Martin Lewis

Money Saving Expert – MSE – is founded by Martin Lewis

Money Saving Expert (MSE) has urged people to visit Boots before boarding the plane. While talking about easyJet specifically – although it may work for any airline – MSE urge people to “avoid sky-high food prices” and “pack a mile-high picnic instead.” They explain on their easyJet tips blog: “Mid-air picnics are perfectly within the rules. It’s only liquids over 100ml that are banned for security reasons.”

Because of this, MSE, founded by Martin Lewis, writes: “When we checked, an Easyjet meal deal (sandwich, soft drink and snack) cost £9.75. Even at inflated airport prices, a Boots meal deal is around £5.” MSE’s blog was updated on July 27, 2026, easyJet’s prices are subject to change.

Finding that a meal deal at Boots or other supermarkets like Sainsbury’s, Tesco, or Morrisons could be cheaper than what you get on board the plane, it notes that “bringing your own food may mean you win on taste as well as price” – and it doesn’t have to be boring, either.

You can make it part of the holiday by tailoring it to your destination. Think chorizo and olives for Spain, cold pizza for Italy, sausages and sauerkraut for Germany. The list is endless.

Save your pennies by planning ahead, says MSE as part of its pre-holiday tips list. Picking up snacks in advance can work out far cheaper than paying airline prices, or even the cost of food and drink in the shops after security.

30 days

In further helpful advice, the MSE team have said that easyJet passengers can check in earlier than most. And it could help people secure a better seat.

It explains: “Unlike other airlines, Easyjet lets you check in and allocates you a seat 30 days before you fly, free. You’ll have to pay if you want a specific seat, but the earlier you check in, the more likely it is that you get allocated a better seat.

“If you don’t want to take the risk and would prefer to reserve a seat when you book, Easyjet charges “from 99p” for a basic seat on a short flight. We’ve seen it cost up to £39.99 to stretch out in the front row on a longer trip (for a list of costs, see Easyjet’s fees and charges).”

Whether you’re paying for a seat or using the free check-in 30 days before, passengers are urged not to leave it to the last minute. By then, many seats may already be taken, increasing the chances you’ll end up separated from your family, partner or friends.

MSE concludes: “The best bet is to check in online (and secure your seats) as early as possible.”

For a full list of easyJet tips and tricks, visit the MSE blog here.

In the UK around 14 million people are still paying ‘too much’

Personal finance expert Martin Lewis has told anyone with an iPhone or Android mobile to text a four-letter word. In a new video on Youtube, the ITV and BBC star said millions of people continue paying sky-high prices on contracts which are no longer binding.

He said that in the UK around 14 million people are still paying too much – often for deals which got them a new handset – and can save hundreds. People were told to check their contract status by texting ‘INFO’ for free to 85075.

Mr Lewis explained: “There’s a way to find out if you can save on your mobile bill just by typing five digits into your phone. All you got to do is text the word info info to 85075. This is a service the regulator mandates mobile phone networks to offer. It’s totally free. They then have to reply with whether you have any early termination or early cancellation charges.

“If it says you don’t, so 0 early termination, it means one of 14 million people who are out of contract and you’re therefore free to ditch and switch and the vast majority of people who are out of contract are seriously overpaying on their phones. So what do you then do? Well, just go on to a comparison site like money-saving experts cheap simfinder and see what’s available.

“Couple of quick notes. If you’re on three smarty or ID mobile, then when you do the text, it will reply back asking you for your date of birth, which is just an ID check. And I should Also note if you’re on a multiple phone contract like couple of different handsets on the contact on the contract it can’t do this. So then simple rule of thumb if you’ve been on the same deal for more than two years you’re almost certainly out of contract. Do check it out.”

If the “Early Termination” or “Cancellation Charge” reads £0, meaning your contract has run out, the MoneySavingExpert founder said, “go to a cheap SIM comparison site”, where a selection of suppliers will offer the same SIM allowance for a fraction of the price.

“If you’re on a multiple-phone contract, you won’t be able to do this”, he added.

He has previously explained how the cost of getting a new SIM has plunged – meaning people could get the full service on their handset for a lot less. He said previously: “Prices have been going up and up. At the same time the cost of new customer SIM deals have been plummeting. For 50gb two years ago you’d have been paying £9. Now you can get it as cheap as about £3 a month.”

