trappings

Fiercely-protective Cheryl Tweedy’s fears & plan to shield Bear from ‘trappings’ of Liam Payne’s £21m fortune

HE stands to inherit his late dad Liam Payne’s £21million fortune, but nine-year-old Bear might not see a penny until he is at least 25.

His mum Cheryl Tweedy wants the legacy to be withheld until the lad is old enough to make informed financial decisions.

Cheryl, who was named an administrator of Liam’s asset, wants Bear to not gain full access to Liam Payne’s £21million fortune until he is much older Credit: Getty
Bear is to be the sole beneficiary of the tragic singer’s £21million fortune

She has gone all out to protect their son since he was born in 2017, shielding him from the public eye in a bid to give him as normal a childhood as possible.

And she is keen not to expose him to the pressures of having such huge wealth at his young age.

One Direction star Liam died suddenly in October 2024 without leaving a will, and Cheryl quickly doubled down on her determination to protect her son from the trappings of fame and fortune.

High Court probate documents published over the weekend confirmed Bear is the sole beneficiary of his father’s fortune.

Parts of the estate — which includes the five-bedroom home at Chalfont St Giles, Bucks, that Liam bought for £3.25million in 2021 to be closer to his son following his split from Cheryl — can be used immediately to look after Bear’s needs.

However, Cheryl, who was named an administrator of Liam’s assets last year, would prefer he does not gain full access until he is much older.

“Protecting Bear is Cheryl’s priority in life,” a friend explained. “She is a devoted mother and will do everything she can to take care of him.

“Cheryl knows how difficult it can be to live in the public eye and has shielded Bear from that as much as she can.

“Inheriting this amount of money at a young age is enough to have the potential to send anyone sidewards — and that is what she wants to protect Bear from.

“She is going to stop him receiving Liam’s inheritance until he is at least 25 years old, if not older.

“For Cheryl, she feels that she wants Bear to be of an age where he can make informed decisions about the money.”

Cheryl and Liam first met when he auditioned for The X Factor in 2008 and she was on the judging panel.

It was not until 2016 that they started dating, and Bear was born the following year.

The fortune can be used immediately to look after Bear’s needs Credit: Refer to Caption
Cheryl never shows Bear’s face in social media photos Credit: Cheryl/Instagram

Their relationship ended in 2018, with Cheryl and Liam becoming devoted co-parents to their young son.

In a statement following their break-up, Liam wrote online: “We still have so much love for each other as a family.

“Bear is our world and we ask that you respect his privacy as we navigate our way through this together.”

In the years that followed, Liam regularly praised Cheryl’s ability as a mother and revealed she had stayed at home with their son while he pursued his solo music career.

He said of the former Girls Aloud star: “What I’ve learnt about being a dad is how hard it is to be a mum and she hasn’t had any help from anybody and she’s done it all herself.

“She supported me going off and doing my career and stuff. She is amazing.”

Cheryl, too, spoke fondly of Liam and revealed becoming a mother had changed the way she wanted to live her life. She said in 2019: “Everything changed for me from the moment Bear was born.

“My old brain came out of my head, and all my worries, anxieties and feelings of emptiness went, and a new brain replaced it.

Cheryl and Liam started dating in 2016 and Bear was born the following yearCredit: Refer to source
The couple split in 2018 but remained dedicated parents to Bear Credit: PA:Press Association

“I knew the word ‘fulfilled’, but I’d never known what that felt like.

“Money, fame, success should have made me feel that, but they never did, which is probably why I looked for it in my relationships with men, but that never worked either.

“I was always angry at myself.

“And then, even though I’d had a really tough pregnancy because I had gestational diabetes, I felt more peaceful. The moment I held him in my arms I had that feeling: Fulfilment. It’s stayed with me. And I’ve changed so much. I really have.”

Together, Cheryl and Liam chose to keep their son out of the spotlight and, to date, the schoolboy is rarely seen.

Last month, Cheryl revealed she had taken him on a dream holiday to Orlando, Florida, but chose not to post in real time about their trip on social media.

She also continued to keep his face shielded from view, a decision she made with Liam when Bear was still a small child.

A friend explained: “Giving her son a normal and happy childhood is what Cheryl remains focused on.

“She wants him to have a life that other kids have. His parents might have been public figures, but Bear is not. Keeping that normality and stability for her son is paramount for Cheryl.

“It’s why the idea of him inheriting such a vast amount of money is worrying. Not everyone in this world has good intentions and Cheryl knows that.

“She wants him to still have ambition and the drive to succeed without the back-up of the money — and she’s aware that people may want to befriend him because they are aware of his situation.

“Guiding her son and controlling his access to the money will allow her to keep him safe. The older he is, the more wise he will be and, ultimately, when he is a man in his twenties with a job and a life of his own, he will be better able to make informed decisions with her guidance.

