house prices

I visited UK seaside town where homes sit empty for months — locals ‘all wish the same thing’

This seaside town has a reputation for being one of the country’s most expensive but I was forced to second-guess my assumptions

When I arrived at this seaside town, I expected the usual trappings of a millionaire’s coastal enclave: quiet streets, immaculate homes and the faint sense that everything is just a little too polished. After all, this New Forest harbour town is one of the most expensive coastal spots in Britain, with average house prices more than double the national average at £600,000, Express reports.

I was expecting it to be the kind of place where second homes outnumber locals, where the shops sell handmade dog treats, and where residents drive the kind of cars that never seem to gather dust. But as I wandered its cobbled streets and Georgian lanes, it became clear that Lymington in Hampshire doesn’t fit that stereotype.

For all its quiet wealth and picture-perfect charm, the town felt unexpectedly alive. What surprised me most wasn’t the grandeur of the homes or the sparkle of the Solent. It was the sense of community that seemed to ripple through everything. Even in a place where many doors stay closed for much of the year, there’s warmth and connection that you can feel as soon as you arrive.

Taking a stroll down the High Street on market day, the stretch of road transforms into a bustling corridor of colour and conversation. Locals chat across stalls piled high with artisan bread, handmade soaps and the day’s catch from the nearby quay. There’s the smell of roasted coffee from one of the independent cafes and the sound of a busker’s guitar drifting between the Georgian facades.

Down by the quay, children crouch on the old stone walls, dangling lines and bacon rinds into the water in hopes of catching crabs. The chatter of families mixes with the clang of yacht masts in the marina. Behind them, pubs like The Ship Inn and The Mayflower are full with people swapping stories over pints, as they’ve done for generations.

A few streets away, tucked behind the main road, small galleries and bookshops hum with quiet trade. And that’s the contradiction that makes Lymington fascinating. There’s no denying that many homes sit empty for large parts of the year. Walk along Captain’s Row or past the elegant townhouses near Bath Road, and you’ll spot drawn curtains and pristine gardens with not a footprint in sight. Yet somehow, the town refuses to feel hollow. Residents talk about the issue openly.

“It’s frustrating,” admits Adam Stote, 55, who recently downsized to a smaller property near the river. “We all wish more homes were lived in full-time. But the people who are here, we make up for it. There’s a real community and everyone looks out for each other.”

Part of that may come from the setting itself. The Solent glitters on one side, the New Forest rolls in from the other, and in between, Lymington feels cocooned, almost self-contained. It’s a place where the pace slows, where people stop to talk, and where heritage feels more like a habit than a history lesson.

Unlike other luxury coastal enclaves, the flash of Sandbanks, the celebrity polish of Salcombe, Lymington’s wealth whispers rather than shouts. Residents here seem to gladly trade glistening supercars and infinity pools for sea salt-dusted climbing ivy on weathered bricks. This difference adds to the town’s traditional character, from the quirky antique shops to the long-running St Barbe Museum and community theatre. Even the famous seawater baths, dating back to the 19th century, are run by locals who fought to keep them open.

Of course, Lymington isn’t perfect. The housing market prices out young families and parking is an eternal headache. As I walked back toward the train station, the tide was slipping out of the harbour and the sky had turned gold over the masts. It may be one of the most expensive seaside towns in Britain, but it’s also one of the few that still feels like a community first, and a postcard second.

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House looks normal inside…but check the outside & see why it’s fit for a Queen

BRITAIN’S smallest castle, a charming 19th century Gothic turret in the heart of Hertfordshire, has gone up for sale.

The Gazebo Tower is a glorious Grade II listed landmark which dates back to 1833 and is packed with royal-looking features inside its 645sqft of living space.

The interior of a bedroom in Britain’s smallest castle, with a spiral staircase, double bed, and white walls.

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A castle which looks like an ordinary home inside has gone up for saleCredit: SWNS:South West News Service
Interior of a modern living area with a couch, armchair, and windows.

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The pictures actually show the interior of Britain’s smallest castleCredit: SWNS:South West News Service
The Gazebo Tower, a small, round, red brick castle with crenelated battlements, a single arched window, and a blue plaque on its side, next to a road.

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The Gazebo Tower, dubbed as Britain’s smallest castle, is on sale for £330,000Credit: SWNS:South West News Service

Described as a “local icon”, this three-storey tower in Ross-on-Wye looks out over the River Wye and the Hertfordshire countryside.

Inside, each of its circular rooms – roughly 16ft across – has been transformed into a kitchen, a bedroom and a living room.

It also comes with a picturesque roof-top terrace, described as offering 360-degree views of the Black Mountains of Southeast Wales, the spire of Saint Mary’s Church, Chase Wood and Ross-on-Wye’s vibrant architecture.

It’s currently available to buy for £330,000.

Estate agents Hamilton Stiller described it “an opportunity to own a landmark and one of Ross-on-Wye’s most striking features.”

One of the most whimsical touches to the property is how the double bed hides a bath underneath – making the most of the space.

The top floor also includes an en-suite wet room and a spiral staircase leading to a battery-operated roof hatch.

Athletes from the Ross Rowing Club can even often be seen sailing down the River Wye from the windows.

The quintessential market town of Ledbury is only 13 miles away, while trains to London Paddington take two hours.

This tower, once owned by Herefordshire Council, was sold in 2001 when its only floor was accessible by ladder.

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Tony Billingham, who won the bid by post, lovingly restored the tower into a cozy, functional home and later opened it to visitors, donating proceeds to local charities.

This isn’t the only house that has caught widespread attention recently.

A seemingly ordinary home has gone up for sale at £400,000, but there’s one very unexpected twist that’s caught people’s attention.

Photos of the property reveal that one of its two bathrooms has been transformed into a home office – giving workers the chance to “do their business” without ever leaving the room.

A three-bedroom home in Walton, Chesterfield, has hit the market for £150,000, appearing perfectly normal from the street – but step inside, and things take a decidedly unexpected turn.

Baffled house hunters have branded the interior “bonkers”, with photos revealing a quirky layout and eccentric design choices that are anything but ordinary.

A charming seaside property with a fascinating backstory has caught the attention of locals and house hunters alike.

Listed for £235,000 in February, the home was purchased by a couple in July after making several visits over the summer.

Nicknamed “the Dolls House” by locals, the petite property is cleverly built in an alleyway between two neighbouring homes and offers breathtaking views of the coast.

A panoramic view of the Ross-on-Wye countryside, showing buildings in the foreground, fields, a river, and a cloudy sky.

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The circular stone tower offers 360-degree panoramic views across HerefordshireCredit: SWNS:South West News Service
View from the Gazebo Tower showing the surrounding countryside of Ross-on-Wye, Herefordshire.

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The rooftop terrace offers breathtaking 360-degree views of Ross-on-WyeCredit: SWNS:South West News Service
A bedroom with white walls, a bed with purple pillows and blankets, a dark brown chair, and a leaded glass window with a view of greenery.

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A spring-loaded bed reveals a hidden bath underneathCredit: SWNS:South West News Service

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Buyers spot hilarious fail in Rightmove home listing – and it’s impossible not to spot

A FOUR-BEDROOM property in Dunfermline, is making the internet laugh for all the wrong reasons.

The Rightmove home has gone viral for photoshopping cars to a listing photo that look like they’ve been “stuck on with Pritt Stick.”

A living room with a purple wall, fireplace, floral couches, and a patterned rug.

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The living room that looks like its straight from a video game

What was meant to advertise a family home has instead become an internet meme.

On the market for £295,000 the house should be inviting and comforting but the listing makes it hard to see past the comedic value.

Instead, the photos look like a school art project.

The cars have been awkwardly stuck on the image to look as though they are “parked” on the driveway.

The photo, presumably there to show the spaciousness of the driveway, has done its job however.

The Emoov agent told Metro that the vendor had organised “quite a few viewings” off the back of the listing.

One social media user even noted: “Room for 4 or 5 cars but they only photoshopped 3 in!”

A kitchen with white cabinets, a black counter, and a table with a bowl of dried fruit.

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A high resolution photograph of the kitchen

The photographs of the interior are so saturated that the glow almost makes them look like stills from a video game.

Another person joked that the photos themselves “look like they were taken on a Game Boy,” in reference to the low-resolution, pixelated quality of some shots.

Reddit commenters called it “the worst Photoshop effort I’ve seen on Rightmove.”

Others compared the images to a “Sims build gone wrong.”

Each photograph showcases another bizarre detail, turning what should be a standard property listing into a hilarious set of meme-worthy pictures.

Rather than envisioning their future in living in the home, viewers are laughing at stuck on cars, gleaming interiors, and grainy, Game Boy–style images.

The Scottish property proves that in the age of social media, sloppy picture editing will get far more views than the actual listing.

A spokesperson for Emoov said: “As an online estate agent, our vendors manage their own property sale—conducting viewings and creating their listings.

“Unless vendors choose our professional photography package, the photos are taken (and, as in this case, edited) by the sellers themselves.

“The images in question were supplied entirely by the vendor and not produced by Emoov.

“Vendors are free to use whichever images they prefer, however creative they choose to be.

“It seems this vendor enjoyed a weekend of virtual arts and crafts and decided to put the results on display!”

Whether or not the comical advertising works and property eventually finds a buyer, this house will be remembered and laughed about for a long time.

A bedroom with one wall covered in wallpaper depicting historical buildings, a double bed, a floral armchair, and a window with dark curtains.

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A bedroom with bold interiors

This comes following last month’s Open House Festival during which Rightmove opened the doors to some of London’s most interesting and aesthetic houses.

Each year, over 700 properties, buildings and other sites of architectural significance across London’s 33 boroughs open their doors with many said to be a “once in a lifetime visit”.

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Energy giant to give out FREE electric blankets from TODAY to help you avoid turning on the heating – how to get one

FAMILIES can now receive a cut of £56million in energy bill support from a ‘Big Six’ supplier.

From today, OVO Energy is handing out free electric blankets as one of its ways to help customers with rising energy bills.

GJEMFH A man looks at his iPhone which displays the OVO Energy logo, while sat with a cup of coffee (Editorial use only).

