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Net worth is one of the most important financial numbers to know.

You should monitor your net worth because it changes over time, and it gives you a good idea of how close you are to being financially independent and shows whether you are making progress on your financial goals.

It can also be fun to see how your net worth stacks up to your peers. In particular, you may be curious about what net worth you would need to be among the top 10% of American households. The number is, unsurprisingly, pretty big.

Here’s the amount you would need, along with some details on calculating your net worth — and increasing it.

Image source: Getty Images.

How do you calculate your net worth?

Before diving into the net worth you need to be among the top 10%, it’s helpful to consider how to calculate net worth in the first place.

Net worth is essentially how much wealth you have to your name. To calculate your net worth:

• Start by adding up the value of all your assets. Money in your bank account and savings account counts. So does money in your money market account. If you have CDs, these count as well. Same with investment dollars in a brokerage account. If you own real estate, a car, jewelry, personal items, or anything else of value, it counts toward your net worth.
• Add up all your debt. You’ll also need to add up what you owe. Credit card debts, student loans, payday loans, a mortgage, and any other financial obligations you have will all become part of your debt calculation. You can check your credit report to confirm balances on all your debts if you aren’t sure of the amounts.
• Subtract the amount of your debt from the value of your assets. If your assets are worth $500,000, for example, but you have $350,000 in debt, then you subtract $350,000 from $500,000 to discover that your net worth is $150,000.

If your net worth is negative, that’s pretty common if you’re young. Many people don’t own much, and they borrow for school, so they graduate with a lot of debt.

As you get older, though, your net worth should be growing as you build up money in brokerage accounts and retirement plans.

Are you in the top 10% of American households?

Now that you know how net worth is calculated, you may want to see where you stand.

The best information on this comes from the Federal Reserve’s Survey of Consumer Finances, which comes out once every three years. Unfortunately, the most recent data is from 2022. Still, we can take a look at that information to get an idea of what the top 10% of earners have in terms of wealth.

Based on this data from the Federal Reserve, the top 10% of American households had a net worth of at least $1,936,900, although the threshold varies by age. For example:

• Among 18 to 29-year-olds, you’d need $281,550 or higher to be in the top 10%
• Between 30 to 39, you’d need $711,400
• Between 40 to 49, you’d need $1,313,700
• Between 50 to 59, you’d need $2,629,060
• Between 60 to 69, you’d need $3,007,400
• At age 70 and over, you’d need $2,862,000

While these are high numbers, the amount is most likely even higher today due to the stellar performance of the stock market and the increase in real estate values in recent years.

While the Federal Reserve should have new data soon, these numbers show that it takes millions to be among the wealthiest Americans in terms of net worth.

Still, regardless of how you compare to your peers, what’s important is that you work on growing your own net worth by paying down debt, investing in your 401(k), IRA, and other accounts, and making smart financial choices that make you more financially secure over time.

SAN JOSÉ — Leo Carlsson scored 46 seconds into overtime and the Ducks overcame a two-goal, third-period deficit for a 7-6 win over the San José Sharks on Saturday night.

Cutter Gauthier and Chris Kreider each scored two goals for the Ducks. Beckett Sennecke added his second goal of the season while Alex Killorn also scored. Mason McTavish had three assists.

The Ducks trailed 2-0 and 6-4 before rallying.

After San José missed an empty-netter late in the third period, Kreider knocked in his second goal with 49.5 seconds remaining to force overtime.

The Sharks won the face off in the extra period, but Macklin Celebrini missed a high shot and the Ducks recovered to set up Carlsson’s winner from the left circle.

Tyler Toffoli, Ryan Reaves, Mario Ferraro, John Klingberg, Adam Gaudette and Jeff Skinner all had goals for San José. Yaroslav Askarov had 36 saves.

The Sharks led 2-0 midway through the first period on goals by Toffoli and Reaves. Both shots came in front of the Ducks’ net, with Reaves racing in from the left untouched before flipping the puck past Ducks goalie Petr Mrazek (17 saves).

The Ducks responded with Gauthier scoring 40 seconds after Reaves’ score before Sennecke tied it on power-play goal, his second in as many games.

After the two teams traded goals early in the second period, Klingberg scored in a five-on-three situation to give San José the lead.

Gauthier’s first goal of the night came on Alexander Wennberg’s pass from behind the net before Kreider’s first goal of the season with 31 seconds left in the second period trimmed the Sharks’ lead to 5-4.

Skinner scored after maneuvering around three defenders in front of the Ducks goal to put the Sharks ahead 6-4.

Up next for the Ducks: Tuesday against the Pittsburgh Penguins in their home opener at Honda Center.

The star has been a familiar face on TV for many years, but in recent times he has also become a best-selling author

Richard Osman has long been a familiar face on the telly, known for his roles in popular shows like Pointless, Two Tribes and House of Games.

However, these days he’s also making waves in the literary world with his murder mystery novels. The TV star‘s series kicked off in 2020 with The Thursday Murder Club, which tells the tale of a group of pensioners who turn their hand to solving local crimes.

The book was a hit, with readers gripped by the adventures of elderly detectives Joyce, Elizabeth, Ron, and Ibrahim. A staggering 45,000 copies were snapped up in just three days, catapulting the book onto bestseller lists.

Three more stories quickly followed, with the fifth instalment, The Impossible Fortune, hitting shelves this week, reports the Manchester Evening News.

This summer, Richard’s debut novel was even adapted into a film, featuring a star-studded cast including Helen Mirren, Pierce Brosnan, Ben Kingsley, and Celia Imrie, under the direction of filmmaker Chris Columbus.

The film was a success for Netflix, racking up millions of views and topping the streaming giant’s most-watched films list in the UK.

While it boosted viewing figures, it’s also likely to have given the 54-year-old star’s bank account a healthy boost.

So, what is Richard Osman’s net worth?

It’s believed that Richard’s wealth primarily comes from his television work, production credits on various programmes, and book deals.

Estimates suggest his net worth sits somewhere between £3 million and £4 million.

The star and his wife, Ingrid, reside in Chiswick, an expensive corner of London where properties can easily cost millions. Occasionally, fans catch a glimpse of the luxurious home when Richard shares snippets from his life on Instagram.

Yet despite his substantial bank balance, the star doesn’t appear to be one for flaunting his wealth.

Richard, who has two children with his first wife, recently discussed money on his The Rest is Entertainment podcast whilst commenting on reports that Jeff Bezos’s multi-day wedding to Lauren Sanchez this summer cost over £30 million.

