Travel insurance

The Foreign, Commonwealth and Development Office has shared advice to those travelling abroad, as millions of Brits get ready to jet off on their summer holidays

The Foreign, Commonwealth and Development Office (FCDO) is offering advice to Brits travelling overseas to help them keep their travel documents secure. In a bid to ensure that the millions of holidaymakers each year have a hassle-free journey, the FCDO has taken to social media platform X, as Twitter is now known, with some vital guidance.

The FCDO advises: “Heading abroad? Keep a copy of your passport, visa, and flight ticket separately from originals when travelling.”

They also recommend that travellers should “Keep copies at home and on your phone.”

A key piece of advice previously shared by the Foreign Office is to treasure your passport and protect it from damage, as a damaged passport is not valid for travel. Additional advice includes:

• Your passport is not always safer on you (e.g. lock your passport in a safe if you have access to one), unless the local law requires you to keep it with you.
• Make two photocopies of your passport – leave one with friends or family and take the second with you, or store it online using a secure data storage site
• Use this photocopy as alternative ID, for example when going out at night
• Make sure your passport is valid. For certain countries your passport must be valid for 6 months after the date you travel – check the entry requirements before you go

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In instances where passports are lost or stolen, tens of thousands find themselves in need of an emergency travel document. In cases of urgent passport issues within the UK, citizens can opt for the 1 week Fast Track service or the even swifter 1 day Premium service, reports the Liverpool Echo.

The Fast Track option assures you receive your new passport within a week from your appointment date, your earliest possibility for an appointment being just the following day post-application. Meanwhile, the Premium service boasts a turnaround of just 4 hours after your appointment, making it possible to collect your passport the same day.

Misplacing your flight tickets can lead to a multitude of problems, including the need to buy a replacement ticket, potentially forfeiting the value of the original one, and navigating the often-complex processes of refunds or rebookings.

In a separate piece of advice issued over the weekend, the Foreign Office cautioned holidaymakers about “keeping an eye on your drinks”. Taking to social media, they urged people to “remember not to leave your drinks unattended”, while also reminding travellers that drink measurements can vary significantly abroad.

This guidance forms part of the government’s Travel Aware initiative, which seeks to empower travellers with the knowledge to have a safe and enjoyable trip abroad, while also understanding the unique risks associated with different countries.

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As part of its commitment to providing unbiased information, the Foreign, Commonwealth and Development Office’s travel advice aims to empower travellers to make more informed decisions about their international travel plans.

In a specific warning to young travellers venturing abroad, the FCDO advises: “You should also get a travel insurance policy and make sure you know what cover it provides.”

The consequences of failing to secure adequate insurance before jetting off can be severe, leaving you liable for exorbitant emergency expenses, including medical treatment, which can rack up bills amounting to thousands of pounds.

The NHS has approved medications such as Mounjaro and Wegovy to tackle obesity and diabetes, with private prescriptions also on the rise

Experts have issued a warning that approximately half a million individuals using weight loss injections could potentially jeopardise their travel insurance this summer. Medications such as Mounjaro and Wegovy, utilised to combat diabetes and obesity, have experienced a surge in demand following their NHS approval.

Private prescriptions for these drugs are also on the rise, with an estimated 3.4 million people predicted to be eligible for treatment on the NHS alone over the next 12 years. However, those using these weight-loss injections are now being cautioned that they could risk their crucial travel cover if they plan to holiday this summer.

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According to the Daily Mail, it’s mandatory for travellers to disclose any pre-existing conditions and medication when obtaining insurance. Yet, many people using weight-loss injections might not view it as medication or may neglect to declare it when purchasing cover.

Experts have clarified that these drugs are categorised as treatment, even if procured online without a GP’s prescription.

They warn that failure to disclose usage of weight-loss injections and any associated health conditions could result in insurers refusing to pay out in the event of a claim, reports Bristol Live.

Kara Gammell, from comparison website MoneySuperMarket, has advised: “If you’re prescribed these drugs for obesity, diabetes or any other condition, it’s essential to declare both the medication and the underlying health issue when buying your policy.

“Failing to do so could invalidate your cover – even if your claim has nothing to do with the treatment.

Ms Gammell also warned that those receiving private prescriptions must still disclose their medication, stating: “Insurers don’t distinguish between NHS and private prescriptions – if you’re taking it, they need to know. The fact that it wasn’t prescribed through your GP doesn’t exempt you from disclosure.”

She emphasised the necessity of transparency, particularly for those who have procured medication privately. Even individuals consuming these drugs without a prescription are not excused.

The Association of British Insurers (ABI) warns: “If any prescription medicine is taken without approval from a doctor, especially if it may have side effects that could lead to complications, this could void your cover and cause issues should you need to make a claim.”

The Association of British Travel Agents has also advised ITV News that it is always wise to check with the FCDO travel advice to see if there are any restrictions in place when taking medications into the country you are visiting.

Not all countries have given the green light to the same weight-loss medications as the UK, and airport authorities might raise questions about any drugs they discover, particularly if they’re not sanctioned in their nation.

The ABI found that the average insurance claim for individuals aged between 36 and 40 is £518, which jumps to £1,830 for those aged 71 to 75. In more extreme scenarios, insurance claims can soar into the tens of thousands.

Yet, securing single-trip coverage for Europe can be quite economical, starting at just £16, according to Go Compare. ITV’s experts advised: “First of all, you need to declare a pre-existing condition to your travel insurance provider anyway. This will likely result in a higher premium, but if you do not and the provider finds out, they may cancel your cover.”

They further caution: “They will also likely refuse to pay out if you fall ill due to the condition while on holiday. If one of the jabs has been prescribed for the preexisting condition they it is unlikely you will need to also reveal the medication you are taking for it.”

Insurance companies, including industry leader Aviva, have varied stances on this matter. Aviva insists that customers must disclose any diagnosed illnesses, diseases, or injuries for which they’ve been prescribed medication, clarifying: “This includes anyone who has been prescribed weight loss medication for obesity.

“If a customer fails to disclose a medical condition for which they’ve been prescribed medication, we will not cover any claims relating to this under the terms of the policy.”

Staysure also recommends that customers disclose their use of weight loss injections, treating them like any other prescribed medication. Not doing so could void your insurance for any medical claims ‘directly or indirectly linked to the medication’.

The insurer added: “We can provide cover if the jab is prescribed by your GP or through a registered pharmacy, it’s part of a proper weight-loss plan, is on your medical records and your doctor confirms you are fit to fly.

“You’ll also need to make sure the jab doesn’t clash with any other medicines you’re taking, which will be assessed by the medical professional.”

Admiral Group requires customers to reveal medical conditions like obesity and diabetes, though not necessarily the medication itself. A spokesperson clarifies: “Failing to disclose the underlying condition it’s prescribed for – typically obesity or diabetes – could invalidate the policy.”

Co-op notes that failing to declare medication wouldn’t ‘automatically’ void coverage, though if the injections are connected to a medical condition, this should be mentioned during medical screening.

The Post Office consistently advises customers to declare any medical condition requiring prescription medication. It’s advisable to discuss this with your insurer.

It’s wise to secure written confirmation that your policy covers the treatment.

Ms Gammell recommends travellers to carry a copy of their prescription or a doctor’s letter and keep their medication in its original packaging: “This helps avoid issues at customs and makes it easier to replace lost or stolen medication abroad.”

The Travel Twins have visited many European cities and have named six of their favourites that are not as popular as others – but are still well worth visiting

Many Brits are no strangers to a European jaunt, whether they’re chasing the sun or immersing themselves in rich history, stunning architecture and diverse cultures. While Paris, Madrid and Barcelona are often on the itinerary, there are plenty of lesser-known treasures waiting to be discovered.

