Section: Money:News Money

ICONIC mustard company Colman’s have launched a mouthwatering new snack which are set to fly off store shelves.

Punters will be racing to their local store to nab the mustard manufacturer’s Honey Mustard Flavoured Peanuts and Cashews.

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“Crack into bold flavour, brand new Colman’s nuts,” the company wrote on its Instagram account.

“Roasted, seasoned and ready to shake up your snack game.

“Are you nuts enough?!”

A bag of the moreish treats will start at £3.

And snack lovers are clearly excited for the bags to drop.

“I need those,” one wrote.

A second weighed in: “These look so good!”

It comes after news that family favourite Turkey Twizzlers have been quietly axed — two decades after TV chef Jamie Oliver’s campaign saw them banned in school canteens.

The controversial snack disappeared from shop shelves without an official announcement from makers Bernard Matthews Foods.

Twizzlers launched in 1997, but got the chop in 2005 after Jamie’s healthy-eating “Feed Me Better” campaign for school meals.

He highlighted how they only contained 34 per cent meat, but lots of other additives.

An online petition for their return gained 28,000 signatures in 2018, before a healthier version was relaunched in 2020, containing 63 per cent turkey.

The relaunch saw a statue of a Twizzler erected outside Bernard Matthews Foods’ headquarters in Norfolk.

WALKERS DISAPPOINTMENT

And Walkers have discontinued a popular crisp flavour – leaving fans desperately searching the shelves for the discontinued product.

Max Texan BBQ was launched in partnership with Pizza Hut back in 2023 but it has now made way for the release of new crisp flavours.

One disappointed fan wrote on social media site X.com: “Why can’t I find Walkers Max Pizza Hut Texan BBQ Crisps in the supermarket?

“I usually buy a bag each time I shop as they are a favourite in my house. I haven’t seen them for at least 6 weeks.”

Walkers confirmed the flavour is no longer part of its offering.

But it isn’t all doom and gloom for crisps fans.

This week, Walkers dropped two brand new flavours which are out for a limited time.

The snack giant is shaking things up with two bold new additions hitting shelves across the UK.

THE chancellor could raise tens of billions from tax reforms that don’t hit “working people”, leading economists have said.

Rachel Reeves is under pressure to fill an estimated £50billion black hole in the public finances ahead of November’s autumn statement. 

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Westminster is awash with rumours that Labour could extend the freeze on income tax thresholds.

However, critics say this would mean breaking Labour’s manifesto pledge not to increase taxes on “working people”.

But in a new report, the Institute for Fiscal Studies (IFS) urged the Chancellor to resist “half-baked” solutions like “simply hiking rates”. 

The IFS Green Budget Chapter report instead urges the chancellor to reform the “unfair” and “inefficient” tax system.

End capital gains tax relief on death

Reeves could scrap capital gains tax relief on death, the report said.

When you sell certain assets – like houses, land or other valuable items – you have to pay a tax on the profit you made on it.

However, there are some important exceptions.

For example, if someone dies and you inherit their asset, you don’t have to pay capital gains tax they would have paid.

But the IFS said Reeves should consider scrapping the relief, raising £2.3billion in 2029-30.

However, families could oppose the measure given Labour is already skimming more revenue off inherited wealth.

The inheritance tax threshold has been frozen at £325,000 since 2009.

And last year, Reeves announced she would extend the freeze until 2030.

Hit taxpayers with a ‘one-off’ wealth tax

Economists and politicians are often divided over whether a wealth tax would work.

Supporters argue that the UK’s richest 1% are wealthier than the bottom 70% – and that a wealth tax would reduce this inequality.

But critics say it would be an administrative nightmare and lead millionaires to leave the country, taking their businesses and tax revenues with them.

But if Labour does reach for wealth in the budget – it should opt for a “one-off” wealth tax, the IFS said.

The think tank argues this is a better option than a recurring wealth tax.

It would work by the government calculating how much people’s total assets are worth and taxing them over a certain threshold.

“An unexpected and credibly one-off assessment of existing wealth could in principle be an economically efficient way to raise revenue,” the IFS wrote.

However, a wealth tax that happened on a regular basis would have “serious drawbacks,” the think tank warned.

Valuing everyone’s wealth every year would be “extremely difficult,” it said.

Moreover, a regular tax could deter the highest tax payers from residing in the UK long-term, potentially hitting overall tax revenues.

But the IFS said that even a “one-off” levy could spell trouble if people don’t trust the government not to come back for more.

The report said: “The potential efficiency of such a tax could be
undermined, however, if announcing a one-off tax created expectations of, or uncertainty about, other future taxes.”

Double the council tax rates paid by highest value homes

A new council tax surcharge could raise up to £4.4billion.

Council tax is a local tax on residential properties in the UK, with homes assigned to Bands A to H based on their value.

Bands G and H generally include the highest value homes.

The IFS said doubling the council tax paid by these households could mean a £4.4billion boost.

However, critics already say the council tax system is “unfair and arbitrary”.

As reported by The Sun, families living in modest homes sometimes pay more than those in multi-million-pound mansions.

The root of the problem is simple – council tax bills are not based on what your home is worth today.

Instead, it’s based on its value way back in 1991, when homes were categorised into bands ranging from A to H. 

Decades of uneven house price growth mean this once-simple system is now riddled with inequalities.

Moreover, councils set their own tax rates – leading to a “postcode lottery”.

The average Band D council tax in England is £2,280, but councils set their own rates.

For example, in Wandsworth, people pay just £990, while in Nottingham, they pay £2,656.

This means that millions of homeowners pay much less compared to their property’s value than those in poorer areas, according to PropertyData.

Another potential problem is that the extra cash would go to local authorities rather than central government.

Local authorities use council tax to pay for local services like schools, bin collections and libraries.

So to make sure it reaps the benefits of the change, Downing Street could reduce the grants being paid to councils, the IFS said.

The UK government gives councils more than £69billion in funding – a 6.8% increase in cash terms compared to 2024-25.

But councils would likely still fight back against any funding downgrade – with sticky 3.8% inflation already eating into their grants.

Rejig inheritance tax

The IFS admits that changes to inheritance tax could ‘provoke’ strong reactions.

But its report said that the £9billion said annually is ‘modest’ – although high by historical standards.

Reforming death duties to abolish the additional £175,000 tax-free allowance could raise around £6billion, the economists wrote.

“One obvious option would be to increase the rate of inheritance tax from its current 40%,” the economists wrote.

They said an increase of just 1% would raise £0.3billion in 2029–30.

The government could also reduce the threshold at which the tax begins to be paid.

Currently, people can pass on up to £325,000 of wealth tax-free.

Then there’s an additional £175,000 tax-free allowance that can be used only when passing on a primary residence to a direct descendant.

Abolishing the second of these allowances, for example, could raise around £6billion in 2029–30, the IFS said.

Crack down on businesses underpaying their taxes

The think tank has urged Labour to tackle tax non-compliance.

Corporation tax, a tax on company profits, has become increasingly important to the Treasury’s coffers in recent years.

Over the course of the 2010s, revenue averaged 2.4% of national income, rising to 3.3% in 2025–26.

But corporation tax dodging meant 15.8% of liabilities went unpaid in 2023-24, up from just 8.8% in 2017-18.

Small businesses are mainly to blame, the IFS said, admitting that claiming the prize of missing corporation tax “would not be straightforward in practice”.