During a conversation about wealth with podcast co-host Marina Hyde, Richard revealed he’d handle things differently if he possessed the Amazon founder’s riches.

“You know what I am going to do? Nothing,” he said. “I am going to stay in and watch Below Deck. I’m going to look after the people that I love, I’m going to have my mates around… I’m going to do nothing.”

Richard Osman will be a guest on Saturday Kitchen Live, which airs at 10am on BBC One on Saturday September 27.

Sept. 20 (UPI) — Police in South Africa have seized crystal methamphetamine worth around $20 million at a lab on a rural property, according to law enforcement officials.

Authorities also collected weapons and cash while dismantling the clandestine drug manufacturing operation, located on a farm in the eastern part of the country.

Six people were arrested, five of which are from a “North American country,” police said in a statement. Two other suspects were able to elude police.

“Preliminary investigations revealed that the five foreign nationals in custody were in the country illegally. They are facing possible charges related to contravening the Drugs and Drug Trafficking Act as well as the Immigration Act,” police said in the statement.

Authorities said they were led to the laboratory by an anonymous tip.

Two Mexican nationals were arrested last year at a meth operation at an unrelated farm in a rural area in separarte part of the country.

“This massive success demonstrates that cooperation between police in Mpumalanga and other entities, both government and private, is bearing expected results. Police are working hard to rid the streets of Mpumalanga of all types of drugs, and dismantling a clandestine drug lab, which is the source of these drugs, is a step in the right direction,” South African Police Service Maj. Gen. Zeph Mkhwanazi said in the agency’s statement.

“We applaud the community members who continue to work with police and provide valuable tip-offs. Intelligence-driven operations are ongoing, and we, as police, will stop at nothing in our quest to collapse the illicit drug trade.”

WASHINGTON — Supreme Court nominee Ruth Bader Ginsburg and her lawyer-husband have a net worth of more than $6 million, according to a financial statement released Tuesday by the Senate Judiciary Committee.

Their only liability is a $60,000 mortgage on their Watergate apartment, valued at $1.3 million. Their total net worth as of June 1 was $6,195,770.

Of their joint holdings, $2,580,300 consisted of unlisted securities with retirement accounts valued at more than $2 million. Ginsburg also holds $100,000 worth of Treasury notes.

Ginsburg, 60, was a professor of law and an attorney for the American Civil Liberties Union before she was appointed to the U.S. Court of Appeals for the District of Columbia in 1980. Her husband, Martin, is a lawyer associated with the prominent Washington firm of Fried, Frank, Harris, Shriver & Jacobson. He also teaches at the Georgetown University Law Center.

Martin Ginsburg estimated the worth of his professional corporation at $550,000.

At least two Supreme Court justices are millionaires. In their 1992 financial disclosure statements, made public in May, Sandra Day O’Connor listed assets worth between $1.18 million and $3.27 million, while John Paul Stevens listed assets worth from $1.1 million to $2.47 million.

Those disclosure statements excluded personal property and primary residences.

The Judiciary Committee is scheduled to begin hearings July 20 on Ginsburg’s nomination, and her confirmation appears to be assured.

Her response to a committee questionnaire indicated that she first heard from the White House about a possible nomination to the high court on June 11. The next day, she said, White House Counsel Bernard Nussbaum asked her to return to Washington from an out-of-town trip to Vermont on the first possible plane on Sunday morning, June 13.

After a preliminary interview by Nussbaum and others on her financial affairs, she said, she met President Clinton at 11:30 a.m.

“We had a conversation, with no other person present, that continued until 1:15 p.m.,” she said. She was questioned further by Nussbaum and others for several hours.

She said that Clinton telephoned her later that night. “Some time before midnight, the President told me of his intention to nominate me, and I accepted,” she said.

MILLIONS of households are facing a £100 rise in their energy bills next year due to the Government’s net zero policies, according to new analysis.

Energy analysts Cornwall Insight said changes being made to push the country towards net zero will fuel a rise in energy bills for the average household.

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It predicted the changes will add more than £100 to the energy price cap in April 2026 compared with January.

The energy price cap is the maximum amount energy suppliers can charge you for each unit of energy and standing charge, and it’s updated every three months.

Cornwall Insight said bills will increase for households because of the cost of connecting new wind and solar farms, the construction of the Sizewell C nuclear power station, and upgrades to the gas networks.

It also suggested further rises will follow later because of the construction of pylon lines, underground cables and substations.

It means households are likely to be paying more for their energy at a time when inflation remains high and many are struggling with the cost of living.

The UK has legally committed to achieving net zero greenhouse gas emissions by 2050.

This means the total amount of emissions produced is equal to or less than the amount removed from the atmosphere. 

But the Government is having to balance this with extra costs to households up and down the country.

Ahead of the election, Energy Secretary Ed Miliband had pledged to cut household energy bills by £300 by 2030.

He repeated that promise again last month.

Cornwall Insight’s Dr Craig Lowrey said investing in renewables would eventually reduce bills and it was necessary in the long run.

But he said: “Rising energy bills are never welcome, and this latest view of transmission charges – although only indicative – will add yet another cost to the long list of pressures on household finances.”

The average energy bill for a dual-fuel home is currently £1,720 per year.

However the energy price cap is set to rise at the beginning of October, bringing it to £1,755.

Yet another rise is expected in January because of seasonal increases in wholesale costs.

The £100 bill increase predicted by Cornwall Insight is unrelated to the wholesale cost of gas.

The experts say it’s due to the cost of maintaining and expanding the UK’s power grid.

It said electricity network costs alone would add £30 a year, and this will rise to £50 a year by 2028.

Meanwhile green levies will add another £18, including £12 of advance payments for building Sizewell C.

Upgrading the gas network, which is partly needed to accommodate the introduction of green hydrogen, will add another £53.

Cornwall Insight said the bill increases were “not totally unexpected but highlight potential further financial pressures than households will face”.

It’s expected households will end up paying higher standing charges.

A standing charge is a fixed daily fee added to your energy bill, charged by your supplier regardless of how much energy you use.

Increasing standing charges is controversial as households aren’t able to avoid paying them.

While you could bring down your energy bills by cutting down on how much energy you use, there isn’t a way of reducing the cost of a standing charge.

This can leave struggling households forced to pay extra.

Ofgem has said households will later feel the benefit of an expanded electricity network through their bills, but this will take time.

