Month: September 2025

Video from Pakistan shows an explosion outside a paramilitary headquarters in Quetta, where authorities say at least 10 people were killed and dozens injured in a suicide car bombing.

One village has been named as a ‘perfect quiet alternative’ to a popular seaside resort, which has also been labelled one of the UK’s happiest places

Bamburgh, with its stunning castle and picturesque beach, was recently crowned one of the UK’s happiest places. But there’s another Northumberland gem that’s giving it a run for its money.

Last month, travel gurus at holidaycottages.co.uk revealed Bamburgh had made the top five ‘happy places’ for a staycation, as voted by thousands across the country. Now, they’ve highlighted Warkworth as the “perfect quiet alternative”.

“Just down the coast from Bamburgh, Warkworth offers the same fairytale feel but with fewer visitors and a riverside twist,” the experts said. “Like Bamburgh, it boasts an imposing medieval castle with sweeping views, but instead of a clifftop perch, Warkworth’s fortress rises above a peaceful loop of the River Coquet.

“You’ll still find golden beaches nearby, but here the pace is gentler. Explore craft shops, row to a hidden hermitage carved into the rock, or unwind in a cosy pub where the fire’s always lit.”

Situated a 40-minute drive from Bamburgh and just 30 miles from Newcastle, Warkworth has been receiving well-earned praise this year. It was also recently named by experts at Sykes Holiday Cottages as one of the top “up-and-coming” destinations for UK staycations.

The 12th-century Warkworth Castle, which towers over the village from its elevated position in a curve of the River Coquet, welcomes visitors throughout the year, with tickets available to purchase through English Heritage.

Featuring its distinctive cross-shaped keep and remarkable stone carvings, plus hosting everything from falconry displays to medieval tournaments, the castle represents just one of numerous historical treasures that guests can discover during their visit to Warkworth.

Another essential destination for history enthusiasts exploring the village is Warkworth Hermitage, an impressive 14th-century chapel and priest’s residence hewn into a cliff face that lies concealed along the river and can only be reached by boat journey.

Meanwhile, Castle Street serves as the principal thoroughfare in Warkworth and boasts some of the “most scenic views in Northumberland,” according to the county’s tourism board. Warkworth Castle is positioned at one end, and the village’s 12th-century church is at the opposite end.

There are numerous unique accommodation options in Warkworth, ranging from a 200-year-old stone cottage situated directly on the riverbank to a converted dairy and cow byre transformed into a holiday lodge. Additional highly-rated cottages available for booking for brief stays in the village include:

There are also some top-rated hotels in the village where visitors can rest their heads, with the number one option according to reviews on Booking.com being Bertram’s, a boutique B&B that is also a café during the day and a bistro at night. It is closely followed by Warkworth House Hotel, a dog-friendly hotel with 14 rooms to choose from.

With next week’s publication of his ninth novel, “Shadow Ticket,” Thomas Pynchon’s secret 20th century is at last complete.

For many of us, Pynchon is the best American writer since F. Scott Fitzgerald. Since the arrival in 1963 of his first novel, “V.,” he has loomed as the presiding colossus of our literature — revered as a Nobel-caliber genius, reviled as impenetrable and reviewed with increasing condescension since his turn toward detective fiction with “Inherent Vice” in 2009.

Now comes “Shadow Ticket,” and it’s late Pynchon at his finest. Dark as a vampire’s pocket, light-fingered as a jewel thief, “Shadow Ticket” capers across the page with breezy, baggy-pants assurance — and then pauses on its way down the fire escape just long enough to crack your heart open.

Only now can we finally see that Pynchon has been quietly assembling — one novel at a time, in no particular order — an almost decade-by-decade chronicle no less ambitious than Balzac’s “La Comédie Humaine,” August Wilson’s Century Cycle or the 55 years of Garry Trudeau’s “Doonesbury.” This is his Pynchoniad, a zigzagging epic of America and the world through our bloodiest, most shameful hundred years. Perhaps suffering from what Pynchon called in “V.” our “great temporal homesickness for the decade we were born in,” he has now filled in the only remaining blank spot on his 20th century map: the 1930s.

A photograph of Thomas Pynchon in 1955. The elusive novelist has avoided nearly all media for more than 50 years.

(Bettmann Archive)

It all begins in Depression-era Milwaukee as a righteously funny gangster novel. In a scenario straight out of Dashiell Hammett’s early stories, a detective agency operative named Hicks McTaggart gets an assignment to chase down the runaway heiress to a major cheese fortune. Roughly midway through, Pynchon’s characters hightail it all the way to proto-fascist Budapest, where shadows more lethal than any Tommy gun begin to encroach. By the end, this novel has become at once a requiem, a farewell, an old soft-shoe number — and a warning.

When Pynchon’s jacket summary of this tale of two cities first surfaced six months ago, cynics could be forgiven for wondering whether an 88-year-old man, hearing time’s winged chariot idling at the curb, hadn’t just taken two half-completed works in progress and spot-welded them together. Younger people are forever wondering — in whispers, and never for general consumption — whether some person older than they might have, you know, lost a step.

Well, buzz off, kids. Thomas Pynchon’s voice on the page still sings, clarion strong. Unlike most novelists, his voice has two distinct but overlapping registers. The first is Olympian, polymathic, erudite, antically funny, often beautiful, at times gross, at others incredibly romantic, never afraid to challenge or even confound, and unmistakably worked at. The second, audible less frequently until 1990’s “Vineland,” sounds looser, freer, warmer, more improvisational, more curious about love and family, increasingly wistful, all but twilit with rue. He still brakes for bad puns and double-negative understatements, but he avoids the kind of under-metabolized research that sometimes alienated his early readers.

“Shadow Ticket’s” structure turns the current film adaptation of “Vineland” inside out — that would be “One Battle After Another,” whose thrilling middle more than redeems an only slightly off-key beginning and end. By contrast, “Shadow Ticket” offers a wildly seductive overture, a companionable but occasionally slack midsection, and a haunting sucker punch of an ending.

Mercifully, having already set “The Crying of Lot 49” and “Inherent Vice” largely in L.A., Pynchon still hasn’t lost his nostalgia for Los Angeles, a place where he lived and wrote for a while in the ’60s and ’70s. “Shadow Ticket” marks Pynchon’s third book to take place mostly on the other side of the world, but then — like so many New Yorkers — the novel finds its denouement in what Pynchon here calls “that old L.A. vacuum cleaner.”

Pynchon may not have lost a step in “Shadow Ticket,” but sometimes he seems to be conserving his energy. His signature long, comma-rich sentences reach their periods a little sooner now. His chapters end with a wink as often as a thunderclap. Sometimes he sounds almost rushed, peppering his narration with “so forths,” and making his readers play odds-or-evens to attribute long stretches of dialogue.