Two globetrotting TikTokers have unveiled their top picks for Europe’s best kept secrets, having explored 70 cities across the continent. After immersing themselves in plenty of different locations, they listed six gems they’d recommend to others.

These destinations may not draw the same crowds as their more famous counterparts, but they promise an equally enriching experience without the tourist throngs.

In a video, which has amassed nearly half a million views, they said that Stavanger in Norway was their ultimate recommendation.

Situated on the southwestern coast of Norway, a roughly seven-hour drive from the capital, Oslo, is the city of Stavanger.

This gem may not be familiar to many Brits, but it boasts an array of attractions including its picturesque old town and stunning hiking trails that offer breathtaking views of the Norwegian landscape.

Historical sites abound in the city, with highlights including Stavanger Cathedral, the Norwegian Petroleum Museum, and numerous Bronze Age Rock Carvings.

The TikTok users also spotlight Hameln, Germany as an under-appreciated European destination. Nestled near the larger city of Hanover, Hameln is famed as the mythical home of the Pied Piper.

The duo’s recommendations continue with Bern, Switzerland’s capital. This destination is ideal as a city break for history buffs and architecture enthusiasts, boasting landmarks such as the Cathedral of Bern, Marktgasse, and Barenplatz.

Alternatively, they recommend Riga in Latvia or Poznan in Poland. Both are great for anyone with a passion for history and culture.

Seville in Spain was the final location to make the list. It offers a wealth of cultural experiences and is also a fantastic choice for a sun-soaked getaway.

While it may not be beachside, the city is dotted with hotels and resorts featuring pools, alongside a plethora of restaurants serving up traditional local cuisine.

A simple mistake could leave holidaymakers facing huge bills if they end up in hospital while abroad, with costs reaching as high as £150,000 in some countries

Holidaymakers risk racking up medical costs soaring to as much as £150,000 if they inadvertently invalidate their travel insurance. Securing travel insurance binds you to an array of terms and conditions.

These cover scenarios where you won’t be covered, leaving you liable for emergency expenses. Nevertheless, experts say it is essential to get travel insurance promptly upon booking your getaway.

The upside is that travel insurance might also mitigate pre-holiday issues, like missing your flight due to sudden illness. But little-known guidance shows that some seemingly ordinary activities could put you at risk of invalidating your insurance and ending up with an enormous bill if something goes wrong.

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Cost of medical care abroad

Government advice states that medical bills abroad can escalate dramatically, depending on your destination. A fall resulting in a broken leg needing hospital care in Spain may see charges exceed £25,000.

In Greece, a quad bike accident that requires surgery can cost more than £80,000. Meanwhile, if you get a stomach bug or infection in the USA that requires hospital treatment, you could be charged more than £150,000.

Advice from the Association of British Insurers(ABI) states: “When shopping around for travel insurance, make sure that the policy is right for your needs, and do not automatically opt for the cheapest. This is especially important if you have any pre-existing medical conditions.”

They also advise securing travel insurance as soon as you book your holiday to safeguard against potential losses such as cancellation fees if illness prevents you from travelling. At the very latest, they say you must sort it before departing the UK, as numerous policies provide coverage from the beginning of your journey until your return.

Things that can invalidate your insurance

Travel insurance generally includes a variety of exclusions, which means you’re no longer covered. Guidance on GOV UK notes that this can include:

1. sports such as bungee jumping, jet skiing, winter sports or skydiving: these are not usually included in standard policies
2. alcohol and drugs: most travel insurance policies do not cover events that happen after you have drunk excessive alcohol or taken recreational drugs or other substances
3. mental health conditions: you must declare mental health conditions or risk invalidating your policy. Be aware that some may exclude cover for treatment related to a pre-existing mental health condition. See foreign travel advice for people with mental health issues for more guidance
4. age restrictions, particularly if you are buying an annual policy
5. use/hire of quad bikes or mopeds: they are not usually covered
6. driving overseas: if you’re hiring a car, check what you’re covered for with the hire company; if you are driving your own vehicle, check your motor insurance policy to see what it covers
7. natural disasters (such as an earthquake or tropical cyclone): some policies only offer limited cover for claims related to or caused by a natural disaster
8. high risk destinations: many travel insurance policies will not cover travel to a high risk destination where the Foreign, Commonwealth & Development Office (FCDO) advises against all but essential travel or all travel. Check your policy wording and the relevant country travel advice pages before booking your trip and buying insurance
9. terrorist acts: most travel insurers offer only limited cover for terrorist acts but some offer policy add-ons to provide additional cover if there is a terrorist attack in your destination. This may include cancellation cover, if your destination is affected by a terrorist attack before your trip and you no longer wish to travel. At a minimum, make sure your policy covers you for emergency medical expenses and travel home if you are caught up in an attack
10. civil unrest, strikes or other industrial action: you may not be covered for some claims that arise from these kinds of incidents, especially if they were known publicly when you booked your trip and/or bought your travel insurance policy

Full guidance on travel insurance can be found on GOV.UK.

Passport rules for British travellers have changed in recent years, with more factors to consider to ensure a passport remains valid, particularly since the UK left the European Union

Holidaymakers are being urged to ensure their passports are valid for travel to avoid potential delays or being denied boarding at the airport.

Travel insurance experts at Tiger.co.uk have named seven essential passport checks jet-setting Brits should carry out before heading on holiday this summer.

Passport rules for British travellers have changed in recent years, with more factors to consider to ensure a passport remains valid, particularly since the UK left the European Union.

When travelling to Europe, Brits need to make sure their passport was issued less than 10 years before the date of entry, and that it’s valid for at least three months after the planned date of departure from the EU.

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This is crucial to remember because previously, UK passports could be issued with up to 10 years and nine months’ validity. EU rules now only recognise the 10-year limit from the issue date.

While UK travellers don’t need a visa for a short stay of up to 90 days in Europe, those looking to go on longer trips need to check the entry requirements for the country they’re visiting and obtain an appropriate travel permit.

Avid travellers collecting stamps in their passports need to also ensure they have at least two blank passport pages remaining, otherwise the document could be seen as invalid.

The experts also urge travellers to ensure their passports are in good physical condition, as damage to the cover, pages or the chip, could lead to delays or even refusal at the border.

Parents travelling with children should be especially mindful, as a child’s passport is only valid for five years.

Ian Wilson, travel insurance expert and Managing Director at Tiger.co.uk said: “We urge holidaymakers to carry out essential passport checks now to avoid last-minute hassle and potentially being turned away at the airport.

“Post-Brexit travel changes are still confusing for many of us, so it’s important for Brits to familiarise themselves with the validity requirements before jetting off to Europe.

“Travellers also need to ensure their passports are in good physical condition, as things like damage from water or ink, rips in pages and laminate peeling from the personal details page can mean that your passport may not be accepted as a valid travel document.

“If you’re denied access to your flight for issues such as an invalid passport, your travel insurance is unlikely to protect you. That’s why it’s so important to double-check these things well in advance of your departure date.”

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Seven passport checks to carry out before travelling this year:

Blank pages in a passport

With Brits now getting stamped every time they travel through the EU, travel enthusiasts and those who hit the road for work may potentially run out of blank pages in their passports. All passport holders must have at least two blank passport pages when they travel, otherwise the document could be seen as invalid. Those who really like to travel frequently can opt for a jumbo passport that has 54 pages instead of a normal one with 34 pages.

Expiry date

Many countries require passports to be valid for at least six months beyond the date of arrival. In Europe, passports must be valid for at least three months beyond the date of departure and must have been issued less than 10 years ago. This is an important detail to remember as previously, British passports could be valid for 10 years and nine months, however with the new EU rules, they’re only valid for 10 years from the issue date.

