Bala Abubakar rises before dawn, fetching water and checking his irrigation canals. He grew up in Gurin, a community in Adamawa State, northeastern Nigeria, where rice cultivation has fed generations. To operate a thriving rice farm, Bala says he needs good seedlings, fertilisers, and perhaps a loan to tide him over.
In 2024, members of the Rice Farmers Association of Nigeria (RIFAN) in the state got subsidy inputs through the Nigeria Incentive-based Risk Sharing System for Agricultural Lending (NIRSAL), a programme designed to de-risk agricultural lending for low-income farmers. Bala went to the nearest cybercafé to register, hoping to benefit from the initiative.
The registration required him to enter his National Identity Number (NIN) before he could access the loan. At the café, he entered his name and the NIN, but the system failed to verify him. The café attendant told him that his record was not found and advised him to try his bank’s verification number (BVN). He tried, but the system still failed him. Disappointed after visiting the cybercafé, Bala trudged back home.
Like Bala, other farmers faced a similar problem. One farmer, Sani Bukar, tried to access the Growth Enhancement Support under the Government Enterprise and Empowerment Programme (GEEP), an initiative designed to improve smallholder farmers’ access to agricultural inputs through an electronic, voucher-based system. He only received a “verification failed” message, despite having a phone number linked to his NIN.
“They have our pictures and fingerprints now,” Bala says, referring to the recent biometric enrollment drive. “But those pictures are in Abuja. Here in my village, what do I have?”
His story reflects a deeper tension in Nigeria’s emerging Digital Public Infrastructure (DPI) ecosystem. Although Nigeria has made progress in several areas of DPI, alignment across them is uneven. The NIN, for instance, is managed by the National Identity Management Commission (NIMC), while the Central Bank of Nigeria (CBN) manages the BVN system to expand financial inclusion. In addition, SIM registration—conducted by mobile network operators—links phone numbers to individuals’ identities.
An MTN SIM registration centre in rural Adamawa. Photo: Obidah Habila Albert/HumAngle
On paper, these systems should make agricultural targeting seamless, but in practice, they often operate in silos.
Bala’s dilemma is built on concrete technical barriers. To access most federal or sub-national agricultural interventions today, a farmer must have a valid NIN, a phone number linked to that NIN, a bank account linked to a BVN, and a registration in a state or federal farmer database. If any link in that chain fails, the entire process most often collapses.
A 2025 overview of Nigeria’s connectivity landscape notes that only about 38 per cent of Nigerians were online in 2024, with rural communities significantly lagging behind.
“Without stable internet, many agricultural tools are rendered ineffective,” said Tajudeen Yahaya, an agricultural extension expert. “Even simple SMS or app-based registration frequently fails in rural communities.”
Beyond connectivity, issues with identity and data persist. The NIN registry has enrolled over 120 million people, but reports indicate that many more Nigerians have yet to enrol, particularly those in rural areas. Bala’s village falls within that gap.
The problem spans across multiple government programmes. Different states in Nigeria maintain their own farmer databases that conflict with federal government records. For instance, Agricultural Development Programme (ADP) offices may possess one list, while federal systems could have a different one.
“We tell farmers to get on the portal, but many are not in our state ADP database,” says Victor Anthony, who spoke on behalf of the Chairperson of the ADP programme in Adamawa State. “And even if they are, the federal system says we’re not synced.”
In 2025, the Federal Ministry of Agriculture officially launched a National Digital Farmers Registry. The minister, Abubakar Kyari, announced that it would be anchored and accessed through the NIN. According to Abubakar, the registry would eliminate ghost beneficiaries and ensure targeted delivery of inputs, extension services, credit, and insurance. The goal is a single unified platform that links NINs to farmlands, so that when a farmer applies, the system already “knows” him and his fields.
However, a recent statement from the agriculture ministry noted duplications and inconsistencies in farmers’ records, making it difficult to support them.
Interventions
Many government parastatals and private institutions are working to improve digitalisation for farmers and rural communities. NIMC has expanded the number of enrolment centres under the World Bank–supported programme, aiming to register up to 150 million Nigerians. Mobile NIN vans now travel to rural markets and religious gatherings, reducing distance barriers.
In October 2025, the World Bank approved a $500 million Building Resilient Digital Infrastructure for Growth (BRIDGE) project to lay fibre optics across Nigeria. Over the next five years, 90,000 km of fibre will be added, expanding the national backbone from 35,000 km to 125,000 km. When completed, this network will connect every local government, thousands of schools and clinics, and even remote agricultural research stations.
