Pensions

Full list of people who can now get a third off train fares

Seven extra groups now qualify for a Disabled Person’s Railcard including blue badge holders

More people will now qualify for reduced-price rail journeys across the UK. Seven additional categories are now eligible for a Disabled Person’s Railcard after the scheme was broadened on March 1.

This railcard grants the holder and an accompanying adult a one-third discount on most train tickets throughout England, Scotland and Wales. It presently costs £20 for one year or £54 for three. Until this month, the Disabled Person’s Railcard had exclusively been available to those claiming particular benefits or living with certain medical conditions. From March 1, it continues to be available to those individuals, but the criteria has been widened.

It now encompasses a wider spectrum of visible and non-visible disabilities. Individuals who now qualify include those who:

  • Have a blue badge
  • Have a disabled person’s bus pass (England, Scotland and Wales)
  • Have a disabled person’s Freedom Pass (London only)
  • Can’t drive on medical grounds
  • Receive Armed Forces Compensation Scheme benefits
  • Receive Industrial Injuries Disablement Benefit for 20 per cent degree of disablement or higher
  • Are without speech

Other people who still qualify

The existing qualifying criteria for a Disabled Person’s Railcard remains valid, which means you can hold a railcard if you:

  • Receive Personal Independence Payments or Adult Disability Payment
  • Receive Disability Living Allowance or Child Disability Payment at either the higher or lower rate for the mobility component, or the higher or middle rate for the care component
  • Have a visual impairment
  • Are registered as deaf or use a hearing aid
  • Have epilepsy and receive drug treatment for it
  • Receive Attendance Allowance, Severe Disablement Allowance or Pension Age Disability Payment
  • Receive war pensioner’s mobility supplement
  • Receive war or service disablement pension for 80 per cent or more disability
  • Buy or lease a vehicle through the Motability scheme

From September 2026 it is intended that the scheme will broaden further allowing even more people to apply for a card. On the Disabled Persons Railcard website, it states: “Phase 2, launching in September 2026, will further extend eligibility to disabilities and conditions that require professional health evidence and more detailed assessment, including some long-term or degenerative medical conditions, and neurodiversity where it has a substantial impact on a person’s ability to travel by train.

“More detailed evidentiary requirements will be made available for this phase closer to implementation in September 2026.”

It is worth noting that if you already hold one of these railcards, the changes won’t affect you. The website states: “These upcoming changes to the eligibility criteria won’t affect your current Railcard or your eligibility. You can continue using your Railcard as usual without any disruption.”

How to apply

You can submit an application online here. You can select a digital card accessible via your mobile, which becomes available within five working days.

Alternatively, you can choose a physical card, which may take up to 15 days to reach you by post. The application process should require no longer than 10 minutes to finish.

Before starting, you must ensure you have the following prepared:

  • A valid debit or credit card
  • Documentary evidence of the Railcard holder’s disability that can be scanned and uploaded as a file
  • A passport-style photograph (it can even be captured with your phone)

You cannot submit an application in person at a railway station but you can apply by post. To do this, you can download a Disabled Persons Railcard application form online or obtain an application form from any staffed station ticket office.

You will then need to fill in and return this application, together with the required evidence of disability and payment to:

National Railcards

PO box 8626

SWADLINCOTE

DE11 1JA

A complete list of what is recognised as documentary evidence of the disability can be located online here.

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Inside private hire drivers’ strike: 18 hour shifts, passenger violence and unfair pay

Thousands of Uber, Bolt and Addison Lee drivers will log off on Valentine’s Day, urging customers to boycott ride-hailing apps as unions accuse firms and TfL of failing to address falling pay, safety risks and unfair working conditions.

Private hire drivers across the UK are urging customers to boycott major ride-hailing apps on Valentine’s Day as part of a protest over pay, working conditions and what they describe as regulatory failures.

Members of the Independent Workers of Great Britain (IWGB) Private Hire Drivers branch are asking consumers not to use Uber, Bolt or Addison Lee on Saturday 14 February, while drivers log off the platforms and join a motorcade in central London from 5pm to demand legislative reform.

Nader Awaad, chairman of the IWGB Private Hire Drivers branch, described drivers’ experiences as “systemic exploitation” caused by fare structures, rising operating costs and what he calls insufficient oversight from Transport for London (TfL).

Awaad, 59, from Walthamstow, began driving in 2019 after being made redundant from a senior management role. He told The Mirror: “The UK’s private hire industry is a wild west. With no protection from unfair dismissal, drivers see their livelihoods disappear in the blink of an eye.

“With no real safety measures, we are left unprotected from passenger violence, frequently resulting in serious injuries or, in the tragic case of our member Gabriel Bringye, death. And that’s before we even start talking about pay,” he said.

Gabriel Bringye, 37, was a much loved private hire driver from Tottemham, north London. In February 2021, he was fatally stabbed during a robbery by a group of teenagers who had booked his cab by chance. He died from blood loss despite attempting to defend himself.

The attack left a deep mark on the driving community, and following the trial, Bringye’s family established Gabriel’s Campaign for Driver Safety, calling for stronger protections for private hire drivers and measures to prevent future tragedies.

According to the IWGB, drivers can work 12 to 18-hour days just to break even, covering fuel, insurance, vehicle maintenance, traffic fines and platform commission. Awaad highlighted a case where a Heathrow-to-central London ride cost £111 for the passenger, but the driver was paid only £29. “After expenses, many drivers are earning less than the minimum wage,” he told us.

