Section: Money:Tips

OPENING the thick, posh envelope with an embossed school logo in her council house, single mum Sophie Goffin was shaking and unable to catch her breath. 

This was no ordinary mail delivery. The contents of the letter would decide whether her little girl had been offered a life-changing place at a top-ranking private school for FREE.

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Sophie says: “It was a nerve-wracking moment. I was about to learn if my daughter was going to get a free private school education.

“When I read Sienna had been offered a full bursary, I screamed with joy. I will never forget the sense of pride I felt and the huge smile on my daughter’s face.

“It was like winning the lottery. Even today, I cannot believe it happened. She’d received a private education for free.”

Sophie, who runs her own cat care business, The Purry Godmother, and lives in Uxbridge, West London, could never have afforded the £30k a year plus expenses it costs to send a child to school. 

But she believed that a private school would help support Sienna better.

Sophie said: “Sienna started reception in September 2016 at a local government school. She was extra bright and, in the first two years, hit her milestones early.

“I asked the school to give her extra work, but with large class sizes, she was held back slightly. She ended up helping other children instead of moving forward herself.

“If I didn’t act, she would have been bored and frustrated. So I focused on securing a fully funded bursary.”

Private schools, also called independent schools, are run outside government control and paid for by parents, while Grammar schools are state-funded but selective.

Applying to a private school can feel intimidating, Sophie admits, but she knew it was the right move for Sienna and so set about applying.

She added: “It can feel overwhelming, but really it’s just about proving what you earn and showing your child is the right fit.”

Sophie contacted the Independent Schools Bursars’ Association and the Boarding Schools’ Association for guidance, then checked schools’ websites to see who still had bursary places.

She says: “Most scholarships are awarded on merit and achievement. They usually mean only a small discount.

“Bursaries are the golden ticket to elite private schools. They are means-tested, with bigger awards for lower incomes. Some schools also factor in talent in music or sport.”

Finding the right setting

Sophie and Sienna visited Maltman’s Green Girls School in Gerrards Cross, which was within commuting distance for them.

The school takes girls from as young as two up to 11 and has been operating for more than 100 years.

Fees range from £3,210 a term for nursery up to over £8,000 a term, or £32,000 a year for Year 6 pupils.

Sophie says: “Sienna’s eyes lit up when we visited. It was an educational wonderland.

“The school had a pool, science labs, 3D printers, art and drama rooms, small class sizes and an amazing Special Educational Needs department. I knew she would flourish there.”

Sophie and Sienna’s father, a chef, 32, had to complete forms because the full bursary is awarded to parents with low incomes who could not normally afford to send their child to the school.

As part of the means testing, parents must provide earnings information, tax forms, and bank statements and are assessed regularly once their child receives a place.

She says: “Having all your financial information up to date is critical to your application.

“Sienna had to do a written assessment for English literature and maths, which helps the school assess her level.

“We also met with the school head, and Sienna had a chance to explain why she wanted to attend.

“Bursaries are highly competitive, and the final decision is made by a specialist committee.

“Waiting for the letter was a roller coaster. Everyone wants the best for their child. It all rests on the letter. 

“Sienna wanted to go to the school, and I knew it would change her life dramatically.”

After three months, Sophie says the confirmation letter’s arrival in March 2021 was a “game changer.”

Sienna joined the Year three class in the 2021 summer term, proudly wearing the school’s distinct straw hat and its blue and green check uniform.

Sophie added: “Within ten minutes of arriving, another girl had said hello and invited her on an afternoon play date.

“A free private education can happen. Sienna is proof that the impossible is possible, no matter what your income is.”

Sienna’s mum Sophie

“The school pushed her abilities, and she started to thrive and shine.”

Sienna’s bursary included school trips in Year 4 and Year 5, and in Year 6, an overseas trip.

Sophie says: “That even included her spending money. School meals are included, free after-school care is offered, and you receive all-round support.

“For parents like me, it’s an education we could never afford but one our children deserve.

“During her three and a half years there, Sienna got to use an amazing computer kit, do photography, use the school pool, learn about coding, AI technology and use their 3D printer.

“I was amazed at the facilities and the friends she made.

“The smaller class sizes helped her learn at an even faster rate.”

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Sienna has now finished Year 6 and is being home-educated for her secondary education, but remains in contact with all her private school pals.

Sophie said: “I had only ever dreamt of her having access to that standard of education, and when it became a reality, I had to pinch myself.

“I was also shocked at how many parents are not aware that bursaries exist or that they may be eligible.

“It has been life-changing, and it proves that it isn’t always some other family that gets the gold ticket.

“Government schools suit many people, but for Sienn,a the system wasn’t working.

“I was also stunned that many of my friends had no idea bursaries existed or that they would be eligible.

“It is possible to win a bursary place. If you don’t get one the first year, keep trying. 

“It’s the golden ticket to helping a child like Sienna learn at the speed she needs to and thrive.

“Many children do that at standard schools. I was lucky enough that Sienna secured a bursary place.

“A free private education can happen. Sienna is proof that the impossible is possible, no matter what your income is.”

HOUSEHOLDS need to take and submit meter readings ahead of bills rising for millions this autumn.

Regulator Ofgem confirmed last month that prices will increase by 2% to £1,755 a year from October 1.

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Prices will rise by £35.14 per year for households, having reduced at the beginning of July when the price cap went down. 

This will affect 22million households who are on the standard variable tariffs.

Those who don’t take their electricity and gas bill readings as close to October 1 as possible, and are on a standard variable tariff as opposed to a fixed deal, could be faced with higher bills.

Some providers will even give you an extra fortnight to submit your reading, but double-check what applies at yours.

The October rise is 1% higher than industry experts anticipated. 

Those on fixed tariffs will not see their bills change from October. 

The energy price cap was first introduced in January 2019 and sets a maximum unit price that energy suppliers can charge households. 

Despite the price cap increasing in October, experts estimate that it will be reduced at the next three-month change in January. 

This will depend on geopolitical movements, weather patterns, and any changes in government policy. 

Experts also warned that any reduction in prices would be minimal for the foreseeable future. 

How to take a reading

The easiest way to take a reading is by taking a photo of your gas and electricity meters.

This means you have evidence in case you need to dispute.

You can send in your meter reading online via your energy account.

Some providers will also let you send in the numbers by text or through their app.

If you have a electricity meter then you will see a row of six numbers.

Five of them will be black and one in red.

Write down the five numbers in black, which are shown from left to right.

If you have a traditional dial meter then you need to read the first five dials from left to right.

If the pointer is between the two numbers then write down the lowest figure.

If it is between nine and zero then write down the number nine.

For gas meters you need to write down the first five numbers that are shown before the decimal point.

Digital imperial meters are four black numbers and two red numbers.

And for smart meters then you do not need to send your supplier a meter reading, it will be sent automatically.

Help available

If you struggle with your energy bills there are several ways that you can get help. 

The Winter Fuel Payment offers £300 to pensioners to help cover the cost of heating during the winter months. 

Struggling families can also get access to money for their energy bills through the Household Support Fund (HSF). 

Each council was allocated a slice of the £742million fund earmarked for extra support.

Additionally, millions will receive the Warm Home Discount, which is worth £150. 

This discount is means-tested and given to households on a low income or claiming benefits such as Universal Credit. 

British Gas also announced a £140million support package to help customers facing financial hardship. 

What energy bill help is available?

There’s a number of different ways to get help paying your energy bills if you’re struggling to get by.

If you fall into debt, you can always approach your supplier to see if they can put you on a repayment plan before putting you on a prepayment meter.

This involves paying off what you owe in instalments over a set period.

If your supplier offers you a repayment plan you don’t think you can afford, speak to them again to see if you can negotiate a better deal.

Several energy firms have schemes available to customers struggling to cover their bills.

But eligibility criteria vary depending on the supplier and the amount you can get depends on your financial circumstances.

For example, British Gas or Scottish Gas customers struggling to pay their energy bills can get grants worth up to £2,000.

British Gas also offers help via its British Gas Energy Trust and Individuals Family Fund.

You don’t need to be a British Gas customer to apply for the second fund.

EDF, E.ON, Octopus Energy and Scottish Power all offer grants to struggling customers too.

Thousands of vulnerable households are missing out on extra help and protections by not signing up to the Priority Services Register (PSR).

The service helps support vulnerable households, such as those who are elderly or ill.

Some of the perks include being given advance warning of blackouts, free gas safety checks and extra support if you’re struggling.

Get in touch with your energy firm to see if you can apply.

OUR wardrobes are stuffed with 1.6billion unworn clothes.

So it is best for the planet — and your bank balance — to stop buying new and instead swap your old stuff for other people’s cast-offs.

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During Second Hand September, Oxfam is encouraging people to hunt down a bargain and find unique pieces that will make you stand out from the crowd.

TREASURE HUNT: Trawling high street charity shops is a great way to spot a gem.

Abi Owen, online shop merchandiser for Oxfam, says: “Charity shops are full of wonderful, unique finds, so it’s worth having an open mind to see what might catch your eye.

“As autumn begins, timeless items such as cable-knit jumpers and checked shirts are the perfect pre-loved find.”

WONDERS ON THE WEB: If you can’t get to a second-hand shop, or you have something specific in mind, look online.

Lose yourself on Vinted or eBay and, to support a good cause, search for charity shops on the internet. Many also have their own online shops.

SEPTEMBER SURPRISES: At Oxfam’s online store (onlineshop.oxfam.org.uk) you can narrow your search by price, size or designer.

We found Ralph Lauren sunglasses for under £9.99, a Tommy Hilfiger jumpsuit for £12.99 and a wedding dress for £30.