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OVO Energy is offering free support to help combat soaring energy bills

The supplier runs the extra support service for users all year round, but is now increasing the amount of aid it’s giving out ahead of the winter months.

Since 2022, OVO has given £190million in aid, including heated blankets, smart sockets, and efficiency kits, helping 42,000 customers last year.

The latest £56million package includes free energy-saving products and direct financial support.

And it’s not just electric blankets that you could bag for free.

read more on energy bills

OVO is also giving away mattress toppers and home efficiency kits to struggling households as part of the scheme.

Customers could also receive a wide range of energy-saving measures installed through ECO4 – from loft insulation to a new boiler, or even high-end tech like heat pumps.

Eligible customers could get a whole package installed, all for free.

Financial support including Direct Debit reductions, emergency credit top-ups, and extended repayment plans are also being offered.

To check your entitlement, visit ovoenergy.com/extra-support.

Ovo is separately campaigning for the introduction of a social tariff to protect vulnerable customers from high energy prices and combat fuel poverty across the UK.

David Buttress, chief executive of OVO, said: “We’re providing support to those who need it most by working together with our charity partners and committing our largest ever customer support package.”

“But this isn’t a long term solution.

“We need to make the energy system work better for everyone.

“That starts with targeted support in the form of a social tariff – no one can be, or no one needs to be left behind.”

What is the Energy Company Obligation scheme?

LOW-income and vulnerable families can get help improving the energy-efficiency of their homes through the Energy Company Obligation (ECO) scheme.

Under the ECO scheme, suppliers have a legal obligation to implement energy-saving measures in your home if you’re experiencing fuel poverty.

Help is offered on a case-by-case basis, but it can mean having a new boiler fitted, or loft or cavity wall insulation put in, often for free.

The cost of buying a new boiler and install is around £2,500, while loft insulation costs around £725 to install and cavity wall insulation in a mid-terrace house will set you back £1,800, according to Checkatrade.

Measures can also include the installation of heat pumps, smart thermostats and even solar panels.

These government schemes target low-income, vulnerable, and fuel-poor homes and can significantly reduce heating bills by up to £485 annually.

The ECO first launched in January 2013 and has been extended four times.

ECO4 applies to any help issued between April 1, 2022, and covers a four-year period until March 31, 2026.

You only qualify for the ECO under certain circumstances, for example if you claim certain benefits and live in private housing.

The list of benefits that could qualify you for the scheme is:

  • Child tax credit
  • Working tax credit
  • Universal Credit
  • Pension credit
  • Income support
  • income-based Jobseeker’s allowance (JSA)
  • income-related employment and support allowance (ESA)
  • Child benefit
  • Housing benefit

You could also be eligible if you living in social housing.

In addition to this, households also need to be living in properties with an energy efficiency rating of D-G if they own it, or E-G if they are renting from a private landlord.

To check you’re eligible and apply, you’ll need to contact your energy supplier.

What other grants are available?

There are several other ways households can boost their home’s energy efficiency and save money through a variety of grants.

From insulation and boiler upgrades to modifications for disabled residents, financial assistance can cover a substantial portion of your home improvement costs.

Some grants may even cover up to £50,000 worth of home improvements.

Great British insulation scheme – £1,000s

You can get help insulating your home through the Government’s Great British Insulation Scheme (GBIS) if you’re not eligible under the ECO scheme.

GBIS is open to an extra 400,000 households in council tax bands A to E across EnglandWales and Scotland who might not be claiming benefits.

To qualify, you must have an energy performance certificate rating of D or lower.

You could be in line for essential upgrades to your home, including roof, loft or cavity wall insulation – which could cut your annual energy bill by £100s.

Check whether you meet the eligibility criteria by visiting gov.uk/apply-great-british-insulation-scheme.

Boiler upgrade scheme – £7,500

Through the boiler upgrade scheme, you could get a grant to cover part of the cost of replacing fossil fuel heating systems with a heat pump or biomass boiler.

You can get one grant per property, towards help with the following:

  • £7,500 towards an air source heat pump
  • £7,500 towards a ground source heat pump (including water source heat pumps and those on shared ground loops)
  • £5,000 towards a biomass boiler

To qualify for this scheme you must own the property you are looking to upgrade.

You must find an MCS-certified installer to claim the grant on your behalf.

MCS is the certification scheme for energy-efficiency product installers.

You can find the nearest ones to you by visiting www.mcscertified.com/find-an-installer, but it is worth shopping for a few quotes.

Home upgrade grant – £1,000s

The home upgrade grant provides funding for various energy efficiency measures for homes that are not connected to the gas grid, often in rural or semi-rural areas.

To be eligible, you must own and live in the property you’re applying for and not use a mains gas boiler as your home’s main heating system.

You’ll also need an performance certificate (EPC) rating of D, E, F or G – if you do not know your home’s EPC you can find it out when you apply.

You’ll usually need to have a household income of £36,000 a year or less.

If you’re eligible, your local council will arrange a home survey to see how your home could be made more energy efficient.

They might suggest improvements like installing wall, loft and underfloor insulation, air source heat pumps, electric radiators

Find out more by visiting gov.uk/apply-home-upgrade-grant.

What energy bill help is available?

There’s a number of different ways to get help paying your energy bills if you’re struggling to get by.

If you fall into debt, you can always approach your supplier to see if they can put you on a repayment plan before putting you on a prepayment meter.

This involves paying off what you owe in instalments over a set period.

If your supplier offers you a repayment plan you don’t think you can afford, speak to them again to see if you can negotiate a better deal.

Several energy firms have schemes available to customers struggling to cover their bills.

But eligibility criteria vary depending on the supplier and the amount you can get depends on your financial circumstances.

For example, British Gas or Scottish Gas customers struggling to pay their energy bills can get grants worth up to £2,000.

British Gas also offers help via its British Gas Energy Trust and Individuals Family Fund.

You don’t need to be a British Gas customer to apply for the second fund.

EDF, E.ON, Octopus Energy and Scottish Power all offer grants to struggling customers too.

Thousands of vulnerable households are missing out on extra help and protections by not signing up to the Priority Services Register (PSR).

The service helps support vulnerable households, such as those who are elderly or ill.

Some of the perks include being given advance warning of blackouts, free gas safety checks and extra support if you’re struggling.

Get in touch with your energy firm to see if you can apply.

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Semi-detached home looks completely normal as it hits market for £140,000 – but it hides a ‘satanic’ secret

A NORMAL-looking terraced home has hit the market for £140,000 – but it hides a “satanic” secret.

The two-bedroom house went viral on TikTok after Ashleigh Anderson, 33, shared its unique decor with the world.

A pair of semi-detached houses on Tower Avenue in Barrhead.

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The house appears like a normal brick home from the outsideCredit: Google Maps
Ashleigh Anderson in her 'Goth House' living room with red neon sign and eclectic decor.

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Inside lies a a gothic paradiseCredit: SWNS
Interior of a Goth House, with a skeleton in an ornate golden frame and a zebra head wearing a top hat on a black wall.

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A zebra face punctuates one of the jet-black wallsCredit: SWNS

The tattoo enthusiast bought the property in Barrhead, Scotland in 2022 and spent three years turning it into her dream home.

With its brick walls and manicured lawn, the house appears like a regular terraced home from the outside.

But inside lies a Goth’s paradise – fit with jet black cabinets and radiators, as well as signature Halloween-inspired artwork.

Ashleigh said her living room was inspired by a tattoo studio.

To achieve this particular look, she adorned the walls with a number of eclectic decorations.

The house features spooky sculptures and a large neon sign that covers part of the ink-coloured wall.

Eerie statues form the base of a glass-mounted coffee table, while dark sofa cushions are emblazoned with bold exaggerated eyes.

Meanwhile, two mannequin tattoo-covered legs poke out from either end of the sofa.

Continuing the gothic theme, skulls appear dotted around the room, alongside a zebra head taking pride of place by the steps.

Now on the market for £140,000, with Kelly Residential, the property has gained widespread acclaim for its “unexpected character”.

A-list mega star called my house HAUNTED while living in it and now it’s unsellable… I’ve lost £6MILLION because of her

The listing reads: “This two-bedroom semi-detached property may appear understated from the outside, but step inside and you’ll discover a striking interior with a bold, gothic-inspired design.

“The front door opens into a spacious living room, where dark hardwood flooring, dramatic black walls, gothic artwork, and a distinctive tartan media wall create a stylish and memorable space.

“To the rear, the generous kitchen continues the contemporary feel with high-gloss black cabinets, integrated appliances, and ample worktop space, offering both flair and functionality.

“Upstairs, the main bedroom is large and finished with a neutral feature wall and built-in mirrored wardrobes.

“The second bedroom, currently arranged as a dressing room, offers ample space to serve as a comfortable double bedroom or versatile home office.

“Combining a bold interior aesthetic with practical modern living, this home is ideal for buyers seeking something truly distinctive.”

Ashleigh Anderson in her home, next to a bulldog sculpture with a red mohawk.

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The interior is fit with lots of spooky decorCredit: SWNS
Sculpture of a dog with clown makeup and orange hair holding a lightbulb in its mouth, surrounded by plants.

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Creepy clown dogs sit on side tablesCredit: SWNS

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Huge new community gets green light with 5,500 homes set to be built on edge of major UK city

A VAST “mini-city” of 5,500 homes, schools and green space is set to rise on the edge of Birmingham.

Council chiefs gave given the go-ahead for the first stage of works.

Illustration of an early visualization of the Birmingham Langley development.

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A huge “mini-city” of 5,500 homesCredit: Savills
Bronze statue of Queen Victoria in front of the Birmingham Museum & Art Gallery and Council House.

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Schools and green space is set to rise on the edge of BirminghamCredit: Alamy
Illustration of maps showing the location of a 5,500-home development in Sutton Coldfield, Birmingham.

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The Langley development, near Walmley in Sutton Coldfield, will eventually see around 5,500 homes.

There will also be schools, community facilities and green spaces, built across a huge swathe of land.

Described by developers as an “unparalleled opportunity to establish a new sustainable community”, the scheme promises to transform the area.

Ahead of the latest council planning meeting, permission was sought to begin “strategic infrastructure” works on the site.

