medical

Some issues can make it harder to find affordable travel insurance

Expert advice has been issued for many Brits planning to go abroad. People with disabilities and long-term medical conditions are being warned to shop around for travel insurance as their health history can send premiums soaring.

Having a medical condition does not mean you cannot get travel insurance – but it can make finding affordable cover considerably harder. Research by Which? highlighted in a new post on X on Wednesday, September 2 found that seven in 10 of its members who had bought travel insurance in the previous two years had declared a medical condition. While most said this had only a minor effect on their ability to find an insurer willing to cover them, many reported that their condition pushed up the price.

One in four said their medical conditions had a major impact on what they paid. The problem can become particularly acute for older travellers.

Data from Compare the Market cited by Which? suggests customers aged over 65 pay roughly double once their medical conditions are taken into account. And simply buying a standard travel policy without declaring a condition could leave holidaymakers dangerously exposed.

Insurers usually require travellers to disclose their medical history, with specialist medical screening companies assessing the risks involved. The resulting risk assessment can affect whether an insurer will provide cover and how much it charges.

But different insurers can make different decisions – meaning it pays to shop around rather than accepting the first quote.

Specialist policies to consider

Which? assessed policies from specialist providers and identified several as Best Buys. Saga came out on top, with its Plus annual multi-trip policy scoring 82%.

It provides up to £20 million of medical expenses cover, £20,000 cancellation cover and £10,000 for baggage and valuables. Saga’s Plus single-trip policy scored 81%, while its Standard annual multi-trip policy scored 77%.

Staysure Signature scored 74%, with unlimited medical expenses cover, £15,000 cancellation cover and £5,000 for baggage. AllClear Platinum scored 70%, also offering unlimited medical expenses cover.

Which? also highlighted InsuranceWith’s Platinum policy, which scored 68% and includes £5,000 of gadget cover.

Don’t hide your medical condition

Travellers should be completely open about their health when buying cover. A medical condition may result in a higher premium or an exclusion being added to a policy. An exclusion could mean claims linked to that condition are not covered – potentially leaving someone facing a huge bill if they become ill abroad.

Which? insurance expert Dean Sobers said there is a reason it publishes information about the medical screening companies used by insurers. The organisation found that 80% of the policies it assessed used Verisk for medical screening, while 12% used Protectif.

This can matter because insurers may reach different decisions about whether to cover someone – and what to charge – even when the same screening process is involved. He said: “When searching for quotes, you may have found yourself answering what feels like identical health-related questions over and over even when trying different insurers. You’re not imagining it: medical screening is outsourced by most travel insurers, with the vast majority using just two firms – Verisk and Protectif.

“While the insurer makes the ultimate decision about how much to charge you, the different approaches of the screening companies can lead to a different picture of your risk. Verisk, for example, asks you to state the name of your medical condition, while Protectif begins by asking you which medications you’re taking and works backwards from that.

“No particular screening company is necessarily going to deliver a cheaper quote, but if you feel like you’ve hit a brick wall with one, trying another could be worth it.”

Specialist insurers are specifically designed to deal with travellers who may be rejected, heavily loaded or offered limited cover by mainstream providers. And with the cost of holidays already high, shopping around could make the difference between being properly protected and taking a potentially disastrous gamble by travelling without adequate insurance.

Imagine a Saturday night “spectacular,” under the stars at the Hollywood Bowl, with the Los Angeles Philharmonic performing as fireworks explode in the night sky — for $10?

Not a pipe dream.

The L.A. Phil has taken a major step in expanding its accessibility. The organization announced this week that it will offer Los Angeles County residents with active Medi-Cal or EBT cards $10 tickets to L.A. Phil performances at the Hollywood Bowl starting with the 2027 season.

It will offer at least 100 of these tickets at each of the orchestra’s Hollywood Bowl concerts. Tickets will be offered on a first-come, first-served basis. The L.A. Phil didn’t say exactly how eligible residents could secure such tickets. It plans to announce that process in Spring 2027 before the season starts.

L.A. Phil Vice President of Community and Government Engagement, Cynthia Fuentes, said in an interview that the organization has been “prioritizing accessibility for a very long time.”

