loan

Advocates say new rules let Education Department to politically punish groups working on immigration, transgender care.

The United States Department of Education has finalised new rules that could bar nonprofits deemed to have undertaken work with a “substantial illegal purpose” from a special student loan forgiveness programme.

Those rules, finalised on Thursday, appear to single out certain organisations that do work in areas that President Donald Trump politically opposes, including immigration advocacy and transgender rights.

Under the new rules, set to take effect in July 2026, the education secretary has the power to exclude groups if they engage in activities like the “chemical castration” of children, using a politically charged term for gender-affirming healthcare, including puberty-delaying medication.

It also allows the education secretary to bar groups accused of supporting undocumented immigration or “terrorist” organisations.

The Trump administration has said its decisions “will not be made based on the political views or policy preferences of the organization”.

But advocates fear the move is the administration’s latest effort to target left-leaning and liberal organisations.

Trump has already threatened to crack down on several liberal nonprofits, which the White House has broadly accused of being part of “domestic terror networks”.

Thursday’s rules concern the Public Service Loan Forgiveness programme, created by an act of Congress in 2007.

In an effort to direct more graduates into public service jobs, the programme promises to cancel federal student loans for government employees and many nonprofit workers after they have made 10 years of payments.

Workers in the public sector, including teachers, medical professionals, firefighters, social service professionals and lawyers, are among those who can benefit.

In a statement, the Trump administration defended the updated rules, calling them a necessary bulwark to protect taxpayer funds.

The programme “was meant to support Americans who dedicate their careers to public service – not to subsidize organizations that violate the law, whether by harboring illegal immigrants or performing prohibited medical procedures that attempt to transition children away from their biological sex”, said Education Undersecretary Nicholas Kent.

Critics, however, have denounced the administration for using false claims of “terrorism” or criminal behaviour to silence opposing views and restrict civil liberties.

Michael Lukens, executive director of the Amica Center for Immigrant Rights, said the new rules weaponised loan forgiveness.

Lukens explained that many of the lawyers, social workers and paralegals who work at his organisation handle cases to stop deportations and other immigration litigation.

They count on public service loan forgiveness to take jobs that pay significantly less than the private sector, he said.

“All of a sudden, that’s going away,” Lukens told The Associated Press news agency. “The younger generation, I hope, will be able to wait this out for the next couple of years to see if it gets better, but if it doesn’t, we’re going to see a lot of people leave the field to go and work in a for-profit space.”

Organisations have raised concerns over the education secretary’s broad power to determine if a group should be barred. Short of a legal finding, the secretary can decide based on a “preponderance of the evidence” whether an employer is in violation.

The National Council of Nonprofits was among the associations criticising the change.

It said the rules would allow future administrations from any political party to change eligibility rules “based on their own priorities or ideology”.

Will Hannington plunged 40ft from the balcony at his hotel in Dubrovnik, Croatia, during a holiday with friends – and he “smashed” his femur, fractured his rib and vertebrae

A desperate mother has had to take out a £15,000 loan to get her son home after he plummeted 40ft from a hotel balcony – despite having travel insurance.

Sarah Hannington’s son Will, 23, slipped on the “damp” surface as he attempted to pass something to his mate’s balcony next door during a break with friends in Dubrovnik, Croatia. Will, a furniture delivery worker, plummeted from the fourth floor of the hotel, “smashing” his femur, fractured his rib and vertebrae and damaged his kidneys and spinal cord.

Family say Will’s life was saved by “the fortune of falling on a small bush” but he needed a five-hour operation at a Croatian hospital to have a metal road inserted into his femur. Will, from Basildon, Essex, then woke up in intensive care.

After recovering, Sarah helped arrange Will to return home in a private ambulance – travelling around 1,400 miles across eight countries for 30 hours – and he is now at a London hospital. However, Sarah, 52, had to take out the loan to hire the transport because Will’s insurance company – which the family doesn’t want to name – denied his injury claim and classed it as “self-risk behaviour”.

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Fortunately, Sarah was able to use her son’s European Health Insurance Card [EHIC] to cover Croatian surgery costs and his stay in intensive care, which cost another 15,000 euros (£13,000).

But the NHS worker remains furious with the insurance provider, insisting the hotel itself ruled out any inappropriate behaviour and supported Will’s case. Sarah, also from Basildon, continued: “It made me angry [that the claim was denied] because I had lost a week to get him home.

“He had his EHIC and insurance and did everything you were meant to do as a sensible person. An accident is an accident and you’d think it would be covered but it wasn’t. It made me wonder what the point of having holiday insurance was.

“When I got in touch with the insurance company, I just thought we’d be able to get Will home but after a week they declined the claim on the basis that they saw it as self-risk behaviour. It had been ruled out by the hotel that he wasn’t being silly and it was an accident and they had sent off their risk report to the insurance company.”

A GoFundMe has been created to help Sarah repay the loan. The mum of two said she had no choice but to take the loan as, since flying was unsafe, there was no alternative for Will to travel home from Croatia last month.

But Sarah, who works for the NHS, is relieved Will survived the horror – describing the situation as “a miracle.” He is set to undergo further surgery and extensive physiotherapy in the UK. He has now movement in his right leg or left foot.

