxwell and others, including security agents.

It’s not clear when Wasserman and Maxwell began corresponding via email. The messages contained in the Justice Department files are from March and April of 2003. In them, Wasserman writes about wanting to see Maxwell in a tight leather outfit and she offered to give him a massage that can “drive a man wild.”

Maxwell was convicted of sexual abuse in 2021.

Wasserman has worked nearly a decade to bring the Olympics to Los Angeles.

Former Mayor Eric Garcetti recruited him to help L.A. win its host bid and the International Olympic Committee reportedly were impressed with Wasserman’s “network of contacts.”

Behind the scenes, there have been tensions with Los Angeles political leaders. Mayor Karen Bass has said that Wasserman should step down from the high-profile role overseeing the Games. Bass said that “we need to look at the leadership” of LA28 and that her job is to make sure that the city is “completely prepared” for the Games.

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NFL free agency 2026: Dolphins will release Tua Tagovailoa

NFL free agency is here!

Well, kind of.

The league’s so-called legal tampering period begins Monday at 9 a.m. PT, when teams are allowed to start negotiating with the agents for players who are about to become unrestricted free agents. No contracts can actually be signed, however, until the the start of the new NFL league year, which is Wednesday at 1 p.m. PT.

So, basically, fans will start finding out what moves their teams make and where various players will land starting Monday morning.

Hours before the legal tampering period started, the Miami Dolphins announced they will release longtime quarterback Tua Tagovailoa. The 2023 All Star will count $99 million against the Dolphins’ salary cap, the biggest dead cap hit in NFL history. The money can be split over the next two seasons if Tagovailoa is designated a post-June 1 release.

In six years with the Dolphins, Tagovailoa went 44-32 as a starter, completing 68% of his passes for 18,166 yards with 120 touchdowns and 59 interceptions. He made the Pro Bowl in 2023.

“Wearing this jersey and representing this city has been one of the greatest joys of my life,” Tagovailoa wrote Monday on Instagram, adding: “I also carry deep regret that I couldn’t get the job done and bring a championship home to this city. Miami deserves that, and I’ll always wish I could have delivered it for you.”

Who are some of the other big names in the free agency market? As far as quarterbacks are concerned, Green Bay Packers backup Malik Willis could be a hot commodity. Daniel Jones is a free agent after a strong season with Indianapolis, although the Colts placed the transition tag on him and can match any offer.

Veteran quarterback Kyler Murray was informed by the Arizona Cardinals last week that they will be letting him go at the start of the new league year. The Atlanta Falcons have made a similar announcement regarding Kirk Cousins. Other available veteran quarterbacks include Aaron Rodgers, Joe Flacco, Russell Wilson and Marcus Mariota.

Teams in need of a running back might be interested in the services of Kenneth Walker III, who will be a free agent just weeks after he was named Super Bowl LX MVP as a member of the Seattle Seahawks. Travis Etienne of the Jacksonville Jaguars could also find a new home.

This also seems to be a big year for free agent edge rushers (including Trey Hendrickson, Jaelan Phillips, Odafe Oweh, K’Lavon Chaisson and Boye Mafe) and wide receivers (including Alec Pierce, Mike Evans, Romeo Doubs, Rashid Shaheed and Jauan Jennings).

Check back here for updates as teams begin making moves.



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Redefining Empowerment: A Critical Look at Microcredit and Women’s Economic Agency

Introduction

In 1974, Muhammad Yunus began experimenting with an initiative to give small loans to impoverished rural women to foster a sense of empowerment through entrepreneurial start-ups – an initiative that was institutionalised through the famous Grameen Bank. In just a couple of years, this initiative had snowballed into the United Nations declaring 2005 the International Year of Microcredit, with Yunus winning the Nobel Peace Prize for economic development.

In an age of international globalisation and neoliberal theories, microcredit seemed to be the solution to the ills of the developing world. Economists, development theorists, and journalists began to discuss the multiple success stories from the Grameen Bank and the vast impact small loans were having on people.

But a much darker reality came to take place. Although Yunus said that credit is a human right, he failed to address the fact that debt follows. Stories like Razia’s became far too frequent.

The Feminisation of Debt: Razia’s Story

Razia had taken out an initial microcredit loan of around $50 from Grameen Bank to put food on the table and pay for her children’s education; to her, this money was a lifeline to meet her family’s immediate needs. She was offered an interest rate of 20%, which she did not initially realise due to her limited fiscal literacy, and she could not pay.

Loan sharks targeted her family with violent threats when they were unable to meet payment deadlines; she had to sell her heirloom jewellery, her belongings, and eventually her home to make the payment – and even now, she continues to face threats from the loan sharks.