These include demolishing Langley Park House, creating open space and play areas, carrying out major earthworks, and building new highway, cycle and pedestrian networks.

But concerns were raised over how future residents will travel.

Conservative councillor Gareth Moore argued that Labour’s transport policy risks being “outdated” and could turn the new neighbourhood into a “heavy car-use area.”

“Despite the best will in the world, the council is not going to change that,” he said.

“I’m really concerned that long-term this is going to build up problems because we’re going to try and discourage people from owning cars.

“We’re going to try and encourage everyone to walk, cycle and get the bus – but they’re not.

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“They’re going to own cars and they’ll be parked all over the place. Yes, in 50 years’ time that might be different but the important thing is the here and now.”

A council report defended the plans, pointing to an “extensive network” of new walking and cycling routes across the site.

This is including segregated cycle paths, bus-only connections and a traffic-free bridge linking eastwards over the A38.

It said: “The intention is to not give equal priority to all modes through the road space allocation, instead encouraging sustainable travel which adheres to the objectives of the Birmingham Transport Plan.”

A paved road with "Fox Hollies Rd" painted on it, running alongside a field with a town in the distance.

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This is the road and plot of land where the new settlement will be made
A rural landscape with a field of green plants in the foreground, a field of wheat beyond it, and a town in the distance under a cloudy sky.

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Council chiefs gave given the go-ahead for the first stage of works.
Birmingham City Council House on Victoria Square.

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There will also be schools, community facilities and green spaces, built across a huge swathe of landCredit: Alamy

Officials have previously stressed that prioritising active travel and public transport will help cut road danger, connect communities and tackle the climate emergency.

According to the scheme’s official website, the new development will also bring schools, leisure facilities and large areas of “well-connected green spaces.”

“We are committed to working with the local community to deliver a beautifully designed scheme that puts placemaking at its heart and provides long-term benefits for both new and existing residents,” it said.

With the application now approved, work can begin on laying the groundwork for one of the biggest housing projects Birmingham has ever seen.

This follows after reports of a huge new town with up to 25,000 homes is set to be built in the UK, as part of a government scheme.

The ambitious plans are set to ease Britain’s housing crisis, and the project is expected to create 30,000 jobs.

The Brabazon development, in South Gloucestershire, is set to become a “thriving new town, designed around people, nature and opportunity: the best place in the UK to live, work and play”, according to YTL, the group facilitating its construction.

Proposals for the project include 6,500 homes (which could rise to 25,000), and student accommodation big enough to house 2,000 people.

The new town will also have a 20,000 capacity arena, three new schools and community facilities, and is predicted to add £5 billion to the GVA.

A new train station, Metrobus links, cycle routes and walking paths will ensure the town is well connected to Bristol and over 3.6 million square feet of commercial space will house shops, businesses and offices.

Brabazon will also have an abundance of parks and green spaces, including a 15 acre park and lake, which will be the largest in the South West for 50 years.

The government has thrown its backing behind the development, as part of a £48 billion scheme to build 12 new homes across the nation.

Work has already begun on Brabazon, with 500 homes completed, and £400 million invested by YTL.

Victoria Square in Birmingham with the Council House, 103 Colmore Row, and the Iron Man statue.

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A council report defended the plans, pointing to an “extensive network” of new walking and cycling routes across the siteCredit: Alamy

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Stunning ‘Norwegian’ house was watched by millions in popular Netflix drama – but do you recognise it?

AN ICONIC Norwegian-style house featured in a TV show watched by millions – but do you recognise it?

Nestled in the picture postcard landscape of the Wye Valley in Hertfordshire, the wooden home appeared in a hit Netflix series.

Norwegian former fishing lodge in red and white surrounded by green foliage.

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This iconic Norwegian house featured in a hit TV show on NetflixCredit: Knight Frank
The red house from the TV series Sex Education with a river in the background.

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It can be found nestled on the slopes of the Wye Valley in HertfordshireCredit: Not known, clear with picture desk
Asa Butterfield and Gillian Anderson on a red couch in "Sex Education".

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The property featured in high school comedy drama Sex Education
Three people enjoying drinks and food on a balcony overlooking a river and forested hills.

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It features prominently throughout the popular series

The Edwardian building features in Netflix’s high school comedy drama, Sex Education, which first aired in 2019.

It features prominently throughout the series and fans may have recognised it as the home of high schooler Otis Milburn and his mum Jean, played by Gillian Anderson.

The Scandinavian inspired property has room for 10 people and is located near the Forest of Dean with cycle trails and a river nearby for canoeing and fishing.

Fans will recognise certain rooms in the house from many of the scenes between Otis and Jean.

Built in 1912, it was initially used as a fishing lodge and also featured in Extraordinary Escapes on Channel 4.

With five bedrooms over three floors, the property has breathtaking panoramic views of the valley.

And the main bedroom can be found at the top of the house, spanning the entire floor.

As you approach the Norwegian-inspired home, you are immediately struck by it’s distinctive exterior.

It’s comprised of red wooden slats and white detailing amidst the expansive greenery on the slopes overlooking the River Wye.

It has a winding drive lined with trees leading up to a garage.

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Viewers had the chance to own it in 2023 where it hit the market for an eye-watering £1.5 million.

It was renovated in 2002 that saw the conservatory dining room extended and a bespoke painted wood kitchen installed alongside a contemporary bathroom and shower rooms.

It was done in such a way that it blends effortlessly into the rest of the house.

Move outside and you’ll notice it’s beautiful gardens where there are steps that lead straight down to the river.

It also has a decked balcony where a Swedish hot back and stone pizza oven can be used as you take in the spectacular views.

The property’s 4.5 acres of land includes two greenhouses, a stone and tile outbuilding and an orchard.

It’s currently a private residence but fans used to be able to rent the whole house for £75 per person a night – but you can still admire its beauty from afar.

Other properties

There’s also this very famous house from an iconic 90s kids TV show that’s just hit the market for £1.1 million.

The property is located next to an breathtaking ocean view and was regularly featured in the Australian comedy drama.

And this breathtaking beachfront house featured in a beloved BBC drama

The stunning waterfront property on the Scottish west coast has picture postcard views of Loch Long and the Firth of Clyde.

Millions of Brits also grew up watching this iconic house on another beloved kids TV show.

If you need a clue, the character of Miss Hoolie lived in the property in the BBC series.

Red Norwegian former fishing lodge with views overlooking the Wye Gorge.

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The decked balcony has stunning views of the River WyeCredit: Knight Frank
A dining room with green walls and glass ceilings, a long table set for dining, and many potted plants.

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The conservatory dining room was extended in 2002Credit: Knight Frank
Otis' House from the series Sex Education, a red house nestled in autumn trees.

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The property comes with 4.5 acres

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Equity release vs remortgage: Are any right for you?

When it comes to borrowing money in later life, your home can provide some options. 

For example, a lifetime mortgage (a form of equity release) and remortgaging are two ways you can borrow money secured against the value of your property. 

A retired man managing his budget on his laptop.

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Equity release is a way for homeowners aged 55 or older to release money through their homeCredit: Alamy

With both options you don’t need to move out of your home too. 

But these forms of financing are structured differently and come with their own characteristics. 

Below we explain how both these arrangements work, and what form of financing may be best suited for you.  

Explore your later life lending options with Age Partnership 

What is equity release?

Equity release is accessible for homeowners aged 55 and older and comes in two forms – a lifetime mortgage and a home reversion plan. 

A lifetime mortgage is most common of the two and allows individuals to convert a percentage of their home’s value into cash while continuing to own it and live in it, providing financial flexibility when its most needed. 

The money released, plus accrued interest will only need to be repaid when you die or move into long-term care. There are plans that may allow you to make voluntary payments subject to certain limits. Early repayment charges may apply above a set value.

A home reversion plan allows a homeowner to sell a portion—or sometimes all—of their property to a provider for less than market value, in exchange for a lump sum or regular income. The homeowner retains the right to live in the property typically rent-free until death or permanent care.

It is always recommended that you choose an equity release provider who is a member of the Equity Release Council, the body that represents this sector. 

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Pros and Cons of equity release

A lifetime mortgage can be the right option for some but not for others, so it’s important to consider the advantages and disadvantages. These include: 

Pros 

  • Flexibility – You can choose when to make interest payments or not, meaning you can prioritise other financial commitments. Conversely, you can make voluntary payments to limit the roll up of interest. 
  • “No Negative Equity Guarantee” – This standard, set by the Equity Release Council, maintains that your estate will never owe more than your home is worth when it is sold.  It provides financial security that debt from your agreement will not be passed onto your family. 
  • “Home for Life” – Another standard set out by the Equity Release Council provides you with the right to remain in your home for life, or until you move into long-term care. This provides reassurance that as long as you keep to the terms of your agreement, you can stay in your property. 

Dangers of equity release

EQUITY release can be a good way to unlock cash in retirement – but there are some dangers to consider, according to The Sun’s Tara Evans.

Interest rates on lifetime mortgages are around 5.5%, with some topping 8%. This means they can be more expensive than a traditional mortgage and you should always consider downsizing first.

You could end up owing more than you borrowed, although it will never be more than the value of your home.

Using equity release to take cash from your home will reduce the assets you have to pass on to loved ones when you die.

It is a long-term commitment and you may be charged an early redemption fee that can be as high as 25% if you want to pay it off.

Be aware that equity release could affect or stop your benefits.

Always seek advice from a qualified equity release adviser.

Cons 

  • Expensive interest rates – Lifetime mortgages typically offer higher interest rates than those available for mainstream mortgages. And with no certainty of when your repayment plan will come to an end, it can be one of the more expensive forms of borrowing
  • Reduces the value of your estate – Equity release reduces the value of your estate and could impact funding long-term care. You’ll have less to pass on to your loved ones as an inheritance. You can, however, ringfence some of your home’s value if this is a significant concern – it’ll just impact how much you can borrow. 
  • May affect your entitlement to benefits now or in the future – The exact impact on your means-tested benefits depends on the type of benefit and how the released funds are handled.

For a more detailed breakdown of the advantages and disadvantages of equity release, read this article. 

What is remortgaging? 

