Money saving

WALKING back from her daily shop Beth Maitland, 32, isn’t worried about traffic jams, beeping horns or the cost-of-living crisis.

She’s more concerned about a local elephant trying to steal her bag of fruit.

It’s Beth’s ‘new normal’ since fleeing Britain over twelve months ago to begin her new life in Thailand, where rent is a fifth of the price, a dinner out costs just two quid, her front garden is a beach and her backyard rice paddies overlooked by a mountain range.

Thailand is routinely voted one of the top twelve destinations for Brit tourists where the pound goes a long way.

It’s estimated 55,000 Brits, from backpackers to retirees, have chosen to bail out of Britain, trading cold, gloomy weather for the tropical paradise and beaches known as the Land of Smiles.

Relocations have soared by a staggering 255 per cent since 2018, driven by Thailand’s Long-Term Residence or LTR visa which offers 10-year residency with tax exemption.

Beth, a former NHS maternity support staffer moved from Plymouth, Devon to the island oasis of Koh Samui in southern Thailand in March last year.

Talking exclusively to The Sun, Beth revealed: “I rent a two-bedroom cottage in the jungle, there are rice fields on one side, jungle on the other and it’s 15 minutes to the beach. From the roof I can check out the surf or plan a mountain hike in the other direction.

“If I paid the price I was paying in the UK, which was £700 for a studio flat in Plymouth, I could get a four-bedroom house with five bathrooms, a pool and a garden on the island’s outskirts with elephants as neighbours.

“The first month converting pounds to Thai currency – the Baht – was a nightmare and so was finding the perfect place to live. 

“Now it’s like I have lived here all my life. I am always shocked at how cheap food, accommodation and transport is compared to Britain. 

“The cost of living is so cheap I eat out for lunch and dinner every day. I haven’t had a ready meal since I moved here.

“Everything except British food is cheaper. For the first time in a decade, I feel I have a positive future, can buy a home, and achieve my career goals.”

Millennial Beth grew up in Plymouth and loved surfing in the summer months when the weather was good enough. 

She spent the next seven years working twelve-hour shifts as a nursing home assistant in Exeter before spending six months backpacking in Australia and Asia.

“I felt inspired by the Asian culture but thought I’d never be able to work or move there.

“I came back home in December 2019 to miserable winter weather and started work as an NHS maternity support staffer.”

Brighter future

When Covid hit, Beth says she found herself re-examining her life.

“Working during lockdown for the NHS was a privilege but it took its toll. I lost friends and patients.”

When the cost-of-living crisis hit Beth felt overwhelmed by work and a feeling her future wouldn’t be the one she wanted if she stayed in Britain.

“After rent and bills were paid, I was saving no money at all. When I hit 30, I knew if I didn’t act, I’d been in the same place with no savings when I hit 40. I couldn’t let history repeat.

“The government wasn’t offering young people like me hope. My friends could only buy a house if their parents helped.

“Other friends were marrying and having children admitting that they felt the goals they wanted for their twenties were no longer possible.”

It was when two of her close friends left to become digital nomads in Thailand and Bali in January 2024 Beth was inspired to act, realising she had a choice – commit to miserable weather, rising prices and a job in the NHS which wasn’t offering career development, or take a gamble, pursue a new career and move to Asia herself.

“Many of my work colleagues were shocked,” she says. “They couldn’t comprehend moving overseas, let alone to Thailand.

“It was terrifying and exciting for me but having friends living and working there already kept me going.” 

Beth isn’t the only millennial making the life-changing decision to flee to a new country instead of settling down and concentrating on their career here.

I sometimes think I have a career and life whiplash at the speed and dramatic change which occurred

Beth

The Currencies Direct’s British Expat Report 2024 revealed nearly 40 per cent of Brits are considering moving overseas due to the cost of living while a fifth, like Beth, feel a fresh start in another culture would be beneficial for their wellbeing and mental health.

And it’s the young who are leading the great British brain drain, and more than a third of people under 24 are planning to leave Britain in the next five years. 

Dramatic change

After a tip from a friend based in Thailand, Beth applied online as a full-time travel manager running group tours.

Just two Zoom interviews later and she was offered the job and within two months was living and working in Thailand.

Beth says even she was shocked by how quickly her life changed.

