Mastercard

• With payment leaders accelerating adoption, the Alipay+ ecosystem — with 50+ mobile payment partners, over 10 national QR schemes and serving over 2 billion consumer accounts — is evolving into the world’s largest agentic payment network for mobile commerce.
• During Phase I in 2026, AMP partners up with 10 leading Alipay+ digital wallets that together serve 1.5 billion user accounts, as well as 7 leading acquiring partners including Adyen, Allinpay, Checkout.com, Fiserv, Global Payments, Nuvei, and Worldline.
• Ant International, Mastercard, and Visa have begun collaboration on a Know-Your-Agent (KYA) interoperability framework, designed to help card networks, digital wallet ecosystems, agent platforms and marketplaces streamline agent onboarding and identification across networks, based on shared principles while preserving each network’s own verification and decisioning processes.

SHANGHAI & SINGAPORE — As Ant International builds out its Agentic Mobile Protocol (AMP) with deeper interoperability and open-source initiatives, fintech and payment leaders are deploying the protocol globally at an accelerated pace, to enable trusted agentic transactions in large-scale commercial scenarios.

The AI economy is built on the ability of the financial industry to ensure AI agents interact to make decisions and execute transactions end-to-end for consumers and businesses, securely, smoothly and with full authorisation across all payment rails, especially in prevalent mobile payment scenarios through QR scans, card swipes or phone taps.

Launched in April 2026, the AMP is an open payment protocol built by Ant International for digital wallets, super apps, smart devices, and other mobile interfaces to enable payments executed by AI agents. Today, adoption is rolling out across Ant International’s Alipay+ ecosystem, a mobile payment network serving 50+ mobile payment partners and over 10 national QR networks, connecting 150 million merchants to 2 billion consumer accounts globally.

In Phase I, the following partners will work with AMP to advance their own agentic commerce strategies:

10 Alipay+ mobile wallet partners will support AMP in their own agent security architecture in Phase I. They are:

Building a truly global, inclusive infrastructure for agentic commerce calls for cross-sector and public-private collaboration on trust and governance mechanisms.

Ant International, Mastercard, and Visa have begun collaboration on a Know-Your-Agent (KYA) interoperability framework, designed to help card networks, digital wallet ecosystems, agent platforms and marketplaces streamline agent onboarding and identification across networks, based on shared principles while preserving each network’s own verification and decisioning processes.

Building on the Safeguards for Agentic Finance at Runtime (SAFR) framework, Ant International, Mastercard and Visa will collaborate through BuildFin.ai to advance common approaches for AI agent verification, accountability and risk management across payment ecosystems in Singapore. BuildFin.ai is an industry platform convened by the Monetary Authority of Singapore (MAS) to bring together financial institutions, technology providers and researchers to develop and scale responsible AI solutions for financial services.

The effort aims to support secure and scalable agentic commerce, enabling AI agents to operate safely and reliably across payment ecosystems while maintaining strong safeguards for consumers, merchants and financial institutions.

To maximise industry co-building, AMP is now officially open-sourced on GitHub, with source code, developer SDKs, and related technical documentation available to global developers, AI platforms, wallets, acquirers, and financial institutions.

“AMP has been created to enable agents to enter existing mobile payment systems as trusted actors. We are inspired to see how, a few months into its launch, more and more wallets and payment partners are accelerating their AI strategy by bringing this exciting capability to users in the real world,” said Jiang-Ming Yang, Chief Innovation Officer at Ant International.

of the Agentic Mobile Protocol include:

• End-to-end agentic transactions across devices: No need to switch apps or change payment habits across mobile interfaces like smartphones and AR glasses.
• Faster agent integration cuts steps required to link a payment agent to a wallet by 50%.
• Clear boundaries of permissions for users to authorise the task, not hand over the account, with real-time visibility and control of agents.
• Full-spectrum Know-Your-Agent (KYA) Framework establishes an agent’s digital identity and certifies its authorised capabilities, with Agent Trust Rating controlling levels of autonomy for agents.
• AgentSafePay provides money-back guarantee for merchants against agentic-specific risks.
• A high-frequency nano-grade agent-to-agent (A2A) settlement mechanism enables automated, ultra-small transactions as tiny as $0.000001 between AI agents.

“Meanwhile, agentic commerce will only have a real path to mass adoption when supported with a deep foundation of trust. While AMP continues to invest in our own security solutions like AgentSafePay, we are also committed more than ever to strengthening collaboration with card networks, policy leaders like MAS and other stakeholders on new accountability mechanisms, to ensure all agentic transactions are protected by our collaborative agent identity and authorisation capabilities across markets and rails,” said Yang.