Remortgaging refers to the process of entering into a new lending agreement for your property. This can either be under new terms with your existing lender, or to transfer your debt to a new one. 

This process typically happens when you come to the end of your previous agreement – like the end of your fixed term. If you initiate the remortgage process before your deal comes to an end, then you may be forced to pay an early repayment charge. 

Think carefully before securing debts against your property. Your property may be repossessed if you do not keep up repayments on your mortgage.

Speak to Age Partnership about your later life lending

Advice is required before proceeding with equity release.

Age Partnership can help you find out more and if it could be right for your circumstances. 

Through their service, initial advice is provided for free and without obligation. Only if your case completes would an advice fee of £1,995 be payable. Other lender and solicitor fees may apply. 

You should be aware that equity release requires paying off any existing mortgage. It will also reduce the value of your estate and impact funding for long-term care.

How does remortgaging release equity from your home? 

If you have enough equity in your home, you may be able to release additional funds by borrowing against its value. 

This money can be used for other purposes, like funding home improvements or for your enjoyment. 

Even if you’ve paid off your mortgage, you may be able to agree a new arrangement. A mortgage broker can help identify your options. 

Pros and Cons of remortgaging

Pros 

  • Switch to a better rate – Your mortgage might offer the best interest rates compared to other forms of lending – like a personal loan or lifetime mortgage. This might make it the most affordable form of borrowing of your options. However, remember to check your rate against the borrowing length. Mortgages are long-term borrowing options, and if your repayments are spread over a number of years it could cost more than a personal loan on a more expensive rate but shorter repayment period. 
  • Aware of total cost of borrowing – Under a lifetime mortgage, the total cost of your borrowing is uncertain to a degree. While you’ll never owe more than your home’s worth, the cost of borrowing is long-term and depends on how long you stay in your home. With remortgaging, you’ll know how much your borrowing will cost in interest and it allows you to more effectively plan for inheritance.  
  • Stay in your home – Remortgaging also allows you to stay in your home, as long as you keep up with your monthly repayments. 

Cons 

  • Fees – If your mortgage is with a new lender, then you may need to pay revaluation or conveyancing fees. This can increase the overall cost of your borrowing. 
  • Can you find a lender? – As you get older, you might find your options more limited. So, getting in touch with a broker can help identify the best course of action for you.
  • Risk of negative equity– If you’re borrowing more money against your home, you could slip into negative equity. This is where the amount you owe is worth more than the property’s value

How do I know what’s right for me?

It’s always best to speak with a qualified financial advisor as they can help you explore which financial options are available to you. 

Advice is required before proceeding with equity release and there may be other options which better suit your circumstances. Age Partnership can help you find out more and if it could be right for your individual circumstances.

Through their service, initial advice is provided for free and without obligation. Only if your case completes would an advice fee of £1,995 be payable. Other lender and solicitor fees may apply. 

You should be aware that equity release requires repaying any existing mortgage. It will also reduce the value of your estate and impact funding long-term care.

Get in touch with Age Partnership here. 

Age Partnership is a trading name of Age Partnership Limited, which is authorised and regulated by the Financial Conduct Authority. FCA registered number 425432. Company registered in England and Wales No. 5265969. VAT registration number 162 9355 92. Registered address, 2200 Century Way, Thorpe Park, Leeds, LS15 8ZB.

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Doc Martin’s pretty seaside town ‘ruined’ by tourists and locals ‘hate it’

A once tranquil fishing village famed for featuring in the TV series Doc Martin is now said to be inundated with visitors

Port Isaac, the picturesque Cornish village known for its role in the TV series Doc Martin and as the birthplace of sea-shanty band Fisherman’s Friends, is said to struggling under the weight of its own popularity.

The once peaceful fishing village, with its charming whitewashed cottages overlooking a harbour, is now teeming with tourists during the summer months. However, it has been reported that the lower part of Port Isaac has seen a significant drop in its population, with only about 30 residents remaining during the spring and autumn shoulder seasons.

Despite the influx of visitors drawn by its association with Doc Martin, Port Isaac has long been a favourite location for TV and film makers. The village served as the backdrop for the 2000 comedy thriller Saving Grace, as well as the original BBC Poldark series from the 1970s.

Local fisherman, Tom Brown, told the Telegraph that while visitor numbers have increased, they are spending less than previous tourists. He revealed that older locals “hate it” and avoid the bottom of Port Isaac, claiming “it’s ruined”.

However, Mr Brown believes that while the village has “definitely changed”, it isn’t ruined.

The surge in second-home ownership has reportedly priced local families out of the market. According to Rightmove, house prices in the village averaged £425,140 over the last year, reports the Express.

The online property website also noted that most properties sold in Port Isaac over the past year were detached houses, fetching an average price of £490,000.

Terraced houses were sold for an average price of £406,250, while flats went for £333,200. The Halifax House Price Index reported a UK-wide average of £299,331 in August.

Travel and Tour World has reported that a “steep” rise in property prices is driving locals away from Port Isaac, with those who stay facing an “overwhelming” cost of living.

Local businesses have also felt the impact of the surge in visitors over the summer, struggling to meet the demand from the influx of tourists and dealing with challenges during quieter periods.

Cornwall Council’s councillor responsible for homes, Olly Munk, stated that housing in the county is in a state of crisis, with more than 24,000 people on the local authority’s waiting list.

In 2024, the council added 775 “affordable” homes to the county’s total, and there are 600 sites approved for housing. Under a Government scheme, the county is required to build over 4,000 houses annually.

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Terraced house looks normal from the outside … but disgusting feature leaves potential buyers ‘flabbergasted’

THIS terraced house may look normal from the outside but one disgusting feature has left potential buyers flabbergasted.

Much of the three-bedroom property looks pleasant and welcoming enough but one feature may be too much to bear.

Exterior of a house for sale.

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This terraced house may look normal from the outside but a disgusting feature lies withinCredit: Jam Press/Moving You
Interior view of a kitchen utility room with a toilet, refrigerator, washing machine, and various items on a countertop.

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The open-plan utility room has a surprising additionCredit: Jam Press/Moving You
Toilet in an open-plan utility room with kitchen appliances.

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A toilet has been plonked in the utility room next to typical kitchen appliancesCredit: Jam Press/Moving You

The family home in Brislington, Bristol, has a bewildering bathroom and kitchen setup that will leave prospective buyers thinking again.

The open-plan utility room may seem perfectly normal at first glance but look a little closer and you’ll find an unwelcome addition.

A surprise toilet can be found alongside the room’s typical kitchen appliances and items – and it’s the butt of jokes online.

The room is home to a washing machine, a fridge-freezer, a sink and even a coffee machine laid out on a cabinet.

But despite food and drink being stored there, there is nothing to separate the toilet from the rest of the room.

The room has been described as the “utility/downstairs WC”.

Listing images were shared on social media, where viewers were left “flabbergasted” by the arrangement, as reported by Luxury Property News.

One person commented: “I get that’s a utility room but… Imagine having your fridge in a windowless room where someone just had a rough time on the throne.

“Or your washing. Either settle for one toilet or put a small cubicle in.”

“This new trend of open plan s***ters has to stop,” another joked.

Award-winning Grand Designs & I’m a Celeb home faces ‘immediate threat’ of crumbling into the sea after huge landslip

Someone else wrote: “That’s got to be breaking some health and safety regulations surely?”

“Oh that’s grim, and right next to a kettle and stuff. Imagine how many airborne poop particles are in that fridge and cooking area,” commented another viewer.

Thankfully, the rest of the terraced home looks perfectly ordinary.

It has three bedrooms, a spacious lounge, a dining room, kitchen which opens out onto the back garden and a fully family bathroom upstairs.

And you’ll be pleased to know that there are no other surprise lavatories throughout.

It is currently on the market for £400,000 with Moving You.

It’s not the only property on the market that has some unwelcome additions either.

The Sun recently reported on a perfectly normal looking house that’s hit the market for £435,000 – but it’s hiding a sci-fi surprise inside.

The unique four-bedroom house is certainly bigger on the inside than it appears on the outside.

Another quirky five-bed property has also gone on the market but has a surprise waiting in the basement.

And this unassuming semi-detached home comes complete with its own dance floor, bar and cinema.

Keen entertainers have the opportunity to snap up the five-bed “party house” on Bedford Avenue in Barnet, north London, for £1.25 million.

Interior view of a kitchen and dining area with a visible toilet in the utility room.

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The rest of the property is perfectly pleasant and welcomingCredit: Jam Press/Moving You
Back garden with patio furniture.

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The terraced house has a kitchen that opens out onto the back gardenCredit: Jam Press/Moving You
Living room with beige sofa, bay window, and fireplace mantel.

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It has a spacious lounge, a dining room and three bedroomsCredit: Jam Press/Moving You
Dining room with wooden table and chairs.

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It is currently on the market for £400,000 with Moving You.Credit: Jam Press/Moving You

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‘This seaside town is Devon’s Dubai – there’s nowhere in the UK like it’

A sleepy UK seaside town has been nicknamed ‘Devon’s Dubai’ after experiencing a major property boom, with many flocking to the picturesque location for a change of pace

Coastal town of Salcombe in Devon
A coastal town in Devon has seen a boom in the property market(Image: Getty Images)

A quaint seaside town, often referred to as ‘Devon’s Dubai’, has seen a significant property boom, earning it its new nickname.

Salcombe, also known as Chelsea-on-Sea, surged in popularity during the Covid pandemic when remote working became the new normal and people opted to ditch the busyness of the city for a slower pace of life near the British coast.

Blair Stewart from Strutt and Parker revealed that at one point, he was selling properties for an astonishing £2,000 per square foot in Salcombe – a price comparable to that in Knightsbridge, London.

“When Covid hit, it turned everything on its head. It was a feeding frenzy. I was doing 50% of my sales before the property ever hit the market. It was a surge, a massive influx of new buyers and it became like a gold rush. Everybody was trying to bail out of London and they came down here on holiday and woke up to how beautiful it is,” he told the Daily Mail.

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Salcombe, Devon
Salcombe is now known as ‘Devon’s Dubai’(Image: Getty)

“The market was already really strong for second homes and we saw a 25% price jump in 2020. We had well-known people coming down by helicopter. I’d pick them up and drive them around to view places and nobody ever spotted them walking along the street.