The think tank added: “More work is needed to understand why so many small companies are submitting incorrect tax returns.

“It is likely that tackling the gap would require targeted
compliance activities from HMRC, such as auditing small businesses.”

The IFS also said “more revenue could be raised from corporation tax”.

However, it did warn that, while a 1% increase would raise £4.1billion, there could be adverse consequences.

The authors wrote that investment in the UK could become “less attractive” and reduce future tax yields.

However, critics may argue that any tax hike hitting members of the public – even if targeting inheritance or council tax – will still feel like a broken promise.

What must the chancellor avoid doing?

The personal tax allowance has been frozen at £12,570 since April 2021.

Prime Minister Rishi Sunak announced the freeze would remain until April 2026 and Labour extended it until April 2028.

Extending the freeze on personal tax thresholds including national insurance contributions would raise around £10.4billion a year from 2029-30.

But IFS economists say Reeves must not do this – and instead lift the threshold amid rising inflation.

Extending the freeze would be a breach of Labour’s manifesto pledge not to increase taxes for “working people” which includes income tax, national insurance and VAT, the IFS said.

The report’s authors also said restricting income tax relief on pension contributions would raise large sums but should be avoided.

Currently, when you put money into a pension, the income tax you’ve already paid on that money is essentially returned via a government top-up.

The IFS said restricting relief would be “unfair” to penalise pensions again when pension income is already taxed.

The Chancellor should also resist the temptation to up stamp duties, the IFS said.

The think tank fears it would cause people to avoid selling their homes when they want to – hitting the jobs market and holding back growth.

“Changing rates and thresholds is all very well, but unless the Chancellor is willing to pursue genuine reform it will be taxpayers that shoulder the cost of her neglect,” the report, which forms a chapter in the IFS’s wider budget assessment for 2025, said.

Isaac Delestre, a senior research economist at the think tank and an author of the chapter, said Ms Reeves would have “fallen short” if she reaches for quick revenue without wider reform.

“Almost any package of tax rises is likely to weigh on growth, but by tackling some of the inefficiency and unfairness in our existing tax system, the Chancellor could limit the economic damage,” he said.

A LUCKY viewer of a brand new ITV game show has walked away with an eye-watering £1million.

Sienna McSwiggan, 20, secured the top prize last night on Win Win with People’s Postcode Lottery on Saturday night.

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The hotel manager from The Black Country took home the £1million cash prize, as well as two cars, two luxury holidays, a trip to Australia to see The Ashes and Take That tickets.

After answering the winning question correctly, Sienna questioned if it was real and said the money would be life-changing for herself and family.

She said: “I don’t even know what to say. I am in shock.

“I’ve literally got a penny in my account.

“I’m over the moon. It feel like a dream and someone’s gonna wake me up any minute.”

Hosted by Mel Giedroyc and Sue Perkins, the quiz show sees contestants battling it out in the studio.

At home viewers can also get involved and play for prizes.

However, the show’s format also allows these viewers to become contestants in the studio.

Once they have bagged a prize, players have to face the ultimate decision.

They must choose between keeping their original prize or risk it all and trade it in to join Millionaire’s row.

Sienna took the gamble and traded a trip to the Maldives for a chance to win big.

The risk saw her take home one of the UK’s biggest telly prizes.

Last month, The Sun reported that another contestant took home a huge £20,000 jackpot.

After answering the final question correctly, Shayanne took home the winning prize.

Previously discussing the format, Mel Giedroyc said: “This quiz is so extra!

“Imagine winning something like a car just by playing along with a gameshow you’re watching on a Saturday night in your pyjamas?

“I can’t wait!”

Sue Perkins added: “If I wasn’t hosting this, I’d be playing it at home; sat in my leopard print onesie, cuddling the dog whilst trying to figure out The Nation’s favourite chocolate bar. Bring it on!”

Speaking to The Mirror ahead of yesterday’s finale, Sue added:  “Saturday’s show really is going to be a night like no other. 

“The thrilling thing, of course, is that all of this is going to be won by one person, and that person might even be a viewer turned contestant, who simply signed up, joined in from their sofa and got the surprise of their life.”

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A MAJOR supermarket chain is set to close one of its branches soon, with another 34 also on the way out.

The food store announced the “difficult decision” it has made to close the store next month.

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Co-op in Leicestershire’s Derby Road in Ashby-de-la-Zouch will permanently close its doors on Saturday, November 22.

A statement from a Co-op spokesperson read: ” ‘Our store in Ashby-de-la-Zouch will close next month.

“Our priority is to fully support colleagues, who have been informed.

“We would like to thank the community for its support of this store.”

The supermarket giant has come under some fire for some time now for having two of its stores in close proximity with the Ashby Town Centre.

This came after the Central Co-op moved from the top of Market Street to near the existing Co-op.

The spokesperson added: “We carry-out reviews of our existing store locations, and, sometimes, only after very careful consideration, we take the difficult decision to close a store.”

The Central Co-op will remain open, with the next nearest one approximately three miles away in Moira, Swadlincote, Derbyshire.

It comes as the supermarket could shutter another 34 of its stores due to financial struggles.

The Sun previously reported that stores in Braintree, Chelmsford, Basildon, Thurrock and Southend are among other locations that are at risk.

Chelmsford Star Co-op said it is “struggling financially” and needs to merge with the larger Central Co-op society.

Issues are also said to have been “exacerbated” by increases in National Insurance contributions and the living wage.

Late last year, Co-op announced plans for a “portfolio reshape” which included relocation of stores.

The Co-operative has over 7,000 registered branches owned by 17 million members, and is reported to contribute around £35 billion annually to the British economy.

Co-op as an organisation organisation has, like most companies, been hit by the cost of living.

In December last year it was announced 19 Co-operative stores would be shut down across the UK due to “financial sustainability issues”.

The locations, based in various areas around Central England, include Leicestershire, Yorkshire, Norfolk and the West Midlands.

B&M bought three of the 19 stores, while Samy Ltd, a convenience retailer, snapped up 16.

OTHER CO-OP NEWS

This comes as Co-op is rolling out a major change to stores across the country.

The supermarket giant is replacing paper product tags with electronic labels throughout its whole estate over the coming months.

The retailer has already made the change in 340 branches but will roll out the tags more widely.

The chain said 1,500 stores will have the labels by the end of the year and will be rolled out across all its nearly 2,400 by the end of 2026.

The electronic labels are designed and created by VusionGroup, which also works with Asda.

Steven Logue, Co-op’s head of operations, said: “With convenience at the heart of everything we do Co-op is committed to continually exploring innovative technology that can improve how we operate.”

Co-op said the new electronic labels will show allergen and nutritional information and products’ country of origin, as well as deals and savings.

A SINGLE UK ticket-holder has won the £25million EuroMillions jackpot, The National Lottery has announced.

The winning numbers for the Friday night draw were 06, 07, 17, 20 and 21 with the Lucky Star numbers 01 and 10.

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It marks the second Friday in a row that a UK ticket-holder has won the top prize, and the fourth time this year.

Andy Carter, senior winners’ adviser at Allwyn, operator of The National Lottery, said: “Wow, it’s been an exciting night for EuroMillions players, as a single UK ticket-holder has landed the amazing £25m jackpot.

“That’s two UK EuroMillions jackpot wins in the space of a week, after another lucky player scooped the incredible £26M jackpot in last Friday’s draw (3 October).