Recalling the ordeal, Sarah said: “Will video called me in the early hours of the morning to tell me what had happened. I didn’t realise the height he had fallen from [at first]. He was in shock, distress and pain and he was putting a brave face on for me.

“It wasn’t just a broken leg. It was an intense fall. I prayed to God that I still had a son. It’s a miracle he’s alive. I’m glad he had his EHIC as this allowed him to be treated as a national in the country. The intensive care and surgery cost ran into 15,000 euros on its own so if we didn’t have the EHIC we would be facing this too.

“We came back to the UK via ambulance across eight countries and it took 30 hours. I went with him and it felt like a never-ending journey and he was in a considerable amount of pain. When we crossed over from the Channel Tunnel I cried as I was so happy to have him back in the UK.”

A family friend set up the GoFundMe page, unbeknown to Sarah. The mum continued: “We are just looking forward now and hoping he’ll be able to walk again and make a full recovery and go back to work. If you’re going to go to a European destination you need to have an EHIC and check the small print in your insurance.”

To donate to the appeal, visit this link.

SACRAMENTO — State lawmakers on Friday advanced a plan that would allow California colleges to offer preferential admission to students who are descended from enslaved people, part of an ongoing effort by Democrats to address the legacy of slavery in the United States.

The legislation, Assembly Bill 7, would allow — but not require — the University of California, Cal State and private colleges to give admissions preference to applicants who can prove they are directly related to someone who was enslaved in America before 1900.

If signed by Gov. Gavin Newsom, the effort could put the Golden State on yet another collision course with the Trump administration, which has diversity initiatives and universities in its crosshairs.

“While we like to pretend access to institutions of higher learning is fair and merit-based and equal, we know that it is not,” said Assemblymember Isaac Bryan (D-Los Angeles), who authored the bill, before the final vote Friday. “If you are the relative or the descendant of somebody who is rich or powerful or well connected, or an alumni of one of these illustrious institutions, you got priority consideration.”

But, Bryan said, “There’s a legacy that we don’t ever acknowledge in education … the legacy of exclusion, of harm.”

The bill is a top priority of the Legislative Black Caucus, which introduced 15 bills this year aimed at addressing the lingering effects of slavery and systemic racism in California.

Although California entered the Union as a “free state” in 1850, slavery continued in the Golden State after the state Constitution outlawed it in 1849. Slavery was abolished nationwide by the 13th Amendment to the U.S. Constitution in 1865 after the Civil War.

California voters barred colleges from considering race, sex, ethnicity or national origin in admissions nearly three decades ago by passing Proposition 209. Two years ago, the U.S. Supreme Court found that affirmative action in university admissions violates the equal protection clause of the 14th Amendment.

Bryan and other backers stressed that the language of the bill had been narrowly tailored to comply with Proposition 209 by focusing on lineage, rather than race. Being a descendant of a slave is not a proxy for race, they said, because not all enslaved people were Black, and not all Black Americans are descended from slaves.

“The story of our country is such that people who look like me and people who do not look like me could be descendants of American chattel slavery,” said Bryan, who is Black, during a July debate over the bill.

Supporters of the measure say that Supreme Court Justice Clarence Thomas noted in his concurrence in the 2023 affirmative action case that refugees and formerly enslaved people who received benefits from the government after the Civil War were a “race-neutral category, not blacks writ large,” and that the term “freedman” was a “decidedly underinclusive proxy for race.”

Andrew Quinio, an attorney for the conservative Pacific Legal Foundation, told lawmakers during earlier debates on the bill that lineage is, in fact, a proxy for race because being a descendant of an American slave is “so closely intertwined” with being Black.

Instead, he said, the bill could give colleges a green light to give preference to “victims of racial discrimination in public education, regardless of race,” which would treat students as individuals, rather than relying on “stereotypes about their circumstances based on their race and ancestry.”

Were California “confident in the overlap of students who have experienced present discrimination and students who are descendants of slaves, then giving preference based on whether a student has experienced present discrimination would not exclude descendants of slaves,” he said.

Earlier this week, the Democratic-led Legislature also passed Senate Bill 518, which would create a new office called the Bureau for Descendants of American Slavery. That bureau would create a process to determine whether someone is the descendant of a slave and to certify someone’s claim to help them access benefits.

The legislature also approved Assembly Bill 57, by Assemblymember Tina McKinnor (D-Hawthorne), which would help descendants of slavery build generational wealth by becoming homeowners.

The bill would set aside 10% of the loans from a popular program called California Dream for All, which offers first-time home buyers a loan worth up to 20% of the purchase price of a house or condo, capped at $150,000.

The loans don’t accrue interest or require monthly payments. Instead, when the mortgage is refinanced or the house is sold, the borrower pays back the original loan, plus 20% of its increase in value.

McKinnor said during debates over the bill that the legacy of slavery and racism has created stark disparities in home ownership rates, with descendants of slaves about 30 percentage points behind white households.

The Legislature also passed McKinnor’s AB 67, which sets up a process for people who said they or their families lost property to the government through “racially motivated eminent domain” to seek to have the property returned or to be paid.

