FREDERICKSBURG, Va. — If there’s agreement on anything in the two states with governor’s races this year, it’s that utility bills are a growing concern among voters.
One Virginia voter, Kim Wilson, lamented at a town hall recently that her electricity bill seems to go up every month, no matter how much she tries to mitigate the costs. She was drawn to the event in part by its title: “The energy bills are too damn high.”
“It’s way too high,” Wilson readily agreed.
In New Jersey, Herb Michitsch of Kenilworth said his electric bill has climbed to nearly $400 a month, or more than four times what it was when he and his wife moved into their home half a century ago.
“Something really has to be done,” Michitsch said.
That something must be done is pretty much where the agreement ends. It’s what must be done that splits politicians back into rival camps.
Democratic candidates in the two states are far more likely to embrace clean energy options like wind and solar than their Republican opponents. The two states’ Republican nominees are more closely aligned with the policies of President Trump, who has called climate change a “con job” and promotes more traditional energy sources like gas and coal. New Jersey Republican nominee Jack Ciattarelli has acknowledged that human-caused climate change is occurring, but he says Democrats have driven up costs with their clean energy push.
Which side voters land on in the off-year elections will give both parties plenty to consider in what feels destined to be an emerging economic issue heading into next year’s midterm elections.
At a recent rally in New Jersey, Democratic state Sen. Vin Gopal made clear that he stood with Democratic nominee Mikie Sherrill in support of her plans to lower costs. But Gopal acknowledged that the outcome could signal whether voters are ready to embrace the president’s approach or have simply grown weary of national politics.
“The whole country is watching what happens,” he said.
Technology drives up costs
The debate comes as people in the two states grapple with double-digit percentage increases in monthly electricity bills. The exploding costs are driven by soaring demand, particularly from data centers, and by the rapid onset of energy-intensive artificial intelligence technology. Virginia’s largest energy utility also has linked potential future rate increases to inflation and other costs.
In Virginia’s open race to succeed a term-limited GOP incumbent, Democrat Abigail Spanberger and Republican Lt. Gov. Winsome Earle-Sears are at odds over the development of renewable energy sources.
Spanberger has laid out a plan to expand solar and wind production in underused locations, praising a wind project off the coast of Virginia Beach. In a debate against her opponent, she also said she would “ensure that data centers pay their fair share” as costs rise. The state is home to the world’s largest data center market,
Republican Winsome Earle-Sears wasn’t having it.
“That’s all she wants, is solar and wind,” Earle-Sears said of Spanberger at the debate. “Well, if you look outside, the sun isn’t shining and the breeze isn’t blowing, and then what, Abigail, what will you do?”
In New Jersey, where Ciattarelli’s endorsement by Trump included recent social media posts praising his energy affordability plans, the GOP nominee blames rising costs on eight years of Democratic control of state government.
Ciattarelli says he would pull New Jersey out of a regional greenhouse gas trading bloc, which Democratic incumbent Gov. Phil Murphy reentered when he first took office in 2018.
“It’s been a failure,” Ciattarelli said at the final debate of the campaign. “Electricity is at an all-time high.”
He’s also come out as a strident opponent of wind energy off the state’s coast, an effort Democrats spearheaded under Murphy. A major offshore wind project ground to a halt when the Danish company overseeing it scrapped projects, citing supply chain problems and high interest rates.
At the center of Sherrill’s campaign promise on the issue is an executive order to freeze rates and build cheaper and cleaner power generation.
“I know my opponent laughs at it,” Sherrill said recently.
A growing concern among voters
The candidates’ focus on affordability and utility rates reflects an unease among voters. A recent Associated Press-NORC Center for Public Affairs Research poll found electricity bills are a “major” source of stress for 36% of U.S. adults, at a time when data center development for AI could further strain the power grid.
Perhaps that’s why the statewide races have become something of an energy proxy battle in Virginia. Clean Virginia, a clean energy advocacy group that targets utility corruption, has backed all three Democratic candidates for statewide office in Virginia — a first for the organization. GOP statewide candidates, meanwhile, have accepted money from Dominion Energy, the largest electric utility in Virginia.
To further complicate an already complex issue: Virginia has passed the Virginia Clean Economy Act, which calls for utilities to sunset carbon energy production methods by 2045.
Republican House Minority Leader Terry Kilgore, who represents the southwest edge of Virginia, had failed to alter part of the state’s Clean Economy Act earlier this year. Kilgore, whose top donor is Dominion Energy, said in February: “If their bills go any higher, there are folks in my region that are not able to pay them now, they’re definitely not going to be able to pay them in the future.”
Evan Vaughn, executive director of MAREC Action, a group of Mid-Atlantic renewable energy developers, said candidates from both parties are in a tough spot because bringing down prices quickly will be difficult given broader market dynamics.
“Voters should look to which candidate they think can do the best to stabilize prices by bringing more generation online,” he said. “That’s really going to be the key to affordability.”
Michitsch, who’s backing Sherrill in the governor’s race and said he would campaign for her, said her proposal shows she’s willing to do something to address spiraling costs.
“We need to change,” he said. “And I think she is here to change things.”
The city of Sibiu is known for being Romania‘s most popular Christmas destination, and it has a popular annual Christmas fair.
Whilst Sibiu may not be high on the must-visit list for Brits, it’s becoming much more accessible thanks to Wizz Air flights – and you can be there in just over three hours.
The city was even named as the 18th most underrated destination by Time Out earlier this year.
From November 14, 2025 to January 4, 2026, Sibiu will hold its Târgul de Crăciun din Sibiu which is one of the biggest Christmas markets in the city.
Last year it had a huge Ferris wheel and a 600-square-meter natural ice rink with room for 300 skaters, there was also a merry-go-round and Santa’s Workshop.
Here, a cup of mulled wine will cost between five and 10 leu which is just 86p, according to eurochange.
In comparison, last year at London‘s Winter Wonderland, a cup of mulled wine set Brits back £6.10.
It’s not just the Christmas treats that are cheap, according to Wise, the cost of a three course meal for two in Sibiu costs an average of 175lei (£30).
A pint of beer can cost as little as 11lei, which translates to just £1.91. And the price of an average Cappuccino is 12.20lei (£2.11).
For an overnight stay, options on Booking.com start from £26 based on two people sharing – so that works out at just £13pppn.
In December, you can fly from Birmingham to Sibiu with Wizz Air from £17.
Another airport with direct flights to the city is from London Luton with one-way flights from £27.
There’s plenty of sightseeing to do too as the city is known for its charming old town and there are lots of medieval walls and towers to spot.
Head over to The Bridge of Lies which has lots of legends and myths behind it – and when lit up at night, it makes for a great picture spot.
Last year there was a 300-person ice rink in the main squareCredit: Alamy
According to Tripadvisor, another must-see spot in Sibiu is Muzeul Astra, the largest open air museum in Europe.
The Grand Square, which is historic and filled with market stalls, cafes, restaurants and shops – this is where the Christmas fair will be set up.
Flight attendant Niko said: “I’ve been to Sibiu in Romania several times already.
“You have the mountains, so there’s lots of nature, the food is amazing, everything is cheap and the people are so friendly.
“And you should try Papanasi. It’s a Romanian dessert that’s like a doughnut. It tastes amazing, but not good if you’re on a diet.”
Essentially, a Papanasi is a fried or boiled cheese doughnut usually served with sour cream and jam – and you can pick one up for around £4 in Romania.
The Christmas market is in one of the most popular in RomaniaCredit: Alamy
THERE is a charming, small Italian city that hosts a quiet Christmas market for less than the cost of visiting one in the UK.
The tiny city of Arezzo located in the Tuscan hills of Italyfeatures the country’s largest Christmas market that is themed like an Alpine village.