One Direction star Liam died suddenly in October 2024 without leaving a will
Cheryl and Liam chose to keep their son out of the spotlight Credit: Getty

“It is all any mother would want for their child.”

Liam’s passing at the age of 31, friends say, only fuelled Cheryl’s determination to allow their son to live a normal life.

The singer fell to his death from a third-floor hotel balcony in Buenos Aires, Argentina, in October 2024.

An autopsy confirmed he died from multiple traumas and internal and external bleeding.

He had been with his girlfriend Kate Cassidy in the days leading up to the tragedy. She left the country to return to the house they shared in the US days before Liam died. Two men were arrested on suspicion of supplying him with cocaine before his death.

Liam’s body was repatriated to the UK for his funeral in Amersham, Bucks, which was attended by his closest friends and family.

Cheryl was supported by her former Girls Aloud bandmates Nicola Roberts and Kimberley Walsh, as well as Liam’s friend and former mentor Simon Cowell.

Liam’s One Direction bandmate and close friend Niall Horan spent time with him in Argentina prior to his death after Liam flew there to watch him perform.

Liam’s passing at the age of 31 only fuelled Cheryl’s determination to allow their son to live a normal life Credit: Alamy

Three weeks ago, he spoke movingly about Liam and said he will cherish their last meeting. Niall revealed: “I’m glad of that, it means my last memory of him was happy. It still feels surreal.

“On day one I was, like, ‘Nah, it didn’t happen’. Our friendship was a bond that was there for ever, even if we hadn’t seen each other for a while.

“And it’s wild that one day, like the flick of a switch, he’s gone.

“All our families are in touch, they shared those experiences, too.”

Recalling the good times he shared with Liam, Niall added: “When I think of Liam’s passing, there is sadness, but it also makes me laugh because of the memories we had.

“I’ll go to places and think of something random that makes me laugh.”

Niall joined One Direction stars Harry Styles, Louis Tomlinson and Zayn Malik at the funeral.

In the days before the service, Cheryl issued a statement about Liam, saying: “As I try to navigate this earth-shattering event, and work through my own grief at this indescribably painful time, I’d like to kindly remind everyone that we have lost a human being.

“Liam was not only a pop star and celebrity, he was a son, a brother, an uncle, a dear friend and a father to our son.

“A son that now has to face the reality of never seeing his father again.”

She added: “Before you leave comments or make videos, ask yourself if you would like your own child or family to read them.

“Please give Liam the little dignity he has left in the wake of his death to rest in some peace at last.”

Since then, friends say Cheryl has devoted her time to caring for Bear and is determined to give him stability.

“Cheryl loves being a mum and doing all the normal things that parents do,” a pal explained.

“The school drop-off and pick-up, play dates with friends, cooking the dinners — she does it all while juggling work commitments.

“Cheryl knows there will be interest around Bear because of who his parents are. But that doesn’t mean he has to live that life — or even have any part in it. Protecting him from that and caring for him is all she cares about.

“She is a mother first and foremost. Her son will always be her number one priority.”

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Trump draws Marie Antoinette comparisons as he leans into the gilded trappings of the presidency

President Trump had something urgent to address while flying back to Washington from his Mar-a-Lago estate on a recent Sunday.

It wasn’t the Iran war, nor the partial government shutdown over Department of Homeland Security funding. He was focused on a monumental issue of a different kind, hoisting artist renderings of the $400-million White House ballroom he’s building, complete with hand-carved “top-of-the-line” Corinthian columns.

“I’m so busy that I don’t have time to do this. I’m fighting wars and other things,” Trump said before extensively detailing plans for “the greatest ballroom anywhere in the world.”

His divided attention has become a Democratic point of attack and a concern for some Republicans who worry he’s not spending enough time on issues that voters care most about ahead of November’s midterm races.

The contrast was on full display Thursday, when, as Trump flew to Las Vegas to discuss tax cuts for Americans earning tips, his administration was pushing ahead with another of his splashy projects: Plans to build a 250-foot Triumphal Arch near the Lincoln Memorial replete with a Lady Liberty-like statue and a pair of golden eagles.

The president’s ability to speak to the concerns of working people has always seemed incongruous with his biography as a billionaire real estate developer. Yet his populist policies and emphasis on the economy during his 2024 campaign helped catapult him back to the White House.

Republican strategist Rick Tyler noted that, when Trump first ran for president in 2016, his wealth was a selling point.

“While other people, like Mitt Romney, played down how rich he was, Trump was giving free helicopter rides at the Iowa State Fair,” Tyler said. “People loved it.”

Still, Trump’s preoccupation with some of the gilded trappings of the presidency, as more Americans worry about bills, has drawn accusations that he’s a modern-day Marie Antoinette.

“ ‘Fighting wars’ and surging gas prices, yet Trump has time to brag about his billionaire backed ballroom,” Sen. Andy Kim (D-N.J.) responded on X to Trump’s Air Force One presentation.