Nonpartisan legislative analysts said that the bill could create costs “in the tens of millions to hundreds of millions of dollars,” depending on the number of claims submitted, the value of the properties and the associated legal costs.

California became the first state government in the country to study reparations after the 2020 killing of George Floyd by a Minneapolis police officer sparked a national conversation on racial justice.

Newsom and state lawmakers passed a law to create a “first in the nation” task force to study and propose remedies to help atone for the legacy of slavery. That panel spent years working on a 1,080-page report on the effects of slavery and the discriminatory policies sanctioned by the government after slavery was abolished.

The report recommended more than 100 policies to help address persistent racial disparities, including reforms to the criminal justice system and the housing market, the first of which were taken up last year by the Legislature’s Black Caucus.

Hamstrung by a budget deficit, lawmakers passed 10 of 14 bills in the reparations package last year, which reform advocates felt were lackluster.

How Californians feel about reparations depends on what is under discussion. A poll by the L.A. Times and the UC Berkeley Institute for Governmental Studies in 2023 found that voters opposed the idea of cash reparations by a 2-to-1 margin, but had a more nuanced view on the lasting legacy of slavery and how the state should address those wrongs.

Most voters agreed that slavery still affects today’s Black residents, and more than half said California is either not doing enough, or just enough, to ensure a fair shake at success.

California banned slavery in its 1849 Constitution and entered the Union as a “free state” under the Compromise of 1850, but loopholes in the legal system allowed slavery and discrimination against formerly enslaved people to continue.

California passed a fugitive slave law — rare among free states — in 1852 that allowed slaveholders to use violence to capture enslaved people who had fled to the Golden State. Slavery was abolished by the 13th Amendment to the U.S. Constitution in 1865, ratified after the end of the Civil War.

Census records show about 200 enslaved African descendants lived in California in that year, though at least one estimate from the era suggested that the population was closer to 1,500, according to the report drafted by the reparations task force.

Manchester United goalkeeper Andre Onana has agreed a loan move to Turkish side Trabzonspor.

The move has yet to be finalised but sources close to the player anticipate it being done in time for him to make his debut against Fenerbahce on Sunday 14 September.

Turkey’s transfer window is open until Friday, leaving time to get a deal completed for Onana, who is on international duty with Cameroon.

Onana had been linked with another Turkish club, Galatasaray, but they opted to sign Ugurcan Cakir.

Cakir, who started Turkey’s World Cup qualifying win over Georgia on Thursday, joined from Trabzonspor on 2 September in a deal that could eventually be worth 36m euros (£31.2m).

Trabzonspor have been assessing alternatives since that deal was completed and club sources believe Onana could have a major impact.

Letting Onana or Altay Bayindir leave United has been on the cards since the club signed Senne Lammens from Royal Antwerp on deadline day.

Although Old Trafford officials stressed the club were willing to have a senior squad including four goalkeepers, that was at odds with head coach Ruben Amorim’s stated desire to have a smaller squad in the absence of European football.

Tom Heaton is the fourth senior goalkeeper in the United ranks.

Tottenham Hotspur have agreed a season-long loan deal for Paris St-Germain striker Randal Kolo Muani.

The 26-year-old has been linked with Premier League clubs for several months, with interest from Spurs, Manchester United, Chelsea and West Ham.

He is set to move to Tottenham on transfer deadline day after personal terms were agreed with Thomas Frank’s side.

Kolo Muani spent last season on loan at Juventus, scoring eight goals in 16 Serie A games.

The former Nantes and Eintracht Frankfurt forward joined PSG in September 2023 and has won two Ligue 1 titles.

Kolo Muani also has 31 senior caps for France, scoring in the 2022 World Cup semi-final victory over Morocco and playing in the final defeat by Argentina.

It was in Chicago that Amorim first said Mainoo would be in competition with Fernandes this season.

Although he was also keen to stress both men could play in different positions, Amorim clearly feels the pair are best suited to the advanced midfield role in his system, which for Mainoo is a clear problem.

How realistic is it that he can oust the captain from the United side, at least in the short-term?

In truth, Mainoo is a victim of his own success.

The Stockport-born player emerged so quickly and came into a team struggling so often, he was almost a totem.

Yet the fabulous end to the 2023-24 campaign masked positional deficiencies in Mainoo’s game that were apparent as United’s midfield was routinely overrun. At the Euros, he had Declan Rice covering him.

As last season began Mainoo’s confidence and form dipped, and he was injured when Erik ten Hag was sacked and Amorim took his place.

Mainoo was prominent in Amorim’s starting line-ups from December onwards, but that meant he was involved in a string of damaging defeats.

He was injured again in February and, by the time he returned, Amorim was targeting the Europa League – meaning his only starts to the end of the season were in the Premier League. Three of those games were lost, the other, at Bournemouth, was a draw.

It was against that backdrop Amorim made his summer call on Mainoo.

He feels the competition for places will help his side and the midfielder, who he says boasts quick feet, an excellent passing range and invaluable speed in tight spaces, will benefit.

Evidently, Mainoo feels the evidence of the opening two league games only points to extended spells on the sidelines, frustration and stunted progress.