“When you create accessibility programs, they have to be very intentional,” Fuentes said. “Folks are really struggling to make ends meet right now, and for us, it’s so important not only that we create great music on our stages, but that people can afford to see it. Your income levels shouldn’t dictate whether you have access to the arts or not.”

The $10 ticket announcement is the latest move towards making L.A. Phil events more accessible at a time when tickets to see the orchestra at the Hollywood Bowl are, on average, about $48, Fuentes said.

The L.A. Phil has been offering discounted tickets since the 1970s. It now offers more than 50,000 $1 Hollywood Bowl tickets annually — some seats open to the general public and others given out by the L.A. Phil in partnership with the L.A. County Board of Supervisors and L.A. County Parks, to low-income students, senior centers and others in need.

Last year the L.A. Phil boosted the numbers of its $1 tickets from 36,000 to 55,000. It also distributes tens of thousands of free tickets to non-profit organizations through a program called Community Concert Connections.

The L.A. Phil debuted its new accessibility program at the Ford during the venue’s 2026 season. The program is still active at the Ford.

“That was our pilot program for the L.A. Phil, with the intention of implementing it at the Hollywood Bowl,” Fuentes said. “When we started looking into EBT cardholder tickets, [we realized] it happens in a lot of museums but not a lot at performance arts organizations. Partly because it’s a ticketed structure with assigned seats and it’s a more controlled environment. We wanted to build the infrastructure of how you execute it on the back end. The Ford was an incredible way to start the process — do it on a smaller scale, look at what works and then be able to scale up to the bowl.”

The L.A. Phil is in a period of transition. Daniel Harding will step in as the L.A. Phil’s new Music Director, replacing Music & Artistic Director Gustavo Dudamel, starting with the 2027–2028 season. He’ll oversee orchestral programming at Walt Disney Concert Hall and the Hollywood Bowl. Newly appointed Creative Director Esa-Pekka Salonen begins his tenure at the start of the 2026/27 concert season in early October. He’ll conduct and curate subscription concerts and multidisciplinary projects. Anna Handler will serve as conductor in residence for the next three years starting with the 2026/27 season.

“But Gustavo will be back every summer to do a suite of concerts at the Hollywood Bowl and also in December of this year at Walt Disney Concert Hall,” Fuentes said. “He’ll continue to have a presence with the L.A. Phil.”

Operating the Hollywood Bowl is a partnership between the L.A. Phil and the Los Angeles County Department of Parks and Recreation.

Los Angeles County Supervisor Kathryn Barger, whose district includes the Hollywood Bowl, said in a statement that the L.A. Phil has been “a trailblazer in the arts” for more than a century. Their new accessibility initiative, she said, is “that same spirit of innovation and partnership.”

“The Hollywood Bowl is one of Los Angeles County’s most cherished public assets,” Barger said, “and every resident should have the opportunity to experience the joy, inspiration, and sense of community that it offers.”

Several other L.A. area cultural institutions offer EBT card holders free or deeply discounted admission, including: the Huntington, in San Marino, the Natural History Museum of Los Angeles County, the Autry Museum of the American West and LACMA.

“But there’s no other L.A. County facility, for performing arts, that we found in our research that had an EBT Program,” Fuentes added. “Part of our goal is to take our findings to the field to share so that other performing arts non-profits follow, especially L.A. County-based [ones], so we can ensure we’re creating accessibility for everyone in the county.”

Fuentes pointed to her own upbringing to illustrate the importance of accessibility programs in the arts.

“I grew up in South Central with working-class parents that had three kids,” she said. “When you don’t have disposable income, you don’t have opportunities [to see arts performances]. Everyone should have the opportunity to go to a show and share a communal experience around music without the fear of not having enough to make your rent or mortgage.”

SAMANTHA Fox has been forced to cancel her upcoming show on ‘medical advice’ after suffering from ‘ongoing pain.’

She became one of the country’s most famous women almost overnight after her debut on The Sun in February 1983.

Her Page 3 career also became the launch pad to a world of lavish celebrity parties and later for her global success as a pop star, with 30million record sales.

Samantha, 60, continues to perform and was set to appear at Hard Rock Live in Florida at the end of August alongside a string of other stars.

However, she has cancelled her appearance and took to Instagram to share a statement with fans.

She captioned the image: “Sorry, I’m truly so upset about doing this, I think in 40 years this is only the 3rd time I’ve had to cancel a show.