“I don’t know anywhere else in the UK that experienced a situation like this, the nearest thing I can compare it to is the property buzz in Dubai when I worked there.”

In 2023 and 2024, Salcombe took the title of the most expensive seaside town in the UK, even surpassing the renowned Sandbanks in Dorset, reports the Express.

In 2022, the average house price in the area was roughly £1.2 million. However, over the last year, this figure has dropped to £816,303.

Salcombe Harbour and Kingsbridge Estuary from East Portlemouth. South Hams District. Devon. England. UK.
Properties in Salcombe shot up in value around five years ago(Image: Getty)

Detached properties sold for an average of £923,115 and flats for £853,147, according to data from Rightmove.

This represents a significant decrease of 18% from the previous year and 35% from the peak in 2022.

Charlie Heath, associate director at Marchant Pettit based in Salcombe, commented: “We had an extraordinary uplift in prices from 2020 to 2023, the equivalent normally would’ve been spread out over five to six years.”

READ MORE: Lesser-known deal gives shoppers chance to claim £800 Apple Watch for £19.99

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I visited the little UK seaside village that’s basically a giant retirement home

It’s the seaside village that is home to the oldest population in Britain, with the mean age of residents being 65

Adam Toms leans against sign in Barton
Adam Toms paid a visit to the Hampshire village of Barton-on-Sea(Image: Jonathan Buckmaster)

Many of us fantasise about retiring to the sun-soaked beaches of Europe or Asia, basking in pristine sands, palm trees and breathtaking sunsets. But you don’t need to look too far afield for somewhere you can enjoy a tranquil retirement, with serene towns boasting gentle waves and walkable cliffs for a slower, more peaceful life.

This is particularly true in the south of England, where Barton-on-Sea, a charming seaside village, holds the record for the highest average age population in Britain. The average age of residents in this Hampshire village is 65, a fact that became immediately evident upon my arrival to chat with locals about why the area attracts such an elderly demographic.

The pace of life is unhurried, with many using mobility scooters for transportation. One gentleman accidentally sped up and collided with a bicycle while trying to park.

An elderly man being pushed in wheelchair along coast
The average age of Barton’s population is 65 (Image: Jonathan Buckmaster)

Overlooking the sea towards the Isle of Wight are blocks of flats, including Westminster Court and Crescent Court. Residents can often be seen tending to flower beds outside their apartments, reports the Express.

A line of pensioners boarded a bus, presenting their freedom passes to the driver. The nearby streets are lined with rather impressive looking homes.

Indeed, according to Rightmove, the average house price in Barton-On-Sea over the past year was £554,156. Most of the properties sold in the village last year were detached houses, fetching an average price of £678,287. Flats were sold for an average price of £325,523.

Adam Toms leans against sign in Barton
Adam Toms spoke to residents in Barton(Image: Jonathan Buckmaster)

Having a bit of wealth tucked away would certainly come in handy if you’re looking to buy property in this area.

One local described Barton as “affluent”, noting that the village isn’t teeming with young families. However, they pointed out that there are plenty of young families in nearby areas like New Milton and Milford-on-Sea, and that people often relocate to Barton from other parts of the UK, including London.

In the heart of Barton, there’s a war memorial dedicated to Indian soldiers who served in the First World War, which I found particularly interesting given my university studies on how Commonwealth troops were perceived post-war. The village centre also boasts a few cafes, a convenience store (where I had to explain why I was buying several newspapers – I always make a point of picking up a local paper wherever I go), a restaurant, another eatery down the road, a takeaway pizza joint, and a bathroom shop.

Row of shops and cafes in Barton
The village has cafes and a convenience store (Image: Jonathan Buckmaster)

Standing in the middle of it all, it felt very much like being in a large retirement complex where everyone is taking their time and all immediate needs are catered for by the local businesses. As one resident put it, people have clearly chosen to settle in Barton for “a slower form of life in an area of great beauty”.

There aren’t any major employers offering jobs in the immediate vicinity, making it an ideal spot for those who’ve hung up their work boots. During the summer months, Barton is quite the charming place.

During my visit, locals and tourists alike savoured ice creams, enjoyed a spot of lunch, and took leisurely strolls along the cliffs, soaking up the calm and sunny conditions before the onset of the colder, windier winter months. It’s undeniably an idyllic location to spend your retirement years.

Such places are becoming increasingly sought-after as more Brits are fortunate enough to enjoy longer lifespans. However, as a relatively energetic 27-year-old, I suspect I might find village life a touch monotonous.

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Inside ‘UK’s most beautiful village’ where locals face major issue

It has been named one of the ‘best places to live in the UK’ but locals say the village is ‘impossible’ to live in due to the lack of amenities and high house prices

The small town of Brunswick Bay on the north east coast of Yorkshire
Some residents face a struggle in the village(Image: GordonBellPhotography via Getty Images)

Residents fortunate enough to call “the UK’s most beautiful village” home have revealed their genuine thoughts about the coveted accolade. Inhabitants from one of Britain’s premier seaside destinations, Runswick Bay, in Yorkshire, assert that the arrival of second homeowners is driving property values through the roof.

Renowned for its stunning vistas and serene atmosphere, the area has experienced a surge in popularity in recent years. It earned recognition as one of the ‘finest places to reside in the UK’, owing to its golden shores, playful dolphins and remarkable fossil discoveries.

Nevertheless, residents reveal that this acclaim has brought consequences, reports the Express.

Runswick Bay in Yorkshire was named one of the 'best places to live in the UK' - but what do the locals think?
Runswick Bay has seen a spike in fame over recent years.(Image: Jasmine Norden)

They believe that the calm setting appeals more to holidaymakers and absentee property owners than it does to young, working households. Throughout Britain, numerous communities, including Runswick Bay, are confronting this challenge as second homeowners drive property costs skyward.

Multiple seaside towns are now witnessing homes changing hands for more than £1million and Runswick Bay is no different. Holiday visitors shared their opinions on the village’s designation with YorkshireLive.

Tourists, Graham and Lane, remarked: “It’s a lovely place, but I’m not sure these ‘best places to live’ rankings often consider a lot of the actual practicalities. It’s beautiful, but I can’t imagine raising teenagers or anything here or trying to find a job.”

They added: “You’d have to work remotely or commute somewhere else. There aren’t any shops in the village either and there isn’t a train station close either.”

Runswick Bay has been hailed by Time Out for boasting the finest hidden beach in the UK. The guide said: “Despite its glorious sweep, Runswick Bay is invisible until the last minute when you crest an unassuming hill that leads down to it.

“From this point, surprises and hidden treasures unfold before you; the impossibly sweet village, comprising of 90 cute honey-coloured cottages capped with red tiles.” It continued: “Closer inspection of the beach and bay reveals wooden huts, rock pools, picturesque staircases carved out of the cliffs and at Kettleness impressive fossils dating back 180 million years.”

Yet locals say they’re grappling with the same issues plaguing numerous other beloved coastal destinations. These include absentee cottage owners who capitalise on the tourist trade during peak season.

Small cottages in coastal settlement
The village has a beautiful beach(Image: Philip Silverman via Getty Images)

Runswick boasts merely three pubs, alongside a cafe and tearoom. The nearest shops are either a modest village store in Hinderwell (roughly 25 minutes on foot), or a medium-sized Co-op in Staithes (a seven-minute drive away).

Rhianna from Redcar and Kate from Hinderwell are both employed at the Cliffemount, a hotel situated at top of the village. Rhianna said: “It’s quite nice here,” though noted it’s predominantly tourists rather than residents who frequent the area.

Meanwhile, Kate observed: “We’re always fully booked for rooms – there’s someone in all 18 at the moment. Runswick has always been a popular place – it’s a lovely place to come into, though since I grew up just down the road it doesn’t feel very special to me.”

Tom Rose, the manager of the Royal Hotel in the village, said: “Runswick definitely has a certain charm to it that people fall in love with. Most of the cottage owners don’t live in them but they’re often here throughout the year.

“As soon as a holiday starts we become extremely busy.”

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Helen Flanagan forced to slash price of £1.5million mansion AGAIN after struggling to sell family pad amid money woes

HELEN Flanagan has been forced to slash the price of her £1.5million mansion AGAIN after struggling to sell her family pad amid money woes.

The former Coronation Street star, 35, had already slashed more than £300,000 off the price of the house she shared with ex Scott Sinclair.

Woman with three children sitting on stairs in front of Halloween decorations.

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Helen Flanagan has been forced to slash the price of her £1.5million mansion AGAIN after struggling to sell her family pad amid money woesCredit: instagram
Water leaking from kitchen ceiling; child in kitchen.

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The former Coronation Street star, 35, had already slashed more than £300,000 off the price of the house she shared with ex Scott SinclairCredit: Instagram / @hjgflanagan
Helen Flanagan at the Playboy x Misspap event.

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Now Helen has been forced to reduce the price again for a second time after just fourth months of being on the marketCredit: Getty

Now Helen has been forced to reduce the price again for a second time after just fourth months of being on the market.

Helen first put the £1.5million six-bedroom family home up for sale in May, before reducing it to £1.195million just four weeks later. 

Now, the detached, 5,000sq ft home can be snapped up for a cheeky £995,000.

The former couple, who have three children together, bought the property at Belmont, near Bolton, in June 2021 for £840,000.

It has five reception rooms, six bathrooms and six bedrooms including two en-suites.

The house is situated on the edge of moors and is said to have “breathtaking views”.

Helen, who has spoken openly about “losing all her money” in the past, recently opened up being forced to downsize.

She said: “It actually makes me sad that I’m going to be leaving soon because I actually put so much effort into it.

“When we moved I put like a lot lot of my savings into doing the house up and making it look really beautiful. 

“But it’s a big house. It’s an eight bedroom house, which is obviously really hard to keep on top of.”

Helen Flanagan wows in very busty dress on solo trip after breaking down in tears over co-parenting

Meanwhile, Helen has shown off her evil stepmother credentials as she debuted her panto outfit for the first time.

The actress will play the evil stepmother in Snow White & The Seven Dwarfs at Liverpool‘s M&S Bank Arena in December.