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Arezzo in Italy is home to a quaint Christmas market with over 640,000 lightsCredit: Alamy
Each winter, according to Visit Tuscany, Arezzo becomes a “Christmas City” in the medieval centre, Piazza Grande, with stalls selling handmade gifts.
In fact, the gifts come from all over, with exhibitors travelling from the Tyrol, Germany and Austria to the market to sell wood carvings, ceramics, and hand-painted Christmas decorations.
You can expect over 640,000 LED lights, a Ferris wheel that offers amazing panoramic views and Santa’s house too.
For something to drink, opt for a steaming mug of glühwein – a traditional German hot mulled wine with cinnamon, cloves, star anise and citrus fruits.
A mug usually costs around €4 to €5 (£3.47 to £4.34).
You can step it up a notch too by having a Feuerzangenbowle – the fiery version where a sugarloaf soaked in rum is set on fire and drips into the mulled wine.
In the Prato – a large green space that dominates the city – there are more wooden huts selling local street food, such as sausages for around €5 to €8 (£4.34 to £6.95).
Families can have some fun skating at the ice rink as well.
For the duration of the Christmas market, there will also be a number of events and shows.
For example, for €10 (£8.68) per person, you could see Brick House Art – a three-floor exhibition of different Lego artworks.
The market will run between November 16 and January 6, every Thursday, Friday, Saturday and Sunday.
And for this year, visitors can travel on a limited-edition Christmas train to Arezzo, from Rome.
Called The Assisi Espresso, each carriage on the train will be decked out with festive decorations and passengers will each be given a gift.
Other stops along the route include Terni, Spoleto, Foligno, Spello, Assisi, and Perugia.
The train will operate every Sunday from November 30 to January 11, departing Rome at 8:30am and arriving in Arezzo at 12:10pm.
The train will then leave Arezzo at 5:30pm and arrive back in Rome at 10:42pm.
Passengers can book either first class or second class, and there is a dining carriage onboard too – expect mulled wine, roast chestnuts and traditional treats.
Return tickets on the train cost just €62 (around £54).
And this Christmas you could head to the small city and its Christmas market for £54 return from RomeCredit: Alamy
And with cheap flights to Rome, you can head to Arezzo’s Christmas market for cheaper than a UK staycation.
Prices for a full stay and the Christmas train cost from just £250, which is 44 per cent less than heading to Edinburgh around the same period, according to First Choice.
But travellers don’t need to stay in Arezzo – they could opt to stay in Rome instead.
Kevin Nelson, managing director at First Choice said: “Rome might not be the first place you think of for a Christmas break, but that’s exactly what makes it such a smart choice.
“Pairing the city’s festive charm with a proper Alpine-style market in Arezzo gives you two authentic experiences for the price of one – it’s the ultimate festive hack.”
First Choice’s Rome package starts from just £184 per person for three nights this December, and this includes return flights to the city and a central hotel, such as Rome Garden.
Add in the cost of the train to Arezzo and back, the holiday costs just £238 per person.
Flights to Rome cost as little as £27 per person and a hotel costs from around £38 a nightCredit: Alamy
And if you were planning the trip on your own, return flights from Birmingham, Manchester and London all cost around £27 in December.
A hotel in the centre of Rome then costs as little as £38 per night, so if you stayed for two nights, you’d spend around £238.
Both of these options would cost less than heading to the Birmingham‘s Frankfurt Christmas Market for a weekend, where a return train ticket costs about £35 from London and a hotel will set you back around £100 a night.
And that’s before battling the prices of the market – a pint cost £7 last year and a bratwurst around £10.
Before you know it, you’ve spent over £250.
Unless you’re staying in a hostel, a mid-range weekend away for two, anywhere in the UK usually costs £350 to £500.
A recent study has revealed the most affordable weekend staycation for autumn – and it will only set you back 74 for two. Here’s everything you need to know about the relaxing seaside town
Travellers have found Torquay to be great for just relaxing(Image: Getty)
As travel habits evolve during the autumn months, an increasing number of Britons are opting for the convenience of budget-friendly staycations rather than pricier overseas breaks.
If you’re looking for your next holiday, keep reading. Research by credit card provider Aqua examined multiple elements including lodging expenses, online search activity, and weather patterns – with one coastal destination emerging victorious.
Leading the rankings ahead of Blackpool and Portsmouth, which secured second and third positions respectively, is Torquay. The 2024 study revealed that a weekend escape to this beloved seaside town costs merely £74 for two people.
A total bargain you shouldn’t be missing on. This might not come as a shock, given that autumn in Torquay brings pleasant temperatures, creating ideal conditions for outdoor pursuits and sightseeing minus the summer throngs, reports the Express.
The breathtaking coastal routes, including the South West Coast Path, provide perfect opportunities for lengthy strolls, allowing guests to savour the crisp air and magnificent scenery.
The autumn season in this region proves excellent for nature lovers, presenting chances to observe migrating birds and appreciate the regional wildlife in more tranquil surroundings.
Holiday-makers have discovered this location to be perfect for simply unwinding and savouring the regional food offerings, with TripAdvisor users posting their positive experiences on the review platform.
Milo Boyd
Arabinda-Ghosh commented: “A beautiful small place where every spot is welcoming and you will feel relaxed and cool. A whole day spending is not enough to quench the thirst for peace and beauty.”
“I found Happy faces everywhere and there is family get-together like feeling. An ideal place for relaxation with nice food and drink.”
Regarding the harbour, Ann M shared: “Just love this area. Loads of quality pubs, restaurants, nightlife, most being fairly priced. It’s lovely to just sit outside one of the bars and watch the world go by. Very relaxing, whatever the weather.”
Annie chimed in: “We had a walk around the harbour and watched the boats for a while. Peaceful and beautiful views. Clean and tidy harbour, we found it very relaxing.”
Nearly three weeks of striking bus drivers and roadblocks by angry farmers have put Ecuador President Daniel Noboa in one of the tensest moments of his presidency.
The outcry comes in response to the government’s increase in diesel fuel costs, after a subsidy was cut last month.
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With no signs of dialogue after 18 days, one protester has been killed, numerous protesters and authorities injured, and more than 100 people arrested.
The army announced a large deployment to the capital on Thursday, saying it would prevent vandalism and destruction of property. As many as 5,000 troops were being deployed after dozens of protesters had marched at various sites in the city earlier in the day.
Though the demonstrations called for by Ecuador’s largest Indigenous organisation, CONAIE, are supposed to be nationwide, the most acute impact has been in the northern part of the country, especially Imbabura province, where Noboa won in April’s election with 52 percent of the vote.
On one side is “a president who assumes that after winning the elections he has all of the power at his disposal, who has authoritarian tendencies and no disposition for dialogue”, said Farith Simon, a law professor at the Universidad San Francisco in Quito.
On the other side, he said, is “an Indigenous sector that has shown itself to be uncompromising and is looking to co-govern through force”.
Protesters attacked Noboa’s motorcade with rocks on Tuesday, adding to the tension. The administration denounced it as an assassination attempt.
The Indigenous organisation CONAIE, however, rejected that assertion. It insists its protests are peaceful and that it is the government that is responding with force.
What led to the demonstrations?
The protests were organised by CONAIE, an acronym that translates to the Confederation of Indigenous Nationalities of Ecuador.
The group mobilised its supporters after Noboa decreed the elimination of a subsidy on diesel on September 12.
Diesel is critical to the agricultural, fishing and transport sectors in Ecuador, where many Indigenous people work. The move raised the cost of a gallon (3.8 litres) of diesel to $2.80 from $1.80, which CONAIE said hit the poor the hardest.
The government tried to calm the backlash by offering some handouts, and unions did not join the demonstrations. The confederation rejected the government’s “gifts” and called for a general strike.
What are the protests like?