Maybe only on second reading do we realize that we’ve been reading a kind of Dear John letter to America. Nobody else writing today can begin a final chapter as elegiacally as Pynchon does here: “Somewhere out beyond the western edge of the Old World is said to stand a wonder of our time, a statue hundreds of meters high, of a masked woman. … Like somebody we knew once a long time ago.”

Is this the Statue of Liberty, turning her back at last on the huddled masses she once welcomed? One character immediately suggests yes, another denies it. Either way, it’s a sobering way to introduce an ending as compassionately doom-laden as any Pynchon has ever given us.

Bear in mind, this is the same Pynchon who, a hundred pages earlier, has raffishly referred to sex as “doing the horizontal Peabody.” (Don’t bother Googling. This one’s his.) One early reviewer has compared “Shadow Ticket’s” shaggy charm to cold pizza, and readers will know what he means. Who’s ever sorry to see a flat box in the fridge the next morning?

For most of the way, though, “Shadow Ticket” may remind you of an exceptionally tight tribute band, playing the oldies so lovingly that you might as well be listening to your old, long-since-unloaded vinyl. The catch is, for an encore — just when you could swear the band might actually be improving on the original — the musicians turn around and blow you away with a lost song that nobody’s ever heard before.

Thus, with a flourish, Pynchon types fin to his secret 20th century. But what does he do now? The man’s only 88. (Anybody who finds the phrase “only 88” amusing is welcome to laugh, but plenty of people thought Pynchon was hanging it up at 76 with “Bleeding Edge.” Plenty of people were mistaken.)

So, will Pynchon stand pat with his 20th century now secure, and take his winnings to the cashier’s window? Or will he, as anyone who roots for American literature might devoutly wish, hold out for blackjack?

Hit him.

Kipen is a contributor to Cambridge Pynchon in Context, a former NEA Director of Literature, a full-time member UCLA’s writing faculty and founder of the Libros Schmibros Lending Library and the just-birthed 21st Century Federal Writers’ Project.

Why I park my $25K in an HYSA

I keep about $25,000 in emergency funds and short-term savings. This is the cash I’d tap if my car breaks down, a medical bill pops up, or I want to book a family trip. I need it safe, liquid, and ready to go.

That’s exactly what an HYSA is built for. It’s federally insured (FDIC insurance up to $250,000), so my money is protected even if the bank itself fails. At the same time, it’s still earning me hundreds each year in interest.

Another thing I love: my HYSA doesn’t nickel-and-dime me. I pay no monthly fees, there’s no minimum balance requirements, and no hidden charges. It’s the opposite of my old big-bank account, where I felt like I was paying them just for the privilege of parking my cash there.

And the tech is better, too. The app is clean, transfers are quick, and my cash is back in my checking account within a day or two if I need it.

Bottom line

When you see the numbers side by side, it’s hard to justify leaving big chunks of money in a traditional savings or checking account.

Whether you’ve got $25,000 or even just $1,000, high-yield savings accounts are one of the easiest wins in personal finance.

Stop earning pennies and start earning hundreds. Check out the best high-yield savings accounts today and see how much your cash could earn.

A man shared how he went through a horrifying flight experience, and it was all down to the piece of jewellery he had been constantly wearing since the start of this year

A man was left vowing to “never” wear a piece of jewellery again after he was denied boarding a plane thanks to it. Wearable smart rings have become all the rage as an alternative to the sometimes clunky smart watch. But when Daniel Rotar noticed his ring wouldn’t come off his finger just before he was meant to board a flight, he was left incredibly stressed.

Sharing a picture of the ring stuck on his finger, he wrote on X: “Ahhh…this is…not good. My Samsung Galaxy Ring’s battery started swelling. While it’s on my finger. And while I’m about to board a flight. Now I cannot take it off, and this thing hurts”.

He shared another picture, writing: “You can see the battery expanding. Not great for something that’s now stuck to my finger”.

Some asked how long he’d had the device, and Daniel explained he bought it in January 2025. Some Samsung rings retail for £399, depending on the model.

He wrote: “Had it since January 2025. No clue on the battery health (never checked it and not even sure if that’s visible in the app).

“I think it definitely had some battery issue before, as it stopped lasting for more than 1.5 days. When I first got it, it was close to the advertised seven days, so I even stopped charging it regularly because of this. When it swelled, it had no battery juice left in it”.

Somebody shared that the same thing happened to them with a smart ring, saying: “I cut it off with a Dremel. If you do this, be sure you do not cut the battery, and slide a file underneath so you don’t slice your finger. I just saved you four hours in urgent care! Good luck”.

Another urged: “Go up to the nearest restaurant and tell them you need a stick of butter warmed for 30 seconds. Finger the butter and then wiggle that thing off”.

One man seethed: “This is so messed up. It’s one thing for a battery in a phone or even smartwatch to expand like this (at least you can take it out of your pocket or off your wrist), but a ring…very glad to see you got it removed ok”.

Daniel then shared an update, saying: “I was denied boarding due to this (been travelling for 47 hours straight, so this is really nice). Need to pay for a hotel for the night now and get back home tomorrow”.

He also shared that he “was sent to the hospital, as an emergency,” and “the ring got removed”.

“You can see the battery all swollen. Won’t be wearing a smart ring ever again,” he fumed.

Someone wrote: “Dude, I’m sorry you had to go through this”. Daniel said he was just glad his finger was “fine”.

Another person suggested they should be designed with a gap in them instead to get on and off easier.

A spokesperson for Samsung said: “The safety of our customers is our top priority. This is an extremely rare case, and we are in direct contact with Mr Rotar to retrieve the product and learn about the concerns”.

PARADISE, Calif. — When Jen Goodlin visited Paradise six months after the 2018 Camp fire, she thought she was saying goodbye.

A town native, Goodlin was living in Colorado with her husband and four children. She wanted to witness the devastation that wiped out 10,700 homes, including the small white cottage where she grew up, and turned the dense forest of her youth into a bleak landscape. But once she arrived, she was surprised at her reaction. She could envision so much more than the burned trees and abandoned businesses around her.

Here, she saw, her family could live on a big piece of land as they’d always wanted. Her husband thought she was crazy, but they ran the numbers, bought a 1.2-acre vacant lot and put a trailer on the property. A few years later, they moved into a new, four-bedroom house.

“It took the fire to bring me home,” said Goodlin, 43, who now runs a local wildfire recovery nonprofit.

Jen Goodlin, executive director of the Rebuild Paradise Foundation, in Paradise, Calif., in June 2024.

(Nic Coury / Associated Press)

Young families like Goodlin’s are coming to Paradise, shifting the town’s demographics away from the retirees who once lived there. Attracted by cheap land — lots cost less than a mid-range car— newcomers can build a larger home on larger parcels for less than buying a house in Chico, a city of 100,000 people 15 miles away.

Though Paradise’s current population is less than half of what it was, the local Little League already has more kids than before the fire.

