Money saving

SHOPPERS are racing to a major retailer to pick up dirt-cheap snacks and sweets ahead of the spookiest day of the year.

Sweets lovers are going wild as Halloween treats have hit Home Bargains, with prices starting as low as £0.75.

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Marketed under the “Hallow Scream” range, the store released more than 80 products on its website.

The sale has kicked off featuring Zed’s Gummy Corn sweets for £0.75, described as “sweet, creamy and zesty”.

Other sweets encouraging shoppers to get into the spooky spirit for under £1 include crowd pleasers Haribo Bone Shakers and Sour Skeletons, both priced at £0.99.

Shoppers can also get their hands on a bucket of vanilla flavoured Hallow-scream candy floss for £0.99 in three colours – green, orange and purple.

The last item under £1 is the Pimlico Coffin Sour Gummy sweets at £0.99.

The spooky treat is described as “tangy and chewy” and is sold in a variety of flavours.

The prices range from £0.75 all the way up to £10.89 – with Vidal Monster Jellies at the top end of the Halloween sweets sale.

Bargain hunters can find chocolates, sweets, savoury spooky items and everything in between as Halloween approaches.

The sale is available at all stores across the UK and online.

Home Bargains isn’t the only retailer to offer up great deals to customers as both Halloween and Christmas approach.

Lidl‘s Christmas-Ready Wooden Toy sale is set to launch with some of the country’s most sought after wooden toys massively discounted.

Kicking off on October 9, Lidl Plus members have a short six-day window to get their hands on early Christmas presents.

The long-awaited sale offers a collection of quality, sustainable toys at unbeatable prices, which kick off at £1.99.

Some showstoppers include the Wooden Play Kitchen (£44.99 with Lidl Plus, £49.99 without) and Bakery & Cafe (£16.19 with Lidl Plus, £17.99 without).

The new range will also come with a huge variety of wallet-friendly stocking fillers, such as the Wooden Food Play Set (from £4.99) and Wooden Railway Set (£6.39 with Lidl Plus, £7.99 without).

Hitting the stores very soon, the wooden toy collection has plenty of options to tackle a day of cheffing or provide hours of indoor fun. 

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To keep kids from climbing up the walls, the sturdy Wooden Balance Board (£23.99 with Lidl Plus, £29.99 without) and Wooden Balance Beam (£17.99 with Lidl Plus, £19.99 without) are the ideal additions to help the little ones reach new heights.

Or for those looking for something more instrumental for their little treble makers, the Hape Baby Musical Instruments come in a groovin’ guitar or a classic keyboard for a price sure to strike a chord at £11.69 with Lidl Plus (12.99 without).

With cooler weather rolling in for the holidays, the Wooden Puzzle (£1.79 with Lidl Plus, £1.99 without) and Wooden Play Set available as a Farmhouse, Fire Station or Stable (£9.59 with Lidl Plus, £11.99 without) are perfect for providing hours of indoor fun for the chips off the old block. 

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A SHOPPER has sparked a debate among bargain hunters after sharing an incredible yellow sticker haul on social media – and admitting she cleared the shelves of highly reduced items.

The savvy shopper managed to scoop up 51 cartons of fruit juice for less than £4, along with a massive discount on cleaning essentials.

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The post quickly racked up comments after the woman declared: “Yes I cleared the shelves who wouldn’t,” justifying her massive purchase.

The focus of her shopping spree was Morrisons, though she noted the deal might not be nationwide. 

The woman, who shared her impressive savings in the popular Facebook group Extreme Couponing And Bargains UK, basket was full of discounted everyday essentials.

She bought 17 multipacks of juice cartons (4x apple and blackcurrant, 13x orange juice) that were priced at a mere 20p per pack. 

This means she paid just £3.40 for 51 individual juice cartons, a saving of over 90% on the original price.

The money saver also grabbed a huge stock of Dettol cleaning wipes. 

These were marked up at 75p but scanned at an even lower 37p per pack of 70 wipes.

She bought 13 packs, grabbing a year’s worth of cleaning supplies for just £4.81.

But her post soon quickly got a reaction from other money savers. 

Many users congratulated her on the incredible luck, insisting that any serious bargain hunter would do the same but others disagreed. 

“I wouldn’t have cleared the shelf actually,” one wrote.

A second also stated: “It’s lovely to hear of people getting a bargain but when you say…

“I cleared the shelf, surely you didn’t mean that figuratively.

“I mean you did leave some for someone else to ‘get a bargain’?”

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“I’m sorry but I get annoyed when people clear the shelf.

“I just think it’s a great bargain but please be fair to others to have the opportunity to get as well,” a third added.

But someone else said: “Why not, great find. That pack lunches are sorted.”

And another added: “Well done you…I would have as well…always share with relations and friends.” 

A Facebook user also commented: “Well done you, who wouldn’t take the lot I would , to split between my family.” 

THOUSANDS of pensioners will be able to apply for a winter cash boost worth up to £300 in just days.

More than nine million people are set to get the Winter Fuel Payment to help with their energy bills over the colder months.

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Most people who are eligible will get the payment automatically, and will receive letters in the post from the DWP in October and November telling them how much cash they will receive.

However, certain pensioners will need to apply to get the benefit.

You can apply either by post or over the phone, and the DWP phone lines to make a claim open on October 13.

Postal applications opened earlier on September 15.

Pensioners have until March 31 2026 to make a claim.

The Department for Work and Pensions (DWP) has said that anyone claiming the following benefits does not need to make a claim:

• State Pension
• Pension Credit
• Universal Credit
• Attendance Allowance
• Personal Independence Payment (PIP)
• Carer’s Allowance
• Disability Living Allowance (DLA)
• Income Support
• income-related Employment and Support Allowance (ESA)
• income-based Jobseeker’s Allowance (JSA)
• awards from the War Pensions Scheme
• Industrial Injuries Disablement Benefit
• Incapacity Benefit
• Industrial Death Benefit

If you don’t receive any of these benefits, you’ll need to claim manually if you’ve not got the Winter Fuel Payment before, or if you’ve deferred your State Pension since your last Winter Fuel Payment.

While the highest amount of free support is £300, the total will depend on when you were born and your circumstances on the qualifying week, which is between September 15 and 21 of this year.

Pensioners born before September 22, 1959, with an income of £35,000 or below will be eligible for between £100 and £300 to help towards heating bills.

Those hoping to receive the cash must be 66 by the end of the qualifying week.

You won’t be eligible for the payment if you earn more than £35,000 a year, and HMRC will claw back the automatic payment made to you through your tax code or tax return.

Your income can come from a range of factors including, your private pension and state benefits.

Other people who won’t be eligible include those who:

• live outside England and Wales
• were in hospital getting free treatment for the whole of the week of 15 to 21 September 2025 and the year before that
• need permission to enter the UK and your granted leave says that you cannot claim public funds
• were in prison for the whole of the week of 15 to 21 September 2025

The Winter Fuel Payment was axed for 10million pensioners last year, with only those on certain benefits qualifying.

But the government was forced to perform a U-turn after a huge public outcry, with the funding now being reinstated for millions.

The gov.uk website provides further guidance on the scheme and how to make a claim.

Pensioners are also being warned to be wary of text messages from scammers posing as the DWP, who try to get you to click on a fake link to make a claim.

These are not official DWP messages and should be deleted, the government has said.

The Winter Fuel Payment is separate from the Warm Home Discount, which offers struggling households £150 off their electricity bill.

The money is not paid to you, and households that are eligible will have the discount applied to their bill by their energy provider.

What energy bill help is available?

There’s a number of different ways to get help paying your energy bills if you’re struggling to get by.

If you fall into debt, you can always approach your supplier to see if they can put you on a repayment plan before putting you on a prepayment meter.

This involves paying off what you owe in instalments over a set period.

If your supplier offers you a repayment plan you don’t think you can afford, speak to them again to see if you can negotiate a better deal.

Several energy firms have schemes available to customers struggling to cover their bills.

But eligibility criteria vary depending on the supplier and the amount you can get depends on your financial circumstances.

For example, British Gas or Scottish Gas customers struggling to pay their energy bills can get grants worth up to £2,000.

British Gas also offers help via its British Gas Energy Trust and Individuals Family Fund.

You don’t need to be a British Gas customer to apply for the second fund.

EDF, E.ON, Octopus Energy and Scottish Power all offer grants to struggling customers too.

Thousands of vulnerable households are missing out on extra help and protections by not signing up to the Priority Services Register (PSR).

The service helps support vulnerable households, such as those who are elderly or ill.

Some of the perks include being given advance warning of blackouts, free gas safety checks and extra support if you’re struggling.

Get in touch with your energy firm to see if you can apply.

Do you have a money problem that needs sorting? Get in touch by emailing [email protected].

Plus, you can join our Sun Money Chats and Tips Facebook group to share your tips and stories

MAKE-UP lovers have spotted Home Bargains is selling a fancy brand that usually costs £33 for just £6.

The budget retailer has slashed the price of some make-up must-haves from the cult favourite BareMinerals.

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Bargain hunters can make savings of up to 78% in an online only deal that includes a range of moisturisers, lip gloss, and more.