The Indigenous confederation is a structured movement that played a central role in violent uprisings in 2019 and 2022 that nearly ousted then-Presidents Lenin Moreno and Guillermo Lasso.
Its methods are not always seen as productive, particularly when protests turn violent.
Daniel Crespo, an international relations professor at the Universidad de los Hemisferios in Quito, said the confederation’s demands to return the fuel subsidy, cut a tax and stop mining are efforts to “impose their political agenda”.
The confederation says it’s just trying to fight for a “decent life” for all Ecuadorians, even if that means opposing Noboa’s economic and social policies.
What are Noboa’s policies?
Noboa is a 37-year-old, politically conservative millionaire heir to a banana fortune. He started his second term in May amid high levels of violence.
One of the steps he has taken is raising the value-added tax rate to 15 percent from 12 percent, arguing that the additional funds are needed to fight crime. He has also fired thousands of government workers and restructured the executive branch.
The president has opted for a heavy-handed approach to making these changes and rejected calls for dialogue. He said, “The law awaits those who choose violence. Those who act like criminals will be treated like criminals.”
What has been the fallout?
A protester died last week, and soldiers were caught on video attacking a man who tried to help him.
The images, along with generally aggressive actions by security forces confronting protesters, have fuelled anger and drawn criticism about excessive use of force from organisations within Ecuador and abroad.
The Attorney General’s Office said it was investigating the protester’s death.
Experts warn that the situation could grow more violent if the protests that have largely been in rural areas arrive in the cities, especially the capital, where frustrated civilians could take to the streets to confront protesters.
Some party needs to intervene and lead the different sides to dialogue, perhaps the Catholic Church or civil society organisations, Crespo and Simon agreed.
The Short family decided to move their lives on Mauritius
A family have left the UK behind, moving 6,000 miles to Mauritius in a bid to “escape the rat race” and now they say it’s like being on “a permanent holiday”.
Adam Short, 44, and his wife, Tara, 38, took their two children – Spencer, nine, and Xander, four – to Mauritius for a holiday in November 2024. After returning to their Sheffield home and resuming their 8am-6pm workdays, they yearned for a “slower pace of life”.
The Short family are happy with their move, despite living costs being very similar in the two countries. They feel their new life is worth it because of Mauritius’ beautiful beaches, hot summers, friendly neighbours and increased family time.
They say they dpon’t miss the UK’s gloomy weather, long working hours and never-ending traffic jams.
Have you swapped the UK for a home abroad? We’d love to hear from you, whether you love it there or regret the move. Email [email protected]
Tara, a CEO, and Adam, a car sales business owner, decided to rent out their four-bedroom UK home and booked one-way tickets to Grand Baie in July. With nothing more than five suitcases, the parents and their sons embarked on their new adventure.
They made a pact that if they weren’t happy after two years, they’d return to the UK. However, after settling into a rented four-bedroom house with a pool, just a stone’s throw from the beach, it doesn’t look like the family will be heading back anytime soon.
The two lads are attending an international private school costing £5,000-a-year, while both the parents say they can continue running their UK businesses flexibly from Mauritius.
Adam said: “Back in the UK, we weren’t being a proper family – we were just existing together. We were desperate to get away from the rat race. We thought there had to be a better standard of life out in Mauritius – and there is.
“We work less hours because we can be more productive. The kids finish school at 2.30pm so we can go to the beach or in the pool together. We enjoy as much family time as we can. I get asked every day on social media how we managed to do this – but it’s achievable if you just commit to it.”
The parents began mulling over relocating to a different culture after realising they were barely spending time with their own children.
Adam said: “I used to say to my friends, ‘I feel like I don’t know my kids.’ I would see them every day, but it was all rushing around, getting them ready for school, tea, bed.”
Being ahead of UK time means the parents can complete several hours of work before any of the UK teams begin their day – leaving them feeling more efficient without interruptions. They’re also able to work flexible hours throughout the day, allowing them to take afternoons off to spend quality time with their sons after school.
Despite being outsiders, the Short family say they’ve been welcomed. Adam said: “Everyone is so lovely – we’ve been invited to a meal at a Mauritian family’s home this weekend. Mauritian life is very family-focused which is what we want.
“On the weekends, you go down to the beach and hundreds of families are out all having barbecues with little gazebos. When you walk past, every family will invite you to join them and share their food. All the kids play together. It’s lovely.”
Regarding expenses, Adam explained that whilst some items cost more in Mauritius – others work out cheaper.
He believes that overall, the relocation hasn’t resulted in financial savings – but they enjoy a superior quality of life for their outgoings.
Adam said that a weekly grocery shop costs £200, plus an additional £20 spent on fresh fruit and vegetables at the market. Since the majority of food and beverages are brought in from abroad, alcohol prices in tourist-orientated eateries mirror those found across the UK.
Dining at local Creole venues can prove far more budget-friendly. Adam explained: “At a local Creole place, you can get a nice meal with a bottle of South African wine for £40. Touristy spots near the beachfront, you’d pay £100-£120 for that.
“The supermarkets are expensive because things are imported, but the fresh fruit and veg at the market is so much fresher and cheaper. We have rotis for breakfast now instead of cereal – a type of flatbread-like street food – and you buy them from the street sellers for about 20p each. So when you first get here, you assume everything is expensive, but it doesn’t have to be.”
On the whole, the family are besotted with their fresh start – with Adam confessing they’re currently too engrossed in the local culture to dwell on what’s going on in Britain.
Plans for a major reform of the housebuying system, which aim to cut costs, reduce delays and halve failed sales, have been unveiled by the government.
Housing Secretary Steve Reed said the changes would “fix the broken system” and put more money “back into working people’s pockets”.
Under the new proposals, sellers and estate agents will be legally required to provide key information about a property up front.
The overhaul could save first-time buyers an average of £710 and cut up to four weeks off the typical property transaction timeline, according to the government.
It is estimated that hundreds of thousands of families and first-time buyers could benefit from the reforms.
Those in the middle of a chain could also potentially gain a net saving of £400 as a result of the increased costs from selling being outweighed by lower buying expenses.
The consultation draws on other jurisdictions, including the Scottish system where there is more upfront information and earlier binding contracts.
This will include being up front about the condition of the home, any leasehold costs, and details of property chains.
The government says this transparency will reduce the risk of deals collapsing late in the process and improve confidence among buyers, particularly those purchasing a home for the first time.
Binding contracts may also be introduced to prevent parties from walking away late in the deal, a move intended to halve the number of failed transactions, which currently cost the UK economy an estimated £1.5bn a year.
“Buying a home should be a dream, not a nightmare,” said Reed. “Our reforms will fix the broken system so hardworking people can focus on the next chapter of their lives.”
The reforms will also aim to boost professional standards across the housing sector.
A new mandatory Code of Practice for estate agents and conveyancers is being proposed, along with the introduction of side-by-side performance data to help buyers choose trusted professionals based on expertise and track record.
The government said a full roadmap for the changes would be published in the new year, forming part of its broader housing strategy, which includes a pledge to build 1.5 million new homes.
Housing expert Kirstie Allsopp, the presenter of Channel 4’s Location, Location, Location, told the BBC’s Today programme she was “really glad the government has grasped this nettle”.
She said it was important to focus on both the buying and selling sides, “because things fall through because buyers walk away just as much as sellers walk away, and I think that was a worrying element”.
The boss of property website Rightmove, Johan Svanstrom, welcomed the plans to modernise the system.
“The home-moving process involves many fragmented parts, and there’s simply too much uncertainty and costs along the way. Speed, connected data and stakeholder simplicity should be key goals.”
However, Conservative shadow housing minister Paul Holmes said: “Whilst we welcome steps to digitise and speed up the process, this risks reinventing the last Labour Government’s failed Home Information Packs – which reduced the number of homes put on sale, and duplicated costs across buyers and sellers.”