“I sometimes think I have a career and life whiplash at the speed and dramatic change which occurred.”

She explains: “I used to work part-time at holiday camps during my teenage years. As a maternity support worker, I was good at helping people before, during and after labour with all ranges of problems. 

Now two weeks of every month Beth travels with 30 holiday makers, overseeing their organised tour of Thailand’s islands and regional areas.

“Imagine running a creche on wheels for people of all ages and from all different countries on their first overseas holiday. I love it,” she says. 

“There is never a dull moment. People want to know if we are there yet, where the meet up point is, what the Wi-Fi code is, if they need sunblock, can they borrow a charger and when we are stopping for food. Or the loo.

“I must be a mother, nurse and organiser. I tell people making kittens and squirrels walk in a straight line is often easier.”

Beth then gets two weeks off and either spends time at her rented cottage or using it as a base to travel to other Asian countries.

She pays £150 a month rent for the two-bedroom countryside cottage which includes her water, electricity and air conditioning, as well as use of communal pool and gym.

“There are ten cottages and it’s full of long-term Brits based here. My phone bill is £20 a month and I share it with a friend.”

Beth says she now rarely cooks because the price of food at local restaurants and roadside food carts is so cheap.

My diet has improved dramatically. I haven’t had a microwave meal since I moved here. It’s fresh fruit and vegetables every day

Beth

“I have fruit or cereal for breakfast. I eat lunch and dinner out. It costs £2 for lunch or £3 for dinner. I usually grab stir fry, curry, Thai soup or rice dishes as well as a dessert, usually a sorbet, fruit platter or ice-cream.

“My diet has improved dramatically. I haven’t had a microwave meal since I moved here. It’s fresh fruit and vegetables every day.”

Cheap living

Grocery shopping isn’t the weekly trek to the supermarket like it is in Britain.

“I go to the local markets and buy bags of fruit and fresh meat if I plan to cook, which isn’t often.

“A pint of milk costs the equivalent of 56p, a large loaf of white bread is around 90p, a dozen eggs are 90p, a half a kilo of red meat is £7, chicken is just £1.85 a kilo. Cheese is the most expensive item costing £7 to £8 for half a kilo.”

Beth admits she does miss her British staples and those that are available come at a price.

“HP sauce costs £6 a bottle, Heinz Baked Beans are an eye watering £4.50 while a Lindt chocolate bar sets you back a fiver,” she says.

“I usually grab bread, milk, some cheese and a huge bag of vegetables and fruit for a fiver. Fortunately, good quality tea bags only cost £1 for a box here.”

Beth says wine is expensive costing £12 to £15 a bottle but local beers cost £1-£1.20 for a half litre bottle and cocktails are between £2 and £3.50, depending on the spirits you choose.

“If you go to a five-star hotel you will pay more. 

“Gym membership is £22 a month and a trip to a foreign cinema is £5.60 if you are missing home.

“I had to hunt down a good cafe for a cappuccino and it costs £1.70 for a catch up with my mates. I was paying £5.60 for a posh coffee at Starbucks in the UK, I can’t believe it.”

Beth says she doesn’t need a car and uses the local car or bike service called ‘Grab’, which is similar to Uber, to book travel online.

“A bike, which means I am a pillion passenger, is 50p and a taxi is around 78p a mile.

The standard of health care is better than Britain

Beth

“When I first moved here, I refused to use the motorbike ‘cab’ – now it’s second nature.

“If you do own or rent a car it costs 96p a litre to fill up the tank. A new Toyota Corolla sedan costs on average £19k new.”

Beth says if you have children private preschool starts at £275 a month per child and the private international primary school begins at £4,500 a year.

“I was stunned by the brilliant quality of healthcare available here in Thailand. When there was no delay to see a dentist or doctor I was gobsmacked. 

“The standard of health care is better than Britain.” 

Beth recently paid £50 to see a dental hygienist and £150 for a tooth extraction and filling. Back home I’d either be forced to wait one or two years to get an NHS dentist or pay more than £500 plus for the dental work.

Dinner splurges

According to financial website livingcost.org, Britain is ranked as the 11th most expensive country in the world while Thailand is the 114th most expensive.

Beth told us: “The cost of living is a lot cheaper – from shopping, to petrol, accommodation to food.

