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I busted my ex cheating on an app you’d NEVER expect – four more to look at if yours is having secret sex

CHEATING doesn’t necessarily happen on obvious apps like WhatsApp or Snapchat – as I pretty brutally found out.

In fact, red flags on your partner’s phone could be staring you right in the face without you even realising. But luckily, I know just the places to look – and most of them will surprise you.

A screen displaying options for a "Discreet App Icon" feature, with six alternative icons to choose from, including a book, a heart, and a target.

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Some apps can be disguised by changing the icon to something completely differentCredit: Grindr
A phone screen displays an open note on a yellow background, titled "Title" with the text "Hey how you doing? Shall we meet tonight?". A small circular profile picture is below the text.

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Not all apps are obvious sources for cheating – even the Notes app can be misusedCredit: Jamie Harris / The Sun

And not all apps are necessarily hiding messages either – some point towards secret spending or unknown locations a love rat has been visiting.

Obviously I’m not advising you to go digging around on your other half’s phone.

Your first port of call should always be to speak with your partner about any concerns.

In my case, I had already done this still spotted countless big signs that something was wrong, which is when I heard about dating apps you can disguise.

One night I noticed an extra calculator app on my ex’s iPhone (pretty telling because who really needs an extra calculator beyond the pre-installed one?).

As I feared, when I tapped the app it wasn’t a calculator at all, but a dating app – filled with countless messages with streams of other men, and not to mention the dreaded d**k pics too.

A determined cheater isn’t going to leave evidence on chat apps like WhatsApp or Instagram (texts can be easily deleted too), so here are some of the less obvious apps which might hide their dirty little secrets.

#1 Notes app

The humble Notes app on iPhone and Android may seem like the last place you expect to find cheating.

Surely that’s just where people jot down the odd password or their shopping list, right?

Well, not quite – little do most people realise, it can actually be used to secretly communicate with others.

You can share Notes with other people and both collaborate on them, meaning cheaters can essentially use it to write back and forth without arousing suspicion.

“Yes, this happened to one of my best friends. Her boyfriend’s Notes app was open on his laptop and that’s how she found out,” one person explained on TikTok.

Spotting the signs your partner is cheating

#2 Storage apps

Apps which store your pics and videos can be used to secretly message too, though it’s a lot more hassle.

However, storage apps are a great place to keep incriminating photos out of sight.

This is another problem I’ve been stung with by my ex, who kept a hidden stash of photos he’d got from secret flings on there.

Photos stored in the cloud are kept in a data centre, so you can easily log out and keep them away from being visible in normal photo gallery apps.

Photo illustration of the Google Drive app icon on a smartphone screen.

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Storage apps could hide photos you’re not meant to see…Credit: Getty

#3 Mapping apps

Mapping and navigation apps could also hold clues of cheating.

Whether you use Google Maps or Waze to drive around, all the places you’ve got directions too will be stored in the app.

Unknown places which are visited a lot could be a red flag.

Illustration of the Waze app on an iPhone in front of a map with Waze icons.

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Cheaters forget that previous locations are stored in map and navigation appsCredit: Getty

#4 Wallet apps

Similar to mapping and navigation apps, the wallet apps on your phone may have signs your partner is up to no good.

Whether you’re using Apple Pay or Google Pay, you can see previous transactions – unlike standard banking apps that are heavily locked down.

This may reveal a fancy dinner out you weren’t aware of or even a big spend in a jewellery shop.

Wallet and Apple Pay icon displayed on a phone screen.

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Wallet apps may reveal some unexpected transactions…Credit: Getty

Need advice on cheating?

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If You’d Invested $500 in XRP 5 Years Ago, Here’s How Much You’d Have Today

XRP is the third-largest cryptocurrency in the world.

XRP (XRP -0.18%), the third-largest cryptocurrency by market cap, has been one of the more popular cryptocurrencies in the market since Donald Trump was elected president last November, and it has benefited immensely from the administration’s pro-crypto policies. When the administration installed a new leader at the Securities and Exchange Commission (SEC), the SEC eventually dropped an appeal in a long-standing lawsuit against Ripple, the company behind XRP.

That removed an overhang on XRP and allowed the company to move forward with its plans for a spot XRP exchange-traded fund (ETF), and the expansion of the Ripple ecosystem, which XRP plays a key role in.

Person on computer is looking at charts.

Image source: Getty Images.

The technical strength of XRP’s network also may allow it to disrupt international payments. Ripple continues to bridge the gap between mainstream financial institutions/institutional traders and the crypto world. The mainstream players are now more likely to try new things with fewer regulatory risks.

Ripple’s CEO, Brad Garlinghouse, has said he thinks that XRP could steal significant volume from SWIFT, the Society for Worldwide Interbank Financial Telecommunications. Financial institutions use this messaging system globally to send payment instructions to one another. Cryptocurrencies like XRP could provide banks with instant liquidity, allowing them to hold fewer reserves and pre-fund fewer international accounts, providing them with more liquidity and capital flexibility of their own.