Dr Lowrey said: “These costs are not just another item to tag onto the bill, they are essential to the long-term security and affordability of Great Britain’s energy system.

“For years, households have been at the mercy of global energy markets, with prices soaring and crashing in response to events happening thousands of miles away. It’s unpredictable, and it’s ultimately unsustainable.

“Investing in Britain’s transmission network means building a cleaner, more resilient energy system – one powered by renewables grown right here at home. Yes, it will take time. Yes, it will cost money. But every pound we invest today is a step toward a future where our energy is not only greener, but also more secure and, in time, more affordable.

“People rightly expect renewables to bring bills down, and they will. But first, we need to lay the foundations. There are a lot of costs involved in the transition, but the costs of doing nothing will be far greater.”

Help with energy bills

If you are struggling with your energy bill then there is plenty of support on offer.

For example, the Winter Fuel Allowance offers £300 to pensioners to help cover the cost of their heating during colder months.

Around 75% of pensioners are expected to receive the support this year, after Labour U-turned on the tighter eligibility criteria it announced last winter.

Struggling families can also get access to money through the Household Support Fund (HSF).

Each council in England has been allocated a share of the £742million fund and can distribute it to residents in need.

Exactly how much you can get and how the money will be paid depends on your council and situation.

Plus, thousands of households will receive the Warm Home Discount, which is worth £150.

The discount is given to households on a low-income or claiming certain benefits, such as Universal Credit.

It is not paid as cash and is instead applied as credit to your energy bill.

If you are falling behind on your energy bill then you can also get help through your energy supplier.

British Gas has announced a £140million support package to help customers facing financial hardship.

This includes free energy grants, tailored support for households and small business customers and funding for advice centres and charities.

It has also launched You Pay: We Pay, which gives households the opportunity to have their payments matched by British Gas for a period of six months.

Octopus Energy’s £30million Octo Assist fund is designed to help customers keep on top of their energy bills.

It includes free electric blankets, Winter Fuel Payments and standing charge waivers.

EDF’s Customer Support Fund gives grants and help to vulnerable customers who are struggling with energy debt.

It can support customers with electricity or gas bill debts, and provide essential white goods such as a fridge or cooker.

Business and leisure travel are showing signs of a pick-up after a weak start to the year.

Scott Kirby, chief executive of United Airlines, told the Los Angeles Times that, with some easing of uncertainty surrounding tariffs, the economy and global politics, more people and businesses are gaining the confidence to hit the road again.

The airline industry is perhaps the best real-time indicator of the U.S. economy, as travel is one of the first things that businesses and consumers cut back on when they sense difficult times ahead.

Since June, however, United’s orders suggests there is more certainty as consumers know what to expect and booking demand since Labor Day has surged, Kirby said.

In an interview, Kirby took a swipe at ultra low-cost carrier Spirit Airlines, discussed artificial intelligence and explained why he thinks the 2028 Olympics might not be such great news for the airline industry.

The conversation has been edited for length and clarity

How are United Airlines operations changing in L.A.?

In Los Angeles, we have 21 gates. We have about 140 flights per day here. I think it’s our highest gate utilization airport. We’d love to have more flights, but there aren’t enough gates in Los Angeles. So the constraint in Los Angeles is gates.

Our constraint on growth in Los Angeles is the gates. Essentially, if we want to add a new route, we have to cancel our current route. We just don’t have enough gates yet.

In California, Spirit has slashed the number of airports it serves. What is the issue with the low-cost airline model?

Ultra low-cost carriers, I don’t think they work. Primarily because their business model was based on bait and switch with customers. It is based on a low headline fare and it’s really hard to figure out what all the other fees are going to be. Then you show up at the airport and get charged $99.

When your business model is based on screwing the customer, that business model is not going to work in any industry. It didn’t work here, and I never thought it would work and now that’s what happened.

Don’t people want cheaper flights?

People want good value. They get good value at United. They don’t want a cheap flight that gets delayed, that gets canceled, or where they can’t trust the airline.

It has been a tough summer for tourist traffic from some countries. What have you seen?

At the end of June, it was like a light switch got flipped back on. It had been very slow to start the year, but demand has come back. It’s been even stronger post Labor Day.

I think the economy is in better shape than most people think. A lot of the economic statistics are trailing. We’re a good real-time indicator. The economy was weak to start the year — for the first five, six months — but it is much stronger coming into the third quarter.

There was a big drop-off in Canadian travel. There was a drop in European travel. Those bottomed out in about May, and they’re still down, but they’re not down as much. It is coming back.

How have the immigration raids impacted travel?

Those are so tactical that they’re not big enough for us to see in our macro statistics. I just look at the overall demand, and the overall demand is strong. Maybe it would be a little bit stronger without that.

What is United doing to help with travel to L.A. for the Olympics?

The Olympics, interestingly for airlines, lead to less demand. When the Olympics come to town, business travel shuts down.

We’re going to add flights and we’re going to be a participant. It’s not a big deal, but it actually is a net negative for airlines when the Olympics come to town.

How is United using AI?

There are a lot of tactical places, like call centers or reading contracts, where it works. But AI is not good at everything. I am in the camp that believes AI in many industries is more evolutionary than revolutionary.

Our digital technology team thinks that they’re 30% more efficient on a lot of the coding work. We’re testing getting AI to use all the data we have to tell customers what’s going on with flights. To be able to take uncertainty out for customers, that’s an exciting example.

It is a significant turnaround for a club which have twice been subject to points deductions for breaching profit and sustainability regulations (PSR) and only escaped relegation on the final day of the season two years ago.

“If you’d told me that this summer we’d do a net spend of that, I’d have been excited and delighted,” says former Everton midfielder Leon Osman.

“Yes, we wouldn’t mind another defender, due to injuries, and a 30-goal striker, but for one window it’s outstanding.

“It’s exciting times for everyone.”

Should Merlin Rohl’s loan move from Freiburg be made permanent for an agreed £17m – the reported stipulation is that Everton need to avoid relegation for the clause to be triggered – their net spend will climb to £114m.

In the summer of 2020, with Carlo Ancelotti at the helm, Everton recruited six players, including Real Madrid’s James Rodriguez, for a net spend of £77m.

In 2017 three number 10s, including record signing Gylfi Sigurdsson, were brought in as part of a £140m summer outlay, but Romelu Lukaku’s £75m move to Manchester United helped reduce Everton’s net outgoings to £48m.

GIANLUIGI DONNARUMMA was spared his blushes by the referee following an awful clanger while playing for Italy tonight.