Water damage

If your passport has sustained water damage, you likely won’t be able to use it as a valid travel document. While minor exposure to water such as slightly crinkled page edges shouldn’t be an issue – further damage like smudged ink or discolouration can lead to delays or refusals at the border.

Tears or rips in pages

If any of your passport pages are torn or missing, your passport is considered damaged and will likely not be accepted at the border, especially if it affects the personal details page or any visa stamps.

Laminate peeling

If the laminate over the personal details page is lifting or peeling, it could raise suspicions of tampering. This is a common reason for passports being flagged or rejected so even if all the information is readable, it’s best to get your passport replaced to prevent any issues.

Visa

Holidaymakers need to familiarise themselves with the entry requirements of the country they’re travelling to, especially if it’s a non-European destination, and acquire a travel visa if needed. When travelling to Europe, you don’t need a visa if you’re going for a shorter trip of up to 90 days.

Child passport

A child’s passport is only valid for five years and often expire before parents realise. Parents should check the expiry dates early and renew them in good time to avoid delays or travel disruption.

Those travelling on a UK passport will need to undertake an extra step when checking in

Ryanair passengers travelling on a UK passport are required to undertake an extra step when checking in online – meaning the process may take longer. Ryanair passengers are required to check in online and print or download boarding passes, with the exception of those travelling on Flexi Plus ticket, who can check in at the airport for free.

Travellers can check in online from 60 days before their flight, if they have paid for an allocated seat. Other passengers, who will be given a seat by Ryanair at random, can check in between 24 and two hours before the scheduled time of departure.

Because of new rules that came in post-Brexit, for trips to the EU Schengen Area, British passports must be valid for at least three months following the day of departure, and have been issued less than 10 years before the date you plan to enter. Ryanair’s online check-in reflects this, with an additional step for UK passport-holders.

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After filling in important details such as date of birth and passport number, travellers will be required to read the following passage: “I understand that if I am using a British passport to travel to the EU, my passport must be valid for at least three months from the date I intend to leave the EU (excluding Ireland), and my passport should be issued within the previous 10 years upon the date I arrive into the EU (excluding Ireland)”, before ticking a box to confirm.

If you arrive at the airport with a passport that doesn’t meet the correct requirements, you won’t be able to fly. And it’s unlikely your travel insurance will pay out, either.

Those planning a trip abroad should check their passport details well in advance to avoid any last-minute rushes, as it can take a few weeks to renew a passport. His Majesty’s (HM) Passport Office suggests that the process of a new or replacement passport currently takes about three weeks.

It could take longer, though, “if we need more information, or we need to interview you”. In such instances, the Passport Office said it will contact applicants directly.

As of April 10, 2025, fees for a new or replacement adult passport (for someone aged 16 or over) are set at £94.50 for online applications, and £107 for paper submissions. For children, the fees are £61.50 and £74 respectively.

If you require a passport urgently, you can use the Premium Service (one day), but this will cost you £222 for an adult passport, or £189 for a child’s.

Tony Holliday, 57, was left with a fractured right leg, head and shoulder injuries after the crash – which happened after being given a complimentary quadbiking trip while on holiday

A holidaymaker who is suing TUI at the High Court following a quad bike crash has issued a stark warning to tourists while on excursions abroad after he suffered serious injuries which “should never have happened”.

Tony Holliday, who now suffers from post-traumatic stress disorder, required two operations on his right leg after he collided with rocks and was thrown from a quad bike while on an excursion in Cape Verde in March 2023.

The property developer travelled to the island, off the coast of west Africa, with his wife, Bev, and two of his daughters, Keeley and Rhianna.The 57-year-old, from Cockermouth, Cumbria, is suing TuUI UK, claiming it misrepresented the nature of the excursion and was negligent, and is seeking more than £500,000 in damages.

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Mr Holliday has now urged travellers to take precautions while abroad. He said: “Please check everything. If something doesn’t feel right… take the full checks, make sure everything’s there (and) the health and safety looks like it’s in place.” He continued: “We asked questions at the time but were not given the correct answers.”

Mrs Holliday, 54, said: “Make sure that you’ve got the right insurance in place, that you’re going through your tour operator, and just think carefully about the excursions that you take your family on and that you go on, and just to try and look out for things that we didn’t see.”

The family agreed to go on the free quad bike excursion as compensation for issues with lost luggage and rooms smelling of sewage earlier in the trip.

In court documents filed by law firm Stewarts, which is representing Mr Holliday, Sarah Prager KC said that TUI staff described the excursion as “suitable for total beginners”, despite the company saying online that it was an “off-road adventure”, an “action-packed excursion”, and “four adrenaline-pumping hours” on “very powerful machines”.

Mr Holliday believed the excursion was provided by Tui but later found out it was organised by a local provider. Mr Holliday continues to suffer from anxiety and issues with sleep following the incident, and said he “feels a second slower than where I should be”.

He said: “Although I went through it, I didn’t witness what my family had to witness, and I don’t think they’ll ever get that image out of their head. So it’s not just me who has suffered. I think the full family has suffered through this. It should never have happened.”

Mrs Holliday said: “It’s really strange when you’ve got a partner who has no fear… he gets himself out there and he loves the challenge, work-wise. It’s really strange to then find yourself in the position where he hasn’t got that confidence any more, and your life completely changes. He will get back, he will get back to where he is. We’ll make sure he does.”

Chris Deacon, international injury lawyer at Stewarts, said: “Sadly, every year I see cases like Tony’s, of people sustaining serious, life-changing injuries on holiday excursions. One of the key factors which influences whether a person can bring a compensation claim for their injuries is how the excursion (is) booked.

“This is because booking your excursion through your tour operator as part of your package holiday brings with it certain protections under the package travel regulations.

“If you book through a small, local provider, there is a risk they won’t be insured, fully or at all, with no safeguard that the tour operator may have risk assessed the provider or activity, and the added complication of potentially having to bring your legal case in a foreign jurisdiction.

“What is also worth knowing is that many travel insurance policies exclude high-risk activities such as quad biking, parachuting, bungee jumping and certain watersports. So even if you have travel insurance, don’t assume it will cover you for everything.”

A spokesperson for TUI said: “We are sorry that Mr Holliday was injured during his holiday to Cape Verde. As this is now a legal matter, we are unable to comment any further at this time.”

Tui is understood to be opposing the claim and is due to file its defence at the High Court later this year.

Brits on holidays this summer have been warned not to make an easy poolside mistake or they could risk facing some pretty hefty fees if things go wrong

There’s nothing quite like cooling off in the pool after basking in the sunshine while on holiday. However, Brits are being warned to stay vigilant if they step away from their sunlounger, or they could risk some hefty fees.

A travel insurance expert has warned that there are some easy mistakes we all make that quickly invalidate your travel insurance, meaning that if things do go wrong it’s likely your claim will be rejected.

One of those is stepping away from your bag, even if you can see it from the pool and feel like your surroundings are fairly secure.

“Stepping away from your bag for even a few minutes can invalidate your claim,” warns Niraj Mamtora, Director at Forum Insurance. “People think a quick dip or a trip to the bar is harmless, but from an insurance perspective, you’ve left those items unguarded. That’s classed as negligence. Most policies will state clearly that unattended belongings in public areas are not covered, regardless of how short the time or how secure you felt.”

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It’s not just about insurance either. Hotels are increasingly cracking down on people who leave their belongings unattended for a few hours, in a bid to fight back against sunbed wars. This has included introducing time limits on how long staff will leave an unattended lounger before picking up the belongings and taking them to reception, where holidaymakers can retrieve them.

‘Sunbed wars’ see people frantically rushing in the early hours of the morning to leave their towels on sunbeds to claim these for the day. However, tensions rise when people do this but don’t return for hours at a time, leaving others unable to enjoy the pool despite there being empty beds.