If you’d invested $500 in XRP five years ago

Due to XRP’s technical strength, ties to Ripple, and the end of the SEC lawsuit, XRP has been a big winner for investors who saw the opportunity five years ago and managed, perhaps, to invest just $500.

XRP Price Chart

XRP Price data by YCharts

As you can see above, a $500 investment in XRP five years ago would be worth over $5,850 today for a total return of over 1,000%. Consider that the broader benchmark S&P 500 index has returned over 100% in the past five years, which is quite strong, but still not nearly as good as XRP’s performance.

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If You’d Invested $500 in Wolfspeed 5 Years Ago, Here’s How Much You’d Have Today

Some business pivots are successful. So far, this company’s pivot hasn’t been one of them.

Is a recovery story in the works for Wolfspeed (WOLF -7.88%)? After all, the next-gen semiconductor maker says it’ll soon emerge from Chapter 11 bankruptcy protection with a much cleaner balance sheet; it also faces a promising market for the silicon carbide and gallium nitride products in which it specializes.

Perhaps it might even recoup some of the significant losses its shares have incurred over the years.

A dimming light

Across a five-year stretch, a $500 investment in what’s now Wolfspeed would have withered to only $16.42. This, combined with the company entering bankruptcy proceedings, has made it something of a meme stock.

Two wolves howling in a forest.

Image source: Getty Images.

Wolfspeed pivoted its business in 2021, changing its name (from Cree) and eschewing the light-emitting diode (LED) products that had been its main focus since the 1993 founding.

Instead, it embraced technology based on the aforementioned materials, which promise greater efficiency and speed than conventional silicon solutions. Promise isn’t fusing with reality, however, as demand in the crucial yet ultracompetitive electric vehicle (EV) components space hasn’t been as strong as hoped.

The company consistently books bottom-line losses, with its generally accepted accounting principles (GAAP) net shortfall nearly quadrupling in its most recently reported quarter to $669 million from the year-ago frame’s less than $175 million. Net revenue also declined, sliding to $197 million from under $201 million.

Emerging from the den of bankruptcy

One piece of good news is that, earlier this month, Wolfspeed received approval for its plan of reorganization to emerge from bankruptcy. It reached an agreement with creditors to slice outstanding debt by around 70%, or approximately $4.6 billion, leading to a roughly 60% reduction in interest payments.

The considerable downside for current stock investors is that Wolfspeed’s existing equity will be eliminated, with current shareholders receiving a collective figure of merely 3% to 5% of new common stock.

So Wolfspeed’s future is cloudy at best, and it hardly looks like today’s investors will be tomorrow’s gainers. I feel this stock is too risky for a buy just now.

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If You’d Invested $10,000 in Arista Networks (ANET) Stock 10 Years Ago, Here’s How Much You’d Have Today

This relatively unknown tech name was in the right place at the right time with the right solution.

It’s been an amazing past 10 years for Arista Networks (ANET -7.42%). Although it wasn’t clear for the first several years following its 2004 launch that a newcomer could successfully compete with networking giant Cisco Systems, its clever improvement to existing networking technology (the company’s switches and routers are largely software-based, and therefore can be custom-programmed and updated) have made Arista’s solutions a very popular option.

And shareholders have been well rewarded for their foresight and patience.

First fueled by cloud computing, and then artificial intelligence

What would a $10,000 investment in Arista Networks back in mid-September 2015 be worth today? The graphic below shows its growth. With an average annualized return of about 42% per year, this position would now be worth $356,280.

ANET Chart

Data by YCharts

Most of this gain would have been realized in just the past three years, driven by the rapid growth of artificial intelligence data centers that require high-performance networking solutions. Even prior to that, however, Arista was well equipped to capitalize on an expanding cloud computing market.

A repeat is unlikely, but…

Can ANET do the same again over the course of the coming 10 years? Never say never. But it seems unlikely.

The size of this gain is largely rooted in the sheer newness of AI, which forced the hurried purchase of any and all solutions capable of making artificial data centers function as needed. However, this explosive phase of the movement is now in the rear-view mirror.

Don’t dismiss this stock’s remaining upside potential, though. While the mathematical pace of AI’s relative growth will almost certainly slow from here, Global Market Insights still expects the worldwide artificial intelligence hardware market to grow at an average annual rate of 18% through 2034. The flexibility of its software-based networking solutions leaves Arista Networks well-positioned to capture at least its fair share of this growth.

James Brumley has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Arista Networks and Cisco Systems. The Motley Fool has a disclosure policy.

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If You’d Invested $10,000 in Uber 5 Years Ago, Here’s How Much You’d Have Today

Uber’s strong performance has silenced the critics.

Uber Technologies (UBER -0.48%) might be a household name these days, with its global reach supporting strong brand recognition. However, it’s taken shareholders on a volatile journey since its initial public offering more than six years ago. For instance, the stock declined 18% in 2021, followed by a 41% drop in 2022.

But Uber’s stock chart has been moving up and to the right in recent years. If you’d invested $10,000 in the company’s shares five years ago, not long after the onset of the COVID-19 pandemic, here’s how much you’d have today.