Beauty fans can snap up the popular Bareminerals Complexion Rescue Tinted Moisturiser for just £6.99 down from £33 in a variety of shades.

Other goodies include a Mineralist Lip Gloss-Balm for a steal at £4.99 down from £23 and the Barepro Pressed Powder Foundation for £6.99.

Premium make-up

The premium make-up brand’s tinted moisturiser provides a great option if you’re looking for natural, breathable coverage that looks after your skin with its added SPF 30 protection.

It’s described as an “oil free, mineral-based moisturiser offering sheer-to-light coverage, broad spectrum SPF 30, and a clean matte finish.”

You can take your pick too with a range of moisturisers to choose from depending on skin tone that will also help improve skin texture.

The pressed powder foundation “instantly blurs the appearance of pores, fine lines, and imperfections”.

It’s infused with Shea Butter, Cacao Butter and Vitamin E that will help protect and improve your skin.

What’s better is that it comes with a convenient puff applicator which makes it perfect for use on the go.

While the lip-gloss balm will “deeply hydrate and smooth lips, instantly and over time” while adding a glossy shine.

The product is great for both everyday wear and statement lips and claims to make them up to 50% smoother.

BareMinerals was launched in 1995 and touts itself as the “original clean beauty brand.”

The brand was founded by Leslie Blodgett who said she wanted to start a makeup line that helped you achieve beauty that was more than skin deep.

“I always felt that beauty was something you felt, and it came with confidence, and it came with feeling good physically and emotionally,” she says.

More Beauty Bargains

There’s plenty more beauty products to be had for great prices at retailers too.

Just this week, beauty fans were racing to TK Maxx to nab a £20 discount on Charlotte Tillbury’s cream with another viral product in their hair aisle.

A TikTok user revealed the store is stocking a huge haul of high-end makeup and haircare – including the cult classic Charlotte Tilbury Magic Cream for nearly half the price.

A shopper also recently shared how they spotted dupes of P.Louise’s five-star rated lip kits for just £3 in B&M.

Considering the cult-favourite product is usually £22 – the similar-looking products could be ideal for those on a budget.

And beauty fans have been racing to pick up the Boots beauty advent calendar filled with £289 worth of products.

The 24-day calendar includes an impressive 20 full-size skincare items, including bestsellers from Round Lab, Cetaphil and Byoma.

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ED MILIBAND is a “walking, talking cost-of-living crisis”, according to shadow Energy Secretary Claire Coutinho.

The senior MP — who will tomorrow unveil Tory plans for cheaper utilities — vowed to get her Labour arch-rival SACKED as gas and electricity costs rose again this week on his watch.

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Experts have warned that Red Ed, who promised to cut energy bills by up to £300 a year before the 2024 General Election, will only drive prices higher with his Net Zero obsession.

Already, £1billion has been spent this year switching off wind turbines when it got too blowy for the network to cope.

Other sources, such as gas-fired plants, then had to be paid to be used as a replacement. The shutdown has pushed household bills up by £15 a year.

In an interview with the Sun on Sunday, Ms Coutinho fumed: “Ed Miliband is a disaster.

“Every decision (he) has made in government is going to send people’s bills up.

“He promised people £300 off their bills, and so far they’re already £200 up. People are rightly furious.

“I don’t know what he’s on. He is a walking, talking cost-of-living crisis.

“I’m going to make it my mission in this parliament to get him sacked.”

She continues: “I think he can’t add up because if you look at what he’s doing, gas at the moment is about £55 a megawatt-hour.

“He said he’s willing to pay up to £117 for offshore wind this year, and then he talks about cutting people’s bills. You don’t need a calculator to see that is just total madness.”

The top Tory also slated Energy Secretary Mr Miliband for “signing up to 20-year contracts” for offshore wind, adding: “We’re going to be saddled with these incredibly high prices for decades.”

Ms Coutinho is the face of the Conservative Party’s scepticism over a move to Net Zero.

At their annual conference in Manchester tomorrow, she will outline proposals to cut bills by scrapping green levies.

She said: “The most important thing the country needs — and we’re unashamed about this — is lower energy bills.

“Our priority for energy policy going forward will be simple: Make electricity cheaper.

“It will be good for growth, it’s good for cost-of-living — something we know lots of families are still struggling with — and, most importantly, it will be good for the whole of the UK to have much cheaper energy bills.”

Levies funding environmental and social projects add around £140 to annual electricity bills and £50 to gas bills, says innovation agency Nesta.

It comes as the UK energy price cap rose again this week by two per cent, meaning the average household paying for gas and electricity by direct debit will see costs increase from £1,720 to £1,755 per year.

Ms Coutinho’s stance marks a much harder line on eco-policies as the Tories try to stave off Nigel Farage’s party.

Reform UK promised to scrap the Net Zero target and told wind and solar developers they will end green energy subsidies if they win power.

It has prompted Mr Miliband to liken the Tories to a “Reform tribute act”.

But Ms Coutinho said: “That’s absolute rubbish, If you look at Reform, they’ve got the economics of Jeremy Corbyn.”

She claimed there was a huge black hole in Reform’s spending plans, adding: “That simply isn’t going to work for a country where you’ve got interest rates high, inflation is high. We need to be bringing those things down. So we need to live within our means.”

Tories have pledged to scrap the restrictive Climate Change Act 2008 brought in by the last Labour government, and the target of Net Zero emissions by 2050 enshrined by Tory PM Theresa May in 2019.

Ms Coutinho said: “We’ve got new leadership now and both Kemi and I strongly feel that the biggest problem that this country faces is that we’ve got the highest industrial electricity prices in the world and the second highest domestic prices. Now that’s just not going to work for Britain.”

Tories would also abolish quango the Climate Change Committee, which advises the Government on Net Zero.

Ms Coutinho said: “For too long, energy policy has been in the hands of people who are unelected and unaccountable — and that’s just not right.”

And she has left the door open to fracking.

A ban was lifted by Liz Truss during her short tenure in Downing Street – but this was abandoned by her successor Rishi Sunak.

Ms Coutinho added: “We’re a small dense island and it can be very disruptive. So it shouldn’t be done to communities without their say so.”

The shadow cabinet member admitted people are frustrated the Tories have taken their time to come up with policies after their disastrous loss at last year’s General Election.

But she insisted: “At conference, you’ll see a lot more from us. This is the moment where we’ll start telling people all the results of our work, and be able to explain what our plan is.

“The difference between us and Labour and Reform is our plans are real, they’re fully funded, they can be delivered tomorrow.”

She promised the Tories will bring forward plans the public can trust, adding: “People have really lost faith in government to be able to do the things that they want it to do. So we need to rebuild that trust.”

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LIFE is better together – and that goes for your bank balance, too.

Buddying up can mean all sorts of savings, from everyday bills to days out.

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Here’s how to get a cash boost by sharing the love . . . 

REFERRALS: If you’ve had great service from a company, why not let your pals know?

Many firms will reward you if you refer someone as a new customer.

This is true for most utility providers, as well as credit card firms.

Even just referring a mate to cashback site TopCashback will net you £20.

So next time you’re telling someone about a great offer, check if you can get something for the recommendation.

Just make sure you get sign-ups through your own unique links or codes to get the reward.

BULK BUYS: If you’re buying tickets for an event, always try to buy with friends and then split the total between you.

This means that if there are booking fees you’ll only pay one between you.

Plus, many venues offer multi-ticket savings that are worth looking for.

For example, you can pay £24.50 to visit the Minecraft Experience in London, but this reduces to £18.50 each if there are seven or more tickets bought through a group bundle.

FRIEND FOR THE ROAD: Travelling can be expensive but you can ease the pressure with others in tow.

Ride app Uber easily allows you to add extra pick-ups on the way to a destination and divide the bill with contacts who also have an account.

If you have a pal who you frequently travel with, the Two Together railcard is £35 a year but gives you a third off off-peak fares when you travel together.

Or with GroupSave, groups of three or more adults can get a third off off-peak train fares when travelling together.

For regular journeys, such as to the office, why not ask work friends if they fancy lift sharing and you can take it in turns to drive.

You’ll save on petrol and get a little added company too.

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• All prices on page correct at time of going to press. Deals and offers subject to availability. 

Deal of day 

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UPGRADE your kettle to the Bosch silicone model with a covered heating element so you don’t have to descale as often.

It’s down from £79.99 to £49.99 at Currys.

SAVE: £30

Cheap treat 

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TERRY’S is about more than its famed chocolate orange.

This caramel ball, £1.98 from Asda, is just as tasty.

WHAT’S NEW? 

HEINZ has launched a range of bean and pulse-based pouches for an easy, nutritious lunch.

You can get them for £2 from Sainsbury’s with a Nectar card (£2.50 without).

Top swap 

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LATHER up with the seasonal sugar pumpkin scent of Body Shop’s shower cream, above, £8.50.

Or sniff out a bargain with Wilko’s pumpkin spice pie shower cream, below, £1.99.

SAVE: £6.51

Shop & save 

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GIVE yourself an easy hairdo with this pack of three claw clips, down from £4.50 to 50p at Matalan.

SAVE: £4

LITTLE HELPER 

STORE kids’ toys or clothes with the help of this ottoman.