The stunning star donned a sequinned red and black dress, with black feathered sleeves, and wore a gold and red diamante tiara on her head.

She also held aloft a red apple, symbolic of the poisonous apple so relevant to the Snow White storyline.

A source previously told The Sun: “Helen is excited for panto season and can’t wait to get into character, she’s a brilliant actress and knows how to put on a show.

“She’ll also be pocketing a pretty penny, celebrities and soap stars make good money doing panto and always look forward to it as some extra income.”

But despite being about to make her first foray into the world of pantomime, Helen is not looking forward to being alone this Christmas.

Helen, shares daughters Matilda, nine, Delilah, six, as well as four-year-old son Charlie, with her ex Scott Sinclair.

However, the ex-Coronation Street star also recently told The Sun that she was spending Christmas without her children this year, as she and former Chelsea footballer Scott, who most recently played for Bristol Rovers, live so far apart.

But Helen explained: “”I’ll do something in November – a really nice long weekend then I feel like I’ve had my Christmas period with them.”

Helen Flanagan at the Pride of Britain Awards.

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Helen, who has spoken openly about “losing all her money” in the past, recently opened up being forced to downsize.Credit: Getty
Helen Flanagan in a pink top and jeans.

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Helen, shares daughters Matilda, nine, Delilah, six, as well as four-year-old son Charlie, with her ex Scott SinclairCredit: Instagram / @hjgflanagan
Woman in a red sequined gown and black feather boa holding a red apple.

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The actress will play the evil stepmother in Snow White & The Seven Dwarfs at Liverpool’s M&S Bank Arena in DecemberCredit: splash
Close-up selfie of a woman with blonde hair wearing a low-cut black top.

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Helen is not looking forward to spending Christmas without her children this year but plans to do something special in NovemberCredit: instagram/hjgflanagan

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What soaring government borrowing means for YOUR wallet from higher taxes to mortgage rates – what you can do now

HOUSEHOLDS across the country are being warned to brace for a financial squeeze as the cost of government borrowing skyrockets to levels not seen since 1998.

This now directly threatens to push up mortgage rates and could usher in a new wave of tax hikes.

Close-up of British banknotes, including a fifty-pound note.

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The rise in government borrowing costs is putting serious pressure on household budgets in two key waysCredit: Getty

The pound has tumbled in response to the growing unease, highlighting investor concern over the UK’s economic stability. 

At the heart of the issue are government bonds, known as “gilts,” which the government issues to borrow money.

These bonds offer investors a return, referred to as the “yield.”

In recent weeks, gilt yields have been rising rapidly, making it more expensive for the government to borrow.

This morning, yields soared further, with 30-year gilts reaching 5.72% – the highest level in nearly 30 years – while 10-year gilts climbed to 4.85%.

This spike signals that investors are nervous.

They are demanding a higher return to lend to the UK, worried about stubborn inflation and a gaping £51billion hole in the nation’s finances.

The rise in government borrowing costs is putting serious pressure on household budgets in two key ways

Firstly, it’s driving up mortgage rates.

The link between government gilt yields and mortgage rates is direct and unavoidable.

Lenders use “swap rates,” which closely track gilt yields, to set the prices of fixed-rate mortgage deals.

As these rates climb, fixed mortgages become more expensive.

Since August 1, two-year swaps have risen from 3.56% to 3.74%, while five-year swaps have gone from 3.63% to 3.83%.

Major lenders like Barclays have already started increasing rates, and even a small rise can add significantly to monthly payments on a typical £200,000 mortgage.

With swap rates continuing to rise in recent weeks, experts warn that mortgage rates are likely to increase further.

Separately, Chancellor Rachel Reeves faces a difficult challenge in her Autumn Budget, scheduled for November.

Higher borrowing costs are eating into public funds, and many economists believe tax increases will be necessary to fill the financial gap.

Although the government has promised not to raise income tax, national insurance, or VAT for “working people,” other tax measures are reportedly being considered.

One proposal is applying National Insurance to rental income, which critics fear could result in landlords passing on the cost to tenants through higher rents.

Another idea being debated is replacing stamp duty with an annual property tax, which could affect homeowners.

There are also rumours of reducing pension tax relief or cutting the tax-free lump sum, moves that could generate billions but might hurt savers.

Plus, there’s speculation about lowering the VAT threshold, which would bring more small businesses into the tax system.

This could increase their costs and potentially lead to higher prices for consumers.

Reeves is expected to make economic growth the centrepiece of her next Budget, warning that Britain’s economy is “stuck” and in need of bold solutions.

What can you do about it?

None of the proposed changes have been confirmed yet, and the government hasn’t ruled them out either.

However, any new measures won’t take effect until after the Budget in November.

It’s important not to make rash decisions based on speculation.

If changes are announced, you’ll have time to act and protect your finances before they come into effect.

For instance, if stamp duty is replaced by an annual property tax from a certain date, you could move house before the deadline to avoid the extra cost.

Similarly, if the government introduces capital gains tax on high-value properties, you might consider downsizing to a smaller home before the change is implemented.

 Rob Morgan, chief analyst at Charles Stanley, said: “Taking pre-emptive action can outright backfire.

“Last year some people were concerned about restrictions around taking tax free cash from pension and took withdrawals they wouldn’t have otherwise made.

“This removed the money from a tax-efficient environment and potentially stored up tax issues that will come back to haunt them.

“Instead, it’s best to wait to see what happens, consider the consequences, and take advice as required before acting.”

Most of the proposed measures are likely to affect only the very wealthy, so you may not be impacted at all.

If you’re concerned, there are steps you can take to prepare and safeguard your finances.

Check your financial health

If you are worried about your finances then you should speak to a financial adviser.

They will be able to offer you advice about your situation and explain if any of the measures will affect you.

You can find one using unbiased.co.uk – but remember, you will pay a fee.

It’s good practice to sit down and take stock of your finances every six months and work out a plan.

Work out all your bills and outgoings and what income you have and factor in any changes, such as bills going up or new income streams.

Think about what you need to do to make the most of your money. For example, do you need to prioritise paying off debts or saving for a house deposit.

Our guide to paying less tax legally could help you avoid giving away more cash to the tax man than necessary.

Review your mortgage deal

If your mortgage deal is coming to an end soon, act now.

Locking in a fixed rate could shield you from rising rates and market uncertainty.

Aaron Strutt, of mortgage broker Trinity Financial, said “For the moment there have not been significant price hikes but it’s probably worth locking in a mortgage rate if you are buying somewhere or due to remortgage, to try and keep away from any market turbulence.”

If you are coming to the end of a fixed deal, most lenders let you lock in a new rate up to six months beforehand, which can be worth doing.

If rates fall after you agree a new deal, some lenders will let you sign a new one at a lower rate.

How to get the best deal on your mortgage

IF you’re looking for a traditional type of mortgage, getting the best rates depends entirely on what’s available at any given time.

There are several ways to land the best deal.

Usually the larger the deposit you have the lower the rate you can get.

If you’re remortgaging and your loan-to-value ratio (LTV) has changed, you’ll get access to better rates than before.

Your LTV will go down if your outstanding mortgage is lower and/or your home’s value is higher.

A change to your credit score or a better salary could also help you access better rates.

And if you’re nearing the end of a fixed deal soon it’s worth looking for new deals now.

You can lock in current deals sometimes up to six months before your current deal ends.

Leaving a fixed deal early will usually come with an early exit fee, so you want to avoid this extra cost.

But depending on the cost and how much you could save by switching versus sticking, it could be worth paying to leave the deal – but compare the costs first.

To find the best deal use a mortgage comparison tool to see what’s available.

You can also go to a mortgage broker who can compare a much larger range of deals for you.

Some will charge an extra fee but there are plenty who give advice for free and get paid only on commission from the lender.

You’ll also need to factor in fees for the mortgage, though some have no fees at all.

You can add the fee – sometimes more than £1,000 – to the cost of the mortgage, but be aware that means you’ll pay interest on it and so will cost more in the long term.

You can use a mortgage calculator to see how much you could borrow.

Remember you’ll have to pass the lender’s strict eligibility criteria too, which will include affordability checks and looking at your credit file.

You may also need to provide documents such as utility bills, proof of benefits, your last three month’s payslips, passports and bank statements.

Think when investing

Gold prices surged to a record high of $3,546.99 per ounce (£2,643.82) on Wednesday, marking its seventh consecutive daily rise.

Investors are flocking to the precious metal as a safe haven amid inflation fears and fiscal uncertainty.

However, financial advisers suggest maintaining a balanced and diverse investment portfolio as a better strategy for managing market volatility.

A small allocation to gold (5-10%) can be useful, but it shouldn’t be the core of your investment plan, according to Charles Stanley.

Don’t forget a will

If you’re concerned about potential changes to inheritance tax, it’s essential to have a will in place.

Without a will, your estate will be subject to intestacy rules, which could result in a higher inheritance tax bill.

This is especially important for unmarried couples, as they won’t automatically inherit from each other, even if they’ve lived together for years.

Check how to make one in our guide.

Make your savings work harder

More than 31million bank customers have £186billion in savings accounts earning just 1.5% interest, according to banking app Spring.

These accounts generate £2.3billion a year in interest, but savers could earn over three times more by switching to accounts offering up to 5% interest, The Sun can reveal.

The average bank customer has around £10,000 in savings, according to Raisin.

If that £10,000 is kept in an easy access account earning 1.5% interest, it would generate just £150 in interest each year.

But switching to Cahoot’s 5% easy access account would boost that to £500, earning you an extra £350.

If your savings account pays less than the current inflation rate of 3.8%, it’s time to look for a better deal.

How can I find the best savings rates?

WITH your current savings rates in mind, don’t waste time looking at individual banking sites to compare rates – it’ll take you an eternity.

Research price comparison websites such as Compare the Market, Go.Compare and MoneySupermarket.

These will help you save you time and show you the best rates available.

They also let you tailor your searches to an account type that suits you.

As a benchmark, you’ll want to consider any account that currently pays more interest than the current level of inflation – 3.4%.

It’s always wise to have some money stashed inside an easy-access savings account to ensure you have quick access to cash to deal with any emergencies like a boiler repair, for example.

