housing

After spending last summer interrailing around Europe, one journalist and ‘travel addict’ has named his favourite place – and it’s so close to the UK.

If you’re planning a holiday for this year, the choice of destinations can sometimes feel overwhelming. There are so many amazing places to choose from, many of which are just a few short hours’ flight away in Europe.

But one journalist and ‘travel addict’ who has visited 27 countries in total recently went interrailing around Europe and discovered his new favourite place.

It had ‘endless experiences’ to offer, from a rich history to amazing landscapes and underrated food too. Brian Dillon from The Express said: “Jumping from hostel to hostel between seven cities in these five countries, Germany blew me away. I had been to Germany in the past, and every time I go there, I have a completely different experience.”

He had previously visited Berlin but spent time in Munich and Stuttgart in the summer – and they all offered a unique experience.

But the highlight of his visit had to be Munich, as he explained: “This city simply blew me away. First arriving in the Bavarian city on a train from Vienna, I was impressed by the architecture. It seemed like at every turn, there was another stunning building to gawk at.

“The historic Old Town was superbly charming, and you really feel like you have been transported back in time to a centuries-old Germany. However, one aspect of Munich that I fell in love with was its local parks.

“Every major city has some nice parks to explore. But Munich does it differently. Not only are the green spaces here stunning, but they all have lovely beer gardens where you truly feel like you are living like a local when you sit there, sipping a local beer and taking in the unique surroundings. “

Stuttgart was quieter, but Brian was happy to spend the day exploring before moving on to his next destination.

And Berlin is a ‘thrilling city’ too – partly due to tourist attractions like the Brandenburg Gate and the Berlin Wall but also thanks to the unique bars, markets and ‘otherworldly’ nightclubs.

But it’s not just the cities that impressed Brian. The natural landscapes are beautiful too, as Brian wrote: “When I travelled on a sleeper train between Brussels and Prague, much of my journey was spent speeding through the stunning German countryside. The sweeping green fields, the old-timy villages and the staggering mountains were a sight to behold. Waking up in a train cabin and seeing all of this first thing in the morning is an experience I will never forget.”

So if you’re in need of some inspiration on where to book your next holiday, Germany is a fantastic option. Brian added: “If you were to tell me that for my next holiday, I had to go back to a country I had been to before, I would book a flight to Germany. Although I have been to three different cities and through stunning countryside, I suspect that this country has a lot more for me to experience.

“The port city of Hamburg, the historic Cologne, the Christmas markets in Dresden, and the classic architecture of Nuremberg are definitely on my bucket list.”

San José Mayor Matt Mahan announced he is running for California governor Thursday, pitching himself as a pragmatic Democrat who would prioritize state residents’ quality of life over the principled progressivism that has become entrenched in California politics — including on crime, homelessness, housing and affordability.

“I’m jumping in this race because we need a governor who is both a fighter for our values and a fixer of our problems,” said Mahan, one of the state’s most outspoken Democratic critics of departing Gov. Gavin Newsom. “We can fix the biggest problems facing California, and I believe that because we’re making real progress on homelessness, public safety [and] housing supply in San José.”

Mahan claimed policies under his watch have reduced crime and the number of unsheltered residents, helped police solve every city homicide for nearly the last four years, and should be emulated statewide.

“I want to follow through on that work by holding state government accountable for partnering with cities and counties to deliver better outcomes,” he said.

Mahan, the father of two young children whose wife, Silvia, works in education, said last year that it wasn’t the right time for him to run for governor, despite calls for him to do so from moderate forces in state politics and business. But he said he changed his mind after failing to find a candidate among the already crowded Democratic field who he felt he could support — despite meeting with several of them to discuss their plans if elected.

“I have not heard the field embrace the kinds of solutions that I don’t think we need, I know we need, as the mayor of the largest city in Northern California,” Mahan said. In “the current field, it feels like many people are more interested in running either against Trump or in his image. I’m running for the future of California, and I believe that we can fight for our values on the national stage while being accountable for fixing our problems here at home.”