“Players are now urged to check their tickets and to give us a call if they think they are tonight’s lucky winner.”

Every EuroMillions ticket also bags you an automatic entry into the UK Millionaire Maker, which guarantees at least one player will pocket £1million in every draw.

The UK Millionaire Maker Selection winner is: TGXG94724.

The first EuroMillions draw took place on February 7, 2004, by three organisations: France’s Française des Jeux, Loterías y Apuestas del Estado in Spain and the Camelot in the UK.

One of the UK’s biggest prizes was up for grabs on December, 4, 2020 with a whopping £175million EuroMillions jackpot, which would make a winner richer than Adele.

Another previous UK winner who’s whole life was altered with their jackpot was a player who wanted to remain anonymous on October 8, 2019. They walked off with a cool £170,221,000.

Colin and Chris Weir, from Largs in Scotland, netted a huge £161,653,000 in the July 12, 2011.

Adrian and Gillian Bayford, from Haverhill, Suffolk, picked up £148,656,000 after they played the draw on August, 10, 2012, while Jane Park became Britain’s youngest lottery winner when she scooped up £1 million in 2013.

The odds of winning any EuroMillions prize are 1 in 13.

Everything you need to know about Lottery and EuroMillions

WARNINGS of potential blackouts this winter have been issued, with “tight days” for energy supply expected in early December and mid-January.

The National Energy System Operator (NESO) has warned that there may still be tight periods this winter where electricity supply struggles to meet demand.

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In these cases, system notices could be issued to increase production, with imported electricity from Europe helping to prevent blackouts.

Despite the concerns, NESO says spare supply, known as electricity margins, is at its strongest level since 2020.

It added that new battery storage along with European imports will play a key role in avoiding disruptions.

The electricity grid operator and National Gas released their winter outlook reports as energy prices rose earlier this month following an increase in the price cap.

NESO’S report said: “We expect a sufficient operational surplus throughout winter, although there may still be tight days that require us to use our standard operating tools, including system notices.”

System notices are how the grid operator informs the wider energy industry that electricity supply has not matched demand, allowing for production to increase if needed.

Early data from electricity firms and forecasters has suggested that “tight days” are most likely to take place in early December or mid-January.

Neso added that imports will be available when needed to help cover demand, supported by “adequate electricity supply across Europe”.

Deborah Petterson, director of resilience and emergency management at NESO, said: “A resilient and reliable energy supply is fundamental to our way of life.

“At NESO we are looking at the upcoming winter and can report this year’s winter outlook sets out the strongest electricity margins in six years.

“It is critical that we continue our work with the wider energy industry to prepare for the coming months to build on this foundation and maintain our world-leading track record of reliability.”

What about gas supplies?

The latest analysis from National Gas indicated that Great Britain has enough gas supply capability to meet peak demand.

It indicated supply can meet demand, even “even accounting for unforeseen network outage scenarios”.

The gas network operator said gas demand is expected to be 3% lower than last winter, easing pressure on supply.

It said high-demand days are still expected but it stressed that it is “confident” the market will operate as needed.

Glenn Bryn-Jacobsen, director of energy systems and resilience at National Gas, said: “As we head into winter, we remain confident in the resilience of our gas system and our ability to meet Britain’s energy needs during periods of peak demand.

“The energy landscape is evolving, with a growing reliance on imports and the continued decline of UK continental shelf supplies.

“Meeting these challenges requires a co-ordinated, forward-looking approach, and we’re working closely with Government, industry, and regulators to develop the right solutions that safeguard security of supply for the future.”

But the report from National Gas shows a fall in Britain’s gas storage capabilities, thanks to the Rough storage site off the coast of Yorkshire no longer storing gas, which means there is an increased reliability on importing liquified natural gas (LNG) to plug the gap in times of high demand.

The facility in the North Sea is the largest of its kind in the UK, but owner Centrica has stopped filling it with natural gas amid concerns over its financial viability.

The Rough site comprises about half of Britain’s storage capacity, and acts as a buffer when the weather is especially cold and demand for gas spikes.

Centrica has long warned it will be decommissioned without government support to allow investment in the site.

Last winter, Britain narrowly avoided blackout warnings as freezing weather caused wind power to plunge, leaving the grid struggling to meet demand.

NESO paid £21million – ten times the usual rate – to keep gas power plants running to balance the shortfall in January.

Experts criticised the system operator for failing to predict peak energy demand and relying too heavily on renewable energy during winter.

Wind power dropped to 17.6%, while gas provided half of the country’s electricity.

Critics argued this reliance on weather-dependent energy left Britain vulnerable and called for more investment in gas and nuclear power for reliable supply.

A SAVVY entrepreneur ditched her boring desk job at ASOS and is now raking in as much as £56,000 in a single day.

Aimee Smale, has taken her fashion brand Odd Muse from a bedroom side hustle to a multi-million-pound empire.

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The twenty-eight year old has now cemented her place among luxury giants by flinging open the doors to her first UK flagship on London’s exclusive New Bond Street.

Humble beginnings

Just a few years ago, Aimee was slogging away in a £21,000-a-year admin role, feeling unfulfilled working from home during the pandemic.

But with a burning ambition, she started a clever side hustle, flogging £10 logos to Brits who’d started small businesses in lockdown.

Speaking candidly to Grace Beverley on the Working Hard, Hardly Working podcast, she revealed how the tenner-a-pop gig became a goldmine, saying: “I was making like 30 logos a day at one point. 

“Finishing ASOS, closing my laptop, staying up all night to just make logos. But it got me £12,000 for Odd Muse.”

Aimee’s dream was to have her own fashion brand and so she began saving to start what would become her own fashion empire.

Aimee ploughed her entire side-hustle earnings into ordering the first batch of stock, admitting she was “almost arrogant” in her belief that it would be a roaring success. 

She ordered 100 units of her now-iconic blazer, and her bold gamble paid off big time, selling out in days and breaking even instantly.

A significant moment for Odd Muse came when influencer Lorna Luxe purchased the blazer, leading to a massive surge in sales.

Aimee shared, “I remember saying to everyone – everyone would be like who do you want to wear your brand and I would say Lorna. Anyone in the world – Lorna.

“She literally bought it, put it on her story, and it changed the game for me.”

The success of the Ultimate Muse Blazer was followed by the launch of the Pearl Dress, which sold out within a minute.

The brand made over £100k in its first three months and is now a certified smash hit, turning over a whopping £5.2 million in 2023. 

Fashion visionary

Aimee’s vision was to create timeless, luxury clothes that young women could actually afford, offering an alternative to the world of throwaway fast fashion.

She previously told The Sun: “I just remember thinking fashion when I left university aged 21 was fast fashion, which is all we can afford, and the luxury sector is unattainable. 

“I just wanted to offer a fast fashion alternative and justify a price point that encouraged re-wearing and investing in your wardrobe.”

Flagship store opening

Now, Aimee has officially taken over one of the most prestigious shopping streets in the world, having opened her glitzy new store on October 3. 

Despite her mega-success, she admitted on TikTok she still gets terrified no one will show up to her events, a fear that was quickly squashed when 2,000 eager fans turned up to a recent sample sale.

The fashion mogul revealed she was even warned against the bold move onto Bond Street.

“I was told no… I didn’t need to take on New Bond Street,” she said. 

But Aimee was determined to create a space for her loyal fans, “inviting our community into a world luxury fashion previously didn’t think to invite them into.”

