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Popular retailer to RETURN to high street 13 YEARS after collapsing into administration and shutting 236 stores

A POPULAR high street name is set to make a dramatic return 13 years after vanishing from UK towns and cities.

Comet, once a go-to store for electrical goods, is being brought back by online marketplace OnBuy – but this time, it’s going digital.

Reflection of a closed Comet electronics store in a puddle.

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Founded in Hull in 1933, Comet grew from selling batteries and radios into a nationwide electrical giantCredit: PA:Press Association
Reflection of a closed Comet electronics store in a puddle.

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Now, more than a decade later, there’s fresh hope for fans of the iconic brandCredit: Getty – Contributor

The retailer, which closed all 236 of its UK branches in 2012, including popular outlets in Essex, will relaunch as an online-only platform in time for the festive season.

Founded in Hull in 1933, Comet grew from selling batteries and radios into a nationwide electrical giant.

It was a household name for decades, known for its deals on TVs, washing machines, and home appliances, before financial trouble forced it into administration in 2012.

Its collapse was one of the biggest retail failures of the time, with thousands of staff losing their jobs and many shoppers left disappointed.

Now, more than a decade later, there’s fresh hope for fans of the iconic brand.

OnBuy’s boss, Cas Paton, said he’s determined to restore Comet’s former glory.

“I am so excited, so thrilled. Growing up, I went to Comet to get what I needed.

“It was a brand that was close to me personally,” he said.

The relaunch won’t see the return of physical shops, but the digital revival promises a wide range of electronics, from big names to emerging tech brands.

OnBuy plans to use its marketplace model to connect shoppers directly with manufacturers, offering better prices and more variety.

Britain’s retail apocalypse: why your favourite stores KEEP closing down

Paton added: “We will be ultra competitive and undercut Currys and Amazon.”

He believes OnBuy’s modern approach and Comet’s strong heritage will help win over UK customers.

A significant portion of the £10 million investment will go towards building the Comet website and boosting its technology.

Around 50 new jobs are expected to be created as part of the relaunch effort.

Paton, who started his first business with just £80 after serving in the Royal Navy, said the brand’s revival is about more than nostalgia.

“We’re not just reviving a name; we’re reimagining what trusted electronics retail looks like in a digital-first economy,” he said.

OnBuy, which launched in 2016 and is now worth around £200 million, hopes to turn Comet into a major online player.

The relaunch comes at a time when more consumers are shopping online and seeking alternatives to big-name retailers.

Shoppers can expect a mix of old and new when Comet returns, with the website promising:

“We’re reviving the brand you love to bring you the best tech, brands, and deals worth waiting for.”

Although the high street stores won’t reopen, many still have fond memories of browsing the aisles at their local Comet.

For those in Essex and beyond, the return of the name, even online, is sure to stir a sense of retail nostalgia.

RETAIL PAIN IN 2025

The British Retail Consortium has predicted that the Treasury’s hike to employer NICs will cost the retail sector £2.3billion.

Research by the British Chambers of Commerce shows that more than half of companies plan to raise prices by early April.

A survey of more than 4,800 firms found that 55% expect prices to increase in the next three months, up from 39% in a similar poll conducted in the latter half of 2024.

Three-quarters of companies cited the cost of employing people as their primary financial pressure.

The Centre for Retail Research (CRR) has also warned that around 17,350 retail sites are expected to shut down this year.

It comes on the back of a tough 2024 when 13,000 shops closed their doors for good, already a 28% increase on the previous year.

Professor Joshua Bamfield, director of the CRR said: “The results for 2024 show that although the outcomes for store closures overall were not as poor as in either 2020 or 2022, they are still disconcerting, with worse set to come in 2025.”

Professor Bamfield has also warned of a bleak outlook for 2025, predicting that as many as 202,000 jobs could be lost in the sector.

“By increasing both the costs of running stores and the costs on each consumer’s household it is highly likely that we will see retail job losses eclipse the height of the pandemic in 2020.”

A store closing down sale.

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The relaunch won’t see the return of physical shops, but the digital revival promises a wide range of electronics, from big names to emerging tech brandsCredit: Reuters

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As tariffs loom, Walmart says it will cut 1.5K corporate jobs

May 22 (UPI) — Walmart has announced plans to lay off 1,500 corporate employees, part of what it calls a restructuring as it weighs plans to raise prices amid Trump administration tariffs.

“We are reshaping some teams in our Global Tech and Walmart U.S. organizations where we have identified opportunities to remove layers and complexity, speed up decision-making, and help associates innovate rapidly,” a memo to employees obtained by The Hill Wednesday said.

The memo said the retail giant is eliminating some jobs and creating new ones aimed at building on business priorities and growth strategy.

While Walmart said the corporate restructure is not directly related to the looming tariffs, it has said it is weighing the options of price increases and trying to absorb the tariffs when they are imposed, as it has done with past levies.

During a corporate earnings call last week, Walmart CEO Doug McMillion said the giant retailer would not be able to absorb all of the tariffs and said it would likely have to pass some costs on to consumers. Walmart said Wednesday it would be raising some prices.

Economists use Walmart as a gauge to consumer spending and have said that given the large percentage of goods the retailer imports, absorbing all of the tariffs would be difficult.

Earlier this week, President Donald Trump posted Walmart should “eat the tariffs” on social media.

“Walmart should stop trying to blame the tariffs as the reason for raising prices throughout the chain,” Trump wrote. ” Walmart made billions of dollars last year, far more than expected.”

Walmart CFO John David Rainey countered Thursday that the company is facing unprecedented financial pressure due to the tariffs.

“We have not seen prices increase at this magnitude, in the speed which they’re coming at us before, and so it makes for a challenging environment,” he told CNBC.

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Sky News presenter quits job and reveals he’s leaving London after 12-year career

A TV presenter has surprisingly announced he’s leaving Sky News next week.

The former LBC and BBC Newsnight broadcaster announced he’s quit the job after a 12-year career in journalism.

Man in suit speaking.

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Sky News journalist Matthew Thompson has quit

Matthew Thompson said he’s leaving London for family reasons and is moving into a different industry entirely.

He wrote on X: “Some personal news. In a couple of weeks, I am leaving Sky News. And indeed, leaving London, and journalism altogether.

“It’s not a decision I’ve taken lightly, but it’s one that’s best for me and my family. I’ll be moving to Edinburgh, and into the world of finance.

“I won’t subject you all to a self-indulgent run through of my career highlights. But suffice to say it has been the privilege of my life to spend these last 12 years or so as a journalist.

“To work with some of the best in the business, and to talk to all of you.

“Thank you to all the people who made it possible, and to all the people who let me tell their stories along the way. I’ve always tried to make it about you, rather than me.

“I hope I managed that, and that I did the privilege justice. As for next steps… I can say more soon.”

Most recently, Matthew worked as Sky News‘ Home & Political Correspondent.

He continued: “I hope this isn’t goodbye. It may be possible to keep some level of engagement on here in my new gig.

“For now, thank you. I’ve learned so much from reading and speaking with you all over the years.

“It’s made me a better journalist, and a better person. I’ll miss it terribly.”

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Thief banned from every Greggs store in Britain after targeting one shop SEVEN times as cops launch crackdown

A SERIAL thief has been barred from every Greggs in England and Wales after repeatedly targeting the same bakery in a shameless crime spree.

Patrick Verry, 33, is now forbidden from entering any of the high street baker’s hundreds of branches following a court order brought by the Met Police.

Greggs shop in Palmers Green, North London.

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Greggs in Palmers Green North London where a member of staff has been hailed a hero after scaring off shopliftersCredit: Simon Jones
Footage of a theft at a Greggs store.

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One thief caught in the act at Greggs on Shields Road, BykerCredit: North News
Footage of a person in a wheelchair inside a Greggs store.

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Another thief caught in the act — fwrite ilmed during a broad daylight raid on 8 May 2025Credit: North News

He was caught in the act last week by officers inside a Greggs shop in Wood Green, North London, after striking the location seven times.

Verry was arrested on the spot and brought before Highbury Magistrates’ Court the following day, where he admitted to six counts of theft from the same Greggs store.

Police described him as one of the capital’s “most prolific shoplifters” — and now he’s banned from every Greggs outlet across the country in a move to protect staff and customers.

The order comes as part of a new Met Police blitz on retail crime amid soaring shoplifting rates nationwide.

Chief Inspector Rav Pathania, the Met’s retail crime lead, said: “The Met is focused on tackling the most prolific shoplifters like Verry.

“They cause fear to retail workers and their offending has a negative impact on communities.”

He continued: “We continue to work with local business owners to investigate reports of shoplifting, understand concerns and use different tactics to crackdown, including targeted operations and regular patrols.”

The ban on Verry comes as The Sun lifts the lid on the true scale of the shoplifting crisis crippling British high streets.

Our undercover investigation found Greggs shops across the country being stripped of stock in broad daylight, with some stores experiencing a theft every 20 minutes.

At one busy location in South London, a thief was seen stuffing doughnuts and drinks into his pockets before barging past staff and walking out unfazed.

In another shocking clip filmed in Tooting, a brave female Greggs manager tried to stop a thief who was carrying several bottles of Coca-Cola.

She shouted: “You’re not having all of that,” as the crook tried to leave.

He coolly replied: “Yeah I’m walking out with them, watch me.”

Customers looked on in silence, too scared to step in. A witness said: “There were two grown men just stood by the tills.

“Everyone was just silent.

“No one said a word. People are just afraid now.”