Pointing to a diagram on screen Mr Lewis said: “Look at that dispersal – you’ve got existing customers going up and up and up and new customers going down and down and down.”

Mr Lewis went on to explain his three steps for mobile customers to cut costs. He said: “14 million people are out of contract on their mobile phone bill which means you are free to switch.”

He said there is an ‘easy’ way to find out if you are one of those out of contract. Mr Lewis explained: “You text ‘info’ for free to 85075 to check.” He added that people on Three would need to then enter their date of birth. He said that those in contract would still have to pay a termination fee, but otherwise people are free to switch: “You’re a free agent – you can go and get the cheapest deals, you can cut your costs.”

He added that once people decide to switch if they want to keep their number, all they have to do is text PAC (Porting Authorisation Code) to 85075 and give that code to your new provider which will than be able to take the number. According to the MSE founder, the best deals aren’t found by going directly to the big operators – instead he said that if someone is out of contract they should go to comparison sites.

MoneySavingExpert, which was founded by Martin Lewis, shared a tip for plane passengers

Some customers could be owed back hundreds after purchasing plane tickets, according to MoneySavingExpert (MSE). The consumer website, founded by journalist and TV personality Martin Lewis, regularly shares advice to help Brits.

In advice for travellers, the money experts pointed out that passengers who book non-refundable plane tickets but don’t end up using them can still request a refund for some of their money. While the refund won’t cover the entire cost of the tickets, they can get the Air Passenger Duty refunded.

In a Facebook post, MSE said: “Air Passenger Duty is a tax only paid by the airline to HMRC if you fly. If you don’t fly, whether you cancelled a non-refundable ticket or you missed your flight, you can request a refund from £8 to £253 per person.” The post also included a real-life success story from MSE Clare.

Clare revealed that her in-laws received a refund of £92 each after realising they needed to change their return flight home after visiting the UK from Australia. The family members had assumed they wouldn’t get any money back from their non-refundable tickets after their plans changed, but a “quick email” to their airline confirmed the good news. Clare said it was “a small consolation, but better than nothing.”

In the comments under the post, MSE added: “There’s no deadline for how far back you can claim – though some airlines impose their own (and a few charge an admin fee).” More information is available on the MSE website.

It said: “When you book a flight departing the UK, your ticket price will include various fees, such as airport tax. However, this isn’t collected by HM Revenue and Customs from the airline until after you actually fly. If you don’t fly – even by choice – you shouldn’t have to pay the tax.”

If you’re looking to make a claim, airlines publish information for passengers explaining exactly how to get it. Skyscanner explains: “The procedures for claiming an airport tax refund vary from airline to airline.

“Some will refund it automatically, whereas others require you to fill out a form. It’s worth noting that some carriers will charge an admin fee for the refund application, and with budget airlines, that fee can often surmount the amount you’ll get back.

“Each airline should publish details of how to claim back APD tax on its own website. If you cannot find this, call the airline and request details.”

Skyscanner added: “Some airlines have commercial agreements with various airports and may not always pay airport taxes. If you didn’t initially pay them, you wouldn’t be eligible for a refund.”

This important question can easily cost holidaymakers extra cash

People going on holiday this summer should know this simple money mistake to avoid as it could needlessly cost you more without realising. The ‘rule’ to remember is very simple, according to money and travel experts.

Travel specialist Kate Donnelly (@Thedonelleyedit) claims that all British people heading abroad this summer should remember one important thing that could result in hidden fees when on holiday. She said that we all have the option to avoid these, even if the choice seems clear and convenient.

She said: “When you are abroad, you should always pay in the local currency. Whether that’s euros or dollars, depending on where you are, and you should never select the option of paying in Great British Pound (GBP).”

Why does it matter what you choose?

Whether you’re buying a meal or using a cash machine, you should always have the option to pay in local currency instead of DCC. Nobody should choose on your behalf.

Kate confirmed: “When you’re abroad, and you choose to pay in pounds, you are allowing the ATM or the shop to do the exchange. Within this, there will also be a conversion charge, which is notoriously a really poor rate, meaning you will end up paying significantly more if you pay in the local currency.

“It’s your bank or the card provider that does the exchange. Even if they add on a transaction fee, you are still going to be getting a better rate if you choose to pay in pounds.”

Choosing dynamic currency conversion (DCC) means the amount is converted from the local currency to pounds at the point of sale. But, “DCC usually costs you more”, according to HSBC.