He also criticised “upfront” or “dynamic pricing,” which sets fares for passengers and pays drivers via algorithms. Research from Oxford University found that Uber driver pay has declined since the model’s introduction. Under this system, drivers have no say over fares and can bear the cost of delays or route changes.

The protest follows the Supreme Court ruling that Uber drivers are workers, entitled to minimum wage and holiday pay. Awaad argues operators responded by adjusting pay structures in ways that reduced earnings. Uber has said it complies with the ruling and provides worker protections, including holiday pay, pensions and minimum earnings guarantees.

Beyond pay, safety remains a concern. Drivers report risks of assault and abuse, along with sudden account deactivation by operators. Awaad insists TfL, as the licensing authority, should oversee any suspension decisions. The union also wants stricter passenger identity checks after incidents involving stolen or fraudulent accounts.

Awaad’s attempts to raise these concerns directly with TfL Commissioner Andy Lord, including offering detailed evidence, were reportedly declined.

When The Mirror reached out to TfL, a spokesperson said: “We take our responsibilities as the licensing authority seriously to ensure that everyone can travel safely and reliably. Operators must meet high standards in order to be licensed in London and we continually keep licensing requirements under review to ensure safe services for Londoners.”

The IWGB is lobbying Parliament for legislative changes addressing pay transparency, commission levels, safety protections, and due process in account suspensions.

Alex Marshall, IWGB president, urged public support: “If drivers and riders unite, we can push TfL and the government to implement protections similar to New York, France, Mexico and Barcelona. Drivers deserve fair pay, capped hours, holidays and safety measures. The time for change is now.”

Responding to concerns around pay and transparency, an Uber spokesperson said: “We regularly engage with drivers, especially through our industry-leading agreement with GMB Union, who are not taking part in this action. More and more people choose to earn with Uber because we offer flexibility over where and when they work, as well as offering the best benefits in the sector.

“Drivers have transparency over every trip they take – including the destination and their earnings – before they decide whether to accept it. All drivers receive a weekly summary of their earnings, which includes a clear breakdown of what Uber and the driver received from trips,” the statement concluded.

Similarly, a Bolt spokesperson said the company operates a different model outside London. “Through Bolt Flex, the first model of its kind in the UK, drivers outside London can set their own fares, negotiate directly with passengers, and operate on a transparent, flat commission with no hidden fees. Drivers are already earning up to 7% more per trip on average, while receiving 24% more orders per hour.”

In response to safety concerns, Bolt added: “The safety of drivers is our top priority. We have committed €100 million globally to strengthen safety across our platform, contributing to a 14% reduction in safety-related incidents year over year.

“Drivers are provided with passenger ratings and ride history before pickup, can share live trip details with trusted contacts, and have access to 24/7 in-app and phone support. Our Emergency Assist button connects directly to emergency services and alerts Bolt’s 24/7 safety team, and our trip monitoring technology flags unexpected or prolonged stops. We also offer one of the sector’s most affordable CCTV schemes for drivers.

“Drivers on the Bolt platform operate as independent partners, and access is conditional on compliance with our safety and community standards. Accounts are only ever deactivated following a full investigation, with a clear review process. We will continue working with drivers to raise standards across the sector.”

The Mirror contacted Addison Lee for comment.

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TV Licence £174.50 payment rule for anyone who uses games and DVDs

Your annual TV Licence payment generally covers four key factors related to watching, recording, and downloading content

The price of a TV Licence rose for many in 2025, with the Government increasing the price to £174.50 last April. This annual payment is generally mandatory for any households or businesses that watch live TV or access BBC iPlayer.

However, you may be wondering what rules apply to people who exclusively watch DVDs or play games on their TV. Guidance on this matter is summarised on the official TV Licensing website, along with the answers to other frequently asked questions.

“You don’t need a TV Licence if you only use your TV for gaming or DVDs,” the website explains. “That’s as long as you never watch TV channels on any TV service, watch live TV on streaming services, or use BBC iPlayer.”

Two years ago, the Secretary of State announced a 2.9% increase in the licence fee, starting from April 1, 2025, in line with the annual CPI inflation. This resulted in a daily rise of just over 1p, and is only the second fee increase since April 1, 2021.

While standard coloured licences now cost £174.50 annually, black-and-white licences cost £58.50 per year. Future licence fee increases will be tied to CPI inflation over the next four years, ending in 2027. From April 2026, the fee will increase again by £5.50 to £180.

Official TV licensing guidance adds: “You could be prosecuted if we find that you have been watching, recording or downloading programmes illegally. The maximum penalty is a £1,000 fine plus any legal costs and/or compensation you may be ordered to pay.”

Certain people are eligible for discounted TV Licences, provided they meet specific criteria. Older adults claiming Pension Credit may also qualify for a completely free TV Licence if they are over 75 and/or living with a partner who receives the benefit.

Pension Credit is different to the State Pension. Pension Credit is a means-tested benefit for people over State Pension age on a low income, boosting weekly income to £227.10 if you’re single or £346.60 with a partner.

Those claiming Pension Credit can apply for a free TV Licence when they turn 74, but will still need to pay until the end of the month before their 75th birthday. After this point, they will be covered by the free licence.

For more information on TV Licences, click here.

Everything covered by a TV Licence

Your annual payment generally covers four key factors. These include:

  • All TV channels – like BBC, ITV, Channel 4, U&Dave and international channels
  • Pay TV services – like Sky, Virgin Media and EE TV
  • Live TV on streaming services – like YouTube, Netflix, and Amazon Prime Video
  • Everything on BBC iPlayer

This covers watching, recording, and downloading on any device.

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