Surveillance footage of shoplifting.

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Local officers worked with retailers in Greenwich to identify and arrest Winston Wright who stole more than £2,500 worth of goods from stores in the area over four monthsCredit: Metropolitan Police
Surveillance image of shoplifters in a store.

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Our undercover investigation found Greggs shops across the country being stripped of stock in broad daylightCredit: Metropolitan Police
Police arresting a shoplifter.

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The ban on Verry comes as The Sun lifts the lid on the true scale of the shoplifting crisis crippling British high streetsCredit: Metropolitan Police
Police officer arresting a shoplifter.

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In many cases, Greggs staff are told not to intervene directly with thieves for safety reasonsCredit: Metropolitan Police

The Met later confirmed it was not alerted to the Tooting incident, which happened in August, highlighting just how many shoplifting cases go unreported.

Our reporters saw similar scenes play out in branches from Newcastle to Brighton, with thieves helping themselves to hot food, drinks and sandwiches without even trying to hide it.

In Stockwell, South London, one man was caught on camera filling his coat with products before grabbing two boxes of jam doughnuts worth £3 each and fleeing during the lunchtime rush.

A cookie grab, then fist bump

THEFTS we saw in just two days at Greggs bakery in Stockwell South London.

Wednesday, 11.45am: Man strolls in, picks up a box of doughnuts and walks out.

1.30pm: A man lines his pockets with doughnuts and products from the fridge.

A shop worker pleads with him to pay. The thug threatens him and barges out.

3.45pm: Two men raid the fridges, with one pinching Lucozade bottles, while the other scoffs chicken bites.

4pm: A pair of teenage schoolchildren take a Lucozade drink and hot food.

Thursday, 11.10am: Two men walk in and start grabbing hot food and drinks. They appear to queue before also taking doughnut and walking out without paying.

11.30am: An OAP pretends to be on the phone before snatching hot food.

1.30pm: A man grabs three bottles of Lucozade, hot food and cookies. Challenged, he gives back the food and drink, gives the worker a fist bump and strolls out eating a cookie

2pm: A man steals two baguettes and a bottle of Coca-Cola. As he leaves, a public address states: “Shoplifting will not be tolerated.”

In Worthing, West Sussex, two men repeatedly walked in and out of Greggs helping themselves to hot food from the display cabinets.

On Brighton’s Queen’s Road, one crook walked off with two trays of wedges in front of a stunned staff member. “Average day,” the employee said when asked about it.

Minutes later, another thief ran out with two trays of wedges and a sandwich, while yet another masked man sprinted off carrying food as helpless staff shouted after him.

In Southampton, a man entered just after midday, grabbed four hot food items and said: “Sorry guys, I’m homeless, I need to eat,” before walking straight out the door.

In many cases, Greggs staff are told not to intervene directly with thieves for safety reasons.

One insider told us: “They’ve been told not to chase anyone, not to engage. It’s heartbreaking for the team.”

Astonishingly, just 350 people have been prosecuted for stealing from Greggs in the last six months.

Of those, only 111 received immediate or suspended jail time — and most had long criminal records.

Greggs has started introducing extra security measures in stores hit hardest by crime.

That includes removing self-serve fridges, placing chilled food behind the till, and trialling bouncers in some branches.

55k thefts every day across UK

By Julia Atherley

BRITAIN is facing a shop- lifting epidemic with a record 55,000 incidents a day.

In 2024, it cost retailers £2.2billion, up from £1.8billion in 2023, figures show.

Offences reported by police in England and Wales have jumped 23 per cent to more than 492,000 in the past 12 months, says the Office for National Statistics.

The scourge is being driven by the perception that offenders are rarely caught or punished.

Graham Wynn, of the British Retail Consortium, described shoplifting as a “major trigger for violence and abuse against staff”.

Mr Wynn said: “The rise in organised crime is a significant concern, with gangs hitting stores one after another.

“Sadly, such theft is not a victimless crime; it pushes up the cost for honest shoppers and damages the customer experience.”

Labour has promised to make assaulting a retail worker an offence and treat more seriously thefts of goods worth less than £200.

One staff member said: “It’s like we’re on the front line. You’re trying to sell sausage rolls but you’re looking over your shoulder constantly.”

Greggs boss Roisin Currie confirmed the company is now using facial recognition technology to catch thieves and pass images to police.

“We’ve now got a system where we can take photos of people committing theft on the shop floor and that then instantly goes to the police,” she told The Sun.

The bakery chain is also investing in body cameras for workers and running trials with a 24-hour shoplifting helpline.

A Greggs spokeswoman said: “Shoplifting is an industry-wide issue and we take it extremely seriously.

The safety of our colleagues and customers remains our absolute priority.”

Politicians have backed The Sun’s investigation.

Shadow Justice Secretary Robert Jenrick said: “This is an important and timely investigation from The Sun, exposing just how bad the shoplifting epidemic has become.

“There has to be consequences for this appalling criminality.”

Policing Minister Dame Diana Johnson added: “Retail workers should never feel unsafe at work. That is why we’re taking robust action to tackle shop theft and protect workers.”

She confirmed new laws are coming under the government’s Crime and Policing Bill, which will create a specific offence for assaulting shop staff and scrap the £200 threshold that previously gave low-level shoplifters “effective immunity.”

Meanwhile, the Met has released dramatic new footage showing suspects sprinting from stores clutching bottles, sandwiches and snacks as part of a wider crackdown on repeat retail offenders.

And police chiefs say they’re not stopping with Verry, more bans could be coming for other prolific shoplifters as efforts ramp up to restore order on Britain’s battered high streets.

Greggs store sign.

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Astonishingly, just 350 people have been prosecuted for stealing from Greggs in the last six monthsCredit: PA
Shoplifter running after stealing from Greggs.

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Greggs boss Roisin Currie confirmed the company is now using facial recognition technology to catch thieves and pass images to policeCredit: Solent

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The best times to buy summer garden essentials including the three you must buy NOW – and you could save over £180

SHOPPING experts have revealed when is the ideal time to stock up on major garden essentials to make huge savings.

Three of the key items should be bought this month in order to make the biggest savings.

African garden with gazebo, swing chair, and flowers.

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Gazebos are a must-have for the unpredictable British summerCredit: Getty

Boffins at comparison site Idealo have done the hard work for us and worked out that shoppers could save £183.84 if they purchase a gazebo this month, rather than in November, when they are at its worst price.

One shopper recently bragged about picking up a “huge” gazebo from her local Morrisons for just £20.

May is also your month for hedge trimmer shopping and you could save £12.80 as opposed to buying in August as their most expensive month.

As most parents will know, tearing kids away from screens can sometimes be a challenge, making garden toys a lifeline in the summer months.

read more on garden bargains

If you’re after something that will keep your little ones entertained for hours, what about the trusty pogo stick?

May is the best month to pick one up, creating a saving of £1.24 rather than in December.

For your other green-fingered needs, June has been officially crowned as the cheapest month of the year to buy garden bits in the UK, with the greatest deals on offer.

While June is ideal, buying garden goodies any time between the end of May and August is also promised to save you cash.

Idealo found that savings of up to £649 can be made by buying each item at the right time.

BEST AND WORST MONTHS TO BUY PRODUCTS

  • Beach/ sand toy (Best: April, Worst: May) – £3.34
  • Water gun (Best: August, Worst: October) – £2.39
  • Trampoline (Best: July, Worst: November) – £37.80
  • Greenhouse (Best: June, Worst: December) – £177.24
  • Garden table (Best: June, Worst: March) – £18.67
  • Garden lighting (Best: June, Worst: October) – £16.19
  • Sun lounger (Best: June, Worst: December) – £14.27
  • Fire pit (Best: June, Worst: August) – £9.60
  • Parasol (Best: June, Worst: January) – £6.16
  • Garden shears (Best: June, Worst: December) – £3.13
  • Gazebo (Best: May, Worst: November) – £183.84
  • Hedge trimmer (Best: May, Worst: August) – £12.80
  • Pogo stick (Best: May, Worst: December) – £1.24

Katy Phillips, senior brand and communications manager at idealo tells The Sun: “Our data shows that a little patience can go a long way when it comes to saving money on garden essentials this year.

“Holding off until the right month could save shoppers hundreds of pounds on big-ticket items like sun loungers, tables and fire pits.

“We’d always recommend comparing prices across multiple retailers before committing to a purchase. With a bit of planning, and by using apps with tools like price alerts, you can enjoy your garden for less and make your money stretch further this summer.”

A person trimming a hedge with an electric hedge trimmer.

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The best time to buy a hedge trimmer is MayCredit: Getty

How to save money on garden furniture

Opting to buy your new garden furniture or items on sale could save you a lot of money.

Most retailers start discounting garden items after summer and will run promotions over the winter, but be aware stock can be far more limited during this time.

Retailers will start reintroducing more to their garden ranges during spring and may run limited promotions over bank holidays, for example.

You are unlikely to get a great deal just before or in the height of summer, but some retailers offer mid-summer clearance sales to get rid of old stock, so keep an eye out.

Remember to always shop around when making a big purchase, as even if one store has a sale on, you may be able to get a better deal elsewhere.

You can use websites like Price Spy to compare the prices of items across multiple retailers and see how the prices have changed over time.

Remember, you may not need to buy you furniture – you could save a fortune by up-cycling old items instead.

Giving dirty pieces a good wash and a lick of fresh paint can make them look brand new.

You can also pick up perfectly good items second-hand.