Nearly a decade of megafire in California has brought profound changes to recovering communities. Paradise has become younger. Some rebuilt areas have become wealthier. Renters and people on fixed incomes have found themselves pushed to more urban locales. Both devastated neighborhoods and fire survivors face an unpredictable future that, given the recent intensity of wildfires in California, many more areas will have to face.

Reminders of fire are inescapable in Paradise, from the roadside signposts that designate evacuation routes to the alarm that blares at noon on the 15th of every month, a test of the system that will tell everyone if they need to flee once again. At the same time, the activity in the town belies the desolation implied by building data that show only 30% of destroyed homes have been replaced. Dog walkers and parents with small children play in refurbished parks. At lunchtime, construction workers in reflective vests gather around taco trucks.

A deer treks over an empty lot as homes continue to be built throughout Paradise years after the Camp fire.

(Robert Gauthier / Los Angeles Times)

Local boosters tout that for every year after the fire, Paradise has been one of the fastest-growing communities in California. Another half-dozen homes are being rebuilt each month, according to a Times data analysis.

But as shown in Paradise, the statistics tell only part of the story. The Times found that of the nearly 22,500 homes lost in the Camp fire and California’s four other most destructive wildfires from 2017 to 2020, just 8,400, or 38%, have been rebuilt.

Given the time that has already passed, it’s unlikely that some places — the forests below the northern Sierra Nevada, parts of the Santa Monica Mountains, pieces of old Shasta County mining towns — ever will have the same number of homes as before. In Paradise, it’s essentially guaranteed. Many returning homeowners purchased their neighbors’ burned out lots to build a larger house or simply expand the size of their property.

Instead of simply repopulating these areas, there has been a subtle shift toward living in more urban communities, especially for renters or homeowners who couldn’t afford to rebuild. In Butte County, disaster relief dollars from both the Camp fire and North Complex fire, which destroyed 1,500 homes in even more rural areas two years later, have been funneled toward affordable housing projects largely in Chico and smaller nearby cities untouched by the blazes. Not one such development has been proposed in the North Complex burn scar.

The rationale is straightforward: More people can be housed more safely and sustainably in cities than in mountainous, fire-prone tracts with little public infrastructure. The urban developments also provide access to grocery stores, public transit and other amenities that give them a higher chance of winning state financing competitions and being completed.

Local officials welcome the investments but feel uneasy about what’s happening. Katie Simmons, deputy chief administrative officer overseeing recovery efforts for Butte County, said many rural fire survivors don’t want to move to the city. She called the new developments “displacement housing” that doesn’t address the needs of those in remote areas who continue to “flounder in disaster-caused homelessness.”

As time wears on, fewer and fewer people find themselves in positions to return, sometimes despite extraordinary efforts to allow them to do so.

Palm trees rising over the vacant lot in November 2020 where Journey’s End Trailer Park once stood in Santa Rosa.

(Genaro Molina / Los Angeles Times)

In Santa Rosa, the 2017 Tubbs fire wiped out Journey’s End, a 162-space mobile home park next to a hospital and the 101 Freeway. A partnership between the landowner, the city and for- and nonprofit developers led to plans for more than 400 apartments on the site, including full replacement of 162 units for low-income seniors.

But it wasn’t until summer 2023 that the first apartments opened. Journey’s End residents, so long as they qualified under the age and income restrictions, could return if they wanted.

Few did. About three dozen expressed interest, 12 initially moved in, six of whom remain.

A lot of her former neighbors from the mobile home park died waiting, said Pat Crisco, 75, one of the Journey’s End residents who came back. Others didn’t want to live in apartments. More had settled elsewhere and didn’t want to uproot themselves again, she said.

Pat Crisco is a former resident of the Journey’s End mobile home park that burned in the Tubbs fire. Crisco is now living in the affordable housing apartment development that was built on the site.

(Robert Gauthier / Los Angeles Times)

The stray cats Crisco used to feed at Journey’s End are gone and when the hot wind blows outside her apartment building she gets the “heebie jeebies.” But she feels great about her decision to return. The location is close to the bus, her doctors and grocery stores.

“This is brand spanking new,” Crisco said. “And everything is very convenient.”

Research shows that communities that rebuild more fully tend to end up wealthier than they used to be. Homeowners who come back are the ones able to afford to navigate the process, and brand-new houses in established areas attract outsiders.

Before the Tubbs fire, Santa Rosa’s Coffey Park subdivision was middle-class, with its tract homes routinely going for around $500,000. Nearly all the 1,300 houses lost have been rebuilt. Residents were astounded recently when they began selling at more than $1 million.

Jeff Okrepkie, 46, a Coffey Park renter who used his insurance payout as a down payment for a new home on his old street, said it’s undeniable that the neighborhood is more upscale now, with amenities hard to find elsewhere.

“This is the cliche, Americana, suburban single-family-detached homes,” Okrepkie said. “It’s 1980s-style lots, 1980s-style streets with 2020s-style houses.”

Jeff Okrepkie outside his rebuilt home, second from left, in the Coffey Park neighborhood of Santa Rosa.

(Eric Risberg / Associated Press)

What’s happening in Paradise and Santa Rosa provide continually evolving answers to weighty questions: When has a community recovered? And what does recovery even mean?

In 2019, Paradise received a $270-million settlement from Pacific Gas & Electric, whose power lines caused the Camp fire. The town is using the money to backfill lost tax revenue. But it won’t last forever.

That’s why local leaders are pushing for a new sewer system as part of an expanded town center to attract restaurants and business that would make more young families want to live there. The lack of one limited the commercial district in the past.

For Paradise officials, recovery is when the community can sustain itself once again.

“It looks like it’s going to serve us for 25 years,” said Colette Curtis, the town’s recovery and economic development director, of the PG&E settlement.

Some residents of communities reshaped by fire have found themselves both drawn and repelled by the place they call home.

Roger and Lindy Brown lived in Paradise with their daughter before the fire and their home burned. Their daughter went to Chico State, and Roger and Lindy moved to Oregon. Roger and Lindy moved back to a rebuilt home near their old one a couple of years ago.

(Robert Gauthier / Los Angeles Times)

Roger and Lindy Brown had lived in Paradise for 12 years when the Camp fire struck. After the blaze, the Browns rented an apartment in Chico so their daughter could finish her last year at Paradise High School, which held classes in a mall and then a warehouse in Chico.

Roger, 60, worked in heating and air conditioning and had to return to the town often. He couldn’t take seeing the burned-out trees, cars and homes. The couple took their insurance money and moved to a small town in Oregon. From a distance, the upkeep on their vacant lot proved to be too much so they sold that too.

But Paradise pulled at them, especially Lindy, 66. Their daughter never left, attending Chico State, where she recently graduated. Some of their friends had rebuilt. To her, Oregon felt lonely. Paradise, she said, was their community.