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“Getting the right treatment now but the worst is the pain, love you Foxys. I’ll be fighting fit soon love Sammy.”

In the statement, Samantha explained that she had been struggling with ongoing back and hip pain for some time and following medical advice, it wasn’t possible for her to make a long-haul journey.

She explained: “I absolutely hate letting my fans down, as well as everyone who worked so hard and was looking forward to the show.”

Samantha also revealed she was heartbroken to withdraw from the event as she was so excited to be back performing in America.

She added: “This isn’t goodbye America, I am determined to get myself properly fit and well.

“I very much hope to return to the USA for a live show again very soon.”

Fans flocked to comment and one wrote: “I hope you get better soon and sending you so much love and positive energy!

“Us fans in the US will be here with open arms when you return someday, until then, I hope you stay healthy and get well.”

Another said: “Sending lots of love and well wishes!”

“Your health is the most important! I wish a speedy recovery for you,” wrote another fan.

A fourth added: “I am so sorry that you have to cancel but your health is the most important! Get well soon.”

Most documentaries urge you to not turn away from the horrors they chronicle, but few make that request as explicitly as “American Doctor.”

Near the start of her despondent film, director Poh Si Teng spends time with Mark Perlmutter, a North Carolina surgeon who, like Teng’s other subjects, volunteers in Gaza, treating the many who have been severely injured in the ongoing Israeli-Palestinian conflict. Furious at the attacks on innocent Palestinian children, Perlmutter shows Teng photos of dead bodies. She says she may need to blur them for the movie. Perlmutter becomes indignant: “You’re not doing them a service by not showing them,” he says. “You have the responsibility, as I do, to tell the truth.”

Teng does reveal those stark faces and much more — not just the terrible human toll of Israel’s shelling of the Palestinian territories but also the strain on the doctors fighting to save lives while spreading the word about the atrocities they’ve witnessed.

Perlmutter, who is Jewish, is one of three American physicians at the center of Teng’s documentary. The other two are Thaer Ahmad, a Palestinian, and Feroze Sidhwa, who is Zoroastrian. Each of them resides in the U.S. but is drawn to lending a hand at Gazan hospitals — that is, when they’re actually allowed entry into the region. (Because of Ahmad’s Palestinian heritage, he’s been barred by the Israeli government.) As part of their humanitarian efforts, Perlmutter and his colleagues go on Western media, such as CNN, to decry the conditions of the Palestinian people. They are often met with resistance, if not outright hostility. The casualties keep piling up, and nobody outside the walls of the hospital seems to care.

Teng, who produced the 2019 Oscar-nominated documentary short “St. Louis Superman,” a portrait of a local Black activist, once again ponders how much any one person can do to bring about change. She gracefully balances between a three-pronged character study and a larger examination of the unending war. We come to admire Ahmad, Perlmutter and Sidhwa, but Teng provides just enough shading so that subtle cultural tensions between the men start to emerge.

That strain is particularly evident during the bighearted but strident Perlmutter’s impolitic media appearances, in which he brandishes impassioned criticism of Zionism that angers the Palestinian Ahmad. “We’ll be guilty by association and we’ll just get crushed for it,” he worries. It’s a documentary with a paucity of inspirational moments. Teng and her subjects are embedded in a world of tough choices and grim conditions.

With Ahmad largely sidelined in the U.S., though still advocating for the Palestinian people, Sidhwa ultimately becomes “American Doctor’s” most striking figure. Armed with an eloquent, righteous fury, he speaks to journalists with a stirring moral authority. Teng mostly avoids on-camera interviews with her subjects, preferring to watch them interacting with patients or in the operating room. In the process, we come to know Sidhwa, who projects a calm confidence, even when he’s nearly killed by a missile.

But his self-assurance is intriguingly undercut during an unguarded exchange in which he acknowledges that no prospective romantic partner has been comfortable with his desire to keep returning to Gaza. “I think I’m just probably a hard person to get along with,” he admits, laughing. “I wish I could blame the fact that no woman can put up with me on the Israel-Palestine conflict, but I don’t think that’s the issue.”