Try platforms like Facebook Marketplace or eBay to see if anyone near you is getting rid of old items – you may even be able to pick them up for free.

English cottage garden with patio furniture.

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May is an excellent month to score the best deals on garden toolsCredit: Getty

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More than 13million Brits still rely on bank branches despite a whopping 6,000 of them closing over last decade

MILLIONS of bank customers face being left stranded after a damning report revealed 6,000 branch closures over the past decade.

A whopping 13million customers used bank branches last year, according to the Financial Conduct Authority (FCA).

Faded "BANK" sign on a weathered building.

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More than 6,000 bank branches have shut over the past decadeCredit: PA

The data shows that most users remain “reliant on bank branches for essential services,” despite the move toward online banking.

The FCA report revealed that an eye-watering 9.7million people visited a specific site at least once a month.

Experts fear that the trend of branch closures will leave customers stranded with around 3.3million account holders never banked online.

Around 63 per cent of those are over the age of 85, which raises further concern, according to the FCA.

The report also found that people from low-income households – as well as those with cancer, multiple sclerosis, or HIV — were less likely to engage with digital banking.

Caroline Abrahams, charity director at Age UK, said: “The disappearance of face-to-face banking risks cutting a significant minority of the older population out of an essential service, making it difficult if not impossible for them to maintain their independence.”

The main reasons people avoided online banking were concerns about security and a preference for speaking to someone face-to-face.

A staggering 21 per cent of account holders surveyed said their regular bank branch had closed.

Consumer group, Which?, showed that more than 6,000 branches have shut in the past decade.

Jenny Ross, money editor at Which? said: “As the UK’s bank branch network continues to be cut to the bone, more people are finding it difficult to access banking services.”

Major high street bank axing key service

 Former pensions minister Ros Altmann added: ‘Millions of British citizens cannot and do not use online or mobile banking, and indeed don’t even have a smartphone.

Despite the rising bank closures, Nationwide has committed to keeping all of its branches open until 2028.

The major bank has seen the number of customers rise by 4 per cent, which appears to be partly driven by other bank closures.

Which bank branches are closing in June?

Halifax:

  • Bitterne: 400/402 Bitterne Road SO18 5RS – June 9
  • Bournemouth: 335/337 Wimborne Road BH9 2EA – June 4
  • Felixstowe: 85 Hamilton Road IP11 7BQ – June 2
  • Fleetwood: 4 Poulton Street FY7 6LR – June 22
  • Gainsborough: 32 Lord Street DN21 2DQ – June 2
  • Launceston: 1 Southgate Street PL15 9DP – June 3
  • Leek: 16 Derby Street ST13 5AB – June 4
  • Letchworth: 1 Commerce Way SG6 3DN – June 3
  • Littlehampton: 68 High Street BN17 5EA – June 23
  • London (North West): 469 Kingsbury Road NW9 9ES – June 2

Bank of Scotland:

  • Bathgate: 50 Hopetoun Street EH48 4EU – June 30
  • Cowdenbeath: 349/351 High Street KY4 9QJ – June 24
  • Linlithgow: Regent Centre Blackness Road EH49 7HU – June 23

Lloyds:

  • Alcester: Stratford Road B49 5AX – June 25
  • Ashbourne: Compton DE6 1DY – June 24
  • Dorchester: 1-2 High West Street DT1 1UG – June 19
  • Launceston: 13 Broad Street PL15 8AG – June 3
  • Liverpool: 188-190 Breck Road L5 6PX – June 4

Over the rest of the year, another 40 branches are closing.

These include locations in BristolLondon, Bolton, Edinburgh and Coventry.

Here is the full list…

Halifax:

Barrow-in-Furness: 133-135 Dalton Road LA14 1HZ – September 10
Bexleyheath: 131 Broadway DA6 7HF – October 23
Blackpool: 283/287 Lytham Road FY4 1DP – October 29
Bolton: 23/27 Knowsley Street BL1 2DG – November 20
Brentwood: 12 High Street CM14 4AE – September 10
Bristol: 15 Kings Chase Shopping Centre BS15 8LP – October 8
Carmarthen: 121/122 Lammas Street SA31 3AE – October 6
Castleford: 68 Carlton Street WF10 1DB – September 8
Cirencester: 10/12 Cricklade Street GL7 1JH – September 25
Crewe: The Market Centre CW1 2HU – October 14
Derby: 39 East Street DE1 2BL – October 23
Epsom: 51-52 The Ashley Centre KT18 5DB – September 15
Erdington: 221 High Street B23 6SS – September 24
Folkestone: 70-72 Sandgate Road CT20 2AA – October 9
Hayes: 45/47 Station Road UB3 4HH – October 6
Hexham: 20 Priestpopple NE46 1XH – November 5
Hove: 86/87 George Street BN3 3YE – October 20
London (South East): 165/169 Eltham High Street SE9 1TT – October 29
London (South East): 9-13 Powis Street SE18 6HZ – October 1
London (South West): 6 St Johns Hill SW11 1RU – September 23

Bank of Scotland:

Edinburgh: 206 St John’s Road EH12 8SH – October 29

Lloyds:

Biggleswade: 35 High Street SG18 0JD – November 5
Blandford: 6 Market Place DT11 7EE – November 10
Bristol: 16 Highridge Road BS13 8HA – November 6
Bury: 45 The Rock BL9 0JP – October 21
Chard: 27 Fore Street TA20 1PS – November 11
Coventry: 531 Foleshill Road CV6 5JN – November 4
Dunstable: 12 High Street North LU6 1JY – November 4
East Grinstead: 1/3 London Road RH19 1AH – November 12
Fakenham: 27 Norwich Street NR21 9AH – July 1
Falmouth: 11-12 Killigrew Street TR11 3RA – November 13
Feltham: 40 The Centre TW13 4AX – November 4
Ferndown: 84 Victoria Road BH22 9JB – November 17
Hexham: Priestpopple NE46 1PA – November 5
Kidderminster: 1 Vicar Street DY10 1DE – October 16
Leeds: 1 Cross Gates Centre LS15 8ET – August 20
Leeds: 52 Town Street LS12 3AE – September 8
Leominster: 9 Corn Square HR6 8LT – November 18
London (East): 180 – 182 High Street E17 7JH – October 22
London (South West): 12 Mitcham Road SW17 9ND – October 8
Loughton: 11 The Broadway IG10 3SW – November 12
Manchester: 64 Old Church Street M40 2JF – November 5

Since June 2022, Lloyds Banking Group has shut 537 bank branches across its three brands.

It has previously said all workers at the affected branches will be offered jobs elsewhere in the company.

UK banks and building societies have closed about 6,293 branches since January 2015, according to research by Which?.

This works out as almost two branches shutting every day for the past decade.

Barclays is the individual bank that has reduced its network the most, with 1,227 branch closures.

What to do if your local bank is set to close

If your nearest branch is closing, you should still be able to access banking services without going to another town.

For example you could check if there is a Post Office near you.

Here you’ll be able to do basic banking tasks, although you won’t be able to open a new bank account or take out personal loans or mortgages.

You can find your nearest Post Office branch by visiting postoffice.co.uk/branch-finder.

Many banks also offer a mobile banking service where they bring a bus to your area that offers services you can usually get at a physical branch.

Other banks use buildings such as village halls or libraries to offer mobile banking services.

You may want to contact your bank to see what mobile services they have available.

Another option is to check if there’s a super ATM near you.

These have been rolled out across the UK where branch closures have left residents unable to access essential banking services.

These ATMs will allow customers to withdraw funds, access their balance, change PIN numbers and deposit cash.

Banking hubs are also being opened across the country with 250 set to be available by the end of 2025.

What services do banking hubs offer?

BANKING hubs offer a range of services to bridge the gap left by the closure of local branches.

Operated by the Post Office, these hubs allow customers to perform routine transactions such as deposits, withdrawals, and balance enquiries.

Each hub features private booths where customers can discuss more complex banking matters with staff from their respective banks.

Staff from different banks are available on a rotational basis, ensuring that customers have access to a wide range of banking services throughout the week.

Additionally, customers can receive advice and support on various financial products and services, including loans, mortgages, and savings accounts. 

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Huge change to Buy Now Pay Later rules confirmed

HUGE changes to Buy Now Pay Later rules that will help protect customers have been confirmed by the government.

The new Labour government has published its response to a consultation on proposals to tighten up rules in the Buy Now, Pay Later (BNPL) sector.

iPhone screen displaying various buy now, pay later apps.

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The government has confirmed huge changes to the Buy Now Pay Later rules,Credit: Getty

BNPL is a type of credit scheme that allows shoppers to purchase items and spread the payments over a set period and is used by 10million Brits.

While the schemes are popular, they have remained largely unregulated, which has raised concerns about people falling into debt.

The government has now said that from next year BNPL firms will need to follow “consistent standards,” so shoppers know exactly what they’re signing up for.

This means firms will have to be clear and transparent about any late fees or if they could affect customers’ credit ratings and how.

They should also signpost customers towards debt help in any correspondence.

For consumers, that could look like upfront credit checks to make sure people can repay what they borrow.

Also, customers will have quicker access to refunds and the right to complain to the Financial Ombudsman.

The plans will bring the products under FCA regulation while ensuring they also adhere to a large proportion of the Consumer Credit Act and Section 75, which give shoppers various rights.

Lisa Webb, Which? Consumer Law Expert, said that research shows that many users “do not realise they are taking on debt or consider the prospect of missing payments.”