Mahan, a 43-year-old Harvard graduate and tech entrepreneur from Watsonville, was elected to the San José City Council in 2020 and then as mayor of the Bay Area city in a narrow upset in 2022. In 2024, he was reelected in a landslide.

More recently, he has been pushing a concise campaign message — “Back to Basics” — and launched a nonprofit policy organization by the same name to promote his ideas statewide. His former chief of staff, Jim Reed, recently left his office to lead the initiative.

Although he isn’t well-known across the state, influential Californians in politics said he’s nonetheless a candidate who should be taken seriously — including progressives who have not always seen eye to eye with him, such as Rep. Ro Khanna (D-Fremont).

“Matt Mahan is a person of integrity who has made great progress on housing in San José, cost of living, and public safety. He is a terrific Mayor and would be a formidable candidate for Governor,” Khanna said in a statement to The Times.

While in office, Mahan has cut a decidedly moderate path while eschewing some progressive policies that other party leaders have championed in a state where Democratic voters far outnumber Republicans.

He has backed Newsom, a two-term governor and potential Democratic presidential candidate, on some of the governor’s signature initiatives — including Proposition 1, a plan to ramp up and in some instances require people on the street to undergo mental health treatment. He also joined Newsom in opposing a proposed wealth tax on California billionaires, saying it would “backfire” by driving business out of the state — including in Silicon Valley’s tech sector, where many of his constituents work.

However, Mahan has not been shy about criticizing Newsom, either — including for taking a brash, President Trump-like online demeanor in pushing back against Trump and other critics of California, including in the business world, and for not doing more to solve entrenched issues such as crime, drug addiction and homelessness.

He broke with Newsom and other Democratic leaders to back Proposition 36, the 2024 ballot measure that increased penalties for theft and crimes involving fentanyl. After the measure was passed overwhelmingly by voters, he accused Newsom of failing to properly fund its statewide implementation.

Mahan also pushed through a plan in San José to arrest people on the street who repeatedly decline offers of shelter, which some progressives lambasted as inhumane.

San José, California’s third-most populous city after Los Angeles and San Diego, has a growing reputation for being a safe big city — with a recent report by SmartAsset ranking it the safest large city in the U.S. based on several factors including crime rates, traffic fatalities, overdose deaths and median income.

Mahan said income inequality is “a very real issue” and “a threat to our democracy.” But he said the solution is not the proposal being floated to tax 5% of the assets of the state’s billionaires to raise funds for healthcare. He said the proposal would have the opposite effect and diminish state tax revenue by driving wealthy people out of the state, as similar policies have done in European countries that have implemented them, but he did not specify how he would backfill the impending federal healthcare funding cuts that will affect the state’s more vulnerable residents.

He said he has heard directly from business leaders and others in Silicon Valley who are worried about the impact of such a tax, which they believe “strikes right at the heart of Silicon Valley’s economy, which has been an engine of prosperity and economic opportunity for literally millions of people in our state.”

He said California should instead focus on “closing loopholes in the tax code that allow the wealthiest among us to never pay taxes on their capital gains,” and on finding ways to make government more efficient rather than “always going back to the voters and asking them to pay more.”

Mahan said San José has made “measurable progress” on the issues that voters raise with him at the grocery store: “crime, the high cost of living, unsheltered homelessness, untreated addiction.” But the city is limited in what it can do without “state leadership and real accountability in Sacramento and at the county level,” he said.

Mahan has already elicited early support among wealthy venture capitalists and tech industry leaders, who would be able to bankroll a formidable campaign.

In response to a post in early January in which Mahan said the wealth tax would “sink California’s innovation economy,” the angel investor Matt Brezina responded, “Is Matt running for governor yet? Silicon Valley and California, let’s embrace Matt Mahan and his sensible policies. Matt understands how wealth is created, opportunity is created and society is advanced.”

Brezina did not respond to a request for comment, nor did Newsom.

