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Affordable Care Act subsidies expire, insurance premiums expected to skyrocket

With Congress failing to extend subsidies for health insurance bought through federal and state Affordable Care Act online exchanges, the roughly 24 million people who obtain coverage through the ACA are set to see their monthly premiums double. Screenshot via Healthcare.gov

Jan. 1 (UPI) — Insurance premiums are set to rise exponentially for Americans who have bought their health care policies through an Affordable Care Act exchange because Congress failed to extend subsidies for them.

Without the extension of the subsidies, people who have bought their health insurance through an ACA exchange will see their premiums increase by roughly 26% on average, with the increases expected to be higher in states that use the federal Healthcare.gov exchange while states that run their own exchanges may see lower increases, The Hill reported.

In 2025, about 24 million Americans bought health insurance through an ACA exchange, which are often referred to as Obamacare, which is the highest number of people who bought policies through the program since it debuted in 2010.

The government shutdown in the fall — which, at 43 days, was the longest in history — was centered around Democrats in the U.S. Senate pushing for an extension of enhanced ACA subsidies that were introduced during the COVID-19 pandemic to help Americans obtain insurance and care.

In recent weeks, bipartisan plans to extend the subsidies have emerged, including one in the Senate that calls for a three-year extension of the subsidies.

Among the Republicans who support the bipartisan bill are Missouri Sen. Josh Hawley, who has not specifically commented on extending the subsidies but has said that he is concerned about people whose health insurance costs may increase in the ongoing absence of Congressional action, Fox News reported.

“I think who it’s most disappointing for are the people whose premiums are going to go up by two, three times,” Hawley told reporters this week. “So, it’s not good.”

During the shutdown, Democrat members of Congress pushed for an extension — it was their stated reason for voting against several bills to fund the federal government, causing and extending the shutdown — which Senate Majority Leader John Thune, R-S.D., promised a vote on in mid-December.

Once the government reopened, the Senate voted on two health care related bills, one from Democrats and the other from Republicans, and both failed on party line votes.

President Donald Trump holds a signed executive order reclassifying marijuana from a schedule I to a schedule III controlled substance in the Oval Office of the White House on Thursday. Photo by Aaron Schwartz/UPI | License Photo

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‘The Elephant’ review: A captivating special about reincarnation

Animation is an art of the impossible, though it often settles for the ordinary. Much of what comprises adult animation merely translates into line what might be shown in live action — humans in human settings. Which is fine. Some great shows fit that bill — “King of the Hill” and “Bob’s Burgers,” for example. Still, there are infinite avenues to explore, and so it’s good to have Adult Swim, the network that once produced a series whose heroes are a meatball, a shake and a bag of fries, still making aesthetic trouble.

“The Elephant,” which premieres Friday on the network, and Saturday on HBO Max alongside a documentary on its creation, “Behind the Elephant,” is an animated take on exquisite corpse, the old surrealist game in which three artists contribute the head, torso or legs of a single figure, folding the paper so as not to see what the others had drawn. This project enlists four fab animators over three acts — “Adventure Time” creator Pendleton Ward, Ian Jones-Quartey (“OK K.O.! Let’s Be Heroes”), Rebecca Sugar (“Steven Universe”) and Patrick McHale (“Over the Garden Wall”) — to make something that not only had we not seen before, but none of them had either, until their independently produced parts were put together. All are “Adventure Time” vets, as are Jack Pendarvis and Kent Osborne, who conceived the idea, served as “game keepers,” and share story credit with the animators.

Exquisite corpse was also used in character design. It invariably produces monsters, if amusing ones, which explains why the character — let’s call her The Character — in Ward’s act has a cactus for an arm and a giant pink foot in place of one leg. In the Jones-Quartey and Sugar act, she has robot arms, fishnet stockings and a “music button” in her chest (the city parties when its disco plays), and in McHale’s, a TV for a torso. One regards The Character as the same person in each act, and through changes that occur within each act — identity, death and reincarnation are at the heart of the show. She’s always different, though always the protagonist. (And seemingly female.) Which is not surprising if you’ve ever watched “Adventure Time,” where even every villain is also a protagonist.