She added: “It’s good to see the government taking action to regulate BNPL firms and introducing affordability checks.

Five key changes to PIP & Universal Credit as Labour’s benefits crackdown unveiled

“The government also needs to ensure this includes greater marketing transparency and information about the risks of missed payments and credit checks.”

Proposals to regulate BNPL products were first touted in 2021 but faced repeated delays.

Last year, The Sun revealed the previous Conservative government had paused the plans over fears that it would drive BNPL firms out of the market during a tough cost of living crisis.

Then in October, the Treasury Tulip Siddiq exclusively told The Sun that the government had finalised its “bespoke” plans and intended to pass the legislation “as soon as possible” in early 2025.

The legislation bringing BNPL into regulation is set to be laid in Parliament today, May 19.

A consultation on the findings is set to take place with the rules expected to come into force next year.

How can I use BNPL without losing out?

The hope is that this new regulation will prevent people from being able to take on more than they can realistically afford to pay back.

But when used correctly, BNPL plans can be a useful way of managing your finances.

The products work in a similar way to other types of credit. The main difference is that they don’t charge interest.

You usually have to make payments by set deadlines over a period of time.

If you meet these repayment deadlines, you shouldn’t be charged any extra fees.

How to cut the cost of your debt

IF you’re in large amounts of debt it can be really worrying. Here are some tips from Citizens Advice on how you can take action.

Check your bank balance on a regular basis – knowing your spending patterns is the first step to managing your money

Work out your budget – by writing down your income and taking away your essential bills such as food and transport
If you have money left over, plan in advance what else you’ll spend or save. If you don’t, look at ways to cut your costs

Pay off more than the minimum – If you’ve got credit card debts aim to pay off more than the minimum amount on your credit card each month to bring down your bill quicker

Pay your most expensive credit card sooner – If you have more than one credit card and can’t pay them off in full each month, prioritise the most expensive card (the one with the highest interest rate)

Prioritise your debts – If you’ve got several debts and you can’t afford to pay them all it’s important to prioritise them

Your rent, mortgage, council tax and energy bills should be paid first because the consequences can be more serious if you don’t pay

Get advice – If you’re struggling to pay your debts month after month it’s important you get advice as soon as possible, before they build up even further

Groups like Citizens Advice and National Debtline can help you prioritise and negotiate with your creditors to offer you more affordable repayment plans.

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Will today go down in history as the day Sir Keir Starmer betrayed Brexit and the British people?

No forgiving a Brexit betrayal

WILL today go down in history as the day Sir Keir Starmer betrayed Brexit and the British people?

From the moment he entered No10, or Remainiac Prime Minister — who spent years in Opposition trying to reverse the historic 2016 vote — has been hellbent on securing a so-called “reset” with the EU.

Keir Starmer and Ursula von der Leyen at a summit.

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Keir Starmer with EU boss Ursula Von der Leyen ahead of their crunch meetingCredit: AFP

His approach to the negotiations with Brussels has been naive at best, and craven at worst.

Indeed, the message his public desperation sent to the hard-nosed Eurocrats was “I want a deal at any price, so shaft me”.

The vengeful EU — which will never get over Brexit, and cannot stand the idea of us being a sovereign nation again — duly obliged.

Its list of demands, in return for a defence partnership, a sop on passport queues and the simple lifting of some spiteful checks on British food exports, would put a mafia extortionist to shame.

Through a series of snide anonymous briefings (the EU’s tactic of choice for decades), we know it expects to agree the following at today’s Lancaster House talks:

Britain to slavishly adhere to every pettifogging Brussels edict on standards, a straitjacket known as “dynamic alignment” which would make trade deals with the rest of world far harder.

Subservience to the over-mighty, expansionist European Court of Justice.

Generous access to our fishing waters for mostly French vessels for ever more, undermining a core reason why millions voted Leave.

Bundles of cash to once again be paid into the EU’s coffers for participation in its various programmes and schemes.

Most unbelievably, a “youth mobility scheme” for anyone under 35 – yes, 35! – which would restore free movement by the back door, and give 80 MILLION EU citizens the chance to live and work here.

Think the Tories were split over Europe? If Starmer’s EU trip goes wrong he’ll be on menu when he gets home

So much for getting a grip on runaway immigration.

And what has Sir Keir’s response been to all of this?

He and his Chancellor have effectively said bring it on, and that this is just the start of a much deeper future partnership with the EU.

We remind them both of two things, before they sit down to formally ink this seemingly wretched surrender deal.

First, the best economic days of the EU are long behind it — look at the state of the German and French economies.

Britain should be looking to do ambitious trade deals beyond Europe — indeed the new partnership with India, and the recent easing of US tariffs were only possible because of Brexit.

Not tying our hands and alienating allies like Donald Trump.

And, second, the British people voted nine years ago to take back control of our money, borders and laws.

If the PM hands all of this back over to Brussels today, he will not be forgiven.

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WHSmith store to close within hours ahead of chain disappearing off UK high street for good

ANOTHER WHSmith store will shut its doors for the final time this weekend as the retailer continues its slow retreat from Britain’s high streets.

Shoppers in Stockton, County Durham, will say goodbye to their local branch on Saturday, May 17, as it becomes the latest casualty in the chain’s ongoing wave of closures.

Exterior view of a WH Smith store with a clearance sale sign.

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Shoppers in Stockton, County Durham, will say goodbye to their WH Smith on Saturday, May 17Credit: Alamy

The move follows a string of recent shutdowns across the country, with WHSmith axing high street locations after being snapped up by Hobbycraft owner Modella Capital earlier this year in a £76million deal.

The dramatic shake-up means the WHSmith name will vanish from town centres altogether, although its stores in airports, train stations and hospitals will stay open.

Locals in Stockton have been left gutted, with many now forced to travel to travel hubs or shop online for books, stationery, and gifts.

The high street giant has a number of stores in recent months – and more are set to follow.

Branches in Halstead and Woolwich shut on April 12, while Halesowen and Diss followed on April 19.

Just a week later, stores in Newport and Haverhill also pulled down the shutters.

And there’s no sign of the cuts slowing.

Two more sites are due to close by the end of July:

  • West Mall, Frenchgate Centre, Doncaster – May 31
  • Bedford, Bedfordshire – July 5

Many of the shutting stores are currently holding closing-down sales, with shoppers able to grab big bargains before they go.

The 1p WHSmith stationary essential which transforms your car into a cinema

Already gone

At least ten WHSmith branches have already vanished from high streets this year, including:

  • Bournemouth (Old Christchurch Road), Dorset
  • Luton, Bedfordshire
  • March, Cambridgeshire
  • Basingstoke, Hampshire
  • Long Eaton
  • Newtown, Powys
  • Winton (Bournemouth), Dorset
  • Rhyl, Denbighshire
  • Bolton, Greater Manchester
  • Accrington, Lancashire

The retailer, which first opened in 1792, has faced growing pressure from rising costs, online rivals and changing shopper habits.

The end of WHSmith on the high street

The closures mark the beginning of the end of a 233-year stint on the high street for WHSmith.

Earlier this year, it put its entire high street estate up for sale as it focuses instead on its more profitable travel arm.

As previously mentioned, its remaining 480 high street stores were snapped up by Modella Capital last month, and the move saved the jobs of roughly 5,000 employees.

However, the famous WHSmith name is set to be lost to the high street as the shops will be gradually rebranded to TGJones.

The brand opened its first shop in 1792 in Little Grosvenor Street, London, later becoming the UK’s main newspaper distributor.

High street struggles

WHSmith’s departure from the high street comes just a few years after rival Wilko collapsed, with the brand partially rescued by The Range.

Retailers that had once seemed resilient now appear to be buckling under recent pressures.

They have had to deal with rising inflation and costs, a move to online shopping, and customers having less money to spend amid the cost of living crisis.

RETAIL PAIN IN 2025

The British Retail Consortium has predicted that the Treasury’s hike to employer NICs will cost the retail sector £2.3billion.

Research by the British Chambers of Commerce shows that more than half of companies plan to raise prices by early April.

A survey of more than 4,800 firms found that 55% expect prices to increase in the next three months, up from 39% in a similar poll conducted in the latter half of 2024.

Three-quarters of companies cited the cost of employing people as their primary financial pressure.

The Centre for Retail Research (CRR) has also warned that around 17,350 retail sites are expected to shut down this year.

It comes on the back of a tough 2024 when 13,000 shops closed their doors for good, already a 28% increase on the previous year.

Professor Joshua Bamfield, director of the CRR said: “The results for 2024 show that although the outcomes for store closures overall were not as poor as in either 2020 or 2022, they are still disconcerting, with worse set to come in 2025.”

Professor Bamfield has also warned of a bleak outlook for 2025, predicting that as many as 202,000 jobs could be lost in the sector.

“By increasing both the costs of running stores and the costs on each consumer’s household it is highly likely that we will see retail job losses eclipse the height of the pandemic in 2020.”

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Best and worst energy suppliers for complaints revealed and how YOU could save £332

TENS of thousands of fed-up energy customers have lodged official complaints – and have been handed compensation

Fresh figures from the Energy Ombudsman reveal that British Gas came out worst out of all energy companies in the UK.

The firm received 48 complaints per 100,000 domestic customers between October and December 2024 – the worst rate in the country.

With an estimated 7.5 million UK households on its books, that’s around 3,600 complaints officially accepted by the Ombudsman in just three months.