During Second Hand September, there is also a range of offers, including free delivery until Tuesday and ten per cent off when signing up for Oxfam’s newsletter.

BEST BUYS: Make the most of your money and bag a second-hand bargain that you will wear lots of times.

Denim will never go out of fashion and is stacked up in charity shops.

Abi says: “Whether it is a pair of jeans or a classic jacket, they are perfect for styling up or down.

“Plus, they’re better when they’ve been worn in.

“Accessories are a brilliant second-hand item to shop for, too. A good belt or some gorgeous earrings can complete a look.

“Keep your eyes peeled for details like a tartan scarf to pull an outfit together.”

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• All prices on page correct at time of going to press. Deals and offers subject to availability

Deal of the day

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KIDS will go loopy for the Hot Wheels Track Creator Triple Loop Speed Kit, reduced from £40.98 to £30.98 at direct.asda.com.

SAVE: £10

Cheap treat

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ENJOY a cheeky nibble with Morrisons milk chocolate digestives, 300g, down from £1.25 to 89p.

SAVE: 36p

What’s new?

THRILL-SEEKING grannies and grandads can enjoy the rides at Drayton Manor for free this weekend.

The Staffordshire theme park is giving free entry to over-70s until Monday.

Top swap

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CHEESE Louise!

Snack on a six-pack of Quavers, £2.13 from Asda, working out at 36p for a 16g bag.

Or enjoy the store’s own Cheesy Curls six-pack, £1.25, or 21p for a 16g bag.

SAVE: 15p per bag

Little helper

COTE Brasserie is offering a different “icon” dish for £10 each week day when you say “I’m an Icon” to staff.

Save the most on Thursdays when the beef bourguignon, usually £21.95, is a tenner.

Shop & save

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GET tea sorted for less with Young’s Gastro two tempura battered fish fillets, down from £5.25 to £2.50, with a Tesco Clubcard.

SAVE: £2.75

Hot right now

IKEA Family members can get a small cooked breakfast for £1 or regular one for £1.50 on Saturdays until 11am. Save up to £2.35.

PLAY NOW TO WIN £200

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JOIN thousands of readers taking part in The Sun Raffle.

Every month we’re giving away £100 to 250 lucky readers – whether you’re saving up or just in need of some extra cash, The Sun could have you covered.

Every Sun Savers code entered equals one Raffle ticket.

The more codes you enter, the more tickets you’ll earn and the more chance you will have of winning!

APPLES are ripening and tumbling from branches across gardens and hedgerows.

Or you may find that generous neighbours or friends with apple trees are offering the fruit for free.

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Here’s how to make the most of the harvest . . . 

APPLE STORE: Apples are often stored in fruit bowls, but they will last longer in the fridge.

The fruit also emits a gas that can speed up the ripening of other produce such as oranges, giving another reason to keep them separated.

NICELY PUDD: Apple pie or crumble is the perfect autumnal dessert. Crumbles are slightly quicker to make and great with kids. Use the following recipe from Tesco. Peel and core and cut three or four cooking apples into chunks.

Pop the fruit in a saucepan with two tablespoons of caster sugar, and two tablespoons of water, cooking until the apples have softened.

If you have a glut of apples, you could prepare double or triple the mix and freeze portions for using at a later date.

Pop in a greased ovenproof dish. Then mix 110g of self-raising flour, 40g of demerara sugar, 40g of diced salted, butter and two tablespoons of rolled oats in a bowl until it’s breadcrumb texture.

Add to the apple mix before baking for around 45minutes until golden.

GO DRY: Dried apples are a great healthy snack — perfect for lunchboxes.

Slice the apples thinly and bake for a few hours on a low heat.

The longer you leave them in, the crispier they become. Then store in an air-tight container.

JUICE IT: Use apples to make a delicious juice without a juicer. Start by chopping and deseeding three or four apples.

Boil and cover with around 120ml of water until the apples are soft and mushy.

Line a colander with muslin cloth and put over a bowl before pouring in the cooled mixture.

Press down on the mixture and let the bowl collect the juice. You can then add honey or lemon juice to taste.

• All prices on page correct at time of going to press. Deals and offers subject to availability

Deal of the day

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EVERY kitchen needs some reliable tools. The Tefal stone force frying pan is down from £32 to £16 at Sainsbury’s.

SAVE: £16

Cheap treat

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CURE a hunger craving with this Ginsters large sausage roll, £1, from Waitrose.

What’s new?

DOMINOS has launched an ultimate Indian range of pizzas, including gunpowder chicken, and masala paneer, £25.99 each.

Top swap

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PICK up the pace with Asics novablast 5 running trainers, £134.50 from the sportsedit.com.

Or hit your goals with these trainers, £14.99 in Aldi from today.

SAVE: £119.51

Little helper

UNTIL the end of September, buy any spa break at Champneys resorts and you can take a friend along for just £25.

Shop & save

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GIVE your skin top coverage with Estee Lauder double wear foundation, down from £39.50 to £16.98 at asos.com.

SAVE: £22.52

Hot right now

CO-OP members can get its Irresistible prosecco for £6.50, saving £2.20, until September 23.

PLAY NOW TO WIN £200

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JOIN thousands of readers taking part in The Sun Raffle.

Every month we’re giving away £100 to 250 lucky readers – whether you’re saving up or just in need of some extra cash, The Sun could have you covered.

Every Sun Savers code entered equals one Raffle ticket.

The more codes you enter, the more tickets you’ll earn and the more chance you will have of winning!

ARE you up for the Women’s Rugby World Cup?

It all kicked off at the weekend with a thumping 69 – 7 win for England over the USA.

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Whether you fancy catching a match live, soaking up the atmosphere in a fan zone or simply clinking pints with pals, there are plenty of ways to cheer on the tournament without blowing your budget.

Here are some ideas . . . 

NAB A TICKET: Want to see a match live? There are still tickets this week.

You can currently get them for Australia v USA on Saturday, with adult seats from £15 and kids for a fiver.

See rwc2025.rugbyworldcup.com/events to bag yours.

PUB PERK: If you’d rather watch with a pint in hand, Young’s Pubs are showing the action on big screens.

And they are offering one free round of Asahi for dining bookings of four–ten people on match days.

The deal is only at selected pubs, so check youngs.co.uk to see where’s in.

FAN FUN: Head to the fan zone at Power Station Park in London for free screenings, DJs, T1 Rugby coaching sessions and activities from tournament partners.

In Bristol, the harbourside Amphitheatre will be buzzing as the city hosts the semi-finals and two quarter-finals, with lots of pre and post-match fun on offer.

PLAY ON: Want to play or join in with the World Cup spirit?

Use the ‘Find Rugby’ tool on englandrugby.com to track down local clubs hosting World Cup events, sign up for family friendly rugby activities and explore opportunities for girls to get into the game with free taster sessions at rugby clubs across the country.

GET OUT ON THE PITCH: You can also grab a ball and practise your passing skills with the whole family in the garden.

The official Women’s Rugby World Cup 2025 Supporter Ball is now available, for £25, online at store.world.rugby.

• All prices on page correct at time of going to press. Deals and offers subject to availability.

Deal of the day

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FOR easy, crease-free clothes, pick up the Philips PerfectCare 7000 Series pressurised steam generator iron, which has a recommeded retail price of £199.

It’s £95 for members at ao.com.

SAVE: £104

Cheap treat

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TUCK into a Chicago Town tiger crust double pepperoni pizza, usually £3.50, now £1.75 at Iceland.

SAVE: £1.75

What’s new?

GET down to an Asda near you as the new autumn home edit has landed with toadstool duvet covers, pumpkin plates and more.

We love this pumpkin candle, £5.

Top swap

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TRY Chanel Coco Mademoiselle eau de parfum spray 35ml, £66.30 from Boots, or head to Marks & Spencer for Soft Iris eau de toilette 100ml, £10.

SAVE: £56.30 and get 65ml more

Little helper

FORGET high cafe prices and whip up a trendy drink at home instead with Aldi’s Asia Green Garden matcha latte, £1.49, available in original and strawberry flavour.

Shop and save

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FRESHEN up with Soft & Gentle Hyaluronic Care watermelon spritz deodorant – was £3.40, now £2.33, at Superdrug.

SAVE: £1.07

Hot right now

THE big Disney Store Summer Sale has started. Head to disneystore.co.uk/sale to get up to 50 per cent off selected products.

PLAY NOW TO WIN £200

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JOIN thousands of readers taking part in The Sun Raffle.

Every month we’re giving away £100 to 250 lucky readers – whether you’re saving up or just in need of some extra cash, The Sun could have you covered.

Every Sun Savers code entered equals one Raffle ticket.

The more codes you enter, the more tickets you’ll earn and the more chance you will have of winning!

HAVING a busy summer, with no time to whip up a tasty lunch?

These quick, easy, affordable recipes for batch cooking will keep you fed all week.

Store in freezer bags or old takeaway tubs for no-fuss dining.

Here’s how to do it . . . 

PASTA POWER: This no-cook wonder is perfect for hot days.

Simply boil 500g penne until al dente, then mix with two tins of drained tuna, four tablespoons of mayo, a handful of sweetcorn and some diced cucumber.

The creamy, crunchy combo makes four generous servings and keeps fresh in the fridge for up to three days.

For extra zing, add a squeeze of lemon or a sprinkle of chilli flakes.

SALAD SAVIOUR: Massage 200g of kale with olive oil to soften the leaves, then toss with 400g of fluffy cooked couscous, crumbled feta and charred roasted peppers.

Packed with Mediterranean flavours, this veggie bowl stays fresh for 72 hours — ideal for work lunches or lazy dinners.