Democratic California Gov. Gavin Newsom, a potential 2028 presidential hopeful, has been more direct in comparing Trump to the last queen before the French Revolution, who has come to embody extravagant opulence — even posting an AI-generated image of Trump’s face on her body on social media.

“TRUMP ‘MARIE ANTOINETTE’ SAYS, ‘NO HEALTH CARE FOR YOU PEASANTS, BUT A BALLROOM FOR THE QUEEN!’” Newsom wrote in October 2025, at the start of last fall’s 43-day government shutdown.

White House says Trump’s success benefits all Americans

Asked about opponents invoking Marie Antoinette, White House spokesman Davis Ingle said Trump “is going to go down in history as the most successful and consequential president in our lifetime.”

“His successes on behalf of the American people will be imprinted upon the fabric of America and will be felt by every other White House that comes after him,” Ingle said in a statement.

The president faced similar critiques during his first term. But lately he’s been unabashed about accusations he’s disconnected from Americans’ worries about high costs, which could leave Republicans with an uphill battle to retain control of Congress.

Republicans have been loath to question Trump, though notably there has been little criticism of a federal judge’s ruling that work on the project must stop until it has congressional approval. The GOP-controlled House and Senate also haven’t prioritized legislation to move the ballroom project forward.

“I’m not much into architecture,” Republican Sen. John Kennedy of Louisiana said last fall.

About two-thirds of Americans said Trump is “out of touch” with the concerns of most people in the United States today, according to an ABC News/Washington Post/Ipsos poll from February, though the same percentage said the same about the Democratic Party.

Presidents are usually removed from voters, separated by layers of security and surrounded by adoring subordinates. In her book “Why Presidents Fail and How They Can Succeed Again,” Elaine Kamarck argues that presidents get too focused on their own political narratives rather than the public’s concerns. Yet, when it comes to Trump, “All of this stuff is frankly unique to him.”

She pointed to the ballroom as well as Trump’s other White House renovations, soon adding his signature to paper currency and renaming the Kennedy Center after himself.

“It’s a reflection, I think, of his own background as a businessman and somebody who made his fortune selling his name,” said Kamarck, who worked in Bill Clinton’s White House.

While Trump focuses on the ballroom and other Washington projects, some public work projects in other parts of the country have languished.

Joe Meyer, the former mayor of Covington, Ky., spent years pushing for critical improvements to the Brent Spence Bridge connecting his town with Cincinnati, a project listed as a top federal priority dating back to Trump’s first administration.

Federal funds for improvements were approved under President Biden but held up by a Trump-ordered review. Work is finally set to begin later this year, though delays will likely limit design options and slow the project, Meyer said.

“The ballroom is Washington inside-baseball,” Meyer said. “The bridge is just a wreck. It’s frustration that we’ve been dealing with forever.”

A $100 tip and a golden tractor

Trumpeting new tax deductions for tips, Trump staged ordering McDonald’s to the Oval Office — which he has adorned with gold flourishes — and tipped the grandmother making the delivery $100. When she described large medical bills from her husband’s cancer treatments, Trump said she should bring him to an upcoming UFC fight on the White House lawn.

When hundreds of farmers were invited to the White House for an agricultural policy speech, they stood on the South Lawn beside a tractor that had been painted gold. It drizzled, but Trump stayed dry, addressing them from a covered second-floor balcony.

“You don’t mind rain,” the president told the farmers below.

He then flew to Miami for a conference of Saudi investors who, the president noted, were too rich to be impressed by U.S. families scrounging to save up $5,000.

“I know they’re looking like, ‘What the hell is $5,000?’ ” Trump joked. “Their shoes cost them more than $5,000.”

When asked in February, meanwhile, for his message to young people wanting to buy a home, Trump replied: “Save a little longer. Wait a little longer.”

Members of the Cabinet have also fed the perception that Trump’s promised “Golden Age” may not be arriving for everyone. Health Secretary Robert Kennedy Jr. advised Americans to buy liver instead of beef.

“If you go and buy a steak, it’s still pretty expensive. But if you buy the cheaper cuts, it’s great meat. And it is very, very affordable. Or liver, or, you know, all these alternatives,” he told podcast host Joe Rogan.

Agriculture Secretary Brooke Rollins said people could still afford meals consisting of “a piece of chicken, a piece of broccoli, corn tortilla and one other thing.”

Texas-based Republican consultant Brendan Steinhauser said he thinks that Trump “can kind of get away with” building a ballroom because voters have come to expect that from him as a brash dealmaker and businessman.

But Steinhauser said he worries that dramatic increases in gas prices and a potentially weakening economy could resonate with voters. Ahead of the midterms, Steinhauser said, Democrats could score points “trying to make it more about Trump and his oligarch friends.”

Price and Weissert write for the Associated Press. AP writers Linley Sanders in Washington and Ali Swenson in New York contributed to this report.

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