The shy girl from class is now the poster girl for her own business, using her relatable personality on TikTok to connect with thousands of customers worldwide. 

She credits this authentic approach for building a massive community, with a staggering 60% of orders now coming from the US.

Meanwhile, the company’s permanent boutique in London’s Covent Garden celebrated its second anniversary back in March.

From her bedroom to Bond Street, Aimee’s incredible journey shows what can happen when you have a bit of northern grit and a brilliant idea. 

As she puts it, seeing addresses from all over the world flooding in made her realise “Odd Muse was going to be something big.”

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HEINZ has revealed three new flavours of its iconic beans after letting tens of thousands of Brits have their say.

The saucy creations were selected after the beloved firm received more than 26,000 entries from eager fans.

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The latest trio of tinned goods are anything but traditional, featuring inspiration from across the globe.

With more than 1,000 votes, the winning flavour was Pizza Beanz.

The twist on the iconic Italian dish includes beans with rich tomato, creamy cheese and a hint of basil.

Heinz urged its fans to enjoy the latest flavour with the classic accompaniment of garlic bread.

Crossing over to the north of Africa, another flavour which has tongues wagging is Tagine Beanz.

A Moroccan-inspired mix, it is packed with typical flavours including cumin, harissa and cinnamon.

Brits looking to make this into meal have been told to switch out the classic toast for couscous or flatbread.

Also landing on supermarket shelves will be Sweet & Sour Beanz.

For those of us looking for a Chinese takeaway in a can, these beans are packed with zingy, punchy flavour.

The fakeaway can be completed with a decent serving of rice and some crispy chicken.

Shoppers can find these in stores from October 8.

Aside from seeing their flavours come to life, the competition winners took home £5000 and secured a lifetime supply of beans.

Alessandra de Dreuille, Director of Meals & Infant UK at Heinz said: “We love seeing the creativity of our fans.

“The entries from our Beanz of your Dreamz competition show just how much fun mealtimes can be.

“The flavour combinations they’ve dreamed up are inspired by cuisines from all over the world.

“And our three new flavours, chosen by the public, bring the same great taste and quality of Heinz Beanz…

“… proving once again that Beanz really do go with anything.”

The latest flavours will join the popular flavours range, which includes BBQ, Chilli, and Cheesy Beanz.

Heinz has also confirmed the return of fan-favourite Monster Munch flavour mayonnaise.

The limited edition bottles of pickled onion-flavoured sauce has landed in selected stores for the second-year running.

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Last month, the beloved brand launched a brand new range of “beans based meals” for the first time in UK supermarkets.

The bean and pulse based meal pouches are available to buy across all Sainsbury’s stores and online with Ocado.

Among the flavours on offer are Chilli Black Beanz, Curry Chickpeaz and Tomato Cannellini Beanz.

Each 250g pouch is made from natural ingredients and provides at least one of your five a day.

Last year, the can connoisseurs teamed up with cheese maker Cathedral City to recreate one of Britain’s favourite combos.

The odd tins featured cheese already mixed into the bean sauce, and they’ll be available in stores from February 21.

Research released by Heinz said Brits eat baked beans more than once a week, with a quarter of Brits eating them more than that.

Two-thirds of baked bean fans like to put cheese on top.

Heinz also sells Beanz Filled Hash Browns and Heinz Beanz Pizza.

The firm previously created a step-by-step guide to making beans on toast — because one in five people have no idea how to do it.

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SHOPPERS are racing to a major retailer to pick up dirt-cheap snacks and sweets ahead of the spookiest day of the year.

Sweets lovers are going wild as Halloween treats have hit Home Bargains, with prices starting as low as £0.75.

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Marketed under the “Hallow Scream” range, the store released more than 80 products on its website.

The sale has kicked off featuring Zed’s Gummy Corn sweets for £0.75, described as “sweet, creamy and zesty”.

Other sweets encouraging shoppers to get into the spooky spirit for under £1 include crowd pleasers Haribo Bone Shakers and Sour Skeletons, both priced at £0.99.

Shoppers can also get their hands on a bucket of vanilla flavoured Hallow-scream candy floss for £0.99 in three colours – green, orange and purple.

The last item under £1 is the Pimlico Coffin Sour Gummy sweets at £0.99.

The spooky treat is described as “tangy and chewy” and is sold in a variety of flavours.

The prices range from £0.75 all the way up to £10.89 – with Vidal Monster Jellies at the top end of the Halloween sweets sale.

Bargain hunters can find chocolates, sweets, savoury spooky items and everything in between as Halloween approaches.

The sale is available at all stores across the UK and online.

Home Bargains isn’t the only retailer to offer up great deals to customers as both Halloween and Christmas approach.

Lidl‘s Christmas-Ready Wooden Toy sale is set to launch with some of the country’s most sought after wooden toys massively discounted.

Kicking off on October 9, Lidl Plus members have a short six-day window to get their hands on early Christmas presents.

The long-awaited sale offers a collection of quality, sustainable toys at unbeatable prices, which kick off at £1.99.

Some showstoppers include the Wooden Play Kitchen (£44.99 with Lidl Plus, £49.99 without) and Bakery & Cafe (£16.19 with Lidl Plus, £17.99 without).

The new range will also come with a huge variety of wallet-friendly stocking fillers, such as the Wooden Food Play Set (from £4.99) and Wooden Railway Set (£6.39 with Lidl Plus, £7.99 without).

Hitting the stores very soon, the wooden toy collection has plenty of options to tackle a day of cheffing or provide hours of indoor fun. 

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To keep kids from climbing up the walls, the sturdy Wooden Balance Board (£23.99 with Lidl Plus, £29.99 without) and Wooden Balance Beam (£17.99 with Lidl Plus, £19.99 without) are the ideal additions to help the little ones reach new heights.

Or for those looking for something more instrumental for their little treble makers, the Hape Baby Musical Instruments come in a groovin’ guitar or a classic keyboard for a price sure to strike a chord at £11.69 with Lidl Plus (12.99 without).

With cooler weather rolling in for the holidays, the Wooden Puzzle (£1.79 with Lidl Plus, £1.99 without) and Wooden Play Set available as a Farmhouse, Fire Station or Stable (£9.59 with Lidl Plus, £11.99 without) are perfect for providing hours of indoor fun for the chips off the old block. 

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MORRISONS is to introduce a big change to its stores to make sure shelves are stocked faster by floor staff.

The supermarket giant is rolling out a tracking app for store managers so they can see how quickly staff are unloading food onto shelves.

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It said the new system, which was first reported by the Telegraph, would allow them to identify when employees may need additional training.

It comes as Morrisons tries to win back shoppers from rivals, as it is set to be overtaken by Lidl as Britain’s fifth biggest supermarket.

The latest data shows that the discount retailer makes up 8.3% of the grocery market share against Morrisons’ 8.4%, according to Worldpanel.

This is compared to Morrisons‘ 8.6% a year earlier, and 9.4% in 2022.

The supermarket said it had been tracking how quickly staff were working for some time now to make sure the right number of workers were on the shop floor.

But the new app will “help teams understand their own performance” and allow employees’ work to be monitored by store managers, rather than the company’s head office.

A Morrisons spokesperson said: “Along with a lot of our sector, we have used ‘time and motion’ data for some time now to help us allocate hours to a store and ensure we have fair, consistent and standardised ways of working.