Want more protein? Throw in some leftover grilled chicken or chickpeas.

BBQ BEANS: For a protein-packed staple, soak 500g of dried butter beans overnight then slow-cook with two tins of chopped tomatoes, a tablespoon of smoked paprika and a drizzle of honey.

The smoky-sweet beans can be frozen for three months and they are perfect with crusty bread or as a veggie BBQ side.

They can also make a great baked potato topping or a lovely addition to morning eggs.

COOL SOUP: Blitz two chopped cucumbers with 500ml of natural yoghurt, a garlic clove and handful of fresh mint for a refreshing, chilled soup that can be kept in a tub in the fridge until needed.

Serve with warm pitta bread for dipping.

For extra texture, add in chopped nuts or croutons made from stale bread.

• All prices on page correct at time of going to press. Deals and offers all subject to availability.

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Deal of the day

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ADD some colour to your patio with the Sophie Robinson Deck Chair, previously £69, now £34.50 at Dunelm.

SAVE: £34.50

Cheap treat

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HAVING a BBQ?

Pick up a pack of St Pierre buns – usually £2.43 for four, now £2.08, at Asda.

SAVE: 35p

What’s new?

REMEMBER to scan your Lidl Plus app at the checkout and spin the wheel for a free bakery treat. Runs until August 20.

Top swap

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REPAIR your hair with the amazing K18 Biomimetic Hairscience Leave-in Molecular Repair Hair Mask, £30 from Cultbeauty.co.uk.

Or try the viral Hairification H24 Complex Leave-in Repair Mask 50ml, £10.99 at Boots.

SAVE: £19.01

Little helper

CHECK out the clearance section at next.co.uk for huge discounts across adults, kids and homeware sections, including baby hats from £2.

Shop & save

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EVERY camper needs a storage trolley.

The Neo foldable collapsible garden cart was £79.99, now £34.99.

SAVE: £45

PLAY NOW TO WIN £200

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JOIN thousands of readers taking part in The Sun Raffle.

Every month we’re giving away £100 to 250 lucky readers – whether you’re saving up or just in need of some extra cash, The Sun could have you covered.

Every Sun Savers code entered equals one Raffle ticket.

The more codes you enter, the more tickets you’ll earn and the more chance you will have of winning!

IT’S been hailed a ‘game-changer’ when it comes to getting to sleep on hot nights.

But would you sleep on a gel pillow designed to keep your dog or cat cool in a heatwave?

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Pet cooling mats can be found at many high street stores in the UK, and whilst they are designed for animals, some people have been buying the gadgets for themselves – or nicking them from their four-legged friends.

Commenting on a TikTok video calling for people to share their ‘unhinged tips on how to stay cool’ during hot spells, one social media user wrote: “Borrowed by cat’s gel cooling mat as she’s uninterested in it and it’s a lifesaver.”

With temperatures set to hit the mid-30s in parts of the UK this week, I’m happy to give anything a go in a bid to stave off the extreme heat and get some kip.

There are lots available to buy including a Sunny Daze Cooling Dog Mat for just £5 at petsathome.com, or a slightly larger and more plush Weashume Dog Cool Gel Pad for £10.99 on amazon.

I opt for one from Chillmax costing just under £6 on Amazon, which has dozens of five-star reviews online.

When it arrives it doesn’t look much. It’s a simple blue mat filled with cooling gel.

But manufacturers claim it absorbs excess heat and dissipates it away for up to three hours, giving your skin a lovely cool feeling.

There’s no water so no refilling is necessary.

You simply pop it in the fridge and get it out when your pet needs a rest so they can lay on it and cool down.

I popped it in the fridge during the day, then laid it over my sheet when it was time for bed.

It was pretty hard to lay my entire body weight down on it as it felt icy cold. I really had to grit my teeth.

I laid on it feeling pretty uncomfortable, but after around five minutes, the initial discomfort eased, my body adjusted to the cold and I drifted off to sleep pretty quickly.

This was quite an achievement as I’ve been really tossing and turning of late due to the frequent spells of hot weather.

In fact, I think I fell asleep at least 45 minutes faster than I had on previous hot nights. It was actually quite calming too and refreshing.

The coolness wears off after a few hours and though it was soft enough to lay on, I woke up feeling a little uncomfortable.

But I just pulled it out from under me and tossed it on the floor.

The next night I tried putting it on top of my pillow case but I found the cold felt too extreme against my face.

It was a little better inside the pillow case, but still I preferred it near my body.

This funny little pet pillow has become a must-have in my bedroom now for hot nights.

Even better as it’s so small, you can easily take it away with you if you need to. No need to lug a big fan around instead.

You can also wipe it clean, making it a good gel option as most are built into the pillow and can’t be washed.

You can sit on it whilst working if you want to, though I did not find this comfortable.

But I didn’t mind using it as a foot rest on hot working days and it can also be used as a laptop cooling pad.

My kids kept stealing it saying it kept them cool so I guess I might be buying more to keep us all as cool as cucumbers.

Others have said similar pet mats are not only helpful in the heatwave but hot flushes, too.

One Amazon reviewer said it was brilliant for menopausal women, especially for the price.

You can spend £20 to £30 on a pet cooling pillow, but most of us won’t want to pay that much when the heatwave doesn’t last long in the UK.

Similar products designed for humans also tend to be more pricey.

This is wallet-friendly and effective. For less than £6 this is a real bargain. If it’s good enough for Fido, it’s good enough me.

No more sweaty nights here.

THOUSANDS of households need to look out for supermarket vouchers landing on doormats worth up to £180.

The latest Consumer Price Index (CPI) inflation figures for June confirmed food prices have soared in the last 12 months.

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But there are ways to drive down the cost of your weekly shop, starting with help through the Household Support Fund (HSF).

The £742million fund has been shared between councils in England who then decide how to allocate their share.

Some are directing cash payments to residents in need while others are distributing supermarket vouchers to cover the summer holidays.

We’ve rounded up what some local authorities are offering below.

We won’t have covered all the councils offering help, so if your local authority isn’t included it’s worth checking with it to see what you are eligible for.

Most councils have pages on their websites dedicated to the Household Support Fund where you’ll find details on who is eligible and what you’re in line for.

You can find what local council area you fall under by visiting www.gov.uk/find-local-council.

That said, below are some of the councils offering qualifying households supermarket vouchers.

Bracknell Forest Council

Schools in Bracknell are automatically distributing supermarket vouchers to children registered for free school meals.

These vouchers have been paid for through Bracknell Forest Council’s allotment of the Household Support Fund.

The council has not confirmed how much the vouchers are worth.

Wakefield Metropolitan District Counci

Wakefield Metropolitan District Council is issuing supermarket vouchers worth £50 to families receiving council tax support.

The vouchers are being issued via letters on July 21 and take up to seven days to arrive.

Full instructions on how to redeem the vouchers will be included in the letters.

Once the voucher has been redeemed, it doesn’t have to be used all at once and can be used several times until it is spent.

Nottingham City Council

Nottingham City Council is distributing £75 supermarket vouchers to households each month until March 2026.

There is a limit on the number of vouchers being shared each month meaning you have to act fast to claim one.

Applications for this month’s vouchers opened on July 7 so may all have been allocated for July.

Nottingham City Council has said the dates applications for vouchers will open between August and next March will be confirmed “later in July”.

Ealing Council

Ealing Council is giving supermarket vouchers worth £90 to families with children on benefits-related free school meals this month.

The vouchers are worth £90 per child meaning you could get £180 if you have two kids.

You don’t need to apply for the vouchers as they are being sent automatically to emails or as letters.

The council’s partner, Blackhawk, is issuing a 16-digit personalised code and instructions on how to redeem the vouchers on the Blackhawk website – ealingcouncil.select-your-reward.co.uk.

Devon County Council

Devon County Council has issued supermarket vouchers worth more than £90 to 22,000 families with children on free school meals.

The £90 is equivalent to £15 per week for the six week school holiday.

The council has said the vouchers can be redeemed in major supermarkets but hasn’t said which ones.

Portsmouth City Council

Portsmouth City Council is issuing £50 supermarket vouchers to children on benefits-related free school meals.

You might also be eligible if your child is not on free school meals and you’re on a low income, and can apply for the vouchers from the end of the school term.

You can also forward your email address to the council and will be contacted when the application window opens.

More details can be found via www.portsmouth.gov.uk/services/benefits-and-money-advice/help-and-support/money-advice/household-support-fund.

Bournemouth, Christchurch and Poole (BCP) Council

Families on free school meals are eligible for supermarket food vouchers being distributed by schools in the area.

You do not need to apply as they are being issued automatically.

Food vouchers may also be available for children under five years if certain criteria is met.

To receive a voucher, children must be living in Bournemouth, Christchurch, or Poole and meet one of the following criteria:

• currently claiming 2 year old early education funding at an early years setting in Bournemouth, Christchurch or Poole during the term
• currently claiming Early Years Pupil Premium funding for 3 and 4 year olds at an early years setting in Bournemouth, Christchurch or Poole during the term (this is different to the early education funding available to all 3 and 4 year olds)
• currently have an open case with a social worker or Early Help family support worker and are of pre-school age

Food vouchers for this group of families have to be applied for, with more details on the BCP Council website.

Do you have a money problem that needs sorting? Get in touch by emailing [email protected].

Plus, you can join our Sun Money Chats and Tips Facebook group to share your tips and stories

THE number of summer jobs available has fallen to the lowest level for seven years, as cautious firms cut back on hiring.

Figures from job-matching platform adzuna.co.uk show seasonal vacancies down by 13 per cent on 2024, but there are still more than 20,000 roles on offer nationwide.