The Manchester City new boy, 26, is in line to make his debut against rivals United this Sunday.

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The 6ft 5in stopper will be hoping to shake off his blunder from tonight, having nearly gifted Israel a shocking opener.

Barely five minutes into tonight’s contest Manor Solomon, who recently joined Villarreal on loan from Tottenham, swung in a corner.

The situation seemed harmless enough, with the ball looking likely to sail into Donnarumma’s grasp.

Inexplicably, however, the former Paris Saint-Germain star punched the ball into his own net.

Donnarumma was bailed out by the referee, however, who deemed Israel defender Stav Lemkin to have fouled him, despite contact appearing to be minimal.

Seeing the incident on social media, one fan branded City’s new boy: “the new Onana of the EPL”.

While a second claimed: “In these situations here in the Premier League, they’ll eat Donnarumma alive.”

A third claimed: “Donarumma doing what Donnarumma does.”

BEST ONLINE CASINOS – TOP SITES IN THE UK

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And another added: “Donnarumma in the premier league will make hatewatching man city 10x funnier.”

Following their let off, Italy did go behind via Manuel Locatelli‘s own goal on 16 minutes.

Gennaro Gattuso’s side levelled through Moise Kean just before half-time, only for Dor Peretz to reclaim Israel’s lead seven minutes after the break.

Italy subsequently turned the game on its head in the following six minutes, courtesy of a second for Kean and a Matteo Politano strike.

City signed Donnarumma in a £26million deal on transfer deadline day.

The giant keeper is set to replace James Trafford as No1, following the ex-Burnley ace’s difficult start to the campaign.

After Donnarumma’s arrival, City allowed long-term stalwart Ederson to depart for Fenerbahce.

The Etihad new boy is set to make his debut against Man Utd this weekend.

Ruben Amorim‘s side could also have a new man between the sticks, following Senne Lammens’ £18m arrival from Royal Antwerp.

Andre Onana is set to join Turkish side Trabzonspor on loan, although Altay Bayindir could potentially keep his place ahead of Lammens this weekend.

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SIR Keir Starmer tried and failed to boot Ed Miliband from his Net Zero brief, it was claimed today.

The PM is understood to have asked the Energy Secretary to swap jobs and take over disgraced Angela Rayner’s housing department during Friday’s cabinet reshuffle.

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But the former Labour leader dug in, insisting he wanted to keep control over the green agenda.

Sir Keir has vowed to put growth centre stage as he battles to steady Labour amid grim polling.

His reshaped top team points to a shift rightwards, as he braces for a looming challenge from Nigel Farage and Reform.

Mr Farage and his Deputy Richard Tice have made scrapping Net Zero a central pledge of the party.

Reform has vowed to repurpose billions in green funding to tackling illegal migration and restoring law and order.

No10 this morning insisted the PM is “delighted” Mr Miliband will stay on at the Department of Energy and Net Zero, but did not deny Sir Keir initially tried to move him.

The PM’s spokesman said: “The PM has set out his new Cabinet and ministerial team — a team that is going to be focused on delivery, with growth as a relentless focus.

“The Energy Secretary has been central to that growth agenda. Investing in clean energy goes hand in hand with cutting peoples’ bills and boosting growth across the country.

“You can see that with the investments being made into CCUS all across the country, into solar, into wind farms.

“The PM is delighted he’ll continue to do that.”

Labour sources admit the Net Zero push has been stalling activity, while firms quietly hope workers’ rights reforms could be softened or delayed.

New Work and Pensions Secretary Pat McFadden is preparing a fresh assault on the ballooning benefits bill, after Labour MPs scuppered the last attempt.

But Mr Miliband is seen as the head cheerleader for the “soft left” in Sir Keir’s cabinet.

His popularity with party members gives him the power make demands of the PM to ensure he cannot make trouble from the sidelines.

Uwharrie Capital (UWHR -0.98%), a community-focused bank operating mainly in central North Carolina, reported its latest quarterly earnings on August 22, 2025, announcing its second quarter results. Net income (GAAP) was $2.8 million, a 27.3% rise (GAAP) from the year-earlier period, and diluted earnings per share (GAAP) of $0.38, representing 31.0% growth compared to Q2 2024, as the company saw broad-based gains across net interest, noninterest, and mortgage banking income, and highlighted improved profitability. Overall, it was a quarter of steady top- and bottom-line growth amid a continued focus on expanding the loan book, deposit base, and earnings power.

Company Overview and Focus Areas

Uwharrie Capital is a bank holding company with a deep emphasis on serving local communities in North Carolina, particularly in Stanly, Anson, Cabarrus, Randolph, and Mecklenburg Counties. Its business centers around traditional community banking — providing checking, savings, commercial lending, and mortgage services to individuals and small businesses. The company’s approach relies on building long-term customer relationships with an emphasis on service, local knowledge, and personalized decision-making.

Key factors for its continued success include maintaining a strong community presence, staying current with technological advances, and navigating the complex regulatory requirements that shape the banking industry. Ongoing attention to the economic conditions in its service regions also plays a central role in its strategy.

Quarter Highlights: Growth, Product Trends, and Expenses

The latest quarter saw net income climb to $2.8 million, up from $2.2 million last year. Earnings per share (GAAP) increased to $0.38, a 31% improvement. Mortgage banking, which encompasses services like originating and selling home loans, rose 44.3% year over year for the six months ended June 30, 2025.

Total loans reached $687 million, rising 7.2% from June 30, 2024, while total assets measured $1.17 billion, up 4.1% from June 30, 2024. On the funding side, deposits increased to $1.06 billion, supported by steady inflows across demand, savings, and time deposit accounts. Savings balances grew 7.8% from June 30, 2024 to June 30, 2025.

Net interest margin, representing the difference between interest earned on loans and paid on deposits as a percentage of average earning assets, climbed to 3.56%. Noninterest income (GAAP) rose 38.5% compared to Q2 2024, reflecting a significant jump in mortgage-related activities.

Salary and benefit costs were up 11% compared to Q2 2024, “other operating expenses” rose nearly 58% compared to Q2 2024. The provision for credit losses was $254,000, down from $431,000 in Q2 2024. No noteworthy one-time events or items affecting results were disclosed in the release. The company did not announce a change in its dividend for the quarter.

Business Strategy, Technology, and Market Context

Uwharrie Capital highlights its community engagement initiatives, including a focused effort in April for Community Banking Month. According to management’s direct statement, its “concentrated effort reaffirmed our deep commitment to service and civic engagement.”

