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In the UK around 14 million people are still paying ‘too much’

Personal finance expert Martin Lewis has told anyone with an iPhone or Android mobile to text a four-letter word. In a new video on Youtube, the ITV and BBC star said millions of people continue paying sky-high prices on contracts which are no longer binding.

He said that in the UK around 14 million people are still paying too much – often for deals which got them a new handset – and can save hundreds. People were told to check their contract status by texting ‘INFO’ for free to 85075.

Mr Lewis explained: “There’s a way to find out if you can save on your mobile bill just by typing five digits into your phone. All you got to do is text the word info info to 85075. This is a service the regulator mandates mobile phone networks to offer. It’s totally free. They then have to reply with whether you have any early termination or early cancellation charges.

“If it says you don’t, so 0 early termination, it means one of 14 million people who are out of contract and you’re therefore free to ditch and switch and the vast majority of people who are out of contract are seriously overpaying on their phones. So what do you then do? Well, just go on to a comparison site like money-saving experts cheap simfinder and see what’s available.

“Couple of quick notes. If you’re on three smarty or ID mobile, then when you do the text, it will reply back asking you for your date of birth, which is just an ID check. And I should Also note if you’re on a multiple phone contract like couple of different handsets on the contact on the contract it can’t do this. So then simple rule of thumb if you’ve been on the same deal for more than two years you’re almost certainly out of contract. Do check it out.”

If the “Early Termination” or “Cancellation Charge” reads £0, meaning your contract has run out, the MoneySavingExpert founder said, “go to a cheap SIM comparison site”, where a selection of suppliers will offer the same SIM allowance for a fraction of the price.

“If you’re on a multiple-phone contract, you won’t be able to do this”, he added.

He has previously explained how the cost of getting a new SIM has plunged – meaning people could get the full service on their handset for a lot less. He said previously: “Prices have been going up and up. At the same time the cost of new customer SIM deals have been plummeting. For 50gb two years ago you’d have been paying £9. Now you can get it as cheap as about £3 a month.”

Pointing to a diagram on screen Mr Lewis said: “Look at that dispersal – you’ve got existing customers going up and up and up and new customers going down and down and down.”

Mr Lewis went on to explain his three steps for mobile customers to cut costs. He said: “14 million people are out of contract on their mobile phone bill which means you are free to switch.”

He said there is an ‘easy’ way to find out if you are one of those out of contract. Mr Lewis explained: “You text ‘info’ for free to 85075 to check.” He added that people on Three would need to then enter their date of birth. He said that those in contract would still have to pay a termination fee, but otherwise people are free to switch: “You’re a free agent – you can go and get the cheapest deals, you can cut your costs.”

He added that once people decide to switch if they want to keep their number, all they have to do is text PAC (Porting Authorisation Code) to 85075 and give that code to your new provider which will than be able to take the number. According to the MSE founder, the best deals aren’t found by going directly to the big operators – instead he said that if someone is out of contract they should go to comparison sites.

Artificial intelligence music company Suno is going retro — eventually.

The Cambridge, Mass.-based AI company has announced Suno Vinyl, a service that will press users’ generated AI tracks onto vinyl records. It has not gone live. The company has started a waiting list, with the first pressing reserved for users who sign up. A Suno spokesperson said the company is exploring ways for people to turn their music into physical artifacts.

“Press a banger, because it’s too good to live on a screen,” Suno wrote on its website.

Users will be able to build a tracklist of up to 46 minutes from their Suno library, then either upload their own album artwork or generate it on the platform for the sleeve, labels and cover. Each record will be a 12-inch pressing made from PETG, a type of plastic. Pricing is estimated about $45 plus shipping. Suno has not said who will press the records.

Vinyl records have seen a major resurgence ever since millennials brought the format back into mainstream culture in the 2010s. Over the years, it’s become customary for major musicians to release several vinyl variants to help promote their latest album. Olivia Rodrigo most recently released roughly 10 variants of her new album, “You Seem Pretty Sad for a Girl So in Love,” in June.

Last year, vinyl record purchases accounted for more than $1 billion in U.S. sales, up more than 9%, according to the Recording Industry Assn. of America’s annual report. It was the first time vinyl revenue topped $1 billion since 1983.

The format sold 46.8 million units, against 29.5 million CDs in 2025.

Suno, founded in 2022, has established itself as a leader in AI music tech and maintains an office in Venice. In February, the company said it had surpassed 2 million paid subscribers and was on pace for $300 million in annual revenue. In June, raised more than $400 million in a Series D round led by Bond Capital, more than doubling its valuation to $5.4 billion from $2.45 billion less than a year earlier.

The growth has unfolded as the company fights on several legal fronts. Suno and its competitor Udio were sued for copyright infringement in 2024 by the RIAA on behalf of the industry’s biggest labels, including Warner Music Group, Universal Music Group and Sony Music Entertainment.

WMG was the first of the three to settle with Suno, reaching a deal last November that included a licensing agreement, Suno’s first partnership with a major label, and the sale of Warner’s Songkick concert platform to Suno.