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The temporary roles can boost your CV, help you learn new skills and even open up a permanent role.

Adzuna’s Andrew Hunter said: “A summer job might not seem like a big deal, but it’s one of the smartest moves a young jobseeker can make right now.

Beyond the extra cash, these roles offer a chance to build up the kind of soft skills that AI can’t replicate — emotional intelligence, communication, interpersonal skills and teamwork.”

Among the roles which are seeing a surge in hiring are lifeguards, festival crew, theme park assistants and hospitality staff.

Here are Sunemployment’s top tips to land a summer job to supercharge your career . . . 

Seek out a summer role which can lead to long-term work: Not all seasonal roles end when the sunny weather does. Big firms will often have year-round opportunities.

For example, start serving drinks in a beach bar, then move on to an apprenticeship or front-of-house role for a pub or restaurant chain.

Try an alternative industry: They may not seem like an obvious choice, but plenty of sectors from trains, airlines, hotels and coaches to gardeners, warehouses and call centres recruit for the summer.

All of these offer permanent contracts to summer staff.

Use a recruiter: Fed up applying for summer roles then getting ghosted? Recruitment consultants can put your CV in front of hiring managers to speed up the whole process.

Zahida Ahmed joined South Western Railway aged 21 as a temporary event supervisor through Adecco.

Although the initial job only lasted a week, she continued to work through the recruiter and is now a contract consultant with the firm.

Zahida, from Sunbury, Surrey, said: “My summer job was transformative and allowed me to step confidently into the working world and discover a career path I hadn’t considered before.”

Neil Carberry, chief executive of the Recruitment and Employment Confederation, said: “Recruiters can offer people from every background a chance at a job by working at a festival, concert or sporting event this summer, or something calmer in an office, shop or construction site.

“Agency work is a fantastic way to get experience over the summer in ways that suit you — and even kick-start your career.”

HOLIDAY park operator Haven has 1,200 roles on offer. There are positions in areas including food and beverage, activities and leisure, security and accommodation services.

Ed Camp, 28, joined the firm in summer 2019 on a seasonal contract as a commis chef at the Littlesea park’s Mash And Barrel restaurant.

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He was later offered a permanent job and put on the Grow to Team Manager talent programme. He is now the restaurant’s kitchen team leader managing 16 staff. Ed said: “I’m excited to see where my journey takes me next.”

Apply at jobs.haven.com.

SIX TIPS RELATIVE TO WORK

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THIS week saw the Gallagher brothers take to the stage together for the first time in 16 years. While working with family isn’t always so stressful, it may still throw up extra challenges.

Peter Duris, co-founder of Kickresume.com, said: “A family member on your team means having a colleague you can really trust.

“But, as in the case of Oasis, it can also mean spending too much time together or making big, stressful decisions with someone who knows how to push your buttons.”

Here, he shares his advice.

1. Set clear boundaries between your work and personal life: If your co-workers are family, it’s a necessity.

You might choose to use email only for work-related communication, while using your phone’s messaging apps for things like planning your dad’s birthday party.

2. Make sure the fact that you’re family doesn’t shape how you treat each other at work, so you don’t favour family members over others.

3. Keep your professional expectations the same: Never expect more or less because someone is family. Expecting more might make things more stressful and harm your personal relationship.

4. Be mindful of your past: Working with someone who knows you really well can be stressful, especially if there is already some tension between you.

For instance, if you’ve always had a bit of a competitive relationship with your sibling, or maybe grew up feeling like you were compared to each other, working together can be very tricky.

If you find yourself getting wound up, it might help to stop and think, “What am I really annoyed about?” When working on a project together, focus on your shared goals.

5. Consider your policies: Many UK companies have policies relating to family members, such as banning direct relatives being line managers over each other. These help you prevent a conflict of interest when it comes to issues like pay rises or performance reviews.

6. Sort your succession planning: If you work for a family business where multiple generations are involved, take professional advice on succession planning to avoid damage down the line.

MAKE FAST ‘BUCKS

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Starbucks has opened applications for its accelerated leadership programme – a fast track for future store managers.

The course offers a Level 3 management qualification which usually takes three years to achieve – but 20 trainees will be able to get it in 13 months.

Positions are available in major cities including London, Manchester, Cardiff, Edinburgh and Glasgow. No previous hospitality or work experience is required.

Alex Rayner, general manager of Starbucks UK, said: “Whether you’re leaving school or exploring a fresh start, Starbucks is a place where you can work with great people.”

Apply by July 21 at corndel.foleon.com/starbucks/starbucks-learner-hub.

NOT going through these 15 checks before you go on holiday could land you with a huge bill.

It’s easy to get caught up in the excitement of heading off on a break.

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But research by BOXT has found one in Brits have returned home to be hit with an unexpected home emergency – with the average repair bill totalling a massive £390.

Some of the common culprits include break-ins, boiler problems, mould, flooding and fires.

If you want to avoid being landed with a hefty bill, these are the 15 things you should be checking for before you head off on your travels.

Check for fire risks

An estimated 35,000 house fires happen in the UK every year.

Here’s how to protect your home while you’re away.

Look at your electricals

Electrical fires are one of the most common causes of house fires in the UK.

You’re particularly at risk when you go away on holiday, and the main culprits are often tumble dryers, chargers and toasters.

Sam Starbuck, home expert at HomeServe, says: “It’s worth unplugging things like TVs, audio systems, Wi-Fi routers, kitchen appliances like coffee machines and toasters, dishwashers, and washing machines, all of which can use power when on standby and, in some cases, cause an electrical fire.

“Fridges and freezers can usually be left running, unless you’re going to be away for an extended period. Just make sure they’re working properly before you go.”

You should also check for overloaded plug sockets and ageing wiring.

Move mirrors and glassware

Another fire risk is sunlight reflecting off everyday items in your home.

Avoid putting magnifying mirrors, mirrored display trays or even glass ornaments near windows as these can concentrate sunlight into a beam hot enough to ignite curtains, furniture or carpet.

Kara says: “Before you head off on holiday, it’s worth doing a quick sweep of your home to make sure anything reflective is moved away from window ledges or sunlit spots.

“It takes just a minute to reposition a mirror, but the damage from a fire could be devastating.”

Don’t leave things charging

You should avoid leaving electronics to charge while they’re away, especially ones with lithium-ion batteries.

This type of battery can be found in most rechargeable devices such as power banks, e-bikes, vapes and smart watches.

If left unattended they can overheat and start fires.

Kara says you should always store these types of electronics in a cool, dry place away from direct sunlight and flammable materials.

Never throw these devices in the rubbish or your standard recycling bins, as these batteries can ignite if they’re crushed or damaged.

Check your curtains

You should avoid draping curtains or blinds over radiators or plug sockets, as this can also create a fire risk.

Thief-proof your home

Another major risk while you’re away is falling victim to a break-in.

These are the steps you can take to try to prevent it…

Safeguard your garden

Stop thieves from being tempted to steal from your garden by storing your tools and equipment in a locked shed or garage.

You could also add certain features like a gravel pathway to deter intruders as the sound of footsteps crunching on gravel could alert homeowners.

Plus, planting thorny bushes near your fences can act as a natural barrier.

Secure your doors and windows

Mark Hodgson, chairman of Tremark and vice president of The Association of British Insurers, says you should invest in high-security door locks.

You could also consider installing deadbolts.

Don’t forget about your windows too – you can upgrade your window locks to make it harder for people to enter.

You could also apply security film to your windows to make them shatter-resistant.

Mark your valuables

You can use UV light to mark your valuables and it won’t show up under normal lighting.

“This technique not only makes it easier to identify stolen items, but also signals to potential thieves that the property is traceable, serving as a strong deterrent,” Mark says.

“Items such as electronics, tools and expensive garden equipment should be labelled accordingly.”

Get a security camera

Installing a security camera or doorbell device can serve as a deterrent for thieves.

Plus, it can let you monitor your home while you’re away.

You might even be able to use a “decoy” security camera that looks genuine but isn’t operational.

Avoid plumbing and boiler disasters

If you’re way from home for a while, it can cause issues with your heating and plumbing.

Here’s what to do to prevent it…

Switch your boiler to ‘holiday mode’

Some boiler systems have a “holiday mode” or “away mode” that you can use when you’ll be out of the house for a few days or more.

The setting turns off your central heating to conserve energy but keeps essential heating functions such as frost protection and minimal hot water circulation active.

This can stop you having issues like frozen pipes or stagnant water while also saving you from wasting energy.

Adam Knight, lead engineer at BOXT, says: “Running the boiler for a short period could help prevent components from sticking or seizing, particularly if you’re away for extended periods of time.”

Turn off your stop tap

If you’re going away for more than three days, you should make sure to switch off your water supply.

This can protect you against surprises such as damp, floor damage or burst pipes.

The stop tap is usually located under the kitchen sink but it might also be in a kitchen cupboard, a downstairs toilet, a utility room or garage, basement, or under the stairs.

Turn the tap clockwise to switch off the water supply and anti-clockwise to turn it back on again.

Make sure you always turn slowly and gently to avoid damaging the valve.

Avoid pesky pests

The last thing you want is to come home to a pest infestation.

You’ll want to make sure you do these things…

Get rid of food scraps

Rats and mice can do a surprising amount of damage to your home – and they love finding food scraps in bins or crumbs under the sofa.

Kara Gammell says: “Rats can gnaw through almost anything, including concrete and metal.

“They’ve been known to cause flooding by chewing through pipes.”

You can avoid this problem by clearing away clutter, getting rid of food scraps, keeping your bins tightly shut and sealing up gaps and holes in your home.