The bank said: “You might choose DCC and pay in pounds because it’s a currency you’re more familiar with. It could give you a better understanding of how much you’re spending. But there are extra fees, and the exchange rate is usually higher.”

Kate added: “The best thing to do when going on holiday is to invest in a fee-free card, such as a Monzo or a Starling. They add no transaction fees, and they also offer the best exchange rate.”

Martin Lewis previously appeared on ITV’s This Morning to talk about this exact issue. He said that the best thing to do, wherever you are in the world, is to pay in local currency to avoid inflated fees.

The Money Saving Expert says one thing that is ‘totally free’ could save holidaymakers loads of money

Heading to Europe this summer? Before you jet off, Money Saving Expert says there’s one free card every holidaymaker should have in their wallet – and it could save them money.

The Money Saving Expert has issued a reminder to travellers to get the UK Global Health Insurance Card (GHIC) just in case of an emergency. It can help you access state healthcare in many European countries, however he stresses this shouldn’t be a replacement for travel insurance.

Speaking as part of the National Money Assembly held at St Charles 6th Form College in London, Lewis urged anyone heading to the continent to apply for a GHIC before leaving the UK. He explained how the card is “totally free”, and warned people to never pay a third-party website to apply for one.

“First of all, if you’re going to Europe, you always get your GHIC card, your Global Health Insurance Card,” he said. “That’s totally free, never pay for it. This gives you treatment in a state-run hospital in a European Union country or equivalent at the same cost as a local – so if it’s free for them, it’s free for you.

“If you need to go and see the doctor when you’re abroad and local people don’t pay for the GP, you can go to the GP with your GHIC card. So you should make sure that you have one of those.”

The NHS says the GHIC covers medically necessary healthcare during a temporary stay in the EU and certain other countries. However, it does not cover private medical treatment, mountain rescue, being flown back to the UK or costs such as lost or stolen belongings.

For that reason, Martin Lewis says holidaymakers should never rely on the GHIC alone. He urged travellers to arrange travel insurance as soon as they book a holiday, explaining that it protects them both before and during their trip.

He said basic travel insurance for a young person spending a week in Europe can often cost as little as £7 to £10. Martin added: “If you can afford the holiday, you can afford travel insurance.”

His long-standing rule is to buy travel insurance “ASAB” – as soon as you book. That’s because policies can protect you if illness, injury or another unforeseen event forces you to cancel your holiday before you even leave home.

Applications for a GHIC are free through the official NHS website, and most people can apply online. Anyone using a website that charges a fee is paying for a service they do not need, as the card itself is available free of charge.

Martin Lewis has shared his top holiday money saving tip, explaining whether you should pay in local currency or pounds on your card abroad – and how it could save you money on extra charges

Martin Lewis has finally settled the age-old holiday debate, revealing whether it’s better to pay in pounds or local currency when using your bank card overseas. Sharing his expert insight with BBC viewers, he cut through the confusion, offering clear guidance on the smartest way to spend abroad without losing out.

Martin advised: “When you go abroad and you pay on plastic [card] and the overseas cash machine or shop asks you: ‘Do you want to pay in Pounds or Euros?’ What do you do?

“Well, the correct answer is you should always pay in euros or whatever the local currency is. That means it’s your plastic that’s doing the exchange rate conversion, not the overseas shop or ATM.”

He stressed that this rule applies no matter where in the world you are. Social media users were quick to chip in with their own tips and experiences. One user suggested: “Just get Revolut or Monzo.”

Another declared: “I use Starling Bank it has no fees abroad and recommends paying in the local currency instead of Pounds. Something I saw online about dynamic exchange rate and it can cost you more otherwise.”

A third added: “Revolut has always been the best on doing this, can exchange right in the app as well, and when withdrawing it’ll just take it straight from that, half the time the only fee is the cash fee by the machine you use.”

Meanwhile, a recent holidaymaker shared their own experience: “Just back from Spain and not a single ATM did free cash withdrawals either, thankfully that’s all I was charged with my Chase account.”

One shrewd traveller commented: “I just get Euros before I go anywhere save all the hassle, and if I’m really stuck for cash go into an actual bank on holiday and withdraw money on my card.”

This handy tip comes on the heels of advice from a money-saving guru who stressed the importance of securing travel insurance ‘ASAB’.