The stats reveal how many cases were accepted per 100,000 customers – giving a clearer picture of which firms are falling short.

Here’s how the rest stack up:

  • Scottish Power – 27.8 complaints per 100K (approx. 1,390 cases, based on 5 million customers)
  • EDF Energy – 26.6 per 100K (1,463 cases, 5.5 million customers)
  • OVO Energy – 26.4 per 100K (1,056 cases, 4 million customers)
  • Octopus Energy – 22.5 per 100K (1,643 cases, 7.3 million customers)
  • E.ON Next – 21.2 per 100K (1,060 cases, 5 million customers)
  • Utility Warehouse – 18.7 per 100K (187 cases, 1 million customers)
  • Utilita – 11.1 per 100K (approx. 89 cases, 800,000 customers)

Utilita and Utility Warehouse were the best of the bunch, with the lowest complaint rates – while Octopus Energy continued its strong customer service record with a below-average rate.

These figures show how many complaints were accepted by the ombudsman after customers failed to get a resolution directly from their supplier.

All energy firms have been contacted for comment.

OVERALL COMPLAINTS FALL – BUT THOUSANDS STILL STRUGGLING

Across the board, the number of energy disputes accepted by the Energy Ombudsman fell by 24% in 2024, down to 92,938 cases from 122,829 the year before.

That’s a positive step – but complaints are still a third higher than in 2021, showing many customers are still getting a raw deal.

From TV to energy… tips to save you money on 7 bills that are going up in April

The most common problem? Billing issues, which made up 58% of all cases.

Top gripes included:

  • Disputed gas or electricity usage
  • Incorrect account balances
  • Back-billing – with over 3,200 cases involving bills for energy used months or even years ago

CAN YOU CLAIM COMPENSATION?

If your energy firm hasn’t resolved your issue after eight weeks, or you’ve hit deadlock, you can raise it with the Energy Ombudsman – for free.

They can order suppliers to:

  • Refund money
  • Issue a written apology
  • Pay compensation

HOW MUCH COULD YOU SAVE IF YOU SWITCH TO A FIXED TARIFF?

Will Owen, energy expert at Uswitch.com, told The Sun: “Energy prices are predicted to fall in the coming months with the new price cap, but there are bigger savings to be made by switching to a fixed tariff now.

“The average household on a standard variable tariff could currently save around £332 versus the April price cap by switching to a fixed deal.

“Energy prices continue to be volatile, with cost-of-living pressures still squeezing households despite falling inflation rates. 

“It only takes a few minutes to run a comparison and you may be surprised at how much you can save, compared to lingering on standard variable rates with your current supplier.”

Four ways to keep your energy bills low

Laura Court-Jones, Small Business Editor at Bionic shared her tips.

1. Turn your heating down by one degree

You probably won’t even notice this tiny temperature difference, but what you will notice is a saving on your energy bills as a result. Just taking your thermostat down a notch is a quick way to start saving fast. This one small action only takes seconds to carry out and could potentially slash your heating bills by £171.70.

2. Switch appliances and lights off 

It sounds simple, but fully turning off appliances and lights that are not in use can reduce your energy bills, especially in winter. Turning off lights and appliances when they are not in use, can save you up to £20 a year on your energy bills

3. Install a smart meter

Smart meters are a great way to keep control over your energy use, largely because they allow you to see where and when your gas and electricity is being used.

4. Consider switching energy supplier

No matter how happy you are with your current energy supplier, they may not be providing you with the best deals, especially if you’ve let a fixed-rate contract expire without arranging a new one. If you haven’t browsed any alternative tariffs lately, then you may not be aware that there are better options out there.

MISSING OUT?

Shockingly, just 43% of customers are being properly signposted to the Ombudsman when they’re eligible – meaning thousands could be missing out on compensation.

Ed Dodman, chief ombudsman at Energy Ombudsman, said: “Our role is not just to fix problems – it’s to make the whole energy sector fairer and more transparent.

“While the fall in complaints is welcome, there’s still work to do. Every customer deserves to know their rights – and how to get the help they need.”

HOW TO COMPLAIN & GET WHAT YOU’RE OWED

  1. Raise your issue directly with your energy supplier
  2. If it’s unresolved after eight weeks, or you’ve reached deadlock, go to www.energyombudsman.org
  3. You could get a refund, apology, or compensation – at no cost

TOP REASONS FOR COMPLAINTS

  • Disputed meter readings
  • Wrong balances
  • Backdated bills
  • Faulty smart meters
  • Rubbish customer service

If your provider is one of the worst offenders, it might be time to make a switch and save – especially if you’ve been overcharged or ignored.

OTHER ENERGY FIRM FAILINGS

Ofgem has collected more than £400million in payments since 2020 through its compliance and enforcement activities, with the money used to help struggling households with their bills.

Back in September, OVO Energy was forced to pay out £378,512 to 1,395 customers over the historic failings.

Impacted customers received around £271 on average.

Ofgem found OVO took too long to address the almost 1,400 customer complaints, in some cases taking up to 18 months.

It also delayed actioning Energy Ombudsman decisions when complaints were upheld, Ofgem said at the time.

E.ON Next was also ordered by Ofgem last June to pay £5million to customers who suffered poor customer service.

The regulator said a review of the firm’s customer service standards and complaints-handling across the sector uncovered “severe weaknesses”, with customers facing long call waiting times and a high level of unanswered calls.

More than 500,000 customers were potentially affected, according to Ofgem.

The month before, Ofgem ordered Good Energy and OVO to pay out £2.7million to thousands of customers who were overcharged.

HOW DO I COMPLAIN ABOUT MY ENERGY SUPPLIER?

Similar to financial services firmsenergy companies have to have a complaints procedure for customers to follow.

When you make a complaint, make sure you follow this so they have the information they need to resolve the issue.

Simply explain what the problem is and what you want your supplier to do about it.

Check your energy supplier’s website for an explanation of how to launch a complaint.

Energy suppliers have eight weeks to respond and come to a decision.

If it doesn’t or you’re not happy with the response, you can take the firm to the Energy Ombudsman.

The Energy Ombudsman may be able to help if you have a complaint about an energy or communications provider.

Before you can submit your complaint to it, you must have logged a formal complaint with your provider and worked with the firm to resolve it.

You must also have received a so-called deadlock letter, where the provider refers your complaint to the Energy Ombudsman.

You can also complain if you haven’t had a satisfactory solution to your problem within eight weeks.

The Energy Ombudsman then bases its decision on the evidence you and the company submit.

If you choose to accept its decision, your supplier then has 28 days to comply.

The Ombudsman’s decisions are binding on the energy company.

If your supplier refuses to follow the instruction, the Ombudsman may get in touch with Ofgem to remedy the situation – but there’s no set period for escalating issues to the regulator and it’s not up to the customer.

If an individual chooses not to accept the Ombudsman’s final decision, they lose the right to the resolution offer.

Customers still have the right to take their complaint further through the courts.

But remember this can be a costly and lengthy exercise, so it’s worth thinking carefully before taking this step.

What energy bill help is available?

THERE’S a number of different ways to get help paying your energy bills if you’re struggling to get by.

If you fall into debt, you can always approach your supplier to see if they can put you on a repayment plan before putting you on a prepayment meter.

This involves paying off what you owe in instalments over a set period.

If your supplier offers you a repayment plan you don’t think you can afford, speak to them again to see if you can negotiate a better deal.

Several energy firms have grant schemes available to customers struggling to cover their bills.

But eligibility criteria varies depending on the supplier and the amount you can get depends on your financial circumstances.

For example, British Gas or Scottish Gas customers struggling to pay their energy bills can get grants worth up to £2,000.

British Gas also offers help via its British Gas Energy Trust and Individuals Family Fund.

You don’t need to be a British Gas customer to apply for the second fund.

EDF, E.ON, Octopus Energy and Scottish Power all offer grants to struggling customers too.

Thousands of vulnerable households are missing out on extra help and protections by not signing up to the Priority Services Register (PSR).

The service helps support vulnerable households, such as those who are elderly or ill, and some of the perks include being given advance warning of blackouts, free gas safety checks and extra support if you’re struggling.

Get in touch with your energy firm to see if you can apply.

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Raft of Universal Credit & PIP cuts spark major Labour revolt as over 100 MPs declare fury at Keir Starmer’s plans – The Sun

SIR Keir Starmer yesterday told Labour rebels to fall into line over welfare cuts – as more than 100 of his own MPs are demanding a U-turn.

The PM insisted the system is “not working for anybody” and vowed to press ahead with slashing the health element of Universal Credit and tightening disability benefit rules.

Keir Starmer, British Prime Minister, at a press conference.

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Sir Keir Starmer is facing a rebellion of more than 100 Labour MPsCredit: Getty
A politician speaking at the House of Commons.

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Furious MPs are urging the PM to delay disability benefits cutsCredit: Unpixs

Asked if he would soften the package, he said: “The argument for reform is overwhelming and that’s why we will get on and we will reform.”

It comes as furious MPs are urging him to delay the cuts and have slammed the lack of proper impact checks. 

In a blistering letter to the Chief Whip, they said: “We regret we are unable to support a Bill before this has taken place.”

If all the MPs who have signed the letter follow through and vote against the plans, it could wipe out Sir Keir’s majority and trigger the biggest rebellion of his leadership.

Such is the worry inside Labour, that a party source warned dissenting MPs they could be punished at the ballot box.

The source said: “There is only going to be so much money, time and resources at the next election. 

“How people behave now will make a difference to how those resources are allocated.”