NEW YORK — An appeals court has thrown out the massive civil fraud penalty against President Trump, ruling Thursday in New York state’s lawsuit accusing him of exaggerating his wealth.

The decision came seven months after the Republican returned to the White House. A panel of five judges in New York’s mid-level Appellate Division said the verdict, which stood to cost Trump more than $515 million and rock his real estate empire, was “excessive.”

After finding that Trump engaged in fraud by flagrantly padding financial statements that went to lenders and insurers, Judge Arthur Engoron ordered him last year to pay $355 million in penalties. With interest, the sum has topped $515 million.

The total — combined with penalties levied on some other Trump Organization executives, including Trump’s sons Eric and Donald Jr. — now exceeds $527 million, with interest.

“While the injunctive relief ordered by the court is well crafted to curb defendants’ business culture, the court’s disgorgement order, which directs that defendants pay nearly half a billion dollars to the State of New York, is an excessive fine that violates the Eighth Amendment of the United States Constitution,” Judges Dianne T. Renwick and Peter H. Moulton wrote in one of several opinions shaping the appeals court’s ruling.

Engoron also imposed other punishments, such as banning Trump and his two eldest sons from serving in corporate leadership for a few years. Those provisions have been on pause during Trump’s appeal, and he was able to hold off collection of the money by posting a $175 million bond.

The court, which was split on the merits of the lawsuit and the lower court’s fraud finding, dismissed the penalty Engoron imposed in its entirety while also leaving a pathway for further appeals to the state’s highest court, the Court of Appeals.

The appeals court, the Appellate Division of the state’s trial court, took an unusually long time to rule, weighing Trump’s appeal for nearly 11 months after oral arguments last fall. Normally, appeals are decided in a matter of weeks or a few months.

New York Atty. Gen. Letitia James, who brought the suit on the state’s behalf, has said the businessman-turned-politician engaged in “lying, cheating, and staggering fraud.” Her office had no immediate comment after Thursday’s decision.

Trump and his co-defendants denied wrongdoing. In a six-minute summation of sorts after a monthslong trial, Trump proclaimed in January 2024 that he was “an innocent man” and the case was a “fraud on me.” He has repeatedly maintained that the case and verdict were political moves by James and Engoron, who are both Democrats.

Trump’s Justice Department has subpoenaed James for records related to the lawsuit, among other documents, as part of an investigation into whether she violated the president’s civil rights. James’ personal attorney, Abbe D. Lowell, has said that investigating the fraud case is “the most blatant and desperate example of this administration carrying out the president’s political retribution campaign.”

Trump and his lawyers said his financial statements weren’t deceptive, since they came with disclaimers noting they weren’t audited. The defense also noted that bankers and insurers independently evaluated the numbers, and the loans were repaid.

Despite such discrepancies as tripling the size of his Trump Tower penthouse, he said the financial statements were, if anything, lowball estimates of his fortune.

During an appellate court hearing in September, Trump’s lawyers argued that many of the case’s allegations were too old, an assertion they made unsuccessfully before trial. The defense also contends that James misused a consumer-protection law to sue Trump and improperly policed private business transactions that were satisfactory to those involved.

State attorneys said the law in question applies to fraudulent or illegal business conduct, whether it targets everyday consumers or big corporations. Though Trump insists no one was harmed by the financial statements, the state contends that the numbers led lenders to make riskier loans than they knew, and that honest borrowers lose out when others game their net-worth numbers.

The state has argued that the verdict rests on ample evidence and that the scale of the penalty comports with Trump’s gains, including his profits on properties financed with the loans and the interest he saved by getting favorable terms offered to wealthy borrowers.

The civil fraud case was just one of several legal obstacles for Trump as he campaigned, won and segued to a second term as president.

On Jan. 10, he was sentenced in his criminal hush money case to what’s known as an unconditional discharge, leaving his conviction on the books but sparing him jail, probation, a fine or other punishment. He is appealing the conviction.

And in December, a federal appeals court upheld a jury’s finding that Trump sexually abused writer E. Jean Carroll in the mid-1990s and later defamed her, affirming a $5 million judgment against him. The appeals court declined in June to reconsider; he still can try to get the Supreme Court to hear his appeal.

He’s also appealing a subsequent verdict that requires him to pay Carroll $83.3 million for additional defamation claims.

Peltz and Sisak write for the Associated Press.

MARCUS RASHFORD has been given a sweet new nickname by his Barcelona team-mates – but admits he has no idea what it means.

The 27-year-old star opened about the motivation behind his season-long loan move away from Manchester United in a tell-all front page interview with Spanish newspaper Sport.

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Rashford left his boyhood club last month after being frozen out to Ruben Amorim‘s five-man ‘Bomb squad’ alongside Alejandro Garnacho, Jadon Sancho, Antony and Tyrell Malacia.

After finally being registered to play in LaLiga, and making his league debut from the bench in a 3-0 win over Mallorca last Saturday, Rashford now faces the difficult task that all non-Spanish speaking players encounter at Barcelona or Real Madrid – learning the language.

