Allen

So supposedly loaded were the Super Bowl-favorite Rams, they earned four prime-time appearances in their first five games.

And from a purely entertainment standpoint, the Rams were not living up to their billing.

Monday night’s matchup against the Buffalo Bills provided the latest showcase.

The Rams delivered some thrills — but not a victory.

Tyler Bass kicked a 45-yard field goal with 1:55 left in overtime, sending the Rams to a 37-34 loss before 73,882 at SoFi Stadium.

Special teams miscues and penalties once again hampered the Rams in a game that featured three touchdown passes by Matthew Stafford and a career-best 17 catches by Puka Nacua.

Just as they did two years ago, when the Rams outlasted the Bills for a 44-42 victory, the teams put on a show.

But the Rams’ record dropped to 2-3, the fourth time in the last five seasons the Rams are 2-3 or worse after five games.

In 2022, when the Bills blew out the Rams in the opener at SoFi Stadium, the Rams were 2-3 en route to a 5-12 finish, the worst Super Bowl hangover in NFL history.

In 2023, the Rams were 2-3 before rallying to finish 10-7. The Detroit Lions eliminated the Rams in the NFC wild-card round. The next season, the Rams started 1-4, finished 10-7 again and lost to the Philadelphia Eagles in the divisional round.

Monday’s game was a matchup between the two previous NFL most valuable players, Bills quarterback Josh Allen in 2024 and Stafford in 2025. It was the first game between consecutive MVPs who play in separate conferences since 2015 when Peyton Manning went against Aaron Rodgers.

Stafford completed 40 of 54 passes for 383 yards, including two touchdown passes to Davante Adams and another to Nacua, who had 138 receiving yards.

Allen, who accounted for six touchdowns in a 44-42 loss to the Rams two years ago, completed 12 of 19 passes for 210 yards and a touchdown, and he rushed for 121 yards and a touchdown as the Bills improved to 4-1.

This was supposed to be a special season for the Rams.

But it has turned into a special teams nightmare.

Harrison Mevis failed to convert two field-goal attempts, including a winning kick in overtime that was blocked by Buffalo linebacker Greg Rousseau. The Rams also gave up a 70-yard return on the opening kickoff.

Tyler Bass kicks a 45-yard field goal in overtime to seal the Bills’ 37-34 win over the Rams at SoFi Stadium on Monday night.

(Eric Thayer / Los Angeles Times)

The Rams continued their penalty-filled foibles: They were flagged 11 times for 84 yards, many of the pre-snap variety that drives coach Sean McVay crazy.

Special teams miscues and penalties hampered the Rams in the first half, and they trailed 13-7 at halftime.

The Rams took the lead early in the second half when Stafford engineered a 60-yard drive that ended with Blake Corum’s one-yard touchdown run.

But late in the third quarter, the Bills took the lead on Allen’s touchdown pass to receiver Keon Coleman. The Bills missed the extra-point attempt, leaving them with a 19-14 lead.

The Rams immediately answered, Stafford connecting with tight end Tyler Higbee for 28 yards before Corum caught a pass and turned it into a 34-yard gain. That set up Stafford’s two-yard touchdown pass to Nacua early in the fourth quarter, but Stafford was sacked on a two-point conversion attempt, leaving the Rams with a 20-19 lead.

Rams linebacker Nate Landman punches the ball out of Bills running back James Cook III’s arms during the third quarter Monday.

(Eric Thayer / Los Angeles Times)

Allen then directed an 80-yard drive that he capped with a one-yard sneak, and his two-point conversion pass to tight end Dalton Kincaid gave the Bills a 27-20 lead with 11:28 left.

But the Rams tied the score on the next possession off a five-yard touchdown reception by Adams.

Allen, however, got the ball with just over seven minutes left, and had 15- and 21-yard scrambles during a drive that ended with James Cook III scoring on a five-yard run for a 34-27 lead with 1:39 left.

On the ensuing possession, Stafford completed a 14-yard pass to Adams and, one play later, found Nacua for 16 yards and then Adams for 15. A one-handed catch for nine yards by Kyren Williams moved the ball to the one-yard line, and Williams scored on the next play with five seconds left in regulation. Mevis’ extra-point tied the score.

Rams quarterback Matthew Stafford passes during the first half against the Bills on Monday.

(Eric Thayer / Los Angeles Times)

The Bills got the ball first in overtime, and appeared on their way to a field goal or touchdown when Khalil Shakir gained 57 yards on a catch-and-run to the Rams’ 22. Rams safety Kamren Kinchens prevented Shakir from scoring when he just barely managed to trip up the Buffalo receiver.