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Just recently, holidaymakers were spotted using a sneaky tactic before the pool staff had even laid out the loungers, with other tourists slamming the “pathetic” behaviour. Meanwhile, one British couple was recently livid when they returned to a stern warning from hotel staff after they’d left their loungers for half an hour, claiming that other holidaymakers had been away from their sunbeds for longer but not received any backlash.

If you are going to step away from your sun lounger, you may want to leave your valuables back in your room – but even then, Niraj warns that you’ll want to make sure they’re in the safe.

“Valuables not stored in a locked safe are rarely covered,” explains the insurance expert. “If you leave your passport, jewellery, or expensive tech out on the bedside table or tucked into a suitcase, and they’re taken, your insurer may argue you failed to secure them properly.

“The policy wording often requires that high-value items be locked in a hotel safe when not in use. It’s a small effort that makes a big difference to whether you’re covered.”

Have you had issues with sunbed wars on your holiday? Email us at [email protected].

Holidaymakers risk being turned away from flights

Hundreds of people have said they’ve been forced to miss holidays over neglecting to check their passports. It comes as new Freedom of Information (FOI) data obtained by Co-op Insurance from the Passport Office found more than a million UK passports will expire between now and the end of 2025.

With many Brits currently gearing up for summer breaks, or planning to head abroad later in the year, findings suggest many are cutting it fine. And if your passport is invalid, you simply won’t be able to travel.

A number of countries, including the US, mandate a passport to be valid for at least six months beyond the intended departure date for eligibility to travel there. For trips to the EU Schengen Area, passports must be valid for at least three months following the day of departure, and have been issued less than 10 years before the date you plan to enter.

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Co-op Insurance said some 10% (200) of the 2000 UK adults asked said they have missed a holiday due to failing to renew their passport. FOI data further revealed that nearly a quarter of a million passports were reported as either lost or stolen last year.

The Passport Office disclosed that Hong Kong and Spain were the top locations where passports were most frequently reported missing. Losing a passport can be extremely stressful, particularly considering the £94.50 replacement cost, or £222 if you want it within a day.

On top of potential passport issues, Co-Op Insurance said nearly one in six Brits (15%) confessed to always holidaying without travel insurance. Given that the average medical expenses claim has been just over £2,500 so far in 2025, those without coverage are exposing themselves to substantial financial risk, the firm added, urging that people make sure their travel documents are up-to-date and that they have appropriate cover before heading to the airport.

Many countries in the EU and the rest of the world have strict entry requirements, many of which are related to the dates on your passport – here are two essential checks to make

Holidaymakers could stand to lose thousands of pounds and even miss out on their holiday if they neglect to perform crucial checks on their passport.

Numerous countries in the EU and beyond enforce stringent entry requirements, many of which are tied to the dates on your passport. In the UK, a standard adult passport is valid for 10 years, while child passports for anyone under 16 are only valid for five years.

There are no automatic renewals or reminders for when your passport is due to expire, so it’s always the responsibility of the traveller to ensure their passport meets the necessary requirements for entry into their chosen country when booking their holiday.

Six-month date on passport

It’s generally recommended that British passports have at least six months remaining until their expiry date before travelling abroad. However, some countries may have more lenient rules, particularly within the EU.

For instance, Spain only requires travellers to have an expiry date at least three months after the day they plan to depart the Schengen area.

10-year expiry limit

Moreover, many holidaymakers should consider renewing their passports if they have less than three months until their expiry date, or if the passport is 10 years old or more from the day it was first issued. However, it’s crucial to allow ample time for passport renewal as the process can take several weeks, particularly with the expected increase in people jetting off abroad during the summer.

For those in need of a quick passport renewal, a fast-track application is available, though this comes with an extra fee.

Potential of losing thousands of pounds

If you’ve splashed out thousands of pounds on your holiday that you can’t actually enjoy because you neglected essential passport checks, you may find that you will be unable to recoup the cash. If you’ve taken out travel insurance, the insurance provider will not typically reimburse you for the costs of an emergency passport or the cost of a missed flight.

If you are unsure whether your passport is valid for a holiday you plan on going on this summer, you can use the Post Office’s passport validity checker for a wide array of popular travel destination.

The UK government is urging Brits planning trips to Spain to ensure they have a copy of this document to hand, or they could face a large fine

British holidaymakers plotting a Spanish holiday could face massive fines of up to €6,900 (£5,900) if caught without the proper paperwork in a post-Brexit travel clampdown. Spain’s Ministry of the Interior alongside the Ministry of Health have laid down the law with a new regulation that Brit tourists heading for some sunshine need to know.

UK travellers to Spain now need to provide evidence of comprehensive travel insurance upon arrival. And a European Health Insurance Card (EHIC), or Global Health Insurance Card (GHIC), will not be enough to cover your stay.

Private health insurance, complete with full coverage, will now be required for all holidaymakers. According to Travel and Tour World, it’s mandatory for British visitors to offer up proof of health insurance which covers emergencies, hospital stays, and repatriation, and your policy should not have hefty excesses or exclude existing health conditions.

Spanish Health Minister Carolina Darias said: “The health of our visitors is a priority. We are committed to ensuring that all travellers, including British nationals, have the necessary coverage to protect themselves and the local healthcare system.”

If tourists arrive without the right health insurance , they could even find themselves turned away at Spanish borders. Worse still, those on holiday without insurance may get hit with fines climbing up to £5,900, reports Bristol Live.

The UK government has stepped in with key advice for holidaymakers, emphasising the importance of obtaining proper travel insurance before jetting off to Spain, and recommending that travellers carry evidence of their coverage.

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In a statement issued by the Foreign, Commonwealth and Development Office (FCDO), they advised: “If you choose to travel, research your destinations and get appropriate travel insurance. Insurance should cover your itinerary, planned activities and expenses in an emergency.”

They also pressed on the significance of getting travel insurance before departure, saying: “If you travel internationally you should buy appropriate travel insurance before you go, covering you for existing physical or mental health conditions (including those currently under investigation) and any activities you will be doing whilst you are away.”

Official guidance concludes: “If you do not have appropriate insurance before you travel, you could be liable for emergency expenses, including medical treatment, which may cost thousands of pounds.”

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The change comes among a raft of amendments to rules for Brits visiting Spain, with UK tourists urged to check documents such as their passport before they jet off.

Spain has also created a new national register for tourist accommodation in a bid to cut down on unlicensed short-term rentals.

Spain is the most popular holiday destination for Brits, but there are new rules to be aware of if you are travelling in 2022 – including passport rules and EHIC cards

Spain remains the top holiday choice for UK travellers, with millions flocking there annually to bask in the sunshine, explore its vibrant cities, and savour authentic Spanish dishes. This year looks set to follow the same pattern, with travel industry insiders forecasting a record-breaking summer for overseas getaways.

When planning a Spanish holiday, or any international trip, it’s crucial to stay informed about current regulations and entry criteria. This has become especially vital following the post-Brexit changes that have been implemented.

For example, Spain, alongside other Schengen zone countries, now mandates that UK passport holders must have passports with a “date of issue” within 10 years of their arrival date. Additionally, passports must remain valid for at least three months beyond the planned departure date from the Schengen area, reports the Liverpool Echo.

The UK Foreign, Commonwealth and Development Office (FCDO) states: “Check with your travel provider that your passport and other travel documents meet requirements. Renew your passport if you need to. You will be denied entry if you do not have a valid travel document or try to use a passport that has been reported lost or stolen.”

British passport holders are permitted to enter Spain and the broader Schengen region for holidays, family visits, business purposes, cultural or sporting events, or short-term educational programmes, for up to 90 days within any 180-day timeframe. Upon arrival, your passport will be stamped, and it’s crucial to ensure you get another stamp when leaving.