In local communities, farming cooperatives and technology companies are also contributing. The Extension Africa network has provided training to many local extension agents in digital tools, enabling them to act as “digital ambassadors” in rural areas. Some platforms are testing offline kiosks that permit farmers to download guidance and transaction records whenever they visit town.
The federal government’s renewed Agric Infrastructure Fund and various projects with agencies aim to equip these hubs with basic internet as part of a broader “Digital Village” initiative. However, these fixes are works in progress.
An African challenge?
Nigeria’s struggles are shared across the Global South, and other countries’ experiences offer cautionary lessons. In India, billions of dollars in farmer subsidies are paid directly to bank accounts via Aadhaar ID. The country is now rolling out Agri Stack, a digital initiative that gives each farmer a unique digital ID linked to land records.
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When the government mandated e-KYC for OTPs in 2023, nearly 5 per cent of beneficiaries were flagged as “ineligible” when verification failed. Many older farmers lacked a working linked phone, had worn fingerprints, or ran into a buggy face-scan app.
With 70 per cent of the population in rural areas, agriculture accounts for 33 per cent of GDP in Kenya, but the country has struggled with piecemeal data. A recent study notes that millions of Kenyan smallholders remain “invisible to formal agricultural programmes”. In 2023, Kenya launched a national digital registry for farmers, but poor connectivity and low smartphone ownership are barriers, as in Nigeria.
On the positive side, Kenya has explored linking its digital ID (Huduma card) to farm cooperatives and training agents in the field. Rwanda goes even further by running the Smart Nkunganire e-voucher system, in which registered farmers receive digital coupons for seeds and fertilisers based on precise plots. These programmes suggest that pairing farmer IDs with geotagged land data can dramatically improve targeting, but only if the data are entered correctly, experts said.
Ethiopia has introduced a National ID requirement for various services. The newly established National Agricultural Finance Implementation Roadmap (NAFIR) incorporates a Fayda ID, which is a 12-digit unique identification number provided by the National ID Programme (NIDP) to residents who meet the necessary criteria set by NIDP. This system is designed for farmers associated with a land registry containing 18 million plots. The World Bank highlights that digital identity could unlock rural finance at scale in Ethiopia, but warns that without addressing its infrastructure gaps, digital solutions risk remaining pilots.
What needs to change
Experts argue that Nigeria must double down on making its digital agriculture ecosystem inclusive and resilient. Frank Akabueze, a Nigerian-based digital identity expert, noted that IDs should be flexible to ensure seamless registration. He said the NIN may be central, but alternative pathways should exist. For instance, cooperative leaders should be allowed to register farmers offline (paper intake by trusted agents) and synchronise later, rather than requiring each individual’s smartphone.”
“Voter card numbers should be made acceptable as interim IDs,” Frank said, noting the importance of equipping extension workers with portable biometric devices so they can register farmers on the spot, as some countries do. In India, the option of offline Aadhaar verification was eventually introduced to help offline farmers.
The digital expert noted that all of Nigeria’s data siloes – NIMC, BVN, SIM records and databases should be harmonised. He stressed that legal frameworks like the new digital ID policy can mandate data sharing between agencies (with privacy safeguards).
“Spelling mismatches and duplicates should be proactively cleaned: one approach is to use biometric deduplication, as India did at scale for Aadhaar,” he added.
He also said the proposed National Digital Farmers Registry should connect to the NIN and verify existing records, such as the national farmers’ census, to minimise errors, such as listing the same farmer in multiple states or with different ages.
This report is produced under the DPI Africa Journalism Fellowship Programme of the Media Foundation for West Africa and Co-Develop.
Every relevant person travelling must obtain an ETA, including babies and children
London Heathrow Airport issued a reminder about the rule change (stock image)(Image: Peter Fleming via Getty Images)
Travellers frequently face changing regulations when crossing international borders. Now, Heathrow Airport has issued a reminder about some essential new requirements now in effect.
Under the changes, an Electronic Travel Authorisation (ETA) has become a legal necessity for certain people from this month. This £16 charge permits travellers to enter the UK for tourism, family visits and other purposes for up to six months.
On X, formerly Twitter, the major airport announced this week: “Starting tomorrow, 25 February, whether your final destination is the UK or are connecting via Heathrow, eligible visitors will need an ETA (Electronic Travel Authorisation).