Person waiting with suitcase by ride-share car.

Image source: Getty Images.

Driving in the fast lane

After the pandemic hit, Uber’s business, at least on the mobility side, was decimated. Its delivery operations picked up the slack. Since then, however, the company has been thriving, and investors have reaped the rewards.

In the past five years, Uber shares have soared 174% (as of Sept. 5). Had you bought $10,000 worth of stock in early September 2020, you’d be staring at a position valued at $27,400 today. This gain comes even though Uber trades 7% below its all-time high from July.

Business is booming

In the latest quarter (Q2 2025 ended June 30), Uber reported gross bookings of $46.8 billion. This figure was up a remarkable 359% compared to exactly five years before. The company’s user base has also expanded significantly. Unsurprisingly, these trends have lifted revenue and operating income to new heights.

Even after such a stellar performance, the shares don’t look expensive, as they trade at a forward price-to-earnings ratio of 23.5. Investors should consider buying the stock, although it’s best to set realistic expectations. Don’t anticipate another 174% gain between now and 2030.

Neil Patel has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Uber Technologies. The Motley Fool has a disclosure policy.

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If You’d Invested $10,000 in Ethereum (ETH) 5 Years Ago, Here’s How Much You’d Have Today

Not all cryptos have grown in value over the past five years. How has Ethereum fared?

In the late 2010s, it felt like a daily occurrence that new cryptocurrencies were arriving onto the scene. From meme tokens to stablecoins, the variety of newly launched cryptos holding their initial coin offerings was considerable.

Today, things have quieted down considerably, yet Ethereum (ETH 0.03%) remains one cryptocurrency that remains at the forefront of investors’ radars. In fact, the price of Ethereum has risen more than 32% since the start of the year.

But how have investors fared who bought Ethereum when the crypto frenzy started to taper off in 2020? Below, I’ll take a closer look at what a $10,000 investment five years ago would be worth today.

An investor checks their Etherum position and consults a spreadsheet.

Image source: Getty Images.

The price of Ethereum has soared into the ether

Thanks to an explosion of interest in decentralized finance, the price of Ethereum soared through 2021. In that one year alone, the price of the crypto rose more than 408%.

Due, in part, to rising inflation and, to a larger extent, a growing skepticism for cryptocurrencies after the collapse of crypto exchange FTX, the market’s appetite for Ethereum dwindled in the following year, and the price of Ethereum plunged 67% in 2022.

Subsequently, a variety of factors have contributed to the price of Ethereum repeatedly rising and falling. Most recently, for example, the price of Ethereum ripped higher last month after Federal Reserve Chairman Jerome Powell intimated that interest rates could drop before the end of the year.

There have been some downturns in the price of Ethereum over the past few years, but overall, the crypto has skyrocketed in price. Investors who bought $10,000 in Ethereum on Sept. 4, 2020 have seen their positions grow to $132,740 five years later.

Does Ethereum represent a good buying opportunity today?

While Ethereum has provided long-term investors with impressive gains over the past five years, there are plenty of reasons to suspect that there’s much more room for the crypto to run higher. Investors must carefully consider their risk tolerances before buying Ethereum, as volatility is sure to persist.

Scott Levine has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Ethereum. The Motley Fool has a disclosure policy.

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If You’d Invested $1,000 in the Vanguard S&P 500 ETF (VOO) 10 Years Ago, Here’s How Much You’d Have Today

The S&P 500 has produced historically strong returns over the past decade.

It has been a remarkably strong decade for the S&P 500. In fact, a $1,000 investment in the low-cost Vanguard S&P 500 ETF (VOO -0.35%) a decade ago would be worth about $4,100 today, assuming you reinvested all of your dividends. That is an annualized return of about 15%.

Why has the S&P 500 had such a strong decade?

It’s worth noting that a decade ago, the S&P 500 had already more than tripled from the 2009 financial crisis lows. So, adding a 310% total return on top of that is no small feat.

VOO Total Return Price Chart

VOO Total Return Price data by YCharts

The short explanation is that while most sectors have performed quite well, the bulk of the stellar performance has been largely fueled by large-cap technology stocks. After all, the trillion-dollar megacap tech stock wasn’t a thing back then, and now there are eight of them. To illustrate this, consider the five largest holdings of the Vanguard S&P 500 ETF and how each one has performed over the past decade:

Company (Symbol)

% of S&P 500

10-Year Total Return

Nvidia

8.1%

32,230%

Microsoft

7.4%

1,270%

Apple

5.8%

843%

Amazon

4.1%

802%

Alphabet

3.7%

566%

S&P 500

100%

310%

Data source: yCharts, Vanguard. Percentages of assets as of 7/31/2025.

Think about this. The worst performer of the five largest megacap tech stocks in the S&P 500 outperformed the overall index by more than 250 percentage points over the past decade.

A person on a couch with money falling all around them.

Image source: Getty Images.

Historically, the S&P 500 has delivered annualized returns in the 9% to 10% range over long periods, so it’s fair to say that this has been an incredibly strong decade for S&P 500 investors. And while there’s no way to predict what might happen over the next 10 years, it wouldn’t be realistic to expect 15% annualized returns over the long run forever.