“If my friends and I went out for a splurge dinner, that costs us around a tenner for food and drinks all night plus the cab home.”

Beth usually buys her clothes at the local market but if she wants a retail hit H&M have stores in Thailand.

“If it gets hot, I peel off a layer. It can get cold during the equivalent of the winter months, and I pop on a sweater.

“It’s the wet season that causes problems but you learn to keep umbrellas handy.”

According to Beth, Thailand is now extra popular on the backpacking must-visit list with marijuana being legalised.

I feel calmer, more centred, and less stressed living here than I did in Britain

Beth

“Holiday makers are often shocked that pot cafes exist and pot is legally sold here,” she said.

Many of my thirty-something friends are moving here because Thailand is well known for its amazing spiritual and mental health clinics and holidays.

“It’s a very spiritual country. For people in their thirties moving here often means setting up wellbeing businesses or mediation and other fitness styled retreats.

“I feel calmer, more centred, and less stressed living here than I did in Britain,” she said.

“Everyone is meditating or trying a new yoga or healthy living trend.

“It’s a way many Brits not only embrace a new way of living, but a new career counselling or operating healing centres others move here to set up online businesses.”

Beth loves her new career path and says she is saving to buy a property on Koh Samui. 

“You can spend £70k for a basic three-bedroom apartment with four bathrooms, a communal pool and a countryside view. 

“When you consider that wouldn’t get me a static caravan in Britain it’s a brilliant option.”

Beth admits she misses her family and friends.

“I was homesick for the first six weeks. I try to come back to Britain once or twice a year.

“Once you make a few friends, join the various social media groups for expats and get yourself into a routine it becomes a new normal.

“I have hope again. I thought I would never feel this way. It turns out sun, surf and wrangling tourists is the perfect tonic.”

LIKE theatre, gigs and festivals but hate the price tags that go with them?

There are plenty of little-known sites that offer heavily discounted or even FREE tickets to top-name events to fill empty seats. This even includes recordings for TV shows that have audiences.

With London West End shows easily setting two people back £100, heading to the theatre may seem possible only once in a blue moon.

But thanks to the following sites, you could save hundreds on tickets – we’ve tested all of them, and got incredible tickets to some huge shows for a fraction of what everyone else is paying.

TodayTix 

If you don’t already have the TodayTix app, you should download it now. 

It is an app for booking theatre and stage shows, including the London West End performances. 

It’s especially great for anyone looking for last-minute shows.

There is a feature called ‘Rush Tickets’, which offers a chance to get discounted tickets on the day of a performance. 

Shows this offer is applied to include MJ The Musical (£30), The Producers (£30), Titanique (£30), Stranger Things The First Shadow (£25), Back to the Future (£29.50), Six (£25), The Book of Mormon (£25) and Agatha Christie’s The Mousetrap (£25). 

I recently watched The Mousetrap on a £25 Rush Ticket and managed to get the first row of the upper circle – a seat that usually costs considerably more than £25. 

The app also has a ‘lottery’ feature for some shows, where you can enter a lottery for tickets from as little as £10.  

Under this feature, you do have to be resilient, as the likelihood of getting lottery tickets is slim.

However, after a few months of entering the lottery every week, I managed to bag £40 tickets to both parts of Harry Potter and The Cursed Child – tickets which can usually set you back over £400 for the stalls or dress circle. 

Other shows that have lottery offers include Hamilton, which, if you won, you’d only pay £10 for. 

Some shows also have their own offers on the app, for example, Moulin Rouge offers Bohemian Seats, which are reduced tickets (£30) for same-day performances. 

Applause Store 

Applause Store claims to be the world’s best television audience company and gives out tickets to a range of shows. 

I have been using Applause Store for about four years now, and in that time, I have seen a couple of shows, including QI.

The one major downside, though, is that you get tickets and then queue for a long time and don’t necessarily get in. 

This has put me off using Applause Store as frequently, though it is great if there is a show you really want to see being filmed for TV. 

For example, at the time of writing, Applause Store is booking tickets for the BAFTA Awards fan areas, something that I would love to see, and so I have applied for two tickets. 

Other shows often available include Britain’s Got Talent, Love Island Aftersun, Michael McIntyre’s Big Show and Ant and Dec’s Limitless Win. 