Tom and Diane Boatright built back their home in the second-fastest time after the Camp fire using a modular homebuilding company.

(Robert Gauthier / Los Angeles Times)

Last year, Roger and Lindy bought a house in Paradise, a newly built, blue, two-bedroom with a white picket fence. The home had all they wanted. Solar power. A large lot. Apple, cherry and peach trees in the back. And they were overwhelmed with the thought of starting from scratch.

They’ve kept a Little Free Library on their lawn stocked with books. In the spring, they traded their extra peaches for eggs from their neighbor’s chickens.

On a recent weekday afternoon, Roger and Lindy stood in their frontyard admiring the finishing touches on their only major construction project. They were replacing some of the landscaping with gravel, a decision that made their home more fire-resistant and cut their insurance costs in half.

Roger still felt unsure about returning. Before the fire, he would go to breakfast with the town’s classic car club every Saturday. The 1971 Chevy Nova Roger had restored was lost in the blaze and the car club was no more.

“It’s never going to be the Paradise it was,” Roger said to Lindy.

His wife turned to him. “It doesn’t have to be,” she said.

Craig Gordon has returned to the Scotland squad for the home World Cup qualifiers against Greece and Belarus.

The 42-year-old goalkeeper has not played since early May and is yet to feature in a Hearts squad this season as he returns to full fitness after a neck injury.

Capped 81 times, Gordon replaces club-mate Zander Clark, with Derby County full-back Max Johnston and Blackburn Rovers central defender Dominic Hyam also dropping out.

Scotland have four points after opening with a 0-0 draw in Denmark and a 2-0 victory against Belarus in Hungary.

The Greeks visit Hampden Park on 9 October and Belarus are in Glasgow three days later, with both matches live on the BBC.

Greece, who beat Belarus then lost to Denmark in Athens, have good memories of their last trip to Hampden.

Trailing 1-0 from the first leg of a Nations League play-off in March, the visitors ran out comfortable 3-0 winners in what was Gordon’s most recent international appearance.

With head coach Steve Clarke opting for a smaller squad, there is no room for Hearts captain Lawrence Shankland, who has hit seven goals so far this season, or Middlesbrough forward Tommy Conway.

Anthony Ralston, who withdrew from the previous squad along with fellow Celtic full-back Kieran Tierney, made his club return at the weekend after a month out.

Angus Gunn kept two Scotland clean sheets earlier this month but has not featured for Nottingham Forest since signing in the summer, while Rangers goalkeeper Liam Kelly has only played against Alloa Athletic in the Premier Sports Cup during this campaign.

Islamabad, Pakistan – A powerful car bomb blast outside the headquarters of Pakistan’s paramilitary Frontier Corps in the southwestern city of Quetta has killed at least 10 people and wounded more than 30 others, authorities said.

The explosion, swiftly followed by heavy gunfire, tore through the vicinity of Zarghoon Road in Quetta, capital of Balochistan province, on Tuesday.

“Two law enforcement personnel were killed while the rest of the dead were civilians,” Bakht Muhammad Kakar, the provincial health minister, told Al Jazeera.

A security camera video posted on social media showed a vehicle turning towards the regional headquarters of the Frontier Corps and exploding within seconds.

Naresh Kumar, a witness, said he was standing outside his office close to the targeted building when the explosion took place. “My mind just went blank. I got hit by shards of glasses in my arm and back. The explosion was just massive,” Kumar told Al Jazeera.

Inam, another injured person who only gave his first name, was brought to the hospital where he was treated for wounds after glass shards injured his back due to the explosion.

“Our office is right around the paramilitary building. We were working in our office when the explosion totally rocked us and then everything went dark. I could hear firing which lasted for a while before the law enforcement arrived to take control,” he told Al Jazeera via telephone from the hospital.

Balochistan’s Chief Minister Mir Sarfraz Bugti condemned the incident, labelling it a “terrorist attack”. Speaking after the blast, Bugti confirmed that at least four attackers were killed by the security personnel.

Pakistan’s President Asif Ali Zardari issued a strong condemnation over the attack, saying, “The misguided extremists were acting on India’s agenda.” He did not give details.

India has not yet responded to the allegation. No group has claimed responsibility for the bombing.

Balochistan’s economic significance

Balochistan is Pakistan’s largest yet most sparsely populated province. Home to about 15 million people in a country of roughly 240 million, it remains the country’s poorest province despite possessing vast reserves of oil, coal, gold, copper, and gas. While these resources contribute substantially to the revenues of the federal government, the province itself faces economic hardships.

Balochistan is also home to Gwadar, a strategic deep-sea port which is the centrepiece of $60bn China-Pakistan Economic Corridor (CPEC) project designed to establish a trade link between southwestern China and the Arabian Sea.

However, Chinese investments, particularly in Balochistan, have fuelled local resentments. Residents accuse Chinese firms of “stealing local resources” and this sentiment has repeatedly driven local armed groups to attack Chinese personnel and installations.

The province also has the Reko Diq reserves, which are said to contain the world’s fifth-largest copper deposits.

Canadian firm Barrick Mining has been operating at the site since 2022. Earlier this month, Pakistan also signed a $500m deal with a United States-based firm to export critical minerals and rare earth elements.

The local resentments have fuelled a rebellion movement for decades, which aims to establish an independent Balochistan state.

As violence escalates in the province, analysts have questioned the government’s ability in eliminating the armed and rebel groups such as the Baloch Liberation Army (BLA) or the Baloch Liberation Front (BLF).

Muhammad Arif, an expert on international relations, said the demography of Balochistan is complex for both the violent groups as well as the government as he pointed out a logistical challenge inherent in the province’s topography.

“It is not possible for non-state actors to take control of the region of Balochistan with its vast, difficult terrain, but at the same time, the security of each and every corner of the state is difficult for the same reasons,” he said.

Arif suggested that a recent surge in violence could be linked to the government’s counter-insurgency operations.

“It is believed that the Baloch Liberation Army and other groups have suffered heavy casualties in the last couple of weeks, with the Pakistani forces helped by Chinese communication equipment along with drones and Pakistani jet fighters. [Tuesday’s] attack could be a retaliation move,” the Quetta-based analyst told Al Jazeera.

Additional reporting by Saadullah Akhter in Quetta.

Former US vaccine chief Demetre Daskalakis says the country’s health department is being led by a ‘chaos agent’ who is putting vulnerable people in harm’s way.

Dr Daskalakis was one of three directors to resign in August, following a decision to fire the head of the Centres for Disease Control, Susan Monarez, after her months-long dispute with health secretary Robert F Kennedy Jr.

Since then, Dr Daskalakis has publicly criticised Kennedy, saying he is knowingly dismantling the country’s vaccine programme by sidelining experts and pushing his own ideology.