“Find out more on http://GOV.UK.” It then also stressed: “From 25 February, you can’t legally travel without an Electronic Travel Authorisation. Exemptions apply.”
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Whilst most UK visitors will require an ETA or visa to enter the UK, this depends on your nationality and purpose of travel. For example, an ETA is usually necessary if you’re arriving from Europe, the USA, Australia, Canada and selected other countries.
Every person travelling must obtain an ETA, including babies and children. Therefore, for a family of four, you’ll probably need to pay £64 altogether, whilst a family of six will generally pay £96. Visitors may apply for an ETA on behalf of others.
Anyone holding a British or Irish passport, or who has permission to work, live, or study in the UK, won’t need an ETA. According to official Government advice, other exemptions include:
It’s important to remember that having an ETA does not guarantee entry to the UK. Those with a criminal record or who have previously been denied entry should consider applying for a Standard Visitor visa instead.
Beyond this, the UK Government highlights exactly what can and can’t be done with an ETA. For instance, the ETA allows:
Meanwhile, these five things are not permitted with an ETA:
Staying in the UK for longer than six months
Doing paid or unpaid work for a UK company or as a self-employed person, unless you’re doing a permitted paid engagement or event or work on the Creative Worker visa concession
Claiming public funds (benefits)
Living in the UK through frequent or successive visits
Marrying or registering a civil partnership, or giving notice of marriage or civil partnership – a Marriage Visitor visa is needed
Travellers can apply for the £16 ETA online or via the UK ETA app. To complete this, they’ll need a passport, an email address, and a payment option, including Apple Pay and Google Pay.
The fee is non-refundable after an application has been submitted. For further details,head to GOV.UK here.
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The digital euro is facing fresh delays in the European Parliament after the file’s lead rapporteur, Spanish lawmaker Fernando Navarrete Rojas of the European People’s Party (EPP), formed a minority bloc with far-right groups — leaving shadow rapporteurs unable to secure a workable majority around the draft.
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The latest compromise text seen by Euronews would also narrow the project’s scope in a way that goes to the heart of the Commission’s plan.
Brussels proposed a digital form of cash that could be used both online and offline. Navarrete, by contrast, is pushing for an offline-only model.
As rapporteur, Navarrete is responsible for steering the legislative text and building agreement across political groups through negotiations with shadow rapporteurs — a process designed to produce a majority-backed position in Parliament.
The Parliament has already signalled broad support for a digital euro.
On 10 February, lawmakers adopted the European Central Bank’s annual report and backed two pro–digital euro amendments, with opposition mainly coming from some centrist and far-right MEPs.
The EPP itself is split on the file. The German delegation is strongly in favour, amid pressure from Berlin. In mid-February, Vice-Chancellor Lars Klingbeil told journalists that those opposing the digital euro were harming Europe.
Two sources familiar with the talks told Euronews that amendments tabled by Navarrete in the latest compromise text are a non-starter for groups backing the Commission’s plan, pushing the file into a legislative deadlock.
Euronews contacted lead rapporteur Navarrete for comment but had not received a response at the time of publication.
The impasse surfaced again at a meeting on Thursday, when lawmakers attempted to bridge differences after a heated discussion, claiming “the text is going nowhere”.
Another meeting is scheduled for 10 March, but sources expect a vote currently pencilled in for May to slip.
EU countries have already agreed their position in the Council. Without a Parliament mandate, the legislation cannot move to the next stage.
What is digital euro?
The digital euro has taken on new political weight as economic tensions between the EU and the US sharpen the debate over Europe’s reliance on American payment giants.
Visa and Mastercard, both US-based, underpin much of day-to-day card spending in Europe. ECB data for 2025 shows the two networks account for 61% of card payments in the EU and nearly all cross-border card payments.
The project would create an electronic form of cash issued by the European Central Bank, designed to sit alongside banknotes and the payments services offered by commercial banks.
Supporters argue it would give citizens direct access to digital “public” money — something that, for now, largely exists only in the form of cash.
Under the Commission’s proposal, users would have a digital wallet for both online and offline payments, with transactions designed so they are not trackable.
Critics say the latest compromise text in Parliament risks stripping out key parts of that vision.
“This first taste of a compromise from Mr. Navarrete sadly shines little light on any actual shift in his direction for the digital euro,” Laura Casonato, head of policy at Positive Money Europe, told Euronews.
Casonato said the draft does contain some welcome elements, including language recognising that the digital euro “should be a sovereign and secure digital means of payment that safeguard public access to central bank money” alongside clearer provisions on privacy and data security.