On the technology front, the company did not provide updates on new digital products, internet banking systems, or service upgrades in this period. Although previous public statements have highlighted a goal to adapt technologically, the lack of detail on this front in the latest earnings is notable, especially as competition from larger banks and fintech companies increases. Regulatory compliance also received little attention in the report, although the bank’s strong capital position supports ongoing regulatory health. No issues or new compliance initiatives were cited.

Credit quality indicators, such as the proportion of nonperforming loans or charge-off rates, were not reported in the earnings release, and without specific data, it’s difficult to form a complete view of underlying risk. Book value per share rose to $7.81, a 36% jump from 2024.

Peer comparison data places Uwharrie Capital as the 14th ranked bank nationally (under $2 billion in assets) by the American Bankers Association, suggesting the bank is performing well compared to similar-sized peers. However, the absence of information about new product rollouts, technology investment, or strategic differentiation could pose challenges amid a highly competitive environment.

Looking Ahead: Outlook and Investor Considerations

The company did not offer an earnings outlook or financial guidance for the rest of 2025. There was no projection provided by management regarding expected growth trajectories for revenue, loans, or profitability. The release contains broad statements about “growing with purpose” and focusing on core values but lacks specific forward-looking targets or quantified commentary.

Investors will want to watch upcoming quarters for more transparency on the bank’s approach to technology, further detail on its expense growth, and sharper disclosures on asset quality. Monitoring net interest margin and loan growth will also be key to tracking progress throughout the rest of the year.

Revenue and net income presented using U.S. generally accepted accounting principles (GAAP) unless otherwise noted.

Harbor Miller and Elijah Wynder scored their first career goals in MLS, Gabriel Pec also scored a goal, and the Galaxy beat the Colorado Rapids 3-0 on Saturday night to snap a four-game MLS winless streak.

JT Marcinkowski made his first MLS appearance since 2023 and had a save for the Galaxy (4-16-7). The 28-year-old, who signed with the Galaxy in January after seven seasons with San José, missed the 2024 season while recovering from knee surgery.

Miller, an 18-year-old defender, gave the Galaxy a 1-0 lead in the seventh minute. On the counter-attack, Miller ran onto a centering pass played by Miki Yamane and blasted a first-touch shot from near the penalty spot into the net.

The 22-year-old Wynder tapped a pass from the center of the area to Yamane on the right side. Yamane played a first-touch pass back to Wynder, who redirected it into the net from near the penalty spot to make it 2-0 in the 55th.

Pec, on the counter-attack, ran onto a long ball played ahead by Marco Reus and outraced the defense to the edge of the six-yard box where he slipped a shot between the legs of goalkeeper Zack Steffen to cap the scoring in the 75th minute.

Steffen stopped two shots for Colorado (10-12-6).

Donald Trump has it in for public education.

Don’t be fooled by last week’s release of DOE billions for the coming school year. Education Secretary Linda McMahon claimed that since the surprise decision in late June to withhold the funding, the government vetted all the programs to make sure they met President Trump’s approval. In reality, the White House was inundated by protests from both sides of the aisle, from teachers, parents and school superintendents all over the country. A week earlier, 24 states had filed suit against the administration for reneging on already appropriated education funding.

The reprieve will be temporary if the president has his way. Shuttering the Department of Education, and its funding priorities, was a marquee Trump campaign promise.

Already, about 2,000 DOE staff members have been fired or quit under duress. That’s half the agency’s personnel. On July 14, the Supreme Court lifted an injunction against the firings as lawsuits protesting the firings work their way through the courts. In essence, the ruling gives Trump a green light to destroy the department by executive fiat now, even if the Supreme Court later decides only Congress has that power.

The high court majority did not spell out its reasoning. In a dissenting opinion, Justice Sonia Sotomayor, writing for Justices Elena Kagan and Ketanji Brown Jackson, deplored the “untold harm” that will result from the ruling, including “delaying or denying educational opportunities and leaving students to suffer from discrimination, sexual assault and other civil rights violations without the federal resources Congress intended.”

McMahon touts what she considers her agency’s “final mission”: ending federal funding for school districts that cannot prove that they have eliminated diversity, equity and exclusion initiatives, or what Trump calls “critical race theory and transgender insanity.” The stakes are high: What’s at issue is the withdrawal of nearly $30 billion in aid.

The DEI threat rejects a 60-year bipartisan understanding — based on Title 1 of the 1965 Elementary and Secondary Education Act to the 2015 Every Student Succeeds Act — that Washington should invest federal taxpayer dollars in closing the achievement gap that separates privileged youth from poor and minority students and children living in poverty.

Those funds support smaller classes, after-school programs and tutoring. Research shows that Title 1 can claim credit for disadvantaged students’ improved performance on the National Assessment of Educational Progress — NAEP — the nation’s K-12 report card, which the administration is also targeting. The most innovative programs, including the Harlem Children’s Zone preschool, charter schools and after-school and summer-vacation programs and one-on-one, face-to-face learning through Tutoring Chicago, have recorded especially dramatic results.

Support for students with disabilities would also become history, along with the requirement that schools deliver “free and appropriate education” to youngsters with special needs. That would have a disastrous impact on these students, historically dismissed as hopeless, because needs-focused special education can change the arc of their lives.

In demanding that districts “prove” they have eliminated DEI as a condition for receiving federal funds, McMahon claims that focusing exclusively on “meaningful learning,” not “divisive [DEI] programs,” is the only way to improve achievement.

She’s flat-out wrong. DEI initiatives, while sometimes over the top, have generally proven to boost academic outcomes by reducing discrimination. That’s logical — when students feel supported and valued, they do better in school. Wiping out efforts designed to promote racial and economic fairness is a sure way to end progress toward eliminating the achievement gap.

Clearly, the studies that show the gains made by DEI programs are irrelevant to an administration whose decisions are driven by impulse and ideology. Its threats to the gold standard test of American education, NAEP — an assessment that’s about as nonpartisan as forecasting the weather — gives the game away. If you don’t know how well the public schools are doing, it’s child’s play to script a narrative of failure.

Tucked into Trump’s One Big Beautiful Bill Act is a nationwide school voucher program, paid for by a 100% tax deduction for donations of up to $1,700 to organizations that hand out educational scholarships. There’s no cap on the program, which could cost as much as $50 billion a year, and no expiration date.