It’s £7.99 with a Lidl Plus card or £9.99 without.

Hot right now 

SAVE £5 on selected box sets of books at The Works.

Titles include Diary Of A Wimpy Kid and A Court Of Thorns And Roses.

PLAY NOW TO WIN £200

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JOIN thousands of readers taking part in The Sun Raffle.

Every month we’re giving away £100 to 250 lucky readers – whether you’re saving up or just in need of some extra cash, The Sun could have you covered.

Every Sun Savers code entered equals one Raffle ticket.

The more codes you enter, the more t

FAMILIES can now receive a cut of £56million in energy bill support from a ‘Big Six’ supplier.

From today, OVO Energy is handing out free electric blankets as one of its ways to help customers with rising energy bills.

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The supplier runs the extra support service for users all year round, but is now increasing the amount of aid it’s giving out ahead of the winter months.

Since 2022, OVO has given £190million in aid, including heated blankets, smart sockets, and efficiency kits, helping 42,000 customers last year.

The latest £56million package includes free energy-saving products and direct financial support.

And it’s not just electric blankets that you could bag for free.

OVO is also giving away mattress toppers and home efficiency kits to struggling households as part of the scheme.

Customers could also receive a wide range of energy-saving measures installed through ECO4 – from loft insulation to a new boiler, or even high-end tech like heat pumps.

Eligible customers could get a whole package installed, all for free.

Financial support including Direct Debit reductions, emergency credit top-ups, and extended repayment plans are also being offered.

To check your entitlement, visit ovoenergy.com/extra-support.

Ovo is separately campaigning for the introduction of a social tariff to protect vulnerable customers from high energy prices and combat fuel poverty across the UK.

David Buttress, chief executive of OVO, said: “We’re providing support to those who need it most by working together with our charity partners and committing our largest ever customer support package.”

“But this isn’t a long term solution.

“We need to make the energy system work better for everyone.

“That starts with targeted support in the form of a social tariff – no one can be, or no one needs to be left behind.”

What other grants are available?

There are several other ways households can boost their home’s energy efficiency and save money through a variety of grants.

From insulation and boiler upgrades to modifications for disabled residents, financial assistance can cover a substantial portion of your home improvement costs.

Some grants may even cover up to £50,000 worth of home improvements.

Great British insulation scheme – £1,000s

You can get help insulating your home through the Government’s Great British Insulation Scheme (GBIS) if you’re not eligible under the ECO scheme.

GBIS is open to an extra 400,000 households in council tax bands A to E across England, Wales and Scotland who might not be claiming benefits.

To qualify, you must have an energy performance certificate rating of D or lower.

You could be in line for essential upgrades to your home, including roof, loft or cavity wall insulation – which could cut your annual energy bill by £100s.

Check whether you meet the eligibility criteria by visiting gov.uk/apply-great-british-insulation-scheme.

Boiler upgrade scheme – £7,500

Through the boiler upgrade scheme, you could get a grant to cover part of the cost of replacing fossil fuel heating systems with a heat pump or biomass boiler.

You can get one grant per property, towards help with the following:

• £7,500 towards an air source heat pump
• £7,500 towards a ground source heat pump (including water source heat pumps and those on shared ground loops)
• £5,000 towards a biomass boiler

To qualify for this scheme you must own the property you are looking to upgrade.

You must find an MCS-certified installer to claim the grant on your behalf.

MCS is the certification scheme for energy-efficiency product installers.

You can find the nearest ones to you by visiting www.mcscertified.com/find-an-installer, but it is worth shopping for a few quotes.

Home upgrade grant – £1,000s

The home upgrade grant provides funding for various energy efficiency measures for homes that are not connected to the gas grid, often in rural or semi-rural areas.

To be eligible, you must own and live in the property you’re applying for and not use a mains gas boiler as your home’s main heating system.

You’ll also need an performance certificate (EPC) rating of D, E, F or G – if you do not know your home’s EPC you can find it out when you apply.

You’ll usually need to have a household income of £36,000 a year or less.

If you’re eligible, your local council will arrange a home survey to see how your home could be made more energy efficient.

They might suggest improvements like installing wall, loft and underfloor insulation, air source heat pumps, electric radiators

Find out more by visiting gov.uk/apply-home-upgrade-grant.

What energy bill help is available?

There’s a number of different ways to get help paying your energy bills if you’re struggling to get by.

If you fall into debt, you can always approach your supplier to see if they can put you on a repayment plan before putting you on a prepayment meter.

This involves paying off what you owe in instalments over a set period.

If your supplier offers you a repayment plan you don’t think you can afford, speak to them again to see if you can negotiate a better deal.

Several energy firms have schemes available to customers struggling to cover their bills.

But eligibility criteria vary depending on the supplier and the amount you can get depends on your financial circumstances.

For example, British Gas or Scottish Gas customers struggling to pay their energy bills can get grants worth up to £2,000.

British Gas also offers help via its British Gas Energy Trust and Individuals Family Fund.

You don’t need to be a British Gas customer to apply for the second fund.

EDF, E.ON, Octopus Energy and Scottish Power all offer grants to struggling customers too.

Thousands of vulnerable households are missing out on extra help and protections by not signing up to the Priority Services Register (PSR).

The service helps support vulnerable households, such as those who are elderly or ill.

Some of the perks include being given advance warning of blackouts, free gas safety checks and extra support if you’re struggling.

Get in touch with your energy firm to see if you can apply.

COFFEE lovers are racing to grab a popular autumn-inspired beverage, and it’s costing them nothing but time.

TopCashback is offering a delicious deal for new members, to get £5 cashback for just a £2 spend on a hot drink of their choice.

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The deal means seasonal coffee trend followers can get certain sized pumpkin spiced lattes for free.

All shoppers need to do to secure the sweet deal is spend at least £2 on a hot drink.

Then, to claim the offer, shoppers must sign up to TopCashback via this special link.

After signing up, shoppers should snap a picture of their receipt and receive £5 cash back into their TopCashback account.

Starbucks has priced the warm version of the seasonal favourite Tall Pumpkin Spice Latte for £4.90.

Savings on TopCashback can be made on other cosy-weather purchases, even saving shoppers money in the lead up to Christmas.

 Topcashback will pay you when you sign up and make a purchase through its links.

You could then put this extra money into your savings.

Cashback deals are often advertised as a percentage.

For example, you would get up to 5% back when you spend £30 or more.

But you should always be cautious when spending and not let offers tempt you to hand over money you didn’t intend to spend.

Only use cashback to make a purchase if you were going to buy the item anyway.

Topcashback said its members earn more than £300 a year, which works out at around £25 a month.

So if you used TopCashback for every purchase until Christmas, then you would have £75 by December 25.

M&S weren’t to be outdone, adding new autumn drinks to their menu just in time for the seasonal shift.

The supermarket retailer revealed over 20 brand new items as part of the autumn menu shake-up.

As Autumn isn’t complete without the smell of cinnamon and cosy drinks, M&S has launched limited-edition cinnamon latte and matcha.

Alongside toasties and new drinks, M&S has also brought out a new line of breakfast rolls.

The halloumi and avocado ciabatta is stuffed with grilled halloumi, smashed avocado and zingy tomato and chilli chutney.

M&S cafe is also the first UK high street retailer to sell a gluten-free bacon roll loaded with smoked British bacon.

Plus, a load of old favourites and new showstoppers have been added to the bake and cake section.

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Money-Saving Tips from Gemma Bird: Save £2k Before Christmas

IF youre’ looking to save cash, you’ve come to the right place, as here, Gemma Bird has shared her top tips that’ll save you £2k before Christmas.

• Set a budget: Track your spending and create a realistic budget.
• Cut unnecessary costs: Cancel unused subscriptions and avoid impulse buys.
• Meal planning: Plan meals to reduce grocery bills and avoid takeaways.
• Sell unwanted items: Declutter and sell items online for extra cash.
• Cashback and discounts: Use cashback sites and hunt for discount codes.
• DIY gifts: Make personalised gifts to save money and add a personal touch.
• Pick up a seasonal shift: A really easy way to pick up a bit of extra cash in the winter is to find yourself some seasonal work.

Follow these practical tips from Gemma Bird to boost your savings before the festive season!

TRADESPEOPLE are struggling to expand their businesses because of growing costs, bureaucracy and hiring pressures, a new study suggests.

A survey of 850 tradespeople working across the UK by Checkatrade showed they were eager to contribute to the Government’s plan for growth, but challenges were preventing them from doing so.

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Four out of five of those surveyed said rising costs of materials and tools, plus increased levels of tool theft, were preventing them from growing their business.

A similar number blamed rising taxes, such as the increase in employer National Insurance Contributions.

In April the Government increased the rate of National Insurance contributions from 13.8% to 15%.

It also lowered the threshold at which employers start paying National Insurance from £9,100 to £5,000.

This has piled further pressure onto tradespeople already struggling to make ends meet.

Jambu Palaniappan, chief executive of Checkatrade, said: “The UK is a nation dependent on the trade industry — from carpenters to electricians, decorators to roofers.

“The 900,000 people behind it couldn’t be more important for propelling our economy.”

He said that the research shows how eager tradespeople are to contribute to the Government’s growth agenda.