It comes as some furious MPs are poised to rebel against Sir Keir because they think they’re toast at the next election.

Moderate backbenchers who have so far towed the party line are mulling taking a public stand on issues including disability benefit cuts, immigration and winter fuel payments – even if it means losing the whip.

There is also growing anger around the two-child benefit cap still being in place.

Key measures are reforms to PIP and Universal Credit

  • Merging jobseekers’ allowance and employment support allowance, where people who have worked get more than those who have not
  • Scrapping the Work Capability Assessment by 2028, with all health payments made via PIP in the future
  • Under-22s to be banned entirely from claiming Universal Credit incapacity benefits
  • An above-inflation rise to the standard allowance of Universal Credit, but the highest incapacity payment cut
  • A much higher bar for people to claim Personal Independence Payments to save £5billion a year
  • A “right to try” scheme that allows jobless Brits to have a go at working without losing their benefits if they cannot manage

The Sun understands some MPs want to work “with a clear conscience” until the end of this parliament – knowing that they are unlikely to return because of the threat of Reform.

A Red Wall Labour MP said: “Multiple colleagues with slim majorities think they have no chance of winning their seat.

“They want to hold the PM to account on issues causing an uproar locally, including PIP payments, and think they have nothing to lose if they defy party whips going forward.”

Another Labour MP told The Sun: “The numbers willing to rebel are much higher than expected.

“I think people shouldn’t underestimate just how much welfare is a driver of why a lot of Labour MPs, particularly moderates, are in the Labour party in the first place.

“A lot of our politics was defined by the performative cruelty of the Osborne era, and that casts a long shadow.”

What are Work Capability Assessments?

The DWP uses the Work Capability Assessment (WCA) to evaluate a claimant’s ability to work when applying for Universal Credit due to a health condition or disability.

The WCA focuses on assessing functional limitations rather than specific medical diagnoses.

It considers both physical and mental health, awarding points based on how an individual’s condition impacts their ability to carry out daily activities.

After the assessment, claimants may be placed into one of two groups – Limited Capability for Work (LCW) or Limited Capability for Work and Work-Related Activity (LCWRA).

Claimants assigned to the LCW group are recognised as currently unfit for work but may be capable of returning to employment in the future with the right support and assistance.

Those in this group are required to engage in work-related activities, such as attending Jobcentre appointments or training courses.

Failure to comply with these requirements may result in sanctions, including a reduction or suspension of benefits.

Claimants are placed in the LCWRA group if their health condition or disability is considered so severe that they are not expected to be able to work or participate in any work-related activities in the foreseeable future.

Those in the LCWRA group receive an additional amount on top of their standard Universal Credit allowance currently worth £416.19 a month.

Over 150,000 on benefits will see their payments cut under Personal Independence Payments (PIP) changes, the DWP has confirmed.

The Government is shaking up the way PIP is assessed meaning hundreds of thousands will miss out from November 2026.

From late next year, new and existing PIP claimants being reassessed will have to score a minimum of four points in at least one activity to receive the Daily Living Component.

It will see those unable to cook qualify, but not those who can use a microwave.

Likewise, assistance required to wash your lower body would not deem you eligible but your upper body would.

And, while requiring help to use the toilet meets the threshold, needing reminded to go would fall below it.

The higher rate of the Daily Living Component is currently worth £110.40 a week.

Claimants will also have to score at least eight points when being assessed.

The Government estimates this means by 2029/30 around 800,000 won’t receive the Daily Living Component of PIP.

But it has also confirmed 150,000 will be missing out on Carer’s Allowance or the Universal Credit Carer’s Element by 2029/30 too.

This is because to receive either of these carer’s benefits you have to be caring for someone who receives the Daily Living part of PIP.

It means new and existing PIP claimants finding they are no longer eligible will disqualify their carer’s from next November when the changes kick in.

What is PIP and who is eligible?

HOUSEHOLDS suffering from a long-term illness, disability or mental health condition can get extra help through personal independence payments (PIP).

The maximum you can receive from the Government benefit is £184.30 a week.

PIP is for those over 16 and under the state pension age, currently 66.

Crucially, you must also have a health condition or disability where you either have had difficulties with daily living or getting around – or both – for three months, and you expect these difficulties to continue for at least nine months (unless you’re terminally ill with less than 12 months to live).

You can also claim PIP if you’re in or out of work and if you’re already getting limited capability for work and work-related activity (LCWRA) payments if you claim Universal Credit.

PIP is made up of two parts and whether you get one or both of these depends on how severely your condition affects you.

You may get the mobility part of PIP if you need help going out or moving around. The weekly rate for this is either £28.70 or £75.75.

On the daily living part of PIP, the weekly rate is either £72.65 or £105.55 – and you could get both elements, so up to £184.30 in total.

You can claim PIP at the same time as other benefits, except the armed forces independence payment.

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Much-loved independent fashion retailer launches closing down sale ahead of shutting down in weeks

A BELOVED clothing store that has been in business for nearly 50 years has launched a massive sale ahead of its closure.

Ginger, in Norwich, will shut for good on June 7 after the owners were forced to make an “incredibly difficult decision”.

Exterior view of Ginger clothing shop.

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The family-owned business is one of Norwich’s oldestCredit: Facebook

The shop was founded by David and Rodger Kingsley in 1978 following the success of their sister company Jonathan Trumbull in 1971.

Beckie Kingsley broke the sad news on social media that her family’s shop was soon to be no more.

The store manager blamed the current economic climate and the aftermath of Covid-19 for the business’s hardship.

She said: “It’s with truly heavy hearts that, after 46 unforgettable years, we have made the incredibly difficult decision to close the doors at our beautiful, beloved and historic Timber Hill home.

“We’ve weathered many storms over the decades, but there’s been ongoing challenges of today’s financial climate – coupled with the lasting impact and huge shifts within the retail landscape since Covid.

“This led us to ask – does it still work for us? After deep reflection, the answer, sadly, is no.

“We’ve had the privilege of watching generations grow, celebrating precious life milestones, sharing joys and deepest sorrows.

“Being part of people’s stories has been beyond a privilege – more than some may ever know.

“They’ve always been more than just customers – they’ve become wonderful friends.”

Ginger is one of the city’s oldest businesses and loyal customers rushed to share their praise.

“You will be missed! Sending hugs,” one wrote.

Another commented with a sad face emoji.

Dozens of shops are set to close across the country before the end of the month in the latest blow to UK high streets.

One of these include Smiggle, known for its colourful, quirky pens, lunchboxes and school bags, which revealed it is shutting up shop at the Darwin Centre in Shrewsbury.

Meanwhile, family business B.D Price, a beloved toy and bike store in Dudley, West Midlands, announced its closure after 160 years.

The 84-year-old owner blamed the cost of living crisis for a drop in sales and the costs of running the business skyrocketing.

Rising living costs leaving shoppers with less cash to spend and an increase in online shopping have battered retailers in recent years.

In some cases, landlords are either unwilling or unable to invest in keeping shops open, further speeding up the closures.

Smiggle isn’t the only stationary shop shutting its doors, more WHSmiths stores are set to close this month.

Sports Direct axed its Newmarket Road store in Cambridge on April 18 while Red Menswear in Chatham in Medway, Kentshut for the final time on March 29 after selling men’s clothing since 1999.

RETAIL PAIN IN 2025

The British Retail Consortium has predicted that the Treasury’s hike to employer NICs will cost the retail sector £2.3billion.

Research by the British Chambers of Commerce shows that more than half of companies plan to raise prices by early April.

A survey of more than 4,800 firms found that 55% expect prices to increase in the next three months, up from 39% in a similar poll conducted in the latter half of 2024.

Three-quarters of companies cited the cost of employing people as their primary financial pressure.

The Centre for Retail Research (CRR) has also warned that around 17,350 retail sites are expected to shut down this year.

It comes on the back of a tough 2024 when 13,000 shops closed their doors for good, already a 28% increase on the previous year.

Professor Joshua Bamfield, director of the CRR said: “The results for 2024 show that although the outcomes for store closures overall were not as poor as in either 2020 or 2022, they are still disconcerting, with worse set to come in 2025.”

Professor Bamfield has also warned of a bleak outlook for 2025, predicting that as many as 202,000 jobs could be lost in the sector.

“By increasing both the costs of running stores and the costs on each consumer’s household it is highly likely that we will see retail job losses eclipse the height of the pandemic in 2020.”

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Unique pub closes after just two years as devastated owner says they are shutting venue with ‘heavy hearts’

AN AWARD-WINNING pub has been forced to close after opening its doors just two years ago. 

The luxury eatery was voted as the best pub in the Midlands and even were finalists for the best Desi grill of the year 2024.

The Emerald pub.

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The Emerald Pub in Nottingham is closing its doors after just two yearsCredit: Google Maps
People toasting with beer glasses at a restaurant table with Indian food.

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The Emerald served a range of delicious Indian meals

The Emerald in Nottingham offered a huge range of Indian dishes and had become a thriving community hub. 

The pub doubled as a sports bar, attracting both hungry diners and football fans – in what the owners have described as a “cultural space” and a “labour of love”. 

However, after being open for just two years, The Emerald has been forced to shut its doors for good. 

The eatery has battled with soaring costs, as well as crushing internal pressures. 

Announcing its closure on Facebook, The Emerald issued a lengthy and emotional post in which it thanked its loyal fan base. 