Japan is one of those spots on the map of the planet Earth where infrastructure and digital innovation are closely connected.
The country considers technology as an instrument of national competitiveness. For the last few years, this approach has extended, bringing revolution to Japan digital infrastructure, and exceeding expectations not only of citizens but also of international travellers.
5G Expansion and Digital Urban Infrastructure
5G Japan tourism connectivity has accelerated, reflecting broader structural changes in the Japan telecom market. The nationwide 5G coverage of the major carriers has rapidly expanded.
Not so long time ago 5G in Japan was closely connected with industrial policy goals, special highlights among which are automation, smart manufacturing, and AI deployment. As for the sphere of tourism, the impact is no less significant.
Concerning major urban centers such as Tokyo, Osaka, and Fukuoka, high-speed connectivity for them became a significant part of the smart traffic systems, services for real-time navigation tracking and a platform for digital payment. As a result, foreign visitors get into an environment where stable data access is guaranteed.
Japan’s digital infrastructure is reliable, fast, and efficient. These qualities maintain the broad economic model of the country. However, this situation brings high expectations from visitors who are upset with limited data packages because they create a big contrast to the high-tech urban ecosystem.
Smart Tourism and Data Consumption Trends
Digital tourism Japan can be smooth and easy with AI-driven translation services, booking services, and transportation networks.
As a result, in your Japan data usage, you can easily carry out your daily tasks such as streaming, making video conferences, and having cloud-based document access. Even if you’re a short-term visitor, you will need a lot of data and a stable connection for simultaneous operation of your devices.
Such providers as Mobal have become part of the broader ecosystem within this environment. It guarantees international mobility for the maximum comfort of users. Japan supports the strategy of revitalizing inbound tourism, which is linked to regional economic development, especially when talking about areas outside Tokyo. High-speed connectivity is vitally needed.
Remote Work, International Mobility and Data Demands
The latest trend towards Japan is not only the attraction of tourists, but also the creation of comfortable conditions for those who choose remote work Asia opportunities. A lot of people nowadays are choosing hybrid or fully remote jobs, so they can do their daily work and travel at the same time. As a result, these people need good connections not only for their travel needs, but also for joining conferences, working with large files and secure company systems. Public Wi-Fi is not enough, and the need for fast, reliable, and high-speed internet only increases.
In this context, as demand grows, many international visitors search for Japan eSIM unlimited data solutions that match their usage patterns. One example is available at Mobal Japan eSIM unlimited data, which provides an unlimited eSIM designed specifically for short-term stays, typically ranging from 3 to about 31 days, with unrestricted data usage suited to tourists and business travelers.
eSIM technology supports Japan’s tendency for digital transformation. eSIMs are the easiest way for travelers to stay connected, which can be arranged beforehand.
Policy, Regulation and Mobile Accessibility for Foreign Visitors
Japan’s telecom system is a perfect balance of competition and strict oversight. The market is tightly controlled by the rules around SIM registration, protection of consumers, and network licensing. As a result, foreign visitors may face a problem while getting a local SIM card.
At the same time, it’s clear that easy mobile access is needed for the positive experience of Japan for both business and travel spheres. Mobal provides a stable connection within the regulated system. All the services are perfectly adapted to correspond to legal requirements and the needs of travellers. The focus is not on promotion but on smooth service and security compliance.
Japan expands 5G networks, developing smart city technologies. As a result, regulations are constantly changing, covering such aspects as cybersecurity and digital identity. Such updates are needed for easily foreign visitors access and reliable mobile networks.
The Future of Digital Access in Japan
To sum up all of the said above, the focus of Japan’s digital strategy is on the deep use of AI technology and faster network standards. Any city needs data and smart systems. Mobile internet became a need because it provides people with an opportunity to access transport, arrange shopping, and carry out their daily tasks.
Most of the international visitors Japan data usage visitors have expectations, quite similar to the expectations of local residents. Fast data is a must. The demand for Japan eSIM unlimited data plans is constantly growing, and it’s not about trends, but about the fact that travel and digital infrastructure have become closely connected. Companies which provide data for travelers work between regulation, technology, and global travel. Their role can’t be underestimated because connectivity is needed for the support of tourism, business, and the workforce. For Japan as a country, known for technological leadership in smart cities Japan, the accessibility of reliable digital systems for all categories of visitors is highly important to support its reputation.