Tickets are free, but just because you get tickets doesn’t mean that you are guaranteed entry, so if you are desperate to see the show, make sure you get there early. 

SRO Audiences 

SRO Audiences is similar to Applause Store.

For SRO Audiences, you don’t need to sign up – simply head onto the website, look at the shows available and request tickets. 

Current shows available include The Martin Lewis Money Show Live, Mock The Week and The Jonathan Ross Show. 

Similar to Applause Store, tickets do not guarantee entry, so it is best to get there early on the day.

Central Tickets 

Central Tickets is primarily for London theatre events – and by this I don’t necessarily mean London West End shows.

You have to sign up, but it is free of charge to do this, and then you get access to heavily discounted or even free tickets to shows.

Before Christmas, I nabbed two free tickets with a £6.50 admin fee (so £13 total) to see Burlesque: Unwrapped instead of a minimum of £45 per person. 

The festive-yet-saucy burlesque performance was, of course, adults only and featured performers twirling around and undressing to Christmas tunes – I’m talking Rudolph nipple tassels and lots of glitter. 

It was no London West End show, but for £6.50, my friend and I had a great laugh and a fun evening out.

A lot of the events and shows will most likely be things you haven’t heard of before, but all have a description, meaning you can learn what the show is about before booking. 

Sometimes there are some real gems, though; for example, at the time of writing, you could head to Phantom Peak’s immersive experience for £10 instead of £35, or you could head to Sabrage, “featuring international circus elites and theatrical misfits”, for £15 instead of a minimum of £30. 

Show Film First 

Similar to Central Tickets, Show Film First offers heavily discounted tickets to shows and events.

You do have to sign up for an account, which is free, and their newsletter to get the offers.

Some of the current offers include seeing the London Lions basketball team playing against the Niners Chemnitz team, and you would only pay the access fee. 

They have also had tickets to top London day festivals, featuring international popstars as headline acts – for an access fee of just £7.95 (but we won’t say who, to spare their blushes).

Other offers include travel conferences and comedy shows. 

Age-bracketed tickets

When living in London, it is often easy to forget that theatres, cinemas, and so on offer age-related discounts, and it isn’t necessarily always for youngsters.

For example, the National Theatre offers 16-25/18-25 tickets.

The Young Vic then offers £12 tickets for under 25s, and the Barbican and Almeida Theatre both offer £5 tickets for 25s and under.

A bit older than that? Well, if you are under 30, joining the mailing lists for the Royal Albert Hall and Donmar Warehouse allows you to grab £20 tickets.

At The Royal Albert Hall, past events have included Barbie: The Movie in Concert, Video Games in Concert and BBC Proms: The Traitors. 

There is also Kids Week, which usually takes place in the summer, and allows children under the age of 18 to visit many West End shows for free with a paying adult.

Restricted view

One way to get cheaper tickets at pretty much any show is by opting for the restricted-view seats. 

Sites like SeatPlan and A View From My Seat help to show what sort of view you would get, so you can always check a restricted seat’s view before actually booking it. 

If you do book this kind of ticket, you can expect to save between 30 and 50 per cent compared to a seat with a non-restricted view. 

Standing tickets 

It is unusual to find standing tickets but Shakespeare’s Globe in London does. 

Whilst this offer isn’t available at the moment, it will be in the summer again, every Friday at 11am when tickets are released for the following week. 

And each ticket only costs £5. 

Last summer I watched The Winter’s Tale on a standing ticket.

Half of the show was conducted inside, where I did stand but had a barrier to lean on, and then the other half was outside, and thanks to the show not being fully booked, I got a seat. 

It is worth checking the length of the show and thinking whether you can stand for that long, though, before committing. 

Disney discounts

If you head to the ‘Disney Tickets’ website, you can grab tickets to Disney’s West End shows for less than usual. 

For example, you can grab tickets to The Lion King and Disney‘s Hercules on Mondays at noon for that week’s performances for £29.50.

Known as Magical Mondays, it means you could see The Lion King for considerably less than the usual ticket price, which sits around the £70 to £110 range.

All you need to do is create a MyDisney account, which is free to do.

For more cheap days out, here are 10 days out in the UK that cost less than a pint, from free-to-visit lidos to cheap cinema mornings.