Razia’s story is not uncommon and illustrates how a linear model of microcredit has led to the feminisation of debt: women took out these loans to cover basic needs and fulfil their societal roles as caretakers, only to be uniquely burdened and targeted because they were unable to meet deadlines. This led women to be prone to economic vulnerability, social shame due to the procurement of debt, and violence from debt collectors.

Questioning the Efficacy of Microfinance

In addition to Razia’s story, the reality of the Grameen Bank’s efficacy is also up for debate. More and more economists became wary of the narrative that microfinance helps start income-generating enterprises, and recognised that this led many to feed their families or afford education. Another fundamental assumption was that microfinance would empower the poor, especially women, through microenterprises, given their financial bargaining power within the community. The neoliberal social policies used to model microenterprises for poor rural women to sell their labour or to ‘sub-contract’ their services were broadly not adopted, and forced women into disempowering roles in the informal sector.

Dr. Lamia Karim conducted research on the particular claims on gender empowerment by microcredit programmes and ended up creating a ‘local economy of shame’; repayment of these loans was tied to a woman’s standing and honour within the community, and these norms created environments of disempowerment, subjugation, and stress to repay the loans.

Theoretical Frameworks: From WID to GAD

Yunus’s microcredit initiative followed the theoretical prescriptions of Women in Development (WID), which sought to address gender-based economic disparities and integrate women into existing economic systems. The Grameen Bank was able to meet these goals; however, the linear model of empowerment used and the integration of women within the neoliberal economic market failed to meet the overall goals of empowerment.

As organisations, advocates, and economists saw the initial model struggling to meet the holistic goals of empowerment, they integrated theoretical prescriptions from Gender and Development (GAD), which sought to confront the root causes of gender inequality and to meet both the practical and strategic needs of women. This empowers women not only to meet economic goals to ensure survival, but also to develop collective action skills to confront power structures that lead to their subjugation.

Proshika: A New Model for Empowerment

Proshika was formed in 1979 under the WID model and focused on targeting rural communities, but realigned its goals with a GAD model in 2009. Their mission statement was revised to reflect the integration of collective-action training into their microcredit initiatives. As an organisation, they planned to “develop their capacity, so they can claim their due rights from the government” and “ensure life security” – a revolutionary shift within the broader conversation about microcredit.

Proshika had a model very similar to the Grameen Bank microcredit programmes; however, they added organisational spaces for women to meet and discuss community issues, embedding collective action within the programme. When a woman signed up for a loan, she was connected with other women in her community and asked to discuss pressing issues. Proshika organised a total of 42,809 groups; these various groups looked into important societal issues, such as the prevention of child marriage, the prevention of violence against women, and the abolition of dowry practices.

These trainings connected women with existing government systems and taught them how to access the judicial system, enabling them to pursue institutional avenues of change.

Building Social Capital and Political Agency

These spaces within the community allow women to build social credit, serving as places where information flows and as essential spaces for building trust and relationships. They increase social awareness, social interaction outside of one’s family unit, and increase domestic power and civic participation.

Dr Paromita Sanyal studies the role of microfinance agencies in Bangladesh, and credits NGOs such as Proshika for building both vertical and horizontal lines of social credit. Vertical social credit enables women to build essential connections within their own communities, and horizontal social credit allows them to connect with NGOs, politicians, and governing bodies. This axis of power builds political agency within communities and empowers women to challenge restrictive gender norms.

Proshika operates in 8,784 villages, 1,639 unions, 266 sub-districts, 42 districts, and 7 divisions within Bangladesh – they have organised 33,982 female groups across the nation. Through their collective action programmes, they were able to see a statistically significant decrease in child marriages, dowries, and gender-based violence within rural villages.

Towards True Empowerment

Proshika’s microfinance initiative not only enabled income-generating activities in rural villages but also empowered women to make a difference in their communities. Proshika’s success story should serve as a model for reforming existing microfinance institutions and incorporating collective action mechanisms into programmes.

Unlike the Grameen Bank, which focused solely on women’s practical needs, Proshika made an effort to address women’s and community members’ strategic needs. This led to statistically significant decreases in domestic violence and child marriages, as well as increased awareness of government systems and the justice system as a whole, with civic engagement opening accessible avenues for change.

Dr. Andrea Cornwall’s critical feminist analysis of women’s empowerment suggests that true empowerment is about changing asymmetrical power relations and requires building critical consciousness to help people recognise fundamental inequalities. Empowerment is relational and involves the interplay between personal and political to create a process, rather than focusing on an outcome.

Unlike the Grameen Bank, Proshika focused more on the various aspects of empowerment, without adopting a linear view of tangible results. This led to successful grassroots movements that brought attention to women’s structural needs and raised awareness of women’s value to community spaces.

Empowerment comes from changing power relations within the community, and Proshika met both women’s practical and strategic needs. It is essential to address the extreme poverty that women face, but also to build avenues for them to challenge the institutions they participate in.

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