During an appearance on This Morning, the financial whizz revealed: “My travel insurance rule is get it ASAB (as soon as you book). People do get a little confused about this, so let’s break it down.”

He continued to explain: “If you’re getting a single trip policy, so that is a policy to cover just one holiday, then what you do is as soon as you book, you go on one of the travel insurer’s website, you tell it your holiday dates and you buy the policy then.”

Martin Lewis made clear that if your holiday falls in August but you booked back in January, getting your insurance sorted in January is equally crucial.

“That means you have the travel insurance in place to covers that holiday,” he said, adding: “You don’t need to [cover yourself] for extra dates [in case there’s a delay at the airport] because you have your return date.

“If something delays you, so you weren’t back, that would still be covered because that delay is all part of the travel insurance.”

The consumer experts shared a money-saving hack for holidaymakers this summer

MoneySavingExpert (MSE) has issued an alert for holidaymakers who still need to book their hotel or rental car. The consumer advice website, founded by journalist and broadcaster Martin Lewis, regularly shares tips for Brits.

In a recent social media post, the experts shared advice for people making travel bookings. Posting on X, MSE advised consumers to choose bookings that offer free cancellation if possible. The experts explained that travellers can use this tactic to get the best deal on their booking, as they can simply cancel and rebook if prices go down.

MSE wrote: “Top travel tip: Try to book a hotel or car hire with free cancellation. Why? Because if the price drops, you can simply cancel and rebook at this cheaper rate!” The post asked social media user to share their experiences in the comments.

The post asked: “Have you ever done this successfully? How much did you save?” In response, several MSE fans shared their own success stories.

For example, a commenter named Kathryn replied: “I’ve done this with a hotel. Got a much better grade room and saved about £50 on the price the original room would have cost! I usually try to do this now. I book the new room first though before cancelling the existing one… Just in case!”

Another social media user said: “I’ve done this for a hotel booking. Made a great saving on original booking price but found my room was at the furthest point away from the reception / dining areas. A good trade off in that situation.”

Someone else said they managed to find their £160 car hire reduced to just £80 using a similar tactic when they visited Portugal last year. Similarly, a commenter with another car story said they had booked their rental car three times, starting with an initial price of almost £300 and getting it down to £121, despite using the same rental company to book the same car.

They explained: “Pre-Christmas price over £300. 1st booking March £285. 2nd booking £185 early May. 3rd time mid-May £121.” Praising the method, the social media user added: “Refunded each time within four days. Result!”

Sharing another success story, a holidaymaker claimed to save £400 on a trip to New York. The comment read: “£400 saved on a trip to NYC. Free cancellation costs more but the flexibility makes it worth it.”

The Prime Minister announced he would be leaving his role

Martin Lewis has moved swiftly to rule himself out of any political role following Sir Keir Starmer’s resignation. Sir Keir confirmed earlier today that he will ‘resign as leader of the Labour Party‘.

The announcement follows a slump in poll ratings and Andy Burnham’s resounding win in the Makerfield by-election. In an emotional address outside Downing Street, Sir Keir announced his departure less than two years after sweeping to power in a landslide victory.

As has happened before, the news prompted widespread calls for money-saving expert Mr Lewis to be put forward as a potential Prime Minister. Fresh data from Focaldata indicates the 54 year old would prove an enormously popular pick amongst the British public, alongside the much-loved Sir David Attenborough.

However, in a post on social media, Mr Lewis firmly ruled himself out of the running by saying, ‘I don’t want to join any political party’. He said: “After a few “throw your hat in the ring!” messages…

1. I don’t want to join any political party

2. I’d rather wire my nipples to electrodes (& not in a good way)

“Tho the geekdom of this pop-culture politics piece is a mix of flattering, funny & scary.”

The Focaldata research revealed that Sir Keir, Reform leader Nigel Farage, and Green Party leader Zack Polanski were amongst the least favoured candidates for PM. Kemi Badenoch was the sole major party leader to achieve a positive approval rating (+2), pointing to wider cross-party appeal.

It read: “Martin Lewis and David Attenborough, who would immediately surpass William Gladstone’s record for oldest serving Prime Minister, are the breakout leaders. They sit head and shoulders above everyone else with best-worst scores of +37 apiece, practically putting them in their own “national treasure status” sub-quadrant.

“Both command cross-party consensus, recording positive scores across every voting intention group. Stephen Fry, Big John, and Louis Theroux also have positive best-worst scores across every major party.