Plus, here are four savvy ways to enjoy cheap days out with the family in summer 2026.

YOU might think a holiday city break with the entire family would be an expensive staycation – but I’ve found a cheap way to do it.

My family of five stays in a different UK city or town every February half-term for less than £50, thanks to a cheap-as-chips offer from the Youth Hostel Association.

What we especially love about our little break away is that we can get a room in a beautiful building in a luxury location for very little money.

Family rooms and cabins are already pretty affordable at this time of year anyway and the annual YHA January Sale discount code takes an extra 20 per cent off, which makes it incredible value for money.

The deal is still running and covers February half-term and the Easter holidays, so you can take a trip to city, countryside or coastal hostels during the school holidays for next to nothing. 

We love a city break at this time of year as it’s the perfect way to while away the grey days. Generally there are very few tourists about and we can normally find lots of free stuff to do indoors at museums and the like. 

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My favourite was when we stayed at YHA Chester Trafford Hall a couple of years ago, as that was the perfect blend of city and countryside.

It was glorious to be greeted by a carpet of snowdrops as we arrived at the hostel, an old Georgian mansion set in lovely grounds.

You can hop on the bus nearby to get into the city centre in less than half an hour and go for a wander through the historic streets, taking in Roman ruins and the Rows, covered wooden walkways that allow access to shops at first-floor and street level, a famous feature of the city since medieval times. 

Our family room only cost £29.25 (£5.85pppn) and another great element of a hostel stay is that there’s generally a self-catering kitchen, a restaurant where kids eat for £1 and a games room.

We can choose whether to cook for ourselves or order from the restaurant menu and the boys have somewhere to entertain themselves while waiting for food.

It’s lovely staying somewhere that’s got a bit of character and seeing a historic building given a new lease of life for the 21st century.

And it’s great to chat to other guests using the communal areas and pick up tips for where to visit next.

This February, we’re heading for Canterbury to stay in a cosy log cabin for just £34 a night for the five of us – which works out at £6.80 each.

We can’t wait to check out the sights, including the historic cathedral, and hopefully head to the Kent coast if the weather is okay.

It was a bit of a toss up between Canterbury and staying at the iconic Albert Docks in Liverpool for just £28 for a room for four people.

I’ve been visiting this northern powerhouse since I was a child and I love the warm Scouse welcome we always get when we go back.

So if you want to follow in the footsteps of the Beatles or take a ferry across the Mersey, this could be the perfect base for you. 

YHA Manchester also has £40 rooms for a family of five and its canalside location is just a 15-minute walk from the city centre.

One year, we took a trip to YHA Bath, another gorgeous Georgian villa a walk or bus ride away from the city centre.

Bath can get pretty crowded once the weather warms up so going in February is perfect if you don’t want too much hustle and bustle. A stay in a family room there is £72 during half-term.

Using a youth hostel as a base can also be a really affordable way to visit the capital over in the holidays. We stayed in a log cabin at YHA Lee Valley one February, which is next to Cheshunt railway station, where trains stop en route to Liverpool Street.

It was slightly surreal waking up in a nature reserve surrounded by birdsong and then being in the heart of the city within half an hour. The best London deal I’ve spotted for this half-term is at YHA Earls Court, where a six-bed family room costs just £48.

If you’re not a fan of city breaks, the January sale discount code also works for lots of the Lake District hostels and other countryside locations, which often have outdoor cabins and glamping options as well as family rooms. 

We visit YHA Stratford-upon-Avon most years to stay in the deluxe camping pods behind the main building.

They’ve got a little kitchenette and a built-in shower room with toilet, so the pods are a lovely place to get a bit of peace and quiet, before heading into town to enjoy some of the tourist hotspots before they get busy later in the year.

We’ve stayed for less than £20 a night for all of us before, but this half-term, the pods cost £48 using the sale code.

You really can’t beat a YHA stay if you want to bag a bargain and take the family away for a night in half-term for next to nothing. 

For more budget stays here are the UK’s best 100 cheap stays – our pick of the top hotels, holiday parks, B&Bs and pubs from just £22 a night.

And if you’re heading abroad – here are the most popular hotels in the loveholidays sale with rooftop pools and beautiful beaches… and holidays from £149.