This Morning’s Cat Deeley appeared to make a shock confession regarding the ITV show’s competitions during Monday’s episode

A cringe-worthy moment unfolded on This Morning when Cat Deeley seemed to confess she and co-presenter Ben Shephard “cheat” whilst hosting one of the programme’s competitions.

The pair returned to television screens on Monday (September 29) with a fresh edition of This Morning, where regular contributors Gyles Brandreth and Ashley James joined them.

Cat and Ben started concluding the episode’s news section and revealed details about This Morning’s Spin To Win competition, which invites viewers to ring in for a chance to participate in a game and secure cash prizes on the ITV programme.

Ben outlined all the competition’s terms and conditions, whilst Cat disclosed that viewers could bag up to £12,000, with both wishing fans the best of luck.

“Yes, good luck!” Cat exclaimed, before turning to Ben and enquiring: “Are you saying that to me? Because of the competition?”

He responded: “Well, we know what happened when we’ve done this in the past,” prompting Cat to suddenly blurt out: “We cheat a little bit!”

Gyles appeared stunned by her admission and swiftly protested: “I don’t think we do!”.

“We know, we never have, we never will. We can’t!” Ben also interjected. Beaming, Cat declared: “We will never cheat! Sometimes, people don’t pick up the phone..”

Gyles and Ashley burst into laughter whilst Ben kept attempting to silence his co-presenter, with Cat smirking directly at the camera, reports Wales Online.

“You know Ralf [Little] and Will [Mellor] have that button that they can hit when someone’s going to say something… Someone should’ve hit that!” Ben remarked to Cat, who carried on chuckling.

The competition segments on This Morning are typically hosted by Andi Peters or Jeff Brazier, with stars like Kate Lawler occasionally stepping in to announce the competitions.

Cat and Ben helm This Morning from Monday to Thursday each week, while Alison Hammond and Dermot O’Leary usually present the ITV show on Friday mornings.

Gyles and Ashley are frequent guests on the programme, offering their insights on the latest news and headlines.

Other regular contributors include LBC’s Nick Ferrari, Nicola Thorpe and Tom Swarbrick. The ITV programme recently invited former GMB host Piers Morgan to discuss the day’s news.

This Morning airs on weekdays at 10am on ITV1

SHE described her stint on Dragons’ Den as the “biggest and the most public rejection” ever – but Zara Saleem has had the last laugh.

The 37-year-old mum-of-two, who quit her underpaid £27k-a-year job, now has a business worth £5 million – and she started it all with just £500 at her kitchen table.

13

13

But things haven’t all been smooth sailing for Zara, who has two daughters, aged eight and seven and her thriving beauty brand, Delhicious.

Not only did she deal with a huge plummet in sales during the coronavirus lockdown, but she’s also been faced with numerous rejections by top high-street retailers too.

However, now sales are flying for the award-winning skincare brand, which is approved by dermatologists and clinically tested. 

Opening up on her business journey, Zara exclusively tells us: “I had no money when I started – we had no more than £500.

“We started with just buying a small batch of ingredients and a tiny bit of packaging. Everything else that we could do for free, we did for free, including making the website. 

“The first year of revenue was very low. It was around £50,000 in year one. But now, we’ve made over £5 million since we launched.

“We’ve sold over 100,000 bottles of hair oil – we sold 10,000 bottles in three days.

“We are currently on track to make between £2 and £3 million this year and are hoping to scale the business to £8 million in the next two to three years.” 

Making products in the kitchen

It was when Zara found herself having to mark up to 150 school books a day that she realised being an “underpaid” teacher was no longer for her.

And it was when Zara, who is married to her co-founder Zak Ismail, 36, came face to face with skin challenges in 2018 that the mother began making products in her kitchen.

Zak helped out too and whilst on maternity leave, things really took off, as the beauty guru, who lives in Wembley, London, explains: “I had really dry skin and really ugly, scaly patches that were really painful. 

“I didn’t really want to use steroid creams and that’s when I started to experiment with ingredients that I knew had anti-inflammatory properties.

“I used to use black tea as a face toner, so I would brew the tea and add some oils, and I knew that it was a good anti-inflammatory.

“I formulated the body scrub in my kitchen and it had incredible results. Within a couple of days, my skin had almost completely cleared.”

We were really scared in the beginning but we took the risk. We were quite delusional

Zara Saleem

At the time, while Zara was employed as a teacher, her husband Zak was working in a corporate job. 

However, their lifestyle was far from lavish, as she adds: “I wasn’t living a luxurious life at all.

“The money wasn’t great – teachers are incredibly underpaid for the amount of work that they do.”

The GlossyBox deal that changed everything

Unsure of the brand’s future, Zara shares: “It was never really meant to be a proper beauty brand – I didn’t really have it in my head how far I could take it. 

“It was literally just me and my husband with the scrappy website that we made, hoping that we would get some sales.

“I had 20 bags of body scrub at the time and we had no sales coming in. 

“I was like, ‘if I sell a couple of body scrubs, I’m great,’ but I was very much at home with my two children under two.”

13

13

13

But it was a huge deal with GlossyBox that really made the business take off, as Zara recognises: “Once we’d launched and started to get a couple of sales, I was adamant that I wanted to try and get some press, so I started to reach out to a couple of journalists.

“I went on the radio and then after that, we got approached by GlossyBox, who at the time were the biggest beauty box around, and beauty boxes around that time were really taking off. They wanted to place an order of 100,000 units.

“We were still making products in our kitchen. We had no manufacturer, we had no idea how we would actually be able to fulfil the order, but we took it on and turned our house into a factory.

“Our neighbours very kindly took our furniture in, we had our family and friends coming and filling body scrubs for us and we had a crazy four months where we hand-packed and made 100,000 body scrubs.

“I think it was at that point that we kind of thought, ‘this could actually be something.’”

Going viral on TikTok

After the success with GlossyBox, Zara and Zak turned to body balms – now one of their bestselling, award-winning products. 

Zara explains: “We made our body balms which went super viral on TikTok because they had incredible results for people with eczema and psoriasis. 

“Our fridge was full of balms and we couldn’t make enough because the minute we would put them online they were gone.

“We created waitlists. I think we had a waitlist of around 50,000 people at one point. It was actually insane. 

“We started hitting five-figure sales a month. We were growing, growing, growing and sales were pouring in.”

Whilst running the business, Zara returned to her teaching job, but shortly after, realised it was time to quit for good and focus on her business full-time. Soon after, Zak followed suit.

The couple were initially fearful to take the risk and Zara describes her actions as “delusional.” But in just three months, she had matched her monthly teacher wage.

The businesswoman shares: “We had no business background whatsoever. We were really scared in the beginning but we took the risk.

“We were quite delusional. I don’t think we thought things through enough to be honest.

“We were really lucky. We had a really supportive circle of family and friends who helped us get through. 

“Who knows, if anyone did doubt us, but it wasn’t to our face.”

