Heated

In a typical election year, the interest in the down-ballot race for California insurance commissioner musters modest interest at best.

That all changed on Jan. 7, 2025, when wildfires swept through L.A. County, damaging or destroying more than 18,000 homes and killing at least 31 people.

The resulting anger directed at the insurance industry over how it has handled claims has helped draw four Democrats into the race, who will be vying this weekend for a critical endorsement at the party’s annual convention in San Francisco ahead of the June 2 primary election.

“We haven’t seen this level of competition and, frankly, choice on the Democratic side since it first became an elected office in 1990,” said Jamie Court, president of Consumer Watchdog, a Los Angeles insurance advocacy group. “They represent wide-ranging views and a broad diversity of candidates.”

Up for endorsement are state Sen. Benjamin Allen (D-Santa Monica), whose district includes the Palisades fire zone; former San Francisco Supervisor Jane Kim; former state Sen. Steven Bradford; and San Francisco businessman Patrick Wolff, who has not held elective office.

Three Republicans have declared their candidacies, but that party’s convention isn’t until April. The filing deadline to file for the race is March 6.

The GOP field includes businessman Robert Howell, who lost by 20 points in the 2022 general election to current Insurance Commissioner Ricardo Lara. Also running are insurance agent Stacy Korsgaden from Grover Beach, and attorney Merritt Farren, whose Pacific Palisades home burned down.

Peace and Freedom Party candidate Eduardo Vargas, a Los Angeles school teacher, is on the ballot too.

The race also follows Lara’s two troubled terms in office, during which he has been accused of cozying up to and receiving money from the insurance industry for his first campaign and conferences abroad.

Lara has denied any wrongdoing, and all the Democratic candidates have vowed not to accept insurance industry donations.

“For me and maybe for many survivors, it’s not a position that we ever thought much about, but now with many of our lives devastated by our dealings with insurers I think many survivors will be watching much more closely this time around,” said Joy Chen, executive director of the Eaton Fire Survivors Network, a community group that has accused Lara of being soft on insurers and has called for his resignation.

Allen was perceived by some as the leading candidate for the party’s nomination when he announced his candidacy in September. He has held his seat for more than a decade and is the only sitting legislator in the race. He said he would not be running if not for the wildfire that struck his district.

“The fire certainly was a searing experience, helping hundreds of people get their claims paid right, but it kind of begs the question of why should you have to call your state senator to get treated right,” he said.

Allen’s platform includes a number of ideas to ensure policyholders are treated better, including requiring insurers to clearly explain claim denials. But also key to his campaign is stabilizing an insurance market that over the last several years has seen insurers drop policyholders by the hundreds of thousands, especially in fire-prone neighborhoods.

That forced them onto the California FAIR Plan, the insurer of last resort. It’s rolls grew even more since the January fires and the insurer has been sued by fire victims over its claims practices. Allen wants to build insurer confidence in the market by having insurer requests for rate hikes reviewed in months, rather than the year or more they can drag out now.

He also points to his legislative record, especially his authorship of Proposition 4, which was approved by voters in 2024 and set aside $10 billion in general obligation bonds to fund climate resiliency and environmental protection projects — an important part, he said, of lowering insurance risks.

Allen has drawn a key endorsement from California Sen. Adam Schiff and as of Dec. 31 had about $1 million in the bank, more than any other candidate. But the race was shook up last month when progressive politician Kim declared her candidacy. She boasted an endorsement from U.S. Sen. Bernie Sanders (I-Vt.), for whom she worked as his California political director during the 2020 presidential campaign.

She also has drawn attention for a plan to create a state-run disaster insurance policy for Californians.

Residents would continue to buy regular home insurance from the commercial market but would buy coverage for wildfires and other disasters from the state, similar to plans in some other countries.

The idea has come under sharp criticism from Court, who said it will shift the risk of costly disasters to taxpayers while allowing insurers to make profits from more predictable perils such as water and roof damage.

“We have to explore some different models, because the current system is not working. It’s too expensive and a market failure,” said Kim, adding that the plan could evolve.

Bradford, who represented communities in south L.A County and the South Bay in the Legislature, has been endorsed by L.A. Mayor Karen Bass. He said he’s running as a pragmatist and unifier.

“What we’ve been doing for far too long has been a whole lot of finger pointing and doing the blame game,” he said.

Bradford wants insurers to open their pricing books and give homeowners “real, guaranteed” premium discounts for upgrading their property.

He also is proposing a public–private partnership that shares the risk for insurers who write policies in fire-prone neighborhoods.