If you’re saving for a long-term goal, then consider locking some of your savings inside a fixed bond, as these usually come with the highest savings rates.

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Our homes are dwarfed by monstrous 60ft warehouses the size of cruise ships – we’ll live in darkness… they’re shocking

FAMILIES living in the shadow of two “humungous” warehouses say the buildings have destroyed their view and devalued their properties.

The colossal steel frames, which residents have likened to cruise ships, are part of a 350,000 sq ft industrial site that is dwarfing homes nearby.

Aerial view of a large warehouse under construction next to residential homes.

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The huge warehouses have been erected directly behind homes in WiganCredit: SWNS

Residents in Tyldesley, Wigan, described being alarmed by the scale, and some are even considering moving.

Plans from developer PLP show the massive site will eventually be home to four vast warehouses, with the council agreeing to a maximum height of 18.3m (60ft) for two of those buildings.

Delivery giant Whistl has already snapped up one of the huge sheds, signing a 15-year deal on a 140,000 sq ft unit.

A council boss insisted landscaping would help soften the appearance, adding that the project followed proper planning processes.

But residents argued the final approved plans from were far bigger than had been originally designed.

They worried about the effect on property values, arguing there was limited consultation before building started.

John Peters, 71, a retired teacher, has lived on the estate since 1978. He said: “It’s a total shock when you walk out of the door.

“The enormity of the thing just strikes you. It shouldn’t be there.”

He said his dreams of a peaceful retirement were “shattered” by the arrival of the structure so close to his home.

A campaign group has been set up to rally neighbours and fight the development, with more than 200 people in attendance at a recent meeting.

Josie Gibson embarks on Grand Designs style makeover to transform her rustic West Country home into a 21st century eco-friendly dream

Mr Peters claimed the way residents were informed about the project left many feeling blindsided.

He said: “A letter was sent out to 90 residents, but I don’t know how they selected those residents because some of the people who back onto the site didn’t get anything.

“It was just completely random.”

Paula Boardman, 47, lives with her husband and two kids in a house that backs onto the imposing warehouse.

She said: “It’s quite upsetting, because we used to have such a lovely view.

“We knew this was going to be built, but we thought it was going to be a lot smaller.

“As soon as the framework went up, everyone realised the height of it – it’s humungous. I’m worried it’s going to take all our sunlight.

“It’s like a cruise ship at the back of our garden. Even if we wanted to move, I think the value of the house has gone down.”

She raised concerns about damage in her home that she fears could be related to the warehouse’s size and proximity of construction work.

She said: “I noticed a dip in the flooring back in February and a big crack in the wall.”

Steve Retford, 69, said he no longer sits in the garden because of the structure that stands just 30m away – describing the impact as “profound”.

The retired police officer said: “It’s just dreadful. We feel this sense of injustice.

“I don’t profess to be a planning expert, but when you look at the sheer enormity of this, it’s not right.

“It must have taken tens of thousands of pounds off the value of our houses. Every time I think about it, I feel sick.”

Care worker Danielle Edwards, 38, fears the warehouse could make it difficult to sell her home in the future.

Home upgrades that add the most value to a house

The best renovation to add value totally depends on your property, the local market and your potential buyers.

Zoopla shared a list of upgrades that will instantly add value to your home.

  1. Loft conversion – increase of 15%
  2. Off-street parking – adds £50,000 to property price
  3. New kitchen – increase of 15%
  4. Garage conversion – increase of 15%
  5. Cellar or basement conversion – increase of 10-15%
  6. Open plan living space – increase of 3-5%
  7. New bathroom – increase of 3-5%

She said: “It’s awful. We bought this house because we’re a young family wanting to stay in the area.

“It would be very difficult to move. I can see it from my back garden. We thought they were going to be low-rise industrial units, but they’re not.”

Retired project manager Eric Earnshaw, 79, has lived in the Tyldesley area all his life but is now preparing to leave for the Lake District.

The keen dog walker said it’s because he’s had enough of constant building work.

He added: “There are walks that take me along fields in the area where there are plans for thousands of homes.

“All the green space around here is disappearing.”

Aidan Thatcher, director for place at Wigan Council, told The Sun: “This planning application went through our planning consultation and committee process.

“The final plans include landscaping which will help to screen and soften the appearance, and mitigate the impact on nearby properties.

“We will continue to monitor the site throughout construction, ensuring this development bringing new jobs and investment to the area is delivered properly.”

A spokesperson for PLP said they would not comment.

Large steel structure under construction overshadowing houses.

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Some of the residents say they worry their homes will be completely blocked from daylightCredit: SWNS
Large steel structure under construction behind residential homes.

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The residents claim they knew about the structure but didn’t realise it would be so hugeCredit: SWNS
Large steel structure under construction looming over houses.

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One resident said it’s ruined his retirementCredit: SWNS
Crack in a brick wall.

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Some have noticed damage to the house since the work beganCredit: SWNS
Woman stands in her garden next to a large warehouse under construction.

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Paula Boardman, 47, lives with her husband and two kids and this is her garden view nowCredit: SWNS
Woman looking at a large warehouse under construction from her back garden.

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Delivery giant Whistl has already snapped up one of the huge sheds, signing a 15-year dealCredit: SWNS

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We are selling our £600,000 four-bedroom home in raffle for £2 a ticket – The Sun

A COUPLE are selling their £600k home in a raffle – with tickets costing just TWO pounds.

Aily Chalmers, 32, and her husband, Nathan, 35, say they were forced into the unusual decision because of the “disastrous” housing market.

Aily and Nathan Chalmers smiling for a selfie in a tunnel of lights.

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Aily Chalmers and her husband, Nathan, say they were forced into the unusual decision because of the ‘disastrous’ housing marketCredit: SWNS
A two-story brick house with a dark blue front door.

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The couple were told by their estate agent that they would have to cut the priceCredit: SWNS
Photo of a bright kitchen with white cabinets and a marble countertop.

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They are selling 450,000 raffle tickets, with the winner set to receive the house free from stamp duty and feesCredit: SWNS

They initially put their four-bed detached home near Aylesbury Vale, Buckinghamshire, on the market, but were instantly put off.

The couple were told by their estate agent that they would have to cut the price, with a potential 18-month wait to make a sale.

Instead, they are selling 450,000 raffle tickets, with the winner set to receive the house free from stamp duty and fees.

Speaking on their “mad” venture, website designer Aily said: “We never thought we’d be doing something like this.

“But we want to move closer to family and just thought, ‘go for it.’

“All you can do is try in these situations and the house is basically just going to be given away.

“All stamp duty and other fees will be paid, and the winner won’t have to pay anything other than £2 for the ticket.

“The market is awful at the moment, and we’re looking to move ASAP.

“It sounds mad, but it’s a win-win for us and someone who gets to live in a four-bed house for £2.”

The home has three bathrooms, a study, a snug and an open-plan dining room-lounge.

Aily and Nathan moved into the then-new build seven years ago.

But when the pair’s fourth child was born, they decided they wanted to move closer to family in Hampshire for support.

Shocking secrets inside UK auction homes: from living room loos to primate sanctuaries

The mum-of-four continued: “Nathan and I have been discussing moving out since last year.

“We looked into selling the house the traditional way.

Our house is perfect at the moment and our budget is the same.

“The only downside of being here is that we have to drive miles and miles if we want to see our family.

“It sounds mad, but we’re really hoping we can pull it off.

“We had lots of Zoom calls with the company hosting the raffle, to iron out the legalities of it all and now the competition is live.”

The pair have already sold one per cent of tickets in a matter of days, raising £6,000.

Both her and Nathan are hoping to raise an extra £20,000 in spending money to cover additional costs.

Interior view of a home's sunlit living room with patio doors opening to a garden.

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The home has three bathrooms, a study, a snug and an open-plan dining room-loungeCredit: SWNS
Living room with navy blue sofa and armchairs, white built-in bookcase, and wall art.

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The pair have already sold one per cent of tickets in a matter of days, raising £6,000Credit: SWNS
Living room with gray sectional sofa, fireplace, and flat-screen TV.

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It comes as Chancellor Rachel Reeves is said to be considering a new tax on the sale of houses over £500,000Credit: SWNS

It comes as Chancellor Rachel Reeves is said to be considering a new tax on the sale of houses over £500,000.

But critics say the measures could weaken the property market by discouraging homeowners from downsizing and selling.

The proposed legislation would be part of a wider overhaul to stamp duty and council tax.

Slamming the proposed changes, Aily accused the Government of “punishing people who own property”.

She added: “I feel like it’s the whole property market at the moment.

“The government putting in all this new legislation just to get more money off people and sort of punishing people who own property.

“We couldn’t afford to keep this home mortgage when our mortgage rate doubled a couple of years ago.

“It’s terrible. I don’t know how some people are surviving. A lot more people are wanting to just rent.”

Photo of a house's backyard with a brown lawn and brick house.

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They initially put their four-bed detached home near Aylesbury Vale, Buckinghamshire, on the market, but were instantly put offCredit: SWNS
Couple raffling their £600,000 home for £2 a ticket.

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Aily accused the Government of ‘punishing people who own property’Credit: SWNS
Floor plan of a four-bedroom house.

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Aily Chalmers and her husband Nathan’s home floorplanCredit: SWNS

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‘I visited seaside town with ‘cheapest houses in UK’ – some start at £5k’

YouTuber The Wandering Turnip paid a visit to Horden, which is located in County Durham, to explore the seaside town and investigate why so many of its properties have been left to fall into disrepair

The YouTuber known as The Wandering Turnip took a trip to Horden
The YouTuber known as The Wandering Turnip took a trip to Horden(Image: wanderingturnip)

A man has racked up almost 1.5million views online after taking a trip to a seaside town to visit the streets where houses are some of the cheapest you can buy in the UK.

‘The Wandering Turnip’ travelled to Horden, located in Country Durham, which is an ex-mining town by the sea. When the colliery shut in 1987, work dried up for a huge number of residents, and as a result, many moved away from the area, paving the way for derelict and run-down houses.

In a 27-minute video, the YouTuber walks up and down the ‘numbered streets’ which feature boarded up houses, smashed windows, and rubbish both in the properties and in the back yards.