Matt Frankel has positions in Amazon and Vanguard S&P 500 ETF. The Motley Fool has positions in and recommends Alphabet, Amazon, Apple, Microsoft, Nvidia, and Vanguard S&P 500 ETF. The Motley Fool recommends the following options: long January 2026 $395 calls on Microsoft and short January 2026 $405 calls on Microsoft. The Motley Fool has a disclosure policy.

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If You’d Invested $1,000 in ExxonMobil Stock 5 Years Ago, Here’s How Much You’d Have Today

ExxonMobil shareholders have been very happy in recent years.

For years, ExxonMobil Corp (XOM 0.82%) was stuck in limbo. In 2007, for instance, Exxon stock traded at roughly $85 per share. In 2016, nearly a decade later, shares still traded at roughly $85 per share.

The past five years, however, have been very different. Exxon shareholders have crushed the market. You may be surprised to learn just how much a $1,000 investment would have become since the summer of 2020.

ExxonMobil shareholders are very happy about the last 5 years

As one of the largest oil stocks in the world, Exxon is heavily dependent on the prevailing price of oil. Five years ago arguably marks the nadir of the oil price collapse that occurred due to uncertainty surrounding the ongoing global pandemic. In April of 2020, oil prices fell as low as $20 per barrel! By August of that year, prices had already rebounded to around $40 per barrel, but that was still one-third below pre-pandemic levels.

Today, oil prices hover just above $60 per barrel due to rising costs and geopolitical tensions. Today’s price level is roughly 50% higher than it was five years ago, but Exxon’s stock price has risen significantly more.

oil worker watching rig

Source: Getty Images

If you had invested $1,000 into Exxon stock in August 2020, you’d have around $3,460 today. That figure includes dividend income — an important consideration given Exxon currently pays a dividend yield of 3.5%. Over the same time period, a $1,000 investment in the S&P 500 would have grown into just $2,000.

XOM Total Return Level Chart

XOM Total Return Level data by YCharts

Much of this outperformance stems from Exxon’s continued investments throughout the last bear market. With greater access to capital, the company was able to invest at rock bottom prices, highlighting the company’s capital advantage and savvy leadership. Exxon’s CEO called these strategic moves “counter-cyclical investments” — an appropriate term for a business that can deploy capital at every stage of a cyclical industry.

Ryan Vanzo has no position in any of the stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.

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‘I’m cabin crew – there was once a grim cupboard on board you’d never want to see’

An experienced cabin crew assistant and author revealed that on one particular airline there was a special space reserved for the most gruesome eventuality during a flight

A young woman rests her head on a neck pillow and sleeps on the flight
There used to be a cupboard on certain flights for something disturbing (Image: Getty Images)

There are many unseen happenings that take place on an aircraft while you manoeuvre your way down the narrow aisle trying to locate your seat, store your cabin luggage overhead and settle back for what you hope is a relaxing and smooth flight to your chosen destination.

Cabin crew members often share their secrets of life in the sky and what really goes on, with some grisly warnings of things to avoid when flying.

One experienced assistant has revealed what she’s learnt and witnessed behind the scenes during her years working for a US airline and there’s one quite morbid detail many travellers would never have known about.

READ MORE: Grim plane secret staff won’t tell you as on-board freebie is usually ‘filthy’READ MORE: ‘I was a flight attendant and here’s my secret hack to sit together without paying for it’

An air stewardess covering sleeping woman with a blanket
Everyone hopes for a relaxing flight but occasionally emergencies happen(Image: Getty Images)

Heather Poole has worked for a major carrier for over 15 years and is the author of Cruising Attitude: Tales of Crashpads, Crew Drama, and Crazy Passengers at 35,000 Feet. She has spoken about the rather morbid topic of death on board an airplane.

Although she says it’s very rare for a passenger to die in the air, it obviously does and can happen – although no one officially passes away in flight unless there is a doctor on board to pronounce it.

Speaking to mentalfloss.com, she said that in such challenging circumstances most stewards would rather move the deceased to an empty row of seats where they can be covered over away from other passengers, although this isn’t always possible.

“On these very rare occasions, the crew will do everything possible to manage the situation with sensitivity and respect,” she said. “Unfortunately, most flights are full, so it’s not always possible to move an “incapacitated” passenger to an empty row of seats.”

Singapore Airlines airbus A340-500 in sky
Singapore Airlines airbus A340-500 launched in 2004(Image: AFP)

Heather revealed that one company, Singapore Airlines, decided to get around the problem with a “corpse cupboard”. This she explained was “a compartment for storing a dead body if the situation arises”.

The company installed the locker on its Airbus A340-500 in 2004 next to one of the aircraft’s exit doors. It was big enough to hold an average-sized human body and had special straps to secure the corpse and stop it being moved by turbulence or on landing.

It only chose this particular type of aircraft for the cupboard because it operated on extra long haul flights from Singapore to New York and Los Angeles. The routes had some of the longest distances in the world, with flight times of 18-19 hours. The fleet was retired in 2013-14 and the lockers aren’t used on any other airlines currently.