The voucher provision potentially decimates public schools, which will lose federal dollars. Since private schools can decide which students to admit and which to kick out, the gap between the haves and haves-less will widen. Students with special needs, as well as those whose families cannot afford to participate, will be out of luck.

What’s more, vouchers don’t deliver the benefits the advocates promise. Studies from Louisiana, where “low-quality private schools” have proliferated with the state’s blessing, as well as the District of Columbia and Indiana, show that students who participate in voucher plans do worse, especially in math, than their public-school peers.

Michigan State education policy professor Joshua Cowen, who has spent two decades studying these programs, reached the startling conclusion that voucher plans have led to worse student outcomes than the COVID pandemic.

Vouchers “promise an all-too-simple solution to tough problems like unequal access to high-quality schools, segregation and even school safety,” Cohen concludes. “They can severely hinder academic growth — especially for vulnerable kids.”

The defenders of public education are fighting back. Twenty states have gone to federal court to challenge the Department of Education’s demand that they eliminate their DEI programs. “The Trump administration’s threats to withhold critical education funding due to the use of these initiatives are not only unlawful, but harmful to our children, families, and schools,” said Massachusetts Atty. Gen. Andrea Joy Campbell, announcing the lawsuit.

The White House may well lose this lawsuit. But litigation consumes time, and the administration keeps finding ways to evade judicial rulings, sometimes with the help of the Supreme Court. It could be years before the judges reach final decisions in these cases, and by then the damage will have been done.

That’s why it is up to Congress to do its job — to represent its constituents, who have consistently supported compensatory education programs and special education programs in public schools, resisting the siren song of vouchers — and to insist that the administration obey the dictates of legislation that’s been on the books for decades.

Will a supine Congress rouse itself to protect public education? After all, that’s what the rule of law — and public education — requires.

David Kirp is professor emeritus at the Goldman School of Public Policy, UC Berkeley. He is the author of numerous books on education, including “The Sandbox Investment,” “Improbable Scholars” and “The Education Debate.”

A MAJOR high street bank has become the latest British lender to quit the Net Zero Banking Alliance, the bank said on Friday.

Barclays argued that the departure of several global lenders has left it no longer fit to support the bank’s green transition.

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Barclays’ decision to quit the foremost banking alliance focused on tackling climate change follows on from HSBC and several major US banks.

It also raises questions about the ability of the group to influence change in the sector going forward.

The bank said in a statement on its website: “After consideration, we have decided to withdraw from the Net Zero Banking Alliance.”

It added that its commitment to be net zero by 2050 remained unchanged and that it still saw a commercial opportunity for itself and its clients in the energy transition.

Earlier this week Barclays published the first update on its sustainability strategy in several years.

It said the bank made £500 million in revenue from sustainable and low-carbon transition finance in 2024.

Jeanne Martin, co-director of corporate engagement at responsible investment NGO ShareAction called the decision to leave the Net Zero Banking Alliance “incredibly disappointing and a step in the wrong direction at a time when the dangers of climate change are rapidly mounting.”

Barclays said the alliance was no longer fit for its purpose: “With the departure of most of the global banks, the organisation no longer has the membership to support our transition.”

The Net Zero Banking Alliance, a global initiative launched by the United Nations Environment Programme Finance Initiative, lists more than 100 members on its website – including leading international financial institutions.

A spokesperson for the alliance said it remains focused on “supporting its members to lead on climate by addressing the barriers preventing their clients from investing in the net-zero transition.”

It comes after it was announced that Barclays is slashing interest rates on its popular Rainy Day for the third time in less than seven months.

From August 4, the interest rate for balances up to £5,000 will fall from 4.61% to 4.36%.

The Rainy Day Saver account, which offers easy access to funds, has been a favourite among Barclays‘ 20 million customers.

It is designed for balances up to £5,000, with savers earning the higher rate on the first £5,000 – currently 4.61%.

Savings above this threshold earn just 1% interest, but customers benefit from instant access to their money at any time.

At the current rate, holding £5,000 in the account would earn you £230.50 in interest over 12 months.

However, when the rate drops to 4.36%, this will fall to £218 – a loss of £12.50 per year.

Once boasting a competitive 5.12% interest rate earlier this year, Barclays has steadily chipped away at its appeal.

In February, the rate dropped to 4.87%, followed by another cut in April to 4.61%.

In February, the bank reduced the rate to 4.87%, followed by another cut in April to 4.61%.

Now, just months later, rates are set to drop again, leaving savers questioning whether to stick with the account or explore better options elsewhere.

How Barclay Card Changes Could Affect You

ANALYSIS by Consumer Reporter, James Flanders:

Barclaycard’s change to its credit card repayment structure sounds great if you don’t dig into the details.

After all, Barclaycard says it’s “making the changes to give you greater flexibility each month”.

In practice, it means that if you can’t afford to pay off your balance in full at the end of each statement period, you can repay much less under the minimum repayment option than you have done previously.

If you only pay the minimum amounts on occasion, this is super useful.

But if you rely on this type of repayment plan in the long term, it could will cost you hundreds of pounds extra in interest.

It could also negatively affect your credit file as it’ll take you much longer to clear your debt.

More interest will be applied to your outstanding balance, too, as less is paid down each month.

For example, if you have a balance of £5,000 on a Barclaycard at 24% interest, where you only make the minimum payments and don’t spend on the card.

Under the old “2.5% of the balance plus the interest charged” rule, it would take around 14 years to clear the balance.

In total, you’d expect to pay about £3,500 in interest.

But with the new “1% of the balance plus the interest charged” calculation, it will take over 30 years to clear the same balance.

You’d then end up paying a whopping £8,500 in interest.

Before taking out a new credit card or increasing the amount you borrow, it’s vital to consider the consequences.

You should only borrow money if you can afford to pay it back.

It’s always vital to ask yourself if you actually need to borrow before committing to a new credit card, personal loan or overdraft.

If you use a credit card, I’d recommend that you always pay off your balance in full at the end of each statement period.

Lenders have a responsibility to help customers who are in debt.

If you’re in a debt crisis, your first point of call should be your lender.

They might help you out by offering you a reduced interest rate or a temporary payment holiday – so check in with your lender if you’re struggling.

F1 launched its sustainability strategy in 2019 with a long-term commitment to reduce carbon emissions in areas like travel, logistics, and energy use.

Changing the now 24-race calendar, so grands prix are grouped together by region to reduce travel, has also helped F1 in its quest for greater sustainability, with Japan moving to an April slot and Azerbaijan twinning with Singapore in the autumn since the 2024 season.