Rejection after rejection

But things haven’t always been easy for this couple, as Zara shares: “When we first launched, we aimed to get into Boots and buyers rejected us straight away.

“They were like, ‘no you’re not ready’, and I agree with that now.

“We’ve had multiple rejections – every single retailer you can think of rejected us.” 

After sales plummeted in lockdown, just four years after launching the business, Zara decided to go on Dragons’ Den, where she asked for £50,000 for 15% of the business.

But Zara left the infamous den without an investment, as she shares: “I felt like the Dragons didn’t quite get the brand.

13

13

13

“But also, what had happened was, we had a spike in our sales with the GlossyBox order, and then after that, it was lockdown, which meant that I had both of my very small children at home, so I had to step back because I didn’t have any childcare available.

“I had to make that conscious decision to not invest as much time as I could in the business and obviously to the Dragons that didn’t sound good.

“I think they just didn’t really get it and they thought we were a TikTok brand. It felt like a little bit more of an excuse as to why they may not have wanted to invest.”

Reflecting on her time on the BBC show, the mother admits: “Dragons’ Den was probably the biggest and the most public rejection I’ve had, which was really difficult.

“Even before it aired, I was really nervous because I felt like I’d let myself down, I felt like I’d let the brand down because I didn’t get the investment.

“It was a really tough experience and at the time, I felt like I doubted everything about the brand.

I thought it would be good if I could have secured the investment, not for the money but more for the guidance, because obviously I didn’t have a mentor and we didn’t really know what we were doing

Zara Saleem

“They didn’t think it would scale and they didn’t think it was investable because of that one dip.

“And actually, rejection is always redirection and it’s something you need to overcome if you truly believe in whatever it is that you’re building.

“And I do fully believe in the brand, I believe in the ethos and the values of it, so I guess that keeps me going.

“I wasn’t relying on Dragons’ Den for the success of the business. I thought it would be good if I could have secured the investment, not for the money but more for the guidance, because obviously I didn’t have a mentor and we didn’t really know what we were doing.” 

Expansion and £120,000 salaries

But despite walking away empty handed, it didn’t take long for things to pick up again for Delhicious. 

As well as being online for Debenhams, Zara says: “Retail was a big move for us – we always wanted to be on the high street. We are in store in Beauty Base and exclusively in store with Superdrug.”

Things have since expanded from Zara and Zak’s kitchen and now, Delhicious is a team of five.

Zara adds: “We’ve got all UK manufacturers now – that process took us quite a long time.

“Obviously when you’re making products at home, it’s a very different process – you’re making a couple of hundred to now making thousands at a time.”

“We used to pack every single order that used to come in. Now we have a fulfilment centre and it’s a very, streamlined process compared to how it was before, which was very hands-on by me and Zak literally seeing every order coming in, making the products, printing labels, and packing them ourselves.

“We’ve outsourced all of that so we can actually focus on the growth of the business.”

Being able to focus on the business growth has proved profitable for Zara and now, both she and Zak are on £120,000 salaries. 

Life-changing success

Reflecting on the company’s success, she acknowledges: “We’ve had six-figure months – we’ve done at least £200,000 in one month.

“It’s been so life-changing in so many ways. Financially, to have that ease of mind, it’s incredible.

“I’m not a big spender but if we want to go on a nice holiday, we can go on a nice holiday.

“We’ve recently done a big house renovation, which was amazing – it’s something we’ve always wanted to do.

13

13

13

“Going from a £27,000 salary to then being able to be on six-figures now – I would never have been able to get that in teaching.

“We’re very, very blessed and very lucky, but we’ve worked really hard for it.

“I’m still very modest, I’m very conscious of the way that I spend my money, and that’s something that I pass on to my children as well.”

Now that Zara is her own boss, she has much more flexibility over her life, as she beams: “I absolutely love that I can do all the school drop-offs and pick-ups. I have a lot of flexibility over my time which is so nice.

“Of course, we still do work a lot. People get the impression that when you run your own business, you’re not working as much.

“We work a lot but it’s on our own terms – that was the one thing that I couldn’t get in teaching and it used to break my heart.”

Zara is now on a mission to get more women into the industry, as she continues: “I’m a really big advocate for women going into business. I think it’s such a great way for women to be independent, but still be able to be present in their other roles. We need more women in business.”

Discussing the future of the business, Zara concludes: “Hopefully we’re going outside of the UK now as well and hoping to be able to expand distribution and go to more multiple retailers as well. 

“We’ve definitely got our eyes on Australia and the US, as well as Kuwait and Dubai.” 

Unlock even more award-winning articles as The Sun launches brand new membership programme – Sun Club

13

13

Seventy percent of the 20 most destructive wildfires in state history have occurred since fall 2017, according to the California Department of Forestry and Fire Protection.

To understand the pace and extent of rebuilding in the most significant of these fires, The Times relied on data from state and local governments.

The Times obtained data in February from the Cal Fire Damage Inspection Database, known as DINS, which documents buildings burned in wildfires. We filtered for residential structures — single-residence, multiple-residence and mixed-use commercial/residential — that were destroyed.

We limited our reporting to fires that destroyed 1,000 or more residential structures during this period — aside from January’s Palisades and Eaton fires in Los Angeles County. There were five: Tubbs (2017), Carr (2018), Camp (2018), Woolsey (2018) and North Complex (2020).

The Times analysis showed 22,438 residential structures burned in the five fires. About 75% were single-family homes, 23% were mobile homes and fewer than 2% were apartment, condominium or other multifamily buildings. Because of data limitations, a multifamily building was counted as one residential structure no matter how many units it had. In its reporting, The Times used “residential structure” and “home” interchangeably.

The fires destroyed homes across 16 local jurisdictions. To determine when and how many homes were rebuilt, The Times in March and April collected certificate of occupancy data from building departments in each community. Additionally, The Times accessed data from the California Department of Housing and Community Development, which regulates mobile home parks.

Using GIS software, The Times plotted coordinates in the Cal Fire data to match each destroyed structure to the city or county responsible for issuing a permit to rebuild it. From there, The Times merged assessor parcel numbers of destroyed homes from the Cal Fire data with those of rebuilt homes from local and state building data obtained from each jurisdiction. Finally, The Times summarized certificates of occupancy issued by day to plot the reconstruction timeline for each fire. For uniformity, the results are limited to homes approved prior to April 1.

The Times deviated from its methodology for a specific situation. The Tubbs fire destroyed a 162-lot mobile home park in Santa Rosa. Two apartment buildings for low-income senior citizens together comprising 132 units have been built on the site. Given that the Times analysis designated 162 mobile homes as destroyed, the analysis was adjusted to count the 132 replacement apartment units.

Overall, the analysis concluded that 8,420 homes have been rebuilt, 38% of those destroyed in the five fires.