Ward takes the first act; Jones-Quartey and Sugar, who are married, worked together on the second; and McHale brings it home with Act 3. Ward’s section is easily recognizable as his work in its mix of the uncanny and the offhand, both from “Adventure Time” and the psychedelic “Midnight Gospel.” Sugar and Jones-Quartey opt for a New Wave angularity far from their usual styles, and McHale cycles through several looks until his Character, who arrives already hoping to get off this wheel of endless rebirth and cease to exist, settles down for a spell in a realistically portrayed city in the snow — New York, I’d say — in conversation with a lonely inventor. McHale also brings in, for just a few seconds, the eponymous elephant in an apropos reference to the parable of the blind men who imagined that animal to be a different sort of beast depending on where they laid their hands.

Each animator (or team) integrates their position in the game — and the nature of the game itself — into their storytelling. Ward’s Character, born onscreen, wonders “What am I? I’m not sure.” In the second section, Sugar and Jones-Quartey have their narrating Character say, “I could feel my existence stretching in both directions, back to the nothingness before anything happened and forward to the nothingness after everything is over. And if everything has a beginning and also a end then this was just the middle.” By virtue of owning the conclusion, and it’s a moving one, McHale brings order to the whole; given the scattered process, and the changes between and within each section, it feels remarkably cohesive and intentional. But metamorphosis is the soul of animation.

If “The Elephant,” described by the network as “a creative experience,” had appeared before it was already published, it would have certainly joined four other animated series — three from Adult Swim — on my list of 2025 favorites. It demands a second viewing, and you’ll want to watch “Behind the Elephant” to learn more. You may want to watch that twice as well.

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Congress vowed to act after George Floyd’s death. It hasn’t

A Minneapolis jury’s conviction of former Minneapolis Police Officer Derek Chauvin in the murder of George Floyd has reignited debate about what policing should look like in the United States.

In the weeks following Floyd’s death and the ensuing outrage that caused millions of Americans to pour into the streets to protest in the midst of a pandemic, Congress promised fundamental change to policing.

There was legislation to standardize training across the country, to keep problem officers from moving between departments without their records following them, to ban the use of chokeholds and no-knock warrants.

But Congress failed to reach an agreement that could pass both the House and Senate and attention moved to other things.

Negotiations for a bipartisan deal on police reform continue informally on Capitol Hill, and the lead House sponsor, Rep. Karen Bass (D-Los Angeles), said on CNN’s “State of the Union” on Sunday that she is hopeful because those involved are “very sincere, and it’s a bipartisan group.”

Bass is working with Sens. Cory Booker (D-N.J.) and Tim Scott (R-S.C.). She told reporters on Capitol Hill on Tuesday that she is optimistic they will reach an agreement and get a bill to President Biden’s desk in the coming months.

“I believe that we want to make something happen,” Bass said.

Last month the House passed Bass’ George Floyd Justice in Policing Act by a 220-212 vote, with no Republican support and two Democrats voting no.

The legislation, which would ban chokeholds, end “qualified immunity” for law enforcement officers and create national standards for policing in a bid to bolster accountability, passed the House last summer but was not considered by the Republican-controlled Senate.

Democrats in turn blocked consideration of a Republican policing reform bill proposed by Scott last summer, saying though it was similar to their proposal in some ways, it did not go far enough because it did not modify so-called qualified immunity for police officers, which has made it harder for victims of brutality to file civil lawsuits over excessive force, or make it easier to prosecute police officers for criminal behavior.

Even now that Democrats control the Senate, hurdles remain for passing policing reform out of the Senate, where most legislation faces a 60-vote threshold, Bass said.

“It’s one thing to pass legislation in the House; it’s a super hurdle to get it passed in the Senate,” Bass said in the CNN interview. “But we are working.”