While Heather said she thankfully hasn’t had to deal with a death on board, her room mate has – and in some rather strange circumstances. She revealed that her friend realised a passenger was trying to sneak a dead body on the flight.

“She knew the man was dead the moment she saw him looking grey and slumped over in a wheelchair, even though his wife and daughter assured her he was just battling the flu,” she said. “Midway through the flight, the plane had to make an unscheduled landing when it became apparent that no amount of Nyquil was going to revive him.”

READ MORE: Holidaymakers snap up ‘super quick drying’ beach towels with 50% off until Thursday

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If You’d Invested $1,000 In Solana (SOL) 5 Years Ago, Here’s How Much You’d Have Today

If you had foresight and iron discipline, it was quite the good investment.

If you catch an asset early in its adoption curve, you don’t need to be perfect to do really well. On that note, five years ago, Solana (SOL -3.61%) was a fledgling smart contract network with more ambition than market share. Had you invested $1,000 then, it would be worth roughly $55,000 on August 27, 2025, or around 5,620% more than what you started with.

That kind of growth, despite skepticism and severe setbacks, is why investors pay attention to the Solana blockchain today. Let’s break down its path and examine its future prospects.

An investor smiles and gives a thumbs up, holding a phone while sitting at a desk in front of a computer and some papers.

Image source: Getty Images.

The last five years were amazing for investors — but extremely difficult too

Today, Solana trades a little above $204 per coin. On Aug. 27, 2020, just shortly after its mainnet beta went live in early 2020, its price was about $3.44.

The price action over the last five years was not a straight line upward. In fact, as coins go, this one was an extremely difficult investment to hold. Most investors probably would have cracked and sold their coins at one moment in particular.

The FTX bankruptcy hit in November 2022, obliterating all positive sentiment in the crypto sector overnight, and sharply disrupting the supply dynamics around coins associated with the exchange.

Solana was especially hard hit because FTX was heavily promoting it, and owned a stake equivalent to roughly 10% of its total market cap at the time. The exchange had also issued wrapped tokens on the chain, which many users and decentralized finance (DeFi) projects were using as collateral. When the assets backing those tokens were revealed to be missing, they went to zero and took down a significant portion of the Solana ecosystem on the way.

Between the end of November 2021 and a year later, Solana lost 93% of its value.

Even so, by January 2025, Solana’s DeFi total value locked (TVL) had pushed back above $10 billion for the first time since before the collapse, a sign that builders and users had returned.

But why did capital come back after seeing the coin’s value evaporate nearly overnight?

The chain’s core pitch to investors, users, and developers remains its high throughput and low fees, which are both significant advantages for consumer-facing activity. Recent usage data supports that reality, with millions of daily active wallet addresses and tens of millions of daily transactions at periods of peak demand.

Will the next five years rhyme?

Solana’s near-term upside will likely be driven by where it already shows product-market fit. But don’t expect a repeat of its past bull run.

Start with DeFi and non-fungible tokens (NFTs). Even after the 2022 to 2023 crypto winter, NFT sales on Solana have remained active. For 2024 as a whole, Solana ranked third in NFT sales at roughly $1.4 billion, an indication that participation persisted through the broader recovery.

But the bigger story is probably in the rise of a certain kind of fungible crypto token: tokenized stocks.

Such assets are simply stocks that are tracked and traded on the blockchain instead of on the traditional markets. Currently, there’s nearly $500 million in value stored on the chain’s tokenized equities. If the asset tokenization trend continues, and it probably will, that sum could balloon significantly over the coming years, attracting a lot of new value to the chain and generating revenue for the network when investors trade their tokenized stocks.

Another new catalyst is the emergence of on-chain AI agents, small programs that can reason over tasks and transact with decentralized applications (dApps) or smart contracts on a user’s behalf. If agent-mediated activity scales, Solana is well placed to capture it. There’s not much hope for the emerging AI agent segment to power the same scale of returns that Solana experienced over the last five years, but it could still make the coin’s value increase substantially if it takes off.

So, is it worth buying some Solana and holding it for the next five years? Absolutely. Just keep your expectations in check, and be aware that it’s very possible for the coin to experience another wild ride like it has since 2020.

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If You’d Invested $1,000 in the Invesco QQQ Trust (QQQ) 10 Years Ago, Here’s How Much You’d Have Today

The tech-heavy ETF has been a lucrative investment over the past decade.

One of the most popular exchange-traded funds (ETFs) on the stock market is the Invesco QQQ Trust (QQQ 0.70%). It mirrors the Nasdaq-100, an index that tracks the 100 largest companies on the Nasdaq stock exchange (excluding financial names such as banks and insurance companies). It is the second-most traded ETF in the U.S. based on average daily volume.

Over the past decade, QQQ has also been one of the best ETFs for investors to hold. Had you put $1,000 in the ETF 10 years ago (using Aug. 25, 2015, as the starting point), it would be worth over $5,800 today. And if you include dividends paid out during that time, the investment would be worth over $6,200.