Wolff, a political newcomer, is a Chartered Financial Analyst, real estate investor and former hedge manager who cites his experience building a home and auto insurance brokerage for financial services firm Capital One.

“I spent the first half of 2025 really deeply studying the commissioner’s role and the history, and the race — the politics of everything. And after really doing that deep dive, I decided to step forward,” said Wolff, who wrote his campaign a $500,000 check and loaned it another $100,000.

He also thinks rate hikes sought by insurers need to be reviewed more quickly but wants the insurance department to publish annual reports on how specific companies handled claims.

“The insurance industry has basically lobbied to keep that data anonymous at the company level, and I think it’s really important to make that information public,” Wolff said.

Under California’s open primary system, the top two candidates will move on to the Nov. 3 general election, which means two Democrats could run up against each other if a Republican isn’t able to consolidate the GOP vote.

Steve Maviglio, a longtime political consultant currently working for State Treasure Fiona Ma, who is seeking the office of lieutenant governor, said that the race is wide open.

“This is a statewide election with millions of people with candidates they’ve never heard of,” he said.

With multiple candidates seeking the endorsement, it may be hard for any single one to reach the 60% threshold of delegate votes needed.

“If no one is endorsed, somebody is going to have to be the breakout candidate, and the way you do that is with money or organization,” Maviglio said. “Until I see that happen, it’s totally up in the air.”

A holiday park offers families affordable February half-term breaks with play area, spa and lake views

February half-term presents a challenge for many families, particularly those still recovering financially from Christmas, whilst eyeing the longer Easter break ahead. British weather during this period is notoriously unpredictable, but that needn’t prevent you from discovering an enjoyable getaway destination that won’t break the bank.

Woodland Lakes holiday park near Thirsk, Yorkshire, boasts numerous attractions for families during the school holidays.

The heated indoor swimming pool proves consistently popular with youngsters eager for a dip, whilst an indoor play area, Pamper Lounge Spa, restaurant and bar complement the tranquil lake vistas and fishing spots, offering ample chances to unwind, reports the Manchester Evening News.

Situated on the edge of the North Yorkshire Moors and a brief drive from both the vibrant market town of Thirsk and the historic city of York, it’s described as ‘the perfect retreat for those seeking a break away in a relaxed and picturesque environment’.

Various properties can be booked at the site this February half term, including Cedar lodge.

A four-night stay from February 16 to 20 is priced at £461 for four guests, equating to £28 per person per night through Sykes Holiday Cottages.

South Lakeland Village holds an overall Google rating of 4.3 out of five, with visitors commending the ‘excellent’ pool and ‘good pub food’.

James Shaw, chief commercial officer for Sykes Holiday Cottages, commented: “February half term is the perfect time for a family escape, and with 63% of Brits taking a UK break last year, staying closer to home is more popular than ever.

“Holiday resorts like Woodland Lakes Lodges offer shorter journey times, great value, and onsite activities that keep everyone entertained.”

He went on to say: “We’re also seeing families plan later to secure better deals and work around busy schedules, so there’s still plenty of time to book a last-minute getaway.

“Cedar offers the ideal mix with a heated pool and play area for the kids, spa facilities for parents, and the North Yorkshire Moors right on the doorstep for outdoor adventures.”

To explore further holiday options with Sykes Holiday Cottages, head over to their website. Woodland Lakes holiday park is a Landal site bookable through Sykes, alongside 22 other Landal destinations.

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How did a gay hockey romance made by a little-known Canadian streamer become a global cultural phenomenon?

The answer, as it turns out, was by leaning into female and queer audiences. Since the debut last November of “Heated Rivalry,” which chronicles the clandestine love story between two fierce hockey rivals, the drama series from Bell Media’s Crave has emerged as an unlikely success story, defying a broader industry trend of media consolidation and waning commitments to diversity in Hollywood.

The mastermind behind the show’s success is Jacob Tierney, who read author Rachel Reid’s “Game Changers” series during the COVID-19 pandemic and then optioned all of the books after reading a Washington Post story about the proliferation of romance novels. After writing a pilot on spec, he approached the executives at Crave — where he had previously produced “Letterkenny,” “Shoresy” and “Canada’s Drag Race” — about green-lighting a series. From the outset, the gay writer-producer had a clear idea of how he wanted to adapt the “smutty” story for TV, starting with casting relative newcomers Hudson Williams and Connor Storrie as Shane Hollander and Ilya Rozanov, respectively.