A willingness to pick up Spanish is often essential for getting the fans on side, which could help the club decide to activate their £26million option to buy before next summer’s World Cup in the USA.

And Rashford, who has already scored a pre-season goal, has picked up a bizarre – but comical – new nickname after trying to get to grips with Español.

The England winger told Sport: “When they’re having fun among themselves, they call me ‘sweetie’ [‘chuche’].

“I don’t know what it means, but it’s funny to be spoken to like that.

“But I’m trying to learn Spanish. I think it’s important for me to learn as soon as possible. So it’s stimulating. You’re always learning and that’s good.

“Catalan is difficult. I suppose that while I’m here, I’ll learn a little and hope it will help me understand more about Catalan culture.”

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Rashford later admitted that he escaped Old Trafford to be “happy” after being shunned from the squad in December by Amorim after a clash of personalities.

On why he left United, who he joined at the age of seven, Rashford said: “I need to be happy to play my best football. 

“For me personally, football is my life. It’s been my life since I was very, very young.

“Actually, I don’t know anything else. So the bond I have, not only with my career but with sport in general, is huge and I don’t expect it to go away. 

“But it’s always good to be happy when you play football. It’s the reason I started this.”

Rashford has endured a testing couple of years under former gaffer Erik ten Hag and more recently Amorim, who informed the forward he was no longer part of his plans at the start of the summer transfer window.

A month after arriving from Sporting, Amorim dropped Rashford for United’s 2-1 win at rivals Manchester City on December 15, citing the academy graduate’s inability to adapt to his training methods.

After a fruitful six-month loan stint at Aston Villa, Rashford openly confessed he is now “comfortable” at reigning LaLiga champions Barca as he looks to get back to his very best in front of goal.

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The South Manchester-born star has clearly bonded with his new team-mates, particularly with Lamine Yamal, the youngest Ballon d’Or front-runner, who recently turned 18.

Rashford said: “Lamine is the most talented player I’ve played with at this age. I’ve seen few with the impact he has. 

“Maybe Ronaldo, ‘the phenomenon’. He can already be a Ballon d’Or winner.”

Rashford took a salary cut to join Barca, who have agreed to cover his wages for the next year, but if Hansi Flick‘s club send him back to United in a year’s time, he could be forced to see out the remainder of his contract which expires in 2028.

CHELSEA are willing to send out Raheem Sterling on loan again – as they try to shift up to TEN players before the transfer window closes.

Both the Blues and Sterling would prefer to find a permanent deal.

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But they equally want to avoid the kind of last-minute scramble that sent the England international to Arsenal last season.

Chelsea are seeking to offload Sterling, Nicolas Jackson, Christopher Nkunku, Axel Disasi, Renato Veiga, Carney Chukwuemeka, David Datro Fofana and Ben Chilwell in the next fortnight.

Young winger Tyrique George could also be on the way out, while defender Aaron Anselmino is surplus to the current requirements of boss Enzo Maresca.

Sterling has two years left on a contract worth more than £300,000 per week.

Chelsea ended up paying a significant proportion of those wages last season as part of an 11th-hour deal with the Gunners on transfer deadline day.

Sterling would prefer to stay in England and preferably in the London area. Son Thiago, eight, signing for Arsenal’s academy earlier this summer.

Fulham have shown interest but it is yet to turn into a concrete offer, and oversea clubs including Napoli have also been linked to the winger..

Chelsea still want to bring more new players IN to the club, despite already spending more than £240m this summer.

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They have recouped £200m in sales by moving on players like Noni Madueke, who joined Arsenal for £52m.

But the Blues will need to sell in order to feel comfortable about making deals for Manchester United’s Alejandro Garnacho and RB Leipzig’s Xavi Simons.

So far Chelsea have struggled to find clubs willing to match their valuations for Jackson, Nkunku, Veiga, Chuwuemeka and Disasi.

And although the Blues would prefer to sell them all if possible, they are now open to loan deals with obligations or options to buy for at least some of them.

Napoli could now join Newcastle, Aston Villa, Juventus and AC Milan among the potential suitors for Jackson, after former Chelsea striker Romelu Lukaku suffered an injury.

But the Blues are struggling to create a competitive market for their other unwanted stars.

THEN THERE WERE 10 – CHELSEA OUTCASTS

Duds ready to go – and where they could end up…

• Nicolas Jackson – Newcastle, Aston Villa, Juventus, AC Milan, Napoli

• Christopher Nkunku – Bayern Munich

• Renato Veiga – Villarreal

• Carney Chukwuemeka – Borussia Dortmund

• Axel Disasi – Wolves, Ajax

• Raheem Sterling – Fulham, Napoli

• David Datro Fofana – Wolves, Nice, Toulouse

• Tyrique George – Borussia Monchengladbach

• Aaron Anselmino – Real Betis

Matthew Hobbs, BBC Sport:

Jack Grealish’s signature is a real coup for David Moyes, but will the 29-year-old be more effective on the left or in a central role for the Toffees?

According to Opta, Moyes commonly employed a 4-2-3-1 formation in the Premier League after returning to Goodison Park last season, doing so 11 times in 19 matches and only really deviating when a back three was used instead.