The announcement comes as the Conservatives are set to detail changes to its tax policy for first home buyers at the party’s conference in Manchester.
Shadow chancellor Mel Stride will announce proposals for a “first-job bonus” that would divert national insurance payments into a long-term savings account.
The party say it will be funded by cuts to public spending worth £47bn over five years in areas such as welfare, the civil service and the foreign aid budget.
MAKE-UP lovers have spotted Home Bargains is selling a fancy brand that usually costs £33 for just £6.
The budget retailer has slashed the price of some make-up must-haves from the cult favourite BareMinerals.
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Home Bargains has slashed the prices of some BareMinerals must havesCredit: Home Bargains
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Items have been reduced by a whopping £78 in their online storeCredit: Home Bargains
Bargain hunters can make savings of up to 78% in an online only deal that includes a range of moisturisers, lip gloss, and more.
Beauty fans can snap up the popular Bareminerals Complexion Rescue Tinted Moisturiser for just £6.99 down from £33 in a variety of shades.
Other goodies include a Mineralist Lip Gloss-Balm for a steal at £4.99 down from £23 and the Barepro Pressed Powder Foundation for £6.99.
Premium make-up
The premium make-up brand’s tinted moisturiser provides a great option if you’re looking for natural, breathable coverage that looks after your skin with its added SPF 30 protection.
It’s described as an “oil free, mineral-based moisturiser offering sheer-to-light coverage, broad spectrum SPF 30, and a clean matte finish.”
You can take your pick too with a range of moisturisers to choose from depending on skin tone that will also help improve skin texture.
The pressed powder foundation “instantly blurs the appearance of pores, fine lines, and imperfections”.
It’s infused with Shea Butter, Cacao Butter and Vitamin E that will help protect and improve your skin.
What’s better is that it comes with a convenient puff applicator which makes it perfect for use on the go.
While the lip-gloss balm will “deeply hydrate and smooth lips, instantly and over time” while adding a glossy shine.
Walkers axes fan-favourite crisps & unveils bold new flavours
The product is great for both everyday wear and statement lips and claims to make them up to 50% smoother.
BareMinerals was launched in 1995 and touts itself as the “original clean beauty brand.”
The brand was founded by Leslie Blodgett who said she wanted to start a makeup line that helped you achieve beauty that was more than skin deep.
“I always felt that beauty was something you felt, and it came with confidence, and it came with feeling good physically and emotionally,” she says.
More Beauty Bargains
There’s plenty more beauty products to be had for great prices at retailers too.
ATikTokuser revealed the store is stocking a huge haul of high-end makeup andhaircare– including the cult classicCharlotte Tilbury Magic Cream for nearly half the price.
Federal officials on Friday confirmed that Florida has been reimbursed $608 million for the costs of building and running an immigration detention center in the Florida Everglades, exposing “Alligator Alcatraz” to the risk of being ordered to close for a second time.
The U.S. Department of Homeland Security said in an email that the state of Florida was awarded its full reimbursement request.
The reimbursement exposes the state of Florida to being forced to unwind operations at the remote facility for a second time because of a federal judge’s injunction in August. The Miami judge agreed with environmental groups who had sued that the site wasn’t given a proper environmental review before it was converted into an immigration detention center and gave Florida two months to wind down operations.
The judge’s injunction, however, was put on hold for the time being by an appellate court panel in Atlanta that said the state-run facility didn’t need to undergo a federally required environmental impact study because Florida had yet to receive federal money for the project.
“If the federal defendants ultimately decide to approve that request and reimburse Florida for its expenditures related to the facility, they may need to first conduct an EIS (environmental impact statement),” the three-judge appellate court panel wrote last month.
The appellate panel decision allowed the detention center to stay open and put a stop to wind-down efforts.
President Trump toured the facility in July and suggested it could be a model for future lockups nationwide as his administration pushes to expand the infrastructure needed to increase deportations.
Environmental groups that had sued the federal and state governments said the confirmation of the reimbursement showed that the Florida-built facility was a federal project “from the jump.”
“This is a federal project being built with federal funds that’s required by federal law to go through a complete environmental review,” Elise Bennett, Florida and Caribbean director at the Center for Biological Diversity, said in a statement. “We’ll do everything we can to stop this lawless, destructive and wasteful debacle.”
It’s no secret that flights and hotels have increased in price, but for one traveller, the cost of their trip was dubbed ‘a trip to the moon with NASA’ as it saw a whopping price increase
Travellers were stunned at the holiday price increase(Image: Getty Images/Stock Image)
Gone are the days of booking a flight seat for £15.99 and an all-inclusive hotel for £100 as prices for a getaway abroad shoot up. But for one traveller, they were left baffled after their holiday package increased by a whopping £17million, prompting people to label it as much as a “trip to the moon with NASA”.
The holidaymaker, who didn’t reveal the exact details of their elaborate holiday, shared a screenshot of the cost inflation while using the TUI website. What started out as an £8million trip jumped to a staggering increase of £17million.
In a message on the TUI website, with the title ‘The cost of your holiday has increased’, it read: “We’re sorry to say the price for your holiday has gone up by £17734902.34. It’s because this trip uses flights from a third-party airline.
“We receive the latest prices from the airline a few times each day, but the price might change when we come to request the actual seats. Your new total is shown in the holiday summary.”
While it’s uncertain what the traveller put into the booking website, he shared the screenshot and wrote on Reddit: “So, £297 for both with flights seemed a little too good to be true, so I went through the motions. Unfortunately for me, I don’t have £18,000,000 in the bank to spend 4 days in Athens, even with the £2m discount.”
The post was met with a flurry of comments as everyone applauded the post. One asked: “Who are the third party airline, NASA?”
A second added: “Just a short layover on the moon.” “Sounds more like a Space X side hustle to me. Uber x Space X if you will”, a third penned.
“NASA’s having a…. bit of time off”, another shared. “Its only £120 deposit. Put it on klarna,” a fifth wrote.
While another wrote: “I feel you OP. I hate when they add on that little 69p to the price like that too. Like it’s such a sneaky trick. You can sort of rationalise it by convincing yourself you’re only paying £8867599 but let’s be honest here, you’re really paying more like £8867600.”
Someone else remarked: “Nothing beats a Jet2 holiday”, before another chimed in with: “And right now you can save £1m per person. That’s £4m off for a family of four!”
A TUI spokesperson said the error was likely caused by a technical error, and they’d like to apologise for the confusion.
Budget Brisbane’s chic and cheerful – Clare Fitzsimons gets closer to nature for way less in one of Australia’s finest cities, forking out a surprisingly small amount for her stay
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Clare found crystal clear waters at the island of Moreton(Image: Getty Images)
Sitting on pale yellow sand decorated by imprints of dozens of tiny silver gull feet, with the Pacific Ocean lapping around my toes, the first hint of an orange and red dawn appears on the horizon.
It’s hard not to think in cliches at moments like these and while “the best things in life are free” is an overused phrase, it does sum up my surroundings pretty perfectly.
Watching a sunrise on the Australian coast is one of those priceless moments people pay a fortune for – but you don’t have to. We all know getting to Oz is never going to be cheap but there are ways to make that once in a lifetime trip Down Under cost not much more than a week in Spain.
I’ll admit the thought of doing Brisbane on a budget at first brought visions of the I’m A Celebrity camp – with all those terrifying spiders, and snakes. But I needn’t have worried as the east coast city’s plush hotels and apartments are remarkably affordable, costing from £79 per room a night.
We stayed at the Oaks Brisbane on Charlotte Suites (from £94 for a one bedroom apartment sleeping two and £141 for two bedrooms) and it was the perfect place to rest up after the 24-hour flight. I flew with Singapore Airlines, with a three-hour stopover at Changi and yes, it’s a long flight, but wasn’t as bad as I’d feared and soon the jetlag was gone.