There are myriad ways to document the violence in Gaza, and it’s telling that Teng includes only a very brief news clip of President Trump and Israeli Prime Minister Benjamin Netanyahu, the phantom figures hovering far above the film’s unfolding tragedy, even though they are among its chief architects. Instead, “American Doctor” focuses on the micro, giving voice to the doctors and caregivers who traditionally have been spared during armed conflicts, as laid out by the Geneva Conventions. In defiance of such norms, though, Israel’s government seems to be targeting hospitals, creating psychic wounds alongside mass casualties.

A closing text card indicates that more than 1,700 healthcare workers have died in Gaza, laying culpability at the feet of Israel and the United States. But it’s a testament to the physicians featured in “American Doctor” that none of them would suggest that this is the greatest crime occurring in the region. We observe them lamenting how powerless they feel: Their medical skills can do some good, but not nearly enough. And when they reluctantly return to America, they agonize over their guilt at not being able to do more — and what of Gaza will remain when they eventually get back.

Aug. 18 (UPI) — Medical experts and a family member testified in a Massachusetts courtroom Tuesday that Lindsay Clancy’s mental health was so precarious that she cannot be held responsible for the strangulation deaths of her three children.

A trio of doctors and Clancy’s former mother-in-law, Susan Clancy, each testified in her defense as her attorneys sought to show the 36-year-old defendant is not guilty of murdering her children — 5-year-old Cora, 3-year-old Dawson and 8-month-old Callan — at their Duxbury, Mass., home on Jan. 24, 2023 due to mental illness.

While not denying she killed the children, they contend she is not criminally responsible because she was suffering from bipolar disorder and postpartum psychosis.

The Plymouth County, Mass., District Attorney’s Office, however, argues that Clancy was not experiencing psychosis when she strangled the children and jumped from a window, suffering permanent paralysis from the waist down.

After the prosecution rested its case last week, the defense continued with its own case.

Among the medical experts taking the stand Tuesday was Dr. Paul Zeizel, a clinical and forensic psychologist who testified about meeting with Clancy at the hospital after the killings.

After testifying that Clancy told him she had “fuzzy” memories of the killings, he said she told him she heard a man’s demanding she kill the children and then herself.

Zeizel forcefully suggestions of having “planted” that story with Clancy.

Also testifying for the defense was another medical expert, former medical examiner Dr. Elizabeth Laposata, who spoke about the injuries Clancy suffered in her suicide attempt in an apparent effort to counter prosecutors’ suggestions that she had not jumped out a window.

Another medical witness, Dr. Donald Condie, testified that Clancy exhibited symptoms consistent with postpartum depression, such as brain fog and anxiety.

The day’s testimony also included emotional words from Susan Clancy, the mother of Patrick Clancy, who said the couple had a “very good relationship,” WBTS-TV reported.

“She was very nurturing, very loving, she was a wonderful mother. Wonderful,” she said of Lindsay. “She loved her children, all of them, very, very much.”

A former nurse, Susan Clancy she said she noticed a change in Lindsay’s personality after the birth of Callan, the youngest child.

“She reached out to me in November and told me that she felt unwell,” she said. “Mostly, she had insomnia, she was losing her appetite, she was very anxious and sad.”

It’s right there in the medical books, along with Belsey fundoplication, Heineke-Mikulicz pyloroplasty and Keller’s excision arthroplasty: Tommy John surgery.

Purists might refer to it as ulnar collateral ligament reconstruction, but the rest of the world knows it as the career-saving surgery named for a sore-armed left-handed Dodgers pitcher.

Tommy John was facing the bleak reality that his career was likely over when he ruptured a ligament in his left elbow on a summer night in 1974, an injury that had sent so many pitchers into an early retirement. But a then-radical surgery not only saved but revived his career, as well as the careers of hundreds of baseball players ranging from Tom Candiotti to John Smoltz to Shohei Ohtani in the 50 years since.

Always more famous for the surgical procedure than his career stats, John died Saturday, the Dodgers announced. He was 83.

“We are saddened to hear the news of Tommy John’s passing,” Dodgers president and CEO Stan Kasten said in a statement. “… Tommy was an exceptional pitcher throughout his career in Major League Baseball and his courageous role in becoming the first to have surgery that would go on to bear his name can’t be overstated. His impact both on and off the field has been felt by ballplayers of all ages and will be for generations to come.”