QQQ Chart

Data by YCharts.

What could the next 10 years look like for QQQ?

The QQQ is a tech-heavy ETF (the sector makes up over 60% of the fund), so as the industry goes, so does the fund. This has worked in its favor so far, but will that be the case going forward? I believe so as the technology sector still has some of the most compelling growth opportunities across the entire economy.

The one making the most headlines right now is artificial intelligence (AI) and its potential to help companies across every industry increase their efficiency. Other opportunities that will drive tech sector growth over the next decade include cloud computing, cybersecurity, and digital advertising.

With companies like Nvidia, Apple, Microsoft, Alphabet, Amazon, and Meta Platforms leading the way, the QQQ is in good hands for the foreseeable future.

Stefon Walters has positions in Apple and Microsoft. The Motley Fool has positions in and recommends Alphabet, Amazon, Apple, Meta Platforms, Microsoft, and Nvidia. The Motley Fool recommends the following options: long January 2026 $395 calls on Microsoft and short January 2026 $405 calls on Microsoft. The Motley Fool has a disclosure policy.

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If You’d Invested $1,000 in Vanguard Real Estate ETF (VNQ) 5 Years Ago, Here’s How Much You’d Have Today

The real estate sector has underperformed the S&P 500 in recent years, and by a wide margin.

I won’t keep you in suspense. If you had invested $1,000 in the Vanguard Real Estate ETF (VNQ -0.51%) a decade ago, you would have about $1,770 today, assuming you reinvested your dividends along the way.

This isn’t a terrible outcome. After all, you wouldn’t have lost money. But when you consider that $1,000 invested in an S&P 500 index fund such as the Vanguard S&P 500 ETF (VOO -0.37%) 10 years ago would be worth $3,900, it doesn’t exactly look like stellar performance.

Woman looking at monitor with frustrated expression.

Image source: Getty Images.

What went wrong?

The short version is that the real estate sector underperformed the S&P 500 because, first, the S&P 500 has been on an incredible bull run. It has produced annualized total returns of about 14.6% over the past decade, making it touch to beat.

In addition, real estate is perhaps the most rate-sensitive sector of the market. Over the past 10 years, we’ve seen two prolonged periods of Federal Reserve rate increases, with a global pandemic in between. In fact, the benchmark federal funds rate is more than 400 basis points higher than it was a decade ago.

Real estate investment trusts (REITs) have a strong history of outperforming the market in falling rate or zero-rate environments but underperforming when rates are high or rising.

Without turning this into an economics lesson, there are a few reasons REITs are so sensitive to interest rates. One is borrowing costs. REITs tend to rely heavily on borrowed money to grow, similar to how you might rely on a mortgage to buy a home. Rising rates make the economics of borrowing less favorable.

In addition, rising rates put pressure on commercial real estate property values, which tend to have an inverse relationship with risk-free interest rates (those offered by Treasury securities). The properties REITs own can literally be worth less simply because rates went higher.

On the other hand, it’s worth noting that these things can also become real estate’s biggest catalysts in a falling-rate environment.

Matt Frankel has positions in Vanguard Real Estate ETF and Vanguard S&P 500 ETF. The Motley Fool has positions in and recommends Vanguard Real Estate ETF and Vanguard S&P 500 ETF. The Motley Fool has a disclosure policy.

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Here’s How Many Shares of Dow Stock You’d Need for $1,000 in Yearly Dividends

Along with the broader global chemical industry, Dow is struggling mightily these days.

Near the end of July, storied chemical company Dow (DOW -1.68%) chopped its quarterly dividend in half from $0.70 per share to $0.35. To say investors weren’t happy about this would be understating the case; since then, Dow’s share price has fallen by almost 7% against the incremental rise of the S&P 500 (^GSPC -0.40%).

Dow is a longtime dividend player, and it’s refusing to give up on its payout entirely. Read on to find out the share count required to clock $1,000 worth of those lowered dividends yearly.

Why Dow is down

To cut directly to the chase, the answer is 715 shares. At the stock’s currently reduced price, that would mean a total spend of just under $16,824.

Concerned person with head in hands gazing at a screen.

Image source: Getty Images.

A 50% dividend cut is hard to swallow, but this is mitigated by the resulting yield, which now stands at slightly under 6%. That’s extremely high for any stock on the exchange — all the more given Dow’s long history and prominence as a publicly traded company.

Yet this flags a high degree of risk. The chemical industry in general is struggling mightily, with weakening global demand and the lingering effects of oversupply that occurred near the start of the 2020s, among other factors.

Better times sorely needed

Dow’s slump is apparent, with second-quarter sales sliding by 7% year over year and the bottom line flipping to a non-GAAP (generally accepted accounting principles) adjusted loss of $0.42 per share from the year-ago profit of $0.68. With that kind of showing, the company is in batten-down-the-hatches mode. Factories have been shut and capital expenditures lowered to shore up finances.

The question is: When will the industry recover? There’s only so many cost-savings measures a producer can implement; customer demand must bounce back. With so much uncertainty, it’s not clear when that might happen.