If not, it could appear as though you overstayed the 90-day limit, potentially causing issues if you attempt to re-enter the Schengen area later in the year.

To enter Spain, you might need to present a return or onward ticket, proof of sufficient funds for your stay, travel insurance documentation, and confirmation of your hotel booking or proof of address if you’re staying at your own property. If you’re lodging with others, such as family or friends, an invitation or proof of their address may be necessary.

Importing meat, milk or products containing them into Spain is prohibited, with exceptions for items like powdered infant milk, baby food, and special foods or pet feed required for medical reasons. Moreover, if you’re carrying cash or travellers cheques amounting to 10,000 euros or more, you must declare it to the authorities.

After declaring, you’ll receive a certified document indicating that the money was brought with you. Failure to produce this document could result in your money being confiscated upon departure.

Anyone using weight loss injections, either through the NHS or privately, has been issued a major warning when it comes to travelling abroad – failing to comply could lead to expensive medical bills

A stark warning has been issued to those taking weight loss injections who are planning to travel abroad.

Failing to follow one vital rule could potentialy put travellers in serious danger and force them to pay a huge amount in medical bills.

There has been a surge in the demand for weight loss injections, which were once aimed at people with diabetes. People across the UK have been going private to purchasing the weekly injections, which slow digestion by mimicking a hormone called glucagon-like peptide 1 (GLP-1), in turn regulating hunger and feelings of fullness.

Some popular GLP-1 drugs are branded as Wegovy or Ozempic – they use the same drug, Semaglutide, but are sold at different doses. After Semaglutide came Mounjaro, which, in addition to mimicking GLP-1, also targeted a hormone called GIP to boost this effect on appetite suppression.

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Last week, it was announced that GPs in England will be allowed to prescribe Mounjaro to severely obese people for the first time. Mounjaro is the brand name for the drug Tirzepatide, which is known as the ‘King Kong’ of weight loss jabs.

With a spike in people using these injections, anyone using the drug while travelling abroad must declare it, according to travel insurance experts. This goes to anyone who uses them, including those who buy them privately and those who may receive them on the NHS.

Failing to declare the use of the drug could see them breach their travel insurance agreement, which could lead to the policy being completely cancelled and being left to pay out for expensive medical bills if anything were to happen while on holiday.

In an important warning, Niraj Mamtora, director at Forum Insurance, told MailOnline: “If you’re using these drugs, you must declare both the medication and the condition it’s prescribed for. Failure to do so is not a minor oversight, it’s a serious breach of your travel insurance contract.

“If you need medical help overseas and haven’t fully declared the medication you’re taking, your claim can be refused and your policy cancelled. The financial consequences can be severe.”

Mamtora added that many holidaymakers don’t realise they’re not covered on their insurance until they need to make a claim, but by then, it’s too late.

Retail expert at Which? Reena Sewraz advised to always read the policy thoroughly when getting travel insurance to check what is covered, and if unsure, speak to them directly. Sewraz also pointed out that it’s good to shop around to get the best policy.

Some users of the weight loss drugs have also taken to online forums to warn people of the added cost when declaring. One user wrote on Reddit: “This morning, I spent several hours looking at annual WW travel insurance quotes to include the US. I spoke to several companies to ask if I need to declare Mounjaro now that I have a healthy BMI and no longer obese and the answer is yes.

“Select weight management and answer the questions that drop down. It added £80 to the policy! Insurance companies are not skipping a beat and it could be due to the increase number of people presenting at A&E with complications or side effects from weight loss medications, even though I haven’t had any side effects in 13 months and could even be off the meds by the time we travel in May but they want to know the last 2 years medical history otherwise it would invalidate the policy.

“NOT ONE said I didn’t need to add it. lol, I have never added obesity to my policy even though I have been obese for the last 30 years until now and I’m the healthiest I’ve been in years!”

Another commented on the thread: “I took out my annual travel insurance with Admiral. Rang and asked about Mounjaro as I was on it. Had to declare I was obese, even though I’m not. This added an extra 70p.

“No judgement from the customer service rep, she was really intrigued in it for herself. She did say they had a memo down about the medication that week and it must be declared now.”

Another noted their own experience: “I spoke to my travel insurers today and explained (you have to tell them every time you go to see your GP!) that my wife was taking Mounjaro and she had gone to the GPs because she had chronic constipation.

“The GP confirmed it was a common side effect of the injection so the insurers said because it was not prescribed to her that if she became ill while on holiday due to any side effects from Mounjaro she would not be covered. As my wife willingly takes it that’s fair enough.”

Don’t let a dicky tummy, sunburn or travel sickness ruin your holiday this summer, with nutritional therapist and pharmacist Deborah Grayson’s top tips

There’s a lot to think about when it comes to summer holidays – whether you’re jetting off to the Mediterranean, road-tripping across the UK, or packing for a long-haul getaway. But one of the most important things is sometimes the first to be overlooked – your health. As a pharmacist with more than 30 years’ experience, I’ve helped countless holidaymakers caught off-guard by sunburn, food poisoning or an unexpected allergic reaction.

One in eight holidaymakers get ill abroad, according to statistics. And nearly half of us fear a medical emergency abroad. But the good news is that with a few smart, proactive steps, you can avoid most common travel ailments and keep your summer trip on track. So whether you suffer from travel sickness, struggle with jet lag, or just want to avoid the classic sunburn-blister-sore-feet trifecta, here are 10 essential summer health hacks to help you feel your best, wherever you’re headed.

How to build the ultimate travel first aid kit

You don’t need to carry half a pharmacy with you, just pack the essentials. Make sure you have plasters and antiseptic wipes, as well as antihistamines (for bites, allergies or hay fever), and rehydration salts for heat or stomach bugs. Pop a pack of paracetamol or ibuprofen in your kit, as well as anti-diarrhoeal medication like loperamide.

Don’t forget travel sickness tablets, and hydrocortisone cream for rashes or bites. If you have prescribed medications, keep them in their original boxes with your name clearly labelled. Keeping these in a bag in your hand luggage ensures you’re covered if your main suitcase goes missing.

Beat travel sickness before it starts

Motion sickness happens when your inner ear and eyes send conflicting signals to your brain – often triggered in cars, boats or planes. Prevention is far more effective than waiting until you’re nauseous. Antihistamines such as cinnarizine or hyoscine patches are proven remedies and available over the counter. For natural alternatives, ginger capsules or acupressure wristbands may help some people. I also recommend facing forwards in a moving vehicle, avoiding reading or scrolling, and crack a window where possible.

Stay one step ahead of jetlag

There’s nothing worse than losing the first day or so of a long-awaited holiday due to jet lag. While you can’t avoid it altogether, there are some things you can do to minimise the effects. If possible, try to adjust your sleep schedule a few days before you fly. Drink plenty of water on the flight, and avoid alcohol. If it’s an overnight flight, avoid eating a heavy meal. Get some sunlight as soon as you arrive to help reset your internal body clock. Melatonin supplements may be useful for short-term sleep regulation but speak to a pharmacist first.

Stay hydrated – especially on your flight

Cabin air is dry, and dehydration not only leaves you feeling groggy but can worsen jet lag, headaches, and increase your risk of DVT (deep vein thrombosis). Drink a glass of water every hour during your flight and avoid caffeine or alcohol, both of which dehydrate you. Consider oral rehydration salts if you’re flying long haul or suffer from conditions that make you more prone to dehydration. Pack a refillable water bottle (you can fill it after security) and use hydrating facial mists or moisturiser to combat dry skin.

Prevent sunburn

It’s tempting to start a holiday by spending hours in the sun lying on the beach or by the pool. But a trip away can easily be ruined by sunburn, which isn’t just painful but can increase your risk of skin cancer and can lead to sunstroke. Always use broad-spectrum SPF 30 or higher, reapplying every two hours and immediately after swimming. Don’t forget areas like ears, feet, scalp, and the back of the neck. Wear a wide-brimmed hat, UV-protective sunglasses, and stay in the shade between 11am and 3pm when the sun is strongest.