Protect your car too

Rats can also nibble their way through car engines and fuel hoses and damage headlights.

Make sure you park away from rubbish or food sources and use a garage if possible.

Also keep your car’s interior clean and food-free.

Prevent mould

Another common issue that can happen while you’re away is mould growth.

Here are the areas you should keep an eye on…

Bathrooms

This is perhaps the most obvious area where mould can grow.

Check your bathroom for any signs of mould starting to appear before you go, such as black, green or white patches on your walls.

Another tell-tale sign is a musty smell.

Washing machines

Hudson Lambert, mould expert at Dryzone, says there are plenty of “less obvious” hotspots for mould that you might not think to check.

For example, if you’re washing your clothes at lower temperatures (below 40C) then mould can survive in your machine.

Make sure to regularly wash your washing machine and check for signs of mould before you go away.

Behind furniture

Mould behind furniture can be caused by condensation on the wall.

You should check behind sofas, bathroom mirrors and radiators that aren’t in use for signs.

GRADUATES are facing the toughest jobs market in eight years but some industries are bucking the trend and paying big.

New data from the Indeed Hiring Lab reveals graduate job ads are down 12% compared to last year and even worse than during the pandemic.

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In fact, grad roles are now at their lowest point since at least 2018, as employers hold onto staff and cut back on new hires.

But it’s not all doom and gloom. Indeed’s mid-year labour market update shows there are sectors hiring and they’re paying some seriously high wages, with top jobs offering up to £200,000 a year.

Expert Jack Kennedy, senior economist at Indeed, said: “The UK labour market started 2025 with serious headwinds but rather than crash, it’s seen a gradual softening.

“While hiring appetite is weak, job losses have remained modest. The big challenge now is for new entrants like graduates, who are finding it tough to get a foot in the door.

“But sectors like education and real estate are still hiring in big numbers and roles offering flexibility, like hybrid or remote jobs, are holding up too.”

Here, we reveal the fastest-growing job sectors in the UK right now and the top salaries workers could earn.

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Education & instruction – up 49%

The education sector has seen the biggest increase in job postings, with demand up by 49% compared to pre-pandemic levels. Top earners in this field can make up to £77,250.

This surge is largely due to a national shortage of teachers, particularly in subjects like science, maths and special education.

With government initiatives encouraging more people to enter teaching, there are more opportunities than ever, not just for qualified teachers but also for teaching assistants and support staff.

Entry-level roles such as teaching assistants, cover supervisors, and graduate trainee teachers are also in high demand,

Social science – up 48%

Closely following education, social science roles have grown by 48%. The top 1% of salaries reach £82,500, with many positions available in areas like policy research, community development, psychology, and criminology.

Graduates with degrees in sociology, psychology, and public policy are finding more roles in local government, charities and think tanks.

Real estate – up 45%

The real estate sector has posted a 45% rise in job listings. It’s a lucrative industry too, with top earners bringing in £109,513.

The UK property market remains resilient, with growth in both commercial and residential lettings.

Many graduates can break into the industry through roles like lettings negotiators, property administrators, and junior estate agents, where commissions can quickly boost take-home pay.

Legal – up 27%

Legal roles have seen a 27% increase in demand, with the best-paid positions offering up to £96,348.

This growth is being driven by a backlog of court cases and rising demand for legal advice in areas such as employment, family law, and corporate compliance.

Law graduates, paralegals and legal support staff are in demand across both private firms and public sector bodies.

The legal sector has also seen growth in remote roles, making it more accessible for early-career professionals.

Mechanical engineering – up 18%

Mechanical engineering continues to be a growth area, with a hiring increase of 18%. Top salaries in this field can reach £84,775.

As the UK focuses more on infrastructure, robotics, and renewable energy projects, mechanical engineers are needed in sectors ranging from automotive to aerospace and manufacturing.

Those at the start of their careers might look at field service technician roles, control panel engineering, or graduate engineer positions, especially as the UK invests in EV infrastructure and smart grids.

Insurance – up 16%

Insurance roles have grown by 16%, with elite earners making around £106,125. The industry is modernising rapidly, with tech and data transforming how insurers assess risk and handle claims.

There’s strong demand for underwriters, analysts, and customer service professionals.

In particular, graduates with business, finance or maths degrees are in high demand in this sector, which offers clear career progression and high long-term earning potential.

And while that figure might be reserved for senior underwriters and actuaries, graduates can start out as claims handlers, underwriting assistants, or admin support staff, with many firms offering structured progression and paid qualifications.

Electrical engineering – up 16%

Also seeing a 16% growth in hiring, electrical engineering is a thriving sector thanks to the UK’s transition to smart technologies and renewable energy.

The best-paid roles can command salaries of £79,832. This field is vital to the roll-out of electric vehicle infrastructure, energy storage systems and smart homes.

Engineers with experience in circuit design, automation or grid systems are particularly sought after, making it a smart career move for STEM graduates.

Dental – up 14%

The dental profession has surged by 14%, and it tops the salary chart with the highest pay of any occupation listed: £200,726 for the top 1%.

Both NHS and private practices are struggling to recruit and retain dentists, dental nurses and hygienists due to a backlog of patients and a shortage of qualified staff.

This shortage has turned dentistry into one of the most lucrative and in-demand fields in the country right now.

There are also entry-level routes such as dental nurse apprenticeships, receptionist roles, and dental technician traineeships, especially in larger NHS or private clinics.

Physicians & surgeons – up 13%

Medical professionals are also in high demand, with physician and surgeon roles up 13% compared to pre-pandemic levels.

These roles offer some of the highest salaries, with top professionals earning up to £175,181.

This field remains highly competitive and requires years of training, but the financial and societal rewards are significant.

Installation & maintenance – up 13%

Installation and maintenance roles are booming, with postings up 13% and top salaries reaching £191,100.

This includes jobs in facilities management, HVAC systems, smart home installation, and more. As buildings become more complex and technology-driven, skilled tradespeople are crucial.

Production & manufacturing – up 12%

The production and manufacturing sector has grown by 12%, although it offers lower top salaries, maxing out at £56,965.

Still, it remains an essential part of the UK economy, especially with the rise of local manufacturing and automation.

There are growing opportunities in logistics, factory management and machine operation.

Cleaning & sanitation – up 10%

Although it may not be the highest paying sector, with top salaries around £31,607, cleaning and sanitation have seen a 10% rise in job postings.

Hygiene has become a permanent priority in the post-Covid world, driving consistent demand across hospitals, offices, schools and transportation.

These roles are often stable and provide entry-level access to the workforce.

Loading & stocking – up 7%

Loading and stocking jobs have increased by 7%, with top salaries reaching £35,604.

Warehouses and logistics centres are scaling up operations, especially with the continued growth in online shopping.

These roles are essential for ensuring supply chains run smoothly and are often available with minimal qualifications.

Construction – up 5%

Construction hiring is up 5%, and top earners can make around £54,508.

While this is a smaller increase than in other sectors, the construction industry remains key to the UK’s infrastructure goals, including new housing and public transport projects.

Tradespeople, site managers and qualified builders remain in steady demand.

Industrial engineering – Up 1%

Industrial engineering has only seen a 1% increase in job postings but still boasts high potential salaries, with the top 1% earning £152,152.

This field involves optimising systems and processes in industries like manufacturing, logistics and energy. It’s a niche but highly specialised career path that tends to reward experience and technical expertise significantly.

Where the jobs are drying up

Not every sector is faring as well. Graduate jobs in media, marketing, and nursing are way down, with job ads in those fields dropping as much as 66% since before Covid hit.

The fall in nursing roles is particularly stark, which is likely a result of tough working conditions and recruitment struggles within the NHS.

Likewise, industries with strong remote-working potential like media and marketing have seen some of the sharpest declines.

Across the UK, there were 818,000 job vacancies between September and November 2024, but fewer of those are entry-level.

The ratio of unemployed people to vacancies has more than doubled in the last two years,  from 1 in 2022 to 2.2 per vacancy as of April 2025.

London and the South East have seen the biggest drops, with job ads down 29% and 32% from pre-pandemic levels.

With jobs harder to find, some are questioning whether university is still worth it.

Going to uni now costs an eye-watering £68,000, and the average grad in England leaves with £43,700 of debt.

Many students will be paying their loans back for up to 40 years under the new Plan 5 and Plan 2 schemes.

And while some degrees can lead to six-figure careers, others lead to average pay of just £19,000 – meaning graduates may struggle to get on the property ladder or start a family.

However, you don’t always need a degree to land a top-paying job.

Recent research by Adzuna found that some of the highest-paying roles in 2025, including air traffic controllers, train drivers and project managers  can pay over £77,000 a year without a degree.

And with sectors like AI, trades, and real estate booming, there’s plenty of opportunity for career changers or school leavers to cash in.

A SIMPLE holiday error could see a host of benefits including Universal Credit and PIP stopped.

You may even have to pay back any overpaid money and in a worse case scenario an up to £5,000 penalty too.

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Going abroad is classed as a change in circumstances which must be reported to the office that pays your benefits.

If you do not, it may be reduced or stopped and you could be told to pay back any overpaid amounts.

If you are found to have deliberately not reported going abroad, it is classed as benefit fraud and you could be taken to court or asked to pay a penalty of between £350 and £5,000.

However, at which point you have to report going abroad varies based on the benefit you are receiving.

For example, you don’t have to report going abroad if you’re on Attendance Allowance (AA) and going away for less than four weeks.

If you do need to report going abroad, you need to tell your local Jobcentre Plus or the office that pays your benefit.

