handling

The police watchdog has said the Metropolitan Police’s professional standards unit should investigate the force’s handling of a case in which a man suspected of pushing a woman into the path of a bus on Putney Bridge was found dead.

Nicholas Brandram was found dead at his London home on 15 September. His family said he took his own life after the “immense pressure” of a police investigation.

The 44-year-old was under suspicion of being the jogger who pushed a woman into the path of a bus during a run on Putney Bridge in west London in May 2017.

The Met police made a mandatory referral to the Independent Office for Police Conduct (IOPC) following the banker’s death.

In a statement, the IOPC said: “After carefully considering the referral, we have decided that an investigation is required and that the Met’s Directorate of Professional Standards should conduct it.

“We have recommended the review considers matters including the necessity and proportionality of arrest, what engagement was there with the media and considerations made in relation to Mr Brandram’s welfare and the relevant policy.”

The police watchdog added that if the Met’s investigation did not find “any potential misconduct”, the final report must be submitted to the IOPC for review.

The family of Nicholas Brandram insisted in an interview with the BBC that he was not the so-called “Putney pusher”.

The Met previously said that it recognised the “strain that being subject to a police investigation” could cause.

The force said the investigation into the 2017 incident remained ongoing.

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Los Angeles County launched a probe into Farmers Insurance Company’s handling of claims by policyholders impacted by last year’s devastating Eaton and Palisades wildfires, after a growing number of residents complained of delays, denials and underpayments.

In a letter sent to Farmers on Wednesday, the county’s lawyers said if the company is engaging in any unlawful or unfair business practices, it must immediately stop.

“Eaton Fire survivors did everything right—responsibly paying their premiums year after year—but when disaster hit, Farmers left them with a contaminated home and refused to pay for testing and cleanup,” said Los Angeles County Supervisor Kathryn Barger, who represents Altadena, in a statement.

“My constituents shouldn’t have to walk back into homes with lead and asbestos because an insurance company won’t pay for the test that would prove it’s there,” she added.

Farmers disputed the county’s claims.

“As always, we operate in accordance with applicable laws and regulations,” the insurer said in a Thursday statement. “We do not believe the inquiry accurately characterizes our actions or practices and will cooperate through the appropriate process.”

“Serving our customers during difficult times is at the heart of what we do, which is why each claim is reviewed individually, taking into account the specific circumstances of the loss and the coverage provided under the policy,” the company said. “We remain focused on handling claims with care, consistency and attention to each customer’s unique situation.”

County officials said that at a recent meeting with Eaton fire survivors, those with Farmers policies said the insurer had been slow or resistant to pay for toxin testing by qualified industrial hygienists, forcing residents to pay for it themselves.

The testing revealed that many homes were contaminated with unsafe levels of lead, asbestos, chromium, and other toxic substances, the county said.

The residents also told the county that Farmers has refused to pay for adequate remediation of the contaminants and declined to cover ongoing living expenses.

“After paying millions of dollars in premiums, policyholders deserve the benefits and support they paid for,” said Supervisor Lindsey Horvath, whose district includes Pacific Palisades. “Families whose homes survived the Palisades and Eaton Fires but remain damaged or contaminated should not be forced to choose between returning to an unsafe home and financial devastation.”

The new investigation comes after the county filed a lawsuit against State Farm on Aug. 31 for its handling of Eaton and Palisades fire claims. The county claims State Farm engaged in illegal and deceptive business practices that kept victims from receiving what they were entitled to under their policies. State Farm denied the county’s claims.

Los Angeles County announced Monday that it had filed a lawsuit against State Farm General after hundreds of victims of last year’s devastating wildfires complained that their claims had been delayed, denied or underpaid.

The lawsuit alleges that State Farm engaged in illegal and deceptive business practices that kept victims of the Palisades and Eaton fires from receiving what they were entitled to under their policies.

County officials said their investigation into the complaints found unreasonable delays in processing claims, as well as “systematic underpayments.”

Officials said they also found that State Farm had illegally suppressed smoke damage claims.

“Survivors are just asking for what’s right,” L.A. County Supervisor Kathryn Barger, who represents Altadena, said at a Monday news conference.

Bob Devereux, a State Farm spokesman, said in a statement that the company would respond to the lawsuit through the legal process.

“State Farm General strongly disagrees with Los Angeles County’s characterization of our wildfire claims response,” he said.

Devereux said that State Farm has so far paid more than $6.2 billion on claims related to the two wildfires, including about $1 billion for smoke-related damage. About 78% of the claims have been closed, he said.

“We continue working directly with customers whose claims remain open and evaluating each claim based on the facts of the loss and the coverage provided by the customer’s policy,” he said.

“Our focus remains on helping customers recover,” he said.

Wildfire victims praised county officials for the lawsuit, which was filed in L.A. County Superior Court.

Joy Chen, executive director of Every Fire Survivor’s Network, said at the news conference that, in the months after the fires, it became apparent in talking to victims that those with State Farm policies were not getting the benefits they had paid for.

She said for those families, insurance had become “a barrier to recovery” rather than a safety net.

“Nineteen months after the fires, families are still suffering,” she said.

The county’s investigation included looking at complaints that Chen’s group and others had collected, as well as hundreds of other documents from State Farm policyholders.

County officials said that State Farm “failed to substantially comply” with their requests for documents and information during their investigation.

With more than 2.8 million residential and commercial policies, State Farm is California’s largest private insurer.

The county’s lawsuit includes dozens of complaints of L.A. County fire victims.

“After six decades of paying thousands a year for insurance, we expect them to honor their agreement,” said one family.

Many families say the insurer refused to test their homes for toxins left by smoke.

The lawsuit claims that State Farm “drastically lowballed” estimates of financial losses for destroyed or partially damaged homes.

“They offered us $11,000 to remediate our five-bedroom house,” complained one family. ”That’s only 13% of the actual cost.”

According to the California Department of Insurance, 11,300 State Farm policyholders filed homeowner claims arising from last year’s L.A. County fires.

The lawsuit asks the court to require State Farm to pay full restitution to policyholders, as well as civil penalties for violating state law.