Protect against bites and stings

Mosquitoes, midges and other biting insects can cause allergic reactions or transmit illness depending on where you’re travelling. Use an insect repellent containing DEET, especially around sunrise and sunset. Wear loose, light-coloured clothing, and sleep under a mosquito net if needed. If you’re bitten make sure to clean the area, apply hydrocortisone cream, and take oral antihistamines to reduce swelling and itching. If the area becomes red, hot or painful – or you develop a fever – seek medical advice.

Avoid holiday tummy troubles

Food poisoning and traveller’s diarrhoea can ruin any trip. In many hot countries, bacteria multiply more quickly, especially in street food or undercooked meats. Stick to bottled or filtered water (including when brushing teeth) and avoid ice cubes unless you know the source. Peel fruits yourself and be cautious with salads washed in local water. Pack antidiarrhoeal tablets and rehydration salts. If symptoms last more than 48 hours, or there’s blood in the stool, seek medical help.

Plan ahead for pre-existing conditions

If you have a long-term condition, speak to your GP or pharmacist at least 2-4 weeks before you travel. Get any vaccinations you need and ensure you’re fit to fly, particularly for long-haul trips. Take a basic health summary or EHIC/GHIC card (for EU countries) and always declare conditions on travel insurance. If you’re flying with mobility issues, allergies or need medical equipment like oxygen or needles, inform your airline in advance. And remember – pharmacies abroad don’t always stock the same brands or doses. Being prepared gives you peace of mind.

Mind your medication in the heat

Many people don’t realise that extreme heat can reduce the effectiveness of some medications, particularly for blood pressure, thyroid conditions or diabetes. Tablets like nitroglycerin and insulin are especially sensitive and should be kept below 25°C, away from direct sunlight or car glove boxes.

For those on temperature-sensitive meds, pack a cool bag or insulated pouch, especially on day trips. Additionally, store your medication in carry-on luggage rather than checked bags, as luggage holds can get extremely hot. A travel-sized thermometer in your kit can help you keep an eye on conditions if you’re somewhere very hot.

Deborah Grayson is a pharmacist with 30 years’ experience, and a nutritional therapist. She runs Digestion With Confidence: digestionwithconfidence.co.uk

FILL YOUR FIRST AID KIT

Take steps now to make sure you have everything you need for every kind of holiday health challenge

Kwells 300mcg travel sickness tablets, £3.99 for 12 (Boots)

O.R.S hydration tablets, £6.49 ( orshydration.com )

Navigate Carnaby travel bloom washbag, £23 (dunelm.com)

Sea-Band Nausea relief Ginger Capsules, £6.69 for 20 (Superdrug)

Skincalm Bite & Sting Relief 1% Cream Hydrocortisone – 10g, £4.65 ( amazon.co.uk )

Bioré Aqua Rich UV Invisible Face Mist SPF 50, £17.99 (Superdrug)

La Roche Posay UVMune 400 Dermo-paediatrics Invisible Spray SPF50+, £25.50 (lookfantastic.com)

Regatta x Orla Kiely water bottle, £38 ( regatta.com )

The money saving guru has settle the debate on what currency you should pay in when you’re overseas – and it appears that many people have been making a costly mistake

Martin Lewis has finally weighed in on the age-old holiday conundrum, revealing whether it’s wiser to pay in pounds or local currency on your credit card abroad. Sharing his expert advice with BBC audiences, he unravelled the mystery, advising on the best payment method to save money while jetting off.

Martin advised: “When you go abroad and you pay on plastic [card] and the overseas cash machine or shop asks you: ‘Do you want to pay in pounds or euros?’ What do you do? Well, the correct answer is you should always pay in euros or whatever the local currency is. That means it’s your plastic that’s doing the exchange rate conversion, not the overseas shop or ATM.”

He emphasised that this holds true globally.

Social media users chimed in with their tips and personal experiences too. One user suggested: “Just get Revolut or Monzo.”

Another declared: “I use Starling Bank it has no fees abroad and recommends paying in the local currency instead of pounds. Something I saw online about dynamic exchange rate and it can cost you more otherwise.”

A third added: “Revolut has always been the best on doing this, can exchange right in the app a swell, and when withdrawing it’ll just take it straight from that, half the time the only fee is the cash fee by the machine you use.”

READ MORE: Martin Lewis urges Brits to remember ‘ASAB’ rule when booking holidays

Meanwhile, a recent traveller shared their experience: “Just back from Spain and not a single ATM did free cash withdrawals either, thankfully that’s all I was charged with my Chase account.”

One savvy traveller remarked: “I just get euros before I go anywhere save all the hassle, and if I’m really stuck for cash go into an actual bank on holiday and withdraw money on my card.”

This tip follows the advice from a money-saving guru who emphasised the urgency to secure travel insurance ‘ASAB’.

While speaking on This Morning, the financial expert shared, “My travel insurance rule is get it ASAB (as soon as you book). People do get a little confused about this, so let’s break it down.”

He went on to instruct: “If you’re getting a single trip policy, so that is a policy to cover just one holiday, then what you do is as soon as you book, you go on one of the travel insurer’s website, you tell it your holiday dates and you buy the policy then.”

Martin Lewis explained that if your holiday is in August and you’ve booked in January, securing your insurance in January is equally important.

“That means you have the travel insurance in place to covers that holiday,” he said, adding: “You don’t need to [cover yourself] for extra dates [in case there’s a delay at the airport] because you have your return date.

“If something delays you, so you weren’t back, that would still be covered because that delay is all part of the travel insurance.”

Emma Hickey and her partner Stephen Brougham took their two kids to Costa Adeje, Tenerife, Spain when the 42-year-old mum fell badly ill, prompting a trip to hospital

A mum is fighting for her life after plummeting down hotel stairs and hitting her head.

Emma Hickey and her partner Stephen Brougham took their two kids to Costa Adeje, Tenerife, Spain, on June 13 for a sun-soaked 12-day getaway. Just 10 days into the trip, the mum-of-two woke up with a ‘really bad case’ of mosquito bites, so went to hospital and was prescribed injections

Despite feeling unwell for the next few days, the 42-year-old carer ‘soldiered through the holiday‘ for the sake of her kids. But as they walked down the hotel staircase on their way to a pharmacy on June 23, Emma complained of feeling dizzy before suddenly collapsing and falling head-first onto a concrete step.

Stephen, 44, says it was ‘horrific’ to watch his partner convulsing on the concrete steps after passing out. She was immediately rushed to hospital. A hospital CT scan revealed the mum-of-two had a brain bleed and neck fractures, so she was put in an induced coma.

Do you have a travel story to share? Email [email protected]

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A friend of the family has set up a GoFundMe page to support plasterer Stephen and his two kids, while they are stranded in Tenerife waiting for Emma to recover. The dad-of-two says it could be ‘a very long time’ until his partner is well enough to fly home and he is unsure if the travel insurance will cover the soaring medical costs.

Stephen, from Dublin, Ireland, said: “We came away for a lovely family holiday and it’s been a living nightmare. She woke up with a really bad case of mosquito bites so we went to the local doctor and the doctors didn’t know what it was so they sent her to hospital

“The doctor there said they’d never seen a case of this mosquito bite in Spain before. She got a prescription and sent her away. For the next few days she wasn’t feeling well but was soldiering through the holiday for the sake of the kids trying to do what she could but she wasn’t herself.

Stephen said that his wife went for a nap on the 23rd, leaving him to take the kids out to lunch.