Brisbane hosted the British & Irish Lions earlier this year and there’s an Ashes Test this December, not to mention the 2032 Olympics and Paralympics, but a slew of free and cheap activities are also on your doorstep. From the botanical gardens, the famous Brisbane sign and the Wheel of Brisbane (like the London Eye but a lot faster), to miles of riverside to wander for hours – and it was all delightfully spider and snake-free.
Not a walking fan? You can jump on the CityCat, which is a boat service ferrying people along the Brown Snake, as the river is known, all for just 50 cents a trip – that’s less than 25p.
This budget friendly approach is not unique to boat services. Trains are the same price and are incredibly easy to use as I discovered when I split my trip and moved south an hour or so to the Gold Coast and the idyllically named Surfers Paradise (with that beach and sunrise).
The accommodation was very affordable there too. We had a two bed suite at The Island Gold Coast, just a few yards from the sea, and its rooms start at £91.
Food prices are similar to Britain but portion sizes are enormous and most meals easily feed two. There are plenty of bargains and special offers to be had – The Island, for instance, does a weekend bottomless grazing lunch (delicious) in its rooftop bar with all food and drink included for less than £40.
In fact, whatever and wherever you choose to eat, from bargain burgers to high-end fine dining (Donna Chang restaurant in Brisbane is a real gem if you’re splashing out), you are pretty much guaranteed to get food with a view.
One of the best was at Joeys, atop a Brisbane cliff with fabulous food you’ll have earned after the steep climb up the steps to get there.
And while that restaurant brought a smile to my face, it was real joeys that warmed my heart during a visit to Currumbin Wildlife Sanctuary along the Gold Coast.
Hopping excitedly over to eat from my hand, the pint-sized young kangaroos were undeniably cute and even the much larger and slightly more intimidating adults were very gentle and happy to be petted while they munched away on food pellets.
Animal interactions are a huge part of this park, and even locals will often come to the entrance for a morning coffee and to watch (and feed) the lorikeets.
Here for free, even before you go in, staff will give you a small plate of liquid nectar, to which parrots are partial. Next expect flurries of green feathers flocking over in seconds, hanging on the plate, your arms and often your head. A pair of the birds even decided to get a little amorous and start smooching while scrabbling about in my hair – a very odd experience.
But the highlight of the trip was four-year-old Kiki the koala.
Queensland is one of the only states which allows people to hold koalas and the Currumbin is one of the leading animal conservation sanctuaries with its own wildlife hospital treating 16,000 animals a year – including 500 koalas. Kiki was brought over and, while I was grinning like a child, she was placed in my arms for a cuddle and a photo, clinging to me like she was a baby – or more like I was a tree. The park is a bit of a splurge at around £35 for entrance and the koala experiences starting from £30, but it’s easily a full day out and something I’ll never forget.
Even if you don’t leave Brisbane, you can still meet a few of Kiki’s rellies on The Koala and River Cruises (costing just over £55) which takes you up the river to the Lone Pine Koala Sanctuary. This time I stroked the equally adorable five year-old Fraser, fed kangaroos and saw everything from dingoes and wombats to crocodiles and snakes.
If wildlife isn’t your thing, there are plenty of other fascinating excursions that won’t break the bank. A trip to Jellurgal Aboriginal Cultural Centre takes you back 60,000 years to learn about the ancestors of the first nation people. Going on a walkabout, the guide relates the history of the people and their connection with the land.
Jellurgal is known as the Dreaming Mountain and a Dreaming Story is a tale told through the generations as the people don’t believe in writing down their language so everything is passed on by oral tradition.
Whatever you want from a holiday you can find in Queensland. From thrill-seeking to beach-lazing – the state enjoys more than 300 days of sunshine a year. A day trip from Brisbane to Tangalooma Island Resort on nearby Moreton Island takes you to the white beaches of the third largest sand island in the world (the top two are also in Oz) where you can spend the day sunbathing and watching the enormous pelicans bob along the coastline.
Despite visiting in Australia’s winter, the temperatures were remarkably similar to a British summer, regularly in the 20s.
If views are your thing then the Story Bridge Adventure Climb is the place for you. It’s pricey at £75 but as one of remarkably few climbable cantilever bridges in the world, definitely worth it – even in the very fetching jumpsuit you have to wear.
If that’s not enough of an adrenaline rush, try a kayak trip along the Brisbane River (costing just over £35). Having read the river contains bull sharks, I was a tad nervous. It didn’t help when my brilliant guide from the Riverlife Adventure Centre showed me how to get back into the kayak if I fell out (which largely seemed to be belly-flopping onto the top and wriggling about like an eel).
Despite my fears and a few large wobbles, I managed not to fall in and the sense of achievement (and yes, relief) was palpable on returning to the pontoon 90 minutes later. Shark-infested river survived.
That’s what Australia is, a series of unforgettable moments you’ll be regaling your friends about for years.
And while not all the best things in life are as free as that sunset, they’re a lot closer than you’d think.
Book the holiday
Singapore Airlines offers return flights to Brisbane, Queensland, Australia, from Gatwick and Heathrow starting at £1,114 in economy; £2,884 in premium economy. singaporeair.com Rooms at the Oaks Brisbane on Charlotte Suites apartments start at around £94 a night. oakshotels.com Rooms at the ibis Styles Brisbane Elizabeth Street hotel start at around £79 a night. ibisstylesbrisbaneelizabeth.com.au Rooms at The Island Gold Coast hotel in Surfers Paradise start at around £91 a night. theislandgoldcoast.com.au
TRADESPEOPLE are struggling to expand their businesses because of growing costs, bureaucracy and hiring pressures, a new study suggests.
A survey of 850 tradespeople working across the UK by Checkatrade showed they were eager to contribute to the Government’s plan for growth, but challenges were preventing them from doing so.
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Tradespeople are struggling to expand their businesses due to rising costsCredit: Alamy
Four out of five of those surveyed said rising costs of materials and tools, plus increased levels of tool theft, were preventing them from growing their business.
In April the Government increased the rate of National Insurance contributions from 13.8% to 15%.
It also lowered the threshold at which employers start paying National Insurance from £9,100 to £5,000.
This has piled further pressure onto tradespeople already struggling to make ends meet.
Jambu Palaniappan, chief executive of Checkatrade, said: “The UK is a nation dependent on the trade industry — from carpenters to electricians, decorators to roofers.
“The 900,000 people behind it couldn’t be more important for propelling our economy.”
He said that the research shows how eager tradespeople are to contribute to the Government’s growth agenda.
As part of the plan the Government wants to improve the UK’s rate of economic growth and boost national productivity.
But while there is lots of optimism and significant opportunities for growth, there are still significant challenges tradespeople face.
Palaniappan said: “The Government needs to work with industry to close skills gaps, ensure apprenticeships work for small businesses, and do everything they can to reduce the burdens, the costs, and the taxes that can stifle tradespeople’s growth.”
What support is available?
If you are self-employed and are struggling with the higher cost of living, then there is support available to you.
You can apply if you need to top up your income and have low income and savings.
But you won’t be eligible if you live with a spouse or partner and have combined savings of more than £16,000 or your partner earns too much.
Key tax deadlines YOU need to know
YOU may need to file a tax return if you are self-employed and earned more than £1,000 in the last financial year. Here are all the key deadlines you need to know.
October 5, 2025
If you are filing a tax return for the first time, then you need to register for Self Assessment by October 5, 2025.
If you register after October 5, then HMRC will send you a letter or email with a different deadline to send your tax return by.
This will be three months from the date on the letter or email.
October 31, 2025
If you want to send in a paper tax return, then you need to do so by 11:59pm on 31 October, 2025, or you’ll get a late filing penalty.