As part of the plan the Government wants to improve the UK’s rate of economic growth and boost national productivity.

But while there is lots of optimism and significant opportunities for growth, there are still significant challenges tradespeople face.

Palaniappan said: “The Government needs to work with industry to close skills gaps, ensure apprenticeships work for small businesses, and do everything they can to reduce the burdens, the costs, and the taxes that can stifle tradespeople’s growth.”

What support is available?

If you are self-employed and are struggling with the higher cost of living, then there is support available to you.

Universal Credit

One way is to top up your income with Universal Credit.

You can apply if you need to top up your income and have low income and savings.

But you won’t be eligible if you live with a spouse or partner and have combined savings of more than £16,000 or your partner earns too much.

You can check if you are eligible and your claim is likely to be successful by using a benefits calculator.

Turn2us and Entitledto both offer calculators that can help you check whether you qualify.

You will need to attend a gateway interview with a DWP work coach so they can check that being self-employed is your main job.

They will also confirm if you are making a profit or are expected to if you’ve just started out.

This means you’ll need to provide evidence such as receipts, a business plan, copies of invoices, trading accounts or proof you’ve registered as self-employed with HMRC.

If you don’t have enough evidence, then they may decide that you’re not “gainfully” self-employed.

You will need to look and be eligible for other work while you get Universal Credit.

For more information and to apply visit the GOV.UK website.

Employment and Support Allowance

If you’re self-employed, then you can’t claim Statutory Sick Pay.

But if you’ve paid enough National Insurance, then you may be able to claim the new-style Employment and Support Allowance if you’re ill.

If you qualify for the benefit, then you can claim it regardless of your household income or savings.

But if you haven’t paid enough National Insurance, then you may be able to claim the limited capability for work and work-related activity element of Universal Credit.

To be eligible your savings must be less than £16,000.

If you live with a partner, then their income will also be taken into account as part of the claim for Universal Credit.

For information on if you qualify for Employment and Support Allowance and what to do if you don’t visit GOV.UK.

Cut your tax bill

You could be missing out on key tax allowances that could save you hundreds of pounds a year.

If you work from home, then you may be able to claim for costs associated with work, such as business phone calls, gas and electricity.

If you work from home between 51 and 100 hours a month, then you could get £18.

Meanwhile, if you work for more than 101 hours a month from home, then you could get £26 a month – or £312 a year.

If the amount of time you work from home varies month-to-month, then you can claim the relevant amount for that month.

To apply visit the GOV.UK website.

You may also be able to claim tax relief on your mileage if you drive a car or van for work.

You can claim 45p tax relief on every mile you do for the first 10,000 miles a year of business journeys.

If you travelled this distance in a year, you would get £4,500 in tax relief a year.

If you drive more than 10,000 miles, then you can claim 25p tax relief per mile.

You can also get an additional 5p per mile in relief if you carry a passenger.

You can log the number of miles you do and add reminders to report your mileage using apps including driversnote and Fuelio.

To use these apps just download them from the app store and create an account.

Read our helpful guide for more advice on how to cut your tax bill if you’re self-employed.

Do you have a money problem that needs sorting? Get in touch by emailing [email protected].

Plus, you can join our Sun Money Chats and Tips Facebook group to share your tips and stories

DREAMING of upgrading your home gym? Don’t miss out on this year’s best treadmill Black Friday deals.

Whatever your budget, you’re sure to find a brand and style to suit your fitness goals among the Black Friday bargains.

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Whether you’re buying your first treadmill or upgrading to a high-tech model, Black Friday is the perfect time to snag a fantastic deal.

To help you navigate the November sale, we’ve covered everything you need to know about this year’s best Black Friday treadmill deals.

From important dates and unmissable deals to delivery fees and additional discounts, read on to find out more.

When is Black Friday 2025?

Black Friday 2025 falls on November 28.

The sale follows the Thanksgiving celebrations in the US, where the event first started.

The best Black Friday deals usually hit on the day itself, with prices steadily dropping throughout November.

Want to learn more about the biggest shopping bonanza of the year? Our ‘Why is Black Friday called Black Friday?‘ explainer covers everything you need to know.

What treadmill deals to expect during Black Friday 2025?

Black Friday 2025 is expected to offer some seriously impressive savings across a wide range of brands and models.

To get the most out of the sale, figure out which type of treadmill you need and do some research.

You’ll want to consider factors such as budget, space and storage, speed settings, incline options, and noise level.

It’s always best to shop around, so make sure you check out the places below for the best Black Friday deals:

What was in the treadmill Black Friday sale last year?

Black Friday 2024 saw major discounts on home treadmills.

The savings included:

• Reebok FR20z Floatride Treadmill with Connected Fitness, £529 (was £749) from Argos – buy here
• Echelon Stride-6 Auto-Fold Connected Treadmill, £972 (was £1,599) from Echelon – buy here
• Toputure 2-in-1 Home Folding Treadmill with Dual LED Screen, £322.99 (was £399.99) from Amazon – buy here
• Mobvoi Home Treadmill SE 3-in-1, £197.19 (was £289.99) from Amazon – buy here
• Reebok GT40 S Treadmill, £549.99 (was £799.99) from Sports Direct – buy here

When is Cyber Monday 2025 and are treadmill retailers taking part?

Cyber Monday falls on December 1, 2025.

It’s normally the final day to get your hands on incredible discounts, as it comes straight after Black Friday.

Unlike Black Friday, Cyber Monday was traditionally geared toward online shoppers, with some retailers adding extra discounts for web purchasers.

However, over the last few years, it has become an extension of Black Friday, with retailers extending deals both online and in-store.

It’s well worth keeping an eye out for any last-minute price cuts, as it’s the final chance to score treadmill savings before the festive season (although retailers will sometimes extend the sale).

For this year’s best Cyber Monday deals, make sure to check out our Cyber Monday hub.

How much does treadmill shipping cost?

Delivery costs will vary depending on the retailer, distance, weight, and size of the treadmill.

If free shipping isn’t available, treadmill delivery costs generally range from around £25 to £100 or more.

Additional fees may apply for installation or upstairs delivery.

Do treadmill retailers offer any other discounts?

Yes, retailers like Amazon, Argos, Very, and John Lewis offer treadmill promotions, limited-time deals, and new customer discounts throughout the year.

You can also search for monthly offers and seasonal sales at retailers like NordicTrack, Decathlon, WalkingPad, Echelon, and Sports Direct.

Which retailers had the best Black Friday treadmill deals in 2024?

All the big fitness brands usually take part in the Black Friday sales action, as well as retailers like Argos, WalkingPad, and Decathlon.

This means you can pick up a bargain on treadmills by the likes of NordicTrack, Echelon, Reebok, and more.

Because of the sheer range of choices, it’s hard to give a definitive answer for which retailer had the ‘best’ deal.

There were bargains to be found in several places and on different brands and models of treadmills – so this year, it’s well worth shopping around to compare prices.

Make sure you check out the following places for deals:

What are the best treadmills you can buy?

Not sure which treadmill is right for you?

When it comes to the best treadmills to use in the comfort of your own home, there are plenty of great options out there, depending on your needs and budget.

If you’re prepared to make a serious investment, NordicTrack’s Commercial X22i will keep you motivated and quite literally on track with its trainer-led iFIT workouts and 22″ smart HD touchscreen.

ProForm’s Carbon TLX is equally as immersive, with interactive training sessions through cities, trails, and studio classes to help keep you stimulated.

If you’re on a budget, though, fear not – there are plenty of options for those looking to shell out a bit less.

We’ve listed a couple of budget-friendly options below, so make sure to check them out.

How much do treadmills cost?

You can pick up a cheap, foldable treadmill for around £100 if you’re budget-conscious.

If you spend around £300, you’ll get more choice of design and features, like a smartphone connection.

On average, the majority of treadmills fetch around £400 – a reasonable amount that will get you all the gadgets and gizmos, a foldable and compact design, and still help you on your fitness journey without breaking the bank.

High-end treadmills are around £500-£3,000, with a huge choice of designs, brands, sizes, and features within that range.

It really depends on what you need from your treadmill, how often you’ll use it, how much space you have, and whether it’s worth making that bigger investment.

How much is a Peloton treadmill?

A Peloton treadmill starts at £3,345.

There is also a £39 monthly fee for membership and access to the Peloton app and classes.

Shoppers who purchase a Peloton treadmill will also receive free delivery and installation to a room of their choice.

Peloton also offers several deals to help shoppers save.

For example, you’ll save £55 when you purchase the Tread Ultimate Set, which includes dumbbells in four different weights, a workout mat, and a water bottle.

Finance options are also available to take the sting out of paying the total sum in one fell swoop.

What is the best foldable treadmill to buy?

According to our best home treadmills UK 2025 guide, one of the best foldable options on the market is the Stride-6s Auto-Fold Connected Treadmill from Echelon.

It features a 10” Class HD Touchscreen, Bluetooth audio connectivity, adjustable speed and incline levels ranging up to 12.4 MPH and 12.5, and, best of all, it folds away easily.

There are plenty of foldable treadmills available from various online retailers, so be sure to shop around.

Is Black Friday a good time to buy a treadmill?