“Piers Morgan, Jeremy Clarkson, and Gary Lineker, somewhat unsurprisingly, varied a lot from party to party. While Piers Morgan and Jeremy Clarkson are viewed positively by Conservative voters, Reform voters, and those intending not to vote, they are viewed negatively by parties on the left.

“Gary Lineker is almost the exact opposite, doing better among Green, and Labour voters although he is still viewed as a good candidate for PM by those saying they won’t vote.”

The survey presented 1,060 Brits with the names of 25 celebrities, TV personalities, politicians, and sports stars. These were then matched up against each other in groups of five, with participants asked in each round who they would most and least like to see as PM.

The money-saving expert said earlier in the week that he expected energy prices to drop soon in some rare ‘good news’ for hard-pressed Brits

Martin Lewis says that energy deals are already becoming more affordable following an agreement between the US and Iran. The money-saving expert stated earlier this week that he anticipated prices would fall soon in some rare ‘good news’ for financially stretched British households concerning energy costs.

This followed an announcement of an accord between the US and Iran to cease hostilities and reopen the crucial Strait of Hormuz. The memorandum of understanding, which is now active, was signed on Wednesday by Donald Trump and Iranian president Masoud Pezeshkian.

This has seen the cost of oil and natural gas decline, resulting in a reduction in energy prices. At the time of writing, Brent crude has fallen by approximately $7 a barrel and UK natural gas by roughly 14 per cent.

Mr Lewis confirmed that fixed energy deals were already being made available that were around 5 per cent more affordable. He stated: “Energy fixes have started to get cheaper, now 5% below April price cap.”

However, Mr Lewis cautioned earlier this week that people shouldn’t anticipate a substantial reduction in the next price cap, which runs from October to December.

The next price cap is expected to be announced on August 26 by energy regulator Ofgem. Approximately 60 per cent of households in England, Scotland, and Wales remain on a standard variable tariff, meaning their costs are governed by the price cap.

The current energy price cap is due to increase on July 1 by 13 per cent. This means that a home with typical energy consumption paying by direct debit will face charges of £1,862 annually.

That marks a rise of £221 compared to the previous price cap – and Mr Lewis cautioned it could climb even higher, despite the cessation of hostilities.

He stated: “The US and Iran signing a framework deal has pushed natural gas prices down. These wholesale prices are a key driver of UK gas and electricity bills. As the six-month graph shows, though, prices still have a long way to fall before returning to pre-conflict levels.

“The good news is that this could lead to slightly cheaper fixed tariffs being launched in the coming days. However, without substantial further drops the October price cap still looks likely to be significantly higher than it is today.”

He was subsequently questioned about why he believed the price cap would increase from October. He responded: “It’s the same reason the energy Price Cap HASN’T yet risen due to the Middle East crisis. It is time-lagged. So slow to rise, slow to fall.”

The personal finance guru said whatever happens ‘don’t wait till you get to your destination’

Personal finance expert Martin Lewis has issued a warning to anyone using an airport this summer. People going on holiday have been told they will be making a big mistake if they make a key decision when they are ‘captive custom’.

People travelling this year are already concerned about potential cost rises and delays caused by the situation in the Middle East. Mr Lewis, appearing on ITV’s This Morning, explained that making any effort to get cash while at the airport is a mistake.

He told hosts Ben Shephard and Cat Deeley that people like to take cash for things like tips – and also some prefer to use it to budget more effectively. He said: “The worst place to get your cash is at the airport or at the ferry port or anywhere like that because they have your captive custom and the rates are horrendous.

“The best thing to do is to use a couple of travel exchange comparison sites online. Now, the thing is, you have to be careful. It’s a combination of the exchange rate and the fee. So what exchange rate are they giving you? What fee are they giving you? You want that all combined. And that’s what the comparison sites will do.

“You’ll just say, ‘I want £600 worth of dollars. Who’s going to give me the most dollars for my £600?’ And that’s the way that they will work. So, that’s by far the simplest way to do it. Just get yourself on a comparison. But don’t wait till you get to your destination.”

He said that comparison sites will look at perhaps 50 or 60 outlets, whereas if you go abroad before looking it’s unlikely those available will be able to compete. He said “If you go regularly to the same price abroad and you know there’s a little fella and you know and he gives you great rates and they’re much better than the ones at home then it’s fine.