December 30, 2025
If you want to pay your Self Assessment bill through your tax code, you must submit it by 11:59pm on December 30, 2025.
If you miss this deadline, you’ll have to pay another way.
January 31, 2026
You need to submit your online tax return by 11:59pm on 31 January 2026, or you’ll get a late filing penalty.
Plus, you need to pay any tax you owe by 11:59pm on January 31, 2026, or you’ll get a penalty.
July 31, 2026
There is a second payment deadline of July 31 if you make payments towards your bill.
These are known as “payments on account”.
Penalties
It’s important to file your tax return on time to avoid being hit with hefty penalties.
If you miss the deadline to file your tax return, then you will get an initial £100 penalty.
After three months you will also be hit with daily penalties of £10 a day, up to a maximum of £900.
After six months, a further penalty of 5% of the tax due or £300, whichever is greatest.
After 12 months, you will be hit with another 5% or £300 charge, whichever is greater.
You can check if you are eligible and your claim is likely to be successful by using a benefits calculator.
Turn2us and Entitledto both offer calculators that can help you check whether you qualify.
You will need to attend a gateway interview with a DWP work coach so they can check that being self-employed is your main job.
They will also confirm if you are making a profit or are expected to if you’ve just started out.
This means you’ll need to provide evidence such as receipts, a business plan, copies of invoices, trading accounts or proof you’ve registered as self-employed with HMRC.
If you don’t have enough evidence, then they may decide that you’re not “gainfully” self-employed.
You will need to look and be eligible for other work while you get Universal Credit.
For more information and to apply visit the GOV.UK website.
Employment and Support Allowance
If you’re self-employed, then you can’t claim Statutory Sick Pay.
But if you’ve paid enough National Insurance, then you may be able to claim the new-style Employment and Support Allowance if you’re ill.
If you qualify for the benefit, then you can claim it regardless of your household income or savings.
But if you haven’t paid enough National Insurance, then you may be able to claim the limited capability for work and work-related activity element of Universal Credit.
To be eligible your savings must be less than £16,000.
If you live with a partner, then their income will also be taken into account as part of the claim for Universal Credit.
For information on if you qualify for Employment and Support Allowance and what to do if you don’t visit GOV.UK.
Cut your tax bill
You could be missing out on key tax allowances that could save you hundreds of pounds a year.
If you work from home, then you may be able to claim for costs associated with work, such as business phone calls, gas and electricity.
If you work from home between 51 and 100 hours a month, then you could get £18.
Meanwhile, if you work for more than 101 hours a month from home, then you could get £26 a month – or £312 a year.
If the amount of time you work from home varies month-to-month, then you can claim the relevant amount for that month.
A MASTERCHEF star has announced the closure of all of his UK pastry shops, after struggling to cope with climbing costs.
Graham Hornigold, who has also appeared on Junior Bake Off co-founded gourmet doughnut brand Longboys back in 2019, but just six years later, the business has gone bust.
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Longboys has closed after six yearsCredit: instagram/@longboys_uk
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The pasty business was famous for it’s finger-shaped doughnutsCredit: instagram/@longboys_uk
The brand’s three London sites, in Liverpool Street, Coal Drops Yard and Market Halls Canary Wharf have all closed their doors for their final time.
Writing on Instagram, the pastry chef explained: “You’ve probably noticed we’ve been a little quieter than usual.
“The truth is, with rising inflation, changes to NI, and product costs spiralling, the past few months have been incredibly tough.
“Like so many small independents across the UK hospitality industry, we’ve felt the impact hard.
“You may have seen that we made the difficult decision to close all Longboys sites in the hope of reopening. Sadly, we won’t be able to bring them back.
“But this isn’t the end -it’s a redirection.”
Graham added that himself and his team will “dust ourselves off and go again”.
Longboys was famous for its finger shaped doughnut and eclair hybrids, filled with creative flavours, such as Sticky Toffee Pudding and Raspberry Rose Lychee.
Commenting under the post, pastry fans shared their devastation at the closure.
One person said: “Gutted to hear this news!
Bertucci’s Closes Another Location After Third Bankruptcy in Seven Years
“Look forward to your return soon.”
A second person said: “Your lychee raspberry donuts will be living rent-free in my mind forever.”
A third person added: “Sorry to hear this news. I enjoyed many visits to your Coal Drops Yard shop.”
More restaurant closures
And Longboys isn’t the only eatery that’s struggled to stay afloat.
Rick Stein’s Marlborough restaurant could be set to close its doors for good, just five years after being saved.
A spokesperson for Rick Stein Marlborough told Gazette and Herald: “We can confirm that we are proposing the closure of our Marlborough restaurant and are consulting with the team to explore whether this can be avoided.
“Our other restaurants and rooms continue to trade well, but this particular site has not delivered the same level of return.”
And last month, Channel 4 chef Dom Taylor announced he is closing his Marvee’s Food Shop in Ladbroke Grove, West London, due to “unforeseen circumstances”.
The Caribbean restaurant only opened a few month’s prior, in May, as part of the music and events space UNDR, near the famous Portobello Road.
A study found the cheapest city in the world for a beer – and unsurprisingly it’s not the UK. According to experts at Magnet Kitchens, it’s somewhere in Europe
10:15, 23 Sep 2025Updated 10:16, 23 Sep 2025
The city has been declared the cheapest place for a pint in the world (stock image)(Image: Getty)
Unfortunately for Brits, the most affordable city in the UK for a brew was Nottingham, coming in at 99th place – where a pint could cost you a reasonable £1.63. But across the Channel, it’s a whole different ball game.
Italy, Germany and Spain were identified as having the lowest prices for a bottle of beer, according to the boffins at Magnet Kitchens. The study examined 190 cities using crowdsourced data from Numbeo on the price of a bottle of beer in cities worldwide in 2024.
The top 10 was dominated by Germany, with Wandsbek in the north of the country being the tenth best-value – with a bottle costing party-goers a remarkably low 74p. Nuremberg, Bielefeld and Bremen were tied at a penny less, while Zaragoza, in the northeast of Spain and known as the ‘city of beer’, offered an enticing 72p pint, reports the Express.
Four more German cities came in joint-second, with 71p bottles in Wuppertal, Bochum, Bochum-Hordel and Dresden. However, it was a seaside city in the south of Italy that took the top spot – where drinkers can enjoy a beer for as little as 65p.
According to Numbeo, beer in Taranto is a staggering 11.5 times cheaper than the world’s priciest – found in Darwin, Australia (£7.48). It was the only Italian city to make the top 10, while the next highest-ranking Italian town was Messina, a port city in the northeast of Sicily, which came in 51st.
Taranto also secured a spot in the top 10 for the world’s cheapest bottle of wine, ranking seventh with a price tag of just £3.87 – outdone only by Rome, where you can nab a bottle for a mere £2.80.
An impressive 20 German cities made it into the top 50 for beer, while eight locations in the country also featured in the top 30 for wine lovers – including Bochum, where a bottle will cost you a modest £4.29.
Zaragoza turned out to be more than twice as cheap as the priciest Spanish city, Cordoba, which charges £1.57 for a bottle of beer.
In total, 18 Spanish cities made the cut in the top 50, with Las Palmas on the island of Gran Canaria coming in second at 77p – narrowly missing out on a spot in the global top 10.
Gov. Gavin Newsom on Friday signed a sweeping package of climate and environment bills aimed at reducing the cost of electricity, stabilizing gasoline prices and propping up California’s struggling oil industry.
At a bill signing ceremony at the California Academy of Sciences in San Francisco, Newsom told state lawmakers and representatives from labor, business, climate and energy groups that the package was a compromise, designed to push California toward a clean-energy future while still ensuring the state has enough affordable gasoline to meet drivers’ needs.