Yes, Black Friday is a fantastic time to invest in a treadmill, especially if you’re hoping to score significant savings on premium models.

Major retailers like Amazon, Argos, and John Lewis stock several models to suit all fitness needs and budgets, and during Black Friday, many of them are heavily discounted.

Whether you’re searching for a foldable treadmill to maximise storage or a machine that features a smart display to monitor your progress, there are plenty of options up for grabs in the Black Friday sales.

We’ve listed several retailers worth checking out above, so make sure to take a look at the deals and discounts they’re offering this November.

What is the best treadmill on a budget?

For those on the hunt for a budget-friendly treadmill, Amazon has an array of offers you won’t want to miss.

One standout saving is on the Walking Pad Treadmill with 5% Incline, which has been discounted from £119.99 to just £99.99.

The major retailer is also treating bargain hunters to an incredible price drop on the Treadmill Walking Pad Running Machine, which has been slashed by a staggering 75%.

It’s now scanning at the checkout for just £149.99, down from £599.99.

Both machines effectively boost your workouts, fold down when not needed, and are ideal choices for at-home fitness routines.

IF you’re looking for a stylish buy to add to your home that will also make it feel cosier, B&M has got you covered.

The bargain retailer’s extra large shaggy faux rug is perfect for warming up your feet as temperatures dip over autumn and winter.

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It’s also an affordable way to spruce up your space for the colder months after being marked down in the sale.

The cream shaggy faux fur rug was originally priced at £18.

But it’s currently scanning for just £4.50. This works out at a huge £13.50 saving.

And it’s not just an insulation solution for your floors.

A savvy bargain hunter revealed she has been using the rug as a throw for her bed and sofa after snapping up two in her local store.

Posting on the BARGAIN LOVERS – Poundland, Home Bargains, B&M, Primark, The Range & More Facebook group, which boasts 910,000 members, Jayne said: “Bargain down to £4.50 at B&M.

“iv put one on my sofa and bed “

Other shoppers are now racing to pick one up, as one gushed: “I need.”

A second asked a loved one: “Have u any in if so please save me 2 an let me know.”

Meanwhile, a third cried: “I need a new rug!!! When we going?”

Elsewhere in store, a mum has revealed the top B&M buys you can grab now to spread the cost of Christmas shopping.

Kirsty, who jokingly describes herself as ”Christmas crazy”, recently shared the epic haul of goodies she got her teenager ahead of the festive season.

While some people reckon Christmas shopping in September is ”too early” – and even her hubby reckons she’s ”lost the plot” – sorting out the presents months in advance is a great way to spread the cost.

”I start shopping [for Christmas] straight away, soon as the year starts – especially once we get to February, March, April, I’m in full-swing Christmas,” Kirsty told her 29k followers on TikTok.

The monster haul included just some of the items the mum will be treating her 16-year-old daughter to during the festive season.

The majority of the goodies she snapped up as long as six months ago were purchased at B&M and included a range of items.

Mums are also snapping up a £10 festive buy that guarantees an hour of peace from your kids.

When it comes to borrowing money in later life, your home can provide some options. 

For example, a lifetime mortgage (a form of equity release) and remortgaging are two ways you can borrow money secured against the value of your property. 

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With both options you don’t need to move out of your home too. 

But these forms of financing are structured differently and come with their own characteristics. 

Below we explain how both these arrangements work, and what form of financing may be best suited for you.  

Explore your later life lending options with Age Partnership 

What is equity release?

Equity release is accessible for homeowners aged 55 and older and comes in two forms – a lifetime mortgage and a home reversion plan. 

A lifetime mortgage is most common of the two and allows individuals to convert a percentage of their home’s value into cash while continuing to own it and live in it, providing financial flexibility when its most needed. 

The money released, plus accrued interest will only need to be repaid when you die or move into long-term care. There are plans that may allow you to make voluntary payments subject to certain limits. Early repayment charges may apply above a set value.

A home reversion plan allows a homeowner to sell a portion—or sometimes all—of their property to a provider for less than market value, in exchange for a lump sum or regular income. The homeowner retains the right to live in the property typically rent-free until death or permanent care.

It is always recommended that you choose an equity release provider who is a member of the Equity Release Council, the body that represents this sector. 

Pros and Cons of equity release

A lifetime mortgage can be the right option for some but not for others, so it’s important to consider the advantages and disadvantages. These include: 

Pros 

• Flexibility – You can choose when to make interest payments or not, meaning you can prioritise other financial commitments. Conversely, you can make voluntary payments to limit the roll up of interest. 
• “No Negative Equity Guarantee” – This standard, set by the Equity Release Council, maintains that your estate will never owe more than your home is worth when it is sold.  It provides financial security that debt from your agreement will not be passed onto your family. 
• “Home for Life” – Another standard set out by the Equity Release Council provides you with the right to remain in your home for life, or until you move into long-term care. This provides reassurance that as long as you keep to the terms of your agreement, you can stay in your property. 

Cons 

• Expensive interest rates – Lifetime mortgages typically offer higher interest rates than those available for mainstream mortgages. And with no certainty of when your repayment plan will come to an end, it can be one of the more expensive forms of borrowing
• Reduces the value of your estate – Equity release reduces the value of your estate and could impact funding long-term care. You’ll have less to pass on to your loved ones as an inheritance. You can, however, ringfence some of your home’s value if this is a significant concern – it’ll just impact how much you can borrow. 
• May affect your entitlement to benefits now or in the future – The exact impact on your means-tested benefits depends on the type of benefit and how the released funds are handled.

For a more detailed breakdown of the advantages and disadvantages of equity release, read this article. 

What is remortgaging? 

Remortgaging refers to the process of entering into a new lending agreement for your property. This can either be under new terms with your existing lender, or to transfer your debt to a new one. 

This process typically happens when you come to the end of your previous agreement – like the end of your fixed term. If you initiate the remortgage process before your deal comes to an end, then you may be forced to pay an early repayment charge. 

Think carefully before securing debts against your property. Your property may be repossessed if you do not keep up repayments on your mortgage.

How does remortgaging release equity from your home? 

If you have enough equity in your home, you may be able to release additional funds by borrowing against its value. 

This money can be used for other purposes, like funding home improvements or for your enjoyment. 

Even if you’ve paid off your mortgage, you may be able to agree a new arrangement. A mortgage broker can help identify your options. 

Pros and Cons of remortgaging

Pros 

• Switch to a better rate – Your mortgage might offer the best interest rates compared to other forms of lending – like a personal loan or lifetime mortgage. This might make it the most affordable form of borrowing of your options. However, remember to check your rate against the borrowing length. Mortgages are long-term borrowing options, and if your repayments are spread over a number of years it could cost more than a personal loan on a more expensive rate but shorter repayment period. 
• Aware of total cost of borrowing – Under a lifetime mortgage, the total cost of your borrowing is uncertain to a degree. While you’ll never owe more than your home’s worth, the cost of borrowing is long-term and depends on how long you stay in your home. With remortgaging, you’ll know how much your borrowing will cost in interest and it allows you to more effectively plan for inheritance.  
• Stay in your home – Remortgaging also allows you to stay in your home, as long as you keep up with your monthly repayments. 

Cons 

• Fees – If your mortgage is with a new lender, then you may need to pay revaluation or conveyancing fees. This can increase the overall cost of your borrowing. 
• Can you find a lender? – As you get older, you might find your options more limited. So, getting in touch with a broker can help identify the best course of action for you.
• Risk of negative equity– If you’re borrowing more money against your home, you could slip into negative equity. This is where the amount you owe is worth more than the property’s value

How do I know what’s right for me?

It’s always best to speak with a qualified financial advisor as they can help you explore which financial options are available to you. 

Advice is required before proceeding with equity release and there may be other options which better suit your circumstances. Age Partnership can help you find out more and if it could be right for your individual circumstances.

Through their service, initial advice is provided for free and without obligation. Only if your case completes would an advice fee of £1,995 be payable. Other lender and solicitor fees may apply. 

You should be aware that equity release requires repaying any existing mortgage. It will also reduce the value of your estate and impact funding long-term care.

Get in touch with Age Partnership here. 

Age Partnership is a trading name of Age Partnership Limited, which is authorised and regulated by the Financial Conduct Authority. FCA registered number 425432. Company registered in England and Wales No. 5265969. VAT registration number 162 9355 92. Registered address, 2200 Century Way, Thorpe Park, Leeds, LS15 8ZB.

OPENING the thick, posh envelope with an embossed school logo in her council house, single mum Sophie Goffin was shaking and unable to catch her breath. 

This was no ordinary mail delivery. The contents of the letter would decide whether her little girl had been offered a life-changing place at a top-ranking private school for FREE.

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Sophie says: “It was a nerve-wracking moment. I was about to learn if my daughter was going to get a free private school education.

“When I read Sienna had been offered a full bursary, I screamed with joy. I will never forget the sense of pride I felt and the huge smile on my daughter’s face.

“It was like winning the lottery. Even today, I cannot believe it happened. She’d received a private education for free.”

Sophie, who runs her own cat care business, The Purry Godmother, and lives in Uxbridge, West London, could never have afforded the £30k a year plus expenses it costs to send a child to school. 