“She was up having a good sleep and she looked and seemed a lot better. She said she wouldn’t go to the hospital but would walk out to a pharmacy and see what they thought,” he continued.

“We walked out the back entrance of the hotel as there’s a shop and a pharmacy there. Street level is probably about four or five storeys up. She was feeling a bit dizzy and she collapsed and fell from the second last step of the upper staircase down below onto the other set of stairs head-first without raising her arm to protect herself.

“She passed out on the steps and started convulsing, she was in a terrible state. It’s been horrific because I actually witnessed the fall and how bad the fall was. That’s a mental scar that I’ll never forget. Words can’t describe how bad it is.”

Stephen called an ambulance, which rushed his partner to hospital. A CT scan showed she had suffered a brain bleed and needed an operation. Doctors discovered some fractures in her neck. She was then put in an induced coma and will remain in intensive care until she wakes up.

Stephen said: “They did an operation and there were blood clots on the brain that had been putting some pressure on the brain. They’re not saying what impact the pressure on the brain of the blood clot will have after she comes round. “There could be secondary issues there so in the meantime she’s just been on the machine. She hasn’t felt well all week so we can only presume that the mosquito bites, the medication, the heat and the fact she tried to soldier through the holiday just for the sake of the kids [caused it].

“They were draining the life out of her and they’re all over her body, dozens and dozens. They looked uncomfortable and you could see that they were sore. They turned into bruises. I can only connect the two.”

Stephen, who is self-employed, and is searching for alternative accommodation for him and children Sophie Hickey, 13, and Bobby Hickey, 7, while they wait for Emma to recover. He is hoping the travel insurance will help the rising medical costs after reviewing her medical records.

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“We know that hospital is $1,400 (£1,022) a day so we’re going to have a significant medical bill. The hotel we’re staying in at the moment is an expensive hotel. Then just feeding the kids and keeping them occupied. I’m not working now because I’m over here,” he said.

He’s now encouraging others to ensure they get travel insurance and to be aware of the dangers of insects abroad.

Casey Pickup, 26, quit her job as a sales manager after feeling ‘unfulfilled’ by life in Britain and booked a one-way flight

A woman fed up with the UK’s “gloomy weather” ditched it to travel the world full time and now lives her “dream” lifestyle in Asia – for ‘half the price’ of a “monotonous British life”. Casey Pickup, 26, gave up her position as a sales manager after feeling “unfulfilled” by life in Britain and took off with a one-way ticket to Thailand.

She has no intentions of coming back and cites being “fed up” with the rain, chilly climate and lifestyle at home as her catalyst for departure. In March 2023, she uploaded a video on TikTok detailing her itinerary to Thailand and Bali and called out for other solo adventurers to join her.

She formed a group chat with seven other young individuals eager to see the globe, and they collectively spent a thrilling six weeks touring Thailand. During these adventures, Casey met her now-partner, Taylor Barker, 26, a marketing professional, and together they’ve since globetrotted across 15 distinct nations.

Globetrotting Casey now earns in excess of £5,000 per month and attests that overseas living is “better” crediting the substantially lower cost of living in Asia compared to the UK.

She boasts a “dream lifestyle” that encompasses living in opulent apartments and villas, dining out each day and indulging in massages and beauty treatments thrice or more weekly – all for a mere £2,000 per month, a figure she said would be double or worse back in the UK.

Casey has sworn off returning to the UK and now bankrolls her globetrotting lifestyle by producing content for brands, who pay her to visit breathtaking spots across the globe.

Content creator Casey, from Chorley, Lancashire, said: “I’ve always loved to travel and whenever I’d come home to rainy England after a holiday, I always felt a bit depressed.

“The main reasons I left the UK is because every day feels the same, it’s dark and it’s gloomy. I used to hate going to work in the dark, and coming home in the dark.

“The lifestyle in the UK just wasn’t very fulfilling. Life in England felt a lot more routine and rushed – like I was always in a cycle of work, grey weather and waiting for the weekend.

“My lifestyle in Asia is so much more fulfilling. I’ve built a life that allows me to wake up by the beach, work on creative projects I care about and explore beautiful places. I feel a sense of freedom that I never felt in the UK.

“Travelling Asia is a no-brainer considering the difference in cost of living – and it’s beautiful. I finally made move to Asia in March 2023 and I’ve never looked back.

“There is no downside, it’s all just been amazing. I love the lifestyle and the sun, I’d never move back.”

Casey was stuck in a rut with her mum, Helen, an artist, back in Lancashire, juggling various “random, boring jobs” such as waitressing, bar work and sales, when she decided to pack up and head to Asia. Having had a taste of adventure working as a holiday rep for Thomas Cook, she yearned to “see the world”, but the puzzle was how to bankroll her wanderlust.

She began crafting promotional videos for big names like Santander and My Protein, quickly realising her income potential had soared to upwards of £5,000 monthly. In March 2023, Casey took off to Thailand with a bunch of mates she’d connected with online, ready to live her Asian travel fantasy.

While settling into Thai life, Casey bagged a two-storey, fully furnished apartment for just £560 a month, sharing the cost with her other half, Taylor. Their setup boasted an infinity pool and gym access.

“It’s so much more affordable to live in Asia,” Casey said. “You could stay in a really beautiful villa or hotel for £10 to £30 a night.

“Local food is roughly £1 or £2 per meal and Western food like pasta or pizza is £4 or £5. The sort of lifestyle that would cost £4,000 or £5,000 a month in Europe is only £2,000 in Asia. And if you’re on more of a budget, you could definitely get by on £1,200 a month.”

Casey has racked up visits to approximately 15 countries in the past two years, taking her adventures through Vietnam, Malaysia, Sri Lanka, Morocco and Central America. She’s driven by the hope that her journey will motivate others to “follow their dreams” of travel and remote work.

As a result, she now regularly shares her tips and recommendations on social media for fellow aspiring digital nomads.

Casey said: “If you’re not happy in your job, go after your dreams. Moving back to the UK is never going to happen.

“If I have children in the future, I’d move to Australia to raise a family. I never thought it would be possible to travel the world full time, but here I am now.

“I am so grateful every day for staying consistent and going after what I really wanted in life. I’m the happiest I’ve ever been.”

Casey’s top destinations

For sun-kissed beaches, head to the Philippines

Surf enthusiasts should catch the waves in Indonesia

Find the most courteous people in Thailand

Casey’s typical costs

Rent – £500 – £1,000 a month, split between two people

Bills – £0 – included in rent

Daily food budget stands at £10

Experiences – gratis for Casey courtesy of GetYourGuide collaborations, but typically cost between £10 – £60

Travel insurance is her only substantial outlay at £60

You can keep up with Casey’s global trotting on Instagram @howtotravelfulltime.

A commercial pilot has revealed why you’re asked to put your phone in airplane mode before takeoff – and it’s nothing to do with the plane crashing

The holiday season is back, and with it all the niggling hassles like squeezing into last summer’s shorts, digging out your forgotten passport, and sprucing up those toenails for sandal-worthy feet.

Once you’ve finally boarded your plane, you’re often met with a stark reminder from cabin crew to switch your mobile to airplane mode. Is it really plausible that one tiny device could threaten the integrity of a gargantuan jet?

This question has been addressed by aviation boffins, and indeed they suggest there’s a need for caution. Commercial aviator Perico Durán advises: “Smart people think that something could happen if we don’t activate airplane mode, so do it.”

Back when mobiles were becoming omnipresent, there was genuine concern regarding their potential to disrupt aircraft systems. Notably, in 2011, Boeing 737 cockpit displays were discovered to be vulnerable to mobile-induced interference.

Perico clarifies that while interference wouldn’t cause an engine failure or stop landing gears from deploying, it might lead to misreadings or untimely distractions: “What might happen is a false indication of something, a distraction at a specific moment.”