Grealish has predominantly had a left-sided role during his top-flight career, spending 80% of his 5,698 Premier League playing minutes on the left wing at Manchester City.

In the top flight at Aston Villa, he played on the left 64% of the time, and 20% at number 10.

While Grealish is a statement signing sure to excite supporters, it does create an imbalance in Everton’s squad, with the search for a right-winger so far unsuccessful.

Iliman Ndiaye played 2,350 minutes on the left wing last term and finished as the club’s top scorer, while Dwight McNeil has also been a key performer in that role.

Should Grealish start on the left it may mean Ndiaye, McNeil and summer signing Carlos Alcaraz competing for the number 10 berth – or one playing out of position until a natural right-winger is recruited.

Moyes typically demands hard work off the ball, so if Grealish plays centrally in a position operated by Abdoulaye Doucoure last season, he may be required to do more defending than perhaps suits his natural game.

England goalkeeper Aaron Ramsdale says the prospect of playing under manager Eddie Howe again was an influential factor in his decision to join Newcastle.

The 27-year-old completed a season-long loan move to the Magpies from Southampton on Saturday.

Howe signed Ramsdale from Sheffield United in 2017 for around £800,000 when he was manager at Bournemouth.

“Working with the manager and his coaching staff again was a big draw for me,” said Ramsdale.

“They’ve already had a great influence on my career and the gaffer turned me from a man into a professional footballer at Bournemouth.

“He really showed me the ropes so the manager and his coaching staff were a huge selling point for me to come here.”

Newcastle switched their attention to Ramsdale after Manchester City signed their previous target James Trafford from Burnley.

The goalkeeper is the Magpies’ third signing of the summer, following the acquisitions of Anthony Elanga from Nottingham Forest and Antonio Cordero from Malaga.

The club rejected a bid of around £110m from Liverpool for striker Alexander Isak on Friday.

Newcastle, who are keen to keep the Swede, value the forward at around £150m.

The 27-year-old completed his loan move to Barca with an option for the switch to be made permanent next summer.

England forward Marcus Rashford said Barcelona was a club where “dreams come true” as he joined the La Liga champions on a season-long loan from Manchester United, with an option to buy at the end of the 2025-26 season.

Media reports said that Barcelona would cover Rashford’s wages this season after the player accepted a pay cut, with the option to buy set at about 30 million euros ($35.25m) for the 27-year-old.

“Very excited. I think it’s a club where people’s dreams come true. They win big prizes. And what the club stands for really means a lot to me as well. So it feels like I am at home,” Rashford told reporters following his unveiling on Wednesday.

“Another factor is because the conversations I had with the manager [Hansi Flick] were positive. What he did last season was terrific.

“To lead such a young team to a very successful season and come back to preseason and still want to do more, it shows me everything I thought I knew about the club, and it’s everything I wished.”

Once seen as a club icon and homegrown star, Rashford had a dramatic fall from grace at United, marked by a falling out with manager Ruben Amorim that paved the way for him to move to Aston Villa on loan in February.

“[Manchester United] is in a period of change, and they have been for a while. I don’t have anything bad to say as it has been an important part not just of my career but my life, so I was grateful for the opportunity,” he added.

“But like life, not everything goes as simple as you thought, and this is my next chapter, and I’m fully focused on improving myself and helping the team win trophies.”

Barcelona said Rashford had signed his contract earlier on Wednesday afternoon. “Rashford can play anywhere in attack. Right footed, he can take players on and is an excellent finisher, talents he can now show in a Barca shirt,” the club said in a statement.

Second time lucky with Barca loan deal

The move to Barcelona came after Manchester-born Rashford, who made 426 senior appearances and scored 138 goals for United in all competitions, fell out of favour with Amorim, who called his work rate into question.

Rashford, who won two FA Cups, two League Cups and a Europa League title with United, joined Aston Villa on loan after Amorim said he would rather put a goalkeeper coach on the bench than a player not giving their all.

United issued a statement wishing Rashford well as they announced the deal with Barcelona.

“Everyone at Manchester United wishes Marcus good luck for the season,” the club said.

The forward, who has scored 17 goals for England in 62 appearances, said he was feeling fitter and better after joining Villa, where he netted two goals in 10 league games, while United had their worst-ever Premier League campaign, finishing 15th in the standings.

Rashford said he had wanted to move to Barca during the mid-season transfer window when he joined Villa.

“I was clear on my preference [to join Barcelona] from the beginning. Actually, from maybe in January. It didn’t work out in January, so I went to Villa and enjoyed a good period there,” he said.

“It was time to make another decision. My choice was easy. [Barcelona] is a family club, something I’m used to from my past. It feels like home.”

Barcelona are set to play three preseason friendlies in Japan and South Korea, starting on July 27.

Hello? Barça?
For sure, I ‘m coming ☎️ pic.twitter.com/VoN4GBGxtg

— FC Barcelona (@FCBarcelona) July 23, 2025

Barcelona agree deal to sign England international Marcus Rashford on an initial loan deal from Manchester United.

Barcelona’s already impressive front line is about to be boosted by the signing of Marcus Rashford.