The Times results could differ from reports published by some jurisdictions for two reasons: Local jurisdictions may have conducted more rigorous inventories of destroyed buildings than detailed in the Cal Fire DINS data and their rebuilding numbers can be continuously updated.

Rory McIlroy didn’t back down.

The Irish golf star had stood up for himself amid verbal abuse and other inappropriate behavior from some American fans during the Ryder Cup this weekend at Bethpage Black in Farmingdale, N.Y.

After helping Team Europe fend off a massive U.S. rally for a 15-13 victory Sunday, McIlroy had plenty more to say about what he witnessed from fans during the three-day event.

“I don’t think we should ever accept that in golf,” McIlroy said during his team’s post-tournament press conference. “I think golf should be held to a higher standard than than what was was seen out there this week.

“Golf has the ability to unite people. Golf teaches you very good life lessons. It teaches you etiquette. It teaches you how to play by the rules. It teaches you how to respect people. And, you know, sometimes this week we didn’t see that.”

McIlroy went 3-1-1 during the event while enduring boisterous jeers and insults from members of the crowd who were doing their best to disrupt him while he lined up to swing or putt. At one point Saturday a cup of beer appeared to sail out of the crowd and hit the brim of a hat worn by McIlroy’s wife, Erica Stoll, who was walking next to her husband.

The reigning Masters champion didn’t take such treatment quietly, clapping back at times with profanity or gestures of his own.

At one point during foursome play Saturday morning, McIlroy told some boisterous Americans to “shut the f— up.” He then proceeded to send his shot to within three feet of the hole, setting up Tommy Fleetwood‘s putt to clinch the European pair’s win.

Asked Sunday how satisfying that particular set of events was, McIlroy replied, “Very f— satisfying.”

On Monday morning, U.S. golf legend Tom Watson congratulated the European team on their win in a post on X (formerly Twitter). The four-time Ryder Cup player and two-time captain also wrote: “More importantly, I’d like to apologize for the rude and mean-spirited behavior from our American crowd at Bethpage. As a former player, Captain and as an American, I am ashamed of what happened.”

In general, McIlroy said, “we shut them up by our performance and how we played. You know, I chirped back a few times because it got to me a few times. [But] we tried to handle everything that came our way with class and poise and for the most part I felt like we did that.”

The amount of security and police present at the tournament was increased as the weekend went on, a step McIlroy didn’t think was necessary.

“The police out there and the amount of the security presence was insane,” McIlroy said. “It’s not like — nothing was going to happen. There wasn’t really going to be any sort of physical altercation or anything like that. … There was a lot of language that was unacceptable and abusive behavior, but look, it’s a minority of the crowd. It’s not the majority. The majority of people here are true golf fans and are respectful and [hope] that both teams have the same chance to hit the shots and play a fair contest.”

McIlroy added that he hopes those respectful fans are the ones who show up at the next Ryder Cup, which will be held in his homeland.

“We will be making sure to say to our fans in Ireland in 2027 that what happened here this week is not acceptable.”

That said, McIlroy and his European teammates did appear to take part in a little playful taunting of their own after their win Sunday. President Trump posted a video on Truth Social that showed the group hoisting their trophy and singing, “Are you watching, Donald Trump?”

Trump, who attended the Ryder Cup on Friday, wrote in response: “Yes, I’m watching. Congratulations!”

Sept. 30 (UPI) — A 47-year-old Chinese national has pleaded guilty in Britain to a multi-billion-dollar Bitcoin scheme, according to Metropolitan Police, which said it has made what is possibly the “world’s largest” cryptocurrency seizure, worth more than $7.3 billion

Metropolitan Police said Zhimin Qian of no fixed address pleaded guilty Monday to charges of acquiring criminal property and possessing criminal property, with the property in both offenses being cryptocurrency.

The charges stem from allegations that Qian, also known as Yadi Zhang, orchestrated a massive fraud scheme in her native China, defrauding more than 128,000 victims between 2014 and 2017.

Authorities said she stored the illegally obtained funds in Bitcoin assets. She fled to Britain in September 2018 with the use of false documents and attempted to launder the proceeds by purchasing property.

wHer guilty plea on Monday follows seven years of investigation by the Metropolitan Police, authorities said.

“Today’s guilty plea marks the culmination of years of dedicated investigation by the Met’s Economic Crime teams and our partners,” Will Lyne, Metropolitan Police’s head of Economic and Cybercrime Command, said in a statement.

“This is one of the largest money laundering cases in U.K. history and among the highest-value cryptocurrency cases globally.

“I am extremely proud of the team.”

Authorities said that Qian had worked with Jian Wen, who was sentenced to more than 6 1/2 years in prison for her role in the scheme in January.

Wen, a 44-year-old former restaurant worker, had purchased two properties worth more than $672,000 in Dubai for Qian in 2019.

Authorities said that Wen was in possession of a cryptocurrency wallet with more than $403.3 million. She told police that she had worked for a Chinese national who had asked her to buy the Dubai properties and that she was unaware that the Bitcoins in her possession were the product of crime.

Metropolitan Police said it had seized more than 61,000 Bitcoin from Qian.

Specifics of how Qian defrauded victims of so much money in China were not initially clear.

“Bitcoin and other cryptocurrencies are increasingly being used by organized criminals to disguise and transfer assets, so that fraudsters may enjoy the benefits of their criminal conduct,” Robin Weyell, deputy chief crown prosecutor for the Crown Prosecution Service, said.

“This case, involving the largest cryptocurrency seizure in the U.K., illustrates the scale of criminal proceeds available to those fraudsters.”

Metropolitan Police

‘The goddess of wealth’

Crown Prosecution Service

SCARLETT Moffatt has wowed fans after showing off her incredible weight loss – revealing she’s ditched her size 18 clothes for good.

The former Gogglebox star, 31, left viewers stunned as she unveiled her slimmer figure on Big Brother Late and Live on Sunday.

6

6

6

Scarlett looked happier than ever as she wowed viewers in a dark green co-ord top and mini skirt with feather deatiling at the trims.

She oozed confidence wearing a pair of leopard print block high heels and styled her dark hair in classy loose curls.

The reality star posted her look on Instagram, with the caption: “Always been a huge fan of big brother, in fact my guilty pleasure will forever be a chicken kebab and watching reality tv!

“So glad I got to do a major tick off my bucket list and be at a launch night at @bbuk“.

Fans flooded the comments gushing over her transformation, with one saying: “You look amazing.”

Another added: “Stunning!!🔥 😍😍 need outfit drop pls!”

A third penned: “Looking beautiful gal.”

This comes after Scarlett revealed she finally feels “happier” than ever after years of yo-yo dieting, brutal bootcamps and body battles.

She admitted she once dropped to a size 8 after punishing herself with 700-calorie days and a gruelling Swiss bootcamp involving six hours of exercise – all in a bid to stay slim after releasing her controversial fitness DVD in 2016.