This is the full list of benefits where you may have to report going abroad this summer:

• Universal Credit
• Jobseeker’s Allowance
• PIP
• Disability Living Allowance (DLA)
• Employment and Support Allowance (ESA)
• Attendance Allowance
• Carer’s Allowance
• Pension Credit
• Housing Benefit
• Statutory Maternity Pay (SMP)
• Maternity Allowance
• Child Benefit
• Guardian’s Allowance

Here are the rules on reporting going abroad for the major benefits.

Universal Credit

If you’re on Universal Credit, you can stay abroad for one month and carry on receiving payments.

You still have to tell your work coach you’re going away and have to carry on meeting the conditions of your claim.

For example, if you are in the intensive work group and have to spend a minimum amount of hours per week looking for a job, you have to continue doing this.

There are exceptions to the one-month rule though – such as if a “close relative” dies while you are abroad and it is not deemed reasonable for you to return to the UK.

Meanwhile, you can carry on claiming Universal Credit for up to six months if you have gone abroad for medical treatment.

You can report going away on holiday by signing in via your Universal Credit account.

Jobseeker’s Allowance

If you are on New Style or income-based JSA you must report if you are leaving Great Britain for any length of time.

You can let the Government know you are going away by calling the JSA helpline on 0800 169 0310.

You can also write to the Jobcentre Plus office that pays your JSA.

You can find your nearest office by using its online branch locator.

PIP and DLA

You have to tell the DWP if you are on Personal Independence payments (PIP) Or Disability Living Allowance (DLA) and going away for more than four weeks.

You have to tell the Government the date you are leaving the country, how long you are going away for and which country you plan to visit.

You also need to tell the DWP why you plan to go abroad.

You can call the Disability Service Centre on 0800 121 4433 to inform them you are going away if you are on PIP or DLA.

Attendance Allowance

Like with PIP and DLA, you have to tell the DWP if you plan to go abroad for more than four weeks and are on AA.

You can claim AA for up to 13 weeks while abroad, or 26 weeks if you’re going away for medical treatment.

Carer’s Allowance

If you are on Carer’s Allowance, you can go away for up to four weeks over a six-month period while still receiving the benefit.

But you still have to report this or risk having to pay back your entitlement or paying a fine.

You can report going away via the Government’s website or by calling the Carer’s Allowance Unit on 0800 731 0297.

Pension Credit

You can claim Pension Credit for up to four weeks if you are abroad.

This is extended to eight weeks if the absence is due to the death of your partner or a child.

However, you still need to report going abroad.

You can do this via the Government’s website or by calling the Pension Credit helpline on 0800 731 0469.

Housing Benefit

You can usually only carry on claiming Housing Benefit for up to four weeks if you go abroad.

Like with Pension Credit, you can carry on receiving it for eight weeks if you have to go abroad because a close relative has died.

But you should contact the Benefits Service on 020 7364 5000 to let them know you’re going away.

You might also be able to via your local council’s website. You can find your local council by using the Government’s online locator tool.

Do you have a money problem that needs sorting? Get in touch by emailing [email protected].

Plus, you can join our Sun Money Chats and Tips Facebook group to share your tips and stories

FATHER’S Day doesn’t need to cost you a fortune to be meaningful.

You can skip the overpriced socks and novelty mugs.

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These heartfelt, homemade ideas will show Dad he’s appreciated without blowing the budget this Sunday . . . 

SPOT ON: Create a Spotify playlist of your dad’s favourite songs or tracks that remind you of him.

You can add a custom photo design to the playlist to make it extra special.

OWE THAT’S NICE: Skip generic gifts and design personalised “IOU” vouchers for experiences he’ll truly enjoy.

Offer a DIY car wash, his favourite home-cooked meal, or a movie night of his choice to show him how much you care.

BOXING CLEVER: Upcycle old items into meaningful gifts.

Transform a worn-out toolbox into a stylish beer crate with £5 wood stain from Homebase, and throw in his favourite brews.

Or, layer paprika, salt and herbs in a jam jar for a custom spice rub set.

WRITE NOTES: Fill a jar with handwritten notes recalling your favourite moments with your dad.

Decorate it with string or ribbon from your craft box and a photo tag for an extra sentimental touch.

It will be something he can revisit whenever he needs a smile.

FUTURE MEMORIES: Organise a simple but special family outing, like a Sunday walk or bike ride, followed by a picnic with homemade sandwiches and snacks.

Quality time together is often the best gift and a chance to make memories.

•  All prices on page correct at time of going to press. Deals and offers subject to availability.

Deal of the day

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NEW parents can grab a bargain with the Nanobebe Ultimate Newborn 24-piece steriliser set, previously £89.99, now £17.99, at Home Bargains.

SAVE: £72

Cheap treat

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SNACK on a pack of Quorn cocktail sausages.

Usually £2 per pack, get them for £1 with a Tesco Clubcard.

SAVE: £1

What’s new?

STOP pets overheating in the sunshine with Aldi’s range of cooling pet toys, arriving in store this week with prices from £3.99.

Top swap

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COOL off with the Dyson AM09 Hot + Cool fan heater, £290, from Argos, or get to B&M for the Blaupunkt bladeless standing fan, for £39.

SAVE: £251

Little helper

MUCH hyped viral K-beauty brand Dr. Althea has landed at Boots.com this week – and to celebrate there’s 15 per cent off the range until Thursday.

Shop & save

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THIS sofa bed is stylish and handy for when friends stay over.

It was £159.99, now it’s £119.99 at The Range.

SAVE: £40

Hot right now

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PICK up half-price lingerie in the big Tu at Sainsbury’s sale,
on now.

PLAY NOW TO WIN £200

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JOIN thousands of readers taking part in The Sun Raffle.

Every month we’re giving away £100 to 250 lucky readers – whether you’re saving up or just in need of some extra cash, The Sun could have you covered.

Every Sun Savers code entered equals one Raffle ticket.

The more codes you enter, the more tickets you’ll earn and the more chance you will have of winning!

MILLIONS of households could slash their water bills by up to hundreds of pounds a year.

But many Brits aren’t aware of the discounts they could be entitled to.

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All water companies in England and Wales now offer social tariffs to help lower-income customers.

But because each company sets its own rules, the support varies wildly depending on where you live.

Despite the growing cost of living and rising utility prices, millions of eligible people still aren’t claiming the discounts available.

Last year, consumer watchdog CCW said more than two million households had received help with their water bills, but millions more could be saving and aren’t.

Some of the biggest discounts are available through schemes like WaterHelp, run by Thames Water, which offers a 50% reduction.

The reduction is for households earning under £21,749 a year (not including disability benefits), or where bills account for more than 5% of net income.

There’s also WaterSure, a national scheme available to water meter customers on means-tested benefits.

If you have a medical condition that needs extra water or you have three or more children under 19 living at home, you could get your bill capped at the average annual charge.

With Thames Water, for example, that cap is currently £423 a year.

The average annual water and sewerage bill for a Thames Water customer is currently around £864.

So that means if you qualify for WaterHelp, you get 50% off your bill and would therefore save £432 a year.

What’s available at other providers?

Other providers offer even bigger savings.

Southern Water gives customers up to 90% off bills through its Essentials Tariff if they earn under £22,010 and have less than £16,000 in savings.

Wessex Water, South West Water, and Bournemouth Water also offer generous reductions, in some cases 85% or more, depending on your circumstances.

Meanwhile, Anglian Water, Essex & Suffolk Water, and Northumbrian Water offer discounts of up to 50% for households earning less than £23,933 or receiving Pension Credit.

In many cases, discounts kick in if your water bill makes up more than 3% of your income after housing costs.

To find out if you’re eligible, check your supplier’s website or give them a call.

Some schemes ask for proof of income or benefits, while others carry out a short financial assessment.

If you’re unsure who supplies your water, you can find out using this tool.

On top of that, many water firms also offer emergency grants to help with arrears, and free water-saving gadgets like tap aerators and shower timers to help cut your usage.

And with suppliers like Thames Water proposing price hikes of nearly 60% over the next six years, now’s the time to act.

Don’t wait until your bills go up, check if you can get help now and start saving.

If you’re struggling with the cost of living, it’s always worth checking what benefits you could be entitled to.

Do you have a money problem that needs sorting? Get in touch by emailing [email protected].

Plus, you can join our Sun Money Chats and Tips Facebook group to share your tips and stories

SANTANDER is slashing interest rates for two of its savings accounts from today – and customers should check if they’re affected.

The major bank is cutting savings rates from June 3 (today) on its Good for Life ISA and Rate for Life accounts.

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The interest rate on the Good for Life ISA account will drop from 4.5% to 4.25%, while the rate for the Rate for Life account will drop from 4.75% to 4.5%.

Those who have saved less than £1,000 in the Rate for Life account will still continue to earn the same rate (1%) on these balances.

It comes after the Bank of England (BoE) cut the base rate from 4.5% to 4.25% last month – the fourth cut since 2020.

The base rate is used by banks to determine the interest rates offered to customers on savings and borrowing costs.

While a rate cut is good news for borrowers, it’s usually bad news for savers, who will usually see savings rates fall when the base rate is cut.

This means they will earn less on their cash.

For example, the average easy access savings rate was 2.78% on May 8, when the base rate was cut.

Now it has dropped to 2.72%, according to comparison site Moneyfacts.

Santander is not the only bank cutting rates on savings accounts. HSBC has also cut rates on eight of its savings accounts today.

Nationwide Building Society cut savings rates on 63 of its accounts on Sunday, from easy-access ISAs to children’s accounts.

NatWest cut savings rates on four of its accounts last Friday.

Meanwhile, rates on three of its savings accounts and a kids’ current account will be slashed from July 15.