“To support this, we have created an app to help teams understand their own performance.

“This will allow us to be fair and consistent in recognising colleagues, whilst also identifying opportunities to coach our colleagues and understand where additional support and training may be required.”

Earlier this year, in a move to improve customer service in stores, Morrisons changed its rules for staff so that only certain workers would be allowed to enter stockrooms.

The retailer said it wanted to ensure it had “the right colleagues in the right place to deliver the best service to customers at all times”.

What else is happening at Morrisons?

Last year, Morrisons slashed over 3,600 jobs and closed 17 stores as part of a major shake-up to its operations.

The supermarket’s workforce dropped from 104,819 to 101,144 in the year leading up to October 27, 2024.

Thousands of jobs were axed across Morrisons’ stores, head office, as well as its manufacturing and distribution operations.

The latest job losses come after the Morrisons shut 17 of its stores around the UK earlier this year, with the final store in Haxby, North Yorkshire, closing on May 14.

The 16 other stores were all axed in April.

As part of a cost-cutting overhaul, the grocer also shut more than 50 of its in-store cafés, 35 meat and fish counters, and 18 Market Kitchen food courts earlier this year.

It cited the need to cut costs amid rising financial pressure.

Do you have a money problem that needs sorting? Get in touch by emailing [email protected].

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THOUSANDS of pensioners will be able to apply for a winter cash boost worth up to £300 in just days.

More than nine million people are set to get the Winter Fuel Payment to help with their energy bills over the colder months.

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Most people who are eligible will get the payment automatically, and will receive letters in the post from the DWP in October and November telling them how much cash they will receive.

However, certain pensioners will need to apply to get the benefit.

You can apply either by post or over the phone, and the DWP phone lines to make a claim open on October 13.

Postal applications opened earlier on September 15.

Pensioners have until March 31 2026 to make a claim.

The Department for Work and Pensions (DWP) has said that anyone claiming the following benefits does not need to make a claim:

• State Pension
• Pension Credit
• Universal Credit
• Attendance Allowance
• Personal Independence Payment (PIP)
• Carer’s Allowance
• Disability Living Allowance (DLA)
• Income Support
• income-related Employment and Support Allowance (ESA)
• income-based Jobseeker’s Allowance (JSA)
• awards from the War Pensions Scheme
• Industrial Injuries Disablement Benefit
• Incapacity Benefit
• Industrial Death Benefit

If you don’t receive any of these benefits, you’ll need to claim manually if you’ve not got the Winter Fuel Payment before, or if you’ve deferred your State Pension since your last Winter Fuel Payment.

While the highest amount of free support is £300, the total will depend on when you were born and your circumstances on the qualifying week, which is between September 15 and 21 of this year.

Pensioners born before September 22, 1959, with an income of £35,000 or below will be eligible for between £100 and £300 to help towards heating bills.

Those hoping to receive the cash must be 66 by the end of the qualifying week.

You won’t be eligible for the payment if you earn more than £35,000 a year, and HMRC will claw back the automatic payment made to you through your tax code or tax return.

Your income can come from a range of factors including, your private pension and state benefits.

Other people who won’t be eligible include those who:

• live outside England and Wales
• were in hospital getting free treatment for the whole of the week of 15 to 21 September 2025 and the year before that
• need permission to enter the UK and your granted leave says that you cannot claim public funds
• were in prison for the whole of the week of 15 to 21 September 2025

The Winter Fuel Payment was axed for 10million pensioners last year, with only those on certain benefits qualifying.

But the government was forced to perform a U-turn after a huge public outcry, with the funding now being reinstated for millions.

The gov.uk website provides further guidance on the scheme and how to make a claim.

Pensioners are also being warned to be wary of text messages from scammers posing as the DWP, who try to get you to click on a fake link to make a claim.

These are not official DWP messages and should be deleted, the government has said.

The Winter Fuel Payment is separate from the Warm Home Discount, which offers struggling households £150 off their electricity bill.

The money is not paid to you, and households that are eligible will have the discount applied to their bill by their energy provider.

What energy bill help is available?

There’s a number of different ways to get help paying your energy bills if you’re struggling to get by.

If you fall into debt, you can always approach your supplier to see if they can put you on a repayment plan before putting you on a prepayment meter.

This involves paying off what you owe in instalments over a set period.

If your supplier offers you a repayment plan you don’t think you can afford, speak to them again to see if you can negotiate a better deal.

Several energy firms have schemes available to customers struggling to cover their bills.

But eligibility criteria vary depending on the supplier and the amount you can get depends on your financial circumstances.

For example, British Gas or Scottish Gas customers struggling to pay their energy bills can get grants worth up to £2,000.

British Gas also offers help via its British Gas Energy Trust and Individuals Family Fund.

You don’t need to be a British Gas customer to apply for the second fund.

EDF, E.ON, Octopus Energy and Scottish Power all offer grants to struggling customers too.

Thousands of vulnerable households are missing out on extra help and protections by not signing up to the Priority Services Register (PSR).

The service helps support vulnerable households, such as those who are elderly or ill.

Some of the perks include being given advance warning of blackouts, free gas safety checks and extra support if you’re struggling.

Get in touch with your energy firm to see if you can apply.

Do you have a money problem that needs sorting? Get in touch by emailing [email protected].

Plus, you can join our Sun Money Chats and Tips Facebook group to share your tips and stories

MAKE-UP lovers have spotted Home Bargains is selling a fancy brand that usually costs £33 for just £6.

The budget retailer has slashed the price of some make-up must-haves from the cult favourite BareMinerals.

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Bargain hunters can make savings of up to 78% in an online only deal that includes a range of moisturisers, lip gloss, and more.

Beauty fans can snap up the popular Bareminerals Complexion Rescue Tinted Moisturiser for just £6.99 down from £33 in a variety of shades.

Other goodies include a Mineralist Lip Gloss-Balm for a steal at £4.99 down from £23 and the Barepro Pressed Powder Foundation for £6.99.

Premium make-up

The premium make-up brand’s tinted moisturiser provides a great option if you’re looking for natural, breathable coverage that looks after your skin with its added SPF 30 protection.

It’s described as an “oil free, mineral-based moisturiser offering sheer-to-light coverage, broad spectrum SPF 30, and a clean matte finish.”

You can take your pick too with a range of moisturisers to choose from depending on skin tone that will also help improve skin texture.

The pressed powder foundation “instantly blurs the appearance of pores, fine lines, and imperfections”.

It’s infused with Shea Butter, Cacao Butter and Vitamin E that will help protect and improve your skin.

What’s better is that it comes with a convenient puff applicator which makes it perfect for use on the go.

While the lip-gloss balm will “deeply hydrate and smooth lips, instantly and over time” while adding a glossy shine.

The product is great for both everyday wear and statement lips and claims to make them up to 50% smoother.

BareMinerals was launched in 1995 and touts itself as the “original clean beauty brand.”

The brand was founded by Leslie Blodgett who said she wanted to start a makeup line that helped you achieve beauty that was more than skin deep.

“I always felt that beauty was something you felt, and it came with confidence, and it came with feeling good physically and emotionally,” she says.

More Beauty Bargains

There’s plenty more beauty products to be had for great prices at retailers too.

Just this week, beauty fans were racing to TK Maxx to nab a £20 discount on Charlotte Tillbury’s cream with another viral product in their hair aisle.