So with Dow, if you’re a believer in the chemical business changing course sooner than later, this is an irresistible buying opportunity. For anyone more doubtful, though, the stock might be better off avoided.

Eric Volkman has no position in any of the stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.

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If You’d Invested $10,000 in Nvidia Stock 10 Years Ago, Here’s How Much You’d Have Today

I’ll give you a hint: It’s a lot.

Few technologies have captured the attention of investors quite like artificial intelligence (AI) has in the past few years. It makes sense given that few technologies have had the potential to transform society as much as AI.

The company at the center of this AI boom, Nvidia (NVDA -0.25%), has seen its stock absolutely skyrocket since AI tools like ChatGPT and Claude took off.

AI demand and big tech spending are powering Nvidia’s surge

A wave of investment from big tech companies like Meta, Alphabet, and Microsoft, racing to stay ahead of the curve, has driven Nvidia’s revenue and earnings through the roof. While it’s no longer growing quite as fast as a few years ago, the company is still delivering 65%+ growth year over year.

Astronaut on a rocket soaring in space.

Image source: Getty Images.

Before the AI boom, Bitcoin mining drove Nvidia’s stock higher, and before that, gaming. It’s been many years of growth. So if you’d been lucky enough to invest $10,000 in Nvidia 10 years ago, how much would that be worth today?

Your $10,000 would have turned into an incredible $3.05 million. You can see the scale of that growth below.

NVDA Chart

NVDA data by YCharts

Should you buy Nvidia stock?

It might feel like Nvidia’s rise is over. The truth is, the growth can continue. Granted, it probably will never see quite such a dramatic arc again, but it can continue to outpace the market. For the time being, the demand signals from the rest of big tech are strong, and its growth is likely to continue for the foreseeable future.

Now, the stock does carry a hefty premium with significant growth already baked in, and it will be more sensitive to slowdowns in the company’s growth, but I still think Nvidia has a long way to go and remains a buy.

Johnny Rice has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Alphabet, Bitcoin, Meta Platforms, Microsoft, and Nvidia. The Motley Fool recommends the following options: long January 2026 $395 calls on Microsoft and short January 2026 $405 calls on Microsoft. The Motley Fool has a disclosure policy.


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World’s ‘most dangerous’ country in the world in 2025 – and it’s not one you’d expect

The Foreign Office advises against all travel to war-torn Yemen – and it’s not hard to see why. It is a no-go zone for Brits with no embassy services and no evacuation procedures in place.

Yemen
The country has been deemed more dangerous than Iraq, Afghanistan, Ukraine and Libya(Image: Getty)

Yemen has earned the ominous title of the world’s most treacherous country in 2025, outstripping even war-ravaged Ukraine, Iraq, Afghanistan, and Libya in terms of danger.

The UK Foreign Office issues a stark warning for those considering a trip to the country: “Support for British people is severely limited in Yemen. British Embassy services in Sana’a are suspended, and all diplomatic and consular staff have been withdrawn. The UK government cannot help British nationals leaving Yemen. There are no evacuation procedures in place.”

According to the World Population Review’s analysis, Yemen – which shares borders with Saudi Arabia and Oman – has surpassed Sudan, Ukraine, Afghanistan, and Syria to claim the top spot.

Owen Williams, a Middle East, North Africa, and Turkey Analyst at Sibylline Strategic Risk Group, offers insight into the country’s precarious situation: “Yemen is often considered one of the most hazardous countries in the world due to the protracted civil war, widespread food shortages, military interventions, and a collapse of public infrastructure.”

READ MORE: Ryanair passengers in tears over man’s random act of kindness on flight

Yemen
The Foreign Office advises against all travel to Yemen(Image: Getty)

Mr Williams explains that the instability is in part due to the Houthi rebels’ insurgency against the internationally recognised government. The group’s slogan, the sarkha, is a chilling call to arms: “God is great, death to America, death to Israel, curse on the Jews, victory to Islam.”

Since ousting the previous government in 2014, the group, which remains unlisted as a terrorist organisation in the UK, has taken control of much of northwest Yemen, including the capital Sana’a. The ongoing clash between the government and insurgents has plunged the nation into a severe humanitarian crisis.

Mr Williams pointed out that “Yemen was already in a difficult position before the onset of the Israel-Hamas war in October 2023”, but the regional tensions have since intensified. He explained: “Following the October 7 attacks, as a member of Iran’s Axis of Resistance, the Houthis began to target shipping in the Red Sea with drones and missiles, as well as launching attacks against Israel.

“This resulted in a US-Coalition intervention in Yemen, with many airstrikes targeting Houthi facilities and key infrastructure. These reached a peak in May 2025, when the US attacked a migrant detention facility. While the US has agreed a ceasefire with the Houthis, the risk of Israeli airstrikes persists.”

The group’s maritime assaults, often from small vessels, have caused global shipping firms to divert their routes, leading ships to navigate around South Africa instead.