Some are available to buy at auction, with prices starting from as little as £5,000 and usually selling for around £20,000. However, as he discovers, potential buyers are often told they can’t view the properties first.

READ MORE: ‘I visited once run-down UK seaside town making a comeback with two new features – it’s miles better’READ MORE: ‘I made £10,000 by reporting my neighbour – anyone can do it’

Third Street in Horden, County Durham
Third Street in Horden, County Durham(Image: Craig Connor/ChronicleLive)

There has been some effort to improve the look of the boarded up homes; many feature fake front doors, complete with fake doorhandles, and fake lace curtains to give the impression the building is occupied. But the truth is many are abandoned.

During his visit to Horden, The Wandering Turnip arranged viewings for two properties, the first of which is on the market for £39,950, and the second for £15,000 at auction. Both have fallen into disrepair and have experienced some vandalism, with glass all over the floors, radiators pulled from the walls, exposed wires and the floorboards in a bad way.

Over the course of his visit to Horden, the content creator estimated he’d seen around 70 abandoned, boarded-up properties – many of which are in the numbered streets in the central area of town; he notes Seventh Street looks completely derelict.

READ MORE: UK’s ‘worst’ seaside town’s £60m tourism plan after Butlin’s snub 41 years ago

Boarded up house on Third Street in Horden, County Durham
There are a number of boarded up houses on the town’s numbered streets(Image: Craig Connor/ChronicleLive)

But it’s by no means a wholly negative visit. The locals are incredibly warm and friendly and The Wandering Turnip focuses on the town’s rich mining history – a vocation shared by his own ancestors.

Writing on Youtube, he said of the visit: “I was really interested to figure out why they were so cheap and to take a look at the area. Horden is an ex mining town, and when the colliery shut down in 1987, all the work and the reason for people being there disappeared. You can imagine how busy this place would have been when that mine was open. It operated from 1900 – 1987.

“There were entire streets that were boarded up and I managed to get a look in 2 different properties which were on sale at the time of visiting.

READ MORE: UK seaside town abandoned by theme park and row over £65m holiday park boost

Inside one of the properties the YouTuber viewed
Inside one of the properties the YouTuber viewed(Image: wanderingturnip)

“It seems that the town suffers from a severe vandalism problem, making it hard for properties to be done up, leaving the towns looking like they do. The answer, a lovely chap showing me round one house told me, is that it has to be local landlords or people who can respond quickly. When these houses end up in the hands of outside investors, without a care for the area, they quickly fall into this cycle of damage, try to sell, repeat and repeat.”

He continued: “The people up here are absolutely great, such a friendly welcoming town where everyone was up for a chat. It is a real shame to see so many streets boarded up especially in a town so close to the sea, which I go look at in the end.”

The Mirror has reached out to County Durham Council for comment on the video.

The Marra sculpture in the Horden Wellfare Park honours the town's mining history
The Marra sculpture in the Horden Wellfare Park honours the town’s mining history(Image: Craig Connor/ChronicleLive)

Over on Trip Advisor, previous visitors to Horden have shared their thoughts, with the Horden Welfare Park given special recognition.

“Horden Welfare Park is situated in the middle of Horden and is always kept neat and tidy with lovely flower beds and lawned areas with plenty of seats to just sit and relax and take in the experience,” one person wrote.

“It houses a Victorian style bandstand where they hold entertainment throughout the year. There is also a vintage tearoom where you can have afternoon tea in real china cups and then visit the heritage museum housed upstairs.

“Lastly it houses the Statue named Marra who is a miner with his heart torn out depicting the effect that mines closing had on the local community. All in all well worth a visit in my opinion.”

A view of Horden Beach on the Durham Coast
A view of Horden Beach on the Durham Coast (Image: Google Maps)

Another said: “A lovely park with lots of history to go with.

Plenty of plaques to read from history to present day which is very interesting to read, as well as a sad miner statue with his heart missing, probably because of the pit closures. My dad and grandad were both Horden miners so I can relate to it. Brilliant overall.”

READ MORE: Teen girls ‘can’t concentrate’ due to period panic but one item can help them

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Reeves warned tax hike on landlords will hurt tenants as critics say Budget move risks deepening housing crisis

CHANCELLOR Rachel Reeves was warned she will hit tenants if the Treasury pursues plans to hike taxes on landlords.

She is considering putting National Insurance on rental income to fill a £50billion black hole at the autumn Budget.

Photo of Rachel Reeves, Chancellor of the Exchequer, speaking to the media.

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Chancellor Rachel Reeves was warned she will hit tenants if the Treasury pushes with plans to hike taxes on landlordsCredit: Getty

But housing experts blasted the move.

TV property show presenter Kirstie Allsopp, said: “This is tenant bashing under the guise of landlord bashing. It’s like having the economy run by Baldrick.”

Ben Beadle, of the National Residential Landlords Association, said: “This will hit the very households the Government wants to protect.”

Earlier in the week, The Sun reported that firms were bracing themselves for a £2.5billion Labour tax double whammy.

READ MORE ON RACHEL REEVES

They would be clobbered twice — first by an inflation rate increase in business rates in April, then by a Rachel Reeves surcharge, experts said.

Business rates are the property tax that companies must pay just to occupy their shops, pubs, factories and offices.

The Tories warned thousands of struggling firms would be crippled.

Shadow Housing Secretary James Cleverly said: “Once again, Labour is hammering the high street. Raising business rates for thousands of hard-working small businesses across England was one of Labour’s first acts in office.

“And despite our opposition to it, and clear evidence of the damaging impact it will have, they have pressed ahead — consequences be damned.”

The first squeeze would come in April when bills rise automatically with inflation.

Raising taxes will kill off growth, Reeves warned as she pledges to rip up business red tape

The Bank of England expects the rate will hit four per cent next month.

Global tax firm Ryan said that would add £1.11billion to business rates across England.

The second blow would come when Chancellor Ms Reeves introduces a supplementary multiplier on larger premises next year.

A "LET" sign for Finnegan Menton.

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Reeves is considering putting National Insurance on rental incomeCredit: Getty

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I visited pretty market town named UK’s best place to live — I’d move there right now

There was one specific spot I absolutely adored

Laura Nightingale smiles for the camera as she takes a selfie in Farnham Town Centre
I visited pretty market town named UK’s best place to live — I’d move there right now(Image: Laura Nightingale )

It’s been described as a ‘handsome market town’ with ‘bags of character’, and is known for its picturesque Georgian streets, handsome Tudor and Georgian stone buildings and easy access to the rolling hills that surround it.

And earlier this summer, a 2025 guide named Farnham, on the western edge of Surrey, among the best places to live in the UK. I spent the day in the beautiful town exploring its huge array of independent shops, thriving arts scene, superb restaurants and peaceful parks. Farnham is currently undergoing a huge regeneration project called Brightwells Yard, which will see 239 new homes, 25 commercial units for shops and restaurants, a six-screen cinema, a multi-storey car park and landscaped public open spaces.

Roadworks in the town centre are expected to continue until early 2027. But I didn’t let that put me off, and I parked in the Sainsbury’s car park and wandered around the pretty neighbourhood on foot.

I first visited Gostrey Meadow, and it painted a picture for the whole neighbourhood. There was a real community feel about the place with children playing in a new playground (opened in July) and families enjoying picnics under serene willow trees by the trickling River Wey.

On Sunday afternoons throughout the summer, people can gather around the bandstand and listen to live jazz music on the lawn for free. I bought a coffee from Jamie’s Coffee van and watched ducks bob along the water before moving on to Farnham Maltings.

The superb arts centre in Bridge Square is situated along the river, and it’s in a picturesque location for watching shows or participating in workshops. I only walked past on my way to Downing Street (not the London one), but I nearly stopped at its café as it sold tempting artisan sourdough, open Danish sandwiches.

Downing Street, which is currently closed to some traffic but not pedestrians, is a hidden gem for mooching around independent shops and quaint eateries. I stopped at a glorious little little spot called Hamilton’s Tea House half way up the street for a snack.

As I sat down at a table by the window, I looked around and noticed all three fellow diners were tucking into scones which immediately made me fancy one. By the counter I could see a display of huge plain, sultana and cheese scones and I gave in and ordered a fruit one (£4).

Hamiltons Tea House
I enjoyed a fruit scone at Hamiltons Tea House(Image: Laura Nightingale )

Served on a rectangular plate with butter, a mini pot of clotted cream and a jar of strawberry jam, I quickly understood why it was a hit among the other customers. Ultra light and fluffy, and incredibly buttery and moreish, I devoured the lot, not leaving a crumb.

With my sweet tooth satisfied, I continued walking up the quaint road, popping my head into a charity shop along the way, before I reached The Borough and then Castle Street home to familiar chain restaurants including Gail’s Bakery, Caffe Nero, Bill’s, Giggling Squid and Pizza Express.

we would be fine
Downing Street in Farnham(Image: Laura Nightingale )

On the corner was The Castle pub, a stunning gastropub set within a beautiful Grade two listed Georgian townhouse. Stylish yet relaxed, it boasted a hidden covered courtyard garden at the rear offering a tranquil oasis from the bustle of town life.

On the outskirts of the main town centre was Waverley Abbey, Farnham Castle, Birdworld, Farnham Park, Museum of Farnham, Bourne Mill Antiques Centre and Alice Holt Forest, so you could really spend a weekend there. On the fourth Sunday of every month, a farmers’ market takes place in Central Car Park.

I really enjoyed exploring the pretty Surrey town and I would happily move there tomorrow. It felt safe, clean and was bursting with character. I absolutely adored Gostrey Meadow, it was my favourite bit.

Farnham is a popular place to live for young professionals and families, especially those looking to escape the city for an idyllic rural life but still with easy access to the capital. There is a regular and direct train service from Farnham to London Waterloo which usually takes around 90 minutes.

According to Rightmove, house prices in Farnham have an overall average of £611,117 over the last year. This is just above the Surrey average of £598,462.

The majority of properties sold in Farnham during the last year were detached properties, selling for an average price of £897,765. Semi-detached properties sold for an average of £538,557, with terraced properties fetching £435,120.

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