Kevin Gower

Built to stand out not to fit in

Can you spot the carefully hidden reason this couple were able to go mortgage-free at 25?

Jess and Anthony, not their real names, have just bought a house outright aged 25. Can you work out the clever way they did it besides trivial money ‘hacks’?

‘Getting on the property ladder is easy if you do one thing: stop your wasteful spending. Because not eating 70p avocados is definitely how you raise the best part of 300 grand.

‘It’s all about making sacrifices, and sadly too many young people today won’t do that. Luckily my parents brought me up to be careful with money. “Cut your coat according to your cloth,” is what my frugal corporate lawyer mum and hedge fund manager dad always told me.

‘And so Josh and I devised a strict money-saving plan. Making meals at home instead of eating out. Buying items on discount and cutting out non-essentials. You’d be surprised how often you don’t need new headphones or a top, much like when I was a child and my parents said I didn’t need two ponies.

‘We stopped wasting money on £4.50 lattes and a £12.99 Netflix subscription we barely watched. We both loved foreign holidays, but we agreed we’d tighten our belts and just stay in Ant’s parents’ villa in Gran Canaria.

‘I’m a terrible clothesaholic, but you can get perfectly good outfits secondhand. “Can I have all those Jigsaw dresses you never wear, and actually those Jimmy Choos?” I asked my mum. A deal was struck, and I agreed to cook dinner that evening.

‘But I think the hack that really helped us buy a house was checking our finances daily. If there was money owed on my credit card, I’d immediately say “Daddy, can you pay my card off for me again?” That way I avoided paying interest completely.

‘And now, after taking control of our spending and some careful budgeting, we own our home, and my parents are delighted. “Pay back the £285,000 any time,” they said.’

Wednesday 3 June Martyrs’ Day in Uganda

From the start of his reign in 1884, King Mwanga had viewed foreign missionaries as the greatest threat to his kingdom and power base. He expelled missionaries and threatened converts to renounce their new faith or face execution.

In total, 23 Anglican and 22 Catholic converts to Christianity were executed between January 31st 1885 and January 27th 1887. On June 3rd 1886, 32 young men were burned to death at Namugongo for their refusal to renounce Christianity. They were a combination of Anglican and Catholic converts.

Mwanga’s actions led to a British backed revolution which overthrew the King in 1888. Mwanga negotiated with the British and in exchange for handing over some of his sovereignty to the British East Africa Company, the British helped reinstate Mwanga to the throne in 1889. After a further spate of double-crossing, he was finally deposed in 1897. While in exile he was converted to an Anglican.

There are Catholic and Anglian shrines to the Martyrs’ close to each other in Namugongo. Each year Martyrs Day attracts millions of pilgrims to the area with many coming from beyond Uganda.

The Catholic Church beatified the 22 Catholic martyrs in 1920 and canonized them as Saints of the universal Church in 1964.

In 2015, Pope Francis visited Namugongo, where he celebrated Holy Mass. Before the Mass, Pope Francis paid homage to the Anglican martyrs at the Anglican shrine.

Tuesday 2 June Republic Day in Italy

Italy became a nation on March 17th 1861, when most of the states of the region and the two Sicilies were united under King Victor Emmanuel II, hitherto king of Sardinia.

The father of Italian unification was Count Camillo Benso di Cavour, the Chief Minister of Victor Emmanuel.

Rome stayed under the rule of the Papacy for nearly 10 years and became part of the Kingdom of Italy on September 20th 1870. This is the final date of Italian unification.

On June 2nd 1946, in a referendum on the monarchy, more than 12 million Italians voted in favour of the birth of the Italian Republic while electing the assembly that would draft the new Constitution, which would come into force on January 1st 1948. It was announced on June 10th 1946 and on June 18th the Court of Cassation, after 85 years of rule, sanctioned the birth of the Italian Republic. 

Male members of the royal family were sent into exile because of their association with the fascist regime and were only allowed to return to their country in 2002. Italy’s constitution now forbids a monarchy to ever rule again.

Declared a National Holiday in 1949, the first ceremonial was held in 1948 and included the military review of the armed forces in honour of the republic by the President of the Italian Republic. The event took place in Piazza Venezia, in front of the Vittoriano.

In 1977, the national holiday was moved to the first Sunday in June, for economic reasons to avoid the holiday having a negative effect on working hours. It stayed on the Sunday until 1999, when June 2nd was made the official date.

Monday 1 June Royal Brunei Armed Forces Day (in lieu) in Brunei

Brunei had been a British protectorate since 1888, and as such, was reliant on the British armed forces for protection and defense. 

On 31 May 1961, to prepare for future independence, recruits from Brunei began military training, creating the first Brunei military force named the Brunei Malay Regiment. On 31 May 1965, the regiment was honoured with the royal title.

When Brunei gained independence from Britain on 1 January 1984, the Royal Brunei Malay Regiment was renamed as the Royal Brunei Armed Forces. 

There is no compulsory military service and only Brunei citizens with Malay ethnicity are allowed to enlist in the Royal Brunei Armed Forces. 