Rashford is in Barcelona to complete a move from Manchester United, a person with knowledge of the transfer told The Associated Press news agency on Monday.

The person was not authorised to speak about the transfer publicly and did not want to be named.

The loan deal would give the 27-year-old England forward, once considered among Europe’s top talents, a chance to revive a career that has stalled in recent years after he fell out of favour at United and ended last season on loan at Aston Villa.

Spanish media said the one-year loan would give Barcelona an option to buy Rashford for about $35m.

Barcelona had the best attack in Spanish football and one of the most prolific across Europe last season but had been trying to add another piece to the front line to go along with young star Lamine Yamal, Raphinha and veteran Robert Lewandowski.

Rashford has spent his entire career at United, scoring 138 goals in 429 appearances and winning five major trophies, including two FA Cups and the Europa League.

But he struggled to consistently live up to the hype that surrounded him when he burst onto the scene as a teenager in 2016 – managing 20 goals or more only in three seasons. In his past two seasons at United, he scored a combined 15 goals and added another four in 17 games on loan at Villa.

Barcelona won the Spanish league title with 102 goals, 24 more than runners-up Real Madrid. The Catalan club also led the Champions League in goals with 43, five more than champion Paris Saint-Germain, before being eliminated by Inter Milan in the semifinals.

Joining Barcelona has been Rashford’s preferred option since he declared in December that he was ready for a new challenge after being dropped by United head coach Ruben Amorim.

The move will be Rashford’s second consecutive loan spell after a six-month stint with Aston Villa in the second half of last season.

The forward is expected to complete a medical with the La Liga club early this week, with the aim of being able to join Barcelona’s pre-season tour of Japan and South Korea on Thursday.

Should Rashford join the tour, he could come up against former United team-mate Jesse Lingard.

Lingard, 32, is in his second season with K League side FC Seoul, who face Barcelona on 31 July.

There are a frightening number of ways an American can become indebted today: there’s medical debt (I won’t be paying off my child’s birth until he’s nearly 5 years old, and I have insurance). Mortgages, of course (though as a millennial living in an expensive city, I wouldn’t know what those look like). And then there’s student loan debt carried by nearly 43 million Americans, and which disproportionately affects Black women. But hey, at least one good thing has come of that, as TV writer and novelist Kashana Cauley graciously acknowledges in her new book, “The Payback”: “To the student loan industry,” reads her dedication, “whose threatening phone calls made this book possible.”

Narrated by Jada Williams, a wardrobe designer turned retail salesperson, “The Payback” is full of such you-gotta-laugh-to-keep-from-crying humor. The book opens at Phoenix, the clothing store at the Glendale mall where Jada now works, and includes a hilarious yet mostly sincere appreciation for the beleaguered centers of suburban America: “I loved mall smell,” Jada narrates, waxing poetic about the scents of the bins at the candy store and the ever-present pizza smell before admitting that she sometimes even leans down to smell the plastic kiddie ride horses. “Sometimes, when there were no kids, I’d lean into the horse and sniff it to get a whiff of plastic, childhood dreams, and dried piss. Yes, I know, nobody’s supposed to savor the aroma of pee, and I wouldn’t rank it first among the smells of the world, but pee is life. It’s humanity. It’s the mall.”

Jada loves the mall, and she even loves her job, which is not a given for anyone who’s lost their dream career like she did. She’s passionate about helping people find the clothes that look and make them feel good, even if she’s doing that for 20% commission. She’s definitely gotten over her sticky fingers habit, too, except that, well, on the day the book opens, someone leaves an expensive watch in the fitting room, and Jada can’t help but pocket it. This eventually leads to her getting fired, but not before the boss she likes, Richard, dies on the store’s floor and Jada and her co-workers get to witness the newly formed debt police in action chasing and beating up Richard’s grieving widower during his wake.

The debt police are exactly what they sound like: cops who come after people in debt. Cauley, a former writer for “The Daily Show With Trevor Noah” who has contributed to the New Yorker, has fun with this concept: she dresses them up in turquoise and makes them all obnoxiously hot and as annoying as the worst Angeleno cliché you can think of (they’re especially obsessed with overpriced new age treatments and diet culture). The cherry on top is their true apathetic evil. “These Leo moon incidents are always the worst,” a debt policeman says, for example, while literally beating Jada up.

Six months after she’s fired, Jada is making money by “eating food on camera in the hope that internet people, mostly guys, according to their screen names and Cash App handles, would pay [her] rent.” She eats shrimp for its pop and the way she can lick it; graham crackers for their whisper and crackle; almonds for their snap; celery sticks for their crunch. On the one hand, she’s paying her rent; on the other hand, her relationship to food has become sonically focused and exhausting.

The saving grace is that Jada manages to stay friends with her former Phoenix co-workers, Lanae (frontwoman of a punk band, the Donner Party) and Audrey (a runner and hacker in her spare time). Together, they come up with a plan to erase their own — and everyone else’s — student loan debt. It’s a heist, of sorts, except instead of getting rich, they’ll stop being in the hole for tens or hundreds of thousands of dollars. But the real pleasure, just like it is in any good heist movie, is witnessing the three women spending time together and becoming closer over the course of the book.