“But if you don’t have that specialist knowledge, do the comparison, take the cash before you go. I mean also if you really do want cash, if you got a specialist overseas card, you know you got a Chase card or something just put it in the cash machine abroad. There’s no fees and you get the near-perfect exchange rate. So that’s another way to get cash.”

Mr Lewis also explained that anyone spending money in European destinations such as Spain, Greece or France should always make one decision when it comes to paying or getting money out. He explained that if people have gone to the trouble of lining up a card to work overseas, then they’re actually adding lots of money onto their bills by making the wrong choice when asked if it’s euros or pounds.

He said: “If you spend, if you go to a machine abroad or you go to an ATM and you’re in Europe, let’s say, or if it says, do you want euros or pounds? What it’s actually saying is if it’s euros, do you want your card to do the conversion? Your card company. If it’s pounds, we will do the conversion. for you and then charge your card. So, that’s the decision. Now, we’ve just talked about getting a specialist overseas card that gives you a near-perfect rate.

“Well, you want them to do the conversion. That’s why you got the specialist overseas card. And actually, even if you haven’t got a specialist card, even the bog standard pretty pants cards here tend to be better than the shop abroad doing it where they put a massive we can be six or 7% on the exchange rate.

“The same with overseas cash machines, which can also add a fee on top, but what happens is basically you put, let’s say, you’re in a cash machine abroad and it’s saying pounds or euros, and you say, as I will absolutely do. I go, I want euros, please, and it says are you sure you’re sure we won’t do the conversion are you actually? Yes, I want euros. Are you sure? What are you doing?

“They are desperate to persuade you to let them do the conversion because they make a lot of money from it it’s the opposite of what they’re trying to push you to do is what you want to do so very simply if you’re in Europe and you paying on a card, paying euros if you’re in America, pay in dollars if you’re in Vietnam.”

You need to check if your paperwork is still valid for Spain, France, Portugal, Greece, Italy and other destinations

Martin Lewis’s MoneySavingExpert has issued urgent advice for anyone travelling to Europe this summer, as more than two million people will see a key document expire before they head off. MoneySavingExpert.com has a holiday warning for anyone visiting countries including France, Spain, Portugal, Greece and Italy.

Martin’s team has urged holidaymakers to check if their European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC) is still valid, as 1,285,250 GHICs and 926,954 EHICs are set to expire this year. The EHIC is being replaced by the new Global Health Insurance Card (GHIC). These cards are totally free to get and they give you access to state-run hospitals or GPs in EU countries for the same price as a local.

They last for up to five years, and the final EHICs issued after Brexit are expiring this year. The MSE newsletter reads: “These cards give access to state-run hospitals or GPs in EU countries for the same price as a local – so if it’s free for them, it’s free for you.”

You need to check your card for the expiry date, and apply for a new one if necessary.

The team said: “You’ll need to get a new card – it’s now called a GHIC (as it’s been rebranded a ‘Global’ card, though in essence still covers mostly the same European countries).” However, MSE also warned people not to fall for websites that charge you for these cards.

MSE said: “Never pay to get an EHIC or GHIC. It is always free, beware shyster sites trying to charge you for ‘fast tracks’ or other stuff, that’s nonsense. See how to safely get a free GHIC.” If you have an existing EHIC, it remains valid until the expiry date runs out – after this, you’ll need to apply for a GHIC card.”

The NHS explains: “The UK Global Health Insurance Card (GHIC) lets you get necessary state healthcare in the European Economic Area (EEA), and some other countries, on the same basis as a resident of that country. This may be free or it may require a payment equivalent to that which a local resident would pay.

“The UK GHIC has replaced the existing European Health Insurance Card (EHIC). If you have an existing EHIC you can continue to use it until the expiry date on the card. Once it expires, you’ll need to apply for a UK GHIC to replace it.

“The ‘Global Health Insurance Card’ (GHIC) and its predecessor, the EHIC, give access to state-run hospitals or GPs, mainly in European countries, for the same price as a local. So if they don’t pay, you don’t either. Over two million expire this year, check yours.”

A UK GHIC is free, and you can apply through the NHS website. The NHS advises avoiding unofficial websites, which may charge an application fee. People can apply for a new card up to nine months before their current card expires.

The NHS says: “Every member of your family needs their own card. You can add your spouse, civil partner and children to your application when you apply. You must enter your own details first and apply for any additional cards when prompted.”