Team factories are now using more green energy such as wind and solar power, resulting in a 59% reduction in emissions from these facilities compared to seven years ago.

Other initiatives that have contributed include F1 expanding the use of biofuel trucks for transporting freight in Europe, which reduced related carbon emissions by an average of 83%.

From the 2026 season and beyond, F1 is introducing new regulations that will feature environmentally friendly cars with engines that have a near 50-50 split between electric and internal combustion power – and use fully sustainable fuels.

To further improve the flow of the calendar, Canada switches to an earlier date in May, followed by a run of nine European races, starting with Monaco in June and ending with the new Madrid Grand Prix in September.

“Formula 1 has always been synonymous with innovation and the desire to improve,” added Domenicali.

“Once again, this mentality has allowed us to make important progress, not only for those who work in this world, but also for society as a whole.

“While continuing to grow globally, we have shown that sustainable development is possible and that the strategies we have adopted are yielding tangible results.”

The report said any remaining unavoidable emissions in 2030 “will be offset using credible programmes in line with latest best practice guidance”.

Carbon offset programs typically help to reduce carbon dioxide emissions by supporting projects which reduce environmental harm, such as tree planting schemes.

Tony Bellew is famed for being an ex-professional boxer and he’s also carved out a career in TV. Take a look into his life away from the cameras…

Tony Bellew is now a regular on our TV screens, with the star having graced shows like I’m A Celebrity and Celebrity Gogglebox in recent years.

Originally gaining recognition as a professional boxer, Tony has since become a television personality after hanging up his gloves in 2018.

He’s now set to feature on Alison Hammond’s Big Weekend, where the former boxer will share insights about his personal life, health, and family life with wife Rachael and their four sons.

Before his next telly stint, let’s delve into Tony’s life, from his remarkable career and net worth to his early days…

Tony’s early days

Tony, born Anthony Lewis Bellew, hails from Toxteth, Liverpool, born in November 1982.

His formative years were spent residing on Mulgrave Street in Toxeth, before the family relocated to Smithdown Road near Wavertree, reports the Liverpool Echo.

Tony took up kickboxing around the age of 10, spurred on by his father, despite harbouring dreams of becoming a footballer. Kickboxing paved the way for boxing for Tony, and he eventually decided to go pro.

Boxing career

Tony stepped into the professional boxing ring in 2007, making his debut with a 2nd-round TKO against Jamie Ambler. He continued to notch up several more victories in 2007 and 2008, and by 2009 had maintained an unbeaten record of 12-0.

He went on to square off against the likes of Nathan Cleverly, Mateusz Masternak, Ilunga Makabu and BJ Flores.

In 2017, Tony stepped into the ring for his first heavyweight bout against David Haye. He later returned to cruiserweight, taking on Oleksandr Usyk in 2018, but was defeated.

From 2010 to 2014, Tony held the British and Commonwealth light-heavyweight titles, as well as the European cruiserweight title from 2015 to 2016. He also held the WBC cruiserweight title from 2016 to 2017.

After his bout with Usyk, Tony announced his retirement. He hung up his gloves with a record of 30 victories from 34 professional fights, with 20 of those wins coming inside the distance. He suffered three defeats and one draw.

Post-retirement, Tony appeared on Celebrity SAS: Who Dares Wins in 2020. The following year, he joined the UK commentary team for DAZN and began regularly contributing to their boxing coverage.

In 2023, he participated in ITV’s I’m A Celebrity…Get Me Out of Here! and reprised his role as ‘Pretty’ Ricky Conlan in Creed III, a character he first played in the original Creed in 2015.

The former boxer also partnered with Everton goalkeeper Jordan Pickford for Celebrity Gogglebox, and took part in Soccer Aid this year.

Who is Tony Bellew’s wife?

Tony has been married to Rachael since 2018, but the pair have been together since their teenage years.

The pair first locked eyes as nine year olds living on the same street in Merseyside. Their paths crossed again years later when Tony, working as a bouncer, met Rachael at a nightclub where she was dancing, and their friendship blossomed into romance.

Their love continued to grow, and they are now proud parents to four sons: Corey, Cobey, Carter, and Carson.

In 2018, Tony and Rachael exchanged vows in a grand ceremony at Cheshire’s Peckforton Castle, surrounded by loved ones.

The boxer often expresses his admiration for his wife on social media. Last year, he penned a heartfelt tribute to mark their anniversary.

“I’ve been through everything with this girl and couldn’t have done or achieved anything without her! The day we came together was the most important day of my life.. I love ya more than you know @rachael_bellew, oh and I’m looking to play golf twice this week luv.. #Anniversary,” Tony wrote.

Tony’s net worth

According to The Net Worth Portal, Tony’s net worth is estimated to be £9.6 million as of 2023.

His most significant boxing payout came from his first fight with David Haye, reportedly earning him £2.8 million.

Tony’s 2018 bout with Usyk boosted his career earnings to a reported £15 million, largely due to pay-per-view sales and venue gate revenue.

Alison Hammond’s Big Weekend airs on Friday at 8.30pm on BBC One

THE family of Minnesota Senator John Hoffman has revealed how his wife Yvette used her body as a shield when a gunman opened fire in their home.

Both Hoffman and Yvette were seriously injured when they were targeted in an attempted assassination at their home in Champlin around 2 am on Saturday morning.

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Less than two hours later, the gunman, suspected to be 57-year-old Vance Luther Boelter, shot and killed DFL speaker Melissa Hortman and her husband Mark at their home in Brooklyn Park.

Hoffman, 60, and his wife underwent surgery at the Mercy Hospital in Coon Rapids and are stable.

The pair were shot 11 times by the crazed gunman who posed as a police officer, their nephew Mat Ollig shared in an update on Facebook.

He revealed how Yvette heroically threw herself in front of their daughter Hope to shield her from the bullets.

Hope, who is in her 20s, was not injured in the horror attack.

Senator Hoffman was shot six times and Yvette five, Ollig said.

“My aunt threw herself on her daughter, using her body as a shield to save her life,” he wrote.

“They are both out of surgery and stable. These two are the kindest, most giving and caring people I know.”

He called the horror attack “a political act of terrorism” carried out by a “vile piece of s*** dressed as a cop”.

“I am beyond sick,” Ollig wrote as he shared pictures of the family.

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One of the bullets that struck Hoffman narrowly missed his heart, local outlet KARE11 reported.