“Jacob was very open to our feedback, but his common [refrain] back to us was, ‘We need to be true to the source material because the built-in fan base will expect certain things from us, and that includes the appearances of these actors and their ages,’” says Justin Stockman, Bell Media’s VP of content development and programming. “He’s like, ‘We found them. These are the people from the book.’ And that’s where we had to trust him.”

Brendan Brady, Tierney’s producing partner through their Accent Aigu Entertainment banner, notes that the Canadian TV model diverges from the American one, in that the producer retains ownership of the IP while collecting a licensing fee from the broadcaster. To fund the series, Tierney and Brady reinvested their personal fees to cover about 10% of the budget, while another 30% was sourced from tax credits. This included the Canada Media Fund, a resource derived from government and industry contributions that national broadcasters can allocate at their discretion. The rest of the financing usually comes from third parties.

But Tierney recalls that the notes from potential financiers did not align with his creative vision. Some wanted to delay the graphic depictions of gay sex and expand the world to include more characters. Someone even suggested introducing Rose Landry (Sophie Nélisse) earlier and putting her in a love triangle with Shane and Ilya, because they believed “this show won’t work without a female entry point,” Tierney recalls. Ultimately, Bell Media opted against a co-financier, instead covering the remaining costs through its new distribution branch, Sphere Abacus. But, Brady says, the budget was still “far south” of CA$5 million (approximately $3.6 million) per episode. “It’s so much less than that, it’s almost silly,” Tierney adds.

Sean Cohan, an American executive who worked at A&E Network and Nielsen before being appointed president of Bell Media, does not think “Heated Rivalry” could have been made in the U.S. For starters, “green-lighting” stateside is a “slower” process; Tierney could have been stuck in development hell for years. The show also contains numerous Canadian references — cottage country, loons, McGill University — which would have not made sense outside of the Great White North.

From left, stars Connor Storrie and Hudson Williams, creator Jacob Tierney and executive producer Brendan Brady on the set of “Heated Rivalry.”

(Sabrina Lantos)

For his part, Tierney doesn’t believe that “Heated Rivalry” would have even been made at another Canadian network or streamer. “There’s lots of ways to put your fingers in and get them sticky and screw things up, and these executives wanted the same show that we wanted to make and they supported us 100%,” he says. Those executives were so confident in the show’s success that they decided to move up the premiere date from February to late November to take advantage of the increase in viewership around the holidays. The accelerated release schedule meant that Tierney delivered his cut of the Season 1 finale a week and a half before it aired.

At the time of our interview, Tierney was already trying to break the story for Season 2, which he and Brady say will not premiere until spring 2027. “As much as I appreciate how rabid and interested people are at this point, the first season worked because I trusted my gut with this, and I’m going to do that again,” Tierney says.

Like the audience, Bell Media executives are waiting with bated breath for the next chapter of “Heated Rivalry.” And given that Accent Aigu has optioned all of the “Game Changer” novels (including Reid’s forthcoming “Unrivaled”), everything is on the table — more episodes or seasons, one-off specials, maybe even a spin-off. “We’re open to anything that keeps the quality where it was, but also brings our show back as quickly as we can,” Stockman says. (HBO Max will not be involved financially and remains merely a distributor.)

Tierney declines to reveal whether he will split “The Long Game” into one or two seasons, but he volunteers that he does not see himself making more than six episodes per season. “I don’t need to do 10. I would always rather tighten the belt than get loosey-goosey,” says Tierney, who will have a co-writer for Season 2 but continue to direct all the episodes himself. “I would rather be like, ‘Let’s see how much story we can pack into these episodes.’”

“We want everybody to be left yearning,” Brady adds. “That’s what everybody loves about this show. Less is more!”

“Heated Rivalry” may center on Shane and Ilya, but there will “absolutely” be “diversions” to other characters in the canon. “Just like you can’t tell the story without Scott Hunter, you can’t really tell the story without Troy Barrett,” Tierney says, alluding to a character from Reid’s books who is yet to appear in the TV series. And while there may be a lot more incoming calls about higher-profile casting, he adds, “We need Canadian talent, and we love Canadian talent. It’s not a burden, but it’s also something we literally have to do to get our financing.”

For Cohan, “Heated Rivalry” is valuable proof of concept as he attempts to convince more Canadian creators to return to their roots, regardless of where they now live in the world. “It certainly helps to feel like we’ve got a dramatic illustration, a data point — a pretty good one too — to say, ‘Yeah, look, we Canadians, not just Bell, can make great, global and profitable [shows], and we can do it by being authentic,’” Cohan says.