A good pitcher before the surgery with 124 wins in 12 seasons with three teams, he won 164 more afterward — only one fewer than Sandy Koufax during his entire career, he liked to point out — in 14 more seasons with four teams, finally retiring at 46 with a 288-231 record and a 3.34 earned-run average.

“Dr. Jobe made it so I could throw a baseball again,” John told The Times’ Sam Farmer in 2023 from his home in Sarasota, Fla. “After surgery, I never missed a start, and I even pitched out of the bullpen every once in a while.”

He pitched for the Dodgers and the Angels and had two successful stints with the New York Yankees but it was with the Dodgers that he had his greatest success, an 87-42 record and a 2.97 ERA, helping them to consecutive World Series appearances.

It was also as a Dodger that he had his history-making operation.

He came to the Dodgers in a trade from the Chicago White Sox in December 1971 with an 84-91 record, a good curveball and a less than intimidating fastball. Pitching coach Red Adams convinced him that precision location and ball movement were more effective than raw speed and John went 11-5 the following season. He also became well acquainted with orthopedist Frank Jobe, the team physician.

Late in the season, he jammed his left elbow sliding into home plate, jarring loose some bone chips. Jobe cleaned things up for John during the offseason.

Dodgers manager Tommy Lasorda congratulates Tommy John after John shut out the Phillies during 1978 National League Championship Series.

(Associated Press)

Then in July 1974, by which time John had become a mainstay in the pitching rotation, he threw a pitch to Hal Breeden of the Montreal Expos that changed his life, and ultimately the lives of many others.

“Right at the point where I put force on the pitch, the point where my arm is back and bent, something happened,” he told Sports Illustrated. “It felt as if I had left my arm somewhere else. It was as if my body continued to go forward and my left arm had just flown out to right field, independent of the rest of me.

“I heard this thudding sound in my elbow, then I felt a sharp pain.”

John had ruptured the medial ulnar collateral ligament in his left elbow, although he didn’t know that then. The pitch, of course, was nowhere near the strike zone and, despite the pain and in an effort to see if that was a fluke, he tried to throw another. It bounced off the plate, ending his outing and, for all anyone knew, his pitching career.

Jobe recommended total rest but after a month, with no sign of healing, he came up with an outside-the-box suggestion. Earlier, Jobe had grafted a tendon to a recovered polio patient’s ankle to provide stabilization. He thought maybe a tendon could be grafted to a pitcher’s elbow as well.

He gave John a grim choice: Do nothing and never pitch again, or try the surgery at 100-1 odds against success.

“I told Dr. [Frank] Jobe if you do your job I will do more than mine,” John told The Times last year. I just happened to be in the right place at the right time with the right doctor and team.”

So, on Sept. 25, 1974, Jobe took a tendon from John’s right arm, threaded it through holes he had drilled in John’s left elbow and hoped it all would work.

Nerve damage necessitated a second surgery several months later and the prospects were not promising. John’s left arm had atrophied, his hand now basically a claw, and two of his fingers were numb.

Even so, he began rehab, knowing he would miss the entire 1975 season. He taped the unfeeling fingers to the functioning ones so that he could grip a baseball, then, resembling “a little boy throwing against the steps of his back porch,” threw against a wall. He squeezed Silly Putty and strictly adhered to a physical therapy regimen.

By June 1975 he had regained the use of his entire hand and in late September pitched three innings in an exhibition game. He continued his routine through the offseason and into spring training, once joking, “When they operated on my arm, I asked them to put in a Koufax fastball. They did but it turned out to be Mrs. Koufax.”

Surprising many, who considered it at least a minor miracle, he was back in the rotation at the start of the 1976 season and went five innings in his first start, giving up five hits and three runs in a loss to the Braves in Atlanta. He finished the season at 10-10 with a 3.09 ERA, and if anyone was still wondering about his comeback, he put doubts to rest in 1977.

In one of his best seasons, he won 20 games, had a 2.78 ERA and finished second in National League Cy Young award voting for the pennant-winning Dodgers. In a 4-1 win over the Philadelphia Phillies in the clinching Game 4 of the NL Championship Series — then a best-of-five format — John pitched a complete game, striking out eight in a 130-pitch effort.

Dodgers pitcher Tommy John celebrates after the final out in a 4-1 victory over the Phillies in Game 4 of the 1977 NLCS that clinched the pennant for the Dodgers.