Images from the scene show the Hoffmans’ front door riddled with bullet holes.

Boelter was named as a suspect for the shootings on Saturday afternoon sparking a major manhunt.

As the search continues into its second day, cops are tightening the net around the 57-year-old who allegedly wore a creepy latex mask when he gunned down his victims.

They have located a vehicle of interest and the cowboy hat they believe Boelter was wearing when he was last seen in the Twin Cities area.

These were found on Highway 25 roughly half way between Green Isle, where Boelter has a property, and Belle Plaine, KARE 11 reported.

State patrol confirmed they found a black vehicle on the side of the road that is of interest in the hunt for the suspect.

They also found a cowboy hat matching the one Boelter was seen wearing in the last CCTV footage of him lying in the open on the side of the road.

About 100 yards away from the road, is a property that KARE 11 says has a major police presence around it as part of the manhunt.

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It has not been confirmed if Boelter is still in the area.

The FBI has issued a $50,000 reward for information that leads to his arrest and a conviction.

Hours after the double shooting, at around 6 am, Boelter’s roommate and best friend David Carlson received a string of chilling text messages from him in which Boelter said “I may be dead shortly”.

“I made some choices, and you guys don’t know anything about this, but I’m going to be gone for a while,” he said to his friends David and Ron.

“May be dead shortly, so I just want to let you know I love you guys both and I wish it hadn’t gone this way.”

Officials have said that they believe Boelter may have been trying to flee.

His wife Jenny was detained after a traffic stop during which cops found she was carrying weapons, cash, and passports, KTSP reported, citing law enforcement officials.

She was not arrested and officers have warned that as the search continues, Boelter should be considered armed and dangerous.

Officials have urged the public to send in tips and call 911 if they see him.

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Brianna Pinto scored just seven minutes after entering off the bench for the North Carolina Courage in a 2-1 win against Angel City on Saturday.

The Courage (4-5-3) had lost all three of their previous visits to BMO Stadium.

Cortnee Vine had made it 1-0 in the first minute of the game when she slid the ball into the net from a cross by Manaka Matsukubo.

Riley Tiernan scored her seventh goal of the season to bring Angel City (4-5-3) level at 1-1 in the 11th minute, heading in a cross from Gisele Thompson.

The winner came from a scramble in the box in the fifth minute of stoppage time. After Angel City defender Miyabi Moriya blocked a shot on the line, Pinto scooped up the ball and fired it in from five yards out.

South Africa end their wait for one of the major ICC titles by beating Australia by five wickets in the WTC final.

South Africa have secured their first major title by beating defending champions Australia by five wickets in the final of the World Test Championship at Lord’s Cricket Ground in London.

The Proteas knocked off the remaining 29 runs they needed before lunch on Saturday – sealing the win with more than a day and a half to spare, and sparking emotional celebrations in front of a packed crowd.

They moved from a portentous 213-2 overnight to 282-5, the second-highest successful run chase in the 141-year Rest history at the self-proclaimed home of cricket.

Australia did not give up the WTC mace easily, relentlessly attacking the stumps and pressuring a South Africa side with an infamous history of blowing winning positions on big ICC stages.

But South Africa was staunch and composed, only three boundaries in more than two hours, and lost only three wickets on Saturday in an air of inevitability.

“We’ve come a long way as a team, as a country,” an emotional Keshav Maharaj said. “We always say we want to be good people and play good. We’re moving in the right direction as a cricketing nation.

Referencing South Africa’s last title of any kind, the 1998 ICC Champions Trophy, Maharaj fought back tears in adding, “After 27 years of pain, to finally get over the line is super emotional. We’re so grateful to have Temba (Bavuma, captain) to get us over the line.

“Diversity is our strength, so to see the crowd, they stand for the meaning of our rainbow nation. To lift the trophy is going to unite the nation even more.”

The desperate Australians used up all of their three reviews in vain within the first 90 minutes, but fought to the end. They took the new ball but were still blunted by a flat pitch.

Markram was the colossus Australia could not topple until it was too late.

The opener resumed the day on 102 and was out for 136 when only six more runs were needed. He spent six hours, 23 minutes in the middle.

About 15 minutes later, Kyle Verreynne broke the tension by hitting the winning run, a drive into the covers.

Markram and captain Temba Bavuma set up the victory with an unbeaten and chanceless partnership of 143 runs the day before. They could not finish what they started, adding only four runs together before Bavuma edged Pat Cummins behind for 66, one more than he had overnight.

Tristan Stubbs was castled on 8 by Mitchell Starc with 41 runs needed and South Africa was too close to the finish to be denied.

But Markram could not have the pleasure himself. With six runs needed to win, he was caught at midwicket by Travis Head off Josh Hazlewood.

Australia did not celebrate. Instead, players slapped Markram on the back and congratulated him on his match-winning knock as the Lord’s crowd stood and applauded.

They stood again when the end finally came, a rout of red-hot Australia with five sessions to spare.

South Africa’s history on the ICC’s biggest stages has been infamously cruel. The venues and dates of their most heart-breaking losses include Birmingham 1999, Dhaka 2011, Auckland 2015, Kolkata 2023 and Bridgetown 2024.

But London 2025 will go down as one of the greatest days in South African sport, when its cricket underdogs grabbed the advantage and did not let go against one of the great Australia Test sides to seal the title that ranks alongside the ICC’s Cricket World Cup and the T20 World Cup.

South Africa were criticised before the final for its supposedly easier road — it did not face Australia or England in a series in the 2023-2025 WTC cycle — but it has won eight straight tests, its second-longest streak in history, and half of them away from home.

Mary Alice Vignola scored the equalizer in the 80th minute and Angel City salvaged a 2-2 draw with the Chicago Stars at BMO Stadium on Saturday night.

Angel City (4-4-3) took a 1-0 lead into halftime on Kennedy Fuller’s goal from inside the box in the 29th minute.

Chicago (1-8-2) made it 1-1 just before the hour mark when an attempted cross from substitute Nadia Gomes took a wild deflection and looped over the head of goalkeeper Angelina Anderson.

The Stars went up 2-1 up when Ally Schlegel scored from 25 yards out in the 66th minute. Anderson got one hand to the shot but could only tip the ball onto the crossbar and into the back of the net.

Vignola rocketed in a rebound from close range to make it 2-2.

The tie was Alex Straus’ first game as Angel City coach. Straus, who has never previously coached in the NWSL, arrived from Bayern Munich last week.