But on the next play, linebacker Nate Landman punched the ball from Cook’s grasp and Aaron Donald recovered the fumble with 7:54 left.

Stafford drove the Rams to the Bills’ 30, but the Bills blocked Mevis’ attempt, setting the stage for the Bills’ winning drive.

Both NFL most valuable players. Both bound for Canton. Both surgically precise with their passes.

Matthew Stafford and Josh Allen are two of the best liars in football.

Peyton Manning sat in the studio and cued the video. Stafford looked off a Philadelphia safety last Sunday to hold him in place. He froze a cornerback with a glance. Then he threw an out-and-up to Puka Nacua, absorbing a big hit as he released the ball.

“That’s a lot of looking off,” Manning said.

Hall of Fame linebacker Luke Kuechly, watching from his own home studio, agreed.

“The quarterback will lie to you,” Kuechly said. “He’s going to look you off. He’s going to pump you. But the one thing that never lies to you is the route.”

Welcome to “The Breakdown,” the ESPN2 show in which Manning and Kuechly provide different perspectives from opposite sides of the ball, discussing strategy, preparation and key storylines heading into marquee NFL matchups.

This show airs on Friday at 12:30 p.m. PDT, and this week’s episode focuses on Monday night’s game between the Rams and Buffalo Bills at SoFi Stadium. The show is in its second season, and Kuechly replaces Bill Belichick, who played the defensive counterpart to Manning in Season 1.

“I’ve had lots of college coaches and pro players and high school coaches that watch this show that love it,” Manning said. “Because they want the details, but also for the casual fan to be able to understand and follow the game and maybe be entertained at the same time. It’s a delicate balance.”

Elements that Manning and Kuechly identified as critical to Monday’s game:

1. Stafford’s eyes. The Rams quarterback will try to move Buffalo defenders with his looks, a flick of his shoulders, a tiny pump fake. Kuechly advises defenders to watch the route.
2. Greg Rousseau. Kuechly identifies Buffalo’s edge rusher as the scariest player on tape, especially with his long arms that almost seem telescopic.
3. Allen’s ability to throw outside the numbers. The Bills quarterback has the arm strength to get the ball to any of his receivers at any time. “I would need a cutoff man to complete some of the throws he makes,” Manning said.
4. Quick snaps. Stafford is a master of catching the defense off guard and before it has set. It’s a look, Manning said, that some teams call “cheetah.” Kuechly said the rule for the defense should be that the play starts when the center touches the ball.
5. The last possession. Manning believes the last team that has the ball will be the team to win, and that the game will be back and forth the whole way.

Manning credits Kobe Bryant as the inspiration for “The Breakdown.” The late Lakers legend created a film-analysis series called “Detail,” which was designed to show the public how a professional basketball player studies game tape. It debuted in 2018 during the NBA playoffs.

Bryant then called Manning.

“He said, ‘Hey, I want you to do ‘Detail’ for football,’” Manning said. “He wanted me to take people behind the ropes in football, so that’s what I did.”

Manning did it alone at first, using only his voice to break down quarterbacks. Eventually, he brought in a defensive specialist for another perspective and they both appeared on camera.

Bryant’s concept of franchising the show across different sports gave Manning the idea to do the same with “Peyton’s Places,” thereby creating spinoffs with his brother, Eli, John McEnroe, Sue Bird and others.

The cornerstone of Kim’s platform is her call for the state-run property disaster insurance program, which largely would be funded by policyholders. Coverage would be universal, with policyholders automatically enrolled. With no need to generate shareholder profits, fund marketing or pay high executive salaries, she contends the plan could better invest in fire prevention and make buildings and property more fire resilient. Such a drastic change in the insurance system would require legislation and support from the governor.

“Voters I’ve talked to don’t want to see the same old tinkering with the system, because most voters agree that it’s actually magical thinking that doing the same tinkering of the existing system is going to lead to a different result,” she said.

Allen is sharply critical of Kim’s plan, which he says is woefully short on details. Instead, he is focusing on the mechanics of improving the current system — for both homeowners and insurers. He wants to speed reviews of insurer rate applications, create a business office to attract more carriers to the state and work with elected officers at all levels to design programs that reduce fire risk of individual properties and at the neighborhood and community scale.

“I’m focused on what’s actually doable. The people who suffer from these terrible fires don’t need a 10-year experiment. Voters of all stripes, not just Republicans, are not interested in making the state a guinea pig,” he said.