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Trump’s cruel response to Reiner shows us-versus-them presidency

When word came of Rob Reiner’s senseless death, America fell into familiar rites of mourning and remembrance. A waterfall of tributes poured in from the twin worlds — Hollywood and politics — that the actor, director and liberal activist inhabited.

Through the shock and haze, before all but the sketchiest details were known, President Trump weighed in as well, driving by his diarrhetic compulsion to muse on just about every passing event, as though he was elected not to govern but to serve as America’s commentator in chief.

Trump’s response, fairly shimmying on Reiner’s grave as he wrongly attributed his death to an act of political vengeance, managed to plumb new depths of heartlessness and cruelty; more than a decade into his acrid emergence as a political force, the president still manages to stoop to surprise.

But as vile and tasteless as Trump’s self-pitying statement was — Reiner, he averred, was a victim of “Trump Derangement Syndrome” and, essentially, got what he deserved — it also pointed out a singular truism of his vengeful residency in the Oval Office.

In recent decades, the nation has had a president who lied and deceived to cover up his personal vices. Another who plunged the country into a costly and needless war. A third whose willfulness and vanity led him to overstay his time, hurting his party and America as well.

Still, each acted as though he was a president of all the people, not just those who voted him into office, contributed lavishly to his campaign or blindly cheered his every move, however reckless or ill-considered.

As Trump has repeatedly made clear, he sees the world in black-and-white, red-versus-blue, us-versus-them.

There are the states he carried that deserve federal funding. The voters whose support entitles them to food aid and other benefits. The sycophants bestowed with medals and presidential commendations.

And then there are his critics and political opponents — those he proudly and admittedly hates — whose suffering and even demise he openly savors.

When Charlie Kirk was killed, Trump ordered flags be flown at half-staff. He flew to Arizona to headline his memorial service. His vice president, JD Vance, suggested people should be fired for showing any disrespect toward the late conservative provocateur.

By noteworthy contrast, when a gunman killed Minnesota’s Democratic former House speaker, Melissa Hortman, Trump couldn’t be bothered with even a simple act of grace. Asked if he’d called to offer his condolences to Minnesota Gov. Tim Walz, a personal friend of Hortman, Trump responded, “Why waste time?”

This is not normal, much less humane.

This is not politics as usual, or someone rewarding allies and seeking to disadvantage the political opposition, as all presidents have done. This is the nation’s chief executive using the immense powers of his office and the world’s largest, most resonant megaphone to deliver retribution, ruin people’s lives, inflict misery — and revel in the pain.

There were the usual denunciations of Trump’s callous and contemptuous response to Reiner’s stabbing death.

“I’d expect to hear something like this from a drunk guy at a bar, not the president of the United States,” said Republican Rep. Don Bacon of Nebraska, who is retiring rather than seeking reelection in 2026. (Which may be why he was so candid and spoke so bracingly.)

But this time, the criticisms did not just come from the typical anti-Trump chorus, or heterodox Republicans like Bacon and MAGA-stalwart-turned-taunter Marjorie Taylor Greene. Even some of the president’s longest and loudest advocates felt compelled to speak out.

“This is a dreadful thing to say about a man who just got murdered by his troubled son,” British broadcaster Piers Morgan posted on X. “Delete it, Mr. President.”

More telling, though, was the response from the Republican Party’s leadership.

“I don’t have much more to say about it, other than it’s a tragedy, and my sympathies and prayers go out to the Reiner family and to their friends,” Senate Majority Leader John Thune told CNN when asked about Trump’s response. House Speaker Mike Johnson responded in a similarly nonresponsive vein.

Clearly, the see-and-hear-no-evil impulse remains strong in the upper echelons of the GOP — at least until more election returns show the price Republicans are paying as Trump keeps putting personal vendettas ahead of voters’ personal finances.

One of the enduring reasons supporters say they back the president is Trump’s supposed honesty. (Never mind the many voluminously documented lies he has told on a near-constant basis.)