How to get the best savings rate

As savings rates tumble, now is a good time to check what the interest rate is on your existing account.

Around £280billion is sitting in accounts paying zero interest, according to latest data from the BoE.

If you have an interest rate below the rate of inflation – which is currently 3.5% – then consider moving your money elsewhere, otherwise the spending power of your savings is eaten away.

Use price comparison sites such as moneysavingexpert.com or moneyfactscompare.co.uk to browse the best savings accounts on the market.

The best easy access savings rate (based on a balance of £1,000) is offered by Atom Bank at 4.5 per cent.

Experts are predicting that more cuts to the base rate this year are likely, so it may be worth considering locking up your money in a fixed rate savings account if you can afford to do so.

The best one year fixed rate savings account is offered by Hampshire Trust Bank at 4.45%.

However, be aware that you usually can’t make withdrawals out of fixed term savings accounts, even in an emergency.

Anne Bowes from The Private Office said: “Review your savings accounts and switch if you are being paid an uncompetitive rate.

“Double check the terms and conditions of any account you are looking to open – or indeed close – as some accounts may have very short-term bonuses or restricted access.

“That means you might not earn as much interest as you hoped, or get hold of the money in as timely a manner as you were expecting.”

How to switch banks

For customers not happy with the latest shake-up, you may want to consider switching banks.

Switching bank accounts is a simple process and can usually be done through the Current Account Switch Service (CASS).

Dozens of high street banks and building societies are signed up – there’s a full list on CASS’ website.

Under the switching service, swapping banks should take seven working days.

You don’t have to remember to move direct debits across when moving, as this is done for you.

All you have to do is apply for the new account you want, and the new bank will tell your existing one you’re moving.

There are a few things you can do before switching though, including choosing your switch date and transferring any old bank statements to your new account.

You should get in touch with your existing bank for any old statements.

When switching current accounts, consider what other perks might come with joining a specific bank or building society.

Some banks offer 0% overdrafts up to a certain limit, and others might offer better rates on savings accounts.

And some banks offer free travel or mobile phone insurance with their current accounts – but these accounts might come with a monthly fee.

EXPECTANT parents or those with young children may be able to get free milk from shops and supermarkets, thanks to a health eating scheme.

The initiative also provides nourishing food for free including fruit, vegetables and pulses.

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The NHS Healthy Start scheme is available to those expecting a baby or with children under four.

You’ll also need be on selected benefits such as Universal Credit.

If you’re eligible you could get up to £442 a year for essentials to feed your family.

The scheme also provides free vitamins to mothers and children.

Here’s what you need to know…

Can I use Healthy Start?

To be accepted for Healthy Start, you’ll need to be on one of the following benefits:

• Child Tax Credit (only if your family’s annual income is £16,190 or less
• Income Support
• Income-based Jobseeker’s Allowance
• Pension Credit ( including the child addition)
• Universal Credit, if your family’s take-home pay is £408 or less per month from employment
• Income-related Employment and Support Allowance (ESA)

However, if you’re under 18 and pregnant you can claim, even if you are not claiming any benefits.

How do I get the free food?

The funds to buy food is given through a prepaid card which can be used in any shop or supermarket that accepts Mastercard.

This includes major supermarkets such as Tesco, Sainsbury’s, Asda, Morrisons, as well as many smaller food shops.

The Healthy Start card is topped up every four weeks.

How much will I get?

You’ll get £4.25 each week of your pregnancy from the 10th week, £8.50 each week for children from birth to one, and £4.25 each week for children between one and four.

This works out as up to £442 worth of free food over a year.

The scheme stops when your child is four, or if you no longer receive benefits.

What can I use the card to buy?

With the funds you can buy plain cow’s milk or baby formula milk

You can also be used to buy fresh, frozen, and tinned fruit and vegetables, as well as fresh, dried, and tinned pulses.

You can also use the card to get free vitamin supplements.

These are tablets for women and drops for children.

How do I get the vitamins?

Women can get Healthy Start vitamin tablets while they’re pregnant and up to their child’s 1st birthday.

Children can have free Healthy Start vitamin drops from the age of four weeks until their 4th birthday.

Children who are having 500ml or more of formula a day do not need Healthy Start vitamins.

How do I apply?

Apply for the healthy start scheme online on the government website.

You can also print out a paper form from the Heathy Start website here or ask for one from your GP or midwife.

If you can’t apply online, or you need help applying, contact NHS Healthy Start on 0300 330 7010 or by emailing [email protected]

To apply, you will need to provide some basic details such as you name and address, plus your National Insurance number and benefit award letter.

IF you had a boozy bank holiday weekend, you might have a few empty bottles lying around.

Before you ditch them, try these great upcycling tricks to turn them into something new.

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LIGHT WORK: Clean out wine bottles and remove labels by soaking them in warm, soapy water.

Fill with battery-powered fairy lights, £3 at Poundland, for an instant glow and garden ambiance.

FLOWER POWER: Turn gin bottles into sleek vases by soaking off labels and painting with a light-coloured beige or cream matte paint using tester pots, from £1.50 at B&Q.

It will give your vase an on-trend ceramic look. Wrap twine around the neck for rustic charm. It will be perfect for displaying garden cuttings or supermarket blooms.

CLEAN UP: Ditch ugly detergent bottles by decanting them into a pretty empty bottle.

Gin bottles especially are a great swap for holding your washing-up liquid instead of the unsightly plastic bottles.

You can even buy a budget pourer or pump to place on top of your bottle for £2.50 at amazon.co.uk.

MINI SAVER: When thoroughly washed, use slim half-sized vodka bottles as toothbrush holders or a place to hold your cotton wool in the bathroom.

If you are crafty, these smaller bottles also are great to stash away for birthdays and Christmas gifts, just add homemade bath salts for a thoughtful budget present.

BEER WE GO: Carefully cut the tops off clean beer bottles with a £5 glass cutter from Homebase or Screwfix — it is a lot easier to do this than you would think.

Then use them as mini tumblers, or mini plant pots to grow your own herbs, taken from sprigs of supermarket bunches. Try growing basil or mint and place on a sunny windowsill.

• All prices on page correct at time of going to press. Deals and offers subject to availability

Deal of the day

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YOU can eat outdoors tonight if you pick up the Milano table and chairs patio set with parasol. It was £100 now £70 at B&M.

SAVE: £30

Cheap treat

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SCOFF a Wall’s mini Twister after dinner. A pack of six was £2.75 now £1.85 at Iceland.

SAVE: 90p

What’s new?

PRET is celebrating today’s bank holiday with a picnic of sorts.

Selected stores in Glasgow, Edinburgh, London and Liverpool will be giving away a free sandwich to the first 50 people called Nick today.

Top swap

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IF you are a fan of the cult Aesop Reverence Aromatique hand wash, £33, from spacenk.com, head to Lidl this week.

Its similar Deluxe Aromatic hand wash is on sale for £2.99. In-store only.

SAVE: £30.01

Little helper

KIDS eat free at Cote this half-term. Until June 1, families can enjoy delicious French food and children get two complimentary courses when parents spend at least £20.

Shop & save

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ADD these tasty Itsu Bao buns to your freezer for a speedy meal in the future. Previously £3.95, now £3 at Morrisons.

SAVE: 95p

Hot right now

GET down to Marks & Spencer for a sale on selected toys, reduced by up to 50 per cent.

PLAY NOW TO WIN £200

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JOIN thousands of readers taking part in The Sun Raffle.

Every month we’re giving away £100 to 250 lucky readers – whether you’re saving up or just in need of some extra cash, The Sun could have you covered.

Every Sun Savers code entered equals one Raffle ticket.

The more codes you enter, the more tickets you’ll earn and the more chance you will have of winning!

SAVVY shopper Kat Leech knows all the best snacks to pick up in M&S – and the ones that are best avoided. 

The 29-year-old from Manchester has more than 130,000 followers on her popular TikTok and Instagram accounts, where she’s known as Kat Saves. 

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She does this full-time helping shoppers find the best deals in their favourite supermarkets – and she’s exclusively told The Sun her recommendations for M&S shoppers. 

The posh supermarket is known for its good quality food, and Kat says some of their items are identical to or even better than the branded versions. 

One of her top picks is the tomato ketchup, which is only £1 for a 495g bottle. 

“I honestly think it’s better than Heinz, it’s better than any other ketchup I’ve tried,” she raves. 

For comparison, a 460g bottle of Heinz ketchup costs £2.50 on the Ocado website – so that’s a saving of £1.50 and you’re getting a slightly bigger bottle. 

Another great dupe is the M&S Salt & Double Vinegar Extreme Ridge Cut Crisps, which Kat says is “completely identical to the Salt and Vinegar McCoy’s”. 

You can get a six-pack of the McCoy’s Salt and Malt Vinegar for £2.35, while a 150g packet of the M&S version costs £1.70. 

If you have more of a sweet tooth, Kat recommends the Extra Cream Custard Creams. 

She says the biscuits are “so much nicer” than the custard creams you get in most supermarkets.

“I think normal custard creams don’t seem to have much cream in the middle these days, but the ones from M&S have got loads more in there,” she says.

Plus, they’re only 50p for a 175g pack.

Another of her picks is the High Protein Vegan Chocolate Crunch cereal, which is perfect for those wanting to get more protein into their diet. 

“It’s one of those things I just buy every time I go to M&S – I just think it’s really nice,” she says. 

It costs £3 for a 500g pack. 

Kat also recommends that shoppers look out for the supermarket’s Pizza Night Dine In deal, which lets you get two pizzas and two sides for £12. 