According to Perico, air travel regulations are formulated to preclude even the most minute hazards: “We tell people to activate flight mode to avoid distractions,” he asserts.

He emphasises the triviality of being disconnected briefly: “What difference does it make?” Perico remarked. “It’s only ten minutes from ten thousand to fourteen thousand feet. Put your phone in flight mode and avoid a distraction. Being without your mobile phone for ten minutes is nothing.”

A 2017 survey by Allianz Travel Insurance involving over 1,500 Americans revealed that 40% don’t always switch their phones to airplane mode, with nearly 14% admitting to sneaking texts or calls mid-flight.

In the US, adherence to the flight attendant’s advice is more stringent due to Federal regulations which state, “cellular telephones installed in or carried aboard airplanes, balloons, or any other type of aircraft must not be operated while such aircraft are airborne (not touching the ground). When any aircraft leaves the ground, all cellular telephones on board that aircraft must be turned off.”

However, European travel offers a more laid-back approach. With the introduction of 5G technology on airlines in 2023, EU passengers can now freely make and receive calls and texts during flights, thanks to EU 5G networks operating on different frequencies than American ones, thus not interfering with aircraft systems.

If you’re concerned about your mobile phone battery dying mid-flight, it’s perfectly acceptable to bring an external power bank in your carry-on luggage. However, they should not be packed in your checked luggage due to the lithium batteries they contain, which can occasionally ignite.

Should a battery fire break out in the passenger cabin, flight attendants can quickly identify and extinguish it before it causes significant damage. Conversely, if a fire starts in the cargo hold, it could become dangerously widespread before an alarm is triggered.

If crucial documents like your boarding pass are stored on your phone, having a backup battery is a wise move. While airline staff will likely assist if your phone does run out of juice during your journey, it’s always better to be prepared.

Martin Lewis has shared his top tip for those who are planning on travelling this summer and says that you should remember the ‘ASAB’ rule to get the most out of your insurance

Martin Lewis has shared his top advice for holidaymakers, insisting on the importance of snapping up travel insurance ‘ASAB.’ The cash-savvy expert stressed that securing your travel insurance early on guarantees you’re covered for delays or cancellations, and stressed that getting onto it quickly can be really beneficial.

Appearing on This Morning, he made it clear: “My travel insurance rule is get it ASAB (as soon as you book). People do get a little confused about this, so let’s break it down.” He further explained: “If you’re getting a single trip policy, so that is a policy to cover just one holiday, then what you do is as soon as you book, you go on one of the travel insurer’s website, you tell it your holiday dates and you buy the policy then.”

According to Lewis, if your holiday is in August and you’ve booked in January, you should sort your insurance in January, too.

He added: “That means you have the travel insurance in place to covers that holiday,” clarifying: “You don’t need to [cover yourself] for extra dates [in case there’s a delay at the airport] because you have your return date.

“If something delays you, so you weren’t back, that would still be covered because that delay is all part of the travel insurance.”

Lewis did make a distinction for annual policies, which should start from January if you’re eyeing up an August getaway.

The advice was shared to TikTok, where one person commented: “I always get gold with insure and go. It cost me £70 and covers me for two weeks. Guys insurance is cheap; just go get it! It covers luggage, hotels, medical, repatriation, a bunch of other things that could cost thousands if I didn’t have it.”

Another agreed: “Makes no sense to book an annual insurance in January when your going away in say August and Dec as you’ll only be cover until Dec where as if you book it from Aug your covered until Aug the following year.”

A third user stated: “Most banks give you the travel insurance covered with your account. Are you saying now we need to still book a separate travel insurance?”

Meanwhile someone else said: “I became seriously ill whilst in Turkey through no fault of my own and no warning which required emergency surgery, had I not had insurance it would of cost £16,000 and that was in 2008.”

And finally, another user contributed: “We usually buy annual insurance to cover a few trips. We’re looking at 2026 and 2027 holidays. When would we book insurance for those? Or would we just have to do single trip?”

The card allows you to access state healthcare services in most European nations. Here’s all you need to know about the free travel document

Brits eager for a sun-soaked European trip this summer are being reminded to snag an indispensable card at least a fortnight before they jet off. This cost-free card opens doors to complimentary or discounted medical care while gallivanting abroad.

The UK Global Health Insurance Card (GHIC), succeeding the erstwhile European Health Insurance Card (EHIC), is an essential bit of kit for voyagers. Although hearty encouragement still goes towards nabbing travel insurance, the GHIC lets globetrotters tap into state healthcare services across most European countries.

The NHS spells it out: “The UK Global Health Insurance Card (GHIC) lets you get necessary state healthcare in the European Economic Area (EEA), and some other countries, on the same basis as a resident of that country. This may be free or it may require a payment equivalent to that which a local resident would pay.”

For those clasping a still-in-date EHIC, it’s good until its last breath. Once it’s kicked the bucket, a fresh GHIC needs picking up.

Remember, getting your hands on a GHIC through the mail could take a fortnight, so it’s savvy to apply with bags of time before your planned departure, reports the Liverpool Echo.

How to get one sorted

If you’re living in the UK, then you’re in the running for a GHIC, and you can include family members on your application. When you’re signing up, be ready to provide:

• Your full name
• Address
• Date of birth
• National Insurance number
• Health and Care number (for Northern Ireland residents)

Each member of the brood needs their own card. You’ve got the chance to throw in your partner and littluns when you’re filling out the form.

Kick-start your journey by registering your personal details, then follow the prompts to request extra cards. If there’s a need to add more family members later, just reach out to NHS Overseas Healthcare Services with your reference number, full name, date of birth, and address ready.

Upon application submission, expect a confirmation email from the NHS within a day confirming your approval status; don’t forget to check your spam just in case!

They may need more information or documents before giving the nod.

If a trip is looming and you’re cardless but in need of urgent healthcare abroad, worry not – simply ask for a Provisional Replacement Certificate (PRC) to tide you over.

Using Your Card Abroad

Flaunt your shiny card for all necessary state-provided healthcare while overseas, which can’t be delayed until you’re back on British soil – known as “medically necessary healthcare”. This includes:

• Emergencies and A&E admissions
• Management or standard care for ongoing or pre-existing conditions
• Routine maternity care, as long as you’re not going abroad to give birth

Routine maternity care – provided you’re not jetting off specifically to have your baby elsewhere.

For treatments like dialysis or chemotherapy, give the health service in your destination country a heads-up to ensure they’ve got space for you. Local capacity can be an issue, after all.

The call on whether treatment is medically necessary is made by the healthcare provider in the country you’re visiting.

Healthcare provided by the state isn’t always free outside of the UK. You might have to fork out for treatments that are free on the NHS if a local resident would be expected to pay in the country you’re visiting.

Before jetting off, it’s wise to research the state-provided healthcare services in the country you’re visiting and any potential charges you might face.

You can find information on how to access treatment in the country you’re visiting by checking the relevant country guide on GOV.UK.

However, a GHIC (or EHIC) card does not replace travel and medical insurance or cover services like:

• Medical repatriation (being flown back to the UK)
• Treatment in a private medical facility
• Ski or mountain rescue

For this reason, the NHS recommends that you also have private travel and medical insurance for the duration of your trip. A UK GHIC can be used when visiting:

• A country in the European Economic Area (EEA)
• Montenegro
• Australia
• Jersey, Guernsey and the Isle of Man
• St Helena, Tristan and Ascension

If you’re one of the following, you can use a UK GHIC:

• A British national
• A Swiss national
• An EU citizen
• A refugee
• A stateless person
• A family member of someone who holds one of the above nationalities or statuses

The UK government is in talks with various countries to broaden the applicability of the UK GHIC, so it’s always wise to verify coverage prior to your journey. For further details, visit the NHS website here.