Others would prefer Mahan not run.

Santa Clara County Democratic Central Committee Chair Bill James said Mahan “hasn’t engaged” with his group much, seems to consider “the more centrist and even the more conservative population in the area to be his base,” and frames his policy agenda as that of a “moderate Democrat” when “it’s a little Republican too.”

“Matt may run as a Democrat and feel like he is a Democrat, but his policy positions are more conservative than many Democrats we interact with here in Santa Clara County,” he said.

Assemblymember Alex Lee (D-San José), chair of the Legislative Progressive Caucus, said he also would prefer Mahan focus on San José, especially given the “very big year” ahead as the region hosts several major sporting events.

“Our mayor is right that there needs to be more focus on the city getting ‘back to basics,’ and I don’t know how running for governor and doing a big statewide race really brings the core governance needed for a city,” Lee said. “Everyone and their mom is running for governor right now, and I just think it’s better-suited for us to have his focus here.”

Lee said the Democratic Party is a “very big tent,” but voters should be aware that Mahan has aligned himself with the “most MAGA conservative” voices on certain issues, such as Proposition 36.

“He bucks the Democratic Party,” Lee said.

WASHINGTON — Donald Trump’s promises on affordability in 2024 helped propel him to a second term in the White House.

Since then, Trump says, the problem has been solved: He now calls affordability a hoax perpetrated by Democrats. Yet the high cost of living, especially housing, continues to weigh heavily on voters, and has dragged down the president’s approval ratings.

In a poll conducted this month by the New York Times and Siena University, 58% of respondents said they disapprove of the way the president is handling the economy.

How the economy fares in the coming months will play an outsize role in determining whether the Democrats can build on their electoral success in 2025 and seize control of one or both chambers of Congress.

With housing costs so central to voters’ perceptions about the economy, both parties have put forward proposals in recent weeks targeting affordability. Here is a closer look at their competing plans for expanding housing and reining in costs:

How bad is the affordability crisis?

Nationwide, wages have barely crept up over the last decade — rising by 21.24% between 2014 and 2024, according to the Federal Reserve. Over the same period, rent and home sale prices more than doubled, and healthcare and grocery costs rose 71.5% and 37.35%, respectively, according to the Fed.

National home price-to-income ratios are at an all-time high, and coastal states like California and Hawaii are the most extreme examples.

Housing costs in California are about twice the national average, according to the state Legislative Analyst‘s Office, which said prices have increased at “historically rapid rates” in recent years. The median California home sold for $877,285 in 2024, according to the California Assn. of Realtors, compared with about $420,000 nationwide, per Federal Reserve economic data.

California needs to add 180,000 housing units annually to keep up with demand, according to the state Department of Housing. So far, California has fallen short of those goals and has just begun to see success in reducing its homeless population, which sat at 116,000 unsheltered people in 2025.

What do the polls say?

More than two-thirds of Americans surveyed in a Gallup poll last month said they felt the economy was getting worse, and 36% expressed approval for the president — the lowest total since his second term began.

The poll found that 47% of U.S. adults now describe current economic conditions as “poor,” up from 40% just a month prior and the highest since Trump took office. Just 21% said economic conditions were either “excellent” or “good,” while 31% described them as “only fair.”

An Associated Press poll found that only 16% of Republicans think Trump has helped “a lot” in fixing cost of living problems.

What have the Democrats proposed?

The party is pushing measures to expand the supply of housing, and cut down on what they call “restrictive” single-family zoning in favor of denser development.

Senate Minority Leader Chuck Schumer (D-N.Y.) said Democrats plan to “supercharge” construction through bills like California Sen. Adam Schiff’s Housing BOOM Act, which he introduced in December.

Schiff said the bill would lower prices by stimulating the development of “millions of affordable homes.” The proposal would expand low-income housing tax credits, set aside funds for rental assistance and homelessness, and provide $10 billion in housing subsidies for “middle-income” workers such as teachers, police officers and firefighters.