A TikTok user revealed the store is stocking a huge haul of high-end makeup and haircare – including the cult classic Charlotte Tilbury Magic Cream for nearly half the price.

A shopper also recently shared how they spotted dupes of P.Louise’s five-star rated lip kits for just £3 in B&M.

Considering the cult-favourite product is usually £22 – the similar-looking products could be ideal for those on a budget.

And beauty fans have been racing to pick up the Boots beauty advent calendar filled with £289 worth of products.

The 24-day calendar includes an impressive 20 full-size skincare items, including bestsellers from Round Lab, Cetaphil and Byoma.

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MARKS & Spencer is making a major change to all of its stores this Christmas – with more staff set to work on Boxing Day for the first time in five years.

The retailer is ending its recent tradition of keeping most shops shut on the bank holiday as it gears up for one of the busiest trading periods of the year.

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The change will impact stores across the UK, as M&S looks to boost its post-Christmas operations and ensure shelves are fully restocked.

According to The Guardian, around a quarter of store employees will now be required to work on Boxing Day, while all staff must work at least one of December, 26, 27 or 28.

A document from Marks & Spencer seen by the publication revealed that last year, over 40 per cent of permanent staff and 30 per cent of seasonal workers did not work on one of those peak days.

The retailer said this caused knock-on issues with replenishing stock and maintaining store standards.

To avoid similar problems this year, it stated that “all colleagues must play their part to deliver a successful Christmas.”

Jayne Wall, operations director for Marks & Spencer, said: “Christmas at Marks and Spencer is very special and we are grateful to our hardworking colleagues who make our stores great places for our customers to shop.

“Like most retailers, we always have some colleagues in our stores and depots on Boxing Day to help reset.

However, this year we will have more colleagues working than previously so we are in great shape to welcome customers on 27 December.”

The change marks a significant shift for M&S, which decided to close most of its stores on Boxing Day in 2020 as a gesture of thanks after staff worked tirelessly throughout the Covid-19 pandemic.

The retailer had continued the policy since then, saying it wanted to give employees a “much-deserved extended break with their family and loved ones.”

However, this year’s move comes after a turbulent few months for the business.

M&S was hit by a major cyber attack over Easter, which caused widespread disruption to its systems and operations.

The company has since faced staff shortages and logistical challenges, prompting the change in Christmas staffing.

Not all employees are happy about the decision.

Some have said they feel pressured into accepting additional hours during what is usually considered a family holiday.

One M&S worker said: “This has been an incredibly difficult year for colleagues dealing with the cyber incident and the company has been reluctant to give extra hours to stores, so many stores are dealing with low colleague numbers.

“After such a hard time many colleagues feel this is an extra slap in the face.”

Another team member is reported to have written on the retailer’s internal messaging platform expressing disappointment at the move.

They said: “Over recent months it’s been recognised that colleagues have gone above and beyond, doing everything asked of them to keep standards high and deliver excellent service during very challenging times.

“That’s why it feels especially disheartening that Christmas – such a precious time for family – is being disrupted for so many of us.

“Instead of feeling rewarded for our commitment, it comes across more like a punishment.”

HISTORY OF M&S

M&S was founded in 1884 by Michael Marks and Thomas Spencer in Leeds.

The first official Marks and Spencer store opened in Manchester in 1901.

Throughout the 1920s, M&SA gre rapidly, opening more and more stores across the country.

The retailer made its reputation in the early 20th century by selling only British-made products.

It began textile sales in 1926 and started selling food from 1931.

The St Michael trademark was introduced in 1928 as a guarantee of quality and value.

This was initially used only for a small range of textiles but was extended over the years to cover all goods sold by M&S.

M&S introduced its first in-store cafe in 1935 in the Leeds store.

It provided cheap, hygienic, and nutritious mass catering.

By 1942, M&S opened 82 cafes across its estate.

At the outbreak of the Second World War, M&S had 234 stores.

By 1945, over 100 of these had been damaged by bombs, and 16 had been completely destroyed.

BY 1960, M&S pioneered in the sale of fresh poultry following the invention of the cold-chain process.

In the 1970s and 1980s, M&S pushed into international markets including the US, Canada and France. 

In 1979, M&S introduced the Chicken Kiev to its food halls across the UK.

In 1992, Percy Pigs were launched.

The Autograph range of clothing was introduced in 2000, and the St Michael brand was slowly phased out.

In 2019, the group announced 110 store closures as part of its plans, affecting several longstanding high-street shops.

In September 2020, M&S partnered with Ocado to allow for home delivery of the chain’s full food range.

M&S has recently announced new stores and is freshening up a swathe of others in a boost for shoppers.

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AS the winter months draw near, a new flavour of a popular treat is set to hit shelves.

McVitie’s, Penguin and Flipz have unveiled a new festive range to get people in a Christmas mood.

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With Christmas now firmly on the horizon, many people across the country will be looking for snacks to get them in the spirit.

Some people will no doubt go straight for old favourites like mince pies and pigs in blankets.

But this unconventional bag could be just what the doctor ordered.

The Flipz Gingerbread Flavour Coated Pretzel Share Bag offers a festive treat of a different variety.

A spokesperson said: “Bring festive flavour to your snacking with Flipz Gingerbread Flavour Coated Pretzels Share Bag.

“These special festive treats feature crunchy, sweet-and-salty pretzels coated in a smooth gingerbread flavoured layer, finished with a creamy drizzle, creating the perfect balance of sweetness and salty crunch.

“Packed in a larger 150g sharing pouch, this is the ultimate snack for winter movie nights with friends or to self-indulge.”

The bags are exclusive to Salisbury’s stores.

But it’s not the only treat to offer a Christmas-y flavour as the darker months await.

Those craving more gingerbread can enjoy the McVitie’s Gingerbread Flavour Milk Chocolate Digestives.

Retailing for £2.25, these biscuits offer an old classic with a twist.

As spokesperson said: “Bring a festive twist to your celebrations with Gingerbread Flavour Milk Chocolate Digestives.

“Returning as a limited-edition treat for 2025, the rich, warming taste of gingerbread paired with creamy milk chocolate gives a new take on the nation’s favourite biscuit.

“If you did not manage to get your hands on this festive edition run from last year, you have been granted a second chance!”

Emma Johnson, Sweet Seasonal Brand Manager for McVitie’s, said: “The festive season is such a wonderful time, and McVitie’s is honoured to play a part in the nation’s celebrations each year.

“Whether you’re spending quality time with loved ones, looking to get-together with friends, or hunting down stocking fillers for the big day, our McVitie’s range promises something special
for every moment.”

IRN Bru has launched a new winter flavour that has left shoppers divided.

Many have called for the popular soda to be “left alone” as others marvelled at the interesting mix.

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Irn Bru’s latest venture is made with a blend of spiced ginger and cinnamon.

The quirky drink comes packaged in a red can with the firm’s trademark logo on the front.

Unlike the OG drink, however, this special edition also features a giant snowflake as a nod to the festive season.

The new flavour has inspired awe and ire as dozens hopped online to share their views.

Some shoppers called for the drink to be “left alone”, while another simply said “ew”.

One user said: “As a Scottish person. Some things are just best left alone. Can’t beat the OG drink. Some things just need leaving alone.”

Others, however, enthused it’s the perfect teetotal tipple for Christmas.

One shopper said: “I got some yesterday, quite like it! It’ll never replace the 1901 stuff but it’s a pleasant drink for Christmas

Another added: “That sounds tempting!”

