But you can soften the blow by earning a bit of money back each time you shell out.
7
There are lots of different ways to make your spending pay — here’s how . . .
CASHBACK SITES: You can get money back on spending at most high street brands, by going through a cashback site.
Topcashback and Quidco are two of the biggest sites and you can easily search the retailer you want to shop with.
You can currently get three per cent back on purchases at John Lewis through the sites but it’s not just retailers.
You can be paid to take out insurance as well as signing up for broadband and other bills through the sites.
INSTANT MONEY: The downside of Topcashback and Quidco is that it can take several months, in some cases, for cashback to track and get paid out.
However apps Jamdoughnut and Hyperjar allow for instant payouts.
Instead of shopping via the sites, you essentially buy gift cards through the apps and get money back on these.
You then use the cards or codes given by the apps to pay for your spending with your chosen retailer.
BANK ON IT: You can earn money on spending through some bank and savings accounts.
For example, Santander’s Edge and Edge Up accounts give one per cent cashback on selected household bills paid by direct debit, as well as spending at supermarkets and travel costs paid by the card.
Halifax’s reward account offers users cashback with selected retailers when you buy with your debit card.
And Monzo customers can also earn money when spending at brands including Asda, Boots and Deliveroo.
Bear in mind, monthly fees apply to some of these accounts and you should weigh up if an account is best for your circumstances.
- All prices on page correct at time of going to press. Deals and offers subject to availability.
Deal of the day
7
GIVE yourself a sleek blowdry with Remington’s shine therapy hairdryer, down from £50 to £28 at George from Asda.
SAVE: £22
Cheap treat
7
INDULGE in a delicious salted caramel hot chocolate with these stirrers, £1.79, from Aldi.
What’s new
PAPERCHASE is back with its Christmas collection exclusively at Tesco.
It’s full of bold and bright designs, including this six-pack of blue, green and pink crackers, £12.
Top swap
7
7
PULL on these Ugg sheep skin boots for ultimate comfort – they are £65 at John Lewis.
Or try La Redoute’s faux-fur lined boots, £44, to make a saving.
SAVE: £21
Leah’s little helper
KEEP your mitts toasty on winter walks or out and about with this twin pack of HotHands hand warmers, £1, from Halfords.
Shop and save
7
CREATE any look to suit your mood with Barry M’s no-filter eyeshadow palette, down from £24.99 to £12.49 at barrym.com.
SAVE: £12.50
Hot right now
UNTIL December 12, those in Co-op’s loyalty scheme can get an Irresistible pizza and a bottle of prosecco for £10, saving £4.95.
PLAY NOW TO WIN £200
7
JOIN thousands of readers taking part in The Sun Raffle.
Every month we’re giving away £100 to 250 lucky readers – whether you’re saving up or just in need of some extra cash, The Sun could have you covered.
Every Sun Savers code entered equals one Raffle ticket.
The more codes you enter, the more tickets you’ll earn and the more chance you will have of winning!