A spokesperson for the pub said: “The Emerald was always more than just a pub—it was an Indian pub, a cultural space, and a labour of love that aimed to bring something different to our community. 

“We will forever hold dear the memories, the celebrations, and the friendships that were forged within its walls.

“Thank you, from the bottom of our hearts, for your unwavering support. It has meant everything to us.”

Fans flooded the comment section of the post, sharing their incredible stories and experiences from their trips to the pub. 

One Facebook user wrote: “Very saddened to hear this and we always loved Emerald, it was more like home for us and will be missed. 

Why are so many pubs and bars closing?

“Thank you for all the lovely food and memories we have created at Emerald specially watching cricket and more importantly India winning the world cup. 

“All the very best team Emerald for future!!”

Another shared: “Such sad news always made me and my family very welcome thank you for what you have tried to do.”

However, in its Facebook post, The Emerald detailed internal pressures which had contributed to its closure – which is scheduled to take place on May 31. 

A spokesperson for the pub detailed how the departure of a business partner had created “emotional, financial and operational” strain which affected the “day-to-day running of the pub”. 

What is happening to the hospitality industry?

By Laura McGuire, consumer reporter

The spokesperson also pointed to soaring costs as a major factor behind the closure of the pub. 

They wrote: “Rising costs—including a significant increase in barrel prices, rent, and business rates—have placed a substantial financial burden on us, ultimately making the business unsustainable.

 “Although we explored the possibility of selling the business to enable someone else to carry on what we began, we were unable to move forward due to conditions and restrictions that were beyond our control.

“More broadly, the current economic climate and policy environment have created immense pressures for small businesses, making it increasingly difficult for independent establishments like ours to survive.”

Many other businesses have faced closure, just like The Emerald.

Some businesses have laid the blame at the door of Rachel Reeves – arguing that her decision to increase National Insurance contributions and minimum wage have raised the cost of running a business.

However, The Chancellor has argued that her decisions were necessary to stabilise the economy that she inherited from the Conservatives. 

In April 2025, the economy grew by 0.5% though Labour have said that they want to go even further with boosting economic growth. 

Other businesses, including the luxury restaurant La Goccia, have blamed “Covid” and “Brexit” for leading to their closure. 

The business told the Telegraph that they were unable to “recruit people with the right experience and skills” after Britain left the EU.

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Dave Allen is the ex-supply teacher turned boxer who overcame gambling addiction to become heroic fans’ favourite

DAVE ALLEN has lived several lives, from supply school teacher to gambling addict and now, thankfully, a beloved boxing star.

Allen started as an amateur aged 16 and had just ten bouts before turning professional in 2012 – snubbing the chance to join the GB Squad.

Man sitting on a couch, being interviewed with a microphone.

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Dave Allen opened up on his gambling addiction, which he has bravely overcomeCredit: First Round TV

He was 20 when he made his debut but only three years later Allen had only fought seven times and was in need of cash.

The heavyweight made ends meet as a sparring partner – earning around £500 a week – but it was not enough.

So he got a job as a supply teacher – lying on his CV to get the gig – before returning to the ring in 2015.

But by then, Allen was gripped by a horrific gambling addiction which started after making a £1 bet on the horses with his dad when he was just eight.

And after being introduced to online betting, the boxer’s life began to spiral.

He bravely said on ex-middleweight champion Darren Barker’s podcast: “It just snowballed really.

“I used to go to the bookies and play on the machines there, they were great times.

“But the online stuff is where it got bad for me because it was so easy, it was numbers on the screen.

Graphic comparing the fighting records of Johnny Fisher and Dave Allen.

“Probably at the worst? It’s difficult to say really. I wasn’t gambling that much in my early 20s, but I was gambling everything that I had.

“As I got a bit older, I was gambling way more, tens of thousands of pounds. Maybe into hundreds of thousands overall.”

John Fisher opens up on his son’s brutal fight against Dave Allen after he needed brain scan

Allen – who has sparred Anthony Joshua, Tyson Fury and Oleksandr Usyk – said winning the bets was the route of his addiction not the cash.

He explained: “I have no interest in the money at all.

“The kind of gambler I am, it’s not about the money for me. When the money runs out, that’s the only issue.

“I never wanted to withdraw any money, I just wanted to keep winning. To be honest, at that time it was like an escapism from real life.”

Allen revealed his routine consisted of going to bed at 6am and waking up by 2pm to catch the first race of the day.

Fortunately, Allen has overcome his addiction with the help of his sister and wife, who he shares a son and daughter with.

As I got a bit older, I was gambling way more, tens of thousands of pounds. Maybe into hundreds of thousands overall.

Dave Allen

He said: “Since I was 26, I’ve not been in control of my own money.

“So at 26, I said to my sister, ‘You’re going to have to look after my money, to be honest.’

“My sister set me up a bank account and for the last seven and a half years if I want any money at all, I have to text my sister and now my missus, I get a card and they send me money.

“Because, if I could still gamble now, I think I would. I’ve spent mad money on mad s***, I was spending ridiculous money and when I boxed Luis Ortiz, I did it for the money, really.

“I think I owed a few quid at the time of the Dillian Whyte fight, I think I lost about eight grand on the day of the fight, I didn’t clear too much more than that really.”

Allen has also become a trainer and manager to young fighters to also keep himself on track.

He said: “I need it as much as them, start training the kids seven or eight years ago and that’s my sustainability really.

‘He’ll get knocked out’

“It’s really kept me on the straight and narrow.”

Allen initially retired from boxing in 2020 aged 28 after a brutal knockout loss to 2008 Olympic bronze medallist David Price.

But he returned a year later and has fought eight times since, remaining a hugely popular figure amongst British fans.

Allen, 33, is coming off a controversial split-decision loss to Johnny Fisher, 26, in Saudi Arabia last December.

But the pair now rematch on Saturday at Fisher’s adopted home of the Copper Box Arena.

And Allen – who dropped Fisher in round five – warned: “If he fights me May 17th he’ll get knocked out because I’ll be sharper, a little bit fitter.

“If he boxes me it will be hard work, of course it is. But I don’t think at the Copper Box he’ll hold it together and box.

“He’ll get in a fight at some point. I’m not the biggest puncher but I hit too hard for him and I’m too strong for him. He’s tough, though.”

Johnny Fisher boxing Dave Allen.

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Johnny Fisher controversially beat Dave Allen on pointsCredit: Reuters
Johnny Fisher and Dave Allen at a press conference with promoter Eddie Hearn.

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They rematch at the Copper BoxCredit: PA

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Iconic department chain to shut final store this MONTH & vanish forever as it launches ‘Rachel Reeves closing down sale’

A BELOVED department chain is preparing to shut its final store this month as it launches a “Rachel Reeves closing down sale.”

The famous shop will be shuttering forever after serving customers on the high street for 140 years.

Beales Department Stores sign on a building.

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The iconic department store Beales will be shutting is last storeCredit: Getty
Beales Department Store closing down sale; up to 80% off selected lines.

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Beales in Poole’s Dolphin Centre is offering 80 per cent off its stockCredit: BNPS
Rachel Reeves' closing down sale: up to 80% off selected lines. Everything must go!

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The site has named the offer a ‘Rachel Reeves’ closing down sale’Credit: FACEBOOK – BEALES POOLE

Beales in the Dolphin Centre in Poole will close on May 31 and is slashing the price of stock by 80 per cent in the meantime.

The historic chain was founded in Bournemouth in 1881 and offers a range of iconic products, including clothing, home goods, and more.

This particular Poole Beales branch was the last one standing when the company collapsed into administration in January 2020, leading to the closure of its 22 other stores.

Despite the stores resilience, the brutal budget introduced last year saw the hike of National Insurance which has forced countless shops to close.

To mark the occasions, the store’s Facebook page is advertising a “Rachel Reeves‘ Closing Down Sale,” featuring discounts of up to 80% and a caption cheekily thanking the Chancellor for “the help.”

It wrote in the caption: “Our closing sale is almost over (cheers for the help, Chancellor) – and we’ve just dropped hundreds of lines to 80% OFF or more!

“Grab a bargain before we vanish into the budget black hole. #FinalSale #80Off #LastChance #WhenItsGoneItsGone.”

Despite weathering the storm for the past five years, it seems the Chancellor’s latest Budget changes have delivered the final blow to the struggling chain.

Beales chief executive Tony Brown previously told The Telegraph the business had become “unviable” following the Chancellor’s announcement of increases to the minimum wage and national insurance contributions in the October Budget.

Announcing the closure, Mr Brown said: “This, combined with the risks and uncertainty of further tax increases in the coming years, has left us with no alternative.

Beloved pizza chain to close down for good in just weeks after 54 years

“We have been working with the Dolphin Centre, who have been supportive, along with our investors to ensure an orderly exit.

“Our team has been informed, as have our suppliers.

“We will ensure the exit is managed and no one will be left with a financial loss.”

Shoppers were left heartbroken by the news of the store’s impending closure, with one commenting on the latest post: “I’ve loved shopping here over the years.”

Another wrote: “Sadly this is happening to many shops.”

Like many businesses, Beales now faces higher employer national insurance contributions, which have risen from 13.8% to 15%.

Additionally, the threshold at which these contributions must be paid has been lowered from £9,100 to £5,000.

These changes to the tax system were confirmed by the Chancellor in the Autumn Budget last October and came into effect on 1 April.

At the same time, the national minimum wage saw a notable increase, rising to £12.21 per hour. For workers aged 18-20, the minimum wage increased by £1.40 to £10 per hour.