But despite shedding three stone, Scarlett confessed she was still miserable and wracked with body image issues.

Now, she says she’s proud to embrace her curves – and is finally comfortable in her own skin.

“The thing with being body positive and having body confidence is just celebrating everybody’s body,” Scarlett previously told The Sun.

“As long as you are healthy, being yourself and you’re being nice to people, you do you.”

The I’m A Celeb star said she regrets the years she “missed out” on life because of low self-esteem, but now urges fans to stop being so hard on themselves.

Scarlett even revealed her own trick – imagining she’s speaking to her younger self whenever negative thoughts creep in.

“Would you ever say horrible things to a six-year-old?” she said. “Of course not. So don’t say it to yourself either.”

Now proudly flying the flag as a plus-size TV presenter, Scarlett says she’s thrilled kids today get to see more diverse faces and body types on screen.

Since bursting onto Gogglebox in 2014 aged just 23, Scarlett has carved out a successful career in telly.

And now she’s moving into hard-hitting documentaries, with her latest, Britain’s Tourette’s Mystery: Scarlett Moffatt Investigates, airing soon on Channel 4.

6

6

6

Leg room can be an important factor for many passengers. Here are the airlines that offer the most room without having to pay extra

When it comes to jetting off, whether it’s a short-haul or long-haul flight, comfort is often a top priority. For those who are taller or struggle with leg space, the prospect of a cramped flight can be less than appealing.

The size of the seats and the amount of leg room can vary greatly depending on which airline you choose to fly with. As we head into the shoulder season for travel, many holidaymakers might be planning ahead for their Christmas or next summer.

Starting your holiday on the right note with a comfortable plane journey can be a deciding factor when choosing an airline. So, without having to fork out extra for additional legroom, which airlines offer the most space when buying a standard ticket?

According to a survey by consumer watchdog Which?, one airline offers more legroom than 15 other short-haul carriers from the UK. The survey measured seat pitch, which is the distance between your seat and the one in front – to determine legroom.

Taking the leading position is Aer Lingus, Ireland’s flag carrier, offering 29 to 30 inches. However – British Airways provide the same amount of room with exactly the same pitch.

The poorest performer regarding leg space is TAP Portugal, which provides just 28 inches of legroom, reports the Express.

Here’s a rundown from the airlines offering the most legroom to those offering the least:

The U.S. market is huge, with a combined market cap of around $63 trillion. There are all sorts of different ways you can slice and dice the U.S. stock market, with the top ETFs offering plenty of variety. But if you are a dividend lover, you are only interested in about half of the total universe, which cuts your investable universe down to “just” $30 trillion or so.

If that’s still a little daunting (it should be), then you need to get to know Schwab US Dividend Equity ETF (SCHD -0.39%). Here’s why it could be the top dividend exchange-traded fund (ETF) for you to buy.

Image source: Getty Images.

What does Schwab US Dividend Equity ETF do?

Schwab US Dividend Equity ETF tracks the Dow Jones U.S. Dividend 100 Index. Although the exchange-traded fund technically doesn’t do anything other than mimic the index, the index and the ETF are, in practice, doing the same things and can be discussed interchangeably. From here on out, the ETF will be discussed and not the index.

The first step in creating Schwab US Dividend Equity ETF’s portfolio is to winnow down the $30 trillion worth of dividend stocks to a more manageable number. To do this, only stocks that have increased their dividends for at least 10 years are examined for further consideration. Also eliminated are real estate investment trusts (REITs), because of their unique corporate structure that emphasizes dividends and avoids corporate-level taxation.

Once a core investable universe is created, Schwab US Dividend Equity ETF builds a composite score for each of the remaining companies. The score includes cash flow to total debt, return on equity, dividend yield, and a company’s five-year dividend growth rate. Essentially, the ETF is trying to find financially strong companies that are well run and that return material value to shareholders via regular, and growing, dividend payments. The 100 companies with the best composite scores are included in the ETF.

The ETF uses a market cap weighting approach, so the largest companies have the biggest impact on performance. And the list of holdings is updated annually. That’s a lot of work, but the expense ratio is a very modest 0.06%. At the end of the day, Schwab US Dividend Equity ETF is doing what most dividend investors would do if they bought stocks on their own at a cost that is very close to free by Wall Street standards.

Why you should buy Schwab US Dividend Equity ETF

Some caveats are important here. You can easily find higher-yielding ETFs. You can easily find ETFs that have had better price appreciation. Simply put, Schwab US Dividend Equity ETF isn’t a perfect investment choice for every investor. But it provides a very good balance between yield, price appreciation, and dividend growth over time.

SCHD data by YCharts

As the chart above highlights, the dividend and the ETF’s market price have both trended generally higher since its inception in October 2011. Now add in the well-above-market dividend yield of around 3.7% today, and the story gets even better. For reference, that’s just over three times greater than what you’d collect from an S&P 500 index (^GSPC 0.26%) tracking ETF like Vanguard S&P 500 ETF (NYSEMKT: VOO).

And since Schwab US Dividend Equity ETF’s portfolio is regularly updated, you don’t need to think about what’s in the portfolio. How it invests is more important than what it owns at any given moment. Its holdings will naturally shift along with the market over time. In other words, you just have to make one buy decision and let the ETF do the rest of the work for you.

A simple “one and done” ETF for dividend investors

There are a lot of public companies in the United States. And around half of those public companies pay dividends. Schwab US Dividend Equity ETF lets you cut through the $30 trillion worth of dividend noise to focus on just 100 of the best dividend stocks. And it basically picks dividend stocks the way a dividend investor would do it, looking for quality companies with growing businesses, attractive yields, and growing dividends. If you love dividends, Schwab US Dividend Equity ETF could easily be the top ETF for you.

Goalkeepers: Karl Darlow (Leeds United), Adam Davies (Sheffield United), Tom King (Everton).

Defenders: Ben Cabango (Swansea City), Jay Dasilva (Coventry City), Ben Davies (Tottenham Hotspur), Ronan Kpakio (Cardiff City), Dylan Lawlor (Cardiff City), Chris Mepham (West Bromwich Albion), Joe Rodon (Leeds United), Neco Williams (Nottingham Forest).

Midfielders: Ethan Ampadu (Leeds United), David Brooks (Bournemouth), Jordan James (Stade Rennais), Aaron Ramsey (Pumas UNAM), Josh Sheehan (Bolton Wanderers), Sorba Thomas (Stoke City), Harry Wilson (Fulham), Joel Colwill (Cardiff City).

Forwards: Nathan Broadhead (Wrexham), Liam Cullen (Swansea City), Mark Harris (Oxford United), Lewis Koumas (Birmingham City – on loan from Liverpool), Daniel James (Leeds United), Brennan Johnson (Tottenham Hotspur), Kieffer Moore (Wrexham).