MoneySavingExpert has shared important safety advice for holidaymakers

MoneySavingExpert (MSE) has issued a travel warning to millions of people. Founded by journalist and broadcaster Martin Lewis, MSE regularly posts consumer advice for Brits. In the latest Money Tips Email, the experts offered advice for anyone booking holidays.

In the email, the team told readers: “Summer is coming, and if you’re booked to go away and haven’t got your insurance yet, you need to do it NOW, today, straight away!” As the experts pointed out, booking travel insurance as soon as you book your holiday offers the maximum protection, including cover if something happens that prevents you from travelling.

Before setting off, it’s also advised to get a Global Health Insurance Card if you’re travelling to Europe. In the alert, MSE revealed that over two million cards are expected to expire this year. As a result, millions could miss out on the benefits if they don’t renew ahead of upcoming holidays.

The UK Global Health Insurance Card enables holidaymakers to access healthcare without paying more than a local resident would while travelling in the European Economic Area.

The NHS explains: “The UK Global Health Insurance Card (GHIC) lets you get necessary state healthcare in the European Economic Area (EEA), and some other countries, on the same basis as a resident of that country. This may be free or it may require a payment equivalent to that which a local resident would pay.

“The UK GHIC has replaced the existing European Health Insurance Card (EHIC). If you have an existing EHIC you can continue to use it until the expiry date on the card. Once it expires, you’ll need to apply for a UK GHIC to replace it.”

While people are advised they should also take out travel insurance, it could help you avoid paying the excess if you need medical treatment during your trip. MSE said: “Going to the EU? Ensure you’ve a valid (free) GHIC/EHIC – over 2m expire this year.

“The ‘Global Health Insurance Card’ (GHIC) and its predecessor, the EHIC, give access to state-run hospitals or GPs, mainly in European countries, for the same price as a local. So if they don’t pay, you don’t either. Over two million expire this year, check yours.”

A UK GHIC is free, and you can apply through the NHS website. The NHS advises avoiding unofficial websites, which may charge an application fee. People can apply for a new card up to nine months before their current card expires.

The NHS says: “You can apply for a UK GHIC if you’re a resident in the UK. You can also add your family members to your application when you apply.”

The money-saving experts shared a tip for people booking expensive holiday destinations

A savvy travel tip could help holidaymakers save money on trips to expensive destinations. MoneySavingExpert (MSE), founded by journalist and broadcaster Martin Lewis, often shares money-saving tips for the public. According to a previous blog post from the MSE team, some travellers could save money by booking a hotel they don’t need.

The experts explained that package holidays can sometimes offer better deals than scheduled flights for certain destinations. So travellers could save money by booking their flight as part of a package deal, then booking their preferred accommodation, assuming they’re not keen on the hotel included with the package.

MSE said: “Scheduled flights to some destinations, such as Orlando and Sri Lanka, can be silly money, yet packages there can sometimes come in much cheaper. If you only need the flight, check if there’s a cheaper package holiday, then grab it but DON’T stay in the hotel.”

The guidance added that Martin has previously had success with the trick, helping a friend book a holiday to Sri Lanka. MSE said the passenger paid £300 for the holiday to cover their flights, when the cheapest scheduled deal was over £1,000.”

In another blog post dedicated to cheap package holidays, MSE reiterates the advice. The experts explained: “If you’re going away specifically for seven, 10 or 14 days to a traditional holiday destination, package holidays are often best. They can sometimes be much cheaper than booking a scheduled flight… even if you DON’T want to use the hotel.

“For example, we found flights for a seven-day trip to Florida for £689 per person – a package holiday for the same dates was just £662 per person. It won’t always work, but it’s worth a try.”

When checking flight prices, passengers may wish to compare prices on sites such as Skyscanner. Booking on different days could help customers find the best deals.

Skyscanner says: “Flight pricing changes constantly based on demand, season and route. There’s no fixed ‘cheapest day’ to book but with the right tools, you can stay informed.

“Historically, Skyscanner pricing trends have shown that some airlines release deals late on Mondays, which may lead to lower fares early in the week. Prices tend to rise again as the week progresses and demand increases.”

Some holidaymakers wait until the last minute for deals. Skyscanner explains: “On quieter routes or off-peak travel days, prices may drop as the departure date approaches. But on popular routes or peak dates, fares often increase as the flight fills up.”