“Everybody recognized this moment and worked together across their differences, which were not insignificant,” Newsom said.
The bills signed into law include an extension of the state’s nation-leading cap-and-trade program through 2045. The program, rebranded as cap-and-invest, limits greenhouse gas emissions and raises billions for the state’s climate priorities by allowing large polluters to buy and sell their unused emission allowances at quarterly auctions.
The cap-and-invest program should funnel up to $60 billion through 2045 into lowering utility bill costs for California households and small businesses during months when prices spike, officials said. Another $20 billion will go toward the state’s trudging high-speed rail project, and $12 billion to public transit.
California’s greenhouse gas emissions have fallen 20% since 2000, while the state’s gross domestic product increased 78% over the same time period, Newsom’s office said.
The most controversial bill in the package was SB 237, which will allow oil and gas companies to drill up to 2,000 new wells per year through 2036 in Kern County, the heart of California oil country. The bill effectively circumvents a decade of legal challenges by environmental groups seeking to stymie drilling in the county that produces about three-fourths of the state’s crude oil.
Some environmentalists fumed over that trade-off, as well as over a provision that will allow the governor to suspend the state’s summer-blend gasoline fuel standards — which reduce emissions but drive up costs at the pump — if prices spike for more than 30 days or if it seems likely that they will.
That bill was introduced as part of an effort to stabilize volatile gas prices as Valero and Phillips 66 prepare to close refineries in the San Francisco Bay Area and Los Angeles County’s South Bay that represented an estimated 20% of the state’s refining capac ity.
Environmental groups said the bills still represent progress, particularly as the Trump administration and the Republican-led Congress step away from clean energy policy.
“D.C. has not led,” said Katelyn Roedner Sutter, the California state director for the Environmental Defense Fund. “California will.”
Through AB 825, California is also laying the groundwork for an electricity market among Western states. The bill is designed to make it easier to share solar and wind power across state lines, meaning California can export excess solar energy while importing wind energy from gustier places like New Mexico and Wyoming.
“Today is a big win for the Golden State,” said state Senate President Pro Tem Mike McGuire (D-Healdsburg). “If you pay utility bills and you want them lower, you win. If you drive a car and hate gas price spikes, you win. If you want clean drinking water, you win. If you want to breathe clean air, you win today. It’s a pretty big winner’s circle.”
More than a dozen names are on the ballot, but analysts say the race is between President Lazarus Chakwera and his predecessor Peter Mutharika.
Polls have opened in Malawi with the incumbent president and his predecessor vying for a second chance to govern the largely poor southern African nation, battered by soaring costs and severe fuel shortages, in a closely and fiercely contested election where a run-off is widely expected.
Polls opened at 6:00am (04:00 GMT) on Tuesday with 17 names on the ballot.
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Analysts say the race is between President Lazarus Chakwera, 70, and his predecessor, law professor Peter Mutharika, 85, both of whom have campaigned on improving the agriculture-dependent economy battered by a series of climate shocks, with inflation topping 27 percent.
Tuesday’s elections mark Malawi’s first national elections since the 2019 presidential vote was nullified and ordered to be redone in 2020 because of widespread irregularities.
However, both of the men have been accused of cronyism, corruption and economic mismanagement during their first presidential terms, leaving voters a choice between “two disappointments”, political commentator Chris Nhlane told the AFP news agency.
Though both drew large crowds to colourful final rallies at the weekend, many younger Malawians were reportedly uninspired.
With about 60 percent of the 7.2 million registered voters aged less than 35, activists have been mobilising to overcome apathy and get young voters to the polls.
“We are frustrated,” said youth activist Charles Chisambo, 34. “If people vote for Mutharika, it is just to have a change,” told AFP.
“We don’t need a leader, we need someone who can fix the economy.”
The cost of living in one of the world’s poorest countries has surged 75 percent in 12 months, according to reports citing the Centre for Social Concern, a nongovernmental organisation.
Two seasons of drought and a devastating cyclone in 2023 have compounded hardships in a country where about 70 percent of the 21 million population lives in poverty, according to the World Bank.
Chakwera, from the Malawi Congress Party that led the nation to independence from Britain in 1964, has pleaded for continuity to “finish what we started”, flaunting several infrastructure projects under way.
Days earlier, he announced a huge drop in the high cost of fertiliser, a major complaint across the largely agricultural country.
Lydia Sibale, 48, a hospital administrator who had been in a petrol queue in Lilongwe for an hour, told AFP she still had confidence in Chakwera. “The only challenge is the economic crisis, which is worldwide,” she said.
Chakwera was elected with about 59 percent of the vote in the 2020 rerun, but, five years later, there is some nostalgia for Mutharika’s “relatively better administration”, said analyst Mavuto Bamusi.
“Chakwera’s incumbency advantage has significantly been messed up by poor economic performance,” he said.
“I want to rescue this country,” Mutharika told a cheering rally of his Democratic Progressive Party in the second city of Blantyre, the heartland of the party that has promised a “return to proven leadership” and economic reform.
“I will vote for APM (Mutharika) because he knows how to manage the economy and has Malawians’ welfare at heart,” 31-year-old student Thula Jere told AFP.
With a winner requiring more than 50 percent of votes, a run-off within 60 days is likely.
WASHINGTON — There’s bipartisan support in Congress for extending tax credits that have made health insurance more affordable for millions of people since the COVID-19 pandemic. But the credits are in danger of expiring as Republicans and Democrats clash over how to do it.
Democrats are threatening to vote to shut down the government at the end of the month if Republicans don’t extend the subsidies, which were put in place in 2021 and extended a year later when Democrats controlled Congress and the White House. The tax credits, which are due to expire at the end of the year, go to low- and middle-income people who purchase health insurance through the Affordable Care Act.
Some Republicans who have opposed the healthcare law, known as Obamacare, since it was enacted in 2010 are suddenly open to keeping the tax credits. They acknowledge that many of their constituents could see steep hikes in coverage if the subsidies are allowed to lapse.
But the two sides are far apart. Republicans are divided, with many firmly opposed. GOP leaders in the House and Senate have been open but noncommittal on the extension, and many of those Republicans who say they support it argue that the tax credits should be reworked — potentially opening up a new healthcare debate that could take months to resolve.
Democrats would be unlikely to agree to any changes in the subsidies, increasing the chances of a standoff and mounting uncertainty for health insurers, hospitals, state governments and the people who receive them.
“In just a few weeks, unless Congress acts, millions of Americans will start getting letters in the mail telling them their health insurance costs are about to go through the roof — hundreds of dollars, thousands in some cases,” Senate Democratic leader Chuck Schumer (D-N.Y.) said last week.
Surging enrollment
Enrollment in Affordable Care Act plans has surged to a record 24 million people in large part due to the billions of dollars in subsidies that have lowered costs for many people. The expanded subsidies allowed some lower-income enrollees to access health plans with no premiums and capped the amount higher earners pay for premiums to 8.5% of their income. It also expanded eligibility for middle-class earners.
With expiration just a few months away, some of those people have already gotten notices that their monthly premiums are poised to surge next year. Insurers have sent out notices in nearly every state, with some proposing premium increases of as much as 50%.
Lawmakers are facing pressure to act from some of the country’s biggest industries, including the insurers that cover people on the marketplace and hospital executives who say they’re already going to be squeezed by the Medicaid cuts in President Trump’s massive spending and tax bill enacted this summer.
“There’s broad awareness that there’s a real spike in premiums coming right around the corner, both Republicans and Democrats,” said David Merritt, senior vice president of external affairs at Blue Cross Blue Shield. “It’s certainly lining up for Congress to have an opportunity to head off this problem.”
Companies have said they’ll need to raise premiums without the subsidies because healthier and younger people are more likely to opt out of coverage when it gets more expensive, leaving insurers to cover older and sicker patients.