Jada is a deeply imperfect narrator. She’s quick to judge others, slow to trust, and even steals a watch on page 12 (Gasp! She’s a thief!) So, yes, she’s a messy millennial who has some issues to work through, but neither she nor anyone deserves to spend the rest of their life indebted to a system that claimed a college education as the only way to break into the middle class, and which instead ends up keeping so many from it.

The novel is a satire, of course, and the debt police are over the top because it’s generically appropriate, but also because Cauley is using humor to approach the horrifying reality that people really do go to prison for having debt in this country. And even when they don’t, student loan debt ends up increasing the racial wealth gap. According to the latest data from the Education Data Initiative, “Black and African American college graduates owe an average of $25,000 more in student loan debt than white college graduates.” Flash-forward four years after graduation, and “Black students owe an average of 188% more than white students.”

Yet the job of a novelist isn’t to hit you over the head with statistics but to entertain you — if you learn anything along the way or think more deeply about something you’d never considered, that’s great, but it’s not the main point. For all that it deals with systemic racism and economic precarity, “The Payback” is a terrifically fun book that made me laugh out loud at least once every chapter.

Masad, a books and culture critic, is the author of the novel “All My Mother’s Lovers” and the forthcoming novel “Beings.”

Olivier Giroud is parting ways with LAFC after one disappointing year with the club.

The 38-year-old Giroud and LAFC announced the decision Friday on social media. He will play in his final match Sunday night at home against Vancouver.

After scoring only five goals in 37 matches for LAFC, Giroud will become a free agent after his departure. He is widely expected to join Lille, which finished fifth in the French league last season, on a free transfer.

“I want to thank all of the fans, my teammates and the staff at LAFC for making this an enjoyable stop in my career,” Giroud said in a statement. “I am happy to have played a part in the success of LAFC. From winning a trophy last season to participating in the Club World Cup, this has been a great experience in LA for me and my family.”

Giroud joined LAFC in July 2024 as a designated player after a long European career highlighted by prolific tenures with Arsenal and Chelsea. The top goal-scorer in the history of France’s national team was expected to provide dynamic offense alongside MLS stars and fellow Frenchmen Denis Bouanga and Hugo Lloris.

Instead, Giroud clearly struggled to adapt to the MLS game and to LAFC’s counter-attacking style under coach Steve Cherundolo. LAFC also failed to figure out ways to involve Giroud in the offense consistently, unable to provide service to one of the sport’s most dangerous finishers earlier in his career.

Giroud usually played as a substitute for LAFC, and he didn’t score his first MLS goal until last April 19. He did find the net in big moments, scoring in the U.S. Open Cup final last season and in the Leagues Cup final.

“Olivier has been an exemplary professional during his time at LAFC,” general manager John Thorrington said. “He brought humility and a winning mentality that helped elevate everyone around him. Olivier has been a tremendous ambassador for the club on and off the field. We are grateful for his contributions.”

LAFC is suddenly a team in full transition after a winless three-game run at the Club World Cup earlier this month. Cherundolo already has announced he will leave the club to move back to Germany after the season, and LAFC could be down to Bouanga as its only designated player by next month.

LAFC added Dutch winger Javairô Dilrosun on loan from Club América earlier this month, but the loan is only through July 24. Dilrosun replaced Cengiz Ünder, whose disappointing MLS tenure ended this month.

LAFC’s lengthy pursuit of Antoine Griezmann also came up fruitless earlier this month when the French star extended his contract with Atlético Madrid through 2027.

LAFC (7-4-5) still sits sixth in the Western Conference standings with two or three games in hand on every club above it, and it has an infusion of cash from beating América in a play-in match to reach the Club World Cup.

Beacham writes for the Associated Press.

June 20 (UPI) — Apollo, a U.S. asset management group, plans to provide a $6 billion loan to the British nuclear project Hinkley Point C being built by a French multinational electric utility company.

Hinkley’s estimated cost has soared from $23.7 billion to almost $60.6 billion and won’t be operational until at least 2029, Baha Breaking News reported. Construction began in 2017.

Apollo will provide an investment-grade debt financing package at an interest rate below 7% for the project developer, Electricite de France, sources told CNBC and the Financial Times.

Apollo, which was founded in 1990 by Leonard Black, Josh Harris and Marc Rowan, manages capital for institutional and individual investors. Apollo, headquartered in New York City, had revenue of $26.11 billion in 2024 with a net income of $6.373 billion.

The loan has a maximum maturity of 12 years.

EDF is building two new nuclear reactors at the site in Somerset and will be able to borrow $2 billion each of the three years as part of the package.

The company has had a shortfall since China General Nuclear Power Group, which was supposed to provide a third of the cost of the project, stopped providing further financing in 2023.

CGN was removed by the British government from another project — Sizewell C — because of concerns about Chinese influence.

The funding could be used for other British projects by EDF.

Jamshid Ehsani, head of global principal structured finance at Apollo, described the deal as the “largest ever” sterling private credit deal.

“It’s going to help finance a critical, low-carbon nuclear project. This is the business Apollo is in today,” he said. “Europe is a huge focus for us.”