The UMG and Sony litigation is ongoing, with a fair use hearing set for Massachusetts federal court and the labels seeking to expand their complaint. Suno also lost a case brought by German collecting society GEMA last week and is defending against legal actions from Denmark’s Koda.

Separately, class action suits against Suno and Udio have drawn support from more than 1,800 independent artists who say their recordings were used without permission to train the company’s models.

Suno has not said whether users will be able to press tracks that resemble copyrighted work, what rights users hold in the records they order, or whether the company takes a cut.

As AI creeps further into the music industry, copyright remains the sticking point — now on a format that fans seek precisely because a person made it.

WhatsApp says the feature is designed to give its three billion users a new layer of control over who can contact them.

WhatsApp will let users go by usernames instead of phone numbers, closing a longstanding privacy gap on the app used by more than three billion people.

The Meta-owned platform said on Monday that it has begun letting users reserve unique usernames before a wider rollout later this year when people will be able to choose to be found and contacted only by their handles.

WhatsApp said the change was designed as a core privacy feature with no public directory of usernames and no autocomplete suggestions, meaning users will need to know someone’s exact username to reach them for the first time.

WhatsApp offers end-to-end encrypted communication across smartphones, tablets and desktop computers. Until now, it has allowed users to be contacted by anyone who has their phone number.

The app said in a blog post that over the “coming months”, users will get the option to be found and contacted only by their username, and not their number. It wasn’t more specific about the timeline.

“We have designed this as a core privacy feature,” Alice Newton-Rex, WhatsApp’s vice president of product, told reporters.

“People will need to know your exact username to contact you for the first time,” she said.

WhatsApp’s current privacy settings are limited to blocking individual users and silencing unknown callers.

The app also allows users to add a profile name, but that’s only displayed in chat groups for other people who don’t have the user’s contact info saved.

A scramble for unique usernames

While people in the United States still prefer text messaging to WhatsApp, the app is widely used in Europe, Asia and much of the rest of the world.

Catchy online handles are highly coveted, and users will likely scramble to claim a desirable one.

“I think a lot of people will go and get usernames, and that’s why we decided to open reservations early,” Newton-Rex said.

Companies, organisations and creators with existing accounts on Meta’s social media platforms, Instagram and Facebook, will get the chance to claim their usernames on WhatsApp.

Usernames need to be three to 35 characters. To prevent impersonation, WhatsApp will hold back usernames for high-profile people or groups, such as celebrities, public figures and government entities.

WASHINGTON  — A unanimous Supreme Court ruled Thursday for gun rights and against drug laws.

In a 9-0 ruling, the justices struck down part of the longstanding federal gun control law that makes it a crime for an “unlawful user” of illegal drugs to possess a gun.

The Trump administration had urged the court to uphold the conviction of a Texas man who was investigated for alleged terrorist ties and admitted to being a regular user of marijuana.

Rejecting that claim, Justice Neil M. Gorsuch, speaking for the court, said the law was far too broad and overly harsh.

“The law automatically bans an individual from possessing a gun from the moment he becomes an unlawful user of any controlled substance until he ceases being one,” he wrote. “It doesn’t matter what controlled substance an individual uses, in what amounts he does so, or whether his drug use has ever made him a danger to himself or others.”

And it can lead to a 15-year prison term, he added.

He noted, however, the court was not ruling on “addicts” or people who were under the influence of drugs when they were arrested.

The American Civil Liberties Union welcomed the ruling.

“Today’s unanimous 9-0 decision makes it clear that the government cannot make it crime for people to own a gun, which the Supreme Court has held is a fundamental constitutional right, simply because they use marijuana,” said Cecillia Wang, legal director at the American Civil Liberties Union. “With nearly half of Americans reporting marijuana use at some point in their lives, this ruling protects the rights of millions and curbs the government’s ability to impose arbitrary and discriminatory penalties.”

Since 1968, federal law has prohibited gun possession by felons, fugitives and other persons deemed to be dangerous. Included was anyone who is “an unlawful user of or addicted to any controlled substance.”

But the 5th Circuit Court of Appeals ruled in a Texas case this restriction on guns violated the 2nd Amendment. It said “there is no historical justification for disarming a sober citizen not presently under an impairing influence.”

Appealing to the Supreme Court, the Trump administration urged the justices to uphold the law.

“Habitual illegal drug users with firearms present unique dangers to society—especially because they pose a grave risk of armed, hostile encounters with police officers while impaired,” said Solicitor Gen. D. John Sauer.

He asked the court to rule in the case of a Pakistani native who was investigated by the FBI for his suspected ties to the Islamic Revolutionary Guard Corps.

In 2020, Ali Danial Hemani and his parents “traveled to Iran to participate in a celebration of the life of Qasem Soleimani, an Iranian general and terrorist who had been killed by an American drone strike the month before,” the administration told the court last year.

The FBI obtained a warrant to search Hemani’s family home.

Agents found a Glock 9mm pistol, 60 grams of marijuana and 4.7 grams of cocaine.

Hemani said he used marijuana about every other day.

A federal grand jury in Texas charged him with possessing a firearm as an unlawful habitual user of marijuana.