(Associated Press)

He came back with a 17-victory season in ’78 and the Dodgers won the pennant again but again lost to the Yankees in the World Series, with John winning a game in both the NLCS and World Series. After the season, he signed with New York as a free agent.

He was an immediate hit with the Yankees, winning 21 games in 1979 and finishing second in the American League Cy Young voting, then won 22 in ’80. In 1981, the Yankees reached the World Series, once again facing the Dodgers — and John was at the center of the most controversial decision in the series that ultimately sealed New York’s fate.

John was the starter in Game 6 at Yankee Stadium with the Dodgers leading the series, 3-2. The left-hander had won Game 2, giving up three hits over seven innings in a 3-0 victory, and had completed four innings of one-run ball when Yankees manager Bob Lemon elected to pinch-hit for John with two runners on in a 1-1 game. ABC, which broadcast the World Series that year, showed John looking visibly upset and surprised as he paced the dugout.

Bobby Murcer flied out to right to end the inning, and the Dodgers would score eight runs over the next four innings against an ineffective Yankees bullpen to secure a 9-2 victory and win the franchise’s first World Series since 1965.

“At the time my reaction was, ‘why is he doing this?’ I was pitching fine and you don’t pull someone out in the fourth inning just because you need a hit at the time,” John said last year. “I was not happy, but that was so long ago in retrospect could we have won? I think so. Does it matter now? No.”

In John’s two stints with the Yankees — he had four seasons with the Angels in between — he was 91-60 with a 3.59 ERA.

And it was with the Yankees that he made the record book, in a way no player would ever want. He committed three errors in an inning, all on the same play during a game July 27, 1988.

With the Yankees leading the Milwaukee Brewers 4-0 and Jim Gantner on first for the Brewers, John charged a slow roller by Jeffrey Leonard to the first-base side of the mound. First, he bobbled the ball. Then, he sailed it past first baseman Don Mattingly, bouncing it off the right-field ballboy. Dave Winfield made a nice play on the ball and fired a strong throw home. It was on line and probably would have nailed the hustling Gantner but John cut it off, then threw wildly past catcher Don Slaught and into the Brewers’ dugout as Gantner scored.

John’s summation, according to Newsday? “I must have had a metal cup on. It glitched the ions in the air.”

After his playing days, John did some broadcasting, some minor league managing and became a strong advocate for suicide prevention after one of his sons took his own life. And after seeing many young pitchers, some still in their teens, undergo the surgery named for him, he spoke out against arm overuse, recommending less than year-round pitching by young arms.

But regardless of the context, John is forever linked to the operation that continues to be performed by orthopedic surgeons such as Dr. Neal ElAttrache, who began learning how to perform the procedure when he was a fellow at the Kerlan-Jobe Orthopedic Clinic in 1990 from Jobe himself. The two would operate together twice a week throughout the 1990s and were close friends until Jobe’s death in 2014.

“It should have been called the Frank Jobe operation,” ElAttrache told The Times in 2023. “But with Frank being the man he was, it was all about the person he was treating. It wasn’t about him.”

By ElAttrache’s estimation, he has performed the operation between 50 and 75 times per year over his career — including the two he has done on Ohtani, one in 2018 and one in 2023. And although ElAttrache has put his own signatures on the surgery — including a second graft to further fortify Ohtani’s elbow — the operation has remained largely the same since Jobe first performed it in 1974.

John is survived by his wife, Cheryl, and his children, Tommy, Travis and Tamara. A private celebration of his life will be held in Florida.

Leeds United have agreed an £8.5m deal to sign Swiss defender Nico Elvedi.

The 29-year-old is travelling to England for a medical on Monday after Borussia Monchengladbach accepted an offer worth an initial £6.8m, with a further £1.7m in add-ons.

The versatile Switzerland international is set to end his 11-year stay with the German top-flight club by moving to Elland Road.

Elvedi is a highly experienced addition, having earned 73 caps for his country and featured as part of Switzerland’s squad at this summer’s World Cup.

Asked about the deal after a 4-0 pre-season win over Augsburg, Leeds manager Daniel Farke said: “I’ve been working in football long enough to know everything is only final once the medical checks are completed and all the paperwork is signed. We’ve seen situations like this before.