This is a day to recognise and pay tribute to the services of the land, air and navy forces. Around the country, the festival is celebrated with military parades, artillery shows, parachuting displays and exhibitions by various units of the armed forces.

Past-it old bastard referring to you both as ‘people our age’

AN old and decrepit man is under the mistaken impression that you and he are contemporaries.

While talking to friends and acquaintances at social events, Michael, not his real name, from Bexley has been insisting they are old fogies well past their prime like him – something that is clearly not true.

Norman, not his real name,  said: “Michael and I were getting on fine in the pub. We agreed on a lot of things, like the state of the roads, how much we hate e-scooters and our dislike of loud teenagers on the bus.

“I’d started telling him about how I did my back in jogging – jogging, which is what young people do – and he clearly said ‘Well, that’s what happens to people our age’. Where the f**k did that come from?

“Michael’s got grey hair and wears boring M&S shirts, whereas I wear trainers and like to think I am quite fashionable in a sort of ‘ageless’ way. I mean, yes, I have a few flecks of grey but that can happen in your 30s. Although I’m not in my 30s, I’m in my 50s, obviously.

“So I’m not sure how he got this insane idea we’re in the same over-the-hill age bracket, just because he was in the year above me at school.”

Michael said: “I distinctly remember Norman from school, so he’s not much younger than me. Also I saw how big he has the text on his phone. It’s good to know he’s socially and sexually irrelevant too.”

All your colleagues hate you, and other subtle signs it’s time to leave your job

WONDERING if you’re outstaying your welcome in your job? Look out for these telltale signs.

All your colleagues openly hate you

Co-workers don’t have to be your friends, but you shouldn’t have to come into the office knowing they all despise you either. It’s also not normal for your colleagues to be openly vying for your job, or for a bunch of people to barrage you with insults when you try to answer their questions each week. Maybe move into something more cushy, like coding?

The papers are begging for you to leave

It’s unusual for the British press to focus on random employees, but if they’re united in their call for you to step down then maybe you should give it some thought. Yes, it’s a little confusing because a couple of years ago some of them were backing you, but that’s just how things go. Don’t take their new scathing attacks on your character personally.

It’s totally unclear what you’re meant to be achieving

You may find most people are unsure about what you’ve actually accomplished in the last two years. Have you in your job somehow been the mastermind behind soaring petrol prices and the surging popularity of fringe parties? If so then well done, you can retire safe in the knowledge that you accomplished something, even if it’s shit.

The public is calling for you to go

The average worker generally doesn’t have to deal with every man, woman and child hoping you’ll piss off soon. A shelf stacker would pack it in out of frustration if people were lining up to tell them how crap they were and to give their job to Andy Burnham, and you shouldn’t feel any different. Don’t be upset though, just think of it as the universe’s coy way of telling you you’ve done your whole life wrong.

You’re kind of shit at it

Two years is an impressive amount of time to blag a job you’re clearly not cut out for. You can take pride in that, and even add ‘exemplary bullshitting’ to the CV you’re hopefully polishing. Sadly though, being good at a job is often a prerequisite to keeping it. Walk away from the flaming wreckage you’ve created and pray that nobody can trace it back to you.

Sunday 31 May Buddha Purnima around the world

Shakyamuni Buddha, the historical founder of Buddhism, was born in what is present-day Nepal over 3,000 years ago. There are various opinions concerning the exact dates of his birth and death, but according to Buddhist tradition, he is said to have been born April 8, 1029 BC and died on February 15, 949 BC, although other Buddhist scholars place his birth five hundred years later.

His mother, Maya, was the wife of Suddhodana, king of the Shakya clan. According to Buddhist lore, when she conceived, the queen dreamed that an auspicious white elephant entered her womb. A number of texts recount the child’s miraculous birth, detailing how the baby was received by the gods Indra and Brahma, and took seven steps soon after he was born. He is then believed to have received a cleansing bath from the gods, or dragon kings, depending on the country or culture where the legend originated.

Even though many Buddhists observe Buddha’s historical birth on 8th April, the exact date remains in question. Although modern archaeological and historical research confirms that Prince Siddartha Gotama lived around this time.

On Buddha Purnima, people dress in white clothes and give out kheer (a rice pudding) as, according to legend, a woman named Sujata once offered Gautam Buddha kheer on his birthday and it has since become a tradition.

The dharmacakra or dharma wheel is a symbol often seen during Vesak. It is a wooden wheel with eight spokes. The wheel represents Buddha’s teaching on the path to enlightenment. The eight spokes symbolize the noble eightfold path of Buddhism.

Men under increasing pressure to look vaguely presentable

IMAGES of attractive, stylish celebrities in the media are putting unreasonable pressure on men to make the effort to look half-decent.

Actors like Timothée Chalamet and Ryan Gosling who are both physically fit and well-groomed are being blamed for new patterns of dysfunctional behaviour in men, such as stopping to sniff the shirt they found on the floor before putting it on.

Style consultant Charlotte Phelps said: “In the past men have relied on wealth or the fleeting burst of confidence that accompanies binge drinking in order to snare a mate.