Winter Bru will roll out across shops from November 1 for a period of eight weeks.

It will be available in a 330ml can for £1.09.

Last year, the firm announced two new limited edition flavours that were said to taste like childhood sweets.

The Raspberry Ripple flavour and Wild Berry Slush were a huge success as fans rushed to stores to buy them.

One thrilled shopper took to social media and said: “The raspberry ripple one is lush.”

As a second chimed in with: “It tastes like Drumstick lollies.”

As a third agreed, saying: “I liked it tasted like a drumstick lolly to me.”

“Yesssirr that drinks my favourite flavour Irn Bru bought four cans of the raspberry ripple it was that good,” said another.

Before a final shopper commented: “Irn Bru is my all time favourite drink so wasn’t sure about these flavoured ones, but this tastes and smells exactly like a drumstick lolly. Soooooo good!!”

As others compared the interesting new flavour to an ice cream arctic roll, a classic screwball dessert or even raspberry sauce you find in an ice cream truck.

With one describing it as having “heavy nostalgic vibes of going to an ice cream van and asking for a screwball ice cream and they put that raspberry sauce on it. Taste vibes”.

LIFE is better together – and that goes for your bank balance, too.

Buddying up can mean all sorts of savings, from everyday bills to days out.

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Here’s how to get a cash boost by sharing the love . . . 

REFERRALS: If you’ve had great service from a company, why not let your pals know?

Many firms will reward you if you refer someone as a new customer.

This is true for most utility providers, as well as credit card firms.

Even just referring a mate to cashback site TopCashback will net you £20.

So next time you’re telling someone about a great offer, check if you can get something for the recommendation.

Just make sure you get sign-ups through your own unique links or codes to get the reward.

BULK BUYS: If you’re buying tickets for an event, always try to buy with friends and then split the total between you.

This means that if there are booking fees you’ll only pay one between you.

Plus, many venues offer multi-ticket savings that are worth looking for.

For example, you can pay £24.50 to visit the Minecraft Experience in London, but this reduces to £18.50 each if there are seven or more tickets bought through a group bundle.

FRIEND FOR THE ROAD: Travelling can be expensive but you can ease the pressure with others in tow.

Ride app Uber easily allows you to add extra pick-ups on the way to a destination and divide the bill with contacts who also have an account.

If you have a pal who you frequently travel with, the Two Together railcard is £35 a year but gives you a third off off-peak fares when you travel together.

Or with GroupSave, groups of three or more adults can get a third off off-peak train fares when travelling together.

For regular journeys, such as to the office, why not ask work friends if they fancy lift sharing and you can take it in turns to drive.

You’ll save on petrol and get a little added company too.

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• All prices on page correct at time of going to press. Deals and offers subject to availability. 

Deal of day 

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UPGRADE your kettle to the Bosch silicone model with a covered heating element so you don’t have to descale as often.

It’s down from £79.99 to £49.99 at Currys.

SAVE: £30

Cheap treat 

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TERRY’S is about more than its famed chocolate orange.

This caramel ball, £1.98 from Asda, is just as tasty.

WHAT’S NEW? 

HEINZ has launched a range of bean and pulse-based pouches for an easy, nutritious lunch.

You can get them for £2 from Sainsbury’s with a Nectar card (£2.50 without).

Top swap 

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LATHER up with the seasonal sugar pumpkin scent of Body Shop’s shower cream, above, £8.50.

Or sniff out a bargain with Wilko’s pumpkin spice pie shower cream, below, £1.99.

SAVE: £6.51

Shop & save 

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GIVE yourself an easy hairdo with this pack of three claw clips, down from £4.50 to 50p at Matalan.

SAVE: £4

LITTLE HELPER 

STORE kids’ toys or clothes with the help of this ottoman.

It’s £7.99 with a Lidl Plus card or £9.99 without.

Hot right now 

SAVE £5 on selected box sets of books at The Works.

Titles include Diary Of A Wimpy Kid and A Court Of Thorns And Roses.

PLAY NOW TO WIN £200

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JOIN thousands of readers taking part in The Sun Raffle.

Every month we’re giving away £100 to 250 lucky readers – whether you’re saving up or just in need of some extra cash, The Sun could have you covered.

Every Sun Savers code entered equals one Raffle ticket.

The more codes you enter, the more t

A NORMAL-looking terraced home has hit the market for £140,000 – but it hides a “satanic” secret.

The two-bedroom house went viral on TikTok after Ashleigh Anderson, 33, shared its unique decor with the world.

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The tattoo enthusiast bought the property in Barrhead, Scotland in 2022 and spent three years turning it into her dream home.

With its brick walls and manicured lawn, the house appears like a regular terraced home from the outside.

But inside lies a Goth’s paradise – fit with jet black cabinets and radiators, as well as signature Halloween-inspired artwork.

Ashleigh said her living room was inspired by a tattoo studio.

To achieve this particular look, she adorned the walls with a number of eclectic decorations.

The house features spooky sculptures and a large neon sign that covers part of the ink-coloured wall.

Eerie statues form the base of a glass-mounted coffee table, while dark sofa cushions are emblazoned with bold exaggerated eyes.

Meanwhile, two mannequin tattoo-covered legs poke out from either end of the sofa.

Continuing the gothic theme, skulls appear dotted around the room, alongside a zebra head taking pride of place by the steps.

Now on the market for £140,000, with Kelly Residential, the property has gained widespread acclaim for its “unexpected character”.

The listing reads: “This two-bedroom semi-detached property may appear understated from the outside, but step inside and you’ll discover a striking interior with a bold, gothic-inspired design.

“The front door opens into a spacious living room, where dark hardwood flooring, dramatic black walls, gothic artwork, and a distinctive tartan media wall create a stylish and memorable space.

“To the rear, the generous kitchen continues the contemporary feel with high-gloss black cabinets, integrated appliances, and ample worktop space, offering both flair and functionality.

“Upstairs, the main bedroom is large and finished with a neutral feature wall and built-in mirrored wardrobes.

“The second bedroom, currently arranged as a dressing room, offers ample space to serve as a comfortable double bedroom or versatile home office.

“Combining a bold interior aesthetic with practical modern living, this home is ideal for buyers seeking something truly distinctive.”

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BISCUIT fans, rejoice – the Tim Tam Sweet & Salty is back for good after sparking a shopping frenzy across the UK.

The Aussie choccie treat hit Tesco shelves in July as a limited edition and vanished almost instantly, with desperate snackers even hunting them down on eBay.

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The biscuit was first created as a tongue-in-cheek April Fool’s joke online – but demand went wild, forcing makers to put it into production.

Brits flooded comment sections with comments in fear the treat would not make a return to UK shelves. 

One shopper said: “My local Tesco store is no longer stocking this!”

Another added: “I’ve not been able to find a single packet in my store!” 

Now, Tim Tam bosses say it’s here to stay.

From October 3, shoppers can grab the cult treat in Tesco stores nationwide.

Talyah Falabella, Tim Tam’s international marketing manager, said: “The response to Tim Tam Sweet & Salty in the UK has been nothing short of incredible. 

“What was meant to be a limited-edition treat quickly became one of our most talked-about biscuits, with fans desperate to find it in stores.”

Tim Tams have long been Australia’s best-loved biccy – a crunchy biscuit with smooth cream filling, all covered in chocolate. Now Brits are well and truly hooked.