Talking about the latest trends, the line between physical and digital infrastructure will slowly disappear due to the expansion of 5G networks. The main challenge at the current stage of development is to make sure that networks match changing travel patterns. As a result, seamless mobile access for short-term visitors is not a temporary trend, but the best reflection of long-term changes in the digital economy of Japan.
What began as a largely fintech-led experiment is steadily gaining traction among incumbent banks. Across Europe, established financial institutions are now assessing stablecoins alongside other payment innovations, driven by the need to modernise transaction flows while upholding regulatory discipline, operational resilience and customer confidence.
For many banks, the discussion is no longer about whether stablecoins belong in the financial system, but about how they can be deployed responsibly and at scale. Persistent frictions in cross-border payments, settlement lag and the growing expectation of always-on digital services are exposing the limitations of existing infrastructures, particularly in corporate and wholesale banking. At the same time, Europe faces a strategic question: how to ensure that the future architecture of digital money is not shaped solely by non-European actors or dominated by dollar-based instruments.
Ultimately, the adoption of stablecoins will be determined by practical demand. Different users will gravitate towards different applications, depending on their operational needs and the ecosystems in which they operate. Platforms that integrate stablecoins natively as a payment option are likely to drive early use, especially in cross-border or digital-native environments.
Given their global reach, stablecoins issued by European banks are unlikely to be confined to domestic users. This international dimension implies a diversity of use cases, not only for corporates but also across banks themselves, reflecting differences in business models, geographic exposure and sectoral focus.
Enterprise-first applications
Against this backdrop, a group of major European banks, including CaixaBank, has joined forces to develop a euro-denominated stablecoin backed by regulated financial institutions. Organised through a consortium model and supported by a dedicated entity, Qivalis, the initiative signals a shift towards cooperation as a catalyst for innovation in payments. The initiative is fully compliant with the EU’s Markets in Crypto-Assets Regulation (MiCA), which is set to be completely implemented by mid-2026, marking a significant step forward in regulated digital finance.
In contrast to retail-oriented projects such as the prospective digital euro, bank-backed stablecoins are being designed primarily with enterprise use cases in mind. Features such as near-instant settlement, programmability and cross-border operability create opportunities in areas ranging from treasury management and supply chain finance to the tokenization of financial instruments. For multinational corporates, the value proposition is clear: more efficient, predictable and continuously available payment solutions.
A defining characteristic of these initiatives is their anchoring within a robust regulatory framework. MiCA establishes a common set of rules that addresses concerns around governance, financial stability and user protection. Operating as regulated electronic money institutions, bank-backed stablecoins aim to merge the advantages of distributed ledger technology with the safeguards traditionally associated with the banking sector.
This emphasis on trust alongside innovation is increasingly shaping European banks’ approach to digital assets. As CaixaBank CEO Gonzalo Gortázar has observed, payments are undergoing rapid transformation, with outcomes that remain uncertain. Any new initiatives come with their own set of risks and adoption barriers, but for banks, opting out is not a viable strategy. As with the earlier expansion of instant payments, active engagement is essential to retain strategic flexibility and to help ensure that new instruments strengthen, rather than weaken, the financial system.
A pragmatic approach to blockchain
Beyond efficiency gains, the strategic case also encompasses monetary and technological considerations. A euro-denominated stablecoin issued by a consortium of European banks could contribute to reinforcing Europe’s autonomy in digital finance. In a landscape largely shaped by US dollar-linked stablecoins, a credible euro-based alternative would support global digital transactions while embedding European standards on compliance, data protection and governance.
Qivalis, based in Amsterdam and supported by banks such as CaixaBank, ING, BNP Paribas and UniCredit, illustrates this pragmatic vision. With an experienced management team and governance designed to meet supervisory expectations, the project is targeting a market launch in the second half of 2026. Its focus on concrete economic applications, rather than speculative use, reflects a measured and utility-driven approach to blockchain adoption.
More broadly, the rise of bank-backed stablecoins marks an inflection point for payments in Europe. It suggests a sector that is moving beyond defensive reactions to technological change and instead actively shaping its trajectory. By combining scale, regulatory certainty and collaborative execution, European banks are positioning themselves at the centre of the next phase of digital payments, aligning innovation with stability and efficiency with trust.
As regulation and technology continue to converge, stablecoins are shifting from experimental concepts to practical tools within Europe’s payments ecosystem. Ongoing collaboration between banks, corporates and policymakers will be key to integrating them responsibly and harnessing their potential in support of a more efficient, resilient and competitive European financial system.