Founded in 1881, Beales once boasted a proud portfolio of 41 department stores in market towns across the UK, offering everything from furniture and fashion to toys and cosmetics.

The retailer’s decline has been gradual but unrelenting.

Its Southport store was shuttered last September, just three years after the site had reopened.

With the closure of the Poole branch, the last remaining link to the Beales name, a once-iconic fixture of the British high street, will vanish forever.

DEATH OF THE HIGH STREET

Retailers have been feeling the squeeze since the pandemic, while shoppers are cutting back on spending due to the soaring cost of living crisis.

High energy costs and a move to shopping online after the pandemic are also taking a toll, and many high street shops have struggled to keep going.

However, additional costs have added further pain to an already struggling sector.

The British Retail Consortium has predicted that the Treasury’s hike to employer NICs from April will cost the retail sector £2.3billion.

At the same time, the minimum wage will rise to £12.21 an hour from April, and the minimum wage for people aged 18-20 will rise to £10 an hour, an increase of £1.40.

Experts have said small high street shops could face a particularly challenging 2025 because of Budget tax and wage changes.

Professor Bamfield has warned of a bleak outlook for 2025, predicting that as many as 202,000 jobs could be lost in the sector.

“By increasing both the costs of running stores and the costs on each consumer’s household it is highly likely that we will see retail job losses eclipse the height of the pandemic in 2020.”

Why are retailers closing shops?

EMPTY shops have become an eyesore on many British high streets and are often symbolic of a town centre’s decline.

The Sun’s business editor Ashley Armstrong explains why so many retailers are shutting their doors.

In many cases, retailers are shutting stores because they are no longer the money-makers they once were because of the rise of online shopping.

Falling store sales and rising staff costs have made it even more expensive for shops to stay open.

The British Retail Consortium has predicted that the Treasury’s hike to employer NICs from April 2025, will cost the retail sector £2.3billion.

At the same time, the minimum wage will rise to £12.21 an hour from April, and the minimum wage for people aged 18-20 will rise to £10 an hour, an increase of £1.40.

In some cases, retailers are shutting a store and reopening a new shop at the other end of a high street to reflect how a town has changed.

The problem is that when a big shop closes, footfall falls across the local high street, which puts more shops at risk of closing.

Retail parks are increasingly popular with shoppers, who want to be able to get easy, free parking at a time when local councils have hiked parking charges in towns.

Many retailers including Next and Marks & Spencer have been shutting stores on the high street and taking bigger stores in better-performing retail parks instead.

In some cases, stores have been shut when a retailer goes bust, as in the case of Carpetright, Debenhams, Dorothy Perkins, Paperchase, Ted Baker, The Body Shop, Topshop and Wilko to name a few.

What’s increasingly common is when a chain goes bust a rival retailer or private equity firm snaps up the intellectual property rights so they can own the brand and sell it online.

They may go on to open a handful of stores if there is customer demand, but there are rarely ever as many stores or in the same places.

The Centre for Retail Research (CRR) has warned that around 17,350 retail sites are expected to shut down this year.

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I lived in a caravan for 8 years to afford my dream home – now everyone assumes I’m rich but I saved thousands on rent

TRYING to get onto the housing ladder is no mean feat, and many people have to make some sacrifices when it comes to it. 

From tightening up the budget, and reducing the spending on some of life’s luxuries, managing to find the money can take quite some time. 

Woman standing between two large black lanterns.

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Leonie has revealed how she managed to get her home and why people think she’s rich because of itCredit: tiktok.com/@building_ribbons

But one woman managed to bag her dream home by making some sacrifices. 

Leonie, who is known as ‘building_ribbons’ on TikTok, shared a video on her social media account explaining how she lived in a caravan for eight years to be able to afford her dream home. 

She went on to explain that people now assume that she is rich because of it, but instead she just managed to save thousands on rent. 

Speaking to her 122.7k TikTok followers, Leonie did a tour of her home which was in the countryside. 

The kitchen was large and open plan with an island in the middle, and wooden beams in the ceiling giving a luxurious touch to it. 

She also had large glass doors which looked out onto her garden, and allowed for plenty of sunlight to shine through.

Her video also showed her bathroom, which had a standalone large bath in it as well as her living space which had a fireplace lit to give a warm cosy touch to it. 

Having so much garden space also allows her to keep animals on it including a goat, and two dogs which her son plays with. 

Leonie explained that it was self-built in the English countryside and she was able to style it whilst also doing some bargain hunting. 

Speaking to her followers, she adds that “you guys probably think I’m rich but in reality we spent eight years living in a caravan to achieve the dream of building our own home and it was so worth it.” 

Living in a Static Caravan and getting paid for it!

Revealing that she is a “country girl at heart,” Leonie loves that she can spend time with her family, horses, animals, and “gorgeous son”.

Her video, which was shared in October, has gained 105.6k views and gained 67 comments. 

One person who was in a similar situation, wrote: “I spent 10 years in our Mobil while we built our home. It was worth it, no mortgage.” 

Whilst a second complimented her “beautiful home” saying that her situation was “a dream.” 

Modern kitchen with exposed wooden beams and a large island.

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She now lives in her dream family homeCredit: tiktok.com/@building_ribbons

A third asked: “Your home is beautiful, can you please talk us through how you found the land and the process of building?

“Also, did you live in the caravan on the land?” 

Leonie replied: “We already owned the land….. planning took us nearly 10 years…the build took around 18 months. Yea we lived on site.”

How much does it cost to live in a caravan?

LIVING in a caravan can be an economical and flexible lifestyle choice in the UK. Here’s a breakdown of potential costs:

Initial Costs

  • Caravan Purchase: £8,000 – £40,000 (depending on size, age, and condition)
  • Caravan Insurance: £200 – £800 per year

Ongoing Monthly Costs

  • Pitch Fees: £150 – £600 (varies by location and facilities)
  • Utilities (Electricity, Gas, Water): £40 – £120
  • Maintenance and Repairs: £20 – £80
  • Internet and TV: £20 – £50
  • Gas for Heating/Cooking: £15 – £40

Other Potential Costs

  • Waste Disposal Fees: £8 – £25
  • Transport Costs (if moving locations): Variable, depending on distance
  • Optional Add-ons (Awning, Solar Panels, etc.): £400 – £1,600 (one-time)

Sample Monthly Budget

  • Pitch Fees: £400
  • Utilities: £80
  • Maintenance and Repairs: £40
  • Internet and TV: £40
  • Gas for Heating/Cooking: £25
  • Total: £585

Annual Estimated Cost

  • Total Monthly Costs: £585 x 12 = £7,020
  • Insurance: £500
  • Maintenance and Repairs: £480
  • Total Annual Cost: £8,000

Tips to Save

  • Off-Peak Pitch Fees: Look for lower rates during off-peak seasons.
  • DIY Maintenance: Handle minor repairs yourself.
  • Energy Efficiency: Invest in solar panels to reduce utility costs.

While initial setup costs can be significant, ongoing expenses for living in a caravan can be relatively low, making it a viable option for those seeking an affordable and mobile lifestyle in the UK.



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Huge change to major motorway used by 180,000 drivers a DAY kicks in today – everything you need to know

A MAJOR change to a motorway used by around 180,000 drivers daily is set to take effect from today.

A reduced speed limit is being introduced on a long stretch of the M60, requiring motorists to slow down.

Traffic on the M60 ring road in Manchester.

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A long stretch of the motorway will be affectedCredit: PA:Press Association
Rush-hour traffic on a multi-lane highway at sunset.

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Drivers are advised to expect delaysCredit: Getty

The new limit on the motorway is to be set at 50mph – with the road slowed for at least three months.

The change was revealed in the wake of National Highways announcing a key programme of safety work along the motorway.

Work will stretch across several junctions on the busy carriageway, with motorists slowed as a result.

Traffic management will start at junction 16 and end east of junction 17 – with the project set to end in August with the speed limit change in place for the duration of the works.

Drivers have been told to expect delays throughout this period as motorway traffic is significantly slowed.

Work will take place mainly at night to reduce disruption, but the speed limit change will be in effect throughout the day.

Engineers will install a new central reservation between junction 16 and junction 18.

National Highways said: “We’ll mainly work at night Monday to Friday, but some activities will also be done during the day.

“For safety, a 50mph speed limit and narrow lanes will be in place round-the-clock throughout our work in both directions.

“Traffic management will start at junction 16 and finish east of junction 17 near Prestwich.

Vauxhall Mokka hybrid is a smarter, greener & better equipped version of old motor… but small detail really lets it down

“Some minor delays are expected, so we’re advising drivers to plan and allow extra time to complete journeys.”

A resurfacing project will be undertaken at the same time to avoid disruption.

This project at junction 17 will require overnight closures for three weeks.

National Highways said: “To reduce disruption, we’re coordinating programmes with nearby resurfacing schemes at junction 17 close to Prestwich.

“This includes our work on slip roads and Bury Council’s project to resurface the junction roundabout.

“Please note, this requires overnight closures for three weeks from Monday 16 June to Friday 4 July.

“During any road closure, please follow the clearly signed diversion.

“We’re working hard to minimise the impact of our work. However, it will generate some delays and noise.

“We apologise for any inconvenience this may cause you and thank you for bearing with us.”

According to Highways England, some 180,000 drivers use the M60, as well as the M62, each day.

Aerial view of the M60 Outer Ring Road near Manchester, showing heavy traffic.

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A second project will run at the same timeCredit: Getty

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