“All the pizzas in their pizza deal are also amazing and great value for money as well,” Kat says. 

She likes the Mighty Meaty pizza in particular, which comes with marinated chilli chicken, pepperoni and dry-cured, oak and beechwood-smoked bacon. 

The sides include onion rings, chips and mac and cheese bites. 

M&S might have a reputation for being on the expensive side, but Kat says a lot of its fresh produce is good value. 

“A lot of the salad vegetables, tomatoes, cucumber, lettuce, they’re exactly the same price as any other supermarket,” she says.

“But I think the quality is just a lot better. They last longer in your fridge. 

“I’ve seen a lot of people complain that if you get like a cucumber from Aldi then it will just go off the next day or something. But I think with M&S, things like that just typically last a lot longer.”

What should you avoid in M&S?

While Kat is a huge M&S fan, she says there are some products that aren’t worth the money. 

For example, she isn’t a lover of their pasta ready meals as she says you can get similar ones much cheaper at other supermarkets.

“I tried the carbonara ready meal and I thought it might just have been a little bit expensive for what it was. You can get better or the same and cheaper elsewhere,” she says.

Kat also recommends avoiding ready-to-go lunches section as she believes they are “way overpriced for what you get”. 

This is partly because M&S doesn’t do lunchtime meal deal offers, apart from in its train station or petrol station outlets. 

She says that if you’re wanting to grab a quick ready made lunch, you’re better off trying elsewhere for better value. 

The blogger says she recently got a caesar salad for £4.25 and it “had nothing special about it” despite the price. 

“Something like that you could probably make yourself for a lot cheaper as well and probably make it nicer,” she says. 

How to save money at M&S 

Kat is also an expert at saving money on her supermarket shop. 

As with all supermarkets, she says you should go in with a list so you don’t get tempted by the expensive desserts and snacks. 

The 29-year-old also says to look out for M&S’s dine-in deals which pop up from time to time. 

There’s the pizza one we mentioned earlier but there’s also similar deals for pasta, Indian food and date nights. 

Plus M&S often has multi-buy offers like three for £12 or three for £8 on things like picnic food. 

M&S does have a loyalty card but it works a little differently to the other supermarkets so you should familiarise yourself with how to use it. 

Rather than letting you collect points, Kat says the Sparks card can help you get discounts off certain items or even free things. 

She says the Sparks card works best if you shop at M&S regularly as it will give you more tailored offers – but that shouldn’t mean you spend there unnecessarily.

She will usually check for what offers are available on her loyalty card before she goes into the store. 

Another of Kat’s tips is to stick to the M&S value range, which is known as Remarksable Value. 

She says a lot of the prices in this range are similar to budget supermarkets like Aldi and Lidl.

But don’t forget to do a price comparison before you go to the shops.

YOU may use price comparison sites to get the best deals for your broadband or car insurance – but probably don’t do the same when shopping.

Whether you’re looking for great buys for your home and garden, a good deal on a new summer outfit or simply to drive down the cost of your weekly shop, there are online tools that can help you get the best price.

FANCY FEATURES: For homeware, tech, clothes and more, compare prices using sites like PriceRunner, Idealo, Google Shopping and PriceSpy.

Check across different sites to make sure you get the best deal.

They all have clever features to help you make the savviest shopping choices.

Idealo is one that allows you to scan barcodes in store to check if a product is cheaper online

With the PriceRunner on the Klarna app, you can access an AI assistant who will interpret what you’re looking for and help you find the right item.

PAST PRICES: The sites’ price-tracking tools also help you to check if deals are as good as they look.

They show price history, so you can see how the cost of an item has gone up and down.

That way you can judge whether you might get a better deal by waiting.

If you’re shopping via Amazon, then CamelCamelCamel will show you how much items have previously sold for.

Use the tool to check out the offers during Amazon’s Everyday Essentials Week, starting on Wednesday.

FOOD FOR THOUGHT: For grocery shopping, download the Trolley app or log on to trolley.co.uk.

You can search for any item you’d find in the big supermarkets, including own brands, to see the best prices.

On the app, you can scan barcodes, create shopping lists and get price alerts when an item changes price.

It shows Heinz Tomato Ketchup, 1.35kg, is currently £4.92 at Asda or £6 at Morrisons.

• Prices on page correct at time of going to press. Deals and offers subject to availability

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Deal of the day

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SWAP using a costly tumble dryer for drying your clothes outside on the Vileda Sun Rise rotary washing line, down from £167.99 to £117.99 at vileda.co.uk.

SAVE: £50

Cheap treat

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TREAT the family to Cadbury Dairy Milk Buttons ice cream, £4.50 for a pack of four from Tesco, or £2.75 with a Clubcard.

SAVE: £1.75

What’s new?

IF you missed the sell-out metal striped chair from Asda last summer, there’s now another chance to buy it.

The garden lounger is £39, while stocks last.

Top swap

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FELLAS can update their wardrobe with the white linen blend short-sleeved shirt, £18 from Matalan, or they can try the linen blend shirt, £7.99 from Lidl.

SAVE: £10.01

Little helper

LAY on a tasty spread with three sharing plates for £8 at Sainsbury’s with Nectar, saving up to £5.50. Includes bacon-wrapped halloumi sticks and goat’s cheese and caramelised onion quiches.

Shop & save

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PICK up a pack of The Best fresh pasta, sauce and garlic bread from a selection at Morrisons for £6, to make a tasty Italian meal for two.

SAVE: £3.90

Hot right now

SEARCH “kids eat free megathread” now at hotukdeals.com for a list of restaurants, cafes and supermarkets with “kids eat free” deals.

PLAY NOW TO WIN £200

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JOIN thousands of readers taking part in The Sun Raffle.

Every month we’re giving away £100 to 250 lucky readers – whether you’re saving up or just in need of some extra cash, The Sun could have you covered.

Every Sun Savers code entered equals one Raffle ticket.

The more codes you enter, the more tickets you’ll earn and the more chance you will have of winning!

STRUGGLING households in parts of the UK could get up to £500 in cost of living help – but you’ll need to meet strict rules.

The cash boost is part of the Household Support Fund (HSF), a £421million pot, which helps low-income families with food, energy bills, and essentials.

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But it’s only available if you live in Worcestershire – that includes the districts of Malvern, Worcester, Wychavon, Bromsgrove, Redditch or Wyre Forest.

To check if you qualify, go to gov.uk/find-local-council – Worcestershire County Council must be listed.

You’ll also need to meet income and vulnerability rules.

Who is eligible?

To qualify, your gross annual income must be:

• £24,570 or less (for a single adult with no children)
• £31,000 or less (for all other households)

You must also have no savings, unless you’re of state pension age – in which case you can have up to £5,000.

And at least one person in your household must meet ONE of the following:

• Be of state pension age
• Have a long-term diagnosed health condition or be registered disabled
• Have a child under four
• Be in receipt of DWP benefits like Attendance Allowance, Carer’s Allowance, PIP or Disability Living Allowance
• Be receiving support from services such as food banks, Citizens Advice, Age UK, mental health or housing support, or your GP’s social prescribing team

How much can I get?

The amount depends on your household:

• Up to £500 for homes with children under 18 or full-time students under 21
• Up to £300 for adult-only households aged 18–66
• Up to £300 for pensioner households

Payments can go straight to your energy provider, be credited via an online portal or come in the form of Post Office vouchers for prepayment meters.

You’ll need to supply:

• A recent energy or water bill (dated within 3 months) showing your name, address and account number
• Evidence of your vulnerability
• Extra documents if applying for help with energy debts or heating repairs

What else is covered?

Help is also available for:

• Repairing or replacing broken boilers
• Installing first-time heating systems
• Servicing and upgrading smart heating controls

You’ll need to complete a separate application if applying for these – but forms will be sent to you once your initial claim is made.

Where to send your evidence:

• Email digital copies to: [email protected]
• Post paper documents to:
  Act on Energy
  Unit 2, Lauriston Business Park
  Salford Priors
  Warwickshire WR11 8SN

Applications will be closed if evidence isn’t sent within 28 days – so act fast.

In other related benefit news, pension savers have been pocketing thousands in tax refunds after being overcharged — and now fresh HMRC changes could stop millions more being stung.

Over 15,000 people got an average refund of £2,881 between January and March this year after being overtaxed when they dipped into their pension pots.

In total, £44million was handed back in just three months, according to new figures — with hopes the amount overpaid will fall thanks to recent rule tweaks.

HMRC rolled out a new system this month, aimed at stopping retirees from being wrongly whacked with a sky-high emergency tax bill when making a withdrawal.

Other help you can claim

If you’re not eligible for the Household Support Fund, you might qualify for other forms of help to cover energy bills or food.

Support may vary depending on your local council – so even if you don’t live in Worcestershire, it’s worth checking what’s on offer in your area.

Several energy firms offer grants to households who are struggling to pay their energy bills worth up to £2,000.

This includes British Gas, Octopus Energy and EDF.

New parents might also be eligible for free food worth up to £442 a year to cover the cost of healthy food and milk via the Healthy Start scheme.

Or, you can get an emergency food parcel from a Trussell Trust food bank.

You can find your nearest via www.trussell.org.uk/emergency-food/find-a-foodbank.

To get a food parcel, you need a voucher from a community organisation like Citizens Advice or your GP. You can then exchange this voucher for a food parcel at the food bank.

It’s also worth checking if you’re eligible for benefits if you haven’t already – billions of pounds’ worth is going unclaimed, according to Policy in Practice.

There are three free calculators you can use to see what you might be entitled to:

• Policy in Practice better off calculator
• entitledto benefits calculator
• Turn2us benefits calculator