But she believed that a private school would help support Sienna better.

Sophie said: “Sienna started reception in September 2016 at a local government school. She was extra bright and, in the first two years, hit her milestones early.

“I asked the school to give her extra work, but with large class sizes, she was held back slightly. She ended up helping other children instead of moving forward herself.

“If I didn’t act, she would have been bored and frustrated. So I focused on securing a fully funded bursary.”

Private schools, also called independent schools, are run outside government control and paid for by parents, while Grammar schools are state-funded but selective.

Applying to a private school can feel intimidating, Sophie admits, but she knew it was the right move for Sienna and so set about applying.

She added: “It can feel overwhelming, but really it’s just about proving what you earn and showing your child is the right fit.”

Sophie contacted the Independent Schools Bursars’ Association and the Boarding Schools’ Association for guidance, then checked schools’ websites to see who still had bursary places.

She says: “Most scholarships are awarded on merit and achievement. They usually mean only a small discount.

“Bursaries are the golden ticket to elite private schools. They are means-tested, with bigger awards for lower incomes. Some schools also factor in talent in music or sport.”

Finding the right setting

Sophie and Sienna visited Maltman’s Green Girls School in Gerrards Cross, which was within commuting distance for them.

The school takes girls from as young as two up to 11 and has been operating for more than 100 years.

Fees range from £3,210 a term for nursery up to over £8,000 a term, or £32,000 a year for Year 6 pupils.

Sophie says: “Sienna’s eyes lit up when we visited. It was an educational wonderland.

“The school had a pool, science labs, 3D printers, art and drama rooms, small class sizes and an amazing Special Educational Needs department. I knew she would flourish there.”

Sophie and Sienna’s father, a chef, 32, had to complete forms because the full bursary is awarded to parents with low incomes who could not normally afford to send their child to the school.

As part of the means testing, parents must provide earnings information, tax forms, and bank statements and are assessed regularly once their child receives a place.

She says: “Having all your financial information up to date is critical to your application.

“Sienna had to do a written assessment for English literature and maths, which helps the school assess her level.

“We also met with the school head, and Sienna had a chance to explain why she wanted to attend.

“Bursaries are highly competitive, and the final decision is made by a specialist committee.

“Waiting for the letter was a roller coaster. Everyone wants the best for their child. It all rests on the letter. 

“Sienna wanted to go to the school, and I knew it would change her life dramatically.”

After three months, Sophie says the confirmation letter’s arrival in March 2021 was a “game changer.”

Sienna joined the Year three class in the 2021 summer term, proudly wearing the school’s distinct straw hat and its blue and green check uniform.

Sophie added: “Within ten minutes of arriving, another girl had said hello and invited her on an afternoon play date.

“A free private education can happen. Sienna is proof that the impossible is possible, no matter what your income is.”

Sienna’s mum Sophie

“The school pushed her abilities, and she started to thrive and shine.”

Sienna’s bursary included school trips in Year 4 and Year 5, and in Year 6, an overseas trip.

Sophie says: “That even included her spending money. School meals are included, free after-school care is offered, and you receive all-round support.

“For parents like me, it’s an education we could never afford but one our children deserve.

“During her three and a half years there, Sienna got to use an amazing computer kit, do photography, use the school pool, learn about coding, AI technology and use their 3D printer.

“I was amazed at the facilities and the friends she made.

“The smaller class sizes helped her learn at an even faster rate.”

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Sienna has now finished Year 6 and is being home-educated for her secondary education, but remains in contact with all her private school pals.

Sophie said: “I had only ever dreamt of her having access to that standard of education, and when it became a reality, I had to pinch myself.

“I was also shocked at how many parents are not aware that bursaries exist or that they may be eligible.

“It has been life-changing, and it proves that it isn’t always some other family that gets the gold ticket.

“Government schools suit many people, but for Sienn,a the system wasn’t working.

“I was also stunned that many of my friends had no idea bursaries existed or that they would be eligible.

“It is possible to win a bursary place. If you don’t get one the first year, keep trying. 

“It’s the golden ticket to helping a child like Sienna learn at the speed she needs to and thrive.

“Many children do that at standard schools. I was lucky enough that Sienna secured a bursary place.

“A free private education can happen. Sienna is proof that the impossible is possible, no matter what your income is.”

DRIVERS have been urged to make changes to their car’s air con that will save them thousands of pounds.

Experts have warned that not using your motor’s air con this winter could see drivers dealing with costly repairs or even fines of up to £1,000.

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Air conditioning isn’t just for cooling off in those hot summer months.

Many drivers may think switching off their air con in the winter will help save money – but the opposite is true.

It also works as a dehumidifier, preventing mould, odours, and health risks but only if it is used regularly.

If you don’t use it for a period of time it can lead to moisture build up, bacteria thriving and repairs can become costly.

And a misted windscreen can prove more than just a nuisance – it could land you with a £1,000 fine and three points on your license.

Using your air con is the quickest way to clear it and it will also regulate your heating and cooling to keep the motor’s cabin comfortable.

Car maintenance experts at Fixter have shared six expert tips on how to properly use your air con system during the colder months as well as maintenance tips.

Run your AC regularly

Their first tip is to run your air con regularly, even on cooler settings, a small habit that can save you from those costly long-term repairs.

Experts at Fixter recommend to use your air-con for 10 to 15 minutes once a week and occasionally on a colder setting.

This will keep seals lubricated, prevents mould growth and stops the compressor from seizing.

Demist your windscreen

They also advise that you demist your windscreen fast to stay legal and avoid that hefty £1,000 fine.

They say that the quickest and safest way to clear fog or frost is by combining warm air with your air con.

This will reduce humidity while the heat will speed up defogging.

You should direct airflow at the glass and avoid using your recirculation mode.

Don’t skip your winter service

Even if you’re not blasting cold air, your air con is still working hard behind the scenes, experts at Fixter say.

A regular servicing will keep the air con system efficient and will prevent bacteria building up.

It will also reduce the risk of breakdowns when you need it most, they added.

Check your cabin filter and airflow

If your filters are clogged, your air con is going to have to do more work to demist your windscreen.

Fixter says a clogged pollen or cabin filter will restrict airflow, make your demisting slower and get your air con working harder.

And if your vents feel weak, it could also men your refrigerant is low – both are quick fixes if caught early but are expensive if ignored.

Don’t ignore unpleasant smells

If there are some unpleasant smells in your cabin, it may be a sign of a bigger problem.

Musty odours when you turn on your air con are usually caused by mould or bacteria, Fixter says.

This will affect cabin air quality as well as your health and can be fixed with a clean or filter replacement.

Clear your vents before driving

Fixter says that clearing your vents before driving is also crucial.

Snow or ice blocking your cars external vents can stop your air con from circulating air properly, forcing the fan to overwork.

You should always brush them clear before setting off.

More on motors

Whether it’s a weird noise or a check engine light, every driver knows the dreaded feeling of another costly trip to the mechanic.

Thankfully, a new middle aisle buy from Lidl can help to save you money by ensuring one part of your car is always in perfect shape.

What should be in your winter car kit?

By Jacob Jaffa, Motors Reporter

Here’s what should be included in your winter car kit, according to the RAC:

1. Ice scraper
2. Torch
3. Paper maps
4. Phone charger
5. Warm clothes/blankets
6. High-vis clothing
7. Jump cables
8. Jerry can
9. Warning triangles
10. Food and drink
11. A shovel
12. Sunglasses

A major car brand recently recalled another 10,000 motors in the UK over a serious safety flaw.

Another brand recalled five models in UK over a defect that increases risk of crash.

And a huge UK car dealership has announced its sudden closure.

Plus a small parking mistake that could land drivers a hefty fine of up to £1,000.

TESCO has launched a range of “restaurant quality” ready-made meals across 160 of its stores around the country.

There are 12 different dishes included in the collection, for a different meal to be had each day of the week.

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The brand new Finest Chef’s Collection range has been designed by Tesco’s in-house chefs.

It includes slow-cooked meals ranging from Italian to Indian cuisine, as well as classic British flavours.

Prices range from £17.50 to £20 per dish.

Among the British-inspired dishes include a Blush Double Pork Chop a Tender Lamb Rump, Balsamic and Rosemary Lamb Shoulder, Succulent Pork Belly, and an Oak Smoked Chicken Crown.

Indian flavours in the collection include Tandoori Spiced Chicken Supremes, Masala Spcied Beef Cheeks, and Spice Lamb Shanks.

The chicken and beef have masala spice blends in the sauce, while the lamb shanks are served with green tikka sauce.

For the Italian inspired dishes, there is a Blush Shoulder of Pork, Stuffed Beef Featherblad with a Procini and Parmigiano Regiiano stuffing, Nduja Stuffed Porchetta, and Rosemary and Porcini Pork Shoulder.

Breige Donaghy, Director of Product Development and Innovation Tesco, said: “We know life’s busy, but that doesn’t mean you have to miss out on amazing food at home.

“That’s why our chefs have created the Chef’s Collection – a range of dishes inspired by restaurant menus and packed with clever techniques that make it super easy to cook something special.

“With top-quality ingredients, and most of the prep already done, these dishes make it easy to create special food moments and transform a meal at home into something truly memorable.”