So, if you missed out the first time round, no need to raid eBay – just head to Tesco and bag yourself a packet of the viral biccy Brits can’t get enough of.

It comes after the release of the new white chocolate flavour earlier this month which left shoppers delighted. 

 Sainsbury’s supermarket was the first UK store to stock the white chocolate version of the snack.

One shopper said: “Need the white chocolate ones.”

While another eager customer said: “Sainsbury’s are now selling white chocolate timtams, my lil Aussie backpacker heart is so happy.”

And a third shopper simply said the treat looks “yummy”.

The tasty treat comes in many flavours, including chocolate and caramel.

Shoppers can also try out a range of other flavours too, including milk chocolate and extra chocolatey.

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THE majority of home insurance policies do not include cover for accidental damage such as spills or smashed windows, analysis reveals.

When households take out buildings or contents insurance, many assume that they are also covered for accidental damage.

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This is protection against certain mishaps, including spilling drinks or paint on the carpet or accidentally smashing a window with a ball.

But analysis by consumer group Which? of 78 home insurance policies from 35 providers revealed this is not the case.

It found that only 28% of buildings insurance policies and 27% of contents policies included accidental damage cover as standard.

But seven in ten policies offered this cover as an optional extra or provided basic cover, such as for windows or bathroom fixtures, that you can upgrade.

The remainder of insurers don’t offer it at all.

But 31% of consumers who had bought insurance thought their policy would cover them for anything that was not their fault, according to a recent Which? survey of 4,000 people.

A similar proportion believed that if they had cover for possessions, they are protected against any event that involved those possessions – including accidental damage.

But accidental damage is one of the most common reasons that people make a home insurance claim.

This means hundreds of thousands of people could be caught out each year.

In a separate Which? survey of 2,804 people who had tried to make a claim on their policy in the last two years, accidental damage made up around a fifth of cases.

Which? said lack of clarity when people take out insurance is leading to poor outcomes for customers.

Its previous research had found customers do not understand what is included and excluded, and can’t tell the difference between products.

The findings come after Which? launched a super-complaint to industry regulator the Financial Conduct Authority.

In the complaint Which? outlined its concerns about “serious failings” in the home and travel insurance markets.

The consumer group is now calling for a fundamental reset in how insurance companies treat their customers.

What does accidental damage cover?

Home insurance is primarily designed to cover you for significant losses from events such as fire, storms and floods.

Meanwhile, accidental damage is an add-on that can provide you with further protection.

But the definition of what is covered will vary between providers, which is why it’s important to check your policy.

Sam Richardson, deputy editor of Which? Money, said: “When it comes to making a claim on your insurance, it’s sadly all too common to get caught out by the small print.”

Most policies that offer accidental damage cover include issues caused by broken glass and underground pipes.

But in many cases the cover won’t include damage caused by cleaning or by lodgers. 

Meanwhile, the insurance doesn’t include damage due to a lack of upkeep or damage caused by pets.

A spokesperson for the Association of British Insurers said: “Always check your policy details or speak to your insurer to make sure you have the right level of protection for your needs.”

Do you have a money problem that needs sorting? Get in touch by emailing [email protected].

Plus, you can join our Sun Money Chats and Tips Facebook group to share your tips and stories

TRADESPEOPLE are struggling to expand their businesses because of growing costs, bureaucracy and hiring pressures, a new study suggests.

A survey of 850 tradespeople working across the UK by Checkatrade showed they were eager to contribute to the Government’s plan for growth, but challenges were preventing them from doing so.

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Four out of five of those surveyed said rising costs of materials and tools, plus increased levels of tool theft, were preventing them from growing their business.

A similar number blamed rising taxes, such as the increase in employer National Insurance Contributions.

In April the Government increased the rate of National Insurance contributions from 13.8% to 15%.

It also lowered the threshold at which employers start paying National Insurance from £9,100 to £5,000.

This has piled further pressure onto tradespeople already struggling to make ends meet.

Jambu Palaniappan, chief executive of Checkatrade, said: “The UK is a nation dependent on the trade industry — from carpenters to electricians, decorators to roofers.

“The 900,000 people behind it couldn’t be more important for propelling our economy.”

He said that the research shows how eager tradespeople are to contribute to the Government’s growth agenda.

As part of the plan the Government wants to improve the UK’s rate of economic growth and boost national productivity.

But while there is lots of optimism and significant opportunities for growth, there are still significant challenges tradespeople face.

Palaniappan said: “The Government needs to work with industry to close skills gaps, ensure apprenticeships work for small businesses, and do everything they can to reduce the burdens, the costs, and the taxes that can stifle tradespeople’s growth.”

What support is available?

If you are self-employed and are struggling with the higher cost of living, then there is support available to you.

Universal Credit

One way is to top up your income with Universal Credit.

You can apply if you need to top up your income and have low income and savings.

But you won’t be eligible if you live with a spouse or partner and have combined savings of more than £16,000 or your partner earns too much.

You can check if you are eligible and your claim is likely to be successful by using a benefits calculator.

Turn2us and Entitledto both offer calculators that can help you check whether you qualify.

You will need to attend a gateway interview with a DWP work coach so they can check that being self-employed is your main job.

They will also confirm if you are making a profit or are expected to if you’ve just started out.

This means you’ll need to provide evidence such as receipts, a business plan, copies of invoices, trading accounts or proof you’ve registered as self-employed with HMRC.

If you don’t have enough evidence, then they may decide that you’re not “gainfully” self-employed.

You will need to look and be eligible for other work while you get Universal Credit.

For more information and to apply visit the GOV.UK website.

Employment and Support Allowance

If you’re self-employed, then you can’t claim Statutory Sick Pay.

But if you’ve paid enough National Insurance, then you may be able to claim the new-style Employment and Support Allowance if you’re ill.

If you qualify for the benefit, then you can claim it regardless of your household income or savings.

But if you haven’t paid enough National Insurance, then you may be able to claim the limited capability for work and work-related activity element of Universal Credit.

To be eligible your savings must be less than £16,000.

If you live with a partner, then their income will also be taken into account as part of the claim for Universal Credit.

For information on if you qualify for Employment and Support Allowance and what to do if you don’t visit GOV.UK.

Cut your tax bill

You could be missing out on key tax allowances that could save you hundreds of pounds a year.

If you work from home, then you may be able to claim for costs associated with work, such as business phone calls, gas and electricity.

If you work from home between 51 and 100 hours a month, then you could get £18.

Meanwhile, if you work for more than 101 hours a month from home, then you could get £26 a month – or £312 a year.

If the amount of time you work from home varies month-to-month, then you can claim the relevant amount for that month.

To apply visit the GOV.UK website.

You may also be able to claim tax relief on your mileage if you drive a car or van for work.

You can claim 45p tax relief on every mile you do for the first 10,000 miles a year of business journeys.

If you travelled this distance in a year, you would get £4,500 in tax relief a year.

If you drive more than 10,000 miles, then you can claim 25p tax relief per mile.

You can also get an additional 5p per mile in relief if you carry a passenger.

You can log the number of miles you do and add reminders to report your mileage using apps including driversnote and Fuelio.

To use these apps just download them from the app store and create an account.

Read our helpful guide for more advice on how to cut your tax bill if you’re self-employed.

Do you have a money problem that needs sorting? Get in touch by emailing [email protected].

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