Stepping into Jr. Market boutique in Highland Park is like entering a 1980s time warp. Built into a refurbished shipping container, it’s filled with everything from tiny Walkman-style portables to colorful, number-flip clock radios and, naturally, boomboxes of all sizes. Few are more imposing than the TV the Searcher, a Sharp boombox from the early ‘80s that features a built-in, 5-inch color television.
“Try lifting it, it’s really heavy,” warns Spencer Richardson, the shop’s owner. Indeed, the machine is at least 15 pounds without the 10 D batteries that power the unit. He adds, “I don’t think you’re taking this to the beach so you could watch TV while you listen to music.”
An affable, hyper-knowledgeable proprietor in his early 30s, Richardson repairs and resells analog music technology from the 1980s or earlier. In bringing these rehabbed players back into circulation, he’s helping others rediscover a musical format once left for dead. While his hobby-turned-side hustle started as “a gateway to discover sounds” that he otherwise would not have heard, it now attracts curious customers willing to drop $100-plus for a vintage Technics RS-M2 or My First Sony Walkman. His customers include older baby boomers and Gen X‑ers nostalgic for the players of their childhood, but most have been millennials like himself, drawn to something tactile and analog in an era when everything else disappears into the digital ether.
A rare Technics RS-M2 stereo radio tape deck. “I’ve worked on a lot of tape players and this one shouts quality inside and out,” Richardson writes on Instagram.
(Spencer Richardson)
Unlike turntables, which have become increasingly high-tech thanks to the “vinyl revival” of the last 20 years, almost all cassette players in current production rely on the same, basic tape mechanism from Taiwan, Richardson explains. Though cassette culture is enjoying its own period of rediscovery — albeit on a far smaller scale — he hasn’t seen a market emerge for newly engineered tape decks. And he’s fine with that.
“I’m not one of those people that’s like, ‘Why don’t they make good new tape players?’” he says. “No one needs to make it better. You’re still better off buying a refurbished one from the time when they made them.”
That’s where he steps in.
Richardson works on a Nakamichi tape deck out of his repair studio in downtown L.A.
(Genaro Molina / Los Angeles Times)
It’s easy to forget that when cassettes debuted in the mid-1960s, the technology was groundbreaking. Not only were the players far more portable than turntables but unlike records, tapes were resilient to being tossed about. Even more profoundly, cassettes democratized access to the act of recording itself since cassette technology required minimal infrastructure and cost.
“I think about how incredible it must have been for people to realize they could just put whatever they wanted onto a tape, dub it, give it to a friend,” says Richardson.
Entire genres of music, especially in the developing world, became far more accessible across borders. In some countries, big records are still released on cassette. “I have a Filipino release of Kanye West’s ‘College Dropout’ on tape,” Richardson says.
The constraints of the technology guided the listening experience. Because skipping songs on a player was a hassle, most people sat with cassette albums as a track-by-track, linear journey, the antithesis to the algorithmic, shuffle-centric playlists ubiquitous on today’s streaming platforms. It’s a pace that Richardson appreciates.
“I want things to be intentional and slow,” he says. “I don’t need them to be optimized.”
He learned how to repair gear by watching YouTube videos, perusing old manuals and through trial and error.
(Genaro Molina / Los Angeles Times)
Born in the early 1990s, Richardson grew up in Santa Monica and the Pacific Palisades, where his mother’s home was lost in the L.A. wildfires last year. He’s just old enough to remember cassettes as a child: “My mom had books on tape like ‘Winnie the Pooh,’ but I wasn’t out buying tapes.” Fast forward to the mid-2010s and he was working at the now-defunct Touch Vinyl in West L.A. “Back in 2014, we started this little in-store tape label,” he explained. “Bands would come to play, and we’d duplicate 10 tapes and give them away or sell them.” Richardson slowly began collecting cassettes but after the store closed a few years later, he realized how hard it was to find people to service his tape players.
Finally, once the pandemic hit in 2020 and everyone was stuck at home, he decided to learn how to repair his gear by watching YouTube.“I was just fascinated by the videos, absorbing soldering techniques and tools you might need,” he said. With no formal engineering background, Richardson began collecting information online, perusing old manuals, learning through trial and error. “You just need to get your hands in there and be like, ‘Oh, OK, I see how this works,’ or maybe I don’t see how this works, and I’m just going to bang my head against the wall, and then a year later, try again.” His first successful repair was for his Teac CX-311, a compact stereo cassette player/recorder that he still owns. “It has some quirks but runs well.”