Mr Williams has issued a stark warning to Brits against travelling to Yemen, highlighting that despite “there has likely been reduced media coverage of the situation in Yemen in recent years”, Westerners remain highly susceptible to danger and abduction.

One of the very few remaining tourist destinations in Yemen is Socotra, an archipelago that is unlike anywhere else. Sat 200 miles off the coast of mainland Yemen, close to the Horn of Africa, it is home to a unique array of plants and wildlife.

A tree
Socotra is full of beautiful and unique nature
Janet in her tent
Janet visited the paradise island

UNESCO recognises Socotra Island as a site of universal importance due to its biodiversity, with nearly 40 percent of its plant species being exclusive to the island. The surrounding islands, including Socotra, are also notable for their land and sea bird breeding spots and unique coral reefs, which are home to over 700 species of coastal fish.

While Socotora is covered by the Foreign Office’s advice—meaning visitors travelling there do so at their own peril and risk having their insurance invalidated—the archipelago has a very low crime rate and has been little impacted by the 11-year war that continues to rage on the mainland.

The main difficulty for those dreaming of visiting is how to get there.

Janet Newenham is a professional traveller who has spent years visiting some of the world’s most inaccessible places. Since visiting Iraq several years ago, Janet has organised small group trips for women to some of these places. Including, in February, to Socotora.

“It’s a paradise island off the coast of Yemen. People in the extreme travel community know about it, but a lot of people don’t,” Janet told the Mirror.

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“It’s hard to get to. There are two flights a week from Abu Dhabi, but you can’t book them in a normal way. You have to book them through WhatsApp. It’s through Emirates Aviation, and it’s a humanitarian charter flight. You have to WhatsApp them and then send a bank transfer.

“It was absolutely incredible. I never knew there were places like that in Yemen. It has bright blue water, white sand beaches, and dragon’s blood trees. You won’t find them anywhere else in the world.”

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Soap star reveals how much cast are paid and it’s nowhere near what you’d expect

Kelli Hollis, who played Ali Spencer on ITV show Emmerdale, has given up on acting for a new life in Asia and has detailed exactly how much the stars can earn

Kelli Hollis
Kelli Hollis has explained how much many soap stars can expect to earn in a year(Image: Getty Images)

Former Emmerdale regular Kelli Hollis has revealed how much you can expect to earn being a soap star.

The one-time actress, 49, is now living a very different life in Thailand where she runs her own ‘weed bar’ having vowed to never return to the UK after finding happiness in Asia. But she has been answering questions from fans – and nothing was off limits.

Kelli, who played Ali Spencer on the ITV show until 2018, was grilled by a followier on social media, and didn’t shy away when the questions turned to her salary. She broke down the contracts and how much you can expect to make being on Emmerdale and other soaps.

“On Emmerdale I explained that you get an episode fee and you’re guaranteed so many episodes a year,” she said. “So if we’re saying roughly £500 and up [per episode], and you were contracted to do 90 [episodes, that’s 45k, it’s obviously a good wage.

Former Emmerdale star Kelli Hollis, who played Ali Spencer on the ITV soap
Former Emmerdale star Kelli played Ali Spencer on the ITV soap(Image: TV Grab)

“But it’s not like the ‘rich, rich’ you’d think famous actors would be earning. Now, that’s that sort of middle of the road [salary]. I’m not going to lie when I was at Emmerdale to my knowledge, one of the highest paid actors was on a thousand pound episodes.”

The former soap star went on to say that you “never know for sure” what your co-stars earn because “everybody was paid differently”. But it’s not all good news, and she divulged: “So, yeah, it would only be 45, but then you get a buyout, which is pretty much the same as your wage, so I’ll top that up to 90.

“Then, you’ve got the agent’s commission, which is usually 12 and a half percent,” she said. “And because you’re self-employed, you have to put 40 [per cent] away for tax.” Kelli still keeps in touch with her former colleagues and cherishes her time on the show.

The former soap star admitted that while she misses her the UK, she has no plans to move home and can’t see herself back in the rat race. “I am never coming home, never going home. Obviously, I miss England and there are aspects of my life there like I have two grown-up children at home and a grandson.

“But you only live once and I have learned that a lot over the last few years, losing friends to things and my friend losing a child and it just makes you access a lot of things in your life.

“You just have to do what you have to do because you are not promised tomorrow are you? My mentality now is I am nearly 50 f*** it will just do it. There is no point having that ‘oh god I can’t do this and I can’t do that’ attitude. I have been so fortunate in my life that opportunities have come my way,” she told the Daily Star.

“I remember being at a friend’s house in Beeston and I am not going to name them because I don’t know where they are now or what they are doing so I won’t grass them up,” she said.

“It was 20 odd years ago, oh god, it would be more than 20 odd years ago, but I just remember being about 15 and being at a friend’s house and I already had started smoking with mates in the park and all that. I remember it being hash that you burn and I just remember a lot of blistered fingers and a lot of holes in my clothes.”

Kelli shared her story: “I was just smoking a little bit here and there but as a youngster, I would never have been a big heavy smoker. I actually don’t like the feeling of being stoned and I know some people do.”

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