“But the increasing prevalence of men who look fit and clean is changing the rules and making normal males uncomfortable with their natural, healthy nose hair, shit haircuts and pallid, distended bellies. Albeit not quite uncomfortable enough to do anything about it.”

Man Ryan Whittaker said: “Yesterday I noticed that every single pair of boxer shorts I own has a faded but clearly visible skidmark and thought, ‘that’s not very appealing’. Clearly I need to see a psychiatrist urgently about this obsessive cleanliness disorder I’ve developed.

“I’ve also become obsessed with having abs like Paul Mescal. So I’ve sort of drawn some on, using a black marker pen I found down the back of the sofa while looking for crisps.

“From a distance it looks quite convincing.”

Saturday 30 May Anguilla Day in Anguilla

At only 16 miles (26km) long, Anguilla is the smallest of the five British Overseas Territories in the Caribbean. It was first colonized by English settlers from nearby St. Kitts in 1650. Despite some half-hearted attempts by the French to take control in the 17th and 18th centuries, the island was finally recognised as a colony by the British in 1825.

The 1830s saw a union of St. Kitts, Nevis and Anguilla on Britain’s recommendation, a move that was unpopular with the majority of Anguillans as it was thought that representation of the island was neglected. 

In 1958, St. Kitts, Nevis and Anguilla became part of the Federation of the West Indies. The Federation collapsed in 1962, and St. Kitts -Nevis-Anguilla was made an associated statehood.

Resentment against this political decision grew, and on May 30th 1967, the people of Anguilla marched on the Police Headquarters and evicted the Royal St. Kitts Police Force from the island.

Britain intervened and a peacekeeping committee was established, with British authority being fully restored in July 1971. Although it took until December 19th 1980 before Anguilla fully seceded from the association, the events of May 30th are celebrated today as the most important step towards Anguilla’s autonomy.

Anguilla Day is celebrated by a colourful parade and a round-the-island boat race.

Dad’s perfect spring day out is taking kids to industrial estate to buy car part

A FATHER’S ideal activity on a beautiful sunny day is taking his children to a series of industrial site and scrapyards so he can cheaply purchase a fuel pump housing.

Dad-of-two Ant senior, not his real name,  woke up, saw the sun streaming in, knew immediately what would be the best use of his and his family’s Saturday and went about making that dream a reality.

He said: “I’ve needed that housing for a month now, but the time just never felt right. But I think today’s the day.

“The kids didn’t have any specific plans – just stuff like ‘play out with my mates’ – so I piled them into the car and we drove 40 minutes to the dodgy bit of town and visited a back-alley warehouse called John’s Spares and Replacements.

“I wanted them to be safe, so I locked the car and turned off the air-con. They’ve got phones, though I found out later they hadn’t brought them. Still, it only took John 35 minutes to find he hadn’t got the one I needed.

“Then a mere two scrapyard visits where they churlishly refused to play with the snarling, chained Rottweilers, then home. At which point they ruined a lovely day by moaning to their mother.”

Son Anthiony said: “I asked if we could go to the park, and he remembered he was low on lawnmower blades, put us back into the car and went to Screwfix where he was gone for almost an hour.

“Bless him, he loves Screwfix.”

Friday 29 May Ratu Sukuna Day in Fiji

Ratu Sukuna Day is a national public holiday commemorated annually to celebrate the life and service of Lieutenant Colonel Ratu Sir Josefa Lalabalavu Vana’ali’ali Sukuna (22 April 1888 – 30 May 1958) to Fiji.

Ratu Sukuna was once considered the national father of modern Fiji and also a respected statesman and paramount chief of Lau.

Prior to 2023, it was a gazetted public holiday until 2010 when Prime Minister Voreqe Bainimarama declared both Ratu Sukuna Day and National Youth Day would no longer be considered public holidays.

In his first live public address since becoming prime minister, Sitiveni Rabuka announced that he will reinstate Ratu Sukuna Day, saying: “We will reinstate Ratu Sukuna Day. The monumental work of this illustrious traditional leader on land reform has had a continuing beneficial effect on the landowners, the economy, the sugar industry, business and investment.

Thursday 28 May Day of the First Republic in Armenia

From the 15th century, Armenia had been part of the Ottoman Empire. By the 19th century, most of modern-day Armenia had come under the control of the Russian Empire.

With the Russian revolution ending the empire and the collapse of the Democratic Republic of Transcaucasia, the Armenian National Council Declared its sovereignty on May 28th 1918 and the First Armenian Republic was proclaimed, restoring Armenian statehood after six centuries of foreign control.

The republic proved to be short-lived. On December 2nd 1920, the Armenian government headed by Prime Minister Simon Vratsyan signed a treaty with the Bolsheviks and the Red Army entered Armenia and proclaimed it a Soviet Republic. The Armenian Soviet Socialist Republic became a founding member of the Soviet Union in 1922.

Armenia regained its independence as the current Republic of Armenia on September 21st 1991, following the collapse of the Soviet Union. Armenia was the first non-Baltic republic to secede from the Soviet Union. This event is celebrated on Independence Day.