A few years later, Richardson’s girlfriend, Faith, suggested he start selling his players online via an Instagram account — jrmarket.radio — originally created for a short-lived internet station. Tim Mahoney, his childhood friend and a professional photographer, shot the units against a plain white backdrop, as if for an art catalog. A community of enthusiasts quickly found his account and Richardson began selling pieces online and via pop-ups. In 2024, the owners of vintage clothing store the Bearded Beagle invited him to take over the parking lot space behind their new location on Figueroa St. Opening a brick-and-mortar store hadn’t been his ambition but Richardson accepted the opportunity: “I never envisioned opening my own physical store. It’s hard enough to have a retail space in Los Angeles to sell something that’s very niche.”
Jr. Market operates as a shop Thursday through Saturday in Highland Park.
(Spencer Richardson)
Jr. Market — whose name is inspired by Japanese convenience stores known as “junior markets” — isn’t trying to appeal to audiophiles though Richardson does stock studio-quality recording decks. He primarily looks for players with appealing visual design, most of them made in Japan where Richardson has been traveling to since graduating high school. Through those trips, he’s learned where to source pristinely-kept gear, including his best-selling Corocasse: a bright red plastic cube of a radio/tape player, introduced by National in 1983. He also keeps an eye out for the unique Sanyo MR-QF4 from 1979, an elongated boombox with four speakers, designed to play either horizontally or flipped into a vertical tower.
The store also stocks a small selection of portable record players, including a Viktor PK-2, a whimsical, plastic-bodied three-in-one turntable, tape player and AM radio that looks like something designed by a modernist artist for Fisher-Price. That went to local author and historian Sam Sweet, who visited the store with no intention of buying anything and left with the Viktor, which now sits on his writing desk. “Spencer’s part of a grand tradition of workshop tinkerers and specialty mechanics,” Sweet says. “The refurbished devices he sells are as much a reflection of his ethos and expertise as they are treasures of the past.”
Last year, Imma Almourzaeva, an Echo Park art director, came to the store and purchased a massive 1979 Sony “Zilba’p” boombox, which is nearly 2 feet wide and over a foot tall, with wood veneer panels to boot. Almourzaeva, who grew up in Russia in the ‘90s, wanted a player that offered “the tactile feel of my childhood and bringing it back into my daily routine, something familiar, something warm.” The Zilba’p is the largest boombox Richardson has carried and Almourzaeva said, “It’s aesthetically a showstopper. Maybe I have a Napoleon complex because I’m pretty small too. It’s like ‘go big or go home’ for me.” She shared that she recently bought a Soviet-era boombox from Richardson for her brother for Christmas. “It turned out my mom grew up using the same brand of stereo,” Almourzaeva says. Richardson had told her that Soviet boomboxes are “very DIY, more funky and finicky.”
Refurbishment is one of Richardson’s specialties, including repairing customer units, each of them a puzzle he enjoys solving. No matter if a player is sparse or feature-packed, the simple act of playing a cassette creates a sense of calm and focus for him. “You’re not distracted, because it doesn’t do anything else,” he says. In a time where every “smart” device is marketed with dizzying arrays of features, that simplicity can feel downright revolutionary.
Failing to recognise that it is now essential to advance the digital euro is harming Europe, German Vice-Chancellor and Finance Minister Lars Klingbeil told journalists on Monday, ahead of a meeting of euro area ministers in Brussels.
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The digital euro, a legislative proposal currently being discussed among the European Union’s institutions, is currently blocked in the European Parliament, where MEPs working on the file are struggling to come to an agreement.
“All I can say is that anyone who, in this situation, has not understood that it is now essential to advance the digital euro as quickly as possible is not serving Europe, but harming it. And everyone responsible for making decisions must be aware of that,” Klingbeil told journalists.
Spanish centre-right MEP Fernando Navarrete of the the European People’s Party (EPP), who is leading the work on the file, is now proposing a new design for the digital euro, which would essentially reduce the scope of the tool as outlined by the European Commission.
The EPP is divided over the digital euro, with the German delegation actively in favour. If the Parliament cannot agree a position on the file, the legislation will not be able to move forward.
What is the digital Euro?
The digital euro would be an electronic form of cash issued by the ECB, and would serve as an additional form of payment supplementing the cash and cards issued by commercial banks.
“We want to move the digital euro forward because it is important for the sovereignty of our continent, but cash will, of course, remain”, the vice-chancellor clarified.