“So I only speak about new players once they have been officially announced and everything is settled. But I don’t want to lie, and we expect something to happen in the next 48 hours.”

The move would allow fringe Leeds defender Sebastiaan Bornauw to join Hamburg on an initial loan with an option to buy.

Leeds begin their Premier League campaign away at Nottingham Forest next Saturday.

ROD Stewart has sparked concern for his health as he pulled out of a second concert in a week over a mystery medical issue.

It’s been revealed 81-year-old rocker has pulled out of his August 9 gig at the Riverbend Music Center in Cincinnati.

This comes after he cancelled a string of concerts earlier this year due to health setbacks.

The organisers of the event announced the shocking news yesterday – the day of the gig.

They confirmed Rod was undergoing an “unforeseen but minor medical procedure.”

The venue shared a statement on social media, which said: “Due to an unforeseen but minor medical procedure that required prompt attention, Rod Stewart’s performance tonight in Cincinnati has been postponed.

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“Rescheduling is currently underway, with additional information to follow on Tuesday.

“All previously purchased tickets will be honored for the rescheduled date.”

They claimed Rod is expected to be back tearing up the stage soon.

“Rod is expected to make a quick recovery and looks forward to returning to Cincinnati,” said the Riverbend Music centre.

One fan wrote: “I hope he’s okay,” followed by a praying hands emoji.

“Praying he’s doing well the concert hasn’t been cancelled just postponed,” penned another fan.

This isn’t the first time the Scottish-born star has left his fans feeling concerned.

Back in June the hitmaker was forced to pull out of a gig in California, due to a respiratory infection that later triggered a bout of laryngitis.

Just a week later, Rod stopped midway through his Utah concert and was seen using an oxygen tank onstage after nearly passing out.

Following the sad news, Rod also postponed his concerts at Red Rocks Park and Amphitheatre in Morrison, Colorado in June, citing vocal rest.

He has repeatedly told fans that while he is winding down large-scale global arena touring, he has no intention of fully retiring from music or performing altogether.

Rod Stewart, who is married to TV personality Penny Lancaster, shot to fame in 1971 following the release of his debut album, Every Picture Tells A Story.

His biggest hits include Maggie May, Sailing and Da Ya Think I’m Sexy?

Over his six-decade career, he’s sold over 250 million records worldwide, been inducted into the Rock and Roll Hall of Fame twice, and received a knighthood in 2016.

WASHINGTON  — Fear was growing in hospitals across the country in 2009 as a frightening epidemic that came to be called the H1N1 swine flu swept across the globe.

From Galveston, Texas, where a hospital ran out of test kits, to Loma Linda University Medical Center in San Bernardino, which had to set up tents to handle a crush of patients, to New York, where hospitals scrambled to bring on extra emergency staff, it appeared the nation’s healthcare system would be overwhelmed.

The worst did not materialize. The lesson, though, was clear: The nation needed larger caches of standby medical supplies and hospitals that were better prepared to handle a surge of infected patients.

A decade later, the coronavirus crisis is exposing many of the same gaps. Inadequate supplies of protective masks, ventilators, intensive care beds and other medical resources are forcing mass closures of schools and businesses and restrictions on everyday activities as public officials rush to slow the virus so America’s medical system isn’t overwhelmed.

“So much that was predicted has come to pass,” said Marcia Crosse, former head of the healthcare section of the Government Accountability Office. Since the early 2000s, the GAO, the federal government’s leading internal watchdog, has issued a steady stream of reports about poor pandemic planning.

As the current crisis has widened, President Trump has attempted to deflect responsibility for his administration’s poor planning, suggesting the coronavirus outbreak was inconceivable.

“Nobody knew there would be a pandemic or epidemic of this proportion,” the president said Thursday.

The opposite is true. The GAO, public health experts and others issued a steady drumbeat of warnings that America would sooner or later face a widespread infectious disease outbreak or a major bioterrorism attack and was woefully unprepared.

In both 2018 and 2019, U.S. intelligence agencies issued insistent warnings in their annual Worldwide Threat Assessment.

“We assess that the United States and the world will remain vulnerable to the next flu pandemic or large-scale outbreak of a contagious disease that could lead to massive rates of death and disability, severely affect the world economy, strain international resources, and increase calls on the United States for support,” the 2019 report noted.