It comes after research found almost 30 per cent of Brits, and around 60 per cent of adults, have tried to pass of supermarket-cooked meals as their own.

More people have also been found to be going out less to restaurants to eat compared to last year, often due to costs.

Executive Chief at Tesco, Jamie Robinson, added: “We’ve worked hard to bring authentic flavours from across the globe to customers’ kitchens without the stress of cooking from scratch.

“Most dishes have been gently slow cooked, and come with our top cooking, pairing and plating tips to help you deliver great results every time.”

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Each meal is designed as a main for two people, therefore costing £10 each.

The Finest Chef’s Collection range is launching at larger Tesco stores, and offers a 25 per cent discount of Clubcard customers until October 12.

Dishes come with step-by-step cooking instructions and a QR code that can be scanned to provide cooking, plating and pairing tips from Tesco chefs.

It comes after Tesco was mocked for launching a strange meal deal shoppers spotted in stores.

As a £9 Clubcard offer, Tesco launched a meal deal consisting of a 12-packl of Sol beers and a bag of five limes.

Many shoppers also threatened to boycott Tesco last month after it was seen increasing the price of its meal deal by 25p.

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BRITAIN’S banks are giving away free cash payments of up to £200 each – and customers need to do one thing to be eligible to claim the money.

The extraordinary deals are being offered by major UK banks such as Lloyds and NatWest as part of the fight to boost customer numbers.

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Nationwide is also among the list of banking giants handing out the free cash payments for changing bank accounts.

The deals are part of switching incentives, and also come with extra perks like cashback and savings rates well above the average.

Nationwide Building Society

The first bank on the list is giving out a handsome sum of £175 to customers who complete a full switch through the Current Account Switch Service (CASS).

Those joining can pick from three accounts: FlexPlus, FlexFirect or FlexAccount.

The FlexDirect account offers 5 per cent AER interest on balances up to £1,500 for the first 12 months.

It also offers 1 per cent cashback on debit card spending with a maximum of £5 per month.

Combining this with the switching bonus, cashback and interest, smart savers could horde up to £400 in free payments in the first year of joining.

Nationwide’s Director of Group Retail Products Tom Riley said: “It’s never been more rewarding to be a Nationwide member and that’s why we want to help more people benefit by offering this switching offer.”

The building society consistently ranks top for customer service and has already attracted over a million new customers through CASS since 2013.

Lloyds Bank

For a £200 free cash payment, Lloyds Bank is giving away bonuses to customers who make a switch.

People who move their existing account to a Club Lloyds or Lloyds Premier account can get the free cash.

But the payment comes on condition they set up three or more direct debits.

Lloyds Bank is one of the UK’s largest financial services organisations and serves tens of millions of Brits.

NatWest

For account holders switching with NatWest, customers can get up to £175 on one condition.

Those choosing a Select or Reward account can get the free cash.

But they must pay in £1,250 first.

And customers also need to login to the mobile app within 60 days.

Other major banks

RBS, part of NatWest Group, is also offering £175 for switching to a Select or Reward account, as long as they pay £1,250 and login to the app in 60 days.

First Direct is offering £175 for switching to its popular 1st Account.

Customers must pay in £1,000 minimum, set up two direct debits or standing orders, and make five debit card payments within 45 days.

The Co-operative Bank’s switch deal stands at £100, with customers able to make another £75.

Customers need to meet the same requirements as First Direct switchers over the next three months.

What energy bill help is available?

There’s a number of different ways to get help paying your energy bills if you’re struggling to get by.

If you fall into debt, you can always approach your supplier to see if they can put you on a repayment plan before putting you on a prepayment meter.

This involves paying off what you owe in instalments over a set period.

If your supplier offers you a repayment plan you don’t think you can afford, speak to them again to see if you can negotiate a better deal.

Several energy firms have schemes available to customers struggling to cover their bills.

But eligibility criteria vary depending on the supplier and the amount you can get depends on your financial circumstances.

For example, British Gas or Scottish Gas customers struggling to pay their energy bills can get grants worth up to £2,000.

British Gas also offers help via its British Gas Energy Trust and Individuals Family Fund.

You don’t need to be a British Gas customer to apply for the second fund.

EDF, E.ON, Octopus Energy and Scottish Power all offer grants to struggling customers too.

Thousands of vulnerable households are missing out on extra help and protections by not signing up to the Priority Services Register (PSR).

The service helps support vulnerable households, such as those who are elderly or ill.

Some of the perks include being given advance warning of blackouts, free gas safety checks and extra support if you’re struggling.

Get in touch with your energy firm to see if you can apply.

Financial expert Kate Steere said Nationwide’s package may be the best in value over 12 months, factoring in interest and cashback.

She said: “If you max out the savings and cashback alongside the switching bonus, you could be looking at nearly £400 in your first year.”

Lloyds is offering the highest single payout though, standing at £200 upfront.

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HOUSEHOLDS need to take and submit meter readings ahead of bills rising for millions this autumn.

Regulator Ofgem confirmed last month that prices will increase by 2% to £1,755 a year from October 1.

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Prices will rise by £35.14 per year for households, having reduced at the beginning of July when the price cap went down. 

This will affect 22million households who are on the standard variable tariffs.

Those who don’t take their electricity and gas bill readings as close to October 1 as possible, and are on a standard variable tariff as opposed to a fixed deal, could be faced with higher bills.

Some providers will even give you an extra fortnight to submit your reading, but double-check what applies at yours.

The October rise is 1% higher than industry experts anticipated. 

Those on fixed tariffs will not see their bills change from October. 

The energy price cap was first introduced in January 2019 and sets a maximum unit price that energy suppliers can charge households. 

Despite the price cap increasing in October, experts estimate that it will be reduced at the next three-month change in January. 

This will depend on geopolitical movements, weather patterns, and any changes in government policy. 

Experts also warned that any reduction in prices would be minimal for the foreseeable future. 

How to take a reading

The easiest way to take a reading is by taking a photo of your gas and electricity meters.

This means you have evidence in case you need to dispute.

You can send in your meter reading online via your energy account.

Some providers will also let you send in the numbers by text or through their app.

If you have a electricity meter then you will see a row of six numbers.

Five of them will be black and one in red.

Write down the five numbers in black, which are shown from left to right.

If you have a traditional dial meter then you need to read the first five dials from left to right.

If the pointer is between the two numbers then write down the lowest figure.

If it is between nine and zero then write down the number nine.

For gas meters you need to write down the first five numbers that are shown before the decimal point.

Digital imperial meters are four black numbers and two red numbers.

And for smart meters then you do not need to send your supplier a meter reading, it will be sent automatically.

Help available

If you struggle with your energy bills there are several ways that you can get help. 

The Winter Fuel Payment offers £300 to pensioners to help cover the cost of heating during the winter months. 

Struggling families can also get access to money for their energy bills through the Household Support Fund (HSF). 

Each council was allocated a slice of the £742million fund earmarked for extra support.

Additionally, millions will receive the Warm Home Discount, which is worth £150. 

This discount is means-tested and given to households on a low income or claiming benefits such as Universal Credit. 

British Gas also announced a £140million support package to help customers facing financial hardship. 

What energy bill help is available?

There’s a number of different ways to get help paying your energy bills if you’re struggling to get by.

If you fall into debt, you can always approach your supplier to see if they can put you on a repayment plan before putting you on a prepayment meter.

This involves paying off what you owe in instalments over a set period.

If your supplier offers you a repayment plan you don’t think you can afford, speak to them again to see if you can negotiate a better deal.

Several energy firms have schemes available to customers struggling to cover their bills.

But eligibility criteria vary depending on the supplier and the amount you can get depends on your financial circumstances.

For example, British Gas or Scottish Gas customers struggling to pay their energy bills can get grants worth up to £2,000.

British Gas also offers help via its British Gas Energy Trust and Individuals Family Fund.

You don’t need to be a British Gas customer to apply for the second fund.

EDF, E.ON, Octopus Energy and Scottish Power all offer grants to struggling customers too.

Thousands of vulnerable households are missing out on extra help and protections by not signing up to the Priority Services Register (PSR).

The service helps support vulnerable households, such as those who are elderly or ill.

Some of the perks include being given advance warning of blackouts, free gas safety checks and extra support if you’re struggling.

Get in touch with your energy firm to see if you can apply.

A BARGAIN hunter mother has shared a stern warning to parents about a viral buy from The Range.

Last year, mums and dads were racing to stores desperate to get their hands on the must-have buy that was sure to make the festive season even more special.

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And earlier this month, parents were left overjoyed to see that the purse-friendly product was now available to buy again.

But one shopper has been left very disappointed with the Large Christmas Sleigh Hamper, which she claimed is “not worth the hype.” 

Eager to alert others about the “flimsy” purchase, Emma Smith took to social media to express her frustration with the £7.99 buy.

Posting on Extreme Couponing and Bargains UK, a private Facebook group with 2.6 million members, the savvy shopper uploaded snaps of the huge sleigh, which was once sold-out and can hold dozens of gifts and decorations.

Alongside her post, she shared a messaged to “everybody thinking of getting The Range viral large Christmas Sleigh Hamper.”