In Iowa last month, the state’s insurance commissioner weighed increases ranging from 3% to 37% against a stream of angry public comments. One woman who runs a garden center in Cedar Falls said she was considering dropping her health insurance.
“I am already living as frugally as I possibly can while working as hard as I possibly can, putting in as many hours as I am allowed to at my job, never missing a day of work,” the woman, LuAnn, wrote in a public comment published to the commissioner’s website.
Feud over Obamacare
On Capitol Hill, the issue has become entangled in a larger fight over government funding as the threat of a shutdown looms at the end of the month. Schumer and House Minority Leader Hakeem Jeffries (D-N.Y.) have said Democrats will not vote to keep the government open unless an extension of the healthcare tax credits is part of the deal. Republicans have said that they want more time to look at the subsidies and potentially scale them back. They will also have to wait for a signal from Trump, who has not yet weighed in.
Jeffries said last week that “we will not support a partisan Republican spending bill that continues to rip away healthcare from the American people.”
Republican leaders are eyeing a potential stopgap bill that would keep the government open for a few weeks, but they are unlikely, for now, to include the extension. GOP leaders in both the House and Senate are also under pressure from some members who worry that premium increases will be a political liability before next year’s midterm elections.
Senate Majority Leader John Thune (R-S.D.) has said he wants to see a proposal from Democrats on how to extend the subsidies since they are pushing the issue. “Maybe there is something we can do in the middle as a solution,” he said in a Punchbowl News interview Thursday, adding that his members are divided on the issue.
Still, Thune has ruled out quick action, even as he noted that premium notices will go out soon. He has said a short-term spending measure to fund the government for several weeks while Congress finishes its budget bills is not likely to include an extension of the benefits,
House Speaker Mike Johnson (R-La.) has said that many of his members would oppose an extension, but he has not ruled it out.
In recent days, 15 House Republicans in competitive political districts introduced legislation to extend the tax credits for one year. “While the enhanced premium tax credit created during the pandemic was meant to be temporary, we should not let it expire without a plan in place,” said Rep. Jen Kiggans (R-Va.), who led the effort with Rep. Tom Suozzi (D-N.Y.).
Middle-class and small-business owners, including many in Kiggans’ coastal Virginia district, will be especially vulnerable to big health insurance hikes if the subsidies are not extended.
Several Senate Republicans also said they’d favor an extension. Sen. Josh Hawley of Missouri said that if Congress doesn’t act, some premiums will “skyrocket, and not by a little bit. We’re looking at massive increases. People will not be able to afford it.”
Sen. John Cornyn (R-Texas) said he thinks Congress should scale back the subsidies for the highest-income people who receive them. “I think we all know that access to healthcare is important and we take it very seriously,” he said.
Senate Finance Committee Chairman Mike Crapo (R-Idaho), whose panel has jurisdiction over the tax credits, said he’s working with his colleagues to find a solution. “There are a lot of ideas being thrown out there,” he said. “I’m trying to find a solution; I’m not telling you what the solution is.”
Others were firmly against it. “It’s costing us billions of dollars,” Sen. Ron Johnson (R-Wis.) said.
Open enrollment begins Nov. 1, and people will begin to see “real sticker shock” as Affordable Care Act plan prices are posted next month, Sen. Tammy Baldwin (D-Wis.) said.
“Timing is important,” she said.
Jalonick and Seitz write for the Associated Press. AP writers Lisa Mascaro in Washington and Hannah Fingerhut in Des Moines contributed to this report.
SHOPPERS are running to Dunelm for a gadget that heats up a room without the need for central heating.
Bargain hunters keen to keep bills in check this winter are snapping up the plug-in PTC heater, £18, from the retailer.
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The gadget is £18 from DunelmCredit: Dunelm
This gadget delivers through an efficient ceramic heating element.
The LED display and digital thermostat provide precise control over the temperature, and you can set the timer and choose from two fan speed settings.
Best of all it only costs 13p hour to run if you are on an average electricity tariff, though the exact amount depends on your individual rate.
The reviews for the gadget are glowing.
Read more on energy bills
One user said: “Good product, gives some decent heat out. Actually bought two of them. Well worth it.”
Another added: “Fabulous little heater, really pleased with this. Heats up my kitchen in no time.”
One user described the tool as “small and mighty”. The added: “Does the job for a small kitchen without any other heating source.”
It comes after it was confirmed the energy price cap would rise by 2% in October costing the average household more to heat their home.
There are plenty of other ways to help keep bills down and stay warm using gadgets that don’t cost too much to run.
For example, an electric throw can cost just 4p an hour – calculated using the average electricity unit rate in the UK for the period of 1 October to 31 December 2025 is 26.35 pence per kilowatt-hour.
Washing the blankets are usually easy too, as it is both machine washable and tumble dryer safe.
You can buy these blankets for around £30 and they’re perfect for when you’re on the sofa watching TV and don’t need to warm up the entire home.
Here are some handy tips to ease the effects of cold weather on your hands …
A pair of mitts can really help your hands through the winter months.
Wear gloves outside so that the cold air doesn’t zap the moisture out of your skin.
For washing up, protect your hands with rubber gloves. Apply hand cream before putting on the gloves and the warm water will help the cream soothe your hands.
Dry, brittle and split nails are a real pain in winter, when our hands are craving moisture. The answer may lie in your food cupboard.
Rubbing olive oil into your nails and cuticles each day can strengthen and soothe them, reducing the risk of splits.
Nursem is a handcare brand started by former children’s intensive care nurse Antonia Philp, whose hands were left cracked and sore from constant handwashing.
Or, to soothe winter hands, try this. Blitz 100g oats in a food mixer until it becomes a powder.
Add to a bowl of warm water with 50ml of olive oil. Soak hands for 10 minutes before drying and apply hand cream.
Corporate treasury teams are increasingly embracing AI to manage volatile foreign exchange (FX) risk—a shift supported by real-world results that demonstrate both cost reduction and strategic gains.
The key takeaway for corporate treasury teams: AI-powered FX hedging isn’t just theoretical; it has delivered real, measurable savings for a major airline.
In a recent pilot, Citigroup and Ant International utilized AI to assist an airline in managing currency risk. “The 30% hedging cost savings Ant International has achieved for the pilot airline customer shows the cost efficiency that can be achieved with AI-enabled FX hedging,” said Kelvin Li, General Manager of Platform Tech at Ant International, in a prepared statement. The pilot also achieved forecasting accuracy above 90%, showing how AI can optimize hedging decisions.
The appeal of AI in treasury lies in moving from reactive to predictive risk management. Rather than relying solely on conventional contracts and manual forecasts, AI-driven models can analyze market signals at speed and scale. This allows treasurers to optimize both timing and cost.
For corporate treasury teams, the pilot demonstrates what’s possible: AI can significantly reduce hedging costs, enhance forecasting accuracy, and aid in optimizing FX strategies. Teams with exposure to cross-border transactions may consider piloting similar tools to manage currency risk better.
Independent research confirms the benefits: surveys show treasury departments improve forecasting accuracy by 20% to 30% when using AI for cash and currency management. Operational costs also decline as automation reduces manual work, and algorithmic hedging can lower spread costs while improving hedge effectiveness.
Challenges persist, particularly in areas of governance and integration. Treasurers must ensure transparency in AI models and maintain oversight of critical decisions.
Regulators are paying closer attention to the accountability of machine-learning tools. Experts emphasize that AI should complement rather than replace human judgment, with the strongest results emerging when digital models and treasury professionals work in tandem. Even with these caveats, momentum is building. With a clear case study from Citi and Ant International demonstrating savings, and mounting evidence from across the industry, AI-powered FX hedging is quickly moving from experimental innovation to a mainstream necessity for global companies.