That is only the most recent warning. As early as 2003, the GAO cautioned that many urban hospitals lacked enough ventilators to treat a large number of patients suffering from respiratory problems that would be expected in an anthrax or botulism outbreak.

“Ventilators have long been recognized as a weak link,” said Crosse, who spent 35 years at GAO before retiring in 2018.

Today, a lack of ventilators is emerging as a potentially critical shortfall because patients hit hardest by COVID-19, the illness caused by the coronavirus, often suffer severe respiratory problems.

Federal policymakers concentrated heavily on pandemic preparedness in the aftermath of the 9/11 terrorist attacks and anthrax scare in 2001, which both exposed gaps in the nation’s emergency response system.

In 2005, the administration of President George W. Bush published a landmark “National Strategy for Pandemic Influenza.” The document, among other things, highlighted the need for plans to distribute necessary medical supplies from the nation’s Strategic National Stockpile and to support state and local efforts to “surge” medical personnel and facilities to handle an outbreak.

Medical equipment such as masks and protective clothing in particular were given high priority as planners recognized that doctors, nurses and other medical staff were most vulnerable.

After the swine flu epidemic in 2009, a safety-equipment industry association and a federally sponsored task force both recommended that depleted supplies of N95 respirator masks, which filter out airborne particles, be replenished by the stockpile, which is maintained by the U.S. Department of Health and Human Services.

That didn’t happen, according to Charles Johnson, president of the International Safety Equipment Assn.

The stockpile drew down about 100 million masks during the 2009 epidemic, Johnson said.

“Our association is unaware of any major effort to restore the stockpile to cover that drawdown,” he said.

Last month, Health and Human Services Secretary Alex Azar said that available supplies included just 12 million N95 masks and 30 million surgical masks, a tiny fraction of the 3.5 billion masks one of Azar’s deputies later testified the nation’s healthcare system would need.

Already across the country, there are signs of medical centers running out of protective equipment, compounding the challenges caused by the federal government’s inadequate supply of coronavirus testing kits.

At Sinai Health System, which serves largely low-income patients on Chicago’s South and Southwest sides, hospital officials started signing out masks and other protective equipment as carefully as they handle narcotics.

“We’ve never had to do that before,” said Karen Teitelbaum, the system’s chief executive.

These shortages are particularly appalling, said Jeffrey Levi, a professor at the Milken Institute School of Public Health at George Washington University and former head of the Trust for America’s Health, a nonprofit public health advocacy group.

“Every time we have an emergency, protecting healthcare workers has been the No. 1 policy issue,” Levi said. “To have neglected that is shocking.”

Making the case for investments in material and hospital planning has long been challenging as most people have difficulty envisioning a major disaster, acknowledged Dr. Eric Toner of Johns Hopkins University, an authority on pandemic preparedness.

Hospitals also are under pressure to keep margins thin and eliminate spending on staff and supplies that aren’t used all the time.

The budget crunch represents a particular challenge for so-called safety-net hospitals, institutions that serve many uninsured patients and those covered by Medicaid, and consequently collect less revenue. These same hospitals are now expecting a large surge in coronavirus patients but have limited resources to ramp up staffing and add intensive care beds if needed.

“Cash is very limited,” said Charlie Shields, chief executive of Truman Medical Centers in Kansas City. Shields said the finances are under even more stress since the hospital canceled elective procedures and shut down its dental services to prepare for the pandemic, moves that reduce hospital revenue.

Toner at Johns Hopkins noted these kinds of strains are why the federal government should have provided a stronger backstop.

“The argument we’ve made for 20 years is that if we want to have prepared healthcare institutions, this has to be a societal responsibility, and that means a government responsibility.”

After 9/11, the federal Hospital Preparedness Program was created in 2002 to help hospitals plan for public health emergencies and terrorist attacks.

But as time passed, the program was steadily cut. In 2007, Congress trimmed $44 million from the program’s budget. In 2014, lawmakers cut $120 million.

Overall, money for the program has been slashed by about half since 2003, said John Auerbach, chief executive of the Trust for America’s Health.

Auerbach, who was Boston health commissioner for nine years, said he and other public health officials routinely pleaded with Congress to restore the spending.

He said lawmakers frequently offered the same response: “Do we still need that?”