She fumed: “I would not waste your money.”

Sharing pictures of the damaged sleigh, she snapped: “The cardboard is very flimsy.”

As well as this, she claimed: “The sleigh has collapsed to the side.”

Clearly very frustrated with her purchase, which has been described as a “fun way to display gifts” and is hailed as “the gift that keeps on giving,” Emma added: “Definitely not worth the hype!”

Emma’s post has clearly shocked many, as it was posted just 13 hours ago, but has already racked up almost 200 likes and 239 comments.

Big divide

But social media users were left totally divided – while some were thankful for her thoughts, others had “no issues” with their Christmas Sleigh Hamper, which is bound to turn your home into a magical festive scene in seconds.

One person said: “Not buying again. I was crazy to get it from The Range. When you put it away it won’t fold back up. It’s cute but not worth it and very small.” 

Looks like it’s been forced together tbh. For the price, it looks amazing, warts and all

Facebook user

Another added: “Thank you, I was going to get one. So glad I saw this post.” 

A third commented: “Same happened to mine! Filled it with sweets and it couldn’t take the weight and the legs buckled!” 

However, at the same time, one shopper wrote: “I got these two years ago and this will be the third year I’ve used them. Mine are great. No issues with them.” 

A second chimed in: “I got two the other day and put them up and all fine.” 

Someone else beamed: “I got the large one from The Range last year and I’ll be using it again as I found it ok and didn’t have any problems with it.” 

Whilst one user observed: “Looks like it’s been forced together tbh. For the price, it looks amazing, warts and all.”

Definitely not worth the hype!

Emma Smith

However, to this, Emma wrote back and claimed: “It wasn’t forced. The cardboard is hard regardless so you’ve got to make sure it’s put in the slots properly.” 

Meanwhile, others praised a similar sleigh hamper from B&M.

One shopper shared: “B&M ones are better and cheaper!”

Another agreed: “Got mine from B&M, £5. Sturdy and solid.”

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LOVE a freebie? Don’t we all – but the best giveaways rarely last forever.

We’ve rounded up the very best offers and promotions that are due to run out before the end of 2025. Don’t ignore them: you could miss out on free Apple AirPods, a £400 laptop, cheap theatre tickets, and more video games than you could ever hope to play.

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FREE SAMSUNG LAPTOP

A tempting offer to claim a free £400 laptop from Samsung is due to expire this year.

Samsung launched the promotion back in August.

It gets you either a £399 14-inch Chromebook Go or a Samsung Galaxy Watch7 worth £239.

You can claim it if you’ve recently bought an eligible Samsung smartphone.

For a free laptop, you’d need to have bought:

• Samsung Galaxy Z Fold 7
• Samsung Galaxy Z Flip 7
• Samsung Galaxy S25 Edge
• Samsung Galaxy S25+
• Samsung Galaxy S25 Ultra

And for a free smartwatch, you’d need to have snapped up one of the following:

• Samsung Galaxy Z Flip 7 FE
• Samsung Galaxy S25
• Samsung Galaxy S25 FE

The promotion is due to close down on October 2 this year.

And you need to submit your claim for the freebie within 30 days of making your purchase.

To claim the offer, just follow our guide here: Samsung free laptop promotion.

THREE+ FREEBIES

Earlier this year, Three revealed a generous batch of freebies along with the dates that they would expire.

They’re part of the Three+ rewards scheme, which is free to join. You just claim the freebies through the dedicated app.

And many of them are currently due to cut off at the end of the year.

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That includes 10% off theatre tickets, a cut-price English Heritage membership, and cheap airport parking.

They’re all decent perks, so don’t miss out on claiming them.

Here’s the full list of Three perks with a current expiry date of December 31, 2025:

• LOVEtheatre – 10% off tickets
• English Heritage – 25% off annual membership for 2x adults and up to 12 children = £36
• Tiqets – Get up to 45% off museums, theme parks, zoos and more, plus an extra 10% off with Three+
• Airparks – Up to 30% off airport parking
• Go Henry – two months free on financial education app for kids, plus £15 pocket money
• Banjo Robinson – free activity pack

It’s always possible that some of these perks could be extended, but there’s no guarantee.

FREE APPLE AIRPODS

Yes, really.

Apple is running a back-to-school promotion that expires next month.

And the offer nets you a free pair of Apple AirPods if you’ve bought a qualifying gadget.

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You just need to be a teacher, staff, student or parent.

And students are anyone who has gone on to college, university, or any other public or private tertiary education institution.

But beware: the deal runs out on October 21, 2025.

If you’ve bought a MacBook Air or MacBook Pro then you can claim:

• Apple AirPods Pro 3 (with £50 fee) – saving £169
• Apple AirPods 4 with ANC (free) – saving £169

If you’ve snapped up an iPad Air or iPad Pro, you can get:

• Apple AirPods 4 (free) – saving £119
• Apple AirPods Pro 3 (with £100 fee) – saving £119

And if you’ve bagged an iMac, the options are:

• Apple AirPods 4 with ANC (free) – saving £169
• Apple AirPods Pro 3 (with £50 fee) – saving £169

The main catch is that you can only do this once for the promotion period. Just don’t miss the offer window.

It’s also worth noting that Apple’s AirPods Pro 3 are brand new, so they’re a good buy.

BONUS £100 FROM O2

If you’re planning to buy one of the new iPhone models recently announced by Apple, take a look at this O2 offer.

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It comes with a bonus £100 – but only until October 8, 2025.

If you buy the new iPhone 17, iPhone Air, iPhone 17 Pro, or iPhone 17 Pro Max on a pay-monthly plan, you’ll get an extra £100 if you recycle your existing mobile.

That’s in addition to the regular trade-in value of your phone.

It’s a special promotion on the O2 Recycle scheme, and you can only claim the deal once.

You don’t get the money in cash – but it’ll be credited to your plan.

So effectively, it’s a £100 discount on the amount you would’ve plaid.

You can check out the full terms for the offer here.

AMAZON PRIME GAMES

There are loads of Amazon Prime freebies that will vanish before the year is out.

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Amazon runs a special scheme for Prime members called Prime Gaming.

Every month, Amazon will dish out a selection of free games that you can keep forever.

Usually the monthly haul is worth hundreds of pounds, so it’s not bad at all.

The games drop in waves every single Thursday, and by the end of the month, the full batch is available.

But the games are only available for a month before they vanish from Amazon’s freebie list.

So you need to claim them before they disappear.

If you’re savvy, you’ll collect them all. You can bag September’s lot, and then get the October, November, and December offerings too.

You’ll probably end up with more than £1,000 in games from a four-month run.

But if you miss any of them then you’ll be too late – they’re then gone for good.

So make sure you’re hot on checking for the freebies each month. You can find them here at the Prime Gaming website.

Just note that you’ll need to have an active Amazon Prime membership to claim the games.

All prices in this article were correct at the time of writing, but may have since changed.

Always do your own research before making any purchase.

A YOUNG woman has moaned about how the Jobcentre has found “yet another way” to get on her nerves. 

Serena Lola, a 23-year-old who receives Universal Credit, described the Jobcentre as “dumb” and “poorly run.”

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The content creator, who is currently unemployed and is “vibing her way through life” took to social media to express her frustration at her situation, leaving many open-mouthed.

As she travelled to her local Jobcentre, she fumed: “The Jobcentre has found yet another way to p**s me off.”

The youngster acknowledged that she was sent money to pay for travel to an interview, but the ticket didn’t cost the full amount she was given.

As a result of being overpaid by the Jobcentre, she now owes them £15.

After receiving a letter requesting the overpaid money back, Serena explained: “They told me that I have to come into the Jobcentre and hand them cash – now this just seems illogical to me, especially in a day and age of technology where we can bank transfer money.

“I’m now having to pay £1.75 to go to the Jobcentre, when I don’t have a job or an income, to hand in cash.

“So now that’s £1.75 I’m wasting to go to the Jobcentre, when that’s something that could be done online.”

Serena was fuming with the circumstances, after being forced to go to a cash point, withdraw money and then “physically trek” to hand the payment back.

While Serena recognised it was a “minor, non-issue,” she was clearly very irritated by the “illogical” situation,.

“But come on – it just shows you how poorly run the system is and they could be doing things a lot better and a lot easier,” she concluded.

Social media users react

Serena’s TikTok clip, which was posted under the username @serenaxlola, has clearly left many open-mouthed, as it has quickly racked up 359,600 views, 9,177 likes and 445 comments.

Social media users were stunned by Serena’s situation and many flocked to the comments to express their thoughts. 

One person said: “So ridiculous.” 

They have to make everything 10 times more difficult for no reason

TikTok user

Another added: “Ring them and raise a complaint. You are out of pocket for travelling to the Jobcentre to pay them back, defeating the purposes of supporting you in the first place. That’s not okay.”

In response, Serena wrote back and penned: “It’s such a silly system.” 

A third commented: “They have to make everything 10 times more difficult for no reason.”

To this, Serena responded: “Tell me about it.” 

Meanwhile, someone else questioned: “Can’t they just take it from your next UC payment?”

Clearly baffled by the situation, Serena responded: “That’s what I thought?!? But clearly not.” 

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