Unlike everyday card payments, where payments are “private”, the digital euro would allow citizens a direct use of digital “public” money, now mainly available in the form of cash.
Under the European Commission’s proposal, the digital euro would include a digital wallet that could be used both online and offline, with payments not trackable.
An alternative to Visa and Mastercard
The digital euro proposal has surged in importance thanks to economic tensions between the EU and the US, offering as it does an alternative to Visa and Mastercard, the two US-based payment systems used in everyday life by most Europeans.
“Today, when a European customer makes a card payment, it is most often executed by a US firm”, Peter Norwood, senior research and advocacy from the NGO Finance Watch told Euronews.
In Europe, Mastercard and Visa account for 61% of card payments and nearly 100% of cross-border ones, according to data from the European Central Bank data from 2025.
“That gives foreign actors meaningful leverage over the day-to-day functioning of the European economy. A properly designed digital euro, with both online and offline functionality, would give Europeans a publicly backed digital payment option. One that keeps costs down, protects privacy and ensures European control over critical payments infrastructure”, Norwood added.
However, in Navarrete’s proposal, the digital euro would not be an alternative means of payment to Visa and Mastercard.
The European Parliament is expected to vote on the digital euro in May. If the legislation passes, there will begin negotiations between the European Commission, European Parliament and the Council of the EU.
Forty-eight EU lawmakers added a passage in support of the digital euro in an annual report on the European Central Bank (ECB) that will be voted on Tuesday.
Although the document has no legislative effect, the vote on the amendment will publicly show where support for the digital euro stands.
The digital euro would be an electronic form of cash issued by the ECB, and would serve as an additional form of payment supplementing the cash and cards issued by commercial banks.
Unlike everyday card payments, where payments are “private”, the digital euro would allow citizens a direct use of digital “public” money, now mainly available in the form of cash.
Under the European Commission’s proposal, the digital euro would include a digital wallet that could be used both online and offline, with payments not trackable.
The digital euro proposal has surged in importance thanks to economic tensions between the EU and the US, offering as it does an alternative to Visa and Mastercard, the two US-based payment systems used in everyday life by most Europeans.
EU’s legislative politics
The proposal has already been backed by EU countries in the Council, leaving the Parliament as the last co-legislator to take a position on the file.
However, the Parliament is experiencing a political deadlock, with the MEPs working on the proposal having difficulty agreeing on a common vision for the digital euro’s design.
In particular, the leading rapporteur on the file, centre-right Spanish MEP Fernando Navarrete, is proposing to reduce the digital euro’s scope, for instance by designing it solely for offline use. In that scenario, the digital euro would not be an alternative means of payment to Visa and Mastercard.
While the centre-right European People’s Party will likely be divided over the proposal in the vote, many far-right parties have expressed sharp disagreement to the proposal. Last week, the Spanish far-right party Vox asked the European Commission to withdraw it altogether.
In the passage that will be voted on Tuesday seen by Euronews, signatories ask for support for “an online and offline digital euro” that “should contribute to safeguarding universal access to payments” and not rely on solely private and non-European providers.
The signatories describes the design and the scope of the digital euro as in the European Commission proposal: “a complement to cash and private banking services […] to strengthen European monetary sovereignty, reduce fragmentation in retail payments and support the integrity and resilience of the single market”.
Supporters of the amendment
The passage in the report, which supports the original proposal of the European Commission with a larger scope for the digital euro, was proposed by Italian MEP Pasquale Tridico of the Five Stars Movement, which currently sits in The Left group at the European Parliament.
“Today we are totally dependent on the big American players – Visa and Mastercard – and this makes the EU weak and dependent on Trump’s decisions,” Tridico told Euronews, adding that delays and boycotts by minorities at the European Parliament are “counterproductive”.
“If the American president woke up one day and decide to cut Europeans off from digital payment circuits, European citizens would no longer be able to make purchases using credit cards, which are by far the most widely used means of payment today.”
The amendment in support of the digital euro has attracted the support of MEPs from several political groups, including the centre-right European People’s Party, the Socialists and Democrats, Renew Europe, the Greens and The Left.
Brothers of Italy, the party of the Italian Prime Minister Giorgia Meloni in the European Conservatives and Reformists group (ECR), will vote in favour of the amendment, according to a Parliament official who spoke to Euronews in condition of anonymity.
At the time of publication, no other MEPs from ECR, Patriots for Europe or Europe of Sovereign Nations have expressed support.