The measure has not been heard in committee, and faces long odds in the Republican-controlled body, though Schiff said inaction on the proposal could be used against opponents.

And the Republicans?

A group of 190 House Republicans this month unveiled a successor proposal to the “Big Beautiful Bill,” the sprawling tax and spending plan approved and signed into law by Trump in July.

The Republican Study Committee described the proposal as an affordability package aimed at lowering down payments, enacting mortgage reforms and creating more tax breaks.

Leaders of the group said it would reduce the budget deficit by $1 trillion and could pass with a simple majority.

“This blueprint … locks in President Trump’s deregulatory agenda through the only process Democrats can’t block: reconciliation,” said Rep. August Pfluger (R-Tex.), who chairs the group. “We have 11 months of guaranteed majorities. We’re not wasting a single day.”

Though the proposal has not yet been introduced as legislation, Republicans said it would include a mechanism to revoke funding from blue states over rent control and immigration policy, which they calculated would save $48 billion.

President Trump has endorsed a $200-billion mortgage bond stimulus, which he said would drive down mortgage rates and monthly payments. And the White House, which oversees Fannie Mae and Freddie Mac — the two enterprises that back most U.S. mortgages — continues to push the idea of portable and assumable mortgages.

Trump said the move would allow buyers to keep their existing mortgage rate or enable new homeowners to assume a previous owner’s mortgage.

The Department of Justice, meanwhile, has launched a criminal investigation into Federal Reserve Chair Jerome Powell over the Fed’s renovation costs, as Trump bashed him over “his never ending quest to keep interest rates high.”

The president also vowed to revoke federal funding to states over a wealth of issues such as childcare and immigration policy.

“This is not about any particular policy that they think is harmful,” Rep. Laura Friedman (D-Burbank) said. “This is about Trump’s always trying to find a way to punish blue states.”

Is there any alignment?

The two parties are cooperating on companion measures in the House and Senate.

The bipartisan ROAD to Housing Act seeks to expand housing supply by easing regulatory barriers. It passed the Senate unanimously and has support from the White House, but House Republicans have balked, and it has yet to receive a floor vote.

A bipartisan proposal — the Housing in the 21st Century Act — was approved by the House Financial Services Committee by a 50-1 vote in December. It also has yet to receive a floor vote.

The bill is similar to its twin in the Senate, with Rep. French Hill (R-Ark.) working across the aisle with Rep. Maxine Waters (D-Los Angeles). If approved, it would cut permitting times, support manufactured-housing development and expand financing tools for low-income housing developers.

There was also a recent moment of unusual alignment between the president and California Gov. Gavin Newsom, who both promised to crack down on corporate home buying.

What do the experts say?

Housing experts recoiled at GOP proposals to bar housing dollars from sanctuary jurisdictions and cities that impose rent control.

“Any conditioning on HUD funding that sets up rules that explicitly carve out blue cities is going to be really catastrophic for California’s larger urban areas,” said David Garcia, deputy director of policy at UC Berkeley’s Terner Center for Housing Innovation.

More than 35 cities in California have rent control policies, according to the California Apartment Assn. The state passed its own rent stabilization law in 2019, and lawmakers approved a California sanctuary law in 2017 that prohibits state resources from aiding federal immigration enforcement.

The agenda comes on the heels of a series of HUD spending cuts, including a 30% cap on permanent housing investments and the end of a federal emergency housing voucher program that local homelessness officials estimate would put 14,500 people on the streets.

In Los Angeles County, HUD dollars make up about 28% of homelessness funding.

“It would undermine a lot of the bipartisan efforts that are happening in the House and the Senate to move evidence-backed policy to increase housing supply and stabilize rents and home prices,” Garcia said.

The president’s mortgage directives also prompted skepticism from some experts.

“Fannie Mae and Freddie Mac were pressed to get into the riskier parts of the mortgage market back in the housing bubble and that was a part of the problem,” said Eric McGhee, a researcher at the Public Policy Institute of California.