Honesty, in this sense, means saying things that a more temperate and careful politician would never utter, and it’s an odd thing to condone in the nation’s foremost leader. Those with even a modicum of caring and compassion, who would never tell a friend they’re ugly or call a neighbor stupid — and who expect the same respect and decency in return — routinely ignore or explain away such casual cruelty when it comes from this president.

Those who insist Trump can do no wrong, who defend his every foul utterance or engage in but-what-about relativism to minimize the import, need not remain in his constant thrall.

When Trump steps so egregiously over a line, when his malice is so extravagant and spitefulness so manifest — as it was when he mocked Reiner in death — then, even the most fervent of the president’s backers should call him out.

Do it, and reclaim a little piece of your humanity.

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Revising the Espionage Act is the first step toward normalization

Dec. 16 (Asia Today) — “Decade of the Spy” was a label used by U.S. media in the 1980s, when major espionage cases involving the former Soviet Union were uncovered year after year. In 2025, the phrase has resurfaced in a different context: most information is now digital, physical distance matters less, and the security environment has shifted toward a broader “all-against-all” competition.

Against that backdrop, South Korea is pushing amendments to Article 98 of the Criminal Act, commonly referred to as the Espionage Act. Enacted in 1953, the law has historically been applied primarily to North Korea, even as alleged espionage activity linked to other countriesh as increased. The proposed revision would allow espionage acts carried out on behalf of any foreign country to be prosecuted under the same statute.

But practitioners argue that changing the law is not enough. Bae Jeong-seok, an adjunct professor at Sungkyunkwan University’s Graduate School of National Strategy and a former National Intelligence Service counterespionage bureau chief with more than 30 years of experience, said revising the law is “normalization,” not a full upgrade of counterintelligence capacity.

In an interview with Asia Today on Dec. 8, Bae said counterespionage should be treated not only as a criminal matter but as a national security function that requires long-term operations and can carry diplomatic value.

-What structural limitations existed for counterespionage activities under the current legal framework?

“Today’s intelligence environment is not like the Cold War, when you mainly focused on one adversary. It involves many state actors. But in South Korea, activity linked to foreign intelligence services other than North Korea often could not be charged as espionage. It was handled under separate laws protecting military secrets or industrial technology. In counterintelligence, the core is recruiting sources and running counter-operations, including using double agents, to gather more information. If everything is treated only as a standard criminal case, it limits intelligence work that needs time and flexibility.”

-How does this revised espionage bill compare to major advanced nations?

“This is not ‘toughening’ the law so much as bringing South Korea in line with what many advanced countries already have. But legal tools to deal with influence operations are still limited. Efforts to shape public opinion, cultivate media ties, or influence policymaking can be hard to prosecute under traditional espionage charges. A separate reporting-based system like the U.S. Foreign Agents Registration Act, which requires disclosure of certain activities performed on behalf of foreign principals, is also needed.”

-What will change with this amendment?

“It can help deter and disrupt foreign intelligence activity. If recruiting agents or providing information to a foreign intelligence service is itself treated as espionage, authorities can investigate earlier and more directly. That reduces the risk of South Korean citizens being recruited. It also gives counterintelligence more room to run long-term operations instead of moving immediately to prosecution in every case.”

-What aspects of the amendment require further refinement?

“The most important point is allowing strategic decision-making. Counterespionage should not be limited to catching spies and quickly building a prosecution. It requires understanding how networks operate over time, then recruiting and turning sources. In some cases, captured agents can also be used as leverage in security and diplomatic channels. Without that kind of approach, you fall behind in modern intelligence competition.”

-Beyond legal amendments, what direction should counterespionage personnel, technology, and organizational culture take?

“Police are expanding counterespionage efforts, but the main responsibility should remain with the NIS, which has the specialized experience. Police, which have investigative authority, can focus on arrests and prosecution. Coordination between the two needs to improve. Over the long term, South Korea should consider a dedicated counterintelligence body. This work requires continuity, and the typical government job-rotation system is not well suited to long-term operations.”

– Reported by Asia Today; translated by UPI

© Asia